{"id":30810,"date":"2017-10-13T12:39:27","date_gmt":"2017-10-13T05:39:27","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=30810"},"modified":"2022-06-30T12:55:48","modified_gmt":"2022-06-30T05:55:48","slug":"1-586","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-586\/","title":{"rendered":"1.586. Vay ti\u1ec1n chi ti\u00eau kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p: L\u00e3i su\u1ea5t t\u0103ng cao t\u1edbi m\u1ee9c n\u00e0o?"},"content":{"rendered":"
(VNN) – Ph\u00e1t tri\u1ec3n \u0111\u01b0\u1ee3c th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng l\u00e0nh m\u1ea1nh, c\u00f4ng khai minh b\u1ea1ch, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 s\u1ef1 so s\u00e1nh v\u00e0 t\u00ecm \u0111\u1ebfn n\u01a1i t\u1ed1t nh\u1ea5t v\u1edbi h\u1ecd s\u1ebd l\u00e0 \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 l\u00e3i su\u1ea5t cho vay t\u1ea1i c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh tr\u1edf n\u00ean c\u1ea1nh tranh.<\/strong><\/div>\n
\n
\n

Cho vay ti\u00eau d\u00f9ng\u00a0<\/a>\u0111ang ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn<\/strong><\/p>\n

V\u1edbi m\u1ea1ng l\u01b0\u1edbi l\u00ean \u0111\u1ebfn h\u00e0ng ch\u1ee5c ngh\u00ecn \u0111i\u1ec3m b\u00e1n h\u00e0ng kh\u1eafp c\u1ea3 n\u01b0\u1edbc, t\u1eeb th\u00e0nh th\u1ecb t\u1edbi n\u00f4ng th\u00f4n, ng\u01b0\u1eddi d\u00e2n gi\u1edd \u0111\u00e2y \u0111\u00e3 d\u1ec5 d\u00e0ng ti\u1ebfp c\u1eadn v\u1ed1n h\u01a1n th\u00f4ng qua ho\u1ea1t \u0111\u1ed9ng cho vay ti\u00eau d\u00f9ng c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh t\u1ea1i c\u00e1c c\u1eeda h\u00e0ng \u0111i\u1ec7n m\u00e1y, c\u1eeda h\u00e0ng b\u00e1n xe m\u00e1y\u2026 d\u01b0\u1edbi h\u00ecnh th\u1ee9c cho vay tr\u1ea3 g\u00f3p. Th\u1eadm ch\u00ed \u1edf ch\u1ee3 truy\u1ec1n th\u1ed1ng hay k\u00fd t\u00fac x\u00e1 c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc, c\u00e1c khu c\u00f4ng nghi\u1ec7p, ch\u1ebf xu\u1ea5t, c\u00e1c khu tr\u1ecd c\u0169ng kh\u00f4ng kh\u00f3 \u0111\u1ec3 b\u1eaft g\u1eb7p nh\u1eefng th\u00f4ng tin qu\u1ea3ng c\u00e1o v\u1ec1 d\u1ecbch v\u1ee5 cho vay ti\u00eau d\u00f9ng c\u1ee7a c\u00e1c c\u00f4ng ty n\u00e0y.<\/p>\n

Theo th\u1ed1ng k\u00ea do TS. C\u1ea5n V\u0103n L\u1ef1c cung c\u1ea5p d\u1ef1a tr\u00ean s\u1ed1 li\u1ec7u c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, \u0111\u1ebfn h\u1ebft th\u00e1ng 6 n\u0103m nay, t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng c\u1ea3 n\u01b0\u1edbc \u0111\u1ea1t kho\u1ea3ng 744 ngh\u00ecn t\u1ef7 chi\u1ebfm 12,4% t\u1ed5ng d\u01b0 n\u1ee3 to\u00e0n n\u1ec1n kinh t\u1ebf, trong \u0111\u00f3 d\u01b0 n\u1ee3 cho vay c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh kho\u1ea3ng 97 ngh\u00ecn t\u1ef7, chi\u1ebfm 13% t\u1ed5ng d\u01b0 n\u1ee3 ti\u00eau d\u00f9ng. Ho\u1ea1t \u0111\u1ed9ng cho vay ti\u00eau d\u00f9ng \u0111\u00f3ng g\u00f3p vi\u1ec7c l\u00e0m cho x\u00e3 h\u1ed9i v\u1edbi kho\u1ea3ng 30.000 lao \u0111\u1ed9ng.<\/p>\n

