{"id":31826,"date":"2012-06-17T10:56:09","date_gmt":"2012-06-17T03:56:09","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=31826"},"modified":"2022-07-05T10:58:24","modified_gmt":"2022-07-05T03:58:24","slug":"296-moi-vay-tien-qua-mang-ma-tran-lua","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/","title":{"rendered":"296. M\u1eddi vay ti\u1ec1n qua m\u1ea1ng: Ma tr\u1eadn… l\u1eeba"},"content":{"rendered":"(ANT\u0110) – V\u1edbi nhu c\u1ea7u vay ti\u1ec1n kinh doanh nh\u01b0ng ch\u01b0a \u0111\u1ee7 th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd \u0111\u1ec3 tr\u1ef1c ti\u1ebfp vay v\u1ed1n t\u1eeb ng\u00e2n h\u00e0ng, h\u01a1n n\u1eefa trong \u0111i\u1ec1u ki\u1ec7n hi\u1ec7n nay, mu\u1ed1n vay ti\u1ec1n ng\u00e2n h\u00e0ng c\u0169ng kh\u00f4ng ph\u1ea3i l\u00e0 d\u1ec5 n\u1ebfu kh\u00f4ng quen bi\u1ebft hay kh\u00f4ng c\u00f3 ph\u00ed \u201cb\u00f4i tr\u01a1n\u201d.\u00a0<\/strong><\/p>\n

L\u1ee3i d\u1ee5ng \u0111i\u1ec1u n\u00e0y, c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u201cc\u00f2\u201d \u00a0\u0111\u00e3 l\u00ean m\u1ea1ng rao, m\u1eddi vay ti\u1ec1n v\u1edbi th\u1ee7 t\u1ee5c h\u1ebft s\u1ee9c \u0111\u01a1n gi\u1ea3n\u2026 V\u00e0 \u0111\u00e3 kh\u00f4ng \u00edt ng\u01b0\u1eddi tin t\u01b0\u1edfng giao h\u1ed3 s\u01a1 g\u1ed3m to\u00e0n b\u1ed9 h\u1ed9 kh\u1ea9u, th\u1ebb t\u00edn d\u1ee5ng l\u1eabn c\u1ea3 gi\u1ea5y t\u1edd nh\u00e0 \u0111\u1ea5t c\u1ed9ng th\u00eam ti\u1ec1n \u201cph\u00ed\u201d d\u1ecbch v\u1ee5 ban \u0111\u1ea7u \u0111\u1ec3 c\u00e1c \u201cc\u00f2\u201d lo l\u00f3t. K\u1ebft qu\u1ea3 ng\u01b0\u1eddi c\u1ea7n th\u00ec c\u1ee9 \u0111\u1ee3i, ng\u01b0\u1eddi gi\u00fap l\u00e0 nh\u1eefng anh \u201cc\u00f2\u201d th\u00ec ch\u1ea3 th\u1ea5y \u0111\u00e2u, ho\u1eb7c t\u00ecm \u0111\u1ee7 m\u1ecdi l\u00fd do tho\u00e1i th\u00e1c ho\u1eb7c \u201cg\u00e0i b\u1eaby\u201d \u0111\u1ec3 \u201cnu\u1ed1t\u201d tr\u1ecdn ti\u1ec1n \u0111\u1eb7t c\u1ecdc…<\/p>\n

\"\"\u00a0<\/strong><\/p>\n


\nM\u1eddi huy \u0111\u1ed9ng v\u1ed1n<\/strong><\/p>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 \u0111\u01b0a ra c\u1ea3nh b\u00e1o c\u00e1c t\u1ed5 ch\u1ee9c, \u0111\u01a1n v\u1ecb v\u00e0 c\u00e1 nh\u00e2n trong v\u00e0 ngo\u00e0i ng\u00e0nh ng\u00e2n h\u00e0ng c\u1ea3nh gi\u00e1c v\u1edbi nh\u1eefng th\u1ee7 \u0111o\u1ea1n huy \u0111\u1ed9ng v\u1ed1n qua m\u1ea1ng Internet. Theo \u0111\u00f3, m\u1ed9t s\u1ed1 c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c s\u1eed d\u1ee5ng m\u1ea1ng Internet nh\u1eb1m l\u00f4i k\u00e9o nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00f3ng ti\u1ec1n \u0111\u1ec3 h\u01b0\u1edfng