{"id":31598,"date":"2011-10-19T15:15:13","date_gmt":"2011-10-19T08:15:13","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=31598"},"modified":"2022-07-04T15:17:59","modified_gmt":"2022-07-04T08:17:59","slug":"247-bao-hiem-o-to-the-atm-nha-chung-cu-khong-muon-bi-quan","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/247-bao-hiem-o-to-the-atm-nha-chung-cu-khong-muon-bi-quan\/","title":{"rendered":"247. B\u1ea3o hi\u1ec3m, \u00f4 t\u00f4, th\u1ebb ATM, nh\u00e0 chung c\u01b0\u2026 kh\u00f4ng mu\u1ed1n b\u1ecb \u201cqu\u1ea3n\u201d"},"content":{"rendered":"<strong>(PLVN) &#8211; Cho r\u1eb1ng \u0111\u00e2y ch\u01b0a ph\u1ea3i l\u00e0 nh\u1eefng m\u1eb7t h\u00e0ng thi\u1ebft y\u1ebfu, \u0111\u1ea1i di\u1ec7n cho c\u00e1c \u0111\u01a1n v\u1ecb thu\u1ed9c l\u0129nh v\u1ef1c n\u00e0y s\u00e1ng nay 19\/10, \u0111\u00e3 tranh lu\u1eadn kh\u00e1 gay g\u1eaft v\u1edbi T\u1ed5 so\u1ea1n th\u1ea3o Quy\u1ebft \u0111\u1ecbnh c\u1ee7a Th\u1ee7 t\u01b0\u1edbng v\u1ec1 vi\u1ec7c ban h\u00e0nh danh m\u1ee5c h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 ph\u1ea3i \u0111\u0103ng k\u00fd h\u1ee3p \u0111\u1ed3ng theo m\u1eabu, \u0111i\u1ec1u ki\u1ec7n giao d\u1ecbch chung. Trong khi \u0111\u00f3, \u0111\u1ea1i di\u1ec7n T\u1ed5 so\u1ea1n th\u1ea3o cho r\u1eb1ng \u0111\u00e2y l\u00e0 nh\u1eefng lo\u1ea1i h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 c\u1ea7n ph\u1ea3i ki\u1ec3m so\u00e1t \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng\u2026 <\/strong><\/p>\n<table style=\"height: 156px\" width=\"440\">\n<tbody>\n<tr>\n<td><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-31599 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/247.jpg\" alt=\"\" width=\"336\" height=\"252\" \/><\/td>\n<\/tr>\n<tr>\n<td>Th\u1ebb r\u00fat ti\u1ec1n ATM n\u1eb1m trong d\u1ef1 th\u1ea3o danh m\u1ee5c ph\u1ea3i \u0111\u0103ng k\u00fd h\u1ee3p \u0111\u1ed3ng theo m\u1eabu<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>\u201cN\u1eafm k\u1ebb c\u00f3 t\u00f3c\u201d?<\/strong><\/p>\n<p>\u201cTh\u1ea5y c\u00e1c anh \u0111\u01b0a \u00f4 t\u00f4 v\u00e0 chung c\u01b0 v\u00e0o di\u1ec7n m\u1eb7t h\u00e0ng thi\u1ebft y\u1ebfu t\u00f4i m\u1eebng qu\u00e1 v\u00ec nh\u01b0 th\u1ebf ngh\u0129a l\u00e0 \u1edf n\u01b0\u1edbc ta ai c\u0169ng c\u00f3 \u00f4 t\u00f4, ai c\u0169ng c\u00f3 chung c\u01b0. C\u00e1c anh so\u1ea1n th\u1ea3o