{"id":3071,"date":"2017-02-22T22:16:05","date_gmt":"2017-02-22T15:16:05","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=3071"},"modified":"2024-09-13T09:04:43","modified_gmt":"2024-09-13T02:04:43","slug":"188-quyen-mien-trach-nhiem","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/188-quyen-mien-trach-nhiem\/","title":{"rendered":"188. Quy\u1ec1n mi\u1ec5n tr\u00e1ch nhi\u1ec7m"},"content":{"rendered":"\"Quy\u1ec1n<\/p>\n

Quy\u1ec1n mi\u1ec5n tr\u00e1ch nhi\u1ec7m<\/span><\/h4>\n
(ANVI<\/span><\/a>) – M\u1ee5c \u0111\u00edch cho vay l\u00e0 ki\u1ebfm l\u1eddi, c\u00f2n \u0111i vay l\u00e0 ki\u1ebfm ti\u1ec1n, nh\u01b0ng \u0111i \u0111\u1ebfn t\u1eadn c\u00f9ng th\u00ec c\u0169ng \u0111\u1ec1u v\u00ec m\u1ed9t m\u1ed1i l\u1ee3i n\u00e0o \u0111\u00f3, c\u00f3 th\u1ec3 t\u01b0\u01a1ng \u0111\u1ed1i ch\u1eafc ch\u1eafn hay \u0111\u00f4i khi c\u0169ng ch\u1ec9 l\u00e0 ph\u1eadp ph\u00f9, t\u00f9 m\u00f9 ki\u1ec3u \u0111\u1ebfm cua trong l\u1ed7, \u0111au kh\u1ed5, \u0111\u1ed5 v\u1ee1, l\u1ee1 d\u1ea1i, tai \u01b0\u01a1ng v\u00e0 c\u00f9ng \u0111\u01b0\u1eddng \u0111en \u0111\u1ee7i, r\u1ee7i ro to th\u00ec lo t\u00f9 t\u1ed9i!<\/h5>\n

M\u1ed9t trong nh\u1eefng c\u00e1i ch\u1ed1t c\u1ee7a vay m\u01b0\u1ee3n ng\u00e2n h\u00e0ng, tr\u01b0\u1edbc khi b\u00e0n l\u1ee3i nhu\u1eadn, l\u00e0 m\u1ee5c \u0111\u00edch cho vay v\u00e0 s\u1eed d\u1ee5ng ti\u1ec1n vay, r\u1ea5t hay r\u1eafc r\u1ed1i, t\u1ed9i l\u1ed7i, ch\u1ed1i ch\u1ebft, s\u1ee3 s\u1ec7t h\u01a1n h\u1ebft c\u1ea3. \u0110i\u1ec1u 53 v\u1ec1 \u201cX\u00e9t duy\u1ec7t cho vay, ki\u1ec3m tra vi\u1ec7c s\u1eed d\u1ee5ng ti\u1ec1n vay\u201d, Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng 1997 \u0111\u00e3 t\u1eebng \u1ea5n \u0111\u1ecbnh: \u201cT\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i ki\u1ec3m tra, gi\u00e1m s\u00e1t qu\u00e1 tr\u00ecnh vay v\u1ed1n, s\u1eed d\u1ee5ng v\u1ed1n vay v\u00e0 tr\u1ea3 n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng\u201d.<\/p>\n

Nguy\u00ean t\u1eafc n\u00e0y \u0111\u00e3 \u0111\u1ea9y v\u00f4 v\u00e0n c\u00e1n b\u1ed9 v\u00f4 t\u00f9. N\u0103m 2004 s\u1eeda \u0111\u1ed5i m\u1ed7i ch\u1eef \u201cph\u1ea3i\u201d th\u00e0nh \u201cc\u00f3 tr\u00e1ch nhi\u1ec7m v\u00e0 c\u00f3 quy\u1ec1n\u201d. Nguy hi\u1ec3m \u0111\u00e3 gi\u1ea3m b\u1edbt, nh\u01b0ng \u201cl\u00ean th\u1edbt\u201d v\u1eabn kh\u00f4ng gi\u1ea3m. \u0110i\u1ec1u 94 Lu\u1eadt 2010 ch\u1ec9nh ti\u1ebfp th\u00e0nh \u201cc\u00f3 quy\u1ec1n, ngh\u0129a v\u1ee5 ki\u1ec3m tra, gi\u00e1m s\u00e1t vi\u1ec7c s\u1eed d\u1ee5ng v\u1ed1n vay v\u00e0 tr\u1ea3 n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng\u201d. V\u1eabn kh\u00f4ng tho\u00e1t ra n\u1ed5i c\u00e1i \u0111\u1ecbnh h\u01b0\u1edbng \u01b0\u01a1ng \u01b0\u01a1ng quy\u1ec1n li\u1ec1n ngh\u0129a v\u1ee5.<\/p>\n