Theo \u0111\u00e1nh gi\u00e1 c\u1ee7a c\u00e1c chuy\u00ean gia kinh t\u1ebf, ti\u1ec1m n\u0103ng c\u1ee7a t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng r\u1ea5t l\u1edbn, nh\u1ea5t l\u00e0 v\u1edbi n\u1ec1n kinh t\u1ebf v\u1eabn ph\u1ee5 thu\u1ed9c v\u00e0o ti\u00eau d\u00f9ng c\u00e1 nh\u00e2n nh\u01b0 \u1edf Vi\u1ec7t Nam. Song \u0111\u1ec3 t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n x\u1ee9ng t\u1ea7m th\u00ec c\u1ea7n c\u00f3 s\u1ef1 tham gia n\u1ed7 l\u1ef1c c\u1ee7a c\u00e1c b\u00ean, t\u1eeb ng\u01b0\u1eddi d\u00f9ng, doanh nghi\u1ec7p cho \u0111\u1ebfn c\u01a1 ch\u1ebf ch\u00ednh s\u00e1ch c\u0169ng c\u1ea7n th\u00f4ng tho\u00e1ng h\u01a1n.<\/p>\n

\u1ede g\u00f3c \u0111\u1ed9 ng\u01b0\u1eddi d\u00f9ng, t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng \u0111\u00e3 gi\u00fap h\u1ecd ti\u1ebfp c\u1eadn c\u00e1c ngu\u1ed3n v\u1ed1n nh\u1ecf l\u1ebb d\u1ec5 d\u00e0ng h\u01a1n, nh\u01b0ng \u0111\u00e2u \u0111\u00f3 v\u1eabn c\u00f2n nh\u1eefng c\u00e1i nh\u00ecn ch\u01b0a \u0111\u01b0\u1ee3c thi\u1ec7n c\u1ea3m v\u00ec cho r\u1eb1ng l\u00e3i su\u1ea5t c\u00f2n qu\u00e1 cao so v\u1edbi l\u00e3i su\u1ea5t cho vay c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n\n\n\n\n
\"{keywords}\"<\/em><\/td>\n<\/tr>\n
Cho vay ti\u00eau d\u00f9ng \u0111ang ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

L\u00e3i su\u1ea5t cho vay ti\u00eau d\u00f9ng: Bao nhi\u00eau l\u00e0 h\u1ee3p l\u00fd?<\/strong><\/p>\n

N\u00f3i v\u1ec1 c\u01a1 s\u1edf x\u00e1c \u0111\u1ecbnh\u00a0l\u00e3i su\u1ea5t\u00a0<\/a>ti\u00eau d\u00f9ng, theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, t\u1ea1i kho\u1ea3n 3, \u0110i\u1ec1u 9 v\u1ec1 \u201cL\u00e3i su\u1ea5t cho vay ti\u00eau d\u00f9ng\u201d, Th\u00f4ng t\u01b0 s\u1ed1 43\/2016\/TT-NHNN x\u00e1c \u0111\u1ecbnh, c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh t\u00ednh to\u00e1n l\u00e3i su\u1ea5t d\u1ef1a v\u00e0o c\u00e1c y\u1ebfu t\u1ed1, nguy\u00ean t\u1eafc c\u01a1 b\u1ea3n x\u00e1c \u0111\u1ecbnh khung l\u00e3i su\u1ea5t v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t v\u00e0 th\u1ea5p nh\u1ea5t \u0111\u1ed1i v\u1edbi t\u1eebng s\u1ea3n ph\u1ea9m cho vay ti\u00eau d\u00f9ng, c\u00e1c y\u1ebfu t\u1ed1 v\u1ec1 chi ph\u00ed v\u1ed1n, chi ph\u00ed r\u1ee7i ro, l\u1ee3i nhu\u1eadn tr\u00ean v\u1ed1n, l\u00e3i su\u1ea5t th\u1ecb tr\u01b0\u1eddng v\u00e0 b\u1ea3o \u0111\u1ea3m b\u00f9 \u0111\u1eafp \u0111\u01b0\u1ee3c c\u00e1c chi ph\u00ed, r\u1ee7i ro li\u00ean quan, \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh.<\/p>\n

