{"id":30942,"date":"2015-01-26T14:21:55","date_gmt":"2015-01-26T07:21:55","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=30942"},"modified":"2022-06-30T14:26:15","modified_gmt":"2022-06-30T07:26:15","slug":"654-nguy-co-an-tang-trong-nhung-may-pos-tra-hinh","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/654-nguy-co-an-tang-trong-nhung-may-pos-tra-hinh\/","title":{"rendered":"654. Nguy c\u01a1 \u1ea9n t\u00e0ng trong nh\u1eefng m\u00e1y POS \u201ctr\u00e1 h\u00ecnh\u201d"},"content":{"rendered":"(ANTT) – L\u1ee3i d\u1ee5ng quy \u0111\u1ecbnh l\u1ecfng l\u1ebbo c\u0169ng nh\u01b0 c\u00f4ng t\u00e1c th\u1ea9m \u0111\u1ecbnh, gi\u00e1m s\u00e1t thi\u1ebfu ch\u1eb7t ch\u1ebd c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, kh\u00f4ng \u00edt \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u00e3 \u201cm\u01b0\u1ee3n danh\u201d \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb \u0111\u1ec3 \u0111i \u201cr\u00fat ti\u1ec1n thu\u00ea\u201d.<\/strong><\/p>\n

\u00a0<\/strong>\u201cSinh k\u1ebf\u201d m\u1edbi:<\/strong>\u00a0<\/strong>D\u1ecbch v\u1ee5<\/a><\/strong>\u00a0<\/strong>r\u00fat ti\u1ec1n th\u1ebb t\u00edn d\u1ee5ng<\/strong><\/p>\n

Theo c\u00f4ng b\u1ed1 m\u1edbi nh\u1ea5t c\u1ee7a\u00a0Ng\u00e2n h\u00e0ng<\/a>\u00a0Nh\u00e0 n\u01b0\u1edbc, t\u00ednh \u0111\u1ebfn h\u1ebft th\u00e1ng 11\/2014, c\u1ea3 n\u01b0\u1edbc \u0111\u00e3 c\u00f3 tr\u00ean 79 tri\u1ec7u th\u1ebb (th\u1ebb ghi n\u1ee3, th\u1ebb t\u00edn d\u1ee5ng, th\u1ebb tr\u1ea3 tr\u01b0\u1edbc) do 52 t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh, c\u00f9ng v\u1edbi \u0111\u00f3, s\u1ed1 l\u01b0\u1ee3ng ATM \u0111\u01b0\u1ee3c l\u1eafp \u0111\u1eb7t tr\u00ean to\u00e0n qu\u1ed1c l\u00e0 15.931 m\u00e1y. Nh\u01b0 v\u1eady, so v\u1edbi con s\u1ed1 th\u1ed1ng k\u00ea tr\u00ean 76 tri\u1ec7u th\u1ebb c\u00e1c lo\u1ea1i (g\u1ea7n 70 tri\u1ec7u th\u1ebb ghi n\u1ee3, h\u01a1n 3 tri\u1ec7u th\u1ebb t\u00edn d\u1ee5ng v\u00e0 3,2 tri\u1ec7u th\u1ebb tr\u1ea3 tr\u01b0\u1edbc) v\u00e0o cu\u1ed1i qu\u00fd III, th\u00ec ch\u1ec9 trong 2 th\u00e1ng 10 v\u00e0 11 c\u1ee7a n\u0103m 2014, s\u1ed1 l\u01b0\u1ee3ng th\u1ebb \u0111\u00e3 \u201cph\u00ecnh\u201d th\u00eam g\u1ea7n 3 tri\u1ec7u chi\u1ebfc. \u0110\u00e1ng ch\u00fa \u00fd, theo m\u1ed9t th\u1ed1ng k\u00ea c\u1ee7a C\u00f4ng ty c\u1ed5 ph\u1ea7n chuy\u1ec3n m\u1ea1ch t\u00e0i ch\u00ednh qu\u1ed1c gia (Banknetvn), ch\u1ec9 c\u00f3 50% t\u1ed5ng s\u1ed1 th\u1ebb th\u1ef1c t\u1ebf ho\u1ea1t \u0111\u1ed9ng trong g\u1ea7n 80 tri\u1ec7u th\u1ebb ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh.<\/p>\n