tr\u00ean quan \u0111i\u1ec3m b\u1ea3o v\u1ec7 ng\u01b0\u1eddi gi\u00e0u, ti\u1ec1n t\u1ef7 hay b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f2n ch\u01b0a \u0111\u1ee7 \u0103n? N\u1ebfu coi b\u1ea3o hi\u1ec3m l\u00e0 m\u1eb7t h\u00e0ng thi\u1ebft y\u1ebfu, ngh\u0129a l\u00e0 d\u00e2n x\u1ebfp h\u00e0ng \u00f9n \u00f9n mua? Th\u1ebf th\u00ec m\u1eebng qu\u00e1, t\u00f4i n\u1eb1m m\u01a1 c\u0169ng kh\u00f4ng d\u00e1m m\u01a1 \u0111\u1ebfn \u0111i\u1ec1u \u1ea5y\u201d,- \u00f4ng Ph\u00f9ng \u0110\u1eafc L\u1ed9c- T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i b\u1ea3o hi\u1ec3m Vi\u1ec7t Nam n\u00f3i.<\/p>\n<p>\u00d4ng L\u1ed9c cho bi\u1ebft, tr\u01b0\u1edbc \u0111\u00e2y Hi\u1ec7p h\u1ed9i c\u0169ng nh\u01b0 B\u1ed9 T\u00e0i ch\u00ednh \u0111\u00e3 t\u1eebng ph\u1ea3n \u0111\u1ed1i vi\u1ec7c \u0111\u01b0a b\u1ea3o hi\u1ec3m (c\u1ea3 nh\u00e2n th\u1ecd v\u00e0 phi nh\u00e2n th\u1ecd) v\u00e0o danh m\u1ee5c ph\u1ea3i \u0111\u0103ng k\u00fd h\u1ee3p \u0111\u1ed3ng theo m\u1eabu, \u0111i\u1ec1u ki\u1ec7n giao d\u1ecbch chung. \u201cC\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft th\u1eadt nh\u01b0ng ch\u01b0a ph\u1ea3i thi\u1ebft y\u1ebfu. H\u01a1n n\u1eefa c\u00e1c s\u1ea3n ph\u1ea9m BH nh\u00e2n th\u1ecd tr\u01b0\u1edbc khi \u0111\u01b0a ra th\u1ecb tr\u01b0\u1eddng \u0111\u1ec1u ph\u1ea3i tr\u00ecnh b\u1ed9 T\u00e0i Ch\u00ednh ph\u00ea duy\u1ec7t, qu\u1ea3n ch\u1eb7t t\u1edbi m\u1ee9c doanh nghi\u1ec7p coi \u0111\u00f3 nh\u01b0 m\u1ed9t lo\u1ea1i gi\u1ea5y ph\u00e9p con. Hi\u1ec7n nay doanh nghi\u1ec7p mu\u1ed1n \u0111\u01b0a ra 1 s\u1ea3n ph\u1ea9m BHNT ph\u1ea3i m\u1ea5t t\u1eeb 5-6 th\u00e1ng ch\u1edd B\u1ed9 T\u00e0i ch\u00ednh xem x\u00e9t, v\u1eady c\u00f3 nh\u1ea5t thi\u1ebft ph\u1ea3i \u0111\u0103ng k\u00fd h\u1ee3p \u0111\u1ed3ng theo\u00a0 m\u1eabu v\u1edbi B\u1ed9 C\u00f4ng Th\u01b0\u01a1ng kh\u00f4ng?&#8221;.<\/p>\n<p><em>C\u00f9ng quan \u0111i\u1ec3m v\u1edbi \u00f4ng Ph\u00f9ng \u0110\u1eafc L\u1ed9c, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c &#8211; Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI cho r\u1eb1ng T\u1ed5 so\u1ea1n th\u1ea3o d\u01b0\u1eddng nh\u01b0 m\u1edbi ch\u1ec9 nh\u1eb1m \u201cn\u1eafm k\u1ebb c\u00f3 t\u00f3c\u201d ch\u1ee9 ch\u01b0a nh\u1eb1m v\u00e0o m\u1ee5c ti\u00eau th\u1eadt s\u1ef1 l\u00e0 ph\u1ea3i qu\u1ea3n l\u00fd nh\u1eefng h\u1ee3p \u0111\u1ed3ng, giao d\u1ecbch h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 thi\u1ebft y\u1ebfu theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt.<\/em><\/p>\n<p><em>\u00d4ng \u0110\u1ee9c n\u00eau v\u00ed d\u1ee5: trong 15 lo\u1ea1i h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 T\u1ed5 so\u1ea1n th\u1ea3o \u0111\u01b0a v\u00e0o danh m\u1ee5c, c\u00f3 t\u00ean d\u1ecbch v\u1ee5 mua b\u00e1n \u00f4 t\u00f4 m\u1edbi- l\u00e0 m\u1eb7t h\u00e0ng d\u00e0nh cho s\u1ed1 \u00edt c\u00e1 nh\u00e2n kh\u00e1 gi\u1ea3, nh\u01b0ng l\u1ea1i kh\u00f4ng y\u00eau c\u1ea7u ph\u1ea3i \u0111\u0103ng k\u00fd h\u1ee3p \u0111\u1ed3ng m\u1eabu, \u0111i\u1ec1u ki\u1ec7n chung \u0111\u1ed1i v\u1edbi mua b\u00e1n m\u00f4 t\u00f4, xe m\u00e1y- l\u00e0 m\u1eb7t h\u00e0ng thi\u1ebft y\u1ebfu c\u00f3 \u0111\u00f4ng \u0111\u1ea3o ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/em><\/p>\n<p><em>\u00d4ng \u0110\u1ee9c c\u0169ng cho r\u1eb1ng d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, Phi nh\u00e2n th\u1ecd, mua b\u00e1n \u00f4 t\u00f4 m\u1edbi, g\u00f3p v\u1ed1n \u0111\u1ea7u t\u01b0 ho\u1eb7c mua b\u00e1n nh\u00e0, c\u0103n h\u1ed9 m\u1edbi\u2026th\u1eadm ch\u00ed c\u1ea3 d\u1ecbch v\u1ee5 thu\u00ea bao \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng tr\u1ea3 sau, d\u1ecbch v\u1ee5 s\u1eed d\u1ee5ng Internet, d\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n h\u00e0nh kh\u00e1ch h\u00e0ng kh\u00f4ng\u2026c\u0169ng kh\u00f4ng \u201cd\u00ednh d\u00e1ng\u201d g\u00ec \u0111\u1ebfn \u201cthi\u1ebft y\u1ebfu\u201d \u0111\u1ec3 ph\u1ea3i \u0111\u0103ng k\u00fd h\u1ee3p \u0111\u1ed3ng theo m\u1eabu, \u0111i\u1ec1u ki\u1ec7n giao d\u1ecbch chung. \u0110\u00e2y l\u00e0 nh\u1eefng d\u1ecbch v\u1ee5, h\u00e0ng h\u00f3a cao c\u1ea5p nh\u1eb1m n\u00e2ng cao gi\u00e1 tr\u1ecb cu\u1ed9c s\u1ed1ng c\u00e1 nh\u00e2n ch\u1ee9 kh\u00f4ng ph\u1ea3i di\u1ec7n kh\u00f4ng c\u00f3 kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u1ed1i v\u1edbi \u0111a s\u1ed1 ng\u01b0\u1eddi ti\u00eau d\u00f9ng l\u00e0 c\u00e1 nh\u00e2n.