{"id":29835,"date":"2015-09-24T15:57:40","date_gmt":"2015-09-24T08:57:40","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=29835"},"modified":"2022-06-24T15:59:03","modified_gmt":"2022-06-24T08:59:03","slug":"784-bao-lanh-bat-dong-san-tuong-lai-kho-thuc-hien-vi-quy-dinh-venh-nhau","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/784-bao-lanh-bat-dong-san-tuong-lai-kho-thuc-hien-vi-quy-dinh-venh-nhau\/","title":{"rendered":"784. B\u1ea3o l\u00e3nh b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u01b0\u01a1ng lai: Kh\u00f3 th\u1ef1c hi\u1ec7n v\u00ec quy \u0111\u1ecbnh v\u00eanh nhau"},"content":{"rendered":"(TBTC) – \u0110\u00e3 g\u1ea7n 3 th\u00e1ng k\u1ec3 t\u1eeb khi Lu\u1eadt Kinh doanh B\u1ea5t \u0111\u1ed9ng s\u1ea3n (B\u0110S) n\u0103m 2014 c\u00f3 hi\u1ec7u l\u1ef1c, nh\u01b0ng quy \u0111\u1ecbnh ph\u1ea3i c\u00f3 b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng (NH) m\u1edbi \u0111\u01b0\u1ee3c b\u00e1n, cho thu\u00ea mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai v\u1eabn ch\u01b0a ph\u00e1t huy \u0111\u01b0\u1ee3c t\u00e1c d\u1ee5ng do nh\u1eefng v\u01b0\u1edbng m\u1eafc v\u1ec1 quy tr\u00ecnh, th\u1ee7 t\u1ee5c.<\/strong><\/p>\n

\"\"<\/p>\n

D\u1ef1 \u00e1n chung c\u01b0 Dac Woo Clevc qu\u1eadn H\u00e0 \u0110\u00f4ng – H\u00e0 N\u1ed9i.<\/em><\/p>\n

R\u1ea5t \u00edt d\u1ef1 \u00e1n B\u0110S \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng b\u1ea3o l\u00e3nh<\/strong>
\n<\/strong>
\nTheo th\u1ed1ng k\u00ea c\u1ee7a Hi\u1ec7p h\u1ed9i B\u0110S Vi\u1ec7t Nam, ch\u1ec9 trong 2 th\u00e1ng k\u1ec3 t\u1eeb khi Lu\u1eadt Kinh doanh B\u0110S c\u00f3 hi\u1ec7u l\u1ef1c (ng\u00e0y 1\/7\/2015), t\u1ea1i th\u1ecb tr\u01b0\u1eddng H\u00e0 N\u1ed9i v\u00e0 TP. H\u1ed3 Ch\u00ed Minh \u0111\u00e3 c\u00f3 h\u00e0ng ch\u1ee5c d\u1ef1 \u00e1n tri\u1ec3n khai b\u00e1n h\u00e0ng v\u1edbi c\u1ea3 tr\u0103m l\u01b0\u1ee3t m\u1edf b\u00e1n, nh\u01b0ng t\u1ea1i H\u00e0 N\u1ed9i, \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y, v\u1eabn ch\u01b0a c\u00f3 b\u1ea5t k\u1ef3 m\u1ed9t d\u1ef1 \u00e1n n\u00e0o nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 b\u1ea3o l\u00e3nh ch\u00ednh th\u1ee9c t\u1eeb ph\u00eda NH; c\u00f2n t\u1ea1i TP.H\u1ed3 Ch\u00ed Minh m\u1edbi ch\u1ec9 c\u00f3 3 DN k\u00fd \u0111\u01b0\u1ee3c v\u1edbi NH \u0111\u1ec3 b\u1ea3o l\u00e3nh d\u1ef1 \u00e1n.<\/p>\n

