{"id":30047,"date":"2016-12-07T08:48:09","date_gmt":"2016-12-07T01:48:09","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=30047"},"modified":"2022-06-27T08:53:04","modified_gmt":"2022-06-27T01:53:04","slug":"1-143-khon-kho-voi-nui-tai-san-the-chap","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-143-khon-kho-voi-nui-tai-san-the-chap\/","title":{"rendered":"1.143. Kh\u1ed1n kh\u1ed5 v\u1edbi n\u00fai t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p"},"content":{"rendered":"(TN) – T\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m (th\u1ebf ch\u1ea5p) b\u00e1n kh\u00f4ng \u0111\u01b0\u1ee3c, ki\u1ec7n kh\u00f4ng xong, c\u01b0\u1ee1ng ch\u1ebf b\u1ecb con n\u1ee3 ch\u00e2y \u00ec, ch\u1ed1ng \u0111\u1ed1i… \u0111ang khi\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng v\u1eadt v\u00e3, kh\u1ed5 s\u1edf khi x\u1eed l\u00fd \u201cc\u1ee5c m\u00e1u \u0111\u00f4ng\u201d n\u1ee3 x\u1ea5u.<\/strong><\/p>\n

\"\"<\/p>\n

Th\u1ee7 t\u1ee5c v\u1eeba nhi\u00eau kh\u00ea v\u1eeba thi\u1ebfu<\/strong><\/p>\n

Th\u1ef1c tr\u1ea1ng nh\u1ee9c nh\u1ed1i tr\u00ean \u0111\u01b0\u1ee3c c\u00e1c chuy\u00ean gia, ng\u00e2n h\u00e0ng (NH) n\u00eau ra t\u1ea1i h\u1ed9i th\u1ea3o \u201cQuy\u1ec1n x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d do V\u1ee5 Ph\u00e1p ch\u1ebf (NHNN) ph\u1ed1i h\u1ee3p c\u00f9ng Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng t\u1ed5 ch\u1ee9c ng\u00e0y 6.12.<\/p>\n

Theo s\u1ed1 li\u1ec7u c\u1ee7a C\u01a1 quan Thanh tra gi\u00e1m s\u00e1t NHNN, t\u00ednh t\u1eeb n\u0103m 2012 \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m 31.8.2016, to\u00e0n h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) \u0111\u00e3 x\u1eed l\u00fd \u0111\u01b0\u1ee3c h\u01a1n 548.500 t\u1ec9 \u0111\u1ed3ng n\u1ee3 x\u1ea5u. Trong \u0111\u00f3 ch\u1ee7 y\u1ebfu l\u00e0 do c\u00e1c TCTD t\u1ef1 x\u1eed l\u00fd (chi\u1ebfm 57,2%), c\u00f2n l\u1ea1i l\u00e0 b\u00e1n n\u1ee3 (bao g\u1ed3m b\u00e1n cho C\u00f4ng ty qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng VN v\u00e0 t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n kh\u00e1c) chi\u1ebfm 42,8%.<\/p>\n

Ngo\u00e0i c\u00e1c gi\u1ea3i ph\u00e1p b\u00e1n n\u1ee3, c\u01a1 c\u1ea5u l\u1ea1i kho\u1ea3n n\u1ee3 g\u1eafn v\u1edbi c\u01a1 c\u1ea5u l\u1ea1i doanh nghi\u1ec7p\u2026 x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m (TSB\u0110) \u0111\u1ec3 thu h\u1ed3i n\u1ee3 l\u00e0 gi\u1ea3i ph\u00e1p quan tr\u1ecdng nh\u1ea5t \u0111\u1ec3 \u0111\u1ea9y nhanh t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd n\u1ee3 x\u1ea5u v\u00ec h\u01a1n 90% kho\u1ea3n n\u1ee3 x\u1ea5u c\u00f3 TSB\u0110. Tuy nhi\u00ean, Ph\u00f3 th\u1ed1ng \u0111\u1ed1c NHNN Nguy\u1ec5n Kim Anh cho bi\u1ebft th\u1ef1c ti\u1ec5n t\u1ed3n t\u1ea1i nhi\u1ec1u r\u00e0o c\u1ea3n, v\u01b0\u1edbng m\u1eafc, b\u1ea5t c\u1eadp t\u1eeb nh\u1eadn th\u1ee9c ch\u01b0a \u0111\u00fang v\u1ec1 quy\u1ec1n x\u1eed l\u00fd TSB\u0110 h\u1ee3p ph\u00e1p c\u1ee7a TCTD nh\u1eadn b\u1ea3o \u0111\u1ea3m. \u201cC\u00e1c kh\u00f3 kh\u0103n v\u01b0\u1edbng m\u1eafc do c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt kh\u00f4ng ph\u00f9 h\u1ee3p, c\u00f2n nhi\u1ec1u m\u00e2u thu\u1eabn, ch\u1ed3ng ch\u00e9o, c\u00f3 nh\u1eefng kho\u1ea3ng tr\u1ed1ng \u0111\u1ebfn c\u00e1ch hi\u1ec3u, \u00e1p d\u1ee5ng ph\u00e1p lu\u1eadt ch\u01b0a \u0111\u00fang c\u1ee7a t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n li\u00ean quan\u201d, Ph\u00f3 th\u1ed1ng \u0111\u1ed1c nh\u1ea5n m\u1ea1nh.<\/p>\n