hoa h\u1ed3ng v\u1edbi h\u00ecnh th\u1ee9c tham gia v\u00e0o c\u00e1c c\u00e2u l\u1ea1c b\u1ed9 – \u0111\u00f3 l\u00e0 khi m\u1ed9t ng\u01b0\u1eddi tham gia s\u1ebd ph\u1ea3i \u0111\u00f3ng m\u1ed9t kho\u1ea3n ti\u1ec1n c\u1ed1 \u0111\u1ecbnh, ti\u1ebfp \u0111\u1ebfn s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edbng d\u1eabn c\u00e1ch ti\u1ebfp t\u1ee5c m\u1eddi m\u1ecdc, ch\u00e8o k\u00e9o th\u00eam nhi\u1ec1u ng\u01b0\u1eddi kh\u00e1c c\u00f9ng tham gia, c\u00f9ng \u0111\u00f3ng ti\u1ec1n nh\u01b0 m\u00ecnh cho \u0111\u1ebfn khi n\u00e0o \u0111\u1ee7 \u201c\u0111\u1ecbnh m\u1ee9c\u201d th\u00ec ng\u01b0\u1eddi \u0111\u1ea7u ti\u00ean s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng ti\u1ec1n hoa h\u1ed3ng; c\u1ee9 nh\u01b0 v\u1eady m\u1ed9t ma tr\u1eadn \u201cng\u01b0\u1eddi – l\u1eeba – ng\u01b0\u1eddi\u201d \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp. Theo c\u1ea3nh b\u00e1o, \u0111\u00e2y l\u00e0 h\u00ecnh th\u1ee9c huy \u0111\u1ed9ng v\u1ed1n kh\u00f4ng c\u00f3 l\u00e3i su\u1ea5t v\u00e0 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n kh\u00f4ng minh b\u1ea1ch th\u00f4ng qua c\u00e1c chi\u00eau th\u1ee9c khuy\u1ebfn m\u1ea1i, d\u1ee5 d\u1ed7, l\u00f4i k\u00e9o nhi\u1ec1u ng\u01b0\u1eddi, trong \u0111\u00f3 ng\u01b0\u1eddi tr\u01b0\u1edbc l\u1eeba ng\u01b0\u1eddi sau \u0111\u1ec3 c\u00f9ng tham gia nh\u1eb1m chu\u1ed9c l\u1ee3i, g\u00e2y thi\u1ec7t h\u1ea1i l\u1edbn v\u1ec1 kinh t\u1ebf cho c\u00e1c c\u00e1 nh\u00e2n g\u1eedi ti\u1ec1n. Th\u1ef1c t\u1ebf h\u00e0nh vi n\u00e0y c\u00f3 d\u1ea5u hi\u1ec7u vi ph\u1ea1m ph\u00e1p lu\u1eadt.<\/p>\n

M\u1edbi \u0111\u00e2y, C\u1ee5c Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed v\u00e0 C\u00f4ng ngh\u1ec7 th\u00f4ng tin, B\u1ed9 C\u00f4ng Th\u01b0\u01a1ng th\u00eam m\u1ed9t l\u1ea7n n\u1eefa c\u1ea3nh b\u00e1o vi\u1ec7c l\u1eeba \u0111\u1ea3o ti\u1ec1n qua m\u1ea1ng. Nhi\u1ec1u doanh nghi\u1ec7p l\u1ee3i d\u1ee5ng danh ngh\u0129a th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed \u0111\u1ec3 huy \u0111\u1ed9ng l\u01b0\u1ee3ng ti\u1ec1n m\u1eb7t l\u1edbn t\u1eeb m\u1ea1ng l\u01b0\u1edbi ng\u01b0\u1eddi tham gia. C\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a chi\u00eau l\u1eeba n\u00e0y l\u00e0 doanh nghi\u1ec7p s\u1ebd l\u1eadp m\u1ed9t website cung c\u1ea5p d\u1ecbch v\u1ee5 s\u00e0n giao d\u1ecbch th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, th\u00f4ng qua website, c\u00e1c th\u00e0nh vi\u00ean s\u1ebd n\u1ed9p ti\u1ec1n \u0111\u1ec3 m\u1edf m\u1ed9t gian h\u00e0ng \u1ea3o. \u0110\u1ec3 l\u00f4i k\u00e9o, c\u00e1c doanh nghi\u1ec7p s\u1ebd