{"id":30161,"date":"2016-12-18T10:17:50","date_gmt":"2016-12-18T03:17:50","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=30161"},"modified":"2022-06-27T10:19:57","modified_gmt":"2022-06-27T03:19:57","slug":"1-158-cuoi-nam-chat-vat-di-doi-no","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-158-cuoi-nam-chat-vat-di-doi-no\/","title":{"rendered":"1.158. Cu\u1ed1i n\u0103m ch\u1eadt v\u1eadt \u0111i \u0111\u00f2i n\u1ee3"},"content":{"rendered":"(NL\u0110) – C\u1ea7m ch\u1eafc t\u00e0i s\u1ea3n trong tay nh\u01b0ng th\u1ef1c t\u1ebf di\u1ec5n ra nhi\u1ec1u t\u00ecnh hu\u1ed1ng \u201ccon n\u1ee3\u201d gi\u1ecfi \u0103n v\u1ea1 l\u1ea1i th\u1eafng. Ng\u00e2n h\u00e0ng h\u1ebft s\u1ee9c ch\u1eadt v\u1eadt nh\u01b0ng ch\u01b0a ch\u1eafc \u0111\u00f2i \u0111\u01b0\u1ee3c n\u1ee3<\/strong><\/p>\n

\"\"<\/p>\n

\u0110\u1ea7u th\u00e1ng 12, khi ch\u1ee7 n\u1ee3 l\u00e0 Ng\u00e2n h\u00e0ng (NH) Vi\u1ec7t Nam th\u1ecbnh v\u01b0\u1ee3ng (VP Bank) \u0111\u1ea9y nhanh ti\u1ebfn \u0111\u1ed9 x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o g\u1ed3m 8 b\u1ea5t \u0111\u1ed9ng s\u1ea3n, l\u1edbn nh\u1ea5t l\u00e0 to\u00e0 nh\u00e0 s\u1ed1 5 \u0110i\u1ec7n Bi\u00ean Ph\u1ee7 (H\u00e0 N\u1ed9i) th\u00ec con n\u1ee3 l\u00e0 C\u00f4ng ty CP \u0110\u1ea7u t\u01b0 ATS l\u1ea1i g\u1eedi \u0111\u01a1n th\u01b0 t\u1ed1 c\u00e1o \u0111i kh\u1eafp n\u01a1i.<\/p>\n

C\u1ea7m ch\u1eafc t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o trong tay nh\u01b0ng ng\u00e2n h\u00e0ng mu\u1ed1n c\u01b0\u1ee1ng ch\u1ebf \u0111\u00f2i n\u1ee3 ho\u1eb7c ph\u00e1t m\u00e3i l\u1ea1i h\u1ebft s\u1ee9c gian nan. \u1ea2nh minh ho\u1ea1<\/p>\n

\u0110\u1ee7 c\u00e1ch \u201c\u0103n v\u1ea1\u201d<\/strong><\/p>\n

Trong v\u0103n b\u1ea3n g\u1eedi \u0111\u1ebfn c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng, VP Bank kh\u1eb3ng \u0111\u1ecbnh x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u00fang lu\u1eadt th\u00ec doanh nghi\u1ec7p l\u1ea1i cho r\u1eb1ng VP Bank mu\u1ed1n th\u00f4n t\u00ednh to\u00e0 nh\u00e0 d\u01b0\u1edbi h\u00ecnh th\u1ee9c cho vay, n\u00ean \u0111\u00e3 c\u00e2u k\u1ebft v\u1edbi c\u00e1n b\u1ed9 To\u00e0 \u00e1n \u0111\u1ec3 l\u00e0m sai, thi\u1ebfu th\u1ee7 t\u1ee5c… V\u1ee5 tranh ch\u1ea5p n\u00e0y \u0111\u00e3 k\u00e9o d\u00e0i t\u1eeb n\u0103m 2011 \u0111\u1ebfn nay, khi c\u00f4ng ty ATS vay v\u1ed1n c\u1ee7a VP Bank c\u00f3 th\u1ebf ch\u1ea5p b\u1eb1ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n nh\u01b0ng sau \u0111\u00f3 kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3<\/a> \u0111\u1ea7y \u0111\u1ee7, \u0111\u00fang h\u1ea1n. Hai b\u00ean \u0111\u00e3 t\u1eebng ng\u1ed3i l\u1ea1i t\u00ecm bi\u1ec7n ph\u00e1p th\u00e1o g\u1ee1 nh\u01b0ng sau \u0111\u00f3 kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c. N\u0103m 2013, NH ki\u1ec7n doanh nghi\u1ec7p ra to\u00e0 v\u00e0 \u0111\u1ebfn nay v\u1eabn ch\u01b0a x\u1eed l\u00fd d\u1ee9t \u0111i\u1ec3m.<\/p>\n

