{"id":30484,"date":"2014-12-19T10:09:22","date_gmt":"2014-12-19T03:09:22","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=30484"},"modified":"2022-06-29T10:13:07","modified_gmt":"2022-06-29T03:13:07","slug":"627-hien-ke-de-khong-lo-cay-atm-het-tien","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/627-hien-ke-de-khong-lo-cay-atm-het-tien\/","title":{"rendered":"627. “Hi\u1ebfn k\u1ebf” \u0111\u1ec3 kh\u00f4ng lo c\u00e2y ATM h\u1ebft ti\u1ec1n"},"content":{"rendered":"(DN) – N\u1ebfu \u0111\u00e3 x\u00e1c \u0111\u1ecbnh \u0111\u00e2y l\u00e0 m\u1ed9t d\u1ecbch v\u1ee5 quan tr\u1ecdng c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 x\u00e3 h\u1ed9i, th\u00ec ph\u1ea3i t\u1ea1o c\u01a1 ch\u1ebf l\u1ee3i \u00edch \u0111\u1ec3 c\u00e1c ng\u00e2n h\u00e0ng tranh nhau n\u1ea1p ti\u1ec1n \u0111\u1ec3 lu\u00f4n b\u1ea3o \u0111\u1ea3m ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng m\u1ed9t c\u00e1ch t\u1ed1t nh\u1ea5t.<\/strong><\/p>\n

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Kh\u00e1ch h\u00e0ng n\u00ean ph\u1ea3n \u00e1nh v\u1ec1 t\u00ecnh tr\u1ea1ng vi ph\u1ea1m c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 l\u1ee3i \u00edch c\u1ee7a m\u00ecnh. (\u1ea2nh minh h\u1ecda. Ngu\u1ed3n: Internet)<\/em><\/p>\n

K\u1ec3 t\u1eeb ng\u00e0y 12\/12, Ngh\u1ecb \u0111\u1ecbnh 96 quy \u0111\u1ecbnh v\u1ec1 x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh trong l\u0129nh v\u1ef1c ti\u1ec1n t\u1ec7 c\u00f3 hi\u1ec7u l\u1ef1c. Theo \u0111\u00f3, m\u1ee9c ti\u1ec1n ph\u1ea1t t\u1eeb 10 – 15 tri\u1ec7u \u0111\u1ed3ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c h\u00e0nh vi \u0111\u1ec3 m\u00e1y ATM h\u1ebft ti\u1ec1n v\u00e0 kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c nhu c\u1ea7u r\u00fat ti\u1ec1n c\u1ee7a kh\u00e1ch h\u00e0ng; \u0111\u1ec3 m\u00e1y ATM ng\u1eebng ho\u1ea1t \u0111\u1ed9ng 24 gi\u1edd kh\u00f4ng th\u00f4ng b\u00e1o; l\u1eafp \u0111\u1eb7t, thay \u0111\u1ed5i \u0111\u1ecba \u0111i\u1ec3m, ch\u1ea5m d\u1ee9t ho\u1ea1t \u0111\u1ed9ng c\u1ee7a m\u00e1y ATM kh\u00f4ng \u0111\u00fang quy \u0111\u1ecbnh; \u0111\u1eb7t m\u00e1y t\u1ea1i n\u01a1i c\u00f3 h\u1ec7 th\u1ed1ng \u0111i\u1ec7n kh\u00f4ng \u0111\u00e1p \u1ee9ng quy \u0111\u1ecbnh \u0111\u1ec3 m\u00e1y nu\u1ed1t th\u1ebb c\u1ee7a kh\u00e1ch h\u00e0ng khi m\u1ea5t \u0111i\u1ec7n \u0111\u1ed9t ng\u1ed9t; kh\u00f4ng duy tr\u00ec b\u1ed9 ph\u1eadn h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng 24\/7\u2026<\/p>\n

