{"id":29761,"date":"2015-09-09T14:26:09","date_gmt":"2015-09-09T07:26:09","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=29761"},"modified":"2022-06-24T14:29:03","modified_gmt":"2022-06-24T07:29:03","slug":"765-tin-dung-den-soi-thong-long-siet-co%cc%89-con-no%cc%a3","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/765-tin-dung-den-soi-thong-long-siet-co%cc%89-con-no%cc%a3\/","title":{"rendered":"765. T\u00edn d\u1ee5ng \u201c\u0111en\u201d: S\u1ee3i th\u00f2ng l\u1ecdng ‘si\u00ea\u0301t c\u00f4\u0309’ con n\u01a1\u0323"},"content":{"rendered":"(N\u0110T) – Nh\u1eefng c\u00e1i b\u1eaft tay v\u00e0 ch\u1eef k\u00fd ch\u1edbp nho\u00e1ng c\u1ee7a c\u00e1c tho\u1ea3 thu\u1eadn t\u00edn d\u1ee5ng \u201cc\u00f3 m\u1ed9t kh\u00f4ng hai\u201d \u0111\u00e3 \u0111\u1ec3 l\u1ea1i s\u1ef1 \u00e2u lo \u0111\u00e8 n\u1eb7ng l\u00ean cu\u1ed9c s\u1ed1ng c\u1ee7a m\u1ed7i con n\u1ee3.<\/strong><\/p>\n

Nguy\u1ec5n Anh Tu\u1ea5n run run c\u1ea7m tr\u00ean tay chi\u1ebfc \u0111i\u1ec7n tho\u1ea1i \u0111\u00e3 c\u0169 khi t\u00f4i xin s\u1ed1. H\u00f4m sau, t\u00f4i ch\u1ee7 \u0111\u1ed9ng h\u1eb9n g\u1eb7p v\u00e0 tr\u00f2 chuy\u1ec7n t\u1ea1i nh\u00e0 ri\u00eang c\u1ee7a anh, ng\u00f4i nh\u00e0 n\u1eb1m s\u00e2u trong con ng\u00f5 thu\u1ed9c ph\u01b0\u1eddng Ng\u1ecdc Thu\u1ef5 (Long Bi\u00ean, H\u00e0 N\u1ed9i) \u2013 n\u01a1i m\u00e0 c\u00f3 kh\u1ea3 n\u0103ng l\u1edbn anh s\u1ebd kh\u00f4ng th\u1ec3 quy\u1ebft \u0111\u1ecbnh \u0111\u01b0\u1ee3c s\u1ed1 ph\u1eadn t\u01b0\u01a1ng lai c\u1ee7a n\u00f3.<\/p>\n

L\u00e0 m\u1ed9t ng\u01b0\u1eddi s\u1eeda ch\u1eefa \u0111\u1ed3 \u0111i\u1ec7n gia d\u1ee5ng, \u0111\u01a1n gi\u1ea3n ch\u1ec9 v\u00ec gi\u00fap \u0111\u1ee1 m\u1ed9t ng\u01b0\u1eddi b\u1ea1n trong ngh\u1ec1 m\u00e0 anh quy\u1ebft \u0111\u1ecbnh \u0111i vay tr\u1ea3 n\u1ee3 h\u1ed9 b\u1ea1n, \u0111\u01a1n gi\u1ea3n ch\u1ec9 v\u00ec mu\u1ed1n m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng\u00a0kinh doanh\u00a0nh\u1ecf m\u00e0 r\u1ed3i anh d\u00ednh v\u00e0o c\u1ea1m b\u1eaby c\u1ee7a t\u00edn d\u1ee5ng \u201c\u0111en\u201d.<\/p>\n

135 tri\u1ec7u l\u00e0 t\u1ed5ng s\u1ed1 ti\u1ec1n anh nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb b\u00ean cho vay, \u0111\u00e1nh \u0111\u1ed5i v\u1edbi \u0111\u00f3 l\u00e0 gi\u00e1 tr\u1ecb ng\u00f4i nh\u00e0 \u01b0\u1edbc t\u00ednh h\u01a1n 2,8 t\u1ef7 \u0111\u1ed3ng \u0111\u00e3 b\u1ecb sang t\u00ean cho ch\u1ee7 n\u1ee3, s\u1ef1 l\u1eeba tr\u1edb tr\u00eau d\u1eabn t\u1edbi nguy c\u01a1 m\u1ea5t tr\u1eafng c\u1ea3 m\u1ed9t gia t\u00e0i m\u00e0 c\u00f3 th\u1ec3 su\u1ed1t ph\u1ea7n \u0111\u1eddi c\u00f2n l\u1ea1i nai l\u01b0ng t\u00edch g\u00f3p anh c\u0169ng kh\u00f4ng d\u00e1m m\u01a1 t\u1edbi n\u1eefa.<\/p>\n

