{"id":30961,"date":"2015-02-04T14:30:02","date_gmt":"2015-02-04T07:30:02","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=30961"},"modified":"2022-06-30T14:33:31","modified_gmt":"2022-06-30T07:33:31","slug":"656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/","title":{"rendered":"656. G\u00f3p \u00fd D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (s\u1eeda \u0111\u1ed5i): V\u1eabn kh\u00f3 \u1ee9ng x\u1eed v\u1edbi quy \u0111\u1ecbnh l\u00e3i su\u1ea5t"},"content":{"rendered":"(NH) – C\u00e1c quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn l\u00e3i su\u1ea5t trong h\u1ee3p \u0111\u1ed3ng vay ti\u1ebfp t\u1ee5c l\u00e0 c\u00e2u chuy\u1ec7n kh\u00f3, \u0111\u1ebfn nay ch\u01b0a c\u00f3 l\u1eddi gi\u1ea3i \u0111\u00e1p.<\/strong><\/p>\n

Ng\u00e0y 3\/2, Hi\u1ec7p h\u1ed9i NH Vi\u1ec7t Nam \u0111\u00e3 t\u1ed5 ch\u1ee9c To\u1ea1 \u0111\u00e0m v\u1ec1 D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 – BLDS (s\u1eeda \u0111\u1ed5i). Th\u1ef1c t\u1ebf th\u1eddi gian qua cho th\u1ea5y, BLDS \u0111\u00e3 g\u00f3p ph\u1ea7n quan tr\u1ecdng trong vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh c\u00e1c quan h\u1ec7 d\u00e2n s\u1ef1 v\u00e0 NH. Song, qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n m\u1edbi \u0111ang \u0111\u00f2i h\u1ecfi B\u1ed9 lu\u1eadt n\u00e0y ph\u1ea3i \u0111\u01b0\u1ee3c ho\u00e0n thi\u1ec7n h\u01a1n.<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (s\u1eeda \u0111\u1ed5i) s\u1ebd \u0111\u00e1p \u1ee9ng t\u1ed1t h\u01a1n v\u1edbi th\u1ef1c ti\u1ec5n giao d\u1ecbch c\u1ee7a c\u00e1c c\u00e1 nh\u00e2n v\u00e0 ph\u00e1p nh\u00e2n trong quan h\u1ec7 v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Nhi\u1ec1u quy \u0111\u1ecbnh m\u1edbi<\/strong><\/p>\n

\u201cTrong l\u0129nh v\u1ef1c NH, BLDS c\u00f3 nhi\u1ec1u quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn l\u00e3i su\u1ea5t, th\u1ebf ch\u1ea5p, b\u1ea3o l\u00e3nh, x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, cho vay h\u1ed9 gia \u0111\u00ecnh, th\u1eeba k\u1ebf\u2026 m\u00e0 hi\u1ec7n nay c\u00e1c NH \u0111ang r\u1ea5t kh\u00f3 kh\u0103n trong x\u1eed l\u00fd kho\u1ea3n vay v\u00e0 d\u1eabn \u0111\u1ebfn r\u1ee7i ro… V\u00ec v\u1eady, \u0111\u1ec3 NH ho\u1ea1t \u0111\u1ed9ng an to\u00e0n, hi\u1ec7u qu\u1ea3 c\u1ea7n ph\u1ea3i c\u00f3 m\u1ed9t h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt r\u00f5 r\u00e0ng, minh b\u1ea1ch\u201d, TS. Tr\u1ea7n Th\u1ecb H\u1ed3ng H\u1ea1nh T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i NH Vi\u1ec7t Nam n\u00f3i.<\/p>\n