<\/em><\/p>\n<p><em>D\u01b0\u1edbi g\u00f3c \u0111\u1ed9 ng\u01b0\u1eddi ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng, \u00f4ng \u0110\u1ee9c c\u0169ng cho r\u1eb1ng \u0111\u01b0a d\u1ecbch v\u1ee5 th\u1ebb ( ATM, Credit card) v\u00e0o danh m\u1ee5c l\u00e0 kh\u00f4ng h\u1ee3p l\u00fd b\u1edfi n\u00f3 c\u0169ng kh\u00f4ng thu\u1ed9c di\u1ec7n thi\u1ebft y\u1ebfu. H\u01a1n n\u1eefa, th\u1ebb ng\u00e2n h\u00e0ng ch\u1ec9 l\u00e0 m\u1ed9t trong nh\u1eefng ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n, ch\u1ec9 l\u00e0 bi\u1ec3u hi\u1ec7n b\u00ean ngo\u00e0i c\u1ee7a d\u1ecbch v\u1ee5 thanh to\u00e1n, c\u1ee7a nghi\u1ec7p v\u1ee5 cho vay k\u00e8m theo d\u1ecbch v\u1ee5 thanh to\u00e1n, tr\u00ean th\u1ef1c t\u1ebf c\u00f2n c\u00f3 nhi\u1ec1u h\u00ecnh th\u1ee9c thanh to\u00e1n kh\u00e1c c\u0169ng li\u00ean quan kh\u00f4ng k\u00e9m t\u1edbi ng\u01b0\u1eddi ti\u00eau d\u00f9ng. <\/em><\/p>\n<table style=\"height: 135px\" width=\"308\">\n<tbody>\n<tr>\n<td><\/td>\n<\/tr>\n<tr>\n<td>Hi\u1ec7p h\u1ed9i b\u1ea3o hi\u1ec3m c\u0169ng ph\u1ea3n \u0111\u1ed1i vi\u1ec7c \u0111\u01b0a s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m v\u00e0o danh m\u1ee5c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00d4ng Tr\u01b0\u01a1ng \u0110\u00ecnh S\u00f4ng- \u0111\u1ea1i di\u1ec7n Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng c\u0169ng cho r\u1eb1ng T\u1ed5 so\u1ea1n th\u1ea3o c\u1ea7n xem l\u1ea1i vi\u1ec7c \u0111\u01b0a hai lo\u1ea1i th\u1ebb n\u00f3i tr\u00ean v\u00e0o danh m\u1ee5c. Hi\u1ec7n Vi\u1ec7t Nam c\u00f3 1 tri\u1ec7u th\u1ebb t\u00edn d\u1ee5ng v\u00e0 36 tri\u1ec7u th\u1ebb t\u00edn d\u1ee5ng n\u1ed9i \u0111\u1ecba, n\u1ebfu \u0111\u01b0a v\u00e0o danh m\u1ee5c kh\u00e1ch h\u00e0ng s\u1ebd ph\u1ea3i \u0111\u0103ng k\u00fd l\u1ea1i nh\u01b0 v\u1eady r\u1ea5t t\u1ed1n k\u00e9m cho c\u1ea3 kh\u00e1ch h\u00e0ng c\u0169ng nh\u01b0 ng\u00e2n h\u00e0ng. Trong khi \u0111\u00f3 theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng th\u00ec c\u00e1c lo\u1ea1i th\u1ebb tr\u01b0\u1edbc khi s\u1eed d\u1ee5ng \u0111\u1ec1u s\u1ef1\u00a0 th\u1ea9m \u0111\u1ecbnh, xem x\u00e9t, c\u1ea5p ph\u00e9p c\u1ee7a Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc.<\/p>\n<p>\u00d4ng Phan \u0110\u00e0o V\u0169- \u0111\u1ea1i di\u1ec7n B\u1ea3o Vi\u1ec7t Bank c\u0169ng cho r\u1eb1ng d\u1ecbch v\u1ee5 thanh to\u00e1n th\u1ebb kh\u00f4ng ph\u1ea3i d\u1ecbch v\u1ee5 \u0111\u1ed9c quy\u1ec1n, c\u0169ng kh\u00f4ng ph\u1ea3i lo\u1ea1i kh\u00f4ng th\u1ec3 thi\u1ebfu trong cu\u1ed9c s\u1ed1ng h\u00e0ng ng\u00e0y. H\u01a1n th\u1ebf, n\u1ebfu \u0111\u01b0a v\u00e0o danh m\u1ee5c th\u00ec doanh nghi\u1ec7p s\u1ebd ph\u1ea3i tham gia v\u00e0o m\u1ed9t th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh m\u1edbi, chi ph\u00ed cho vi\u1ec7c r\u00e0 so\u00e1t, \u0111\u0103ng k\u00fd h\u1ee3p \u0111\u1ed3ng m\u1eabu v\u00e0 k\u00fd l\u1ea1i h\u1ee3p \u0111\u1ed3ng c\u00f3 th\u1ec3 l\u00e0 r\u1ea5t l\u1edbn.