{"id":30156,"date":"2016-12-14T10:16:00","date_gmt":"2016-12-14T03:16:00","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=30156"},"modified":"2022-06-27T10:17:17","modified_gmt":"2022-06-27T03:17:17","slug":"1-157-go-vuong-trong-xu-ly-tai-san-dam-bao","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-157-go-vuong-trong-xu-ly-tai-san-dam-bao\/","title":{"rendered":"1.157. G\u1ee1 v\u01b0\u1edbng trong x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o"},"content":{"rendered":"<strong>(NL\u0110) &#8211; Hi\u1ec7n t\u1ec9 l\u1ec7 n\u1ee3 x\u1ea5u c\u00f3 \u0111\u1ea3m b\u1ea3o b\u1eb1ng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p chi\u1ebfm h\u01a1n 90% t\u1ed5ng s\u1ed1 n\u1ee3 x\u1ea5u c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng. Nh\u01b0ng qu\u00e1 tr\u00ecnh x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng l\u1ea1i g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n v\u01b0\u1edbng m\u1eafc \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd n\u1ee3 x\u1ea5u<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-30157 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/57-1-450x289.png\" alt=\"\" width=\"450\" height=\"289\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/57-1-450x289.png 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/57-1.png 499w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/p>\n<p>T\u1ea1i h\u1ed9i th\u1ea3o v\u1ec1 \u201cQuy\u1ec1n x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d, do Ng\u00e2n h\u00e0ng (NH) Nh\u00e0 n\u01b0\u1edbc t\u1ed5 ch\u1ee9c m\u1edbi \u0111\u00e2y, \u0111\u1ea1i di\u1ec7n nhi\u1ec1u NH th\u01b0\u01a1ng m\u1ea1i cho bi\u1ebft \u0111ang g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n, v\u01b0\u1edbng m\u1eafc trong qu\u00e1 tr\u00ecnh nh\u1eadn t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o l\u00e0 nh\u00e0 \u1edf. Sau khi nh\u1eadn th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o l\u00e0 nh\u00e0 \u1edf cho kho\u1ea3n vay th\u00ec th\u1eddi gian gi\u1ea3i quy\u1ebft k\u00e9o d\u00e0i, th\u1eddi gian thi h\u00e0nh \u00e1n d\u00e0i khi\u1ebfn NH th\u01b0\u01a1ng m\u1ea1i t\u1ed1n k\u00e9m chi ph\u00ed, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ti\u1ebfn \u0111\u1ed9 x\u1eed l\u00fd n\u1ee3 x\u1ea5u v\u00e0 ho\u1ea1t \u0111\u1ed9ng kinh doanh&#8230;<\/p>\n<p><strong>Thi\u1ebfu s\u1ef1 h\u1ee3p t\u00e1c t\u1eeb c\u00e1c b\u00ean<\/strong><\/p>\n<p>Theo Ph\u00f3 th\u1ed1ng \u0111\u1ed1c NH Nh\u00e0 n\u01b0\u1edbc Nguy\u1ec5n Kim Anh, vi\u1ec7c x\u1eed l\u00fd hi\u1ec7u qu\u1ea3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o \u0111\u00f2i h\u1ecfi ph\u1ea3i c\u00f3 h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng \u0111\u1ed3ng b\u1ed9, minh b\u1ea1ch, ph\u00f9 h\u1ee3p, t\u00f4n tr\u1ecdng quy\u1ec1n ch\u1ee7 n\u1ee3 h\u1ee3p ph\u00e1p c\u1ee7a b\u00ean cho vay, ch\u1ee7 n\u1ee3 th\u1ef1c thi \u0111\u01b0\u1ee3c quy\u1ec1n h\u1ee3p ph\u00e1p c\u1ee7a m\u00ecnh theo th\u1ecfa thu\u1eadn&#8230; H\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt n\u00e0y ph\u1ea3i \u0111\u01b0\u1ee3c c\u00e1c c\u01a1 quan, t\u1ed5 ch\u1ee9c li\u00ean quan, c\u00e1c b\u00ean tham gia giao d\u1ecbch th\u1ef1c hi\u1ec7n nghi\u00eam minh.<\/p>\n<p>Hi\u1ec7n c\u00f3 h\u01a1n 90% c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, nh\u01b0ng kh\u00e2u x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o \u0111\u1ec3 thu h\u1ed3i n\u1ee3 c\u1ee7a c\u00e1c NH th\u01b0\u01a1ng m\u1ea1i g\u1eb7p nhi\u1ec1u v\u01b0\u1edbng m\u1eafc \u0111\u00e3 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd n\u1ee3 x\u1ea5u. Chuy\u00ean gia kinh t\u1ebf &#8211; TS V\u0169 \u0110\u00ecnh \u00c1nh cho r\u1eb1ng n\u1ebfu quy\u1ec1n x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c th\u1ef1c thi c\u00f3 hi\u1ec7u l\u1ef1c v\u00e0 hi\u1ec7u qu\u1ea3, kh\u00f4ng ch\u1ec9 b\u1ea3o v\u1ec7 l\u1ee3i \u00edch c\u1ee7a ng\u01b0\u1eddi cho vay m\u00e0 c\u00f2n b\u1ea3o v\u1ec7 c\u1ea3 l\u1ee3i \u00edch c\u1ee7a ng\u01b0\u1eddi \u0111i vay, n\u1ec1n kinh t\u1ebf. X\u1eed l\u00fd \u0111\u01b0\u1ee3c t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o gi\u00fap NH th\u01b0\u01a1ng m\u1ea1i x\u1eed l\u00fd \u0111\u01b0\u1ee3c n\u1ee3 x\u1ea5u, quan h\u1ec7 t\u00edn d\u1ee5ng v\u1edbi c\u00e1c kh\u00e1ch h\u00e0ng c\u00f3 n\u1ee3 x\u1ea5u c\u00f3 c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c ph\u1ee5c h\u1ed3i v\u00e0 c\u1ea3i thi\u1ec7n. Nh\u01b0ng th\u1ef1c t\u1ebf, khi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, ng\u01b0\u1eddi \u0111i vay kh\u00f4ng nh\u1eefng thi\u1ebfu h\u1ee3p t\u00e1c, c\u00f3 khi c\u00f2n chuy\u1ec3n sang \u0111\u1ed1i \u0111\u1ea7u, th\u1eadm ch\u00ed m\u00e2u thu\u1eabn xung \u0111\u1ed9t gay g\u1eaft&#8230;<\/p>\n<p>Trong tham lu\u1eadn g\u1eedi t\u1edbi h\u1ed9i th\u1ea3o, lu\u1eadt s\u01b0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u01a1ng &#8211; Ph\u00f3 Ch\u1ee7 nhi\u1ec7m CLB Ph\u00e1p ch\u1ebf NH, Hi\u1ec7p h\u1ed9i NH &#8211; c\u0169ng n\u00eau r\u1ea5t nhi\u1ec1u kh\u00f3 kh\u0103n, v\u01b0\u1edbng m\u1eafc trong qu\u00e1 tr\u00ecnh x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. C\u1ee5 th\u1ec3, v\u01b0\u1edbng m\u1eafc li\u00ean quan \u0111\u1ebfn vi\u1ec7c x\u1eed l\u00fd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p th\u00f4ng qua t\u1ed1 t\u1ee5ng khi qu\u00e1 tr\u00ecnh t\u1ed1 t\u1ee5ng k\u00e9o