{"id":29811,"date":"2015-09-13T15:25:57","date_gmt":"2015-09-13T08:25:57","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=29811"},"modified":"2022-06-24T15:27:49","modified_gmt":"2022-06-24T08:27:49","slug":"776-cach-nao-ngan-chan-tin-dung-den","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/776-cach-nao-ngan-chan-tin-dung-den\/","title":{"rendered":"776. C\u00e1ch n\u00e0o ng\u0103n ch\u1eb7n \u201ct\u00edn d\u1ee5ng \u0111en\u201d?"},"content":{"rendered":"<strong><em>(SGGP) &#8211; Theo th\u1ed1ng k\u00ea ch\u01b0a \u0111\u1ea7y \u0111\u1ee7 c\u1ee7a B\u1ed9 C\u00f4ng an, t\u1eeb n\u0103m 2010 \u0111\u1ebfn nay tr\u00ean \u0111\u1ecba b\u00e0n c\u1ea3 n\u01b0\u1edbc li\u00ean ti\u1ebfp x\u1ea3y ra h\u00e0ng tr\u0103m v\u1ee5 v\u1ee1 n\u1ee3 l\u1edbn li\u00ean quan \u0111\u1ebfn \u201ct\u00edn d\u1ee5ng \u0111en\u201d v\u1edbi thi\u1ec7t h\u1ea1i l\u00ean \u0111\u1ebfn h\u00e0ng ng\u00e0n t\u1ef7 \u0111\u1ed3ng, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn nhi\u1ec1u c\u00e1 nh\u00e2n, gia \u0111\u00ecnh, t\u1ed5 ch\u1ee9c&#8230;<\/em><\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-29812 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/776-450x309.jpg\" alt=\"\" width=\"450\" height=\"309\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/776-450x309.jpg 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/776-768x527.jpg 768w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/776.jpg 850w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/p>\n<p>T\u1eeb \u201ct\u00edn d\u1ee5ng \u0111en\u201d \u0111\u00e3 x\u1ea3y ra 6.367 v\u1ee5 vi\u1ec7c, g\u1ed3m gi\u1ebft ng\u01b0\u1eddi, c\u01b0\u1edbp t\u00e0i s\u1ea3n, c\u01b0\u1ee1ng \u0111o\u1ea1t t\u00e0i s\u1ea3n, l\u1eeba \u0111\u1ea3o, chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n. Thi\u1ebfu t\u01b0\u1edbng Nguy\u1ec5n Phong H\u00f2a, Ph\u00f3 T\u1ed5ng c\u1ee5c tr\u01b0\u1edfng T\u1ed5ng c\u1ee5c C\u1ea3nh s\u00e1t, cho bi\u1ebft ho\u1ea1t \u0111\u1ed9ng \u201ct\u00edn d\u1ee5ng \u0111en\u201d hi\u1ec7n nay di\u1ec5n ra kh\u00e1 ph\u1ed5 bi\u1ebfn v\u00e0 ng\u00e0y c\u00e0ng ph\u1ee9c t\u1ea1p, h\u1eadu qu\u1ea3 g\u00e2y ra cho x\u00e3 h\u1ed9i r\u1ea5t nghi\u00eam tr\u1ecdng. Trong \u0111\u00f3, \u0111\u00e1ng lo ng\u1ea1i nh\u1ea5t l\u00e0 s\u1ef1 an to\u00e0n c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn an ninh t\u00e0i ch\u00ednh qu\u1ed1c gia; l\u00e0 nguy\u00ean nh\u00e2n, \u0111i\u1ec1u ki\u1ec7n th\u00fac \u0111\u1ea9y c\u00e1c lo\u1ea1i t\u1ed9i ph\u1ea1m h\u00ecnh s\u1ef1, \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn s\u1ef1 ph\u00e1t tri\u1ec3n kinh t\u1ebf &#8211; x\u00e3 h\u1ed9i v\u00e0 vi\u1ec7c \u0111\u1ea3m b\u1ea3o an ninh, tr\u1eadt t\u1ef1 an to\u00e0n x\u00e3 h\u1ed9i.