{"id":30404,"date":"2017-01-23T14:17:39","date_gmt":"2017-01-23T07:17:39","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=30404"},"modified":"2022-06-28T14:19:55","modified_gmt":"2022-06-28T07:19:55","slug":"1-191-nhieu-kho-khan-trong-viec-quan-ly-tien-ao","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-191-nhieu-kho-khan-trong-viec-quan-ly-tien-ao\/","title":{"rendered":"1.191. Nhi\u1ec1u kh\u00f3 kh\u0103n trong vi\u1ec7c qu\u1ea3n l\u00fd ti\u1ec1n \u1ea3o"},"content":{"rendered":"<strong>(TBDN) &#8211; Ngay c\u1ea3 c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng c\u0169ng \u0111ang h\u1ebft s\u1ee9c l\u00fang t\u00fang v\u1edbi b\u1ea3n ch\u1ea5t c\u1ee7a ti\u1ec1n \u1ea3o. B\u00ean c\u1ea1nh \u0111\u00f3, qu\u1ea3n l\u00fd ti\u1ec1n \u1ea3o v\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u1eabn l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 \u0111au \u0111\u1ea7u.<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-30405 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/91-1.png\" alt=\"\" width=\"449\" height=\"356\" \/><\/p>\n<p><strong>H\u00e0ng h\u00f3a \u0111\u1eb7c bi\u1ec7t?<\/strong><\/p>\n<p>B\u1ed9 T\u01b0 ph\u00e1p v\u1eeba t\u1ed5 ch\u1ee9c l\u1ea5y ki\u1ebfn c\u00e1c b\u1ed9, ng\u00e0nh v\u1ec1 \u0110\u1ec1 \u00e1n &#8220;Ho\u00e0n thi\u1ec7n khung ph\u00e1p l\u00fd \u0111\u1ec3 qu\u1ea3n l\u00fd, x\u1eed l\u00fd \u0111\u1ed1i v\u1edbi c\u00e1c lo\u1ea1i ti\u1ec1n \u1ea3o, ti\u1ec1n \u0111i\u1ec7n t\u1eed&#8221;. C\u00e1c \u00fd ki\u1ebfn cho th\u1ea5y, ngay c\u1ea3 c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng c\u0169ng \u0111ang h\u1ebft s\u1ee9c l\u00fang t\u00fang v\u1edbi b\u1ea3n ch\u1ea5t c\u1ee7a ti\u1ec1n \u1ea3o.<\/p>\n<p><em>\u0110\u00e2y c\u0169ng l\u00e0 v\u1ea5n \u0111\u1ec1 m\u00e0 nhi\u1ec1u c\u01a1 quan ch\u1ee9c n\u0103ng \u0111ang l\u00fang t\u00fang. \u0110\u1ea1i di\u1ec7n Vi\u1ec7n Ki\u1ec3m s\u00e1t Nh\u00e2n d\u00e2n t\u1ed1i cao cho hay, g\u1ecdi l\u00e0 ti\u1ec1n \u1ea3o, song ph\u00eda Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) kh\u00f4ng c\u00f4ng nh\u1eadn l\u00e0 ti\u1ec1n, B\u1ed9 C\u00f4ng th\u01b0\u01a1ng l\u1ea1i kh\u00f4ng c\u00f4ng nh\u1eadn l\u00e0 h\u00e0ng. Ch\u00ednh v\u00ec v\u1eady, c\u01a1 quan n\u00e0y c\u0169ng \u0111ang l\u00fang t\u00fang trong vi\u1ec7c x\u1eed l\u00fd.