Li\u00ean quan \u0111\u1ebfn ch\u1ee7 th\u1ec3 c\u1ee7a quan h\u1ec7 d\u00e2n s\u1ef1, \u00f4ng H\u1ed3 Quang Huy, C\u1ee5c Qu\u1ea3n l\u00fd x\u1eed l\u00fd vi ph\u1ea1m h\u00e0nh ch\u00ednh v\u00e0 theo d\u00f5i thi h\u00e0nh ph\u00e1p lu\u1eadt (B\u1ed9 T\u01b0 ph\u00e1p) cho bi\u1ebft, D\u1ef1 th\u1ea3o BLDS hi\u1ec7n nay ch\u1ec9 \u0111i\u1ec1u ch\u1ec9nh 2 ch\u1ee7 th\u1ec3 l\u00e0 c\u00e1 nh\u00e2n v\u00e0 ph\u00e1p nh\u00e2n khi tham gia v\u00e0o quan h\u1ec7 d\u00e2n s\u1ef1. C\u00f2n t\u1ed5 h\u1ee3p t\u00e1c v\u00e0 h\u1ed9 gia \u0111\u00ecnh c\u00f3 \u00fd ki\u1ebfn \u0111\u1ec1 ngh\u1ecb \u0111\u01b0a ra kh\u1ecfi BLDS. Tuy nhi\u00ean, hi\u1ec7n m\u1ed9t s\u1ed1 lu\u1eadt chuy\u00ean ng\u00e0nh \u0111\u00e3 \u0111\u1ec1 c\u1eadp \u0111\u1ebfn ch\u1ee7 th\u1ec3 n\u00e0y nh\u01b0 Lu\u1eadt \u0110\u1ea5t \u0111ai, Lu\u1eadt Ph\u00e1t tri\u1ec3n r\u1eebng. V\u1eady n\u1ebfu lo\u1ea1i b\u1ecf ch\u1ee7 th\u1ec3 h\u1ed9 gia \u0111\u00ecnh kh\u1ecfi BLDS th\u00ec \u0111i\u1ec1u ch\u1ec9nh quan h\u1ec7 trong lu\u1eadt chuy\u00ean ng\u00e0nh s\u1ebd ra sao?<\/p>\n

\u201cTh\u1ef1c ti\u1ec5n th\u1eddi gian qua, vi\u1ec7c x\u00e1c \u0111\u1ecbnh kh\u00f3 nh\u1ea5t c\u1ee7a h\u1ed9 gia \u0111\u00ecnh kh\u00f4ng ph\u1ea3i v\u1ea5n \u0111\u1ec1 t\u00e0i s\u1ea3n m\u00e0 x\u00e1c \u0111\u1ecbnh ai l\u00e0 th\u00e0nh vi\u00ean h\u1ed9 gia \u0111\u00ecnh. C\u01a1 ch\u1ebf \u0111\u1ecbnh \u0111o\u1ea1t t\u00e0i s\u1ea3n c\u1ee7a h\u1ed9 gia \u0111\u00ecnh \u0111\u00e3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i BLDS 2005, nh\u01b0ng c\u00e1i kh\u00f3 hi\u1ec7n nay l\u00e0 ngay c\u1ea3 vi\u1ec7c c\u1ea5p gi\u1ea5y quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t m\u1edbi c\u0169ng kh\u00f4ng ghi t\u1ea5t c\u1ea3 th\u00e0nh vi\u00ean h\u1ed9 gia \u0111\u00ecnh tr\u00ean s\u1ed5 \u0111\u1ecf, c\u00e1 bi\u1ec7t khi ki\u1ec3m tra, ngay h\u1ed3 s\u01a1 \u0111\u1ecba ch\u00ednh c\u0169ng kh\u00f4ng ghi th\u00e0nh vi\u00ean h\u1ed9 gia \u0111\u00ecnh.<\/p>\n

