{"id":29808,"date":"2015-09-12T15:19:55","date_gmt":"2015-09-12T08:19:55","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=29808"},"modified":"2022-06-24T15:21:32","modified_gmt":"2022-06-24T08:21:32","slug":"775-chuyen-gia-phap-ly-ban-chuyen-giai-cuu-nguoi-ngheo-khoi-bay-tin-dung-den","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/775-chuyen-gia-phap-ly-ban-chuyen-giai-cuu-nguoi-ngheo-khoi-bay-tin-dung-den\/","title":{"rendered":"775. Chuy\u00ean gia ph\u00e1p l\u00fd b\u00e0n chuy\u1ec7n \u201cgi\u1ea3i c\u1ee9u\u201d ng\u01b0\u1eddi ngh\u00e8o kh\u1ecfi b\u1eaby t\u00edn d\u1ee5ng \u0111en"},"content":{"rendered":"(PL&XH) – Ng\u01b0\u1eddi vay ti\u1ec1n do kh\u00f4ng ph\u1ea3i b\u00e0n giao nh\u00e0, \u0111\u1ea5t, n\u00ean kh\u00e1 \u201cv\u1eefng tin\u201d v\u1edbi th\u1ed1ng nh\u1ea5t gi\u1eefa hai b\u00ean l\u00e0 khi n\u00e0o b\u00ean vay tr\u1ea3 ti\u1ec1n th\u00ec b\u00ean cho vay s\u1ebd h\u1ee7y h\u1ee3p \u0111\u1ed3ng, vi\u1ec7c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng ch\u1ec9 l\u00e0 h\u00ecnh th\u1ee9c. Nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf, \u0111\u00e2y th\u01b0\u1eddng l\u00e0 c\u00e1i b\u1eaby, sau khi k\u00fd h\u1ee3p \u0111\u1ed3ng, b\u00ean cho vay \u0111\u00e3 l\u00e0m th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd thay \u0111\u1ed5i ng\u01b0\u1eddi s\u1eed d\u1ee5ng \u0111\u1ea5t, s\u1edf h\u1eefu nh\u00e0, r\u1ed3i b\u00e1n ti\u1ebfp cho \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c, ho\u1eb7c d\u00f9ng l\u00e0m t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p cho ng\u00e2n h\u00e0ng \u0111\u1ec3 vay v\u1ed1n.<\/strong><\/p>\n

V\u00ec nhanh, g\u1ecdn?<\/strong><\/p>\n

\u0110\u00e2y l\u00e0 th\u00f4ng tin \u0111\u01b0\u1ee3c c\u00e1c chuy\u00ean gia ph\u00e1p l\u00fd \u0111\u01b0a ra nh\u1eb1m c\u1ea3nh b\u00e1o cho ng\u01b0\u1eddi vay \u201ct\u00edn d\u1ee5ng \u0111en\u201d bi\u1ebft \u0111\u1ec3 tr\u00e1nh m\u1ea5t nh\u00e0, \u0111\u1ea5t t\u1ea1i h\u1ed9i th\u1ea3o \u201cGi\u1ea3i c\u1ee9u ng\u01b0\u1eddi ngh\u00e8o kh\u1ecfi b\u1eaby t\u00edn d\u1ee5ng \u0111en\u201d do Li\u00ean hi\u1ec7p c\u00e1c H\u1ed9i Khoa h\u1ecdc v\u00e0 K\u1ef9 thu\u1eadt Vi\u1ec7t Nam v\u1eeba t\u1ed5 ch\u1ee9c. Tr\u00ean th\u1ef1c t\u1ebf, kh\u00e1 nhi\u1ec1u ng\u01b0\u1eddi sau khi vay v\u1edbi l\u00e3i su\u1ea5t \u201cc\u1eaft c\u1ed5\u201d c\u1ee9 m\u1ea3i lo tr\u1ea3 n\u1ee3 v\u00e0 ch\u1ec9 \u0111\u1ebfn khi c\u00f3 th\u00f4ng b\u00e1o c\u1ee7a Ng\u00e2n h\u00e0ng s\u1ebd ph\u00e1t m\u1ea1i t\u00e0i s\u1ea3n, ho\u1eb7c \u201cch\u1ee7 m\u1edbi\u201d \u0111\u1ebfn xem, \u0111\u00f2i b\u00e0n giao nh\u00e0 \u0111\u1ea5t th\u00ec m\u1edbi hay bi\u1ebft t\u00e0i s\u1ea3n m\u00ecnh \u0111ang qu\u1ea3n l\u00fd, s\u1eed d\u1ee5ng \u0111\u00e3 thu\u1ed9c quy\u1ec1n s\u1edf h\u1eefu c\u1ee7a ng\u01b0\u1eddi kh\u00e1c. C\u1ea1m b\u1eaby t\u1eeb vay \u201ct\u00edn d\u1ee5ng \u0111en\u201d kh\u00f4ng c\u00f2n l\u00e0 chuy\u1ec7n m\u1edbi, nh\u01b0ng s\u1ed1 n\u1ea1n nh\u00e2n c\u0169ng kh\u00f4ng ng\u1eebng gia t\u0103ng, ch\u1ee7 y\u1ebfu do thi\u1ebfu hi\u1ec3u bi\u1ebft ph\u00e1p lu\u1eadt, c\u1ea3 tin.<\/p>\n