S\u1ed1 l\u01b0\u1ee3ng th\u1ebb ng\u00e2n h\u00e0ng t\u0103ng tr\u01b0\u1edfng ch\u00f3ng m\u1eb7t, ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c \u0111a d\u1ea1ng h\u00f3a nh\u01b0ng r\u00f5 r\u00e0ng th\u00f3i quen s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t trong d\u1eabn v\u1eabn ch\u01b0a c\u00f3 nhi\u1ec1u c\u1ea3i bi\u1ebfn, khi m\u00e0 theo c\u00e1c th\u1ed1ng k\u00ea 80% c\u00e1c giao d\u1ecbch tr\u00ean ATM v\u1eabn ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 \u0111\u1ec3 \u201cr\u00fat ti\u1ec1n\u201d. \u0110\u1eb7c bi\u1ec7t v\u00e0o d\u1ecbp l\u1ec5, T\u1ebft, nhu c\u1ea7u r\u00fat ti\u1ec1n m\u1eb7t qua ATM th\u01b0\u1eddng gia t\u0103ng m\u1ea1nh, g\u00e2y \u00e1p l\u1ef1c l\u1edbn v\u00e0 d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng \"\"<\/p>\n

T\u00ednh \u0111\u1ebfn h\u1ebft th\u00e1ng 11\/2014, c\u1ea3 n\u01b0\u1edbc \u0111\u00e3 c\u00f3 t\u1ed5ng c\u1ed9ng 167.943 m\u00e1y POS<\/em><\/p>\n

Tuy nhi\u00ean, b\u00ean c\u1ea1nh l\u1ee3i \u00edch nhi\u1ec1u chi\u1ec1u cho c\u1ea3 \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb c\u0169ng nh\u01b0\u00a0kh\u00e1ch h\u00e0ng<\/a>th\u00ec \u201c\u1ea9n t\u00e0ng\u201d trong m\u1ed7i chi\u1ebfc m\u00e1y POS hi\u1ec7n \u0111\u1ea1i, thu\u1eadn ti\u1ec7n, \u0111\u01a1n gi\u1ea3n v\u00e0 nhanh ch\u00f3ng l\u00e0 kh\u00f4ng \u00edt nh\u1eefng nguy c\u01a1.<\/p>\n

Theo t\u00ecm hi\u1ec3u c\u1ee7a ph\u00f3ng vi\u00ean ANTT.VN , hi\u1ec7n nay, \u0111\u1ea1i \u0111a s\u1ed1 c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u y\u00eau c\u1ea7u m\u1ed9t ki\u1ec1u ki\u1ec7n l\u1eafp \u0111\u1eb7t m\u00e1y POS kh\u00e1 \u0111\u01a1n gi\u1ea3n. Theo \u0111\u00f3, c\u00e1c\u00a0doanh nghi\u1ec7p<\/a>, c\u00e1 nh\u00e2n Vi\u1ec7t Nam v\u00e0 n\u01b0\u1edbc ngo\u00e0i c\u00f3 \u0111\u1ecba \u0111i\u1ec3m\u00a0kinh doanh<\/a>\u00a0v\u00e0 \u0111\u0103ng k\u00fd kinh doanh h\u1ee3p ph\u00e1p trong l\u0129nh v\u1ef1c cung \u1ee9ng h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 t\u1ea1i Vi\u1ec7t Nam \u0111\u1ec1u c\u00f3 th\u1ec3 \u0111\u0103ng k\u00fd l\u00e0m \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb; v\u00e0 m\u1ed7i \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb c\u0169ng ch\u1ec9 c\u1ea7n chu\u1ea9n b\u1ecb m\u1ed9t b\u1ed9 h\u1ed3 s\u01a1 c\u1ef1c k\u1ef3 \u201cgi\u1ea3n ti\u1ec7n\u201d bao g\u1ed3m: b\u1ea3n sao Gi\u1ea5y \u0111\u0103ng k\u00fd kinh doanh, b\u1ea3n sao gi\u1ea5y t\u1edd t\u00f9y th\u00e2n (CMTND, h\u1ed9 chi\u1ebfu, h\u1ed9 kh\u1ea9u) c\u1ee7a ch\u1ee7 \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb.<\/p>\n