Ch\u00ednh v\u00ec v\u1eady, th\u1ef1c ti\u1ec5n gi\u1ea3i quy\u1ebft tranh ch\u1ea5p trong l\u0129nh v\u1ef1c NH cho th\u1ea5y nhi\u1ec1u t\u00f2a \u00e1n tuy\u00ean h\u1ee3p \u0111\u1ed3ng v\u00f4 hi\u1ec7u v\u1edbi l\u00fd do quy\u1ec1n \u0111\u1ecbnh \u0111o\u1ea1t ch\u01b0a c\u00f3 \u00fd ki\u1ebfn \u0111\u1ed3ng \u00fd c\u1ee7a t\u1ea5t c\u1ea3 th\u00e0nh vi\u00ean h\u1ed9 gia \u0111\u00ecnh. V\u1eady n\u1ebfu b\u1ecf h\u1ed9 gia \u0111\u00ecnh v\u1edbi t\u01b0 c\u00e1ch ch\u1ee7 th\u1ec3 \u0111\u1ed9c l\u1eadp th\u00ec \u0111i\u1ec1u ch\u1ec9nh quan h\u1ec7 \u0111\u00e3 x\u00e1c l\u1eadp tr\u01b0\u1edbc ng\u00e0y B\u1ed9 lu\u1eadt n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c nh\u01b0 th\u1ebf n\u00e0o \u0111ang l\u00e0 c\u00e2u h\u1ecfi l\u1edbn v\u1edbi ban so\u1ea1n th\u1ea3o\u201d, \u00f4ng Huy n\u00f3i.<\/p>\n

M\u1ed9t \u0111i\u1ec3m m\u1edbi kh\u00e1c l\u00e0 v\u1ec1 h\u1eadu qu\u1ea3 ph\u00e1p l\u00fd c\u1ee7a giao d\u1ecbch d\u00e2n s\u1ef1 khi kh\u00f4ng tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh v\u1ec1 h\u00ecnh th\u1ee9c, d\u1eabn \u0111\u1ebfn m\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng c\u1ee7a c\u00e1c NH b\u1ecb t\u00f2a tuy\u00ean v\u00f4 hi\u1ec7u. D\u1ef1 th\u1ea3o m\u1edbi \u0111\u00e3 th\u00e1o g\u1ee1 m\u1ed9t ph\u1ea7n khi quy \u0111\u1ecbnh, tr\u01b0\u1eddng h\u1ee3p lu\u1eadt quy \u0111\u1ecbnh h\u00ecnh th\u1ee9c l\u00e0 \u0111i\u1ec1u ki\u1ec7n c\u00f3 hi\u1ec7u l\u1ef1c c\u1ee7a giao d\u1ecbch d\u00e2n s\u1ef1 m\u00e0 h\u00ecnh th\u1ee9c \u0111\u00f3 kh\u00f4ng \u0111\u01b0\u1ee3c tu\u00e2n th\u1ee7 th\u00ec giao d\u1ecbch \u0111\u00f3 b\u1ecb v\u00f4 hi\u1ec7u, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p vi\u1ec7c kh\u00f4ng tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh v\u1ec1 h\u00ecnh th\u1ee9c kh\u00f4ng nh\u1eb1m tr\u1ed1n tr\u00e1nh ngh\u0129a v\u1ee5 v\u1edbi ng\u01b0\u1eddi kh\u00e1c v\u00e0 ch\u1ee7 th\u1ec3 giao d\u1ecbch d\u00e2n s\u1ef1 \u0111\u00e3 chuy\u1ec3n giao t\u00e0i s\u1ea3n ho\u1eb7c \u0111\u00e3 th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c…<\/p>\n

V\u1ec1 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi th\u1ee9 ba trong tr\u01b0\u1eddng h\u1ee3p giao d\u1ecbch d\u00e2n s\u1ef1 b\u1ecb v\u00f4 hi\u1ec7u, \u00f4ng Huy cho bi\u1ebft: Th\u1eddi gian qua, r\u1ea5t nhi\u1ec1u TCTD trao \u0111\u1ed5i v\u1edbi \u00f4ng l\u00e0 khi x\u00e1c l\u1eadp h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p \u0111\u1ec1u \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd \u0111\u1ea7y \u0111\u1ee7. V\u00ed d\u1ee5, \u00f4ng A mua \u0111\u1ea5t c\u1ee7a \u00f4ng B v\u00e0 mang quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t th\u1ebf ch\u1ea5p t\u1ea1i NH, h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng nh\u01b0ng v\u00ec l\u00fd do n\u00e0o \u0111\u00f3 vi\u1ec7c x\u00e1c l\u1eadp quy\u1ec1n c\u1ee7a \u00f4ng A khi mua c\u1ee7a \u00f4ng B b\u1ecb t\u00f2a tuy\u00ean v\u00f4 hi\u1ec7u th\u00ec k\u1ebft qu\u1ea3 \u0111\u0103ng k\u00fd v\u00e0 h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p t\u1ea1i NH c\u1ee7a \u00f4ng A c\u0169ng b\u1ecb tuy\u00ean v\u00f4 hi\u1ec7u.<\/p>\n