d\u00e0i, t\u00f2a \u00e1n t\u1eeb ch\u1ed1i th\u1ee5 l\u00fd v\u1ee5 \u00e1n do b\u00ean b\u1ea3o \u0111\u1ea3m v\u1eafng m\u1eb7t kh\u1ecfi n\u01a1i c\u01b0 tr\u00fa, c\u1ed1 t\u00ecnh b\u1ecf tr\u1ed1n, c\u1ed1 t\u00ednh gi\u1ea5u \u0111\u1ecba ch\u1ec9. M\u1ed9t s\u1ed1 t\u00f2a \u00e1n \u0111\u1ecba ph\u01b0\u01a1ng kh\u00f4ng th\u1eeba nh\u1eadn gi\u00e1 tr\u1ecb ch\u1ee9ng c\u1ee9, gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd c\u1ee7a c\u00e1c h\u1ee3p \u0111\u1ed3ng, th\u1ecfa thu\u1eadn, t\u00e0i li\u1ec7u \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng, ch\u1ee9ng th\u1ef1c&#8230; K\u1ebft qu\u1ea3 l\u00e0 th\u1eddi gian x\u1eed l\u00fd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u1ec3 thu h\u1ed3i n\u1ee3 c\u1ee7a NH th\u01b0\u01a1ng m\u1ea1i k\u00e9o d\u00e0i.<\/p>\n<p><em>H\u01a1n 90% t\u1ec9 l\u1ec7 n\u1ee3 x\u1ea5u c\u00f3 \u0111\u1ea3m b\u1ea3o b\u1eb1ng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p (trong \u0111\u00f3 c\u00f3 c\u1ea3 nh\u00e0 chung c\u01b0) nh\u01b0ng kh\u00e2u thu h\u1ed3i n\u1ee3 c\u1ee7a c\u00e1c NH th\u01b0\u01a1ng m\u1ea1i g\u1eb7p nhi\u1ec1u v\u01b0\u1edbng m\u1eafc. (\u1ea3nh ch\u1ec9 mang t\u00ednh minh h\u1ecda)<\/em><\/p>\n<p>\u0110\u1ea1i di\u1ec7n NH TMCP Vi\u1ec7t Nam Th\u1ecbnh V\u01b0\u1ee3ng (VPBank) cho bi\u1ebft c\u00f3 nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p khi NH n\u1ed9p \u0111\u01a1n kh\u1edfi ki\u1ec7n, m\u1eb7c d\u00f9 trong \u0111\u01a1n kh\u1edfi ki\u1ec7n \u0111\u00e3 ghi r\u00f5 t\u00ean, \u0111\u1ecba ch\u1ec9 c\u1ee7a b\u1ecb \u0111\u01a1n, b\u00ean c\u00f3 quy\u1ec1n l\u1ee3i ngh\u0129a v\u1ee5 li\u00ean quan nh\u01b0ng nhi\u1ec1u t\u00f2a \u00e1n y\u00eau c\u1ea7u ph\u1ea3i cung c\u1ea5p x\u00e1c nh\u1eadn c\u1ee7a ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng v\u1ec1 \u0111\u1ecba ch\u1ec9 c\u1ee7a t\u1ea5t c\u1ea3 \u0111\u1ed1i t\u01b0\u1ee3ng n\u00e0y. Tuy nhi\u00ean, c\u00f4ng an c\u00e1c ph\u01b0\u1eddng, x\u00e3 l\u1ea1i kh\u00f4ng \u0111\u1ed3ng \u00fd x\u00e1c nh\u1eadn v\u1ec1 n\u01a1i c\u01b0 tr\u00fa v\u00e0 t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa c\u1ee7a kh\u00e1ch h\u00e0ng theo \u0111\u1ec1 ngh\u1ecb c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng m\u00e0 y\u00eau c\u1ea7u ph\u1ea3i c\u00f3 v\u0103n b\u1ea3n c\u1ee7a t\u00f2a \u00e1n ho\u1eb7c ch\u00ednh c\u00e1n b\u1ed9 t\u00f2a \u00e1n \u0111\u1ebfn \u0111\u1ec1 ngh\u1ecb c\u01a1 quan c\u00f4ng an m\u1edbi \u0111\u1ed3ng \u00fd x\u00e1c minh. Th\u1eadm ch\u00ed m\u1ed9t s\u1ed1 t\u00f2a \u00e1n y\u00eau c\u1ea7u t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i x\u00e1c minh \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng vay kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 th\u00ec m\u1edbi th\u1ee5 l\u00fd \u0111\u01a1n kh\u1edfi ki\u1ec7n b\u00ean b\u1ea3o l\u00e3nh, b\u00ean \u0111\u1ea3m b\u1ea3o.