Anh Tu\u1ea5n l\u00e0 m\u1ed9t trong s\u1ed1 c\u00e1c n\u1ea1n nh\u00e2n c\u1ee7a\u00a0t\u00edn d\u1ee5ng \u201c\u0111en\u201d. Do c\u1ea7n ti\u1ec1n kinh doanh m\u00e0 kh\u00f4ng vay v\u1ed1n \u0111\u01b0\u1ee3c t\u1eeb ng\u00e2n h\u00e0ng, trong n\u0103m 2013,\u00a0gia \u0111\u00ecnh anh \u0111\u00e3 t\u00ecm \u0111\u1ebfn m\u1ed9t c\u00f4ng ty c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i Nguy\u1ec5n Ch\u00ed Thanh (\u0110\u1ed1ng \u0110a, H\u00e0 N\u1ed9i) \u0111\u1ec3 vay ti\u1ec1n. Anh b\u1ecb l\u1eeba r\u1ed3i giao s\u1ed5 \u0111\u1ecf v\u00e0 k\u00fd v\u00e0o h\u1ee3p \u0111\u1ed3ng chuy\u1ec3n nh\u01b0\u1ee3ng nh\u00e0 \u0111\u1ea5t ch\u1ec9 \u0111\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn s\u1ed1 ti\u1ec1n vay. Sau \u0111\u00f3, ng\u00f4i nh\u00e0 anh b\u1ecb sang t\u00ean cho ng\u01b0\u1eddi kh\u00e1c v\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p l\u1ea1i \u1edf ng\u00e2n h\u00e0ng vay h\u01a1n 2 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

Tr\u1edb tr\u00eau thay, anh ho\u00e0n to\u00e0n ch\u01b0a ph\u1ea3i n\u1ed9p m\u1ed9t \u0111\u1ed3ng ti\u1ec1n l\u00e3i n\u00e0o th\u00ec c\u00f4ng ty n\u00eau tr\u00ean \u0111\u00f3ng c\u1eeda. T\u1ea1i th\u1eddi \u0111i\u1ec3m n\u00f3ng nh\u1ea5t c\u1ee7a v\u1ee5 vi\u1ec7c l\u00e0 kho\u1ea3ng th\u00e1ng 09\/2014, s\u1ef1 vi\u1ec7c v\u1ee1 l\u1edf, khi anh Tu\u1ea5n li\u00ean t\u1ee5c \u0111\u00f2i nh\u00e0, anh th\u1eadm ch\u00ed c\u00f2n b\u1ecb b\u00ean cho vay c\u1eed c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u201cx\u00e3 h\u1ed9i\u00a0\u0111en\u201d \u0111\u1ebfn d\u1eb1n m\u1eb7t, th\u1ecb uy ngay t\u1ea1i ng\u00f4i nh\u00e0 c\u1ee7a ch\u00ednh m\u00ecnh su\u1ed1t m\u1ed9t th\u1eddi gian d\u00e0i. Ng\u00f4i nh\u00e0 b\u1ed7ng nhi\u00ean tr\u1edf th\u00e0nh t\u00e0i s\u1ea3n tranh ch\u1ea5p.<\/p>\n

Tu\u1ea5n l\u00e0 lao \u0111\u1ed9ng ch\u00ednh, anh nu\u00f4i m\u1ed9t m\u1eb9 gi\u00e0 \u0111\u00e3 ngo\u00e0i 60 tu\u1ed5i v\u00e0 2 con nh\u1ecf, \u0111\u1ee9a b\u00e9 m\u1edbi sinh ch\u01b0a \u0111\u1ea7y 1 th\u00e1ng tu\u1ed5i trong khi v\u1ee3 anh v\u1eabn \u0111ang ph\u1ea3i \u1edf nh\u00e0 ngh\u1ec9 sinh. Gia \u0111\u00ecnh 5 ng\u01b0\u1eddi n\u00e0y hi\u1ec7n \u0111ang s\u1ed1ng ng\u00f4i nh\u00e0 c\u1ee7a ch\u00ednh h\u1ecd nh\u01b0ng h\u1ecd l\u1ea1i kh\u00f4ng h\u1ec1 c\u00f3 quy\u1ec1n quy\u1ebft \u0111\u1ecbnh s\u1ed1 ph\u1eadn ng\u00f4i nh\u00e0 c\u1ee7a m\u00ecnh.<\/p>\n

\"\"<\/p>\n

Anh Nguy\u1ec5n Anh Tu\u1ea5n – m\u1ed9t n\u1ea1n nh\u00e2n c\u1ee7a t\u00edn d\u1ee5ng “\u0111en”<\/strong><\/em><\/p>\n

C\u1ea1m b\u1eaby c\u1ee7a m\u1ed9t m\u00f4 h\u00ecnh t\u1ed9i ph\u1ea1m<\/strong><\/p>\n