<\/em><\/p>\n<p>Kh\u00f4ng ch\u1ec9 \u1edf Vi\u1ec7t Nam, m\u00e0 ti\u1ec1n \u1ea3o \u0111ang g\u00e2y tranh c\u00e3i l\u1edbn tr\u00ean to\u00e0n th\u1ebf gi\u1edbi. M\u1ed9t s\u1ed1 qu\u1ed1c gia \u0111\u00e3 ch\u1ea5p nh\u1eadn thanh to\u00e1n v\u1edbi m\u1ed9t s\u1ed1 \u0111\u1ed3ng ti\u1ec1n \u1ea3o (nh\u01b0 Bitcoin), song \u0111a s\u1ed1 qu\u1ed1c gia v\u1eabn r\u1ea5t d\u00e8 ch\u1eebng v\u00e0 kh\u00f4ng ch\u1ea5p nh\u1eadn ti\u1ec1n \u1ea3o l\u00e0 ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n. \u1ede nhi\u1ec1u qu\u1ed1c gia, trong \u0111\u00f3 c\u00f3 Vi\u1ec7t Nam, ti\u1ec1n \u1ea3o \u0111\u1ec1u \u0111\u01b0\u1ee3c bi\u1ebfn t\u01b0\u1edbng th\u00e0nh m\u1ed9t lo\u1ea1i h\u00ecnh kinh doanh \u0111a c\u1ea5p mang t\u00ednh l\u1eeba \u0111\u1ea3o, khi\u1ebfn c\u1ea3 c\u01a1 quan qu\u1ea3n l\u00fd l\u1eabn ng\u01b0\u1eddi d\u00e2n h\u1ebft s\u1ee9c lo ng\u1ea1i.<\/p>\n<p>M\u1eb7c d\u00f9 v\u1eady, kh\u00f4ng th\u1ec3 ph\u1ee7 nh\u1eadn r\u1eb1ng, c\u00e1c lo\u1ea1i ti\u1ec1n \u1ea3o, ti\u1ec1n \u0111i\u1ec7n t\u1eed r\u1ea5t c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t xu th\u1ebf kh\u00f3 tr\u00e1nh trong cu\u1ed9c c\u00e1ch m\u1ea1ng c\u00f4ng ngh\u1ec7 s\u1ed1. \u0110\u01a1n c\u1eed, \u0111\u1ed3ng Bitcoin d\u00f9 kh\u00f4ng \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng nh\u1eadn, song tr\u00ean th\u1ebf gi\u1edbi, \u0111\u1ed3ng ti\u1ec1n n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c nhi\u1ec1u qu\u1ed1c gia, t\u1eadp \u0111o\u00e0n danh ti\u1ebfng ch\u1ea5p nh\u1eadn. T\u1ed5ng gi\u00e1 tr\u1ecb v\u1ed1n h\u00f3a to\u00e0n c\u1ea7u c\u1ee7a Bitcoin \u0111\u00e3 l\u00ean t\u1edbi tr\u00ean 10 t\u1ef7 USD. V\u00ec v\u1eady, vi\u1ec7c \u0111\u01b0a ra h\u00e0nh lang ph\u00e1p l\u00fd v\u1ec1 ti\u1ec1n \u1ea3o \u0111\u1ec3 ng\u0103n ch\u1eb7n c\u00e1c h\u00e0nh vi l\u1ee3i d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 l\u1eeba \u0111\u1ea3o, \u0111\u1ed3ng th\u1eddi b\u1ea3o \u0111\u1ea3m quy\u1ec1n kinh doanh v\u00e0 s\u1edf h\u1eefu t\u00e0i s\u1ea3n h\u1ee3p ph\u00e1p c\u1ee7a ng\u01b0\u1eddi d\u00e2n l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft.<\/p>\n<p>C\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh cho r\u1eb1ng, tr\u01b0\u1edbc m\u1eaft, Vi\u1ec7t Nam s\u1ebd ch\u01b0a coi ti\u1ec1n \u1ea3o l\u00e0 ti\u1ec1n. Tuy nhi\u00ean, c\u00f3 th\u1ec3 coi \u0111\u00e2y l\u00e0 lo\u1ea1i h\u00e0ng h\u00f3a \u0111\u1eb7c bi\u1ec7t, \u0111\u01b0\u1ee3c ph\u00e9p kinh doanh c\u00f3 \u0111i\u1ec1u ki\u1ec7n, ph\u1ea3i ch\u1ecbu s\u1ef1 gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd.<\/p>\n<p>Li\u00ean quan v\u1ea5n \u0111\u1ec1 n\u00e0y, Th\u1ee9 tr\u01b0\u1edfng B\u1ed9 T\u01b0 ph\u00e1p Phan Ch\u00ed Hi\u1ebfu ch\u1ec9 \u0111\u1ea1o, c\u1ea7n ph\u1ea3i l\u00e0m r\u00f5 \u0111\u1ec3 tr\u00e1nh nh\u1ea7m l\u1eabn gi\u1eefa \u201cth\u1eadt\u201d v\u1edbi \u201c\u1ea3o\u201d. C\u0169ng theo l\u00e3nh \u0111\u1ea1o B\u1ed9 T\u01b0 ph\u00e1p, vi\u1ec7c th\u1eeba nh\u1eadn ti\u1ec1n \u1ea3o, \u0111\u01b0a ti\u1ec1n \u1ea3o v\u00e0o c\u00e1c v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt l\u00e0 \u201cth\u1eeba nh\u1eadn \u0111\u1ec3 ki\u1ec3m so\u00e1t\u201d, ch\u1ee9 kh\u00f4ng ph\u1ea3i th\u1eeba nh\u1eadn \u0111\u1ec3 khuy\u1ebfn kh\u00edch ph\u00e1t tri\u1ec3n.