{"id":30563,"date":"2017-09-30T15:29:00","date_gmt":"2017-09-30T08:29:00","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=30563"},"modified":"2022-06-29T16:08:42","modified_gmt":"2022-06-29T09:08:42","slug":"1-565","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-565\/","title":{"rendered":"1.565. Vay ti\u00eau d\u00f9ng m\u1edbi chi\u1ebfm 5-10% t\u1ed5ng d\u01b0 n\u1ee3"},"content":{"rendered":"<strong>(VQ) &#8211; D\u1ecbch v\u1ee5 cho vay ti\u00eau d\u00f9ng v\u1eabn c\u00f2n k\u00e9m ph\u00e1t tri\u1ec3n do c\u00f2n nhi\u1ec1u r\u00e0o c\u1ea3n. Trong khi \u0111\u00f3, th\u1ecb tr\u01b0\u1eddng t\u00edn d\u1ee5ng \u0111en v\u1eabn \u0111ang l\u00e0 m\u1ea3nh \u0111\u1ea5t thu h\u00fat nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n t\u00ecm \u0111\u1ebfn khi c\u00f3 nhu c\u1ea7u v\u1ec1 t\u00e0i ch\u00ednh, theo nh\u1eadn \u0111\u1ecbnh c\u1ee7a c\u00e1c chuy\u00ean gia.<\/strong><\/p>\n<p>Theo th\u00f4ng tin t\u1eeb t\u1ea1p ch\u00ed T\u00e0i ch\u00ednh, Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n Qu\u1ea3n tr\u1ecb Kinh doanh Ho\u00e0ng V\u0103n H\u1ea3i cho bi\u1ebft, cho vay ti\u00eau d\u00f9ng \u1edf Vi\u1ec7t Nam ch\u1ec9 chi\u1ebfm kho\u1ea3ng 5-10% t\u1ed5ng d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng, l\u00e0 t\u1ef7 l\u1ec7 r\u1ea5t nh\u1ecf so v\u1edbi 40-45% \u1edf c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n. B\u00ean c\u1ea1nh \u0111\u00f3, s\u1ed1 l\u01b0\u1ee3ng c\u00e1c t\u1ed5 ch\u1ee9c cung c\u1ea5p t\u00edn d\u1ee5ng v\u1eabn c\u00f2n r\u1ea5t \u00edt.<\/p>\n<p>\u201cTrong khi \u0111\u00f3, th\u1ecb tr\u01b0\u1eddng t\u00edn d\u1ee5ng ng\u1ea7m nh\u01b0 h\u1ee5i, h\u1ecd, \u2026 v\u1eabn t\u1ed3n t\u1ea1i v\u00e0 thu h\u00fat m\u1ed9t s\u1ed1 l\u01b0\u1ee3ng kh\u00f4ng nh\u1ecf ng\u01b0\u1eddi d\u00e2n tham gia\u201d, \u00f4ng H\u1ea3i n\u00f3i t\u1ea1i m\u1ed9t cu\u1ed9c t\u1ecda \u0111\u00e0m v\u1ec1 ch\u1ee7 \u0111\u1ec1 cho vay ti\u00eau d\u00f9ng do Vi\u1ec7n Qu\u1ea3n tr\u1ecb Kinh doanh thu\u1ed9c Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf &#8211; \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i t\u1ed5 ch\u1ee9c ng\u00e0y 27-9.<\/p>\n<div class=\"photo_detail\">\n<p><img decoding=\"async\" title=\"Vay ti\u00eau d\u00f9ng m\u1edbi chi\u1ebfm 5-10% t\u1ed5ng d\u01b0 n\u1ee3\" src=\"http:\/\/media.vietq.vn\/files\/xuanhiep\/2017\/09\/30\/toa-dam.jpg\" alt=\"Vay ti\u00eau d\u00f9ng m\u1edbi chi\u1ebfm 5-10% t\u1ed5ng d\u01b0 n\u1ee3\" width=\"500\" \/><\/p>\n<p class=\"caption_image\"><em>\u00a0Vay ti\u00eau d\u00f9ng m\u1edbi chi\u1ebfm 5-10% t\u1ed5ng d\u01b0 n\u1ee3 &#8211; \u1ea2nh b\u00e1o \u0110\u1ea7u t\u01b0.