Theo ph\u00e2n t\u00edch t\u1eeb ph\u00eda C\u01a1 quan ch\u1ee9c n\u0103ng v\u00e0 l\u1eddi khai c\u1ee7a c\u00e1c n\u1ea1n nh\u00e2n th\u00ec nhi\u1ec1u h\u1ed9 gia \u0111\u00ecnh, c\u00e1 nh\u00e2n c\u1ea7n vay v\u1ed1n \u0111\u1ec3 kinh doanh, nh\u01b0ng do thi\u1ebfu hi\u1ec3u bi\u1ebft v\u1ec1 th\u1ee7 t\u1ee5c vay v\u1ed1n \u1edf ng\u00e2n h\u00e0ng n\u00ean h\u1ecd \u0111\u00e3 ch\u1ecdn con \u0111\u01b0\u1eddng vay t\u00edn d\u1ee5ng \u201c\u0111en\u201d \u0111\u1ec3 c\u00f3 v\u1ed1n kinh doanh nhanh ch\u00f3ng v\u00e0 k\u1ecbp th\u1eddi.<\/p>\n

Th\u1ee7 t\u1ee5c t\u00edn d\u1ee5ng \u201c\u0111en\u201d th\u01b0\u1eddng r\u1ea5t nhanh g\u1ecdn, th\u1eadm ch\u00ed kh\u00f4ng c\u1ea7n h\u1ee3p \u0111\u1ed3ng, ch\u1ec9 c\u1ea7n k\u00fd v\u00e0o s\u1ed5, kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p, kh\u00f4ng ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t kinh doanh\u2026. \u0111\u1ec3 c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c\u00a0ti\u1ec1n\u00a0t\u1eeb b\u00ean cho vay. \u0110\u1ed5i l\u1ea1i b\u00ean vay ph\u1ea3i k\u00fd: h\u1ee3p \u0111\u1ed3ng mua, b\u00e1n, chuy\u1ec3n nh\u01b0\u1ee3ng quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf, quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf cho \u0111\u1ed1i t\u01b0\u1ee3ng cho vay t\u00edn d\u1ee5ng v\u1edbi gi\u00e1 chuy\u1ec3n nh\u01b0\u1ee3ng b\u1eb1ng s\u1ed1 ti\u1ec1n vay (th\u1ea5p h\u01a1n r\u1ea5t nhi\u1ec1u so v\u1edbi gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf c\u1ee7a t\u00e0i s\u1ea3n chuy\u1ec3n nh\u01b0\u1ee3ng).<\/p>\n

Ngo\u00e0i ra, c\u00e1c n\u1ea1n nh\u00e2n c\u00f2n k\u00fd v\u00e0o h\u1ee3p \u0111\u1ed3ng \u1ee7y quy\u1ec1n ho\u1eb7c gi\u1ea5y \u1ee7y quy\u1ec1n cho b\u00ean cho vay to\u00e0n quy\u1ec1n \u0111\u1ecbnh \u0111o\u1ea1t t\u00e0i s\u1ea3n nh\u00e0 \u0111\u1ea5t c\u1ee7a m\u00ecnh (mua b\u00e1n, chuy\u1ec3n nh\u01b0\u1ee3ng, t\u1eb7ng cho, th\u1ebf ch\u1ea5p). C\u00e1c h\u1ee3p \u0111\u1ed3ng tr\u00ean \u0111\u01b0\u1ee3c d\u00f9ng v\u1edbi m\u1ee5c \u0111\u00edch l\u00e0 h\u00ecnh th\u1ee9c \u0111\u1ec3 l\u00e0m tin, xem nh\u01b0 m\u1ed9t h\u00ecnh th\u1ee9c th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n cho b\u00ean cho vay t\u00edn d\u1ee5ng. Tr\u00ean th\u1ef1c t\u1ebf kh\u00f4ng c\u00f3 vi\u1ec7c giao nh\u1eadn ti\u1ec1n v\u00e0 giao nh\u1eadn nh\u00e0, \u0111\u1ea5t mua b\u00e1n.<\/p>\n

\u0110\u01b0\u1ee3c bi\u1ebft, c\u00e1c th\u1ee7 t\u1ee5c c\u00f4ng ch\u1ee9ng v\u00e0 ch\u1ee9ng th\u1ef1c, \u0111\u1ec1u \u0111\u01b0\u1ee3c b\u00ean cho vay c\u00f3 s\u1eb5n \u0111\u01a1n v\u1ecb cung c\u1ea5p th\u1eadm ch\u00ed vi\u1ec7c c\u00f4ng ch\u1ee9ng ch\u1ee9ng th\u1ef1c \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n ngay \u1edf qu\u00e1n c\u00e0 ph\u00ea, qu\u00e1n c\u00f3c v\u1ec9a h\u00e8, t\u1ea1i nh\u00e0, t\u1ea1i ch\u1ee3\u2026.<\/p>\n