Th\u1eeba nh\u1eadn \u0111i\u1ec1u n\u00e0y, m\u1ed9t ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111ang c\u00f3 d\u1ef1 \u00e1n m\u1edf b\u00e1n t\u1ea1i qu\u1eadn C\u1ea7u Gi\u1ea5y (H\u00e0 N\u1ed9i) chia s\u1ebb, d\u1ef1 \u00e1n \u0111\u00e3 ho\u00e0n thi\u1ec7n ph\u1ea7n m\u00f3ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n b\u00e1n h\u00e0ng nh\u01b0ng DN v\u1eabn \u0111ang g\u1eb7p kh\u00f3 kh\u0103n v\u1edbi ph\u00eda NH v\u1ec1 th\u1ee7 t\u1ee5c b\u1ea3o l\u00e3nh \u0111\u1ec3 m\u1edf b\u00e1n theo \u0111\u00fang quy \u0111\u1ecbnh. Nguy\u00ean nh\u00e2n b\u1edfi v\u01b0\u1edbng m\u1eafc trong kh\u00e2u th\u1ea9m \u0111\u1ecbnh n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh v\u00e0 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a DN. Theo \u0111\u00f3, n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh th\u00ec \u0111\u01b0\u1ee3c th\u1ea9m \u0111\u1ecbnh th\u00f4ng qua c\u00f4ng ty ki\u1ec3m to\u00e1n theo \u0111\u00fang quy \u0111\u1ecbnh. C\u00f2n v\u1ec1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, do DN \u0111\u00e3 th\u1ebf ch\u1ea5p ch\u00ednh d\u1ef1 \u00e1n \u0111ang tri\u1ec3n khai \u0111\u1ec3 vay v\u1ed1n tr\u01b0\u1edbc \u0111\u00f3 r\u1ed3i, v\u00ec v\u1eady ph\u1ea3i huy \u0111\u1ed9ng c\u00e1c t\u00e0i s\u1ea3n kh\u00e1c \u0111\u1ec3 th\u1ebf ch\u1ea5p n\u00ean r\u1ea5t kh\u00f3 kh\u0103n.<\/p>\n

L\u00fd gi\u1ea3i th\u1ef1c tr\u1ea1ng n\u00e0y, \u00f4ng Nguy\u1ec5n Th\u1ebf \u0110i\u1ec7p, Ch\u1ee7 t\u1ecbch H\u0110QT CTCP \u0110\u1ea7u t\u01b0 Reenco S\u00f4ng H\u1ed3ng cho bi\u1ebft, vi\u1ec7c b\u1ea3o l\u00e3nh, th\u1ef1c ch\u1ea5t l\u00e0 ph\u1ea3i vay ti\u1ebfp \u0111\u1ec3 ph\u00f2ng tr\u01b0\u1eddng h\u1ee3p ph\u1ea3i tr\u1ea3 ti\u1ec1n cho ng\u01b0\u1eddi mua nh\u00e0 th\u00ec c\u00f3 NH \u0111\u1ee9ng ra tr\u1ea3 thay. Do \u0111\u00f3, n\u1ebfu DN ch\u1ec9 c\u00f3 m\u1ed9t t\u00e0i s\u1ea3n l\u00e0 d\u1ef1 \u00e1n \u0111ang tri\u1ec3n khai th\u00ec kh\u00f4ng th\u1ec3 th\u1ebf ch\u1ea5p 2 l\u1ea7n, d\u1eabn \u0111\u1ebfn DN kh\u00f3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 b\u1ea3o l\u00e3nh c\u1ee7a NH.<\/p>\n

L\u00fd do n\u1eefa l\u00e0 do NH ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m l\u1edbn v\u1ec1 kho\u1ea3n ti\u1ec1n b\u1ea3o l\u00e3nh v\u00e0 ti\u1ebfn \u0111\u1ed9 c\u1ee7a d\u1ef1 \u00e1n c\u0169ng nh\u01b0 tr\u00e1ch nhi\u1ec7m v\u1edbi kh\u00e1ch h\u00e0ng. Do \u0111\u00f3, v\u1edbi m\u1ee9c ph\u00ed b\u1ea3o l\u00e3nh kh\u00e1 khi\u00eam t\u1ed1n, ch\u1ec9 kho\u1ea3ng t\u1eeb 1-3% th\u00ec c\u00e1c NH \u0111\u01b0\u01a1ng nhi\u00ean s\u1ebd ng\u1ea1i c\u1ea3nh \u201c\u00f4m r\u01a1m r\u1eb7m b\u1ee5ng\u201d, nh\u1ea5t l\u00e0 khi th\u1ecb tr\u01b0\u1eddng B\u0110S kh\u00f4ng c\u00f2n nhi\u1ec1u DN gi\u1eef \u0111\u01b0\u1ee3c ch\u1eef \u201ct\u00edn\u201d, tr\u1eeb khi gi\u1eefa NH v\u1edbi DN tr\u01b0\u1edbc \u0111\u00f3 \u0111\u00e3 c\u00f3 m\u1ed1i quan h\u1ec7 th\u00e2n thi\u1ebft, tin t\u01b0\u1edfng l\u1eabn nhau.<\/p>\n