V\u00e0i ng\u00e0y sau khi Ngh\u1ecb \u0111\u1ecbnh c\u00f3 hi\u1ec7u l\u1ef1c, theo th\u00f4ng tin tr\u00ean CAND t\u00ecnh tr\u1ea1ng m\u00e1y ATM h\u1ebft ti\u1ec1n v\u1eabn c\u00f3 nh\u01b0ng kh\u00f4ng nhi\u1ec1u. M\u1ed9t v\u1ea5n \u0111\u1ec1 \u0111\u1eb7t ra l\u00e0 \u0111\u00e3 c\u00f3 hi\u1ec7n t\u01b0\u1ee3ng c\u00e2y ATM h\u1ebft ti\u1ec1n nh\u01b0ng ch\u01b0a c\u00f3 \u00fd ki\u1ebfn ph\u1ea3n h\u1ed3i n\u00e0o \u0111\u01b0\u1ee3c g\u1eedi \u0111\u1ebfn Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc th\u00f4ng qua \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng, v\u1eady c\u01a1 quan qu\u1ea3n l\u00fd l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 bi\u1ebft m\u00e0 ph\u1ea1t?.<\/p>\n

B\u00ecnh lu\u1eadn v\u1ec1 vi\u1ec7c x\u1eed ph\u1ea1t ATM, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em>\u00a0cho r\u1eb1ng ch\u1ebf t\u00e0i n\u00e0y l\u00e0 c\u1ea7n thi\u1ebft v\u00e0 ho\u00e0n to\u00e0n kh\u1ea3 thi, v\u00ec tr\u01b0\u1edbc h\u1ebft quy \u0111\u1ecbnh x\u1eed ph\u1ea1t l\u00e0 nh\u1eb1m \u0111\u1ebfn m\u1ee5c ti\u00eau ng\u0103n ng\u1eeba, h\u1ea1n ch\u1ebf vi ph\u1ea1m, ch\u1ee9 kh\u00f4ng ph\u1ea3i ch\u1ec9 nh\u1eb1m \u0111\u1ebfn vi\u1ec7c x\u1eed ph\u1ea1t.<\/p>\n

Theo Lu\u1eadt s\u01b0 \u0110\u1ee9c, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t c\u1ee7a quy \u0111\u1ecbnh n\u00e0y l\u00e0 nh\u1eb1m b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a kh\u00e1ch h\u00e0ng, nh\u01b0ng n\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng ph\u1ea3n \u00e1nh v\u1ec1 t\u00ecnh tr\u1ea1ng vi ph\u1ea1m c\u1ee7a ng\u00e2n h\u00e0ng th\u00ec Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc r\u1ea5t kh\u00f3 c\u00f3 th\u1ec3 bi\u1ebft v\u00e0 x\u1eed ph\u1ea1t l\u00e0 kh\u00e1ch h\u00e0ng. Tuy nhi\u00ean, n\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng t\u00edch c\u1ef1c tham gia v\u00e0o vi\u1ec7c n\u00e0y \u0111\u1ec3 g\u00f3p ph\u1ea7n b\u1ea3o v\u1ec7 l\u1ee3i \u00edch c\u1ee7a m\u00ecnh, th\u00ec hi\u1ec7u qu\u1ea3 s\u1ebd h\u1ea1n ch\u1ebf nhi\u1ec1u. V\u1ec1 l\u00e2u d\u00e0i, v\u1edbi h\u1ec7 th\u1ed1ng c\u00f4ng ngh\u1ec7 v\u00e0 s\u1ef1 qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd nh\u01b0 hi\u1ec7n nay th\u00ec Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng theo d\u00f5i lo\u1ea1i vi ph\u1ea1m n\u00e0y.<\/p>\n