Tuy nhi\u00ean, \u0110i\u1ec1u 148 d\u1ef1 th\u1ea3o lu\u1eadt l\u1ea7n n\u00e0y \u0111\u00e3 gi\u1ea3i t\u1ecfa n\u1ed7i lo n\u00e0y, khi quy \u0111\u1ecbnh tr\u01b0\u1eddng h\u1ee3p \u0111\u1ed1i t\u01b0\u1ee3ng giao d\u1ecbch d\u00e2n s\u1ef1 l\u00e0 t\u00e0i s\u1ea3n ph\u1ea3i \u0111\u0103ng k\u00fd quy\u1ec1n s\u1edf h\u1eefu m\u00e0 t\u00e0i s\u1ea3n \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd t\u1ea1i c\u01a1 quan Nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u1ea9m quy\u1ec1n, sau \u0111\u00f3 \u0111\u01b0\u1ee3c chuy\u1ec3n giao b\u1eb1ng m\u1ed9t giao d\u1ecbch kh\u00e1c cho ng\u01b0\u1eddi th\u1ee9 ba v\u00e0 ng\u01b0\u1eddi n\u00e0y c\u0103n c\u1ee9 v\u00e0o vi\u1ec7c \u0111\u0103ng k\u00fd \u0111\u00f3 m\u00e0 x\u00e1c l\u1eadp, th\u1ef1c hi\u1ec7n giao d\u1ecbch th\u00ec giao d\u1ecbch \u0111\u00f3 kh\u00f4ng b\u1ecb v\u00f4 hi\u1ec7u, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi th\u1ee9 ba bi\u1ebft ho\u1eb7c ph\u1ea3i bi\u1ebft t\u00e0i s\u1ea3n l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng giao d\u1ecbch \u0111\u00e3 b\u1ecb chi\u1ebfm \u0111o\u1ea1t b\u1ea5t h\u1ee3p ph\u00e1p ho\u1eb7c ngo\u00e0i \u00fd ch\u00ed c\u1ee7a ch\u1ee7 s\u1edf h\u1eefu\u2026<\/p>\n

L\u00e3i su\u1ea5t v\u1eabn l\u00e0\u00a0c\u00e2u chuy\u1ec7n kh\u00f3<\/strong><\/p>\n

C\u00e1c quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn l\u00e3i su\u1ea5t trong h\u1ee3p \u0111\u1ed3ng vay ti\u1ebfp t\u1ee5c l\u00e0 c\u00e2u chuy\u1ec7n kh\u00f3, \u0111\u1ebfn nay ch\u01b0a c\u00f3 l\u1eddi gi\u1ea3i \u0111\u00e1p. Hi\u1ec7n nay, d\u1ef1 th\u1ea3o BLDS v\u1eabn x\u00e2y d\u1ef1ng d\u1ef1a tr\u00ean n\u1ec1n c\u1ee7a BLDS n\u0103m 2005, ch\u1ec9 kh\u00e1c m\u1ed9t \u0111i\u1ec3m l\u00e0 l\u00e3i su\u1ea5t cho vay t\u1ed1i \u0111a 150% l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n do NHNN c\u00f4ng b\u1ed1 \u0111\u00e3 t\u0103ng l\u00ean 200%.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em>\u00a0cho bi\u1ebft, c\u1ea3 BLDS hi\u1ec7n h\u00e0nh v\u00e0 D\u1ef1 th\u1ea3o BLDS \u0111ang \u0111\u01b0\u1ee3c l\u1ea5y \u00fd ki\u1ebfn nh\u00e2n d\u00e2n \u0111\u1ec1u ch\u01b0a x\u00e1c l\u1eadp \u0111\u01b0\u1ee3c c\u00e1c m\u1ee9c tr\u1ea7n l\u00e3i su\u1ea5t trong h\u1ea1n v\u00e0 qu\u00e1 h\u1ea1n m\u1ed9t c\u00e1ch h\u1ee3p l\u00fd, ph\u00f9 h\u1ee3p v\u1edbi th\u1ef1c t\u1ebf, b\u1ea3o \u0111\u1ea3m s\u1ef1 c\u00f4ng b\u1eb1ng gi\u1eefa c\u00e1c TCTD v\u00e0 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c.<\/p>\n