h\u1ee9a h\u1eb9n v\u1edbi ng\u01b0\u1eddi tham gia h\u01b0\u1edfng m\u1ed9t m\u1ee9c hoa h\u1ed3ng trong m\u01a1 v\u00e0 ph\u1ea7n tr\u0103m l\u00fd t\u01b0\u1edfng c\u00f3 khi l\u00ean \u0111\u1ebfn h\u00e0ng tr\u0103m tri\u1ec7u \u0111\u1ed3ng n\u1ebfu ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n m\u1ea1ng l\u01b0\u1edbi gian h\u00e0ng th\u00f4ng qua vi\u1ec7c gi\u1edbi thi\u1ec7u th\u00eam nhi\u1ec1u ng\u01b0\u1eddi tham gia \u0111\u00f3ng ti\u1ec1n v\u00e0o gian h\u00e0ng \u1ea3o.<\/p>\n

V\u1edbi nh\u1eefng l\u1eddi h\u1ee9a h\u1eb9n \u0111\u1ea7y h\u1ea5p d\u1eabn, nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00e3 b\u1ecb h\u00fat v\u00e0o ma tr\u1eadn h\u00fat ti\u1ec1n \u0111a c\u1ea5p, thi nhau m\u00f4i gi\u1edbi, ch\u00e8o k\u00e9o ng\u01b0\u1eddi kh\u00e1c k\u1ec3 c\u1ea3 ng\u01b0\u1eddi th\u00e2n trong gia \u0111\u00ecnh tham gia. Nh\u01b0ng v\u00ec l\u1ee3i nhu\u1eadn m\u00e0 kh\u00f4ng \u00edt ng\u01b0\u1eddi ch\u1ee7 quan, m\u00f9 qu\u00e1ng khi kh\u00f4ng t\u00ecm hi\u1ec3u k\u1ef9 c\u01a1 ch\u1ebf \u0111\u00f3ng ph\u00ed, ch\u1ee9ng t\u1eeb chuy\u1ec3n ti\u1ec1n, quy\u1ec1n l\u1ee3i v\u00e0 r\u1ee7i ro s\u1ebd g\u1eb7p ph\u1ea3i, ki\u1ec3m tra th\u00f4ng tin tr\u00ean website ki\u1ec3u n\u00e0y \u0111\u1ec1u tr\u1ed1ng tr\u01a1n, \u0111\u1ecba ch\u1ec9 \u1ea3o. Khi m\u1ecdi chuy\u1ec7n v\u1ee1 l\u1ebd th\u00ec c\u00e1 nh\u00e2n, c\u00f4ng ty l\u1eeda \u0111\u1ea3o c\u0169ng \u0111\u00e3 b\u1ecf tr\u1ed1n, m\u1ecdi li\u00ean l\u1ea1c \u0111\u1ec1u \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n qua Internet n\u00ean \u0111\u00e3 b\u1ecb \u0111\u1ed1i t\u01b0\u1ee3ng x\u00f3a h\u1ebft d\u1ea5u v\u1ebft, d\u1eef li\u1ec7u tr\u00ean m\u1ea1ng s\u1ebd r\u1ea5t kh\u00f3 truy t\u00ecm, g\u00e2y thi\u1ec7t h\u1ea1i l\u1edbn v\u1ec1 kinh t\u1ebf cho kh\u00e1ch h\u00e0ng. Ch\u00ednh v\u00ec v\u1eady, C\u1ee5c Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed v\u00e0 C\u00f4ng ngh\u1ec7 th\u00f4ng tin kh\u1eb3ng \u0111\u1ecbnh kh\u00f4ng \u0111\u0103ng k\u00fd s\u00e0n giao d\u1ecbch th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed cho nh\u1eefng doanh nghi\u1ec7p ho\u1ea1t \u0111\u1ed9ng theo m\u00f4 h\u00ecnh n\u00e0y, v\u00e0 khuy\u1ebfn c\u00e1o ng\u01b0\u1eddi d\u00e2n th\u1eadn tr\u1ecdng khi tham gia nh\u1eefng website ki\u1ec3u n\u00e0y, k\u00eau g\u1ecdi c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c ph\u1ea3n \u00e1nh hi\u1ec7n t\u01b0\u1ee3ng \u0111\u1ec3 c\u01a1 quan ch\u1ee9c n\u0103ng x\u1eed l\u00fd.<\/p>\n

M\u00f4i gi\u1edbi vay v\u1ed1n ng\u00e2n h\u00e0ng<\/strong><\/p>\n