Sau khi c\u00f3 h\u1ee3p \u0111\u1ed3ng, nh\u1eefng k\u1ebb cho vay \u0111\u00e3 th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n nh\u00e0 \u0111\u1ea5t c\u1ee7a ng\u01b0\u1eddi \u0111i vay cho ng\u00e2n h\u00e0ng \u0111\u1ec3 vay v\u1ed1n ho\u1eb7c b\u00e1n l\u1ea1i cho ng\u01b0\u1eddi kh\u00e1c, r\u1ed3i l\u1ea1i l\u1ea5y ch\u00ednh s\u1ed1 ti\u1ec1n v\u1ed1n \u0111\u00f3 ti\u1ebfp c\u1eadn v\u00e0 s\u1eed d\u1ee5ng c\u00e1ch th\u1ee9c t\u01b0\u01a1ng t\u1ef1 \u0111\u1ed1i v\u1edbi c\u00e1c \u201ccon m\u1ed3i\u201d kh\u00e1c. Trong khi \u0111\u00f3 th\u00ec ng\u01b0\u1eddi \u0111i vay v\u1eabn chi\u1ebfm h\u1eefu, s\u1eed d\u1ee5ng nh\u00e0 \u0111\u1ea5t c\u1ee7a m\u00ecnh. L\u00fac n\u00e0y, t\u00edn d\u1ee5ng \u0111\u00e3 \u201c\u0111en\u201d xu\u1ea5t hi\u1ec7n.<\/p>\n

Khi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng t\u00edn d\u1ee5ng \u201c\u0111en\u201d vay v\u00e0 r\u00fat ti\u1ec1n ng\u00e2n h\u00e0ng \u0111\u1ec3 s\u1eed d\u1ee5ng v\u00e0o m\u1ee5c \u0111\u00edch ri\u00eang, v\u1edbi s\u1ed1 ti\u1ec1n l\u00ean t\u1edbi h\u00e0ng t\u1ef7 \u0111\u1ed3ng, kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng thanh to\u00e1n h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng, ng\u00e2n h\u00e0ng s\u1ebd y\u00eau c\u1ea7u ph\u00e1t m\u1ea1i t\u00e0i s\u1ea3n b\u1ea3o l\u00e3nh, T\u00f2a \u00e1n tri\u1ec7u t\u1eadp gi\u1ea3i quy\u1ebft tranh ch\u1ea5p. Khi \u0111\u00f3, ng\u01b0\u1eddi c\u00f3 t\u00e0i s\u1ea3n m\u1edbi bi\u1ebft l\u00e0 nh\u00e0 \u0111\u1ea5t c\u1ee7a m\u00ecnh \u0111\u00e3 \u0111\u01b0\u1ee3c sang t\u00ean cho ng\u01b0\u1eddi kh\u00e1c ho\u1eb7c b\u1ecb th\u1ebf ch\u1ea5p cho ng\u00e2n h\u00e0ng, c\u00f2n tr\u01b0\u1edbc \u0111\u00f3 h\u1ecd ch\u1ec9 bi\u1ebft k\u00fd h\u1ee3p \u0111\u1ed3ng theo y\u00eau c\u1ea7u c\u1ee7a b\u00ean cho vay \u0111\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn ti\u1ec1n vay, th\u1eadm ch\u00ed nhi\u1ec1u ng\u01b0\u1eddi ch\u1ec9 hi\u1ec3u l\u00e0 cho m\u01b0\u1ee3n gi\u1ea5y t\u1edd nh\u00e0 trong m\u1ed9t kho\u1ea3ng th\u1eddi gian, r\u1ed3i b\u00ean m\u01b0\u1ee3n tr\u1ea3 l\u1ea1i.<\/p>\n

\u201cB\u00ean cho vay \u0111\u00e3 l\u1eeba ch\u00fang t\u00f4i \u0111\u1ec3 \u0111\u01b0\u1ee3c c\u1ea5p gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng nh\u00e0 \u0111\u1ea5t, sau \u0111\u00f3 \u0111em t\u00e0i s\u1ea3n c\u1ee7a ch\u00fang t\u00f4i \u0111i th\u1ebf ch\u1ea5p cho ng\u00e2n h\u00e0ng, qua m\u1eb7t c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec3 vay ti\u1ec1n sau \u0111\u00f3 chi\u1ebfm \u0111o\u1ea1t s\u1ed1 ti\u1ec1n n\u00e0y, h\u1eadu qu\u1ea3 \u0111\u1ec3 l\u1ea1i cho ch\u00fang t\u00f4i v\u00e0 ng\u00e2n h\u00e0ng ph\u1ea3i g\u00e1nh ch\u1ecbu. Ch\u00fang t\u00f4i tr\u1edf th\u00e0nh ng\u01b0\u1eddi ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 v\u1edbi ng\u00e2n h\u00e0ng, m\u1ea5t c\u1ea3 nh\u00e0 c\u1eeda\u201d,\u00a0n\u1ea1n nh\u00e2n\u00a0Tu\u1ea5n n\u00f3i.<\/p>\n