<\/p>\n<p>Tr\u01b0\u1edbc t\u00ecnh tr\u1ea1ng tr\u00ean, li\u00ean ti\u1ebfp trong th\u1eddi gian g\u1ea7n \u0111\u00e2y B\u1ed9 C\u00f4ng an \u0111\u00e3 ph\u1ed1i h\u1ee3p v\u1edbi ng\u00e0nh ng\u00e2n h\u00e0ng t\u1ed5 ch\u1ee9c hai h\u1ed9i th\u1ea3o li\u00ean quan \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 n\u00e0y \u0111\u1ec3 t\u00ecm gi\u1ea3i ph\u00e1p ng\u0103n ch\u1eb7n \u201ct\u00edn d\u1ee5ng \u0111en\u201d. Th\u00f4ng tin t\u1eeb c\u00e1c h\u1ed9i th\u1ea3o n\u00e0y cho th\u1ea5y c\u00e1c quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh v\u1eabn ch\u01b0a \u0111\u1ee7 hi\u1ec7u l\u1ef1c \u0111\u1ec3 mang l\u1ea1i hi\u1ec7u qu\u1ea3 cho c\u00f4ng t\u00e1c \u0111\u1ea5u tranh, ng\u0103n ch\u1eb7n \u201ct\u00edn d\u1ee5ng \u0111en\u201d.<\/p>\n<p>\u0110\u1eb7c \u0111i\u1ec3m c\u01a1 b\u1ea3n c\u1ee7a \u201ct\u00edn d\u1ee5ng \u0111en\u201d l\u00e0 cho vay v\u1edbi l\u00e3i su\u1ea5t r\u1ea5t cao, th\u00f4ng th\u01b0\u1eddng cao h\u01a1n l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng 3 &#8211; 9 l\u1ea7n, c\u00e1 bi\u1ec7t c\u00f3 tr\u01b0\u1eddng h\u1ee3p cao g\u1ea5p 10 &#8211; 20 l\u1ea7n. H\u1ee5i trong t\u00edn d\u1ee5ng \u0111en g\u1ed3m c\u00f3 h\u1ee5i ng\u00e0y, h\u1ee5i th\u00e1ng, h\u1ee5i qu\u00fd, h\u1ee5i n\u0103m&#8230; v\u00e0 \u0111\u01b0\u1ee3c vay d\u01b0\u1edbi c\u00e1c h\u00ecnh th\u1ee9c: vay n\u00f3ng (trong v\u00f2ng 3 &#8211; 10 ng\u00e0y) v\u00e0 vay ngu\u1ed9i (t\u00ednh b\u1eb1ng th\u00e1ng); v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t kh\u00f4ng c\u1ed1 \u0111\u1ecbnh v\u00e0 b\u1ea5t th\u00e0nh v\u0103n, th\u00f4ng th\u01b0\u1eddng l\u00e0 vay ngu\u1ed9i 5 &#8211; 7%\/th\u00e1ng; vay n\u00f3ng l\u00e3i su\u1ea5t dao \u0111\u1ed9ng 3.000 &#8211; 10.000 \u0111\u1ed3ng\/1 tri\u1ec7u \u0111\u1ed3ng\/ng\u00e0y. L\u00e3i su\u1ea5t l\u1edbn, thu h\u00fat \u0111\u00f4ng ng\u01b0\u1eddi tham gia n\u00ean h\u1eadu qu\u1ea3 c\u1ee7a \u201ct\u00edn d\u1ee5ng \u0111en\u201d r\u1ea5t l\u1edbn. Nh\u1eefng v\u1ee5 v\u1ee1 n\u1ee3 \u0111\u00e3 tr\u1ef1c ti\u1ebfp g\u00e2y thi\u1ec7t h\u1ea1i t\u1edbi nh\u1eefng ng\u01b0\u1eddi r\u01a1i v\u00e0o v\u00f2ng xo\u00e1y n\u1ee3 