X\u1eed l\u00fd TS\u0110B, theo chuy\u00ean gia kinh t\u1ebf – TS V\u0169 \u0110\u00ecnh \u00c1nh, hi\u1ec3u n\u00f4m na \u0111\u01b0\u1ee3c ba \u0111i\u1ec1u l\u1ee3i cho c\u1ea3 ba b\u00ean (ch\u1ee7 n\u1ee3, con n\u1ee3 v\u00e0 n\u1ec1n kinh t\u1ebf). Tuy nhi\u00ean, l\u1ed7 h\u1ed5ng ph\u00e1p l\u00fd, c\u01a1 ch\u1ebf v\u00e0 th\u1ee7 t\u1ee5c ch\u1ed3ng ch\u00e9o nhi\u00eau kh\u00ea l\u00e0m cho qu\u00e1 tr\u00ecnh x\u1eed l\u00fd TSB\u0110 r\u1ed1i nh\u01b0 t\u01a1 v\u00f2, t\u00ecnh tr\u1ea1ng ch\u1ee7 n\u1ee3 v\u00e2y r\u00e1p, c\u01b0\u1ee1ng ch\u1ebf con n\u1ee3 ch\u1ed1ng \u0111\u1ed1i, ch\u00e2y \u00ec v\u1eabn th\u01b0\u1eddng xuy\u00ean x\u1ea3y ra. \u00d4ng Nguy\u1ec5n Th\u00e0nh Long, Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c VPBank, \u0111\u01b0a ra v\u00ed d\u1ee5: Khi TCTD n\u1ed9p \u0111\u01a1n kh\u1edfi ki\u1ec7n, m\u1eb7c d\u00f9 ghi r\u00f5 t\u00ean, \u0111\u1ecba ch\u1ec9 c\u1ee7a b\u1ecb \u0111\u01a1n, b\u00ean c\u00f3 quy\u1ec1n l\u1ee3i ngh\u0129a v\u1ee5 li\u00ean quan, nh\u01b0ng nhi\u1ec1u t\u00f2a \u00e1n v\u1eabn y\u00eau c\u1ea7u cung c\u1ea5p x\u00e1c nh\u1eadn c\u1ee7a ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng. Tuy nhi\u00ean, c\u00f4ng an x\u00e3\/ph\u01b0\u1eddng kh\u00f4ng \u0111\u1ed3ng \u00fd x\u00e1c nh\u1eadn m\u00e0 l\u1ea1i \u0111\u00f2i ph\u1ea3i c\u00f3 v\u0103n b\u1ea3n c\u1ee7a t\u00f2a \u00e1n. \u201cTh\u1eadm ch\u00ed, m\u1ed9t s\u1ed1 t\u00f2a \u00e1n c\u00f2n y\u00eau c\u1ea7u TCTD ph\u1ea3i x\u00e1c minh \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng vay kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 th\u00ec m\u1edbi th\u1ee5 l\u00fd \u0111\u01a1n kh\u1edfi ki\u1ec7n\u201d, \u00f4ng Long cho bi\u1ebft.<\/p>\n