V\u1edbi nh\u1eefng \u0111i\u1ec1u ki\u1ec7n v\u00e0 th\u1ee7 t\u1ee5c r\u1ea5t \u201ctho\u00e1ng\u201d n\u00eau tr\u00ean, ngo\u00e0i vi\u1ec7c gi\u00fap m\u00e1y POS nhanh ch\u00f3ng ph\u1ee7 r\u1ed9ng t\u1eeb trung t\u00e2m th\u01b0\u01a1ng m\u1ea1i, si\u00eau th\u1ecb, nh\u00e0 h\u00e0ng \u0111\u1ebfn c\u00e1c ti\u1ec7m t\u1ea1p h\u00f3a, c\u1eeda h\u00e0ng, h\u1ed9 kinh doanh th\u00ec ph\u01b0\u01a1ng ti\u1ec7n ch\u1ea5p nh\u1eadn thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i \u1ea5y c\u0169ng m\u1edf ra m\u1ed9t \u201csinh k\u1ebf\u201d m\u1edbi: D\u1ecbch v\u1ee5 r\u00fat ti\u1ec1n th\u1ebb t\u00edn d\u1ee5ng. Th\u1ebf nh\u01b0ng t\u1ea1i sao l\u1ea1i c\u00f3 d\u1ecbch v\u1ee5 \u201cr\u00fat ti\u1ec1n qua th\u1ebb t\u00edn d\u1ee5ng\u201d?<\/p>\n

Ti\u1ec3u x\u1ea3o c\u00f4ng khai<\/strong><\/p>\n

V\u1ec1 m\u1eb7t nguy\u00ean t\u1eafc, POS (Point of Sale) l\u00e0 c\u00e1c m\u00e1y ch\u1ea5p nh\u1eadn thanh to\u00e1n th\u1ebb, t\u1ee9c l\u00e0 ch\u1ec9 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n trong c\u00e1c giao d\u1ecbch mua b\u00e1n h\u00e0ng h\u00f3a ch\u1ee9 ho\u00e0n to\u00e0n kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t \u0111i\u1ec3m r\u00fat ti\u1ec1n m\u1eb7t h\u1ee3p ph\u00e1p khi m\u00e0 ch\u1ec9 c\u00f3 ng\u00e2n h\u00e0ng ho\u1eb7c c\u00e1c \u0111\u01a1n v\u1ecb \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p th\u1ef1c hi\u1ec7n r\u00fat ti\u1ec1n m\u1eb7t t\u1ea1i qu\u1ea7y m\u1edbi \u0111\u01b0\u1ee3c cung c\u1ea5p d\u1ecbch v\u1ee5 n\u00e0y.<\/p>\n

Tuy nhi\u00ean, tr\u00ean th\u1ef1c t\u1ebf, l\u1ee3i d\u1ee5ng quy \u0111\u1ecbnh l\u1ecfng l\u1ebbo c\u0169ng nh\u01b0 c\u00f4ng t\u00e1c th\u1ea9m \u0111\u1ecbnh, gi\u00e1m s\u00e1t thi\u1ebfu s\u00e1t sao c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, kh\u00f4ng \u00edt \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u00e3 \u201cm\u01b0\u1ee3n danh\u201d \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb \u0111\u1ec3 \u0111i \u201cr\u00fat ti\u1ec1n thu\u00ea\u201d.<\/p>\n