n\u1ea7n, l\u00e0m tan n\u00e1t nhi\u1ec1u gia \u0111\u00ecnh; \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quan h\u1ec7 anh em, h\u1ecd h\u00e0ng, l\u00e0ng x\u00f3m&#8230;<\/p>\n<p>T\u1ea1i cu\u1ed9c h\u1ed9i th\u1ea3o v\u1eeba \u0111\u01b0\u1ee3c Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng t\u1ed5 ch\u1ee9c \u1edf H\u00e0 N\u1ed9i, Trung t\u00e1 L\u00ea Kh\u1eafc S\u01a1n, Ph\u00f2ng C\u1ea3nh s\u00e1t \u0111i\u1ec1u tra t\u1ed9i ph\u1ea1m v\u1ec1 tr\u1eadt t\u1ef1 x\u00e3 h\u1ed9i (C\u00f4ng an H\u00e0 N\u1ed9i), chia s\u1ebb: \u201cNhi\u1ec1u v\u1ee5 ch\u00fang t\u00f4i c\u1ea3m nh\u1eadn \u0111\u01b0\u1ee3c b\u1ea3n ch\u1ea5t v\u1ea5n \u0111\u1ec1 l\u00e0 cho vay n\u1eb7ng l\u00e3i, mu\u1ed1n b\u00eanh v\u1ef1c n\u1ea1n nh\u00e2n, nh\u01b0ng c\u0103n c\u1ee9 v\u00e0o h\u1ed3 s\u01a1 v\u00e0 ch\u1ee9ng c\u1ee9 m\u00e0 n\u1ea1n nh\u00e2n cung c\u1ea5p th\u00ec kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0a ra truy t\u1ed1 theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1\u201d. <em>C\u00f9ng quan \u0111i\u1ec3m n\u00e0y, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c ph\u00e2n t\u00edch: m\u1eb7c d\u00f9 bi\u1ebft v\u1ee5 vi\u1ec7c tranh ch\u1ea5p l\u00e0 ho\u1ea1t \u0111\u1ed9ng \u201ct\u00edn d\u1ee5ng \u0111en\u201d nh\u01b0ng r\u1ea5t kh\u00f3 \u0111\u1ec3 \u0111\u01b0a v\u00e0o truy t\u1ed1 hay \u0111\u1ec1 ngh\u1ecb kh\u1edfi t\u1ed1 t\u1ed9i ph\u1ea1m trong l\u0129nh v\u1ef1c n\u00e0y theo \u0110i\u1ec1u 163 B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 \u201cT\u1ed9i cho vay n\u1eb7ng l\u00e3i\u201d, b\u1edfi theo \u0111i\u1ec1u n\u00e0y th\u00ec vi\u1ec7c c\u00f3 c\u0103n c\u1ee9 ch\u1ee9ng minh y\u1ebfu t\u1ed1 \u201cc\u00f3 t\u00ednh ch\u1ea5t chuy\u00ean b\u00f3c l\u1ed9t\u201d theo quy \u0111\u1ecbnh l\u00e0 r\u1ea5t kh\u00f3 kh\u0103n. Ngay c\u1ea3 c\u0103n c\u1ee9 v\u00e0o m\u1ee9c l\u00e3i su\u1ea5t \u201ct\u1eeb 10 l\u1ea7n tr\u1edf l\u00ean so v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t m\u00e0 ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh\u201d c\u0169ng kh\u00f4ng ch\u1ee9ng minh \u0111\u01b0\u1ee3c v\u00ec ph\u1ea7n l\u1edbn trong c\u00e1c th\u1ecfa thu\u1eadn khi cho vay th\u00ec ch\u1ee7 n\u1ee3 lu\u00f4n thuy\u1ebft ph\u1ee5c \u0111\u01b0\u1ee3c ng\u01b0\u1eddi vay ch\u1ea5p nh\u1eadn\u2026 kh\u00f4ng ghi v\u00e0o gi\u1ea5y x\u00e1c nh\u1eadn n\u1ee3?