V\u00e0 m\u1ee9c ph\u1ea1t 15 tri\u1ec7u \u0111\u1ed3ng c\u0169ng kh\u00f4ng ph\u1ea3i qu\u00e1 nh\u1eb9 nh\u01b0 d\u01b0 lu\u1eadn b\u0103n kho\u0103n, v\u00ec b\u1edfi \u0111\u00f3 kh\u00f4ng ph\u1ea3i thu\u1ed9c d\u1ea1ng vi ph\u1ea1m nghi\u00eam tr\u1ecdng. Th\u1ee9 hai, theo quy \u0111\u1ecbnh, n\u1ebfu m\u1ed9t ng\u00e2n h\u00e0ng b\u1ecb ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh th\u00ec s\u1ebd ch\u1ecbu h\u1eadu qu\u1ea3 kh\u00e1 n\u1eb7ng n\u1ec1, nh\u01b0 b\u1ecb h\u1ea1n ch\u1ebf, \u0111\u00ecnh ch\u1ec9 vi\u1ec7c th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 nghi\u1ec7p v\u1ee5 ng\u00e2n h\u00e0ng; h\u1ea1n ch\u1ebf ho\u1eb7c kh\u00f4ng xem x\u00e9t cho ph\u00e9p m\u1edf r\u1ed9ng th\u00eam c\u00e1c ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng m\u1edbi; kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p m\u1edf th\u00eam chi nh\u00e1nh, ph\u00f2ng giao d\u1ecbch, v\u0103n ph\u00f2ng \u0111\u1ea1i di\u1ec7n v\u00e0 \u0111\u1eb7t m\u00e1y ATM;…<\/p>\n

\u00dd ki\u1ebfn c\u1ee7a m\u1ed9t chuy\u00ean gia ng\u00e2n h\u00e0ng \u0111\u01b0a ra l\u00e0 vi\u1ec7c l\u1eadp \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng ch\u01b0a ch\u1eafc \u0111\u00e3 mang l\u1ea1i hi\u1ec7u qu\u1ea3 b\u1edfi r\u1ea5t kh\u00f3 thu th\u1eadp ch\u1ee9ng c\u1ee9 \u0111\u1ec3 ph\u1ea1t v\u1ec1 sau. Tuy nhi\u00ean, d\u01b0\u1edbi g\u00f3c \u0111\u1ed9 c\u1ee7a m\u00ecnh, Lu\u1eadt s\u01b0 \u0110\u1ee9c cho hay: H\u1ec7 th\u1ed1ng camera c\u1ee7a ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 xem tr\u1ef1c ti\u1ebfp ho\u1eb7c xem l\u1ea1i h\u00ecnh \u1ea3nh c\u1ee7a kh\u00e1ch h\u00e0ng r\u00fat ti\u1ec1n sau \u0111\u00f3 nhi\u1ec1u ng\u00e0y, th\u1eadm ch\u00ed h\u00e0ng th\u00e1ng. \u0110\u1eb7c bi\u1ec7t, c\u00e1c th\u00f4ng tin chi ti\u1ebft v\u1ec1 m\u1ecdi ho\u1ea1t \u0111\u1ed9ng v\u00e0 giao d\u1ecbch c\u1ee7a ATM \u0111\u1ec1u \u0111\u01b0\u1ee3c ghi nh\u1eadn \u0111\u1ea7y \u0111\u1ee7, ch\u00ednh x\u00e1c trong h\u1ec7 th\u1ed1ng c\u00f4ng ngh\u1ec7 c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n

“V\u00ec v\u1eady, vi\u1ec7c thu th\u1eadp ch\u1ee9ng c\u1ee9 vi ph\u1ea1m r\u1ea5t \u0111\u01a1n gi\u1ea3n, r\u1ea5t d\u1ec5 x\u00e1c \u0111\u1ecbnh th\u1eddi gian v\u00e0 s\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c ti\u1ebfp qu\u1ef9, r\u00fat \u0111i, s\u1ed1 d\u01b0…”, Lu\u1eadt s\u01b0 \u0110\u1ee9c n\u00f3i.<\/p>\n