\u201cM\u1ee1 ng\u01b0\u1eddi ngh\u00e8o r\u00e1n ng\u01b0\u1eddi ngh\u00e8o\u201d<\/strong><\/p>\n

Tu\u1ea5n ch\u1ec9 l\u00e0 m\u1ed9t trong s\u1ed1 h\u00e0ng ch\u1ee5c c\u00e1c n\u1ea1n nh\u00e2n c\u00f3 m\u1eb7t t\u1ea1i m\u1ed9t bu\u1ed5i to\u1ea1 \u0111\u00e0m v\u1edbi t\u00ean g\u1ecdi \u201cGi\u1ea3i c\u1ee9u ng\u01b0\u1eddi ngh\u00e8o tho\u00e1t kh\u1ecfi b\u1eaby t\u00edn d\u1ee5ng \u0111en<\/em>\u201d. Anh may m\u1eafn v\u00e0o \u0111\u01b0\u1ee3c gian ph\u00f2ng c\u1ee7a h\u1ed9i th\u1ea3o \u0111\u1ec3 thu\u1eadt l\u1ea1i c\u00e2u chuy\u1ec7n c\u1ee7a m\u00ecnh trong khi c\u00e1c n\u1ea1n nh\u00e2n kh\u00e1c ph\u1ea3i \u0111\u1ee9ng b\u00ean ngo\u00e0i l\u1eafng nghe m\u1ecdi th\u00f4ng tin\u00a0do s\u1ee9c ch\u1ee9a c\u00f3 h\u1ea1n c\u1ee7a gian ph\u00f2ng, v\u00e0 ngo\u00e0i kia c\u0169ng c\u00f2n kh\u00f4ng bi\u1ebft bao nhi\u00eau n\u1ea1n nh\u00e2n n\u1eefa \u0111ang ph\u1ea3i c\u1ea7m l\u00e1 \u0111\u01a1n t\u1ed1 c\u00e1o t\u00edn d\u1ee5ng \u201c\u0111en\u201d c\u1ea7u c\u1ee9u t\u1edbi c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng. V\u00e0 \u0111\u00e3 c\u00f3 nh\u1eefng gi\u1ecdt n\u01b0\u1edbc m\u1eaft \u0111\u00e3 l\u0103n d\u00e0i tr\u00ean m\u00e1 c\u1ee7a c\u00e1c n\u1ea1n nh\u00e2n khi h\u1ecd tr\u1ea3 l\u1eddi ph\u1ecfng v\u1ea5n c\u01a1 quan th\u00f4ng t\u1ea5n.<\/p>\n

Theo \u00f4ng Tr\u1ea7n Nh\u1eadt Minh, Gi\u00e1m \u0111\u1ed1c Trung t\u00e2m nghi\u00ean c\u1ee9u\u00a0truy\u1ec1n th\u00f4ng ph\u00e1t tri\u1ec3n (RED) – \u0111\u01a1n v\u1ecb t\u1ed5 ch\u1ee9c to\u1ea1 \u0111\u00e0m, n\u00ean d\u00f9ng t\u1eeb \u201cnghi\u1ec7t ng\u00e3\u201d \u0111\u1ec3 mi\u00eau t\u1ea3 cho c\u00e2u chuy\u1ec7n c\u1ee7a nh\u1eefng n\u1ea1n nh\u00e2n t\u00edn d\u1ee5ng \u201c\u0111en\u201d n\u00e0y.<\/p>\n

Ch\u00fang ta \u0111ang gi\u1ea3i quy\u1ebft m\u1ed9t v\u1ea5n \u0111\u1ec1 m\u00e0 ch\u1eb3ng c\u1ea7n \u0111i \u0111\u00e2u xa, ra ngo\u00e0i ng\u00f5 c\u0169ng c\u00f3 th\u1ec3 nh\u00ecn th\u1ea5y ngay. Nh\u1eefng s\u1ed1 \u0111i\u1ec7n tho\u1ea1i khoan c\u1eaft b\u00ea t\u00f4ng nay \u0111\u00e3 x\u01b0a r\u1ed3i m\u00e0 thay v\u00e0o \u0111\u00f3 b\u00e2y gi\u1edd ra \u0111\u01b0\u1eddng ra ng\u00f5 ch\u1ec9 to\u00e0n qu\u1ea3ng c\u00e1o cho vay t\u00edn d\u1ee5ng v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i v\u00e0 ai c\u0169ng c\u00f3 th\u1ec3 nh\u00ecn th\u1ea5y.<\/p>\n