S\u1ee9c h\u1ea5p d\u1eabn c\u1ee7a \u201ct\u00edn d\u1ee5ng \u0111en\u201d c\u00f3 t\u1eeb nhi\u1ec1u nguy\u00ean nh\u00e2n, nh\u01b0ng n\u1ed5i b\u1eadt l\u00e0 r\u1ea5t nhanh v\u00e0 g\u1ecdn, th\u1eadm ch\u00ed kh\u00f4ng c\u1ea7n h\u1ee3p \u0111\u1ed3ng, ch\u1ec9 c\u1ea7n k\u00fd v\u00e0o s\u1ed5, kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p, kh\u00f4ng ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t kinh doanh\u2026 c\u0169ng vay \u0111\u01b0\u1ee3c ti\u1ec1n ngay. M\u1ed9t s\u1ed1 n\u1ea1n nh\u00e2n cho hay, \u0111\u1ec3 vay \u0111\u01b0\u1ee3c v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng, theo qui \u0111\u1ecbnh, ph\u1ea3i kh\u00e1 nhi\u1ec1u th\u1ee7 t\u1ee5c trong \u0111\u00f3, v\u1edbi c\u00e1c h\u1ed9 gia \u0111\u00ecnh, c\u00e1 nh\u00e2n th\u00ec vi\u1ec7c \u0111\u01b0a ra \u0111\u01b0\u1ee3c ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t kinh doanh h\u1ee3p l\u00fd, kh\u1ea3 thi \u0111\u1ec3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng ch\u1ea5p thu\u1eadn gi\u1ea3i ng\u00e2n kh\u00f4ng h\u1ec1 \u0111\u01a1n gi\u1ea3n, n\u00ean \u0111\u00e0nh ch\u1ecdn con \u0111\u01b0\u1eddng vay \u201ct\u00edn d\u1ee5ng \u0111en\u201d \u0111\u1ec3 c\u00f3 v\u1ed1n kinh doanh, ho\u1eb7c ti\u00eau d\u00f9ng trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p c\u1ea5p thi\u1ebft.<\/p>\n