<\/p>\n<p>\u00d4ng Phan V\u0169 Anh- \u0111\u1ea1i di\u1ec7n cho Vinaonex c\u0169ng b\u0103n kho\u0103n v\u1edbi vi\u1ec7c T\u1ed5 so\u1ea1n th\u1ea3o \u0111\u01b0a d\u1ecbch v\u1ee5 qu\u1ea3n l\u00fd khu \u0111\u00f4 th\u1ecb, chung c\u01b0, mua b\u00e1n nh\u00e0, c\u0103n h\u1ed9 m\u1edbi v\u00e0o danh m\u1ee5c. \u00d4ng Phan V\u0169 Anh cho r\u1eb1ng v\u1edbi m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 hay s\u1ea3n ph\u1ea9m nh\u01b0 nh\u00e0 chung c\u01b0 th\u00ec c\u00f2n t\u00f9y thu\u1ed9c v\u00e0o th\u1ecb tr\u01b0\u1eddng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh c\u00f3 vi\u1ec7c c\u00e1c doanh nghi\u1ec7p l\u1ea5y v\u1ecb th\u1ebf \u0111\u1ed9c quy\u1ec1n \u0111\u1ec3 \u00e9p kh\u00e1ch h\u00e0ng hay kh\u00f4ng. \u201cV\u1eeba qua khi th\u1ecb tr\u01b0\u1eddng chung c\u01b0 \u1ebf \u1ea5m th\u00ec nhi\u1ec1u ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u00e3 ph\u1ea3i ch\u1ea5p nh\u1eadn \u0111\u00e0m ph\u00e1n v\u1edbi kh\u00e1ch h\u00e0ng ch\u1ee9 kh\u00f4ng th\u1ec3 \u0111\u01b0a ra nh\u1eefng \u0111i\u1ec1u ki\u1ec7n \u00e1p \u0111\u1eb7t nh\u01b0 l\u00fac chung c\u01b0 cao gi\u00e1\u201d, \u00f4ng Phan V\u0169 Anh nh\u1eadn \u0111\u1ecbnh.<\/p>\n<p><strong>Qu\u1ea3n theo ti\u00eau ch\u00ed ch\u1ee9 kh\u00f4ng n\u00ean qu\u1ea3n theo\u2026c\u1ea3m t\u00ednh<\/strong><\/p>\n<p>Vi\u1ec7c \u0111\u1ea1i di\u1ec7n c\u00e1c l\u0129nh v\u1ef1c h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 \u201cb\u1ecb\u201d \u0111\u01b0a v\u00e0o danh m\u1ee5c \u0111\u1ec3 \u0111\u0103ng k\u00fd h\u1ee3p \u0111\u1ed3ng theo m\u1eabu, \u0111i\u1ec1u ki\u1ec7n giao d\u1ecbch chung kh\u00f4ng mu\u1ed1n b\u1ecb \u201cqu\u1ea3n\u201d kh\u00f4ng qu\u00e1 kh\u00f3 hi\u1ec3u v\u00ec \u0111i\u1ec1u n\u00e0y \u0111\u1ee5ng ch\u1ea1m t\u1edbi c\u00e1c nh\u00f3m l\u1ee3i \u00edch n\u00e0y. H\u01a1n n\u1eefa, ti\u00eau ch\u00ed m\u00e0 T\u1ed5 so\u1ea1n th\u1ea3o \u0111\u01b0a ra c\u0169ng ch\u01b0a h\u1eb3n ph\u00f9 h\u1ee3p cho d\u00f9 nh\u00ecn b\u1ec1 ngo\u00e0i, nh\u00ecn hi\u1ec7n t\u01b0\u1ee3ng