\u201cKhi ch\u00fang t\u00f4i ti\u1ebfp c\u1eadn v\u1ea5n \u0111\u1ec1 th\u00ec ch\u00fang t\u00f4i kh\u1ecfi c\u1ea7n m\u1eddi\u00a0Lu\u1eadt s\u01b0 v\u00ec v\u0103n ph\u00f2ng Lu\u1eadt n\u00e0o c\u0169ng c\u00f3 v\u00e0i ch\u1ee5c v\u1ee5 vi\u1ec7c t\u01b0\u01a1ng t\u1ef1 nh\u01b0 th\u1ebf n\u00e0y. Th\u1eadt l\u1ea1 l\u00e0 t\u1ea1i sao\u00a0m\u1ed9t v\u1ea5n \u0111\u1ec1 nh\u01b0 th\u1ebf l\u1ea1i t\u1ed3n t\u1ea1i bao l\u00e2u trong x\u00e3 h\u1ed9i ch\u00fang ta?\u201d, \u00f4ng Minh th\u1eafc m\u1eafc.<\/p>\n

\u0110\u1ee9ng sau gia \u0111\u00ecnh c\u00e1c n\u1ea1n nh\u00e2n l\u00e0 m\u1ed9t h\u1ec7 th\u1ed1ng c\u00e1c \u0111\u1ea1i l\u00fd t\u00edn d\u1ee5ng xu\u1ed1ng t\u1eadn c\u1ea5p ph\u01b0\u1eddng, x\u00e3. L\u1ef1c l\u01b0\u1ee3ng t\u1ed9i ph\u1ea1m n\u00e0y c\u00f3 h\u1eb3n c\u1ea3 m\u1ed9t h\u1ec7 th\u1ed1ng \u1edf \u0111\u1ecba ph\u01b0\u01a1ng theo d\u00f5i m\u1ecdi \u0111\u1ed9ng t\u0129nh t\u1eeb gia \u0111\u00ecnh xem h\u1ecd c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 \u0111\u01b0\u1ee3c kh\u00f4ng ? C\u00f3 th\u1ec3 l\u1eeba \u0111\u01b0\u1ee3c kh\u00f4ng ?<\/p>\n

\u201c\u0110\u00e2y l\u00e0 m\u1ed9t m\u00f4 h\u00ecnh t\u1ed9i ph\u1ea1m \u0111ang ph\u00e1t tri\u1ec3n qu\u00e1 m\u1ea1nh. Qua c\u00e1c t\u1ea7ng c\u1ea5p l\u00e3i su\u1ea5t kh\u00e1c nhau, ch\u00fang t\u00f4i kh\u1eb3ng \u0111\u1ecbnh c\u00f3 b\u1ea3o k\u00ea, c\u00f3 ng\u01b0\u1eddi \u0111\u1ea7u t\u01b0 cho m\u00f4 h\u00ecnh n\u00e0y. \u201cM\u1ee1 ng\u01b0\u1eddi ngh\u00e8o r\u00e1n ng\u01b0\u1eddi ngh\u00e8o\u201d, r\u00f5 r\u00e0ng anh cho vay c\u00f3 100 tri\u1ec7u m\u00e0 anh \u0111\u01b0a \u0111\u01b0\u1ee3c v\u00e0o ng\u00e2n h\u00e0ng ng\u00f4i nh\u00e0 c\u1ee7a ng\u01b0\u1eddi ta \u0111\u00e1ng gi\u00e1 ti\u1ec1n t\u1ef7. Sang t\u00ean trong m\u1ed9t ng\u00e0y, vay trong m\u1ed9t ng\u00e0y, chuy\u1ec7n \u0111\u00f3 \u0111\u01b0\u01a1ng nhi\u00ean c\u1ee9 nh\u01b0 kh\u00f4ng trong h\u00e0ng n\u0103m tr\u1eddi\u201d, Gi\u00e1m \u0111\u1ed1c RED nh\u1ea5n m\u1ea1nh.<\/p>\n

T\u00edn d\u1ee5ng “\u0111en” gi\u0103ng b\u1eaby kh\u1eafp m\u1ecdi n\u01a1i (\u1ea3nh: RED)<\/strong><\/em><\/p>\n

Nh\u00e0\u00a0b\u00e1o\u00a0Ng\u1ecd V\u0103n Anh, Tr\u01b0\u1edfng ph\u00f2ng s\u1ea3n xu\u1ea5t 1 Trung t\u00e2m\u00a0tin t\u1ee9c\u00a0\u0110\u00e0i truy\u1ec1n h\u00ecnh K\u1ef9 thu\u1eadt s\u1ed1 VTC, ng\u01b0\u1eddi \u0111\u00e3 th\u1ef1c hi\u1ec7n kh\u00e1 nhi\u1ec1u c\u00e1c ph\u00f3ng s\u1ef1 ph\u1ea3n \u00e1nh v\u1ec1 t\u00edn d\u1ee5ng \u201c\u0111en\u201d th\u00ec cho bi\u1ebft \u0111a s\u1ed1 ng\u01b0\u1eddi d\u00e2n khi \u0111\u01b0\u1ee3c h\u1ecfi t\u1ea1i sao vay n\u1eb7ng l\u00e3i, h\u1ecd \u0111\u1ec1u c\u00f3 chung c\u00e2u tr\u1ea3 l\u1eddi: Th\u1ee7 t\u1ee5c ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u201c\u0111en\u201d \u0111\u01a1n gi\u1ea3n, m\u00e0 c\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng ch\u00ednh th\u1ee9c c\u00f3 c\u1ea3i c\u00e1ch h\u00e0nh ch\u00ednh c\u1ea3 ch\u1ee5c n\u0103m n\u1eefa c\u0169ng kh\u00f3 theo k\u1ecbp.<\/p>\n