Loay hoay v\u00ec quy \u0111\u1ecbnh \u201cv\u00eanh\u201d<\/strong>
\n<\/strong>
\nC\u00f2n \u00f4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI cho r\u1eb1ng, vi\u1ec7c b\u1ea3o l\u00e3nh b\u00e1n, thu\u00ea mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai \u0111ang r\u01a1i v\u00e0o b\u1ebf t\u1eafc do s\u1ef1 \u201cv\u00eanh\u201d nhau trong c\u00e1c quy \u0111\u1ecbnh v\u1ec1 quy tr\u00ecnh, th\u1ee7 t\u1ee5c.<\/p>\n

\u00d4ng \u0110\u1ee9c ph\u00e2n t\u00edch, theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Kinh doanh B\u0110S 2014, k\u1ec3 t\u1eeb ng\u00e0y 1\/7\/2015, ch\u1ee7 \u0111\u1ea7u t\u01b0 B\u0110S tr\u01b0\u1edbc khi b\u00e1n, cho thu\u00ea mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai ph\u1ea3i \u0111\u01b0\u1ee3c NH th\u01b0\u01a1ng m\u1ea1i c\u00f3 \u0111\u1ee7 n\u0103ng l\u1ef1c th\u1ef1c hi\u1ec7n b\u1ea3o l\u00e3nh ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng. Tuy nhi\u00ean theo Th\u00f4ng t\u01b0 s\u1ed1 07\/2015\/TT-NHNN do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ban h\u00e0nh (c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 9\/8\/2015) th\u00ec NH ch\u1ec9 b\u1ea3o l\u00e3nh sau khi DN v\u00e0 ng\u01b0\u1eddi mua \u0111\u00e3 k\u00fd h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0.<\/p>\n

\u201cB\u1ea3o l\u00e3nh r\u1ed3i m\u1edbi \u0111\u01b0\u1ee3c b\u00e1n h\u00e0ng, hay b\u00e1n h\u00e0ng r\u1ed3i m\u1edbi c\u00f3 b\u1ea3o l\u00e3nh gi\u1ed1ng nh\u01b0 c\u00e2u chuy\u1ec7n \u201cqu\u1ea3 tr\u1ee9ng\u201d hay \u201ccon g\u00e0\u201d c\u00f3 tr\u01b0\u1edbc v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft. V\u1ec1 nghi\u1ec7p v\u1ee5 b\u1ea3o l\u00e3nh NH, th\u00ec kh\u00f4ng th\u1ec3 b\u1ea3o l\u00e3nh chung chung m\u00e0 ph\u1ea3i b\u1ea3o l\u00e3nh cho m\u1ed9t \u0111\u1ed1i t\u01b0\u1ee3ng c\u1ee5 th\u1ec3. Nh\u01b0 v\u1eady, ngo\u00e0i ng\u01b0\u1eddi b\u00e1n nh\u00e0, NH, b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 \u0111\u1ed1i t\u01b0\u1ee3ng th\u1ee9 ba l\u00e0 ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o l\u00e3nh \u2013 ng\u01b0\u1eddi mua nh\u00e0. N\u1ebfu ch\u01b0a c\u00f3 h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0, NH s\u1ebd kh\u00f4ng b\u1ea3o l\u00e3nh, \u0111\u00e2y l\u00e0 v\u01b0\u1edbng m\u1eafc, \u00f4ng \u0110\u1ee9c nh\u1ea5n m\u1ea1nh.
\n<\/em>
\nTheo \u00f4ng Nguy\u1ec5n V\u0103n \u0110\u1ef1c, Ph\u00f3 Ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i B\u0110S TP. H\u1ed3 Ch\u00ed Minh, ng\u00e0y 10\/9\/2015, Ch\u00ednh ph\u1ee7 \u0111\u00e3 ban h\u00e0nh Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 76\/2015\/N\u0110-CP quy \u0111\u1ecbnh chi ti\u1ebft thi h\u00e0nh m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Lu\u1eadt Kinh doanh B\u0110S 2014 (s\u1ebd c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 t\u1eeb ng\u00e0y 01\/11\/2015). Tuy nhi\u00ean, trong ngh\u1ecb \u0111\u1ecbnh v\u1eabn ch\u01b0a h\u01b0\u1edbng d\u1eabn v\u1ec1 vi\u1ec7c b\u1ea3o l\u00e3nh nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai.<\/p>\n

