{"id":30064,"date":"2013-09-09T09:09:07","date_gmt":"2013-09-09T02:09:07","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=30064"},"modified":"2022-06-27T09:15:41","modified_gmt":"2022-06-27T02:15:41","slug":"401-no-xau-nhin-tu-no-luc-cua-he-thong-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/401-no-xau-nhin-tu-no-luc-cua-he-thong-ngan-hang\/","title":{"rendered":"401. N\u1ee3 x\u1ea5u nh\u00ecn t\u1eeb n\u1ed7 l\u1ef1c c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng"},"content":{"rendered":"(NHNN) – d\u1ef1 ki\u1ebfn \u0111\u1ebfn h\u1ebft n\u0103m 2015 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u s\u1ebd gi\u1ea3m xu\u1ed1ng c\u00f2n 3% tr\u00ean t\u1ed5ng d\u01b0 n\u1ee3. Song theo m\u1ed9t s\u1ed1 chuy\u00ean gia ng\u00e2n h\u00e0ng, v\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ef1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c TCTD nh\u01b0 hi\u1ec7n nay v\u00e0 VAMC b\u1eaft \u0111\u1ea7u v\u1eadn h\u00e0nh trong khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng k\u1ef9 l\u01b0\u1ee1ng, v\u1edbi vi\u1ec7c n\u1ec1n kinh t\u1ebf c\u00f3 d\u1ea5u hi\u1ec7u h\u1ed3i ph\u1ee5c v\u00e0 h\u00e0ng t\u1ed3n kho \u0111\u01b0\u1ee3c x\u1eed l\u00fd th\u00ec s\u1ed1 l\u01b0\u1ee3ng v\u00e0 gi\u00e1 tr\u1ecb c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u s\u1ebd \u0111\u01b0\u1ee3c x\u1eed l\u00fd nhanh h\u01a1n n\u1eefa.<\/strong><\/p>\n\n\n\n\n
<\/td>\n\"\"<\/td>\n<\/tr>\n
<\/td>\n\u1ea2nh minh h\u1ecda<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

V\u1ea5n \u0111\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111\u00e3 \u0111\u01b0\u1ee3c ng\u00e0nh Ng\u00e2n h\u00e0ng quan t\u00e2m ngay t\u1eeb \u0111\u1ea7u n\u0103m 2012, khi c\u00f3 d\u1ea5u hi\u1ec7u kinh t\u1ebf t\u0103ng tr\u01b0\u1edfng ch\u1eadm l\u1ea1i l\u00e0m c\u00e1c DN g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n, t\u1ed5ng c\u1ea7u gi\u1ea3m m\u1ea1nh, h\u00e0ng t\u1ed3n kho t\u0103ng\u2026 X\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111\u00e3 th\u1ef1c s\u1ef1 tr\u1edf th\u00e0nh v\u1ea5n \u0111\u1ec1 c\u1ea5p b\u00e1ch v\u00ec \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn d\u00f2ng v\u1ed1n v\u00e0 l\u1ee3i nhu\u1eadn c\u1ee7a c\u00e1c NHTM, nh\u01b0ng khi ki\u1ec3m \u0111\u1ebfm, \u0111\u1ecbnh gi\u00e1 v\u00e0 b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n x\u1eed l\u00fd l\u1ea1i kh\u00f4ng \u0111\u01a1n gi\u1ea3n.<\/p>\n

V\u00ec th\u1ebf, tuy n\u1ee3 x\u1ea5u \u201cdanh ch\u00ednh\u201d n\u1eb1m \u1edf c\u00e1c NHTM nh\u01b0ng x\u1eed l\u00fd c\u00e1c kho\u1ea3n n\u1ee3 n\u00e0y l\u1ea1i l\u00e0 v\u1ea5n \u0111\u1ec1 kh\u00f4ng ch\u1ec9 c\u1ee7a ri\u00eang ng\u00e0nh Ng\u00e2n h\u00e0ng ho\u1eb7c t\u1ef1 ri\u00eang c\u00e1c NHTM c\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng t\u1ef1 gi\u1ea3i quy\u1ebft m\u00e0 \u0111\u00f2i h\u1ecfi ph\u1ea3i c\u00f3 th\u1eddi gian \u0111\u1ee7 d\u00e0i, ngu\u1ed3n t\u00e0i ch\u00ednh c\u1ea7n thi\u1ebft, gi\u1ea3i ph\u00e1p t\u1ed5ng th\u1ec3, c\u0103n c\u01a1\u2026V\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0 s\u1ef1 h\u1eadu thu\u1eabn, chung tay m\u1ea1nh m\u1ebd c\u1ee7a c\u00e1c c\u01a1 quan t\u1ed5 ch\u1ee9c trong h\u1ec7 th\u1ed1ng ch\u00ednh tr\u1ecb, s\u1ef1 tham gia c\u1ee7a c\u00e1c ng\u00e0nh, c\u00e1c c\u1ea5p c\u00f3 li\u00ean quan.<\/p>\n