\u0110\u1ec3 n\u00f3i \u0111\u1ebfn nh\u1eefng chi\u00eau l\u1eeba \u0111\u1ea3o ti\u1ec1n qua m\u1ea1ng kh\u00f4ng th\u1ec3 kh\u00f4ng \u0111\u1ec1 c\u1eadp \u0111\u1ebfn d\u1ecbch v\u1ee5 m\u00f4i gi\u1edbi vay v\u1ed1n ng\u00e2n h\u00e0ng. N\u1eafm \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n c\u00f3 nhu c\u1ea7u c\u1ea7n vay v\u1ed1n t\u1eeb ng\u00e2n h\u00e0ng m\u00e0 kh\u00e2u h\u1ed3 s\u01a1 th\u1ee7 t\u1ee5c ch\u1eb7t ch\u1ebd, nhi\u1ec1u c\u00f4ng ty m\u00f4i gi\u1edbi vay v\u1ed1n ng\u00e2n h\u00e0ng \u0111\u00e3 nhanh ch\u00f3ng xu\u1ea5t hi\u1ec7n. Th\u00f4ng qua c\u00e1c l\u1eddi rao tr\u1ef1c ti\u1ebfp tr\u00ean m\u1ea1ng ho\u1eb7c nh\u1eafn tin theo ki\u1ec3u \u201ct\u1eeb tr\u00ean tr\u1eddi r\u01a1i xu\u1ed1ng\u201d v\u1edbi b\u1ea5t k\u1ef3 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng n\u00e0o v\u1edbi n\u1ed9i dung \u201ccho vay t\u00edn ch\u1ea5p, l\u00ean \u0111\u1ebfn 300-400-500 tri\u1ec7u \u0111\u1ed3ng, l\u00e3i xu\u1ea5t th\u1ea5p, th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n, \u0111i\u1ec1u ki\u1ec7n: m\u1ee9c l\u01b0\u01a1ng tr\u00ean 5 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng, li\u00ean h\u1ec7\u2026\u201d; th\u1ef1c t\u1ebf nh\u1eefng l\u1eddi qu\u1ea3ng c\u00e1o n\u00e0y th\u1ef1c s\u1ef1 \u0111\u00e3 thu h\u00fat m\u1ed9t l\u01b0\u1ee3ng l\u1edbn kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u vay quan t\u00e2m.<\/p>\n

V\u00e0o vai kh\u00e1ch h\u00e0ng c\u00f3 thu nh\u1eadp kho\u1ea3ng 6 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng \u0111\u1ec3 th\u00f4ng qua d\u1ecbch v\u1ee5 m\u00f4i gi\u1edbi vay v\u1ed1n ng\u00e2n h\u00e0ng t\u00f4i \u0111\u01b0\u1ee3c \u201c\u0111\u1ed1i t\u00e1c\u201d \u0111\u00e1p l\u1ea1i: \u201cAnh \u0111ang l\u00e0m cho c\u01a1 quan Nh\u00e0 n\u01b0\u1edbc, mu\u1ed1n vay 200 tri\u1ec7u \u0111\u1ed3ng th\u00ec t\u1ea5t c\u1ea3 gi\u1ea5y t\u1edd ch\u1ec9 c\u1ea7n photo, kh\u00f4ng c\u1ea7n c\u00f4ng ch\u1ee9ng. Sau khi ho\u00e0n t\u1ea5t th\u1ee7 t\u1ee5c h\u1ed3 s\u01a1, t\u1eeb 7 \u0111\u1ebfn 15 ng\u00e0y anh c\u00f3 th\u1ec3 nh\u1eadn ti\u1ec1n. B\u00ean c\u00f4ng ty s\u1ebd thu ph\u00ed d\u1ecbch v\u1ee5 l\u00e0 3% tr\u00ean t\u1ed5ng s\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c vay\u201d. Qua giao d\u1ecbch tr\u00ean cho th\u1ea5y thay v\u00ec ng\u01b0\u1eddi \u0111i vay ph\u1ea3i n\u1ed9p m\u1ed9t b\u1ed9 h\u1ed3 s\u01a1 xin vay t\u00edn ch\u1ea5p t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng th\u00ec gi\u1edd d\u01b0\u1edbi s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ee7a c\u00e1c c\u00f4ng ty m\u00f4i gi\u1edbi, theo nh\u01b0 