L\u00e1ch v\u00e0o c\u00e1c \u201c\u0111i\u1ec3m kh\u00f3\u201d c\u1ee7a vi\u1ec7c r\u00fat ti\u1ec1n m\u1eb7t t\u1eeb th\u1ebb t\u00edn d\u1ee5ng qua c\u00e1c qu\u1ea7y giao d\u1ecbch ho\u1eb7c c\u00e2y ATM nh\u01b0: \u00a0ph\u00ed r\u00fat ti\u1ec1n cao (4% gi\u00e1 tr\u1ecb t\u00ednh tr\u00ean t\u1ed5ng s\u1ed1 ti\u1ec1n r\u00fat), b\u1ecb t\u00ednh l\u00e3i ngay t\u1ea1i th\u1eddi \u0111i\u1ec3m r\u00fat ti\u1ec1n (l\u00e3i su\u1ea5t kh\u00e1 cao, c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn 25%\/n\u0103m), s\u1ed1 ti\u1ec1n r\u00fat b\u1ecb h\u1ea1n ch\u1ebf (m\u1ed9t th\u00e1ng ch\u1ec9 r\u00fat \u0111\u01b0\u1ee3c 50% gi\u00e1 tr\u1ecb h\u1ea1n m\u1ee9c th\u1ebb, m\u1ed9t ng\u00e0y r\u00fat kh\u00f4ng qu\u00e1 7-10 tri\u1ec7u), b\u1ecb nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng li\u00ean l\u1ea1c x\u00e1c minh, gi\u00e1m s\u00e1t n\u1ebfu r\u00fat s\u1ed1 l\u01b0\u1ee3ng l\u1edbn\u2026; th\u00f4ng qua vi\u1ec7c l\u1eadp \u201ckh\u1ed1ng\u201d giao d\u1ecbch h\u00e0ng h\u00f3a (kh\u1ed1i l\u01b0\u1ee3ng l\u1edbn, gi\u00e1 tr\u1ecb cao), c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u201cr\u00fat ti\u1ec1n thu\u00ea\u201d c\u00f3 th\u1ec3 \u1ee9ng c\u1ea5p cho ch\u1ee7 th\u1ebb to\u00e0n b\u1ed9 gi\u00e1 tr\u1ecb h\u1ea1n m\u1ee9c th\u1ebb ngay l\u1eadp t\u1ee9c d\u01b0\u1edbi d\u1ea1ng ti\u1ec1n m\u1eb7t (\u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng l\u1eafp POS chuy\u1ec3n thanh to\u00e1n trong ng\u00e0y) v\u1edbi chi ph\u00ed th\u1ea5p h\u01a1n r\u1ea5t nhi\u1ec1u so v\u1edbi ph\u00ed r\u00fat ti\u1ec1n t\u1ea1i c\u00e2y ATM, \u0111\u1ed3ng th\u1eddi, kho\u1ea3n ti\u1ec1n r\u00fat (h\u1ec7 th\u1ed1ng ghi nh\u1eadn l\u00e0 kho\u1ea3n thanh to\u00e1n mua h\u00e0ng) s\u1ebd kh\u00f4ng b\u1ecb t\u00ednh l\u00e3i cho \u0111\u1ebfn ng\u00e0y thanh to\u00e1n cu\u1ed1i c\u00f9ng (th\u01b0\u1eddng l\u00e0 45 ng\u00e0y).<\/p>\n

Trong vai m\u1ed9t ng\u01b0\u1eddi mu\u1ed1n r\u00fat ti\u1ec1n t\u1eeb th\u1ebb t\u00edn d\u1ee5ng, ph\u00f3ng vi\u00ean ANTT.VN \u0111\u00e3 li\u00ean l\u1ea1c v\u1edbi m\u1ed9t ng\u01b0\u1eddi \u0111\u00e0n \u00f4ng t\u00ean Th\u1ee7y qua s\u1ed1 \u0111i\u1ec7n tho\u1ea1i 01235046xxx \u0111\u1ec3 t\u00ecm hi\u1ec3u, theo \u0111\u00f3, ng\u01b0\u1eddi \u0111\u00e0n \u00f4ng n\u00e0y ch\u00e0o gi\u00e1 \u201cr\u00fat ti\u1ec1n thu\u00ea\u201d \u00a0\u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n r\u00fat t\u1eeb 10-30.000.000 \u0111\u1ed3ng l\u00e0 3%, t\u1eeb 30-100.000.000 \u0111\u1ed3ng l\u00e0 2,8%, t\u1eeb 100.000.000 \u0111\u1ed3ng tr\u1edf l\u00ean l\u00e0 2,5%; \u0111\u1ed3ng th\u1eddi, \u201cm\u1eddi\u201d ph\u00f3ng vi\u00ean qua m\u1ed9t \u0111\u1ecba ch\u1ec9 tr\u00ean ph\u1ed1 Nguy\u1ec5n Th\u01b0\u1ee3ng Hi\u1ec1n (H\u00e0 N\u1ed9i) \u0111\u1ec3 ti\u1ebfn h\u00e0nh giao d\u1ecbch.<\/p>\n