\u0110\u1ec3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 v\u00e0 b\u1ec1n v\u1eefng, b\u00ean c\u1ea1nh vi\u1ec7c tri\u1ec3n khai quy\u1ebft li\u1ec7t c\u00e1c gi\u1ea3i ph\u00e1p c\u1ee7a b\u1ea3n th\u00e2n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng trong ph\u1ea1m vi cho ph\u00e9p, NHNN \u0111\u00e3 kh\u1ea9n tr\u01b0\u01a1ng ho\u00e0n th\u00e0nh, tr\u00ecnh B\u1ed9 Ch\u00ednh tr\u1ecb v\u00e0 Ch\u00ednh ph\u1ee7 th\u00f4ng qua \u0110\u1ec1 \u00e1n t\u1ed5ng th\u1ec3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a h\u1ec7 th\u1ed1ng c\u00e1c TCTD, trong \u0111\u00f3 c\u00f3 vi\u1ec7c th\u00e0nh l\u1eadp C\u00f4ng ty Qu\u1ea3n l\u00fd v\u00e0 Khai th\u00e1c t\u00e0i s\u1ea3n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng Vi\u1ec7t Nam (VAMC).<\/p>\n

Tuy nhi\u00ean, s\u1ef1 ra \u0111\u1eddi c\u1ee7a VAMC – m\u1ed9t AMC ch\u01b0a t\u1eebng c\u00f3 ti\u1ec1n l\u1ec7 \u1edf Vi\u1ec7t Nam n\u00ean g\u1eb7p kh\u00f4ng \u00edt kh\u00f3 kh\u0103n, \u0111\u00f2i h\u1ecfi vi\u1ec7c h\u00ecnh th\u00e0nh v\u00e0 chu\u1ea9n b\u1ecb \u0111i\u1ec1u ki\u1ec7n khung kh\u1ed5 ph\u00e1p l\u00fd, ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh v\u00e0 c\u01a1 ch\u1ebf ph\u1ed1i k\u1ebft h\u1ee3p v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c c\u00f3 li\u00ean quan ph\u1ea3i c\u00f3 kho\u1ea3ng th\u1eddi gian \u0111\u1ee7 d\u00e0i \u0111\u1ec3 khi ban h\u00e0nh c\u00f3 kh\u1ea3 n\u0103ng th\u1ef1c thi, n\u00ean b\u1ea3n th\u00e2n c\u00e1c TCTD \u0111\u00e3 ph\u1ea3i ch\u1ee7 \u0111\u1ed9ng trong vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u.<\/p>\n

Ngay cu\u1ed1i th\u00e1ng 4\/2012, NHNN \u0111\u00e3 ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh s\u1ed1 780\/Q\u0110 – NHNN cho ph\u00e9p c\u00e1c TCTD \u0111\u01b0\u1ee3c c\u01a1 c\u1ea5u l\u1ea1i n\u1ee3. C\u00f9ng v\u1edbi \u0111\u00f3 l\u00e0 Ch\u1ec9 th\u1ecb s\u1ed1 06\/CT-NHNN ng\u00e0y 9\/11\/2012 ban h\u00e0nh ch\u1ebf t\u00e0i x\u1eed l\u00fd nghi\u00eam \u0111\u1ed1i v\u1edbi TCTD kh\u00f4ng tr\u00edch l\u1eadp \u0111\u1ea7y \u0111\u1ee7 d\u1ef1 ph\u00f2ng r\u1ee7i ro theo quy \u0111\u1ecbnh v\u00e0 y\u00eau c\u1ea7u c\u00e1c TCTD t\u00edch c\u1ef1c s\u1eed d\u1ee5ng ngu\u1ed3n d\u1ef1 ph\u00f2ng r\u1ee7i ro \u0111\u1ec3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u.<\/p>\n

Theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u2013 Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf ng\u00e2n h\u00e0ng, c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c tri\u1ec3n khai trong th\u1eddi gian qua ch\u1ee7 y\u1ebfu l\u00e0 TCTD t\u1ef1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u. C\u00f2n theo NHNN, n\u1ebfu kh\u00f4ng x\u1eed l\u00fd n\u1ee3 x\u1ea5u b\u1eb1ng d\u1ef1 ph\u00f2ng r\u1ee7i ro v\u00e0 kh\u00f4ng c\u01a1 c\u1ea5u l\u1ea1i n\u1ee3 theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 780\/Q\u0110-NHNN th\u00ec \u0111\u1ebfn cu\u1ed1i th\u00e1ng 4\/2013 n\u1ee3 x\u1ea5u l\u00e0 362,8 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 11,5% t\u1ed5ng d\u01b0 n\u1ee3. Ch\u00ednh v\u00ec n\u1ed7 l\u1ef1c c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng trong vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u n\u00ean \u0111\u1ebfn cu\u1ed1i th\u00e1ng 4\/2013, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u trong t\u1ed5ng d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng c\u00f2n 4,67%.<\/em><\/p>\n

\u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 ti\u1ec1n \u0111\u1ec1 cho vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u th\u1eddi gian sau n\u00e0y, b\u1edfi theo c\u00e1c th\u00f4ng tin t\u1eeb NHNN th\u00ec t\u00ednh \u0111\u1ebfn cu\u1ed1i th\u00e1ng 5\/2013 n\u1ee3 x\u1ea5u c\u1ee7a to\u00e0n h\u1ec7 th\u1ed1ng gi\u1ea3m c\u00f2n 4,65%, v\u00e0 \u0111\u1ebfn cu\u1ed1i th\u00e1ng 6\/2013, con s\u1ed1 n\u00e0y ti\u1ebfp t\u1ee5c gi\u1ea3m v\u1ec1 m\u1ee9c 4,46%. Ghi nh\u1eadn l\u1ea7n \u0111\u1ea7u ti\u00ean, n\u1ee3 x\u1ea5u gi\u1ea3m 2 th\u00e1ng li\u00ean ti\u1ebfp.<\/p>\n

\u0110\u1eb7c bi\u1ec7t, k\u1ef3 v\u1ecdng v\u1ec1 vi\u1ec7c t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u s\u1ebd ti\u1ebfp t\u1ee5c gi\u1ea3m nhanh h\u01a1n khi m\u00e0 VAMC \u0111\u00e3 \u0111i v\u00e0o ho\u1ea1t \u0111\u1ed9ng \u0111\u01b0\u1ee3c h\u01a1n 1 th\u00e1ng (t\u1eeb ng\u00e0y 26\/7). Theo th\u00f4ng tin m\u00e0 ph\u00f3ng vi\u00ean TBNH c\u00f3 \u0111\u01b0\u1ee3c th\u00ec VAMC v\u00e0 m\u1ed9t s\u1ed1 \u0111\u01a1n v\u1ecb v\u1ee5, c\u1ee5c ch\u1ee9c n\u0103ng c\u1ee7a NHNN \u0111ang s\u1edbm ho\u00e0n th\u00e0nh c\u00e1c v\u0103n b\u1ea3n ph\u00e1p quy h\u01b0\u1edbng d\u1eabn VAMC ho\u1ea1t \u0111\u1ed9ng theo n\u1ed9i dung c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 53\/2013\/N\u0110-CP v\u00e0 \u0110i\u1ec1u l\u1ec7 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a C\u00f4ng ty.<\/p>\n

\u0110\u01b0\u1ee3c bi\u1ebft, d\u1ef1 ki\u1ebfn Agribank s\u1ebd l\u00e0 TCTD b\u00e1n n\u1ee3 x\u1ea5u nhi\u1ec1u nh\u1ea5t cho VAMC, v\u1edbi s\u1ed1 n\u1ee3 ban \u0111\u1ea7u tr\u00ean s\u1ed5 s\u00e1ch d\u1ef1 ki\u1ebfn tr\u00ean 10.000 t\u1ef7 \u0111\u1ed3ng. M\u1edbi \u0111\u00e2y m\u1ed9t v\u00e0i NHTM ph\u00eda Nam l\u00e0 NHTMCP \u00c1 Ch\u00e2u v\u00e0 NHTMCP Nam Vi\u1ec7t c\u0169ng x\u00e1c \u0111\u1ecbnh s\u1ebd b\u00e1n m\u1ed9t ph\u1ea7n n\u1ee3 x\u1ea5u cho VAMC.<\/p>\n