\u00d4ng Thi\u1ec7u \u00c1nh D\u01b0\u01a1ng, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty mua b\u00e1n n\u1ee3 (AMC) Techcombank, chia s\u1ebb vi\u1ec7c x\u1eed l\u00fd n\u1ee3 b\u1ecb ch\u1eadm ho\u1eb7c b\u1ecb tr\u00ec ho\u00e3n do th\u1ee7 t\u1ee5c ki\u1ec7n t\u1ee5ng v\u00e0 thi h\u00e0nh \u00e1n ph\u1ee9c t\u1ea1p, k\u00e9o d\u00e0i. V\u00ec v\u1eady, nhi\u1ec1u kh\u00e1ch h\u00e0ng \u0111\u00e3 \u201cv\u1eadn d\u1ee5ng th\u1ee7 t\u1ee5c\u201d n\u00e0y \u0111\u1ec3 y\u00eau c\u1ea7u NH ph\u1ea3i gi\u1ea3i quy\u1ebft tranh ch\u1ea5p th\u00f4ng qua t\u00f2a \u00e1n \u0111\u1ec3 ch\u00e2y \u00ec kh\u00f4ng tr\u1ea3. \u201cC\u00f3 kh\u00f4ng \u00edt tr\u01b0\u1eddng h\u1ee3p phi\u00ean \u0111\u1ea5u gi\u00e1 t\u00e0i s\u1ea3n di\u1ec5n ra t\u1eeb n\u0103m 2013 nh\u01b0ng \u0111\u1ebfn nay t\u00e0i s\u1ea3n v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c sang t\u00ean cho b\u00ean tr\u00fang \u0111\u1ea5u gi\u00e1 do kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 h\u1ee3p t\u00e1c t\u1eeb b\u00ean b\u1ea3o \u0111\u1ea3m, ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng kh\u00f4ng \u0111\u1ed3ng thu\u1eadn\u201d, \u0111\u1ea1i di\u1ec7n Techcombank ph\u1ea3n \u00e1nh.<\/p>\n

Lu\u1eadt s\u01b0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u01a1ng, Ph\u00f3 ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf NH (Hi\u1ec7p h\u1ed9i NH), n\u00eau m\u1ed9t s\u1ed1 v\u01b0\u1edbng m\u1eafc li\u00ean quan \u0111\u1ebfn vi\u1ec7c x\u1eed l\u00fd TSB\u0110 th\u00f4ng qua con \u0111\u01b0\u1eddng t\u1ed1 t\u1ee5ng nh\u01b0: quy tr\u00ecnh t\u1ed1 t\u1ee5ng k\u00e9o d\u00e0i, t\u00f2a \u00e1n t\u1eeb ch\u1ed1i th\u1ee5 l\u00fd v\u1ee5 \u00e1n do b\u00ean b\u1ea3o \u0111\u1ea3m v\u1eafng m\u1eb7t kh\u1ecfi n\u01a1i c\u01b0 tr\u00fa, c\u1ed1 t\u00ecnh b\u1ecf tr\u1ed1n, c\u1ed1 t\u00ednh gi\u1ea5u \u0111\u1ecba ch\u1ec9\u2026 \u0110\u1eb7c bi\u1ec7t, m\u1ed9t s\u1ed1 t\u00f2a \u00e1n \u0111\u1ecba ph\u01b0\u01a1ng v\u1eabn c\u00f2n nh\u1ea7m l\u1eabn gi\u1eefa c\u1ea7m c\u1ed1, th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m ngh\u0129a v\u1ee5 cho ng\u01b0\u1eddi kh\u00e1c v\u00e0 b\u1ea3o l\u00e3nh; t\u00f2a \u00e1n kh\u00f4ng th\u1eeba nh\u1eadn gi\u00e1 tr\u1ecb ch\u1ee9ng c\u1ee9, kh\u00f4ng c\u1ea7n th\u1eeba nh\u1eadn gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd c\u1ee7a c\u00e1c h\u1ee3p \u0111\u1ed3ng, th\u1ecfa thu\u1eadn, t\u00e0i li\u1ec7u \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng, ch\u1ee9ng th\u1ef1c. Nh\u1eefng v\u01b0\u1edbng m\u1eafc, b\u1ea5t c\u1eadp tr\u00ean \u1ea3nh h\u01b0\u1edfng nghi\u00eam tr\u1ecdng t\u1edbi c\u00f4ng t\u00e1c x\u1eed l\u00fd n\u1ee3 c\u1ee7a TCTD; t\u00e0i s\u1ea3n b\u1ecb h\u01b0 h\u1ecfng, gi\u1ea3m s\u00fat gi\u00e1 tr\u1ecb.<\/p>\n

B\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi cho vay<\/strong><\/p>\n

C\u00e1c chuy\u00ean gia cho r\u1eb1ng quan \u0111i\u1ec3m x\u00e2y d\u1ef1ng v\u00e0 th\u1ef1c thi ph\u00e1p lu\u1eadt hi\u1ec7n nay c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c thay \u0111\u1ed5i. \u0110\u00f3 l\u00e0 ph\u1ea3i \u01b0u ti\u00ean tr\u01b0\u1edbc h\u1ebft b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a ch\u1ee7 n\u1ee3 thay v\u00ec con n\u1ee3. \u0110i\u1ec1u n\u00e0y c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c c\u1ee5 th\u1ec3 h\u00f3a trong c\u00e1c quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn giao d\u1ecbch b\u1ea3o \u0111\u1ea3m, x\u1eed l\u00fd TSB\u0110.<\/p>\n