<\/em><\/p>\n<\/div>\n<p>Theo cu\u1ed9c kh\u1ea3o s\u00e1t c\u1ee7a Vi\u1ec7n Qu\u1ea3n tr\u1ecb Kinh doanh v\u1edbi h\u01a1n 2.000 ng\u01b0\u1eddi ti\u00eau d\u00f9ng tr\u00ean \u0111\u1ecba b\u00e0n 12 t\u1ec9nh, th\u00e0nh ph\u1ed1, c\u00f3 h\u01a1n 62% trong s\u1ed1 \u0111\u00f3 ch\u01b0a bao gi\u1edd vay ti\u00eau d\u00f9ng do kh\u00f4ng mu\u1ed1n mang n\u1ee3 v\u00e0 lo ng\u1ea1i v\u1ec1 \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n. H\u01a1n 53% c\u00f3 quan \u0111i\u1ec3m ch\u1ec9 \u0111i vay trong tr\u01b0\u1eddng h\u1ee3p b\u1ea5t \u0111\u1eafc d\u0129.<\/p>\n<p>Tuy nhi\u00ean, c\u00f3 g\u1ea7n 48% ng\u01b0\u1eddi ch\u01b0a t\u1eebng \u0111i vay c\u00f3 quan \u0111i\u1ec3m s\u1eb5n s\u00e0ng ho\u1eb7c ch\u1ea5p nh\u1eadn vi\u1ec7c \u0111i vay \u0111\u1ec3 ti\u00eau d\u00f9ng n\u1ebfu th\u1ea5y c\u1ea7n thi\u1ebft.<\/p>\n<p>Theo \u00f4ng H\u1ea3i, k\u1ebft qu\u1ea3 nghi\u00ean c\u1ee9u cho th\u1ea5y m\u1eb7c d\u00f9 nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n c\u00f2n c\u00f3 t\u00e2m l\u00fd e ng\u1ea1i khi ti\u1ebfp x\u00fac v\u1edbi d\u1ecbch v\u1ee5 cho vay ti\u00eau d\u00f9ng nh\u01b0ng m\u1ed9t b\u1ed9 ph\u1eadn ng\u01b0\u1eddi ti\u00eau d\u00f9ng tr\u1ebb \u0111ang c\u00f3 nhu c\u1ea7u ng\u00e0y c\u00e0ng t\u0103ng l\u00ean \u0111\u1ed1i v\u1edbi d\u1ecbch v\u1ee5 n\u00e0y.<\/p>\n<p>Kh\u1ea3o s\u00e1t c\u1ee7a Vi\u1ec7n Qu\u1ea3n tr\u1ecb Kinh doanh cho bi\u1ebft, hi\u1ec7n c\u00f3 h\u01a1n ch\u1ee5c t\u1ed5 ch\u1ee9c cho vay ti\u00eau d\u00f9ng v\u00e0 t\u1ea5t c\u1ea3 \u0111\u1ec1u c\u00f3 s\u1ed1 v\u1ed1n \u0111i\u1ec1u l\u1ec7 \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u t\u1ed1i thi\u1ec3u theo quy \u0111\u1ecbnh l\u00e0 500 t\u1ec9 \u0111\u1ed3ng. Trong s\u1ed1 \u0111\u00f3, FE Credit c\u00f3 v\u1ed1n \u0111i\u1ec1u l\u1ec7 v\u01b0\u1ee3t tr\u1ed9i, \u0111\u1ea1t m\u1ee9c 2.790 t\u1ec9 \u0111\u1ed3ng.<\/p>\n<p>Hi\u1ec7n t\u1ea1i, FE Credit c\u00f3 th\u1ecb ph\u1ea7n cao nh\u1ea5t v\u00e0 chi\u1ebfm h\u01a1n 48%, ti\u1ebfp theo l\u00e0 Home Credit (g\u1ea7n 16%), HD Saison (12%), JACCS (2%) v\u00e0 Mirae Asset (1%).<\/p>\n<p>Theo k\u1ebft qu\u1ea3 kh\u1ea3o s\u00e1t, \u0111a s\u1ed1 kh\u00e1ch h\u00e0ng \u0111\u00e3 vay c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh h\u00e0i l\u00f2ng v\u1edbi d\u1ecbch v\u1ee5, s\u1ea3n ph\u1ea9m, th\u1ee7 t\u1ee5c v\u00e0 quy tr\u00ecnh cho vay. Tuy nhi\u00ean, m\u1ee9c \u0111\u1ed9 h\u00e0i l\u00f2ng v\u1ec1 chi ph\u00ed vay th\u00ec c\u00f2n t\u01b0\u01a1ng \u0111\u1ed1i th\u1ea5p.