\u201cD\u1ef1 th\u1ea3o BLDS \u0111\u00e3 n\u00e2ng gi\u1edbi h\u1ea1n t\u1eeb 150% l\u00ean 200%, nh\u01b0ng v\u1eabn kh\u00f4ng h\u1ee3p l\u00fd. V\u00ec nh\u01b0 v\u1eady th\u00ec t\u1eeb n\u0103m 2010 \u0111\u1ebfn nay, l\u00e3i su\u1ea5t cho vay cao nh\u1ea5t c\u0169ng kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 18%\/n\u0103m, b\u1eb1ng v\u1edbi m\u1ee9c l\u00e3i ch\u1eadm n\u1ed9p thu\u1ebf theo Lu\u1eadt Qu\u1ea3n l\u00fd thu\u1ebf, trong khi tr\u00ean th\u1ef1c t\u1ebf, giao d\u1ecbch vay ti\u1ec1n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c kinh t\u1ebf v\u00e0 c\u00e1 nh\u00e2n v\u1edbi nhau cao h\u01a1n m\u1ee9c n\u00e0y r\u1ea5t nhi\u1ec1u v\u1eabn l\u00e0 ho\u00e0n to\u00e0n b\u00ecnh th\u01b0\u1eddng v\u00e0 r\u1ea5t h\u1ee3p l\u00fd\u201d, \u00f4ng \u0110\u1ee9c n\u00f3i.<\/p>\n

V\u1ec1 l\u00e3i su\u1ea5t tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n, BLDS hi\u1ec7n h\u00e0nh quy \u0111\u1ecbnh, n\u1ebfu b\u00ean vay tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n th\u00ec ph\u1ea3i tr\u1ea3 to\u00e0n b\u1ed9 l\u00e3i theo k\u1ef3 h\u1ea1n, n\u1ebfu kh\u00f4ng c\u00f3 th\u1ecfa thu\u1eadn kh\u00e1c. \u00d4ng \u0110\u1ee9c cho r\u1eb1ng, quy \u0111\u1ecbnh n\u00e0y r\u1ea5t b\u1ea5t l\u1ee3i cho b\u00ean vay, \u0111\u1ed3ng th\u1eddi c\u00f3 l\u1ee3i tuy\u1ec7t \u0111\u1ed1i cho b\u00ean cho vay. V\u00ec v\u1eady, D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt \u0111\u00e3 s\u1eeda l\u1ea1i theo h\u01b0\u1edbng \u0111\u1ed1i v\u1edbi h\u1ee3p \u0111\u1ed3ng vay c\u00f3 k\u1ef3 h\u1ea1n v\u00e0 c\u00f3 l\u00e3i th\u00ec b\u00ean vay c\u00f3 quy\u1ec1n tr\u1ea3 l\u1ea1i t\u00e0i s\u1ea3n tr\u01b0\u1edbc k\u1ef3 h\u1ea1n, \u0111\u1ed3ng th\u1eddi c\u00f3 ngh\u0129a v\u1ee5 tr\u1ea3 l\u00e3i v\u1edbi m\u1ee9c h\u1ee3p l\u00fd.<\/p>\n