Kh\u00f4ng ch\u1ec9 c\u00f3 v\u1eady, ng\u01b0\u1eddi \u0111\u00e0n \u00f4ng n\u00e0y c\u00f2n s\u1eb5n s\u00e0ng cung c\u1ea5p c\u1ea3 d\u1ecbch v\u1ee5 \u0111\u00e1o n\u1ee3 th\u1ebb t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p, c\u1ee5 th\u1ec3: \u201c\u0110\u1ebfn ng\u00e0y \u0111\u1ebfn h\u1ea1n ph\u1ea3i n\u1ed9p ti\u1ec1n v\u00e0o ng\u00e2n h\u00e0ng, b\u1ea1n mang th\u1ebb qua ch\u1ed7 ch\u00fang t\u00f4i, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c chi tr\u01b0\u1edbc kho\u1ea3n ti\u1ec1n \u0111\u1ec3 b\u1ea1n tr\u1ea3 v\u00e0o ng\u00e2n h\u00e0ng, vi\u1ec7c n\u00e0y tr\u00e1nh cho b\u1ea1n ph\u1ea3i ch\u1ecbu l\u00e3i cao t\u1eeb ng\u00e2n h\u00e0ng khi b\u1ea1n ch\u01b0a c\u00f3 ngay ti\u1ec1n \u0111\u1ec3 n\u1ed9p. Ph\u00ed l\u00e0 3%\u201d.<\/p>\n

So s\u00e1nh v\u1edbi m\u1ee9c ph\u00ed quy \u0111\u1ecbnh cho ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n qua POS m\u00e0 ph\u1ea7n \u0111\u00f4ng c\u00e1c ng\u00e2n h\u00e0ng \u0111ang \u00e1p d\u1ee5ng hi\u1ec7n nay l\u00e0 2% th\u00ec v\u1edbi m\u1ed7i 1.000.000 \u0111\u1ed3ng \u201cr\u00fat thu\u00ea\u201d, c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i t\u1eeb 5-10.000 \u0111\u1ed3ng.<\/p>\n

Nh\u1eefng nguy c\u01a1 \u201c\u1ea9n t\u00e0ng\u201d<\/strong><\/p>\n

Chia s\u1ebb v\u1edbi ANTT.VN, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em>\u00a0cho bi\u1ebft, trong tr\u01b0\u1eddng h\u1ee3p tr\u00ean ch\u1ee7 th\u1ebb v\u00e0 c\u00e1c \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn thanh to\u00e1n th\u1ebb \u0111\u00e3 kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u00fang \u0111i\u1ec1u kho\u1ea3n th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng s\u1eed d\u1ee5ng th\u1ebb c\u0169ng nh\u01b0 quy \u0111\u1ecbnh s\u1eed d\u1ee5ng POS.<\/p>\n