Ng\u01b0\u1eddi vay kh\u00f4ng bi\u1ebft r\u1eb1ng, \u0111\u1ec3 vay ti\u1ec1n, h\u1ecd ph\u1ea3i k\u00fd h\u1ee3p \u0111\u1ed3ng mua, b\u00e1n, chuy\u1ec3n nh\u01b0\u1ee3ng quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf, quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf cho \u0111\u1ed1i t\u01b0\u1ee3ng cho vay \u201ct\u00edn d\u1ee5ng \u0111en\u201d, v\u1edbi gi\u00e1 chuy\u1ec3n nh\u01b0\u1ee3ng b\u1eb1ng s\u1ed1 ti\u1ec1n vay, th\u1ea5p h\u01a1n r\u1ea5t nhi\u1ec1u so v\u1edbi gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf \u0111\u1ec3 l\u00e0m tin, xem nh\u01b0 m\u1ed9t h\u00ecnh th\u1ee9c th\u1ebf ch\u1ea5p. D\u00f9 th\u1ed1ng nh\u1ea5t v\u1edbi nhau vi\u1ec7c k\u00fd h\u1ee3p \u0111\u1ed3ng n\u00e0y ch\u1ec9 \u0111\u1ec3 l\u00e0m tin, b\u00ean vay s\u1ebd nh\u1eadn l\u1ea1i gi\u1ea5y t\u1edd nh\u00e0 \u0111\u1ea5t khi tr\u1ea3 xong s\u1ed1 n\u1ee3, nh\u01b0ng khi c\u1ea7m \u0111\u01b0\u1ee3c gi\u1ea5y t\u1edd n\u00e0y b\u1eb1ng h\u1ee3p \u0111\u1ed3ng chuy\u1ec3n nh\u01b0\u1ee3ng c\u00f3 c\u00f4ng ch\u1ee9ng r\u1ea5t \u201ch\u1ee3p ph\u00e1p\u201d trong tay, c\u00e1c ch\u1ee7 n\u1ee3 \u0111\u00e3 nhanh ch\u00f3ng \u0111em \u0111i th\u1ebf ch\u1ea5p n\u01a1i kh\u00e1c \u0111\u1ec3 vay ti\u1ec1n, ho\u1eb7c th\u1eadm ch\u00ed b\u00e1n lu\u00f4n.<\/p>\n

\"\"<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c ph\u00e1t bi\u1ec3u t\u1ea1i h\u1ed9i th\u1ea3o.<\/p>\n

V\u00ec kh\u00f3 vay \u201ch\u1ee3p ph\u00e1p\u201d?<\/strong><\/p>\n

T\u1eeb th\u1ef1c tr\u1ea1ng n\u00e0y, c\u00e1c chuy\u00ean gia ph\u00e1p l\u00fd \u0111\u00e3 ch\u1ec9 ra nhi\u1ec1u l\u1ed7 h\u1ed5ng trong vi\u1ec7c qu\u1ea3n l\u00fd ho\u1ea1t \u0111\u1ed9ng vay v\u1ed1n ng\u00e2n h\u00e0ng. V\u00ec, \u0111\u1ec3 th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n cho ng\u00e2n h\u00e0ng, b\u00ean th\u1ebf ch\u1ea5p ph\u1ea3i l\u00e0 ch\u1ee7 s\u1edf h\u1eefu, s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, ph\u1ea3i c\u00f3 quy\u1ec1n chi\u1ebfm h\u1eefu, s\u1eed d\u1ee5ng, \u0111\u1ecbnh \u0111o\u1ea1t t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. Khi nh\u1eadn \u0111\u01b0\u1ee3c t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, theo quy \u0111\u1ecbnh, ph\u00eda ng\u00e2n h\u00e0ng ph\u1ea3i ti\u1ebfn h\u00e0nh x\u00e1c minh, \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n, tr\u1ef1c ti\u1ebfp xem x\u00e9t \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n nh\u01b0ng th\u1ef1c t\u1ebf \u0111\u00e3 x\u1ea3y ra t\u00ecnh tr\u1ea1ng ph\u00eda ng\u00e2n h\u00e0ng, m\u1ed9t s\u1ed1 c\u00e1 nh\u00e2n th\u1ef1c thi \u0111\u00e3 kh\u00f4ng xem x\u00e9t th\u1ef1c t\u1ebf ai l\u00e0 ng\u01b0\u1eddi \u0111ang chi\u1ebfm h\u1eefu, s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p ho\u1eb7c \u0111\u00e3 b\u1ecf qua vi\u1ec7c x\u00e1c minh, \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n n\u00ean \u0111\u00e3 kh\u00f4ng ph\u00e1t hi\u1ec7n ra ng\u01b0\u1eddi th\u1ebf ch\u1ea5p kh\u00f4ng c\u00f3 quy\u1ec1n s\u1eed d\u1ee5ng, chi\u1ebfm gi\u1eef t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p m\u00e0 v\u1eabn gi\u1ea3i ng\u00e2n.<\/p>\n