Do \u0111\u00f3, c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng c\u1ea7n c\u00f3 nh\u1eefng h\u01b0\u1edbng d\u1eabn chi ti\u1ebft v\u00e0 k\u1ecbp th\u1eddi. \u201cN\u1ebfu kh\u00f4ng s\u1edbm c\u00f3 nh\u1eefng h\u01b0\u1edbng d\u1eabn vi\u1ec7c b\u1ea3o l\u00e3nh th\u00ec m\u1ed9t l\u00e0 th\u1ecb tr\u01b0\u1eddng s\u1ebd b\u1ecb \u201cngh\u1ebdn\u201d, kh\u00f4ng mua b\u00e1n g\u00ec \u0111\u01b0\u1ee3c; hai l\u00e0 mua b\u00e1n gian, l\u00e1ch lu\u1eadt. Nh\u01b0 v\u1eady, m\u1ee5c ti\u00eau l\u00e0m l\u00e0nh m\u1ea1nh h\u00f3a th\u1ecb tr\u01b0\u1eddng B\u0110S, h\u1ea1n ch\u1ebf DN l\u00e0m \u0103n ch\u1ee5p gi\u1eadt c\u0169ng nh\u01b0 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng nh\u01b0 k\u1ef3 v\u1ecdng ban \u0111\u1ea7u l\u00e0 ch\u01b0a \u0111\u1ea1t \u0111\u01b0\u1ee3c\u201d, \u00f4ng \u0110\u1ef1c nh\u1ea5n m\u1ea1nh.\/.<\/p>\n

Thi\u1ec7n Tr\u1ea7n<\/strong><\/p>\n

———————————-<\/p>\n

Th\u1eddi b\u00e1o T\u00e0i ch\u00ednh (Kinh doanh) 24-9-2015:<\/em><\/strong><\/p>\n

http:\/\/thoibaotaichinhvietnam.vn\/pages\/kinh-doanh\/2015-09-24\/bao-lanh-bat-dong-san-tuong-lai-kho-thuc-hien-vi-quy-dinh-venh-nhau-24705.aspx<\/em><\/p>\n

(240\/911)","protected":false},"excerpt":{"rendered":"

(TBTC) – \u0110\u00e3 g\u1ea7n 3 th\u00e1ng k\u1ec3 t\u1eeb khi Lu\u1eadt Kinh doanh B\u1ea5t \u0111\u1ed9ng s\u1ea3n (B\u0110S) n\u0103m 2014 c\u00f3 hi\u1ec7u l\u1ef1c, nh\u01b0ng quy \u0111\u1ecbnh ph\u1ea3i c\u00f3 b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng (NH) m\u1edbi \u0111\u01b0\u1ee3c b\u00e1n, cho thu\u00ea mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai v\u1eabn ch\u01b0a ph\u00e1t huy \u0111\u01b0\u1ee3c t\u00e1c d\u1ee5ng do nh\u1eefng v\u01b0\u1edbng m\u1eafc […]<\/p>\n","protected":false},"author":3,"featured_media":29836,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-29835","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n784. B\u1ea3o l\u00e3nh b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u01b0\u01a1ng lai: Kh\u00f3 th\u1ef1c hi\u1ec7n v\u00ec quy \u0111\u1ecbnh v\u00eanh nhau - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/784-bao-lanh-bat-dong-san-tuong-lai-kho-thuc-hien-vi-quy-dinh-venh-nhau\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]784. 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