\u201cV\u1edbi vi\u1ec7c ghi nh\u1eadn kh\u1ed1ng vi\u1ec7c b\u00e1n h\u00e0ng, c\u00e1c \u0111i\u1ec3m POS r\u00f5 r\u00e0ng \u0111\u00e3 vi ph\u1ea1m Lu\u1eadt K\u1ebf to\u00e1n. C\u00f9ng v\u1edbi \u0111\u00f3 l\u00e0 m\u1ed9t kh\u1ea3 n\u0103ng r\u1ea5t l\u1edbn v\u1ec1 gian l\u1eadn trong vi\u1ec7c n\u1ed9p thu\u1ebf, v\u00ec n\u1ebfu ghi nh\u1eadn \u0111\u00fang vi\u1ec7c b\u00e1n h\u00e0ng, k\u1ec3 c\u1ea3 vi\u1ec7c b\u00e1n kh\u1ed1ng, th\u00ec s\u1ebd ph\u1ea3i li\u00ean quan \u0111\u1ebfn vi\u1ec7c n\u1ed9p thu\u1ebf gi\u00e1 tr\u1ecb gia t\u0103ng v\u00e0 thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p. Ch\u1ec9 c\u00f3 kh\u00f4ng n\u1ed9p ho\u1eb7c ch\u1ec9 n\u1ed9p m\u1ed9t ph\u1ea7n, n\u00ean h\u1ecd m\u1edbi d\u1ec5 d\u00e0ng ch\u1ea5p nh\u1eadn vi\u1ec7c b\u00e1n kh\u1ed1ng nh\u01b0 v\u1eady\u201d v\u1ecb Lu\u1eadt s\u01b0 nhi\u1ec1u n\u0103m \u0111\u1ea3m nh\u1eadn v\u1ecb tr\u00ed l\u00e3nh \u0111\u1ea1o c\u1ea5p cao t\u1ea1i c\u00e1c Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i nh\u1eadn \u0111\u1ecbnh.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, theo m\u1ed9t c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng nhi\u1ec1u th\u00e2m ni\u00ean th\u00ec hi\u1ec7n nay tr\u00ean\u00a0th\u1ecb tr\u01b0\u1eddng<\/a>\u00a0c\u00f3 kh\u00f4ng \u00edt nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u00e3 v\u00e0 \u0111ang l\u1ee3i d\u1ee5ng khe h\u1edf quy tr\u00ecnh c\u0169ng nh\u01b0 s\u1ef1 thi\u1ebfu tr\u00e1ch nhi\u1ec7m c\u1ee7a m\u1ed9t s\u1ed1 nh\u00e2n vi\u00ean quan h\u1ec7 kh\u00e1ch h\u00e0ng \u0111\u1ec3 gi\u1ea3 m\u1ea1o h\u1ed3 s\u01a1, m\u1edf h\u00e0ng lo\u1ea1t th\u1ebb t\u00edn d\u1ee5ng h\u1ea1n m\u1ee9c cao t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng kh\u00e1c nhau v\u00e0 l\u00e1ch qua c\u00e1c POS \u201ctr\u00e1 h\u00ecnh\u201d r\u00fat ti\u1ec1n m\u1eb7t s\u1ed1 l\u01b0\u1ee3ng l\u1edbn.<\/p>\n

Th\u1eed h\u00ecnh dung, trong m\u1ed9t giai \u0111o\u1ea1n m\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111ang \u0111ua nhau \u201cb\u00e0nh tr\u01b0\u1edbng\u201d th\u1ecb ph\u1ea7n, ch\u1ec9 ti\u00eau doanh s\u1ed1 kh\u1ee7ng khi\u1ebfp th\u01b0\u1eddng tr\u1ef1c \u201c\u00e1p\u201d ch\u1eb7t l\u00ean m\u1ed7i nh\u00e2n vi\u00ean v\u00e0 khi m\u00e0 m\u1ed7i kh\u00e1ch h\u00e0ng \u201ch\u1ed3 s\u01a1 \u0111\u1eb9p\u201d lu\u00f4n l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c c\u1ea3 \u0111\u1ed1ng ng\u00e2n h\u00e0ng o b\u1ebf nh\u01b0 hi\u1ec7n nay th\u00ec vi\u1ec7c m\u1ed9t kh\u00e1ch h\u00e0ng s\u1edf h\u1eefu t\u1edbi c\u1ea3 ch\u1ee5c th\u1ebb t\u00edn d\u1ee5ng h\u1ea1n m\u1ee9c c\u1ea3 tr\u0103m tri\u1ec7u \u0111\u1ed3ng m\u1ed7i th\u1ebb \u0111ang l\u00e0 chuy\u1ec7n kh\u00f4ng h\u1ec1 hi\u1ebfm. N\u1ebfu ch\u1ee7 th\u1ebb \u0111\u00f3 l\u00e0 m\u1ed9t ng\u01b0\u1eddi t\u1ed1t v\u00e0 c\u00f3 tr\u00e1ch nhi\u1ec7m v\u1edbi t\u1eebng kho\u1ea3n chi, vay c\u1ee7a m\u00ecnh th\u00ec kh\u00f4ng c\u00f3 g\u00ec \u0111\u1ec3 n\u00f3i nh\u01b0ng ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu kh\u00e1ch h\u00e0ng \u201cs\u1ed9p\u201d \u0111\u00f3 l\u1ea1i c\u00f3 d\u1ee5ng t\u00e2m kh\u00f4ng t\u1ed1t th\u00ec r\u00f5 r\u00e0ng nguy c\u01a1\u00a0n\u1ee3 x\u1ea5u<\/a>\u00a0l\u00ean \u0111\u1ebfn c\u1ea3 t\u1ef7 \u0111\u1ed3ng cho h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng l\u00e0 nh\u00e3n ti\u1ec1n.<\/p>\n