\u201cCh\u00fang t\u00f4i \u0111ang trong giai \u0111o\u1ea1n ho\u00e0n th\u00e0nh kh\u1ed1i l\u01b0\u1ee3ng c\u00f4ng vi\u1ec7c l\u1edbn v\u1edbi t\u1ed1c l\u1ef1c nhanh nh\u1ea5t \u0111\u1ec3 VAMC b\u1eaft tay v\u00e0o qu\u00e1 tr\u00ecnh x\u1eed l\u00fd n\u1ee3 x\u1ea5u. Song v\u1ea5n \u0111\u1ec1 n\u00e0y qu\u00e1 m\u1edbi, c\u00f3 n\u1ed9i dung \u201cnh\u1ea1y c\u1ea3m\u201d n\u00ean VAMC ph\u1ea3i gi\u1eef nguy\u00ean t\u1eafc th\u1ef1c hi\u1ec7n \u0111\u00fang cam k\u1ebft v\u1ec1 c\u00f4ng b\u1ed1 th\u00f4ng tin \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh – nh\u1eefng ng\u00e2n h\u00e0ng \u0111ang l\u00e0m vi\u1ec7c v\u1edbi ch\u00fang t\u00f4i. Khi n\u00e0o c\u00f3 k\u1ebft qu\u1ea3 r\u00f5 r\u00e0ng, c\u1ee5 th\u1ec3 ch\u00fang t\u00f4i s\u1ebd c\u00f4ng b\u1ed1\u201d \u2013 th\u00e0nh vi\u00ean c\u1ee7a Ban l\u00e3nh \u0111\u1ea1o VAMC ph\u00e2n tr\u1ea7n.<\/p>\n

NHNN d\u1ef1 ki\u1ebfn \u0111\u1ebfn h\u1ebft n\u0103m 2015 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u s\u1ebd gi\u1ea3m xu\u1ed1ng c\u00f2n 3% tr\u00ean t\u1ed5ng d\u01b0 n\u1ee3. Song theo m\u1ed9t s\u1ed1 chuy\u00ean gia ng\u00e2n h\u00e0ng, v\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ef1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c TCTD nh\u01b0 hi\u1ec7n nay v\u00e0 VAMC b\u1eaft \u0111\u1ea7u v\u1eadn h\u00e0nh trong khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng k\u1ef9 l\u01b0\u1ee1ng, v\u1edbi vi\u1ec7c n\u1ec1n kinh t\u1ebf c\u00f3 d\u1ea5u hi\u1ec7u h\u1ed3i ph\u1ee5c v\u00e0 h\u00e0ng t\u1ed3n kho \u0111\u01b0\u1ee3c x\u1eed l\u00fd th\u00ec s\u1ed1 l\u01b0\u1ee3ng v\u00e0 gi\u00e1 tr\u1ecb c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u s\u1ebd \u0111\u01b0\u1ee3c x\u1eed l\u00fd nhanh h\u01a1n n\u1eefa.<\/p>\n

Ch\u00ed Ki\u00ean<\/strong><\/p>\n

——————————————————————————–<\/p>\n

Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng 09-9-2013 (M\u1ee5c T\u00e0i ch\u00ednh \u2013 Ti\u1ec1n t\u1ec7):<\/em><\/strong><\/p>\n

http:\/\/thoibaonganhang.vn\/index.php\/tin-tuc\/2-no-xau-nhin-tu-no-luc-cua-he-thong-ngan-hang-11685.html<\/a><\/em><\/p>\n

(109\/1.042)","protected":false},"excerpt":{"rendered":"

(NHNN) – d\u1ef1 ki\u1ebfn \u0111\u1ebfn h\u1ebft n\u0103m 2015 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u s\u1ebd gi\u1ea3m xu\u1ed1ng c\u00f2n 3% tr\u00ean t\u1ed5ng d\u01b0 n\u1ee3. Song theo m\u1ed9t s\u1ed1 chuy\u00ean gia ng\u00e2n h\u00e0ng, v\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ef1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c TCTD nh\u01b0 hi\u1ec7n nay v\u00e0 VAMC b\u1eaft \u0111\u1ea7u v\u1eadn h\u00e0nh trong khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd \u0111\u01b0\u1ee3c […]<\/p>\n","protected":false},"author":1,"featured_media":30065,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-30064","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n401. N\u1ee3 x\u1ea5u nh\u00ecn t\u1eeb n\u1ed7 l\u1ef1c c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/401-no-xau-nhin-tu-no-luc-cua-he-thong-ngan-hang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]401. N\u1ee3 x\u1ea5u nh\u00ecn t\u1eeb n\u1ed7 l\u1ef1c c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(NHNN) – d\u1ef1 ki\u1ebfn \u0111\u1ebfn h\u1ebft n\u0103m 2015 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u s\u1ebd gi\u1ea3m xu\u1ed1ng c\u00f2n 3% tr\u00ean t\u1ed5ng d\u01b0 n\u1ee3. 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