Tranh ch\u1ea5p gi\u1eefa VP Bank v\u00e0 ATS ch\u1ec9 l\u00e0 m\u1ed9t trong nh\u1eefng v\u00ed d\u1ee5 \u0111i\u1ec3n h\u00ecnh v\u1ec1 s\u1ef1 b\u1ebf t\u1eafc trong \u0111o\u1ea1n tr\u01b0\u1eddng x\u1eed l\u00fd Error! Hyperlink reference not valid.<\/strong><\/a> m\u00e0 h\u1ea7u nh\u01b0 kh\u00f4ng nh\u00e0 b\u0103ng n\u00e0o kh\u00f4ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t trong nh\u1eefng n\u0103m qua. Ph\u00f3 GS \u0110\u1eb7ng Ng\u1ecdc \u0110\u1ee9c, Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n NH \u2013 T\u00e0i ch\u00ednh tr\u01b0\u1eddng \u0110H Kinh t\u1ebf qu\u1ed1c d\u00e2n H\u00e0 N\u1ed9i, cho bi\u1ebft \u0111\u1ec3 nghi\u00ean c\u1ee9u gi\u1ea3i ph\u00e1p x\u1eed l\u00fd n\u1ee3 x\u1ea5u<\/a> theo \u0111\u1eb7t h\u00e0ng c\u1ee7a Ch\u00ednh ph\u1ee7, \u00f4ng t\u1eebng tham gia r\u1ea5t s\u00e2u v\u00e0o qu\u00e1 tr\u00ecnh \u0111\u00f2i n\u1ee3 c\u1ee7a m\u1ed9t s\u1ed1 NH v\u00e0 nh\u1eadn th\u1ea5y c\u00f3 nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, ch\u1ee7 n\u1ee3 c\u1ea3m th\u1ea5y b\u1ea5t l\u1ef1c.<\/p>\n

C\u1ee5 th\u1ec3, khi l\u00e0m th\u1ee7 t\u1ee5c ph\u00e1t m\u1ea1i t\u00e0i s\u1ea3n l\u00e0 nh\u00e0 \u0111\u1ea5t c\u1ee7a m\u1ed9t kh\u00e1ch n\u1ee3 c\u1ea3 tr\u0103m t\u1ec9 \u0111\u1ed3ng \u0111\u00e3 chuy\u1ec3n th\u00e0nh n\u1ee3 x\u1ea5u, con n\u1ee3 khu\u00e2n v\u1ec1 k\u00e9t s\u1eaft chuy\u00ean d\u1ee5ng cao g\u1ea7n \u0111\u1ea7u ng\u01b0\u1eddi \u0111\u1ec3 gi\u1eefa nh\u00e0, tuy\u00ean b\u1ed1 \u0111\u1ea7y th\u00e1ch th\u1ee9c r\u1eb1ng trong \u0111\u00f3 c\u00f3 r\u1ea5t nhi\u1ec1u ti\u1ec1n b\u1ea1c v\u00e0 t\u00e0i s\u1ea3n c\u00f3 gi\u00e1 tr\u1ecb. Theo lu\u1eadt b\u1ea5t th\u00e0nh v\u0103n, NH ch\u1ec9 \u0111\u01b0\u1ee3c si\u1ebft nh\u00e0, kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u1ee5ng \u0111\u1ebfn t\u00e0i s\u1ea3n trong k\u00e9t s\u1eaft. Ph\u00eda NH ph\u1ea3i ch\u00f9n tay v\u00ec lo con n\u1ee3 s\u1ebd tung tin b\u1ecb m\u1ea5t ti\u1ec1n, t\u00e0i s\u1ea3n trong k\u00e9t s\u1eaft khi NH v\u00e0o t\u1ecbch bi\u00ean nh\u00e0.<\/p>\n