Nh\u01b0 v\u1eady hi\u1ec3u \u0111\u01a1n gi\u1ea3n, l\u00e3i su\u1ea5t cho vay l\u00e0 do c\u00f4ng ty t\u00e0i ch\u00ednh t\u1ef1 t\u00ednh to\u00e1n d\u1ef1a tr\u00ean th\u1ef1c ti\u1ec5n chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ecd.<\/p>\n

Hi\u1ec7n l\u00e3i su\u1ea5t cho vay c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u0111ang trong kho\u1ea3ng 11,3% \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n vay c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, nh\u01b0ng c\u00e1c kho\u1ea3n vay t\u00edn ch\u1ea5p nh\u01b0 th\u1ebb t\u00edn d\u1ee5ng, vay ti\u00eau d\u00f9ng\u2026 c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn tr\u00ean d\u01b0\u1edbi 20%. C\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh trong khi \u0111\u00f3 cho vay v\u1edbi d\u1ea3i l\u00e3i su\u1ea5t t\u1eeb 20 \u2013 40%\/n\u0103m.<\/p>\n

L\u00e3i su\u1ea5t cho vay ti\u00eau d\u00f9ng t\u1ea1i c\u00f4ng ty t\u00e0i ch\u00ednh c\u00f3 s\u1ef1 ch\u00eanh l\u1ec7ch so v\u1edbi l\u00e3i su\u1ea5t cho vay c\u1ee7a ng\u00e2n h\u00e0ng l\u00e0 b\u1edfi vay ti\u00eau d\u00f9ng t\u1ea1i c\u00f4ng ty t\u00e0i ch\u00ednh kh\u00f4ng y\u00eau c\u1ea7u t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, b\u00ean c\u1ea1nh \u0111\u00f3 l\u1ea1i l\u00e0 c\u00e1c kho\u1ea3n vay nh\u1ecf l\u1ebb, th\u1eddi gian gi\u1ea3i quy\u1ebft nhanh, chi ph\u00ed qu\u1ea3n l\u00fd t\u1ed1n k\u00e9m\u2026v\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0 t\u00ednh r\u1ee7i ro cao cho c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh, m\u00e0 v\u1ed1n d\u0129 nh\u1eefng g\u00ec r\u1ee7i ro cao th\u00ec th\u01b0\u1eddng ph\u1ea3i c\u00f3 chi ph\u00ed l\u1edbn. Ngo\u00e0i ra, c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p huy \u0111\u1ed9ng v\u1ed1n t\u1eeb d\u00e2n c\u01b0, t\u1ee9c \u0111\u1ea7u v\u00e0o v\u1ed1n r\u1ea5t kh\u00f3 kh\u0103n, n\u00ean chi ph\u00ed \u0111\u1ea7u ra c\u0169ng kh\u00f4ng th\u1ec3 r\u1ebb.<\/p>\n