th\u00ec c\u00f3 th\u1ec3 th\u1ea5y c\u1ea3 15 m\u1eb7t h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 \u201cb\u1ecb\u201d \u0111\u01b0a v\u00e0o danh m\u1ee5c \u0111\u1ec1u l\u00e0 nh\u1eefng m\u1eb7t h\u00e0ng, d\u1ecbch v\u1ee5 c\u00f3 \u201c\u0111i\u1ec1u ti\u1ebfng\u201d, t\u1eebng g\u00e2y b\u1ee9c x\u00fac cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng do trong quan h\u1ec7 giao d\u1ecbch v\u1edbi c\u00e1c m\u1eb7t h\u00e0ng, d\u1ecbch v\u1ee5 n\u00e0y, c\u00e1i thi\u1ec7t th\u01b0\u1eddng b\u1ecb \u0111\u1ea9y cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n<p>\u00d4ng B\u1ea1ch V\u0103n M\u1eebng- C\u1ee5c tr\u01b0\u1edfng C\u1ee5c qu\u1ea3n l\u00fd c\u1ea1nh tranh ( B\u1ed9 C\u00f4ng Th\u01b0\u01a1ng) cho bi\u1ebft, th\u1ef1c ti\u1ec5n c\u00f4ng t\u00e1c b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng cho th\u1ea5y \u0111\u1ed1i v\u1edbi nh\u1eefng h\u1ee3p \u0111\u1ed3ng theo m\u1eabu, \u0111i\u1ec1u ki\u1ec7n giao d\u1ecbch chung do t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n kinh doanh \u0111\u01a1n ph\u01b0\u01a1ng so\u1ea1n th\u1ea3o v\u00e0 \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi ti\u00eau d\u00f9ng th\u00ec ng\u01b0\u1eddi ti\u00eau d\u00f9ng kh\u00f4ng c\u00f3 c\u01a1 h\u1ed9i \u0111\u00e0m ph\u00e1n, th\u1ecfa thu\u1eadn v\u1ec1 n\u1ed9i dung do \u0111\u00f3 khi \u00e1p d\u1ee5ng ng\u01b0\u1eddi ti\u00eau d\u00f9ng b\u1ecb r\u01a1i v\u00e0o th\u1ebf y\u1ebfu so v\u1edbi ng\u01b0\u1eddi cung c\u1ea5p d\u1ecbch v\u1ee5, h\u00e0ng h\u00f3a \u0111\u00f3. Th\u1eadm ch\u00ed c\u00f3 hi\u1ec7n t\u01b0\u1ee3ng m\u1ed9t s\u1ed1 t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n kinh doanh l\u1ee3i d\u1ee5ng vi\u1ec7c n\u00e0y \u0111\u1ec3 quy \u0111\u1ecbnh nh\u1eefng \u0111i\u1ec1u kho\u1ea3n chung chung, kh\u00f3 hi\u1ec3u, tr\u00e1nh r\u1ee7i ro, tr\u00e1i v\u1edbi quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt. Do v\u1eady, vi\u1ec7c quy \u0111\u1ecbnh ph\u1ea3i ki\u1ec3m so\u00e1t h\u1ee3p \u0111\u1ed3ng theo m\u1eabu, di\u1ec1u ki\u1ec7n giao d\u1ecbch chung ch\u00ednh l\u00e0 nh\u1eb1m \u0111\u1ec3 kh\u1eafc ph\u1ee5c t\u00ecnh tr\u1ea1ng n\u00e0y, b\u1ea3o \u0111\u1ea3m quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n<p>Hi\u1ec7n B\u1ed9 C\u00f4ng Th\u01b0\u01a1ng \u0111ang ch\u1ee7 tr\u00ec so\u1ea1n th\u1ea3o d\u1ef1 