M\u1ed9t lu\u1eadt s\u01b0 n\u00eau v\u00ed d\u1ee5 v\u1ec1 tr\u01b0\u1eddng h\u1ee3p kh\u00e1c, NH nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ee7a c\u00f4ng an ph\u01b0\u1eddng \u0111\u1ebfn c\u01b0\u1ee1ng ch\u1ebf v\u00e0 b\u1ed7ng nhi\u00ean th\u1ea5y con n\u1ee3 m\u1edf qu\u00e1n tr\u00e0 \u0111\u00e1 tr\u01b0\u1edbc c\u1eeda. Con n\u1ee3 tr\u00ecnh b\u00e0y \u0111ang t\u1ea1m ki\u1ebfm k\u1ebf sinh nhai m\u1edbi \u0111\u1ec3 c\u00f3 thu nh\u1eadp tr\u1ea3 n\u1ee3 3 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng. Khi n\u00e0o c\u00f4ng vi\u1ec7c kinh doanh ch\u00ednh thu\u1eadn l\u1ee3i s\u1ebd tr\u1ea3 \u0111\u1ea7y \u0111\u1ee7, \u0111\u00fang h\u1ea1n c\u1ea3 v\u1ed1n v\u00e0 l\u00e3i theo ti\u1ebfn \u0111\u1ed9 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng v\u00e0 mong \u0111\u01b0\u1ee3c s\u1ef1 h\u1ee3p t\u00e1c c\u1ee7a ng\u00e2n h\u00e0ng. Kh\u00f4ng nh\u1eefng v\u1eady, ch\u1ee7 nh\u00e0 c\u00f2n k\u00e9o c\u1ea3 b\u1ed1 m\u1eb9 gi\u00e0, m\u1ed9t s\u1ed1 ch\u00e1u ch\u1eaft v\u1ec1 sinh s\u1ed1ng trong ng\u00f4i nh\u00e0 th\u1ebf ch\u1ea5p \u0111\u1ec3 g\u00e2y \u00e1p l\u1ef1c, kh\u00f4ng \u0111\u1ed3ng \u00fd b\u00e0n giao nh\u00e0 th\u1ebf ch\u1ea5p cho NH ph\u00e1t m\u00e3i.<\/p>\n

NH ng\u1eadm \u0111\u1eafng nu\u1ed1t cay<\/em><\/strong><\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c,\u00a0<\/em>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em>, t\u1eebng g\u1eafn b\u00f3 v\u1edbi ho\u1ea1t \u0111\u1ed9ng ph\u00e1p ch\u1ebf NH g\u1ea7n 20 n\u0103m qua, cho bi\u1ebft ch\u01b0a bao gi\u1edd \u00f4ng th\u1ea5y h\u1ec7 th\u1ed1ng NH l\u00e2m v\u00e0o c\u1ea3nh b\u1ebf t\u1eafc trong x\u1eed l\u00fd n\u1ee3 x\u1ea5u nh\u01b0 hi\u1ec7n nay. Theo quy \u0111\u1ecbnh, NH cho vay t\u1ed1i \u0111a 70% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. Gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n c\u0169ng ch\u1ec9 \u0111\u01b0\u1ee3c \u0111\u1ecbnh gi\u00e1 b\u1eb1ng kho\u1ea3ng 70% gi\u00e1 th\u1ecb tr\u01b0\u1eddng.<\/em><\/p>\n