Lu\u1eadt s\u01b0 Nguy\u1ec5n Th\u1ebf Truy\u1ec1n, C\u00f4ng ty Lu\u1eadt H\u1ee3p danh Thi\u00ean Thanh cho bi\u1ebft, \u0111a ph\u1ea7n kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n li\u00ean quan \u0111\u1ebfn \u201ct\u00edn d\u1ee5ng \u0111en\u201d \u0111\u1ec1u b\u1eaft ngu\u1ed3n s\u00e2u xa t\u1eeb c\u00e1c kho\u1ea3n n\u1ee3 t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c doanh nghi\u1ec7p, do th\u00e2n quen cho m\u01b0\u1ee3n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. \u201cH\u1ecd ph\u1ea3i chi ra m\u1ed9t kho\u1ea3n chi ph\u00ed r\u1ea5t l\u1edbn \u0111\u1ec3 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng tr\u00ean l\u00e0m th\u1ee7 t\u1ee5c vay ti\u1ec1n, \u0111\u1ebfn h\u1ea1n ch\u01b0a k\u1ecbp thanh to\u00e1n c\u00f2n ph\u1ea3i chi tr\u1ea3 kho\u1ea3n ph\u00ed \u0111\u00e1o h\u1ea1n v\u1edbi l\u00e3i xu\u1ea5t c\u1eaft c\u1ed5, th\u01b0\u1eddng l\u00e0 5000 \u0111\u1ed3ng\/1 tri\u1ec7u\/ng\u00e0y c\u00f3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p c\u00e1 bi\u1ec7t c\u00f2n l\u00ean t\u1edbi 10.000 \u0111\u1ed3ng\/1 tri\u1ec7u\/ng\u00e0y. Khi c\u00e1c c\u00f4ng ty, c\u00e1 nh\u00e2n kinh doanh t\u00edn d\u1ee5ng \u0111en kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 l\u00fac n\u00e0y c\u00e1c Ng\u00e2n h\u00e0ng ti\u1ebfn h\u00e0ng ph\u00e1t m\u1ea1i, kh\u1edfi ki\u1ec7n \u0111\u1ec3 thu h\u1ed3i t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m v\u00e0 ng\u01b0\u1eddi d\u00e2n\/ch\u1ee7 nh\u00e0 l\u00fac \u0111\u00f3 m\u1edbi bi\u1ebft kho\u1ea3n n\u1ee3 c\u1ee7a m\u00ecnh \u1edf nh\u1eefng con s\u1ed1 kh\u00e1 cao, vi\u1ec7c kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng thanh to\u00e1n d\u1eabn \u0111\u1ebfn m\u1ea5t c\u0103n nh\u00e0 duy nh\u1ea5t l\u00e0 ho\u00e0n to\u00e0n c\u00f3 th\u1ec3\u201d, LS Truy\u1ec1n cho bi\u1ebft.<\/p>\n

Kh\u00f4ng d\u1ec5 x\u1eed l\u00fd \u201ct\u00edn d\u1ee5ng \u0111en\u201d!<\/em><\/strong><\/p>\n

\u0110\u00e1ng quan t\u00e2m, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Cty Lu\u1eadt ANVI, Tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m tr\u1ecdng t\u00e0i qu\u1ed1c t\u1ebf VIAC cho hay, ngo\u00e0i 3 tr\u01b0\u1eddng h\u1ee3p b\u1ecb x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh v\u1edbi m\u1ed9t s\u1ed1 h\u00e0nh vi cho vay c\u1ee7a c\u00e1c c\u00f4ng ty kinh doanh ch\u1ee9ng kho\u00e1n (theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 108\/2013\/N\u0110-CP), x\u1eed ph\u1ea1t v\u1edbi h\u00e0nh vi cho vay t\u1ea1i s\u00f2ng b\u1ea1c, n\u01a1i \u0111\u00e1nh b\u1ea1c (theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 167\/2013\/N\u0110-CP), x\u1eed ph\u1ea1t ho\u1ea1t \u0111\u1ed9ng cho vay c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 96\/2014\/N\u0110-CP) th\u00ec ho\u1ea1t \u0111\u1ed9ng cho vay c\u1ee7a ph\u00e1p nh\u00e2n v\u00e0 c\u00e1c c\u00e1 nh\u00e2n, kh\u00f4ng ph\u1ea3i l\u00e0 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng th\u00ec v\u1eabn l\u00e0 h\u1ee3p ph\u00e1p m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i c\u00f3 gi\u1ea5y ph\u00e9p c\u0169ng nh\u01b0 \u0111\u0103ng k\u00fd kinh doanh ho\u1ea1t \u0111\u1ed9ng vay.<\/em><\/p>\n