Kho\u1ea3ng g\u1ea7n 2 th\u00e1ng n\u1eefa l\u00e0 t\u1edbi T\u1ebft Nguy\u00ean \u0111\u00e1n, giao d\u1ecbch ATM s\u1ebd t\u0103ng \u0111\u1ed9t bi\u1ebfn, khi \u0111\u00f3 vi\u1ec7c x\u1eed l\u00fd h\u00e0nh vi \u0111\u1ec3 m\u00e1y ATM h\u1ebft ti\u1ec1n li\u1ec7u c\u00f3 tri\u1ec7t \u0111\u1ec3 hay kh\u00f4ng th\u00ec ch\u01b0a ai d\u00e1m kh\u1eb3ng \u0111\u1ecbnh. X\u1eed ph\u1ea1t l\u00e0 c\u1ea7n thi\u1ebft, nh\u01b0ng \u0111\u00f3 ch\u1ec9 l\u00e0 m\u1ed9t trong c\u00e1c bi\u1ec7n ph\u00e1p nh\u1eb1m c\u1ea3i thi\u1ec7n ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 v\u00e0 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng. C\u1ea7n ph\u1ea3i c\u00f3 nhi\u1ec1u gi\u1ea3i ph\u00e1p kh\u00e1c trong tr\u01b0\u1edbc m\u1eaft c\u0169ng nh\u01b0 l\u00e2u d\u00e0i \u0111\u1ec3 c\u1ea3i thi\u1ec7n ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 ng\u00e0nh ng\u00e2n h\u00e0ng v\u00e0 t\u1ea1o thu\u1eadn l\u1ee3i cho ng\u01b0\u1eddi d\u00e2n.<\/p>\n

Ba “k\u1ebf s\u00e1ch” \u0111\u01b0\u1ee3c Lu\u1eadt s\u01b0 \u0110\u1ee9c \u0111\u01b0a ra, tr\u01b0\u1edbc ti\u00ean l\u00e0 gi\u1ea3m s\u1ed1 gi\u1edd \u0111\u1ec3 h\u1ebft ti\u1ec1n trong ATM \u0111\u1ec3 t\u00ednh x\u1eed ph\u1ea1t. V\u00ec n\u1ebfu \u0111\u1ec3 h\u1ebft ti\u1ec1n qu\u00e1 24 gi\u1edd th\u00ec “kh\u00f4ng kh\u00e1c n\u00e0o ch\u1ea5p nh\u1eadn t\u00ecnh tr\u1ea1ng c\u1ee9 m\u1ed9t ng\u00e0y c\u00f3 ti\u1ec1n, m\u1ed9t ng\u00e0y kh\u00f4ng”.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p c\u0169ng c\u1ea7n th\u1ed1ng nh\u1ea5t c\u00e1c gi\u1ea3i ph\u00e1p nh\u1eb1m gi\u00e3n vi\u1ec7c r\u00fat ti\u1ec1n t\u1eadp trung v\u00e0o m\u1ed9t th\u1eddi \u0111i\u1ec3m v\u00e0 m\u1ed9t \u0111\u1ecba \u0111i\u1ec3m, \u0111\u1ed3ng th\u1eddi c\u1ea7n \u0111\u1ea9y m\u1ea1nh vi\u1ec7c ti\u1ebfp qu\u1ef9 v\u00e0o c\u00e1c th\u1eddi \u0111i\u1ec3m v\u00e0 \u0111\u1ecba \u0111i\u1ec3m \u0111\u00f3.<\/p>\n

V\u00e0 quan tr\u1ecdng h\u01a1n l\u00e0 c\u1ea7n c\u00f3 ch\u00ednh s\u00e1ch h\u1ee3p l\u00fd \u0111\u1ec3 h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng l\u00e2u nay c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng mu\u1ed1n \u0111\u1ec3 nhi\u1ec1u ti\u1ec1n trong ATM hay kh\u00f4ng mu\u1ed1n ti\u1ebfp qu\u1ef9 k\u1ecbp th\u1eddi. C\u00f3 th\u1ec3 cho ph\u00e9p s\u1ed1 d\u01b0 ti\u1ec1n m\u1eb7t \u0111\u1ec3 trong m\u00e1y ATM \u0111\u01b0\u1ee3c coi nh\u01b0 s\u1ed1 ti\u1ec1n d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c ho\u1eb7c m\u1ed9t c\u01a1 ch\u1ebf t\u01b0\u01a1ng t\u1ef1 n\u00e0o \u0111\u00f3. \u0110\u1eb7c bi\u1ec7t l\u00e0 ch\u00ednh s\u00e1ch h\u1ea1n ch\u1ebf thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t v\u00e0 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c thu ph\u00ed r\u00fat ti\u1ec1n m\u1eb7t n\u00f3i chung, r\u00fat ti\u1ec1n qua ATM n\u00f3i ri\u00eang.<\/p>\n