th\u1ea3o Quy\u1ebft \u0111\u1ecbnh c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 ban h\u00e0nh Danh m\u1ee5c h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 thi\u1ebft y\u1ebfu ph\u1ea3i \u0111\u0103ng k\u00fd h\u1ee3p \u0111\u1ed3ng theo m\u1eabu, \u0111i\u1ec1u ki\u1ec7n giao d\u1ecbch chung v\u00e0 vi\u1ec7c \u0111\u01b0a ra l\u1ea5y \u00fd ki\u1ebfn c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p \u0111\u01b0\u1ee3c xem l\u00e0 kh\u00e2u then ch\u1ed1t \u0111\u1ec3 Danh m\u1ee5c n\u00e0y \u0111\u01b0\u1ee3c th\u1ef1c thi hi\u1ec7u qu\u1ea3, g\u00f3p ph\u1ea7n b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n<p>Tr\u01b0\u1edbc nh\u1eefng \u00fd ki\u1ebfn tr\u00e1i chi\u1ec1u v\u1ec1 4 ti\u00eau ch\u00ed m\u00e0 T\u1ed5 so\u1ea1n th\u1ea3o \u0111\u01b0a ra \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh lo\u1ea1i h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 n\u00e0o c\u1ea7n \u0111\u01b0a v\u00e0o danh m\u1ee5c, \u00f4ng B\u1ea1ch V\u0103n M\u1eebng cho bi\u1ebft s\u1ebd ti\u1ebfp thu v\u00e0 ti\u1ebfp t\u1ee5c l\u1ea5y \u00fd ki\u1ebfn r\u1ed9ng r\u00e3i h\u01a1n n\u1eefa theo nguy\u00ean t\u1eafc s\u1ebd &#8220;qu\u1ea3n theo ti\u00eau ch\u00ed ch\u1ee9 kh\u00f4ng c\u1ea3m t\u00ednh&#8221;. Danh m\u1ee5c h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 c\u1ea7n ph\u1ea3i \u0111\u0103ng k\u00fd c\u0169ng s\u1ebd kh\u00f4ng qu\u00e1 m\u1edf r\u1ed9ng m\u00e0 l\u00e0m c\u00f3 &#8220;l\u1ed9 tr\u00ecnh&#8221;, ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh h\u00ecnh th\u1ef1c ti\u1ec5n.<\/p>\n<p>B\u00ean c\u1ea1nh \u0111\u00f3, vi\u1ec7c b\u1ed5 sung nh\u1eefng ch\u1ebf t\u00e0i nghi\u00eam kh\u1eafc \u0111\u1ec3 ki\u1ec3m tra, gi\u00e1m s\u00e1t quy \u0111\u1ecbnh n\u00e0y trong th\u1ef1c t\u1ebf c\u0169ng c\u1ea7n \u0111\u01b0\u1ee3c ch\u00fa tr\u1ecdng tr\u00e1nh t\u00ecnh tr\u1ea1ng v\u0103n b\u1ea3n ban h\u00e0nh xong ng\u01b0\u1eddi ti\u00eau d\u00f9ng r\u1ea5t vui s\u01b0\u1edbng nh\u01b0ng khi th\u1ef1c thi th\u00ec h\u1ecd l\u1ea1i n\u1ea3n l\u00f2ng.