\u0110\u1ed3ng th\u1eddi, theo qui \u0111\u1ecbnh c\u1ee7a \u0110i\u1ec1u 476 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2005 th\u00ec l\u00e3i su\u1ea5t vay do c\u00e1c b\u00ean tho\u1ea3 thu\u1eadn nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 150% c\u1ee7a l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng b\u1ed1 \u0111\u1ed1i v\u1edbi lo\u1ea1i cho vay t\u01b0\u01a1ng \u1ee9ng v\u00e0 l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n \u00e1p d\u1ee5ng t\u1eeb ng\u00e0y 05-11-2010 \u0111\u1ebfn nay v\u1eabn l\u00e0 9%\/n\u0103m. Nh\u01b0 v\u1eady, giao d\u1ecbch cho vay n\u00e0o v\u01b0\u1ee3t m\u1ee9c 13,5%\/n\u0103m l\u00e0 giao d\u1ecbch b\u1ea5t h\u1ee3p ph\u00e1p v\u1ec1 l\u00e3i su\u1ea5t, l\u00e0 b\u1eaft \u0111\u1ea7u c\u00f3 d\u1ea5u hi\u1ec7u c\u1ee7a \u201ct\u00edn d\u1ee5ng \u0111en\u201d. \u201cNh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf th\u00ec \u0111\u1ea1i \u0111a s\u1ed1 giao d\u1ecbch cho vay c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t cao h\u01a1n, bao g\u1ed3m c\u1ea3 giao d\u1ecbch cho vay c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00e1c, hi\u1ebfm c\u00f3 ai l\u1ea1i ngh\u0129 r\u1eb1ng, l\u00e3i su\u1ea5t cho vay d\u00e2n s\u1ef1 hi\u1ec7n nay tr\u00ean 13,5%\/n\u0103m l\u00e0 \u201ct\u00edn d\u1ee5ng \u0111en\u201d, m\u1eb7c d\u00f9 \u0111\u00f3 l\u00e0 b\u1ea5t h\u1ee3p ph\u00e1p\u201d, \u00f4ng \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 \u00a0hi\u1ec7n h\u00e0nh quy \u0111\u1ecbnh, n\u1ebfu l\u00e3i su\u1ea5t cho vay v\u01b0\u1ee3t qu\u00e1 150% l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng b\u1ed1 th\u00ec g\u1ecdi l\u00e0 \u201ccho vay n\u1eb7ng l\u00e3i\u201d. Trong khi \u0111\u00f3, \u0110i\u1ec1u 163 c\u1ee7a B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 hi\u1ec7n h\u00e0nh l\u1ea1i quy \u0111\u1ecbnh, h\u00e0nh vi cho vay l\u00e3i n\u1eb7ng b\u1ecb xem l\u00e0 ph\u1ea1m t\u1ed9i khi l\u00e3i su\u1ea5t cho vay cao h\u01a1n m\u1ee9c l\u00e3i su\u1ea5t m\u00e0 ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh t\u1eeb 10 l\u1ea7n tr\u1edf l\u00ean v\u00e0 \u201cc\u00f3 t\u00ednh ch\u1ea5t chuy\u00ean b\u00f3c l\u1ed9t\u201d. Nh\u01b0 v\u1eady \u201cn\u1ebfu ng\u01b0\u1eddi n\u00e0o kh\u00f4ng thu\u1ed9c tr\u01b0\u1eddng h\u1ee3p cho vay c\u00f3 \u201ct\u00ednh ch\u1ea5t chuy\u00ean b\u00f3c l\u1ed9t\u201d th\u00ec d\u00f9 c\u00f3 cho vay l\u00e3i su\u1ea5t \u0111\u1ebfn v\u00e0i ngh\u00ecn ph\u1ea7n tr\u0103m th\u00ec c\u0169ng kh\u00f4ng c\u00f3 t\u1ed9i v\u00e0 c\u0169ng kh\u00f4ng h\u1ec1 b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh\u201d, LS \u0110\u1ee9c cho bi\u1ebft. LS Truy\u1ec1n th\u00ec nh\u00ecn nh\u1eadn, vi\u1ec7c ch\u1ee9ng minh \u201cc\u00f3 t\u00ednh ch\u1ea5t chuy\u00ean b\u00f3c l\u1ed9t\u201d s\u1ebd l\u00e0 v\u00f4 c\u00f9ng kh\u00f3 kh\u0103n cho b\u1ea5t k\u1ef3 c\u01a1 quan ti\u1ebfn h\u00e0nh t\u1ed1 t\u1ee5ng n\u00e0o v\u00ec b\u1ea3n th\u00e2n, c\u00e1c giao d\u1ecbch \u0111\u1ec1u \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n d\u01b0\u1edbi d\u1ea1ng th\u1ecfa thu\u1eadn d\u00e2n s\u1ef1 nh\u01b0 \u1ee7y quy\u1ec1n, \u0111\u1eb7t c\u1ecdc, vay t\u00e0i s\u1ea3n… ch\u1ee9 kh\u00f4ng ph\u1ea3i b\u1ecb c\u01b0\u1ee1ng \u00e9p.<\/em><\/p>\n