Tuy nhi\u00ean, quy \u0111\u1ecbnh \u201cc\u00f3 ngh\u0129a v\u1ee5 tr\u1ea3 l\u00e3i v\u1edbi m\u1ee9c h\u1ee3p l\u00fd\u201d th\u00ec l\u1ea1i qu\u00e1 chung chung, m\u01a1 h\u1ed3, kh\u00f4ng th\u1ec3 \u0111\u1ecbnh l\u01b0\u1ee3ng \u0111\u01b0\u1ee3c. \u201cLu\u1eadt c\u1ea7n ph\u1ea3i quy \u0111\u1ecbnh c\u1ee5 th\u1ec3, r\u00f5 r\u00e0ng, khi tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n th\u00ec b\u00ean vay ph\u1ea3i tr\u1ea3 l\u00e3i v\u1edbi m\u1ed9t m\u1ee9c c\u1ee5 th\u1ec3 n\u00e0o \u0111\u00f3, ch\u1eb3ng h\u1ea1n kh\u00f4ng qu\u00e1 30% l\u00e3i theo k\u1ef3 h\u1ea1n\u201d, \u00f4ng \u0110\u1ee9c cho hay.<\/p>\n

Ri\u00eang \u0111\u1ed1i v\u1edbi l\u00e3i su\u1ea5t ph\u1ea3i tr\u1ea3 trong tr\u01b0\u1eddng h\u1ee3p ch\u1eadm thi h\u00e0nh \u00e1n th\u00ec l\u1ea1i qu\u00e1 th\u1ea5p. D\u00f9 tr\u01b0\u1edbc \u0111\u00f3, b\u00ean vay ti\u1ec1n ph\u1ea3i tr\u1ea3 l\u00e3i su\u1ea5t qu\u00e1 h\u1ea1n h\u1ee3p ph\u00e1p l\u00e0 22,5%\/n\u0103m hay cao h\u01a1n, th\u00ec khi ch\u1eadm thi h\u00e0nh \u00e1n c\u0169ng ch\u1ec9 ph\u1ea3i ch\u1ecbu l\u00e3i su\u1ea5t 9%\/n\u0103m. M\u1ee9c n\u00e0y th\u1eadm ch\u00ed c\u00f2n th\u1ea5p h\u01a1n c\u1ea3 l\u00e3i su\u1ea5t n\u1ee3 trong h\u1ea1n. \u0110i\u1ec1u n\u00e0y v\u00f4 h\u00ecnh trung \u0111\u00e3 khuy\u1ebfn kh\u00edch con n\u1ee3 ch\u00e2y \u00ec, c\u00e0ng k\u00e9o d\u00e0i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 c\u00e0ng t\u1ed1t.<\/p>\n

\u201cLu\u1eadt c\u1ea7n ph\u1ea3i c\u00e2n b\u1eb1ng \u0111\u01b0\u1ee3c t\u01b0\u01a1ng \u0111\u1ed1i l\u1ee3i \u00edch c\u1ee7a c\u00e1c b\u00ean, tr\u00e1nh cho con n\u1ee3 ph\u1ea3i ch\u1ecbu m\u1ee9c l\u00e3i qu\u00e1 cao, \u0111\u1ed3ng th\u1eddi c\u0169ng kh\u00f4ng th\u1ec3 ph\u1ee7 nh\u1eadn quy\u1ec1n l\u1ee3i h\u1ee3p ph\u00e1p, ch\u00ednh \u0111\u00e1ng c\u1ee7a c\u00e1c ch\u1ee7 n\u1ee3. Theo \u0111\u00f3, m\u1ee9c tr\u1ea7n l\u00e3i su\u1ea5t cho vay \u00edt nh\u1ea5t c\u0169ng ph\u1ea3i l\u00e0 30%, thay v\u00ec ch\u1ec9 l\u00e0 13,5%\/n\u0103m nh\u01b0 hi\u1ec7n nay, ho\u1eb7c kho\u1ea3ng 18%\/n\u0103m nh\u01b0 D\u1ef1 th\u1ea3o lu\u1eadt. M\u1ee9c l\u00e3i su\u1ea5t qu\u00e1 h\u1ea1n th\u00ec c\u1ea7n gi\u1ea3m t\u1eeb 150% xu\u1ed1ng kho\u1ea3ng 120% so v\u1edbi l\u00e3i su\u1ea5t trong h\u1ea1n. V\u00e0 m\u1ee9c l\u00e3i su\u1ea5t ch\u1eadm thi h\u00e0nh \u00e1n th\u00ec c\u1ea7n ph\u1ea3i n\u00e2ng l\u00ean, \u00edt nh\u1ea5t l\u00e0 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t n\u1ee3 trong h\u1ea1n\u201d, \u00f4ng \u0110\u1ee9c g\u00f3p \u00fd.<\/p>\n