<\/p>\n<table width=\"400\">\n<tbody>\n<tr>\n<td>Danh m\u1ee5c (d\u1ef1 th\u1ea3o) h\u00e0ng h\u00f3a d\u1ecbch v\u1ee5 thi\u1ebft y\u1ebfu ph\u1ea3i \u0111\u0103ng k\u00fd h\u1ee3p \u0111\u1ed3ng theo m\u1eabu, \u0111i\u1ec1u ki\u1ec7n giao d\u1ecbch chung g\u1ed3m :<\/p>\n<p>Mua, b\u00e1n \u00f4 t\u00f4 m\u1edbi; Mua b\u00e1n nh\u00e0, c\u0103n h\u1ed9 m\u1edbi, D\u1ecbch v\u1ee5 qu\u1ea3n l\u00fd khu \u0111\u00f4 th\u1ecb, khu chung c\u01b0, D\u1ecbch v\u1ee5 cung c\u1ea5p \u0111i\u1ec7n sinh ho\u1ea1t, D\u1ecbch v\u1ee5 cung c\u1ea5p n\u01b0\u1edbc s\u1ea1nh sinh ho\u1ea1t, D\u1ecbch v\u1ee5 truy\u1ec1n h\u00ecnh tr\u1ea3 ti\u1ec1n, D\u1ecbch v\u1ee5 th\u1ebb s\u1eed d\u1ee5ng m\u00e1y r\u00fat ti\u1ec1n t\u1ef1 \u0111\u1ed9ng ( ATM), D\u1ecbch v\u1ee5 th\u1ebb t\u00edn d\u1ee5ng, th\u1ebb ghi n\u1ee3, D\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, D\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd, D\u1ecbch v\u1ee5 thu\u00ea bao \u0111i\u1ec7n tho\u1ea1i c\u1ed1 \u0111\u1ecbnh, D\u1ecbch v\u1ee5 thu\u00ea bao \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng tr\u1ea3 sau, D\u1ecbch v\u1ee5 truy c\u1eadp Internet, D\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n h\u00e0nh kh\u00e1ch h\u00e0ng kh\u00f4ng, D\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n h\u00e0nh kh\u00e1ch \u0111\u01b0\u1eddng s\u1eaft.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong><br \/>\nAnh Ph\u01b0\u01a1ng<\/strong><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-<\/p>\n<p><strong><em>Ph\u00e1p lu\u1eadt Vi\u1ec7t Nam 19-10-2011:<\/em><\/strong><\/p>\n<p><em><a href=\"http:\/\/phapluatvn.vn\/baoventd\/201110\/Bao-hiem-o-to-the-aTM-nha-chung-cu-khong-muon-bi-quan-2059588\/\">http:\/\/phapluatvn.vn\/baoventd\/201110\/Bao-hiem-o-to-the-aTM-nha-chung-cu-khong-muon-bi-quan-2059588\/<\/a><\/em>","protected":false},"excerpt":{"rendered":"<p>(PLVN) &#8211; Cho r\u1eb1ng \u0111\u00e2y ch\u01b0a ph\u1ea3i l\u00e0 nh\u1eefng m\u1eb7t h\u00e0ng thi\u1ebft y\u1ebfu, \u0111\u1ea1i di\u1ec7n cho c\u00e1c \u0111\u01a1n v\u1ecb thu\u1ed9c l\u0129nh v\u1ef1c n\u00e0y s\u00e1ng nay 19\/10, \u0111\u00e3 tranh lu\u1eadn kh\u00e1 gay g\u1eaft v\u1edbi T\u1ed5 so\u1ea1n th\u1ea3o Quy\u1ebft \u0111\u1ecbnh c\u1ee7a Th\u1ee7 t\u01b0\u1edbng v\u1ec1 vi\u1ec7c ban h\u00e0nh danh m\u1ee5c h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 ph\u1ea3i \u0111\u0103ng k\u00fd h\u1ee3p [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":31599,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-31598","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>247. 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