V\u00ec v\u1eady, \u0111\u1ec3 tr\u00e1nh d\u00ednh v\u00e0o b\u1eaby \u201ct\u00edn d\u1ee5ng \u0111en\u201d, c\u00e1c chuy\u00ean gia ph\u00e1p l\u00fd cho r\u1eb1ng, c\u1ea7n ho\u00e0n thi\u1ec7n c\u00e1c qui \u0111\u1ecbnh ph\u00e1p lu\u1eadt v\u1ec1 cho vay, minh b\u1ea1ch c\u00e1c th\u1ee7 t\u1ee5c \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng. \u0110\u1ed3ng th\u1eddi, ng\u01b0\u1eddi d\u00e2n c\u1ea7n n\u00e2ng cao v\u1ed1n hi\u1ec3u bi\u1ebft ph\u00e1p lu\u1eadt, \u0111\u1ec3 tr\u01b0\u1edbc khi \u0111\u1eb7t b\u00fat k\u00fd giao gi\u1ea5y t\u1edd ch\u1ee7 quy\u1ec1n nh\u00e0 \u0111\u1ea5t cho ng\u01b0\u1eddi kh\u00e1c, hi\u1ec3u r\u00f5 \u0111\u01b0\u1ee3c h\u1eadu qu\u1ea3 ph\u00e1p l\u00fd li\u00ean quan.<\/p>\n\n\n\n
Theo th\u1ed1ng k\u00ea c\u1ee7a T\u1ed5ng c\u1ee5c C\u1ea3nh s\u00e1t ph\u00f2ng, ch\u1ed1ng t\u1ed9i ph\u1ea1m, t\u1eeb n\u0103m 2010 \u0111\u1ebfn th\u00e1ng 8-2014, c\u1ea3 n\u01b0\u1edbc \u0111\u00e3 c\u00f3 h\u01a1n 4.900 v\u1ee5 vi\u1ec7c li\u00ean quan \u0111\u1ebfn t\u1ed9i ph\u1ea1m \u201ct\u00edn d\u1ee5ng \u0111en\u201d, trong \u0111\u00f3, c\u00f3 g\u1ea7n 2.300 v\u1ee5 li\u00ean quan \u0111\u1ebfn l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n… v\u1edbi s\u1ed1 ti\u1ec1n thi\u1ec7t h\u1ea1i g\u1ea7n 5.500 t\u1ef7 \u0111\u1ed3ng. T\u1ed9i ph\u1ea1m t\u1eeb \u201ct\u00edn d\u1ee5ng \u0111en\u201d c\u00f3 05 v\u1ee5 gi\u1ebft ng\u01b0\u1eddi, 31 v\u1ee5 c\u01b0\u1edbp t\u00e0i s\u1ea3n, 92 v\u1ee5 c\u01b0\u1ee1ng \u0111o\u1ea1t t\u00e0i s\u1ea3n.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Ph\u01b0\u01a1ng Th\u1ea3o<\/strong><\/p>\n