V\u1ec1 l\u00fd thuy\u1ebft, khi kh\u00e1ch h\u00e0ng kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3, v\u1edbi t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, NH ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 thu h\u1ed3i \u0111\u01b0\u1ee3c n\u1ee3 m\u00e0 kh\u00f4ng b\u1ecb m\u1ea5t v\u1ed1n. Nh\u01b0ng trong th\u1ef1c t\u1ebf, NH c\u1ea7m ch\u1eafc t\u00e0i s\u1ea3n trong tay kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 \u0111\u00e3 \u201cn\u1eafm \u0111\u1eb1ng chu\u00f4i\u201d v\u00ec g\u1eb7p ph\u1ea3i s\u1ef1 ch\u1ed1ng \u0111\u1ed1i c\u1ee7a kh\u00e1ch h\u00e0ng trong khi h\u00e0nh lang ph\u00e1p l\u00fd c\u00f3 l\u1ed7 h\u1ed5ng, kh\u00f4ng b\u1ea3o v\u1ec7 quy\u1ec1n c\u1ee7a b\u00ean cho vay.<\/em><\/p>\n

V\u1ec1 nguy\u00ean t\u1eafc, NH \u0111\u01b0\u1ee3c ph\u00e9p th\u1ef1c hi\u1ec7n quy\u1ec1n x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m theo \u00fd ch\u00ed c\u1ee7a m\u00ecnh v\u1edbi \u0111i\u1ec1u ki\u1ec7n kh\u00f4ng tr\u00e1i c\u00e1c nguy\u00ean t\u1eafc c\u01a1 b\u1ea3n c\u1ee7a ph\u00e1p lu\u1eadt d\u00e2n s\u1ef1, kh\u00f4ng l\u1ea1m d\u00f9ng quy\u1ec1n g\u00e2y thi\u1ec7t h\u1ea1i cho ng\u01b0\u1eddi kh\u00e1c. Nh\u01b0ng qu\u00e1 tr\u00ecnh n\u00e0y v\u01b0\u1edbng nhi\u1ec1u \u0111i\u1ec1u kho\u1ea3n trong Lu\u1eadt b\u1ea3o v\u1ec7 th\u00f4ng tin ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 \u0111i\u1ec1u kho\u1ea3n b\u1ea3o m\u1eadt th\u00f4ng tin trong Lu\u1eadt c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. B\u1ed9 lu\u1eadt d\u00e2n s\u1ef1 2015 s\u1eafp c\u00f3 hi\u1ec7u l\u1ef1c (t\u1eeb 1-1-2017) c\u0169ng ch\u01b0a \u0111\u1ec1 c\u1eadp c\u1ee5 th\u1ec3 v\u1ec1 vi\u1ec7c thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u1ec3 g\u1ee1 n\u00fat th\u1eaft cho x\u1eed l\u00fd n\u1ee3 x\u1ea5u. \u201cNg\u01b0\u1eddi l\u00e0m NH c\u00f3 c\u00e2u \u0111\u1ee9ng cho vay, qu\u1ef3 thu n\u1ee3. Nh\u01b0ng b\u00e2y gi\u1edd ch\u1ea5p nh\u1eadn qu\u1ef3 c\u0169ng kh\u00f3 m\u00e0 thu \u0111\u01b0\u1ee3c\u201d – lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