<br \/>\n<\/em><br \/>\n\u0110\u1ec3 ng\u0103n ch\u1eb7n \u201ct\u00edn d\u1ee5ng \u0111en\u201d, c\u00e1c chuy\u00ean gia cho r\u1eb1ng c\u1ea7n s\u1edbm c\u00f3 c\u00e1c v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh v\u1ec1 x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh trong l\u0129nh v\u1ef1c n\u00e0y v\u1edbi nh\u1eefng ch\u1ebf t\u00e0i c\u1ee5 th\u1ec3, nghi\u00eam minh v\u00e0 r\u00f5 r\u00e0ng h\u01a1n. B\u00ean c\u1ea1nh \u0111\u00f3, t\u0103ng c\u01b0\u1eddng th\u00f4ng tin tuy\u00ean truy\u1ec1n v\u1ec1 ph\u00e1p lu\u1eadt v\u00e0 c\u00e1c v\u1ee5 vi\u1ec7c \u0111\u00e3 v\u00e0 \u0111ang x\u1ea3y ra, \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n hi\u1ec3u bi\u1ebft v\u00e0 t\u1ef1 b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh. Ng\u00e0nh ng\u00e2n h\u00e0ng c\u0169ng c\u1ea7n \u0111\u1ed5i m\u1edbi ch\u00ednh s\u00e1ch cho vay theo h\u01b0\u1edbng th\u00f4ng tho\u00e1ng v\u1ec1 th\u1ee7 t\u1ee5c, t\u0103ng c\u01b0\u1eddng t\u1ef1 ch\u1ee7, t\u1ef1 ch\u1ecbu tr\u00e1ch nhi\u1ec7m c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Qua \u0111\u00f3, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho doanh nghi\u1ec7p, c\u00e1 nh\u00e2n ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c c\u00e1c ngu\u1ed3n v\u1ed1n vay ch\u00ednh th\u1ed1ng, h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng vay n\u00f3ng, t\u00edn d\u1ee5ng \u0111en.<\/p>\n<p><strong>H\u00c0M Y\u00caN<\/strong><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<p><strong><em>S\u00e0i G\u00f2n Gi\u1ea3i ph\u00f3ng (X\u00e3 h\u1ed9i) 13-9-2015:<\/em><\/strong><\/p>\n<p><em>http:\/\/sggp.org.vn\/xahoi\/2015\/9\/395963\/<\/em><\/p>\n<p>(139\/803)","protected":false},"excerpt":{"rendered":"<p>(SGGP) &#8211; Theo th\u1ed1ng k\u00ea ch\u01b0a \u0111\u1ea7y \u0111\u1ee7 c\u1ee7a B\u1ed9 C\u00f4ng an, t\u1eeb n\u0103m 2010 \u0111\u1ebfn nay tr\u00ean \u0111\u1ecba b\u00e0n c\u1ea3 n\u01b0\u1edbc li\u00ean ti\u1ebfp x\u1ea3y ra h\u00e0ng tr\u0103m v\u1ee5 v\u1ee1 n\u1ee3 l\u1edbn li\u00ean quan \u0111\u1ebfn \u201ct\u00edn d\u1ee5ng \u0111en\u201d v\u1edbi thi\u1ec7t h\u1ea1i l\u00ean \u0111\u1ebfn h\u00e0ng ng\u00e0n t\u1ef7 \u0111\u1ed3ng, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn nhi\u1ec1u c\u00e1 nh\u00e2n, gia \u0111\u00ecnh, [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":29812,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-29811","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>776. 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