C\u00f2n theo\u00a0Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, c\u00f3 nhi\u1ec1u y\u1ebfu t\u1ed1 \u0111\u1ec3 c\u00e1c giao d\u1ecbch vay ti\u1ec1n bi\u1ebfn th\u00e0nh t\u00edn d\u1ee5ng \u201c\u0111en\u201d nh\u01b0ng y\u1ebfu t\u1ed1 ch\u00ednh l\u00e0 l\u00e3i su\u1ea5t ng\u1ea5t ng\u01b0\u1edfng, t\u01b0\u1edfng nh\u01b0 \u201cc\u1eaft c\u1ed5\u201d. Nguy\u00ean nh\u00e2n \u0111\u1ea9y ng\u01b0\u1eddi ta tr\u1edf th\u00e0nh th\u1ee7 ph\u1ea1m v\u00e0 n\u1ea1n nh\u00e2n c\u1ee7a c\u00e1i b\u1eaby t\u00edn d\u1ee5ng \u201c\u0111en\u201d kh\u00f4ng th\u1ec3 b\u1ecf qua nguy\u00ean nh\u00e2n do ph\u00e1p lu\u1eadt\u00a0thi\u1ebfu minh b\u1ea1ch, r\u00f5 r\u00e0ng v\u00e0 h\u1ee3p l\u00fd.<\/em><\/p>\n

\u00d4ng \u0110\u1ee9c d\u1eabn ch\u1ee9ng vi\u1ec7c trong th\u1ef1c t\u1ebf t\u1eeb n\u0103m 2011 \u0111\u1ebfn nay nhi\u1ec1u\u00a0t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u00a0\u0111ang \u201c\u0111\u1ee9ng ngo\u00e0i\u201d quy \u0111\u1ecbnh khi c\u00f3 r\u1ea5t nhi\u1ec1u kho\u1ea3n vay \u0111\u00e3 v\u01b0\u1ee3t m\u1ee9c tr\u1ea7n l\u00e3i su\u1ea5t, v\u01b0\u1ee3t c\u1ea3 ng\u01b0\u1ee1ng \u0111\u01b0\u1ee3c lu\u1eadt cho ph\u00e9p l\u00e0 13,5% nh\u01b0ng v\u1eabn kh\u00f4ng b\u1ecb x\u1eed l\u00fd.<\/em><\/p>\n

\u201cTheo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh kh\u00f4ng l\u1ebd li\u1ec7t ho\u1ea1t \u0111\u1ed9ng cho vay c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00e1c c\u0169ng l\u00e0 t\u00edn d\u1ee5ng \u201c\u0111en\u201d? Do \u0111\u00f3 kh\u00f3 c\u00f3 th\u1ec3 x\u1eed l\u00fd c\u00e1c c\u00e1 nh\u00e2n ngo\u00e0i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho vay l\u00e3i su\u1ea5t cao\u201d, Lu\u1eadt s\u01b0 n\u00eau quan \u0111i\u1ec3m.<\/em><\/p>\n

V\u1ec1 ph\u00eda \u0111\u1ea1i di\u1ec7n Ng\u00e2n h\u00e0ng, b\u00e0 Tr\u1ea7n Th\u1ecb H\u1ed3ng H\u1ea1nh, T\u1ed5ng Th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam c\u0169ng chia s\u1ebb v\u1edbi c\u00e1c n\u1ea1n nh\u00e2n trong ho\u1ea1t \u0111\u1ed9ng cho vay t\u00edn d\u1ee5ng ngo\u00e0i lu\u1ed3ng. N\u1ebfu t\u1ea5t c\u1ea3 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng m\u00e0 tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc trong ho\u1ea1t \u0111\u1ed9ng cho vay th\u00ec s\u1ebd kh\u00f4ng c\u00f3 v\u1ea5n \u0111\u1ec1 g\u00ec x\u1ea3y ra.<\/p>\n