<\/p>\n<p>Theo th\u00f4ng tin tr\u00ean b\u00e1o \u0110\u1ea7u t\u01b0, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt <span style=\"color: #713817\">ANVI<\/span> cho r\u1eb1ng, \u0111\u00e3 \u0111\u1ebfn l\u00fac c\u1ea7n ngh\u0129 t\u1edbi vi\u1ec7c \u00e1p tr\u1ea7n l\u00e3i su\u1ea5t cho vay ti\u00eau d\u00f9ng v\u1edbi m\u1ee9c t\u1eeb 35-40%.<\/p>\n<p>HD (T\/h)<\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<\/p>\n<p><strong><em>VietQ (Kinh doanh) 30-09-2017:<\/em><\/strong><\/p>\n<p><em><a href=\"http:\/\/vietq.vn\/vay-tieu-dung-moi-chiem-5-10-tong-du-no-d130432.html\">http:\/\/vietq.vn\/vay-tieu-dung-moi-chiem-5-10-tong-du-no-d130432.html<\/a><\/em><\/p>\n<p><em>(39\/529)<\/em>","protected":false},"excerpt":{"rendered":"<p>(VQ) &#8211; D\u1ecbch v\u1ee5 cho vay ti\u00eau d\u00f9ng v\u1eabn c\u00f2n k\u00e9m ph\u00e1t tri\u1ec3n do c\u00f2n nhi\u1ec1u r\u00e0o c\u1ea3n. Trong khi \u0111\u00f3, th\u1ecb tr\u01b0\u1eddng t\u00edn d\u1ee5ng \u0111en v\u1eabn \u0111ang l\u00e0 m\u1ea3nh \u0111\u1ea5t thu h\u00fat nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n t\u00ecm \u0111\u1ebfn khi c\u00f3 nhu c\u1ea7u v\u1ec1 t\u00e0i ch\u00ednh, theo nh\u1eadn \u0111\u1ecbnh c\u1ee7a c\u00e1c chuy\u00ean gia. Theo th\u00f4ng tin [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":30603,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-30563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>1.565. Vay ti\u00eau d\u00f9ng m\u1edbi chi\u1ebfm 5-10% t\u1ed5ng d\u01b0 n\u1ee3 - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-565\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.565. Vay ti\u00eau d\u00f9ng m\u1edbi chi\u1ebfm 5-10% t\u1ed5ng d\u01b0 n\u1ee3[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(VQ) &#8211; D\u1ecbch v\u1ee5 cho vay ti\u00eau d\u00f9ng v\u1eabn c\u00f2n k\u00e9m ph\u00e1t tri\u1ec3n do c\u00f2n nhi\u1ec1u r\u00e0o c\u1ea3n. Trong khi \u0111\u00f3, th\u1ecb tr\u01b0\u1eddng t\u00edn d\u1ee5ng \u0111en v\u1eabn \u0111ang l\u00e0 m\u1ea3nh \u0111\u1ea5t thu h\u00fat nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n t\u00ecm \u0111\u1ebfn khi c\u00f3 nhu c\u1ea7u v\u1ec1 t\u00e0i ch\u00ednh, theo nh\u1eadn \u0111\u1ecbnh c\u1ee7a c\u00e1c chuy\u00ean gia. 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