Th\u1eadm ch\u00ed, m\u1ed9t ch\u1ee7 th\u1ebb ch\u00e2n ch\u00ednh v\u1edbi \u0111i\u1ec1u ki\u1ec7n r\u00fat ti\u1ec1n qu\u00e1 d\u1ec5 d\u00e0ng qua POS tr\u00e1 h\u00ecnh nh\u01b0 hi\u1ec7n nay c\u0169ng \u201cti\u1ec1m t\u00e0ng\u201d kh\u1ea3 n\u0103ng kh\u00f4ng nh\u1ecf \u0111\u1ec3 tr\u1edf th\u00e0nh ch\u1ee7 nh\u00e2n c\u1ee7a m\u1ed9t kho\u1ea3n n\u1ee3 d\u01b0\u1edbi ti\u00eau chu\u1ea9n b\u1edfi thu nh\u1eadp t\u01b0\u01a1ng lai lu\u00f4n \u1ea9n ch\u1ee9a nh\u1eefng b\u1ea5t th\u01b0\u1eddng.<\/p>\n

G\u00f5 c\u1ee5m t\u1eeb \u201crut tien the tin dung\u201d, trong v\u00f2ng 0,27 gi\u00e2y c\u00f4ng c\u1ee5 t\u00ecm ki\u1ebfm google \u0111\u00e3 cho ra 175.000 k\u1ebft qu\u1ea3 , trong \u0111\u00f3 \u0111a ph\u1ea7n l\u00e0 c\u00e1c trang ch\u00e0o m\u1eddi d\u1ecbch v\u1ee5 \u201cr\u00fat ti\u1ec1n thu\u00ea\u201d \u0111\u01b0\u1ee3c l\u00e0m SEO c\u1ea9n th\u1eadn c\u0169ng nh\u01b0 \u0111\u0103ng k\u00fd qu\u1ea3ng c\u00e1o d\u00e0i ng\u00e0y \u0111\u1ec3 thu h\u00fat kh\u00e1ch h\u00e0ng, kh\u00f4ng \u00edt trang c\u00f2n ki\u00eam lu\u00f4n c\u1ea3 vi\u1ec7c m\u1edf th\u1ebb cho nh\u1eefng ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u. \u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3 t\u1edbi vi\u1ec7c, r\u00fat ti\u1ec1n m\u1eb7t qua POS tr\u00e1 h\u00ecnh ch\u1eafc ch\u1eafn c\u0169ng ti\u1ec1m \u1ea9n kh\u00f4ng \u00edt nh\u1eefng nguy c\u01a1 kh\u00e1c nh\u01b0 b\u1ea3o m\u1eadt th\u00f4ng tin c\u00e1 nh\u00e2n, \u0111\u00e1nh c\u1eafp t\u00e0i kho\u1ea3n, l\u00e0m gi\u1ea3 th\u1ebb r\u00fat ti\u1ec1n b\u1ea5t h\u1ee3p ph\u00e1p\u2026<\/p>\n