<\/p>\n<p><strong>C\u1ea7n s\u1ef1 v\u00e0o cu\u1ed9c \u0111\u1ed3ng b\u1ed9<\/strong><\/p>\n<p><em>Li\u00ean quan \u0111\u1ebfn vi\u1ec7c thu h\u1ed3i n\u1ee3 qua con \u0111\u01b0\u1eddng t\u00f2a \u00e1n, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c,\u00a0<\/em><em>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI\u00a0<\/em><em>chuy\u00ean gia t\u00e0i ch\u00ednh NH, cho bi\u1ebft ch\u1ec9 t\u00ednh t\u1eeb n\u0103m 2005 \u0111\u1ebfn nay, th\u1eddi hi\u1ec7u kh\u1edfi ki\u1ec7n y\u00eau c\u1ea7u t\u00f2a \u00e1n gi\u1ea3i quy\u1ebft tranh ch\u1ea5p, tranh ch\u1ea5p \u0111\u00f2i n\u1ee3 theo h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u00e3 qu\u00e1 nhi\u1ec1u thay \u0111\u1ed5i. Nhi\u1ec1u \u0111\u01a1n kh\u1edfi ki\u1ec7n kh\u00f4ng \u0111\u01b0\u1ee3c t\u00f2a \u00e1n th\u1ee5 l\u00fd ho\u1eb7c b\u1ecb \u0111\u00ecnh ch\u1ec9 v\u00ec l\u00fd do kh\u00f4ng x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c \u0111\u1ecba ch\u1ec9 c\u1ee7a b\u1ecb \u0111\u01a1n ho\u1eb7c ng\u01b0\u1eddi c\u00f3 quy\u1ec1n l\u1ee3i, ngh\u0129a v\u1ee5 li\u00ean quan&#8230; Theo quy \u0111\u1ecbnh trong Lu\u1eadt Thi h\u00e0nh \u00e1n d\u00e2n s\u1ef1, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i \u0111\u1ea3m nh\u1eadn tr\u00e1ch nhi\u1ec7m lo cho n\u01a1i \u0103n ch\u1ed1n \u1edf c\u1ee7a b\u00ean c\u00f3 ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 (b\u00ean th\u1ebf ch\u1ea5p) n\u1ebfu \u0111\u00e2y l\u00e0 nh\u00e0 \u1edf duy nh\u1ea5t. N\u1ebfu ph\u00e1t m\u1ea1i nh\u00e0 \u1edf c\u00f3 gi\u00e1 tr\u1ecb th\u1ea5p m\u00e0 l\u1ea1i ph\u1ea3i thu\u00ea nh\u00e0 m\u1ed9t n\u0103m, \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c g\u1ea7n nh\u01b0 kh\u00f4ng thu h\u1ed3i \u0111\u01b0\u1ee3c v\u1ed1n.<\/em><\/p>\n<p><em>Do \u0111\u00f3, theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, c\u1ea7n c\u00f3 v\u0103n b\u1ea3n quy \u0111\u1ecbnh, h\u01b0\u1edbng d\u1eabn gi\u1ea3i quy\u1ebft c\u00e1c v\u01b0\u1edbng m\u1eafc v\u1ec1 c\u01a1 ch\u1ebf, th\u1ee7 t\u1ee5c, kh\u00f4ng ch\u1ec9 x\u00e9t x\u1eed v\u1eafng m\u1eb7t \u0111\u01b0\u01a1ng s\u1ef1 nh\u01b0 l\u00e2u nay m\u00e0 ch\u1ea5p nh\u1eadn c\u1ea3 vi\u1ec7c ho\u00e0n to\u00e0n v\u1eafng m\u1eb7t \u0111\u01b0\u01a1ng s\u1ef1 trong c\u1ea3 qu\u00e1 tr\u00ecnh t\u1ed1 t\u1ee5ng. Nh\u00e0 n\u01b0\u1edbc c\u1ea7n t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u b\u1eb1ng ch\u00ednh s\u00e1ch mi\u1ec5n gi\u1ea3m thu\u1ebf GTGT, thu\u1ebf thu nh\u1eadp, ph\u00ed tr\u01b0\u1edbc b\u1ea1, ph\u00ed