Tuy nhi\u00ean, b\u00e0 H\u1ea1nh c\u0169ng th\u1eeba nh\u1eadn trong ng\u00e0nh Ng\u00e2n h\u00e0ng c\u0169ng kh\u00f4ng th\u1ec3 kh\u00f4ng c\u00f3 nh\u1eefng \u201ccon s\u00e2u l\u00e0m r\u1ea7u n\u1ed3i canh\u201d, nh\u1eefng \u201ccon s\u00e2u\u201d thu\u1ed9c ph\u1ea1m tr\u00f9 r\u1ee7i ro \u0111\u1ea1o \u0111\u1ee9c, thi\u1ebfu tinh th\u1ea7n tr\u00e1ch nhi\u1ec7m d\u1eabn \u0111\u1ebfn vi\u1ec7c th\u00f4ng \u0111\u1ed3ng v\u00e0 ti\u1ebfp tay cho m\u1ed9t s\u1ed1 c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c th\u1ef1c hi\u1ec7n tr\u00f3t l\u1ecdt ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u201c\u0111en\u201d phi ph\u00e1p.<\/p>\n\n\n\n
Th\u01b0\u1ee3ng t\u00e1 Tr\u1ea7n Th\u1ecb Th\u00fay, T\u1ed5ng c\u1ee5c C\u1ea3nh s\u00e1t ph\u00f2ng ch\u1ed1ng t\u1ed9i ph\u1ea1m (B\u1ed9 C\u00f4ng an):<\/p>\n

Theo th\u1ed1ng k\u00ea ch\u01b0a \u0111\u1ea7y \u0111\u1ee7 t\u1eeb T\u1ed5ng C\u1ee5c c\u1ea3nh s\u00e1t, t\u1eeb n\u0103m 2010 \u0111\u1ebfn n\u0103m 2014, \u1edf n\u01b0\u1edbc ta li\u00ean ti\u1ebfp x\u1ea3y ra h\u00e0ng tr\u0103m v\u1ee5 v\u1ee1 n\u1ee3 l\u1edbn v\u1edbi thi\u1ec7t h\u1ea1i l\u00ean t\u1edbi h\u00e0ng ng\u00e0n t\u1ef7 \u0111\u1ed3ng, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn nhi\u1ec1u c\u00e1 nh\u00e2n, gia \u0111\u00ecnh, t\u1ed5 ch\u1ee9c v\u00e0 li\u00ean quan v\u1edbi n\u00f3 l\u00e0 6.367 v\u1ee5 vi\u1ec7c, trong \u0111\u00f3 c\u00f3: 41 v\u1ee5 gi\u1ebft ng\u01b0\u1eddi, 318 v\u1ee5 c\u1ed1 \u00fd g\u00e2y th\u01b0\u01a1ng t\u00edch, 588 v\u1ee5 c\u01b0\u1edbp t\u00e0i s\u1ea3n, 1.089 v\u1ee5 c\u01b0\u1ee1ng \u0111o\u1ea1t t\u00e0i s\u1ea3n, 1.707 v\u1ee5 l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n, 2.496 v\u1ee5 l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n, 104 v\u1ee5 hu\u1ef7 ho\u1ea1i t\u00e0i s\u1ea3n\u2026<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Qu\u1ea3ng \u0110\u1ecbnh<\/strong><\/p>\n

—————————————-<\/p>\n

Ng\u01b0\u1eddi \u0111\u01b0a tin (Th\u1eddi s\u1ef1) 09-9-2015:<\/em><\/strong><\/p>\n

http:\/\/www.nguoiduatin.vn\/tin-tuc-24h-tin-dung-den-soi-thong-long-siet-co-con-no-a205497.html<\/em><\/p>\n

(181\/2.059)","protected":false},"excerpt":{"rendered":"

(N\u0110T) – Nh\u1eefng c\u00e1i b\u1eaft tay v\u00e0 ch\u1eef k\u00fd ch\u1edbp nho\u00e1ng c\u1ee7a c\u00e1c tho\u1ea3 thu\u1eadn t\u00edn d\u1ee5ng \u201cc\u00f3 m\u1ed9t kh\u00f4ng hai\u201d \u0111\u00e3 \u0111\u1ec3 l\u1ea1i s\u1ef1 \u00e2u lo \u0111\u00e8 n\u1eb7ng l\u00ean cu\u1ed9c s\u1ed1ng c\u1ee7a m\u1ed7i con n\u1ee3. Nguy\u1ec5n Anh Tu\u1ea5n run run c\u1ea7m tr\u00ean tay chi\u1ebfc \u0111i\u1ec7n tho\u1ea1i \u0111\u00e3 c\u0169 khi t\u00f4i xin s\u1ed1. H\u00f4m sau, […]<\/p>\n","protected":false},"author":3,"featured_media":29766,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-29761","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n765. T\u00edn d\u1ee5ng \u201c\u0111en\u201d: S\u1ee3i th\u00f2ng l\u1ecdng 'si\u00ea\u0301t c\u00f4\u0309' con n\u01a1\u0323 - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-765-tin-dung-den-soi-thong-long-siet-co\u0309-con-no\u0323\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]765. 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