R\u00f5 r\u00e0ng c\u00e2u chuy\u1ec7n \u201cc\u00e0\u201d th\u1ebb thanh to\u00e1n qua c\u00e1c Point of Sale ch\u1eb3ng h\u1ec1 \u0111\u01a1n gi\u1ea3n nh\u01b0 nhi\u1ec1u ng\u01b0\u1eddi v\u1eabn ngh\u0129!<\/p>\n

N.G<\/strong><\/p>\n

—————<\/p>\n

An ninh Ti\u1ec1n t\u1ec7 (T\u00e0i ch\u00ednh \u2013 Ng\u00e2n h\u00e0ng) 26-01-2015:<\/em><\/strong><\/p>\n

http:\/\/antt.vn\/nguy-co-an-tang-trong-nhung-may-pos-tra-hinh-016405.html<\/a><\/em><\/p>\n

(187\/1.787)<\/em>","protected":false},"excerpt":{"rendered":"

(ANTT) – L\u1ee3i d\u1ee5ng quy \u0111\u1ecbnh l\u1ecfng l\u1ebbo c\u0169ng nh\u01b0 c\u00f4ng t\u00e1c th\u1ea9m \u0111\u1ecbnh, gi\u00e1m s\u00e1t thi\u1ebfu ch\u1eb7t ch\u1ebd c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, kh\u00f4ng \u00edt \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u00e3 \u201cm\u01b0\u1ee3n danh\u201d \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb \u0111\u1ec3 \u0111i \u201cr\u00fat ti\u1ec1n thu\u00ea\u201d. \u00a0\u201cSinh k\u1ebf\u201d m\u1edbi:\u00a0D\u1ecbch v\u1ee5\u00a0r\u00fat ti\u1ec1n th\u1ebb t\u00edn d\u1ee5ng Theo c\u00f4ng b\u1ed1 m\u1edbi nh\u1ea5t c\u1ee7a\u00a0Ng\u00e2n h\u00e0ng\u00a0Nh\u00e0 […]<\/p>\n","protected":false},"author":3,"featured_media":30950,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-30942","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n654. Nguy c\u01a1 \u1ea9n t\u00e0ng trong nh\u1eefng m\u00e1y POS \u201ctr\u00e1 h\u00ecnh\u201d - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-654-nguy-co-an-tang-trong-nhung-may-pos-tra-hinh\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]654. Nguy c\u01a1 \u1ea9n t\u00e0ng trong nh\u1eefng m\u00e1y POS \u201ctr\u00e1 h\u00ecnh\u201d[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(ANTT) – L\u1ee3i d\u1ee5ng quy \u0111\u1ecbnh l\u1ecfng l\u1ebbo c\u0169ng nh\u01b0 c\u00f4ng t\u00e1c th\u1ea9m \u0111\u1ecbnh, gi\u00e1m s\u00e1t thi\u1ebfu ch\u1eb7t ch\u1ebd c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, kh\u00f4ng \u00edt \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u00e3 \u201cm\u01b0\u1ee3n danh\u201d \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb \u0111\u1ec3 \u0111i \u201cr\u00fat ti\u1ec1n thu\u00ea\u201d. \u00a0\u201cSinh k\u1ebf\u201d m\u1edbi:\u00a0D\u1ecbch v\u1ee5\u00a0r\u00fat ti\u1ec1n th\u1ebb t\u00edn d\u1ee5ng Theo c\u00f4ng b\u1ed1 m\u1edbi nh\u1ea5t c\u1ee7a\u00a0Ng\u00e2n h\u00e0ng\u00a0Nh\u00e0 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/tieng-viet-654-nguy-co-an-tang-trong-nhung-may-pos-tra-hinh\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2015-01-26T07:21:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-30T07:26:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/54-7.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"660\" \/>\n\t<meta property=\"og:image:height\" content=\"360\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/tieng-viet-654-nguy-co-an-tang-trong-nhung-may-pos-tra-hinh\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/tieng-viet-654-nguy-co-an-tang-trong-nhung-may-pos-tra-hinh\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\"},\"headline\":\"654. 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