\u0110i\u1ec1u 4.2, Th\u00f4ng t\u01b0 s\u1ed1 39\/2016\/TT-NHNN \u0111\u00e3 m\u1ea1nh d\u1ea1n b\u00e1c lu\u1eadt b\u1eb1ng s\u1ef1 th\u1eadt r\u00f5 s\u00f2ng ph\u1eb3ng hi\u1ec3n nhi\u00ean: Kh\u00e1ch vay \u201cph\u1ea3i \u0111\u1ea3m b\u1ea3o s\u1eed d\u1ee5ng v\u1ed1n vay \u0111\u00fang m\u1ee5c \u0111\u00edch\u201d. Ng\u00e2n h\u00e0ng “c\u00f3 quy\u1ec1n th\u1ef1c hi\u1ec7n ki\u1ec3m tra, gi\u00e1m s\u00e1t vi\u1ec7c s\u1eed d\u1ee5ng v\u1ed1n vay, tr\u1ea3 n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng”, ch\u1ee9 kh\u00f4ng c\u00f2n phang \u201ctr\u00e1ch nhi\u1ec7m\u201d ki\u00eam \u201cngh\u0129a v\u1ee5\u201d.<\/p>\n

Tuy nhi\u00ean, tr\u00ean th\u1ef1c t\u1ebf r\u1ea5t d\u1ec5 t\u00f9y bi\u1ebfn. Thi\u1ec7n ch\u00ed, th\u01b0\u01a1ng h\u1ea1i, th\u00ec n\u1ea1i ra quy\u1ec1n, tr\u0103m th\u1ee9 d\u1edf hay l\u00e0 b\u1edfi k\u1ebb vay, c\u00f2n n\u1ebfu c\u1ee9 a cay, gay go, kh\u00f3 d\u1ec5 th\u00ec v\u1eabn c\u00f3 th\u1ec3 k\u1ec3t lu\u1eadn \u0111\u00f3 l\u00e0 ngh\u0129a v\u1ee5 theo Lu\u1eadt, \u0111\u1ee7 s\u1ee9c v\u1ee9t b\u1ecf Th\u00f4ng t\u01b0.<\/p>\n

Ng\u00e0y 22-02-2017<\/em>","protected":false},"excerpt":{"rendered":"

Quy\u1ec1n mi\u1ec5n tr\u00e1ch nhi\u1ec7m (ANVI) – M\u1ee5c \u0111\u00edch cho vay l\u00e0 ki\u1ebfm l\u1eddi, c\u00f2n \u0111i vay l\u00e0 ki\u1ebfm ti\u1ec1n, nh\u01b0ng \u0111i \u0111\u1ebfn t\u1eadn c\u00f9ng th\u00ec c\u0169ng \u0111\u1ec1u v\u00ec m\u1ed9t m\u1ed1i l\u1ee3i n\u00e0o \u0111\u00f3, c\u00f3 th\u1ec3 t\u01b0\u01a1ng \u0111\u1ed1i ch\u1eafc ch\u1eafn hay \u0111\u00f4i khi c\u0169ng ch\u1ec9 l\u00e0 ph\u1eadp ph\u00f9, t\u00f9 m\u00f9 ki\u1ec3u \u0111\u1ebfm cua trong l\u1ed7, \u0111au […]<\/p>\n","protected":false},"author":7,"featured_media":3072,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28,26],"tags":[32,39,49,36],"class_list":["post-3071","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-law-talk","category-legal-media","tag-anvi","tag-cong-ty-luat-anvi","tag-luat-su-hinh-su","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n188. Quy\u1ec1n mi\u1ec5n tr\u00e1ch nhi\u1ec7m - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"Ng\u00e2n h\u00e0ng "c\u00f3 quy\u1ec1n th\u1ef1c hi\u1ec7n ki\u1ec3m tra, gi\u00e1m s\u00e1t vi\u1ec7c s\u1eed d\u1ee5ng v\u1ed1n vay, tr\u1ea3 n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng". Quy\u1ec1n mi\u1ec5n tr\u00e1ch nhi\u1ec7m ki\u1ec3m tra, gi\u00e1m s\u00e1t ???\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/188-quyen-mien-trach-nhiem\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]188. 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