C46 s\u1ebd h\u1ed7 tr\u1ee3 NH thu n\u1ee3<\/strong><\/p>\n

Trong m\u1ed9t h\u1ed9i th\u1ea3o g\u1ea7n \u0111\u00e2y do NH Nh\u00e0 n\u01b0\u1edbc ph\u1ed1i h\u1ee3p v\u1edbi B\u1ed9 T\u01b0 ph\u00e1p t\u1ed5 ch\u1ee9c, \u00f4ng Nguy\u1ec5n Tr\u1ecdng Long, Ph\u00f3 c\u1ee5c tr\u01b0\u1edfng C\u1ee5c C\u1ea3nh s\u00e1t \u0111i\u1ec1u tra t\u1ed9i ph\u1ea1m kinh t\u1ebf v\u00e0 tham nh\u0169ng (C46), cho bi\u1ebft s\u1ebd t\u00edch c\u1ef1c ph\u1ed1i h\u1ee3p v\u1edbi NH \u0111\u1ea9y nhanh t\u1ed1c \u0111\u1ed9 thu h\u1ed3i n\u1ee3 x\u1ea5u.<\/p>\n

C\u1ee5 th\u1ec3, nh\u1eefng kh\u00e1ch h\u00e0ng r\u01a1i v\u00e0o n\u1ee3 nh\u00f3m 4 v\u1eabn c\u00f3 ngu\u1ed3n thu, c\u00f3 nh\u00e0 l\u1ea7u xe h\u01a1i nh\u01b0ng kh\u00f4ng h\u1ee3p t\u00e1c v\u1edbi NH \u0111\u1ec3 x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, lu\u1eadt \u0111\u00e3 quy \u0111\u1ecbnh t\u1ed9i danh. Do \u0111\u00f3, NH c\u1ea7n l\u1eadp danh s\u00e1ch nh\u1eefng kh\u00e1ch h\u00e0ng thu\u1ed9c di\u1ec7n n\u00e0y, th\u00f4ng b\u00e1o cho c\u01a1 quan \u0111i\u1ec1u tra \u0111\u1ec3 ph\u1ed1i h\u1ee3p. \u0110\u1ed1i v\u1edbi c\u00e1c NH c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o n\u1eb1m trong c\u00e1c v\u1ee5 \u00e1n c\u01a1 quan \u0111i\u1ec1u tra \u0111ang k\u00ea bi\u00ean c\u0169ng n\u00ean g\u1eedi c\u00f4ng v\u0103n \u0111\u1ec3 C46 ph\u1ed1i h\u1ee3p x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, thu h\u1ed3i n\u1ee3 x\u1ea5u.<\/p>\n

T\u00f4 H\u00e0<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014\u2013<\/p>\n

Ng\u01b0\u1eddi lao \u0111\u1ed9ng (\u0110\u1ed3ng ti\u1ec1n c\u1ee7a b\u1ea1n) 18-12-2016:<\/em><\/strong><\/p>\n

http:\/\/vnmoney.nld.com.vn\/dong-tien-cua-ban\/cuoi-nam-chat-vat-di-doi-no-20161217223348881.htm<\/a><\/em><\/p>\n

(295\/1.077)<\/em>","protected":false},"excerpt":{"rendered":"

(NL\u0110) – C\u1ea7m ch\u1eafc t\u00e0i s\u1ea3n trong tay nh\u01b0ng th\u1ef1c t\u1ebf di\u1ec5n ra nhi\u1ec1u t\u00ecnh hu\u1ed1ng \u201ccon n\u1ee3\u201d gi\u1ecfi \u0103n v\u1ea1 l\u1ea1i th\u1eafng. Ng\u00e2n h\u00e0ng h\u1ebft s\u1ee9c ch\u1eadt v\u1eadt nh\u01b0ng ch\u01b0a ch\u1eafc \u0111\u00f2i \u0111\u01b0\u1ee3c n\u1ee3 \u0110\u1ea7u th\u00e1ng 12, khi ch\u1ee7 n\u1ee3 l\u00e0 Ng\u00e2n h\u00e0ng (NH) Vi\u1ec7t Nam th\u1ecbnh v\u01b0\u1ee3ng (VP Bank) \u0111\u1ea9y nhanh ti\u1ebfn \u0111\u1ed9 […]<\/p>\n","protected":false},"author":3,"featured_media":30165,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-30161","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.158. 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