<\/p>\n<p><strong>L\u1eabn l\u1ed9n gi\u1eefa ti\u1ec1n \u1ea3o v\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed<\/strong><\/p>\n<p>Nhi\u1ec1u ng\u01b0\u1eddi cho r\u1eb1ng, ti\u1ec1n \u0111i\u1ec7n t\u1eed hay c\u00f2n g\u1ecdi l\u00e0 ti\u1ec1n m\u1eadt s\u1ed1, l\u00e0 ti\u1ec1n \u0111\u00e3 \u0111\u01b0\u1ee3c s\u1ed1 h\u00f3a (m\u00e3 h\u00f3a s\u1ed1 h\u1ecdc), t\u1ee9c l\u00e0 ti\u1ec1n \u1edf d\u1ea1ng nh\u1eefng bit s\u1ed1 ho\u1eb7c ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1. Ng\u00e0y nay, ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ph\u1ed5 bi\u1ebfn trong m\u00f4i tr\u01b0\u1eddng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed ph\u1ee5c v\u1ee5 cho nh\u1eefng thanh to\u00e1n \u0111i\u1ec7n t\u1eed th\u00f4ng qua h\u1ec7 th\u1ed1ng th\u00f4ng tin bao g\u1ed3m h\u1ec7 th\u1ed1ng m\u1ea1ng m\u00e1y t\u00ednh, internet v\u00e0 c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c l\u01b0u tr\u1eef trong c\u01a1 s\u1edf d\u1eef li\u1ec7u c\u1ee7a t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh (b\u00ean th\u1ee9 3) v\u00e0 \u0111\u01b0\u1ee3c bi\u1ec3u hi\u1ec7n d\u01b0\u1edbi d\u1ea1ng b\u00fat t\u1ec7 tr\u00ean t\u00e0i kho\u1ea3n m\u00e0 kh\u00e1ch h\u00e0ng (ng\u01b0\u1eddi mua) m\u1edf t\u1ea1i t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh.<\/p>\n<p>B\u00ean c\u1ea1nh ti\u1ec1n \u1ea3o, ti\u1ec1n \u0111i\u1ec7n t\u1eed c\u0169ng \u0111ang ph\u00e1t tri\u1ec3n r\u1ea5t m\u1ea1nh m\u1ebd th\u1eddi gian qua. Nhi\u1ec1u qu\u1ed1c gia c\u0169ng \u0111\u00e3 \u0111\u01b0a ra quy \u0111\u1ecbnh v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed. \u00d4ng B\u00f9i Quang Ti\u00ean, V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Thanh to\u00e1n (Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc) cho hay, c\u01a1 quan n\u00e0y c\u0169ng s\u1ebd s\u1edbm ban h\u00e0nh v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed. Hi\u1ec7n t\u1ea1i, NHNN c\u0169ng \u0111\u00e3 ch\u1ea5p nh\u1eadn m\u1ed9t s\u1ed1 lo\u1ea1i ti\u1ec1n \u0111i\u1ec7n t\u1eed l\u00e0 ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n (v\u00ed \u0111i\u1ec7n t\u1eed).<\/p>\n<p>\u201cTi\u1ec1n \u0111i\u1ec7n t\u1eed \u0111ang t\u1ed3n t\u1ea1i tr\u01b0\u1edbc m\u1eb7t ch\u00fang ta, n\u00ean ch\u00fang ta kh\u00f4ng th\u1ec3 n\u00e9 tr\u00e1nh. Hi\u1ec7n nay, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111ang so\u1ea1n th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed\u201d, \u00f4ng B\u00f9i Quang Ti\u00ean cho bi\u1ebft.