————————————<\/p>\n

Ph\u00e1p lu\u1eadt & X\u00e3 h\u1ed9i (X\u00e3 h\u1ed9i) 12-9-2015:<\/em><\/strong><\/p>\n

http:\/\/phapluatxahoi.vn\/xa-hoi\/chuyen-gia-phap-ly-ban-chuyen-giai-cuu-nguoi-ngheo-khoi-bay-tin-dung-den-97960<\/em><\/p>\n

(487\/1.550)","protected":false},"excerpt":{"rendered":"

(PL&XH) – Ng\u01b0\u1eddi vay ti\u1ec1n do kh\u00f4ng ph\u1ea3i b\u00e0n giao nh\u00e0, \u0111\u1ea5t, n\u00ean kh\u00e1 \u201cv\u1eefng tin\u201d v\u1edbi th\u1ed1ng nh\u1ea5t gi\u1eefa hai b\u00ean l\u00e0 khi n\u00e0o b\u00ean vay tr\u1ea3 ti\u1ec1n th\u00ec b\u00ean cho vay s\u1ebd h\u1ee7y h\u1ee3p \u0111\u1ed3ng, vi\u1ec7c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng ch\u1ec9 l\u00e0 h\u00ecnh th\u1ee9c. Nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf, \u0111\u00e2y th\u01b0\u1eddng l\u00e0 c\u00e1i b\u1eaby, […]<\/p>\n","protected":false},"author":3,"featured_media":29809,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-29808","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n775. Chuy\u00ean gia ph\u00e1p l\u00fd b\u00e0n chuy\u1ec7n \u201cgi\u1ea3i c\u1ee9u\u201d ng\u01b0\u1eddi ngh\u00e8o kh\u1ecfi b\u1eaby t\u00edn d\u1ee5ng \u0111en - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/775-chuyen-gia-phap-ly-ban-chuyen-giai-cuu-nguoi-ngheo-khoi-bay-tin-dung-den\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]775. Chuy\u00ean gia ph\u00e1p l\u00fd b\u00e0n chuy\u1ec7n \u201cgi\u1ea3i c\u1ee9u\u201d ng\u01b0\u1eddi ngh\u00e8o kh\u1ecfi b\u1eaby t\u00edn d\u1ee5ng \u0111en[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(PL&XH) – Ng\u01b0\u1eddi vay ti\u1ec1n do kh\u00f4ng ph\u1ea3i b\u00e0n giao nh\u00e0, \u0111\u1ea5t, n\u00ean kh\u00e1 \u201cv\u1eefng tin\u201d v\u1edbi th\u1ed1ng nh\u1ea5t gi\u1eefa hai b\u00ean l\u00e0 khi n\u00e0o b\u00ean vay tr\u1ea3 ti\u1ec1n th\u00ec b\u00ean cho vay s\u1ebd h\u1ee7y h\u1ee3p \u0111\u1ed3ng, vi\u1ec7c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng ch\u1ec9 l\u00e0 h\u00ecnh th\u1ee9c. Nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf, \u0111\u00e2y th\u01b0\u1eddng l\u00e0 c\u00e1i b\u1eaby, […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/775-chuyen-gia-phap-ly-ban-chuyen-giai-cuu-nguoi-ngheo-khoi-bay-tin-dung-den\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2015-09-12T08:19:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-24T08:21:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/775.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"550\" \/>\n\t<meta property=\"og:image:height\" content=\"397\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/775-chuyen-gia-phap-ly-ban-chuyen-giai-cuu-nguoi-ngheo-khoi-bay-tin-dung-den\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/775-chuyen-gia-phap-ly-ban-chuyen-giai-cuu-nguoi-ngheo-khoi-bay-tin-dung-den\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\"},\"headline\":\"775. 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