Nhi\u1ec1u ng\u01b0\u1eddi c\u0169ng \u0111\u1eb7t c\u00e2u h\u1ecfi v\u1eady c\u00f3 n\u00ean ch\u0103ng \u00e1p tr\u1ea7n cho l\u00e3i su\u1ea5t ti\u00eau d\u00f9ng t\u1ea1i c\u00f4ng ty t\u00e0i ch\u00ednh nh\u01b0 c\u00e1c kho\u1ea3n vay c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o kh\u00e1c t\u1ea1i ng\u00e2n h\u00e0ng?<\/p>\n\n\n\n\n
\"{keywords}\"<\/em><\/td>\n<\/tr>\n
Theo TS. C\u1ea5n V\u0103n L\u1ef1c, ph\u00e1t tri\u1ec3n \u0111\u01b0\u1ee3c th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng l\u00e0nh m\u1ea1nh, c\u00f4ng khai minh b\u1ea1ch…<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Theo TS. C\u1ea5n V\u0103n L\u1ef1c ph\u00e2n t\u00edch, th\u1ef1c ti\u1ec5n t\u00e0i ch\u00ednh c\u00e1c n\u01b0\u1edbc \u0111\u00e3 ch\u1ee9ng minh r\u1eb1ng khi \u00e1p d\u1ee5ng tr\u1ea7n l\u00e3i su\u1ea5t c\u00f3 t\u00e1c d\u1ee5ng ng\u01b0\u1ee3c v\u1edbi n\u1ec1n kinh t\u1ebf, g\u00e2y \u1ea3nh h\u01b0\u1edfng ti\u00eau c\u1ef1c. \u00c1p d\u1ee5ng m\u1ee9c tr\u1ea7n s\u1ebd ch\u1eb7n d\u00f2ng v\u1ed1n \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u, v\u00e0 l\u00e0 phi th\u1ecb tr\u01b0\u1eddng. \u201cCh\u00fang ta \u0111ang gi\u1ea3m b\u1edbt c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh, kh\u00f4ng c\u00f3 l\u00fd do g\u00ec \u0111\u1ec3 ch\u00fang ta \u0111\u1eb7t tr\u1ea7n l\u00e3i su\u1ea5t\u201d \u2013 TS. L\u1ef1c n\u00f3i.<\/p>\n

V\u00e0 c\u0169ng theo \u00f4ng, l\u00e3i su\u1ea5t c\u1ea1nh tranh s\u1ebd gi\u00fap ph\u00e1t tri\u1ec3n \u0111\u01b0\u1ee3c th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh l\u00e0nh m\u1ea1nh, c\u00f4ng khai minh b\u1ea1ch, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 s\u1ef1 so s\u00e1nh v\u00e0 t\u00ecm \u0111\u1ebfn n\u01a1i t\u1ed1t nh\u1ea5t v\u1edbi h\u1ecd.<\/p>\n

Chuy\u1ec7n l\u00e3i su\u1ea5t cho vay ti\u00eau d\u00f9ng cao l\u00e0 d\u1ec5 hi\u1ec3u v\u00e0 c\u00f3 c\u01a1 s\u1edf nh\u01b0 \u0111\u00e3 ph\u00e2n t\u00edch, nh\u01b0ng th\u1ecb tr\u01b0\u1eddng v\u1eabn mong c\u00f3 c\u00e1ch n\u00e0o \u0111\u1ec3 h\u1ea1 \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t xu\u1ed1ng hay th\u1ea5p h\u01a1n kh\u00f4ng?<\/p>\n

Tr\u1ea3 l\u1eddi c\u00e2u h\u1ecfi n\u00e0y, theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, l\u00e3i su\u1ea5t l\u00e0 k\u1ebft qu\u1ea3 t\u01b0\u01a1ng \u0111\u1ed1i m\u1eb7c \u0111\u1ecbnh c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00edn d\u1ee5ng, trong \u0111\u00f3 c\u00f3 v\u1ea5n \u0111\u1ec1 cung c\u1ea7u. V\u00ec v\u1eady, mu\u1ed1n gi\u1ea3m l\u00e3i su\u1ea5t th\u00ec ph\u1ea3i d\u1ef1a v\u00e0o th\u1ecb tr\u01b0\u1eddng ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh, \u00edt r\u1ee7i ro. Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y ph\u1ee5 thu\u1ed9c v\u00e0o r\u1ea5t nhi\u1ec1u y\u1ebfu t\u1ed1 v\u00e0 c\u00f3 t\u00ednh ch\u1ea5t l\u00e2u d\u00e0i.<\/p>\n