“T\u1ea1i sao c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u mu\u1ed1n \u0111\u1eb7t nhi\u1ec1u ATM, ph\u00e1t h\u00e0nh nhi\u1ec1u th\u1ebb ATM nh\u01b0ng l\u1ea1i kh\u00f4ng b\u1ea3o \u0111\u1ea3m ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 ATM? Ph\u1ea3i ch\u0103ng v\u00ec m\u1ed9t m\u1eb7t mu\u1ed1n ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 ATM, mu\u1ed1n cung c\u1ea5p d\u1ecbch v\u1ee5 c\u00f3 ch\u1ea5t l\u01b0\u1ee3ng, nh\u01b0ng m\u1eb7t kh\u00e1c, v\u00ec kh\u00f4ng c\u00f3 l\u00e3i, kh\u00f4ng hi\u1ec7u qu\u1ea3, n\u00ean h\u1ecd kh\u00f4ng t\u00edch c\u1ef1c ph\u1ee5c v\u1ee5? N\u1ebfu \u0111\u00e3 x\u00e1c \u0111\u1ecbnh \u0111\u00e2y l\u00e0 m\u1ed9t d\u1ecbch v\u1ee5 quan tr\u1ecdng c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 x\u00e3 h\u1ed9i, th\u00ec ph\u1ea3i t\u1ea1o c\u01a1 ch\u1ebf l\u1ee3i \u00edch \u0111\u1ec3 c\u00e1c ng\u00e2n h\u00e0ng tranh nhau n\u1ea1p ti\u1ec1n \u0111\u1ec3 lu\u00f4n b\u1ea3o \u0111\u1ea3m ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng m\u1ed9t c\u00e1ch t\u1ed1t nh\u1ea5t”, Lu\u1eadt s\u01b0 \u0110\u1ee9c nh\u1ea5n m\u1ea1nh.<\/p>\n

\u0110o\u00e0n Hu\u1ebf<\/strong><\/p>\n

————–<\/p>\n

Doanh nghi\u1ec7p V<\/em><\/strong>i\u1ec7t Nam (Kinh t\u1ebf) 19-12-2014:<\/em><\/strong><\/p>\n

http:\/\/doanhnghiepvn.vn\/kinh-te\/hien-ke-de-khong-lo-cay-atm-het-tien.html<\/em><\/a><\/p>\n

(786\/1.100)<\/em>","protected":false},"excerpt":{"rendered":"

(DN) – N\u1ebfu \u0111\u00e3 x\u00e1c \u0111\u1ecbnh \u0111\u00e2y l\u00e0 m\u1ed9t d\u1ecbch v\u1ee5 quan tr\u1ecdng c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 x\u00e3 h\u1ed9i, th\u00ec ph\u1ea3i t\u1ea1o c\u01a1 ch\u1ebf l\u1ee3i \u00edch \u0111\u1ec3 c\u00e1c ng\u00e2n h\u00e0ng tranh nhau n\u1ea1p ti\u1ec1n \u0111\u1ec3 lu\u00f4n b\u1ea3o \u0111\u1ea3m ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng m\u1ed9t c\u00e1ch t\u1ed1t nh\u1ea5t. Kh\u00e1ch h\u00e0ng n\u00ean ph\u1ea3n \u00e1nh v\u1ec1 t\u00ecnh tr\u1ea1ng vi […]<\/p>\n","protected":false},"author":3,"featured_media":30485,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-30484","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n627. 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