thi h\u00e0nh \u00e1n, chi ph\u00ed b\u1ed1 tr\u00ed n\u01a1i \u1edf cho ng\u01b0\u1eddi c\u00f3 ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3. V\u00e0 c\u1ea7n c\u00f3 m\u1ed9t \u0111\u1ea1o lu\u1eadt hay m\u1ed9t s\u1ed1 \u0111i\u1ec1u lu\u1eadt \u0111\u1eb7c bi\u1ec7t \u0111\u1ec3 gi\u00fap x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, x\u1eed l\u00fd d\u1ee9t \u0111i\u1ec3m n\u1ee3 x\u1ea5u.<\/em><\/p>\n<p>\u0110\u1ea1i di\u1ec7n NH TMCP K\u1ef9 th\u01b0\u01a1ng Vi\u1ec7t Nam (Techcombank) cho r\u1eb1ng vi\u1ec7c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng thu gi\u1eef, x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt nh\u1eb1m x\u1eed l\u00fd n\u1ee3 x\u1ea5u, c\u0169ng l\u00e0 g\u00f3p ph\u1ea7n duy tr\u00ec, ph\u00e1t tri\u1ec3n m\u1ed9t n\u1ec1n kinh t\u1ebf t\u00e0i ch\u00ednh l\u00e0nh m\u1ea1nh, b\u1ec1n v\u1eefng. Nh\u01b0ng \u0111\u1ec3 th\u00e1o g\u1ee1 nh\u1eefng v\u01b0\u1edbng m\u1eafc, kh\u00f3 kh\u0103n, \u0111\u1ea3m b\u1ea3o quy\u1ec1n x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, n\u1ed7 l\u1ef1c ri\u00eang c\u1ee7a ng\u00e0nh NH l\u00e0 ch\u01b0a \u0111\u1ee7. Qu\u00e1 tr\u00ecnh n\u00e0y c\u1ea7n s\u1ef1 tham gia quy\u1ebft li\u1ec7t, s\u1ef1 h\u1ed7 tr\u1ee3 t\u00edch c\u1ef1c h\u01a1n t\u1eeb c\u00e1c c\u01a1 quan h\u1eefu quan v\u00e0 ph\u1ea3i c\u00f3 h\u00e0nh lang ph\u00e1p l\u00fd ph\u00f9 h\u1ee3p.<\/p>\n<p><strong>V\u0168 PHONG<\/strong><\/p>\n<p>\u2014\u2014\u2014\u2014\u2014\u2013<\/p>\n<p><strong><em>Ng\u01b0\u1eddi lao \u0111\u1ed9ng (T\u00e0i ch\u00ednh \u2013 Doanh nghi\u1ec7p) 14-12-2016:<\/em><\/strong><\/p>\n<p><em><a href=\"http:\/\/thitruong.nld.com.vn\/tai-chinh-doanh-nghiep\/go-vuong-trong-xu-ly-tai-san-dam-bao-20161214180038427.htm\">http:\/\/thitruong.nld.com.vn\/tai-chinh-doanh-nghiep\/go-vuong-trong-xu-ly-tai-san-dam-bao-20161214180038427.htm<\/a><\/em><\/p>\n<p><em>(284\/1.205)<\/em>","protected":false},"excerpt":{"rendered":"<p>(NL\u0110) &#8211; Hi\u1ec7n t\u1ec9 l\u1ec7 n\u1ee3 x\u1ea5u c\u00f3 \u0111\u1ea3m b\u1ea3o b\u1eb1ng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p chi\u1ebfm h\u01a1n 90% t\u1ed5ng s\u1ed1 n\u1ee3 x\u1ea5u c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng. Nh\u01b0ng qu\u00e1 tr\u00ecnh x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng l\u1ea1i g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n v\u01b0\u1edbng m\u1eafc \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd n\u1ee3 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":30157,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-30156","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>1.157. 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