C\u00f2n v\u1edbi t\u1ea7m nh\u00ecn ng\u1eafn h\u01a1n, lu\u1eadt s\u01b0 cho r\u1eb1ng c\u1ea7n cho m\u1edf c\u01a1 ch\u1ebf h\u01a1n, cho nhi\u1ec1u c\u00f4ng ty\u00a0t\u00e0i ch\u00ednh<\/a>\u00a0tham gia th\u1ecb tr\u01b0\u1eddng n\u00e0y, \u0111\u1ed3ng th\u1eddi t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c c\u00f4ng ty \u0111\u1ea9y m\u1ea1nh vi\u1ec7c huy \u0111\u1ed9ng v\u1ed1n v\u00e0 t\u0103ng tr\u01b0\u1edfng cho vay. Quan tr\u1ecdng nh\u1ea5t l\u00e0 t\u0103ng ngu\u1ed3n cung c\u1ea5p t\u00edn d\u1ee5ng v\u00e0 t\u0103ng c\u01b0\u1eddng s\u1ef1 c\u1ea1nh tranh th\u00ec l\u00e3i su\u1ea5t s\u1ebd gi\u1ea3m xu\u1ed1ng m\u1ee9c h\u1ee3p l\u00fd nh\u1ea5t.<\/p>\n

H.Nguy\u1ec5n<\/strong><\/p>\n<\/div>\n<\/div>\n

——————<\/p>\n

Vietnamnet (T\u00e0i ch\u00ednh) 13-10-2017:<\/em><\/strong><\/p>\n

http:\/\/vietnamnet.vn\/vn\/kinh-doanh\/tai-chinh\/vay-tien-chi-tieu-khong-can-the-chap-lai-suat-tang-cao-toi-muc-nao-404387.html<\/a><\/em><\/p>\n

(264\/1.101)<\/em>","protected":false},"excerpt":{"rendered":"