Tr\u1ea7n H\u01b0\u01a1ng<\/strong><\/p>\n

—————-<\/p>\n

Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng (T\u00e0i ch\u00ednh \u2013 Ti\u1ec1n\u00a0 t\u1ec7) 04-02-2015:<\/em><\/strong><\/p>\n

http:\/\/thoibaonganhang.vn\/van-kho-ung-xu-voi-quy-dinh-lai-suat.html<\/em><\/a><\/p>\n

(521\/1.484)<\/em>","protected":false},"excerpt":{"rendered":"

(NH) – C\u00e1c quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn l\u00e3i su\u1ea5t trong h\u1ee3p \u0111\u1ed3ng vay ti\u1ebfp t\u1ee5c l\u00e0 c\u00e2u chuy\u1ec7n kh\u00f3, \u0111\u1ebfn nay ch\u01b0a c\u00f3 l\u1eddi gi\u1ea3i \u0111\u00e1p. Ng\u00e0y 3\/2, Hi\u1ec7p h\u1ed9i NH Vi\u1ec7t Nam \u0111\u00e3 t\u1ed5 ch\u1ee9c To\u1ea1 \u0111\u00e0m v\u1ec1 D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 – BLDS (s\u1eeda \u0111\u1ed5i). Th\u1ef1c t\u1ebf th\u1eddi gian qua […]<\/p>\n","protected":false},"author":3,"featured_media":30964,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-30961","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n656. G\u00f3p \u00fd D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (s\u1eeda \u0111\u1ed5i): V\u1eabn kh\u00f3 \u1ee9ng x\u1eed v\u1edbi quy \u0111\u1ecbnh l\u00e3i su\u1ea5t - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]656. G\u00f3p \u00fd D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (s\u1eeda \u0111\u1ed5i): V\u1eabn kh\u00f3 \u1ee9ng x\u1eed v\u1edbi quy \u0111\u1ecbnh l\u00e3i su\u1ea5t[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(NH) – C\u00e1c quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn l\u00e3i su\u1ea5t trong h\u1ee3p \u0111\u1ed3ng vay ti\u1ebfp t\u1ee5c l\u00e0 c\u00e2u chuy\u1ec7n kh\u00f3, \u0111\u1ebfn nay ch\u01b0a c\u00f3 l\u1eddi gi\u1ea3i \u0111\u00e1p. Ng\u00e0y 3\/2, Hi\u1ec7p h\u1ed9i NH Vi\u1ec7t Nam \u0111\u00e3 t\u1ed5 ch\u1ee9c To\u1ea1 \u0111\u00e0m v\u1ec1 D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 – BLDS (s\u1eeda \u0111\u1ed5i). Th\u1ef1c t\u1ebf th\u1eddi gian qua […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2015-02-04T07:30:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-30T07:33:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/56-6.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"321\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\"},\"headline\":\"656. G\u00f3p \u00fd D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (s\u1eeda \u0111\u1ed5i): V\u1eabn kh\u00f3 \u1ee9ng x\u1eed v\u1edbi quy \u0111\u1ecbnh l\u00e3i su\u1ea5t\",\"datePublished\":\"2015-02-04T07:30:02+00:00\",\"dateModified\":\"2022-06-30T07:33:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/\"},\"wordCount\":2211,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/56-6.jpg\",\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/\",\"name\":\"[:vi]656. G\u00f3p \u00fd D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (s\u1eeda \u0111\u1ed5i): V\u1eabn kh\u00f3 \u1ee9ng x\u1eed v\u1edbi quy \u0111\u1ecbnh l\u00e3i su\u1ea5t[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/56-6.jpg\",\"datePublished\":\"2015-02-04T07:30:02+00:00\",\"dateModified\":\"2022-06-30T07:33:31+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/56-6.jpg\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/56-6.jpg\",\"width\":500,\"height\":321},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"656. G\u00f3p \u00fd D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (s\u1eeda \u0111\u1ed5i): V\u1eabn kh\u00f3 \u1ee9ng x\u1eed v\u1edbi quy \u0111\u1ecbnh l\u00e3i su\u1ea5t\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\",\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\"},\"sameAs\":[\"https:\\\/\\\/anvilaw.com\"],\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/nghiatt\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]656. G\u00f3p \u00fd D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (s\u1eeda \u0111\u1ed5i): V\u1eabn kh\u00f3 \u1ee9ng x\u1eed v\u1edbi quy \u0111\u1ecbnh l\u00e3i su\u1ea5t[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]656. G\u00f3p \u00fd D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (s\u1eeda \u0111\u1ed5i): V\u1eabn kh\u00f3 \u1ee9ng x\u1eed v\u1edbi quy \u0111\u1ecbnh l\u00e3i su\u1ea5t[:] - ANVI Law Firm","og_description":"(NH) – C\u00e1c quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn l\u00e3i su\u1ea5t trong h\u1ee3p \u0111\u1ed3ng vay ti\u1ebfp t\u1ee5c l\u00e0 c\u00e2u chuy\u1ec7n kh\u00f3, \u0111\u1ebfn nay ch\u01b0a c\u00f3 l\u1eddi gi\u1ea3i \u0111\u00e1p. Ng\u00e0y 3\/2, Hi\u1ec7p h\u1ed9i NH Vi\u1ec7t Nam \u0111\u00e3 t\u1ed5 ch\u1ee9c To\u1ea1 \u0111\u00e0m v\u1ec1 D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 – BLDS (s\u1eeda \u0111\u1ed5i). Th\u1ef1c t\u1ebf th\u1eddi gian qua […]","og_url":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2015-02-04T07:30:02+00:00","article_modified_time":"2022-06-30T07:33:31+00:00","og_image":[{"width":500,"height":321,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/56-6.jpg","type":"image\/jpeg"}],"author":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"11 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/"},"author":{"name":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/28ef9093c3478d1b1ba56f61255ebe7a"},"headline":"656. G\u00f3p \u00fd D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (s\u1eeda \u0111\u1ed5i): V\u1eabn kh\u00f3 \u1ee9ng x\u1eed v\u1edbi quy \u0111\u1ecbnh l\u00e3i su\u1ea5t","datePublished":"2015-02-04T07:30:02+00:00","dateModified":"2022-06-30T07:33:31+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/"},"wordCount":2211,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/56-6.jpg","articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/","url":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/","name":"[:vi]656. G\u00f3p \u00fd D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (s\u1eeda \u0111\u1ed5i): V\u1eabn kh\u00f3 \u1ee9ng x\u1eed v\u1edbi quy \u0111\u1ecbnh l\u00e3i su\u1ea5t[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/56-6.jpg","datePublished":"2015-02-04T07:30:02+00:00","dateModified":"2022-06-30T07:33:31+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/56-6.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/56-6.jpg","width":500,"height":321},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/656-gop-y-du-thao-bo-luat-dan-su-sua-doi-van-kho-ung-xu-voi-quy-dinh-lai-suat\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"656. G\u00f3p \u00fd D\u1ef1 th\u1ea3o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (s\u1eeda \u0111\u1ed5i): V\u1eabn kh\u00f3 \u1ee9ng x\u1eed v\u1edbi quy \u0111\u1ecbnh l\u00e3i su\u1ea5t"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/28ef9093c3478d1b1ba56f61255ebe7a","name":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Trung Ngh\u0129a"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/nghiatt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/30961","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=30961"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/30961\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/30964"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=30961"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=30961"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=30961"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}