C\u1ee5 th\u1ec3 h\u01a1n, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c,\u00a0<\/em>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI,\u00a0<\/em>Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf, Hi\u1ec7p h\u1ed9i NH \u0111\u1ec1 ngh\u1ecb c\u1ea7n c\u00f3 v\u0103n b\u1ea3n quy \u0111\u1ecbnh, h\u01b0\u1edbng d\u1eabn gi\u1ea3i quy\u1ebft c\u00e1c v\u01b0\u1edbng m\u1eafc v\u1ec1 c\u01a1 ch\u1ebf, th\u1ee7 t\u1ee5c, kh\u00f4ng ch\u1ec9 x\u00e9t x\u1eed v\u1eafng m\u1eb7t \u0111\u01b0\u01a1ng s\u1ef1 nh\u01b0 l\u00e2u nay, m\u00e0 ch\u1ea5p nh\u1eadn c\u1ea3 vi\u1ec7c ho\u00e0n to\u00e0n v\u1eafng m\u1eb7t \u0111\u01b0\u01a1ng s\u1ef1 trong c\u1ea3 qu\u00e1 tr\u00ecnh ti\u1ebfn h\u00e0nh t\u1ed1 t\u1ee5ng. \u201cNh\u00e0 n\u01b0\u1edbc c\u1ea7n t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u b\u1eb1ng ch\u00ednh s\u00e1ch mi\u1ec5n gi\u1ea3m thu\u1ebf gi\u00e1 tr\u1ecb gia t\u0103ng, thu\u1ebf thu nh\u1eadp, ph\u00ed tr\u01b0\u1edbc b\u1ea1, ph\u00ed thi h\u00e0nh \u00e1n, chi ph\u00ed b\u1ed1 tr\u00ed n\u01a1i \u1edf cho ng\u01b0\u1eddi c\u00f3 ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3. Ch\u1eb3ng h\u1ea1n quy \u0111\u1ecbnh ch\u1ec9 s\u1ed1 ti\u1ec1n b\u00e1n t\u00e0i s\u1ea3n v\u01b0\u1ee3t qu\u00e1 s\u1ed1 ti\u1ec1n thu n\u1ee3 th\u00ec m\u1edbi ph\u1ea3i n\u1ed9p thu\u1ebf\u201d, \u00f4ng \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, B\u1ed9 T\u01b0 ph\u00e1p c\u1ea7n ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c c\u01a1 quan, \u0111\u01a1n v\u1ecb li\u00ean quan \u0111\u1ec3 nghi\u00ean c\u1ee9u, b\u1ed5 sung h\u01b0\u1edbng d\u1eabn chi ti\u1ebft v\u1ec1 quy\u1ec1n c\u1ee7a b\u00ean nh\u1eadn b\u1ea3o \u0111\u1ea3m \u0111\u1ed1i v\u1edbi vi\u1ec7c x\u1eed l\u00fd TSB\u0110 trong tr\u01b0\u1eddng h\u1ee3p b\u00ean b\u1ea3o \u0111\u1ea3m ch\u1ed1ng \u0111\u1ed1i, kh\u00f4ng h\u1ee3p t\u00e1c\u2026<\/p>\n

Anh V\u0169<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2013<\/strong><\/p>\n

Thanh ni\u00ean (Kinh doanh) 07-12-2016:<\/em><\/strong><\/p>\n

http:\/\/thanhnien.vn\/kinh-doanh\/khon-kho-voi-nui-tai-san-the-chap-771903.html<\/a><\/em><\/p>\n

(137.1041)<\/em>","protected":false},"excerpt":{"rendered":"

(TN) – T\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m (th\u1ebf ch\u1ea5p) b\u00e1n kh\u00f4ng \u0111\u01b0\u1ee3c, ki\u1ec7n kh\u00f4ng xong, c\u01b0\u1ee1ng ch\u1ebf b\u1ecb con n\u1ee3 ch\u00e2y \u00ec, ch\u1ed1ng \u0111\u1ed1i… \u0111ang khi\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng v\u1eadt v\u00e3, kh\u1ed5 s\u1edf khi x\u1eed l\u00fd \u201cc\u1ee5c m\u00e1u \u0111\u00f4ng\u201d n\u1ee3 x\u1ea5u. Th\u1ee7 t\u1ee5c v\u1eeba nhi\u00eau kh\u00ea v\u1eeba thi\u1ebfu Th\u1ef1c tr\u1ea1ng nh\u1ee9c nh\u1ed1i tr\u00ean \u0111\u01b0\u1ee3c c\u00e1c chuy\u00ean […]<\/p>\n","protected":false},"author":3,"featured_media":30048,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-30047","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.143. 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