(VNN) – Ph\u00e1t tri\u1ec3n \u0111\u01b0\u1ee3c th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng l\u00e0nh m\u1ea1nh, c\u00f4ng khai minh b\u1ea1ch, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 s\u1ef1 so s\u00e1nh v\u00e0 t\u00ecm \u0111\u1ebfn n\u01a1i t\u1ed1t nh\u1ea5t v\u1edbi h\u1ecd s\u1ebd l\u00e0 \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 l\u00e3i su\u1ea5t cho vay t\u1ea1i c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh tr\u1edf n\u00ean c\u1ea1nh tranh. Cho vay ti\u00eau d\u00f9ng\u00a0\u0111ang […]<\/p>\n","protected":false},"author":10,"featured_media":30851,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-30810","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.586. Vay ti\u1ec1n chi ti\u00eau kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p: L\u00e3i su\u1ea5t t\u0103ng cao t\u1edbi m\u1ee9c n\u00e0o? - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-586\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.586. Vay ti\u1ec1n chi ti\u00eau kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p: L\u00e3i su\u1ea5t t\u0103ng cao t\u1edbi m\u1ee9c n\u00e0o?[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(VNN) – Ph\u00e1t tri\u1ec3n \u0111\u01b0\u1ee3c th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng l\u00e0nh m\u1ea1nh, c\u00f4ng khai minh b\u1ea1ch, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 s\u1ef1 so s\u00e1nh v\u00e0 t\u00ecm \u0111\u1ebfn n\u01a1i t\u1ed1t nh\u1ea5t v\u1edbi h\u1ecd s\u1ebd l\u00e0 \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 l\u00e3i su\u1ea5t cho vay t\u1ea1i c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh tr\u1edf n\u00ean c\u1ea1nh tranh. Cho vay ti\u00eau d\u00f9ng\u00a0\u0111ang […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/1-586\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2017-10-13T05:39:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-30T05:55:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2017\/10\/20171012180636-tai-chinh-tieu-dung-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"870\" \/>\n\t<meta property=\"og:image:height\" content=\"580\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/2d150c4ef033c94d530c391731b640b9\"},\"headline\":\"1.586. Vay ti\u1ec1n chi ti\u00eau kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p: L\u00e3i su\u1ea5t t\u0103ng cao t\u1edbi m\u1ee9c n\u00e0o?\",\"datePublished\":\"2017-10-13T05:39:27+00:00\",\"dateModified\":\"2022-06-30T05:55:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/\"},\"wordCount\":1759,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2017\\\/10\\\/20171012180636-tai-chinh-tieu-dung-1.jpg\",\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/\",\"name\":\"[:vi]1.586. Vay ti\u1ec1n chi ti\u00eau kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p: L\u00e3i su\u1ea5t t\u0103ng cao t\u1edbi m\u1ee9c n\u00e0o?[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2017\\\/10\\\/20171012180636-tai-chinh-tieu-dung-1.jpg\",\"datePublished\":\"2017-10-13T05:39:27+00:00\",\"dateModified\":\"2022-06-30T05:55:48+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2017\\\/10\\\/20171012180636-tai-chinh-tieu-dung-1.jpg\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2017\\\/10\\\/20171012180636-tai-chinh-tieu-dung-1.jpg\",\"width\":870,\"height\":580},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-586\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"1.586. Vay ti\u1ec1n chi ti\u00eau kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p: L\u00e3i su\u1ea5t t\u0103ng cao t\u1edbi m\u1ee9c n\u00e0o?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/2d150c4ef033c94d530c391731b640b9\",\"name\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\"},\"sameAs\":[\"http:\\\/\\\/anvilaw.com\"],\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/hoangtv\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]1.586. Vay ti\u1ec1n chi ti\u00eau kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p: L\u00e3i su\u1ea5t t\u0103ng cao t\u1edbi m\u1ee9c n\u00e0o?[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/1-586\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]1.586. Vay ti\u1ec1n chi ti\u00eau kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p: L\u00e3i su\u1ea5t t\u0103ng cao t\u1edbi m\u1ee9c n\u00e0o?[:] - ANVI Law Firm","og_description":"(VNN) – Ph\u00e1t tri\u1ec3n \u0111\u01b0\u1ee3c th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng l\u00e0nh m\u1ea1nh, c\u00f4ng khai minh b\u1ea1ch, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 s\u1ef1 so s\u00e1nh v\u00e0 t\u00ecm \u0111\u1ebfn n\u01a1i t\u1ed1t nh\u1ea5t v\u1edbi h\u1ecd s\u1ebd l\u00e0 \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 l\u00e3i su\u1ea5t cho vay t\u1ea1i c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh tr\u1edf n\u00ean c\u1ea1nh tranh. Cho vay ti\u00eau d\u00f9ng\u00a0\u0111ang […]","og_url":"https:\/\/anvilaw.com\/vi\/1-586\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2017-10-13T05:39:27+00:00","article_modified_time":"2022-06-30T05:55:48+00:00","og_image":[{"width":870,"height":580,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2017\/10\/20171012180636-tai-chinh-tieu-dung-1.jpg","type":"image\/jpeg"}],"author":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"9 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/1-586\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/1-586\/"},"author":{"name":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9"},"headline":"1.586. Vay ti\u1ec1n chi ti\u00eau kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p: L\u00e3i su\u1ea5t t\u0103ng cao t\u1edbi m\u1ee9c n\u00e0o?","datePublished":"2017-10-13T05:39:27+00:00","dateModified":"2022-06-30T05:55:48+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/1-586\/"},"wordCount":1759,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/1-586\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2017\/10\/20171012180636-tai-chinh-tieu-dung-1.jpg","articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/vi\/1-586\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/1-586\/","url":"https:\/\/anvilaw.com\/vi\/1-586\/","name":"[:vi]1.586. Vay ti\u1ec1n chi ti\u00eau kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p: L\u00e3i su\u1ea5t t\u0103ng cao t\u1edbi m\u1ee9c n\u00e0o?[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/1-586\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/1-586\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2017\/10\/20171012180636-tai-chinh-tieu-dung-1.jpg","datePublished":"2017-10-13T05:39:27+00:00","dateModified":"2022-06-30T05:55:48+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/1-586\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/1-586\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/1-586\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2017\/10\/20171012180636-tai-chinh-tieu-dung-1.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2017\/10\/20171012180636-tai-chinh-tieu-dung-1.jpg","width":870,"height":580},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/1-586\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"1.586. Vay ti\u1ec1n chi ti\u00eau kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p: L\u00e3i su\u1ea5t t\u0103ng cao t\u1edbi m\u1ee9c n\u00e0o?"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9","name":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/hoangtv\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/30810","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=30810"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/30810\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/30851"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=30810"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=30810"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=30810"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}