<\/p>\n<p>M\u1eb7c d\u00f9 v\u1eady, hi\u1ec7n nay, nhi\u1ec1u \u00fd ki\u1ebfn c\u0169ng \u0111ang l\u1eabn l\u1ed9n gi\u1eefa ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c c\u00f4ng nh\u1eadn (c\u00e1c \u1ee9ng d\u1ee5ng s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 trong thanh to\u00e1n \u0111i\u1ec7n t\u1eed) v\u1edbi ti\u1ec1n \u1ea3o. Ch\u00ednh v\u00ec v\u1eady, B\u1ed9 tr\u01b0\u1edfng B\u1ed9 T\u01b0 ph\u00e1p L\u00ea Th\u00e0nh Long cho r\u1eb1ng, n\u00ean nghi\u00ean c\u1ee9u ri\u00eang v\u1ec1 ti\u1ec1n \u1ea3o v\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u1ec3 c\u00f3 nh\u1eefng quy \u0111\u1ecbnh ph\u00f9 h\u1ee3p.<\/p>\n<p>\u0110\u01b0\u1ee3c bi\u1ebft, Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 giao B\u1ed9 T\u01b0 ph\u00e1p ph\u1ed1i h\u1ee3p c\u00f9ng B\u1ed9 C\u00f4ng th\u01b0\u01a1ng, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 m\u1ed9t s\u1ed1 b\u1ed9, ng\u00e0nh li\u00ean quan x\u00e2y d\u1ef1ng D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 ti\u1ec1n \u1ea3o (d\u1ef1 ki\u1ebfn s\u1ebd ho\u00e0n t\u1ea5t v\u00e0o th\u00e1ng 12\/2017) v\u00e0 D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 t\u00e0i s\u1ea3n \u1ea3o (ho\u00e0n t\u1ea5t v\u00e0o th\u00e1ng 3\/2018).<\/p>\n<p><strong>T\u1ea1 Chi (T\u1ed5ng h\u1ee3p)<\/strong><\/p>\n<p>\u2014\u2014\u2014\u2014\u2014\u2013<\/p>\n<p><strong><em>Th\u1eddi b\u00e1o Doanh nh\u00e2n (T\u00e0i ch\u00ednh) 23-01-2017:<\/em><\/strong><\/p>\n<p><a href=\"http:\/\/tbdn.com.vn\/Nhieu-kho-khan-trong-viec-quan-ly-tien-ao_n18748.html\"><em>http:\/\/tbdn.com.vn\/Nhieu-kho-khan-trong-viec-quan-ly-tien-ao_n18748.html<\/em><\/a><\/p>\n<p><em>(157\/979)<\/em><\/p>\n<p><em>\u00a0<\/em><\/p>\n<p><em>\u00a0<\/em>","protected":false},"excerpt":{"rendered":"<p>(TBDN) &#8211; Ngay c\u1ea3 c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng c\u0169ng \u0111ang h\u1ebft s\u1ee9c l\u00fang t\u00fang v\u1edbi b\u1ea3n ch\u1ea5t c\u1ee7a ti\u1ec1n \u1ea3o. B\u00ean c\u1ea1nh \u0111\u00f3, qu\u1ea3n l\u00fd ti\u1ec1n \u1ea3o v\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u1eabn l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 \u0111au \u0111\u1ea7u. H\u00e0ng h\u00f3a \u0111\u1eb7c bi\u1ec7t? B\u1ed9 T\u01b0 ph\u00e1p v\u1eeba t\u1ed5 ch\u1ee9c l\u1ea5y ki\u1ebfn c\u00e1c b\u1ed9, ng\u00e0nh v\u1ec1 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":30405,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-30404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>1.191. 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