l\u1eddi qu\u1ea3ng c\u00e1o th\u00ec c\u00f9ng l\u00fac s\u1ebd vay \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u00e2n h\u00e0ng ch\u1ec9 v\u1edbi m\u1ed9t b\u1ed9 h\u1ed3 s\u01a1 duy nh\u1ea5t (?) V\u00e0 kh\u1ea3 n\u0103ng vay g\u1ea5p 15-20 l\u1ea7n m\u1ee9c l\u01b0\u01a1ng, nh\u1eefng c\u00f4ng ty n\u00e0y c\u00f3 kh\u1ea3 n\u0103ng thay ng\u00e2n h\u00e0ng th\u1ea9m \u0111\u1ecbnh lu\u00f4n b\u1ed9 h\u1ed3 s\u01a1 n\u00e0y (?) Th\u1ef1c t\u1ebf kh\u1ea3 n\u0103ng vay t\u00edn ch\u1ea5p ng\u00e2n h\u00e0ng c\u1ee7a nh\u1eefng c\u00f4ng ty, d\u1ecbch v\u1ee5 m\u00f4i gi\u1edbi nh\u01b0 tr\u00ean khi\u1ebfn kh\u00f4ng \u00edt lu\u1eadt s\u01b0, chuy\u00ean gia b\u1ea5t ng\u1edd v\u00e0 ho\u00e0i nghi v\u1ec1 t\u00ednh h\u1ee3p ph\u00e1p c\u1ee7a h\u00ecnh th\u1ee9c m\u00f4i gi\u1edbi n\u00e0y.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, chuy\u00ean gia ph\u00e1p ch\u1ebf trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng nh\u1eadn \u0111\u1ecbnh: \u201cCh\u1eafc ch\u1eafn s\u1ebd kh\u00f4ng c\u00f3 b\u1ea5t k\u1ef3 m\u1ed9t ng\u00e2n h\u00e0ng n\u00e0o ch\u1ea5p nh\u1eadn h\u00ecnh th\u1ee9c cho vay qua m\u00f4i gi\u1edbi b\u1eb1ng c\u00e1ch d\u1ef1a v\u00e0o h\u1ed3 s\u01a1, xem x\u00e9t, th\u1ea9m \u0111\u1ecbnh c\u1ee7a b\u00ean m\u00f4i gi\u1edbi. \u0110i\u1ec1u \u0111\u00f3 c\u00f3 ngh\u0129a s\u1ebd kh\u00f4ng c\u00f3 m\u1ed9t ng\u00e2n h\u00e0ng k\u00fd k\u1ebft v\u00e0 c\u00f3 giao d\u1ecbch ch\u00ednh th\u1ee9c v\u1edbi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p m\u00f4i gi\u1edbi nh\u01b0 th\u1ebf. \u0110\u00e2y \u0111a ph\u1ea7n l\u00e0 d\u1ecbch v\u1ee5 b\u1ea5t h\u1ee3p ph\u00e1p, c\u00f2 m\u1ed3i \u0111\u1ee9ng \u0111\u1eb1ng sau l\u01b0ng v\u00e0 l\u1ee3i d\u1ee5ng ng\u00e2n h\u00e0ng \u0111\u1ec3 tr\u1ee5c l\u1ee3i t\u1eeb ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u \u0111i vay\u201d.
\n<\/em>
\nKhi ng\u01b0\u1eddi d\u00e2n kh\u00f3 vay \u0111\u01b0\u1ee3c v\u1ed1n t\u1eeb ng\u00e2n h\u00e0ng th\u00ec h\u00ecnh th\u1ee9c, d\u1ecbch v\u1ee5 m\u00f4i gi\u1edbi cho vay kh\u00f4ng c\u00f3 kh\u0103n g\u00ec xu\u1ea5t hi\u1ec7n v\u00e0 t\u1ed3n t\u1ea1i. Tuy nhi\u00ean khi t\u00ednh ph\u00e1p l\u00fd, \u0111\u1ed9 tin c\u1eady c\u1ee7a nh\u1eefng c\u00f4ng ty m\u00f4i gi\u1edbi n\u00e0y c\u00f2n ch\u01b0a \u0111\u01b0\u1ee3c x\u00e1c th\u1ef1c th\u00ec r\u1ee7i ro t\u1ea5t y\u1ebfu ch\u1ec9 thu\u1ed9c v\u1ec1 ph\u00eda ng\u01b0\u1eddi \u0111i vay. Anh Nguy\u1ec5n V\u0103n C\u01b0\u1eddng, (ph\u1ed1 B\u1ea1ch Mai, H\u00e0 N\u1ed9i) chia s\u1ebb b\u00e0i h\u1ecdc kinh nghi\u1ec7m c\u1ee7a b\u1ea3n th\u00e2n: \u201cH\u1ea7u h\u1ebft nh\u1eefng c\u00e1 nh\u00e2n t\u00ecm \u0111\u1ebfn d\u1ecbch v\u1ee5 m\u00f4i gi\u1edbi vay v\u1ed1n ng\u00e2n h\u00e0ng \u0111\u1ec1u m\u1eafc \u1edf kh\u00e2u h\u1ed3 s\u01a1 n\u00ean kh\u00f4ng th\u1ec3 n\u1ed9p tr\u1ef1c ti\u1ebfp t\u1ea1i ng\u00e2n h\u00e0ng; l\u1ee3i d\u1ee5ng \u0111i\u1ec3m thi\u1ebfu c\u1ee7a kh\u00e1c h\u00e0ng kh\u00f4ng \u00edt \u0111\u1ea1i l\u00fd ho\u1eb7c c\u00e1 nh\u00e2n t\u1ef1 x\u01b0ng l\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c \u0111\u1ee9ng ra vay h\u1ed9 kh\u00e1ch h\u00e0ng v\u1edbi s\u1ed1 ti\u1ec1n nh\u01b0 mong mu\u1ed1n m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i m\u1ea5t th\u1eddi gian l\u00e0m th\u1ee7 t\u1ee5c hay h\u1ed3 s\u01a1 kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n vay.<\/p>\n

Th\u01b0\u1eddng kh\u00e1ch h\u00e0ng s\u1ebd ph\u1ea3i n\u1ed9p m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u1eb7t c\u1ecdc \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 ph\u00ed d\u1ecbch v\u1ee5 \u0111\u1ec3 \u201c\u0111\u1ed1i t\u00e1c\u201d\u2026 \u201cnh\u00e9t\u201d h\u1ed3 s\u01a1 v\u00e0o ng\u00e2n h\u00e0ng, ho\u1eb7c d\u01b0\u1edbi d\u1ea1ng h\u00ecnh th\u1ee9c danh ngh\u0129a \u201cg\u00e0i\u201d kh\u00e1ch h\u00e0ng v\u00e0o l\u00e0m vi\u1ec7c t\u1ea1i m\u1ed9t c\u01a1 quan, t\u1ed5 ch\u1ee9c \u201c\u1ea3o\u201d v\u1edbi m\u1ee9c l\u01b0\u01a1ng \u0111\u1ea1t chu\u1ea9n \u0111\u1ec3 h\u1ed3 s\u01a1 ho\u00e0n ch\u1ec9nh. \u201c\u0110\u1ed1i t\u00e1c\u201d s\u1ebd cho kh\u00e1ch h\u00e0ng \u0111\u00e1p \u00e1n ho\u1eb7c \u201cnh\u1eafc v\u1edf\u201d v\u1edbi l\u1eddi d\u1eb7n d\u00f2 chi ti\u1ebft r\u1eb1ng, n\u1ebfu ng\u00e2n h\u00e0ng A, B, C g\u1ecdi \u0111i\u1ec7n \u0111\u1ebfn ki\u1ec3m tra th\u00f4ng tin th\u00ec ph\u1ea3i tr\u1ea3 l\u1eddi \u0111\u00fang \u0111\u00e1p \u00e1n, n\u1ebfu sai ho\u1eb7c nh\u1ea7m l\u1eabn d\u1eabn \u0111\u1ebfn kh\u00f4ng vay \u0111\u01b0\u1ee3c th\u00ec kh\u00e1ch h\u00e0ng s\u1ebd m\u1ea5t to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n \u0111\u1eb7t c\u1ecdc. V\u00e0 k\u1ebft qu\u1ea3 l\u00e0 nh\u1eefng l\u1ea7n ki\u1ec3m tra (m\u00e0 kh\u00e1ch h\u00e0ng kh\u00f4ng bi\u1ebft c\u00f3 th\u1eadt l\u00e0 nh\u00e2n vi\u00ean c\u1ee7a ng\u00e2n h\u00e0ng kh\u00f4ng), \u201c\u0111\u1ed1i t\u00e1c\u201d \u0111\u1ec1u c\u00f3 c\u00e1ch \u0111\u1ec3 kh\u00e1ch h\u00e0ng m\u1eafc sai l\u1ea7m nh\u1eb1m \u201cnu\u1ed1t\u201d ti\u1ec1n; n\u1ebfu kh\u00e1ch h\u00e0ng c\u00f3 tr\u1ea3 l\u1eddi \u0111\u00fang th\u00ec ph\u00eda \u201c\u0111\u1ed1i t\u00e1c\u201d c\u0169ng l\u1eb7n m\u1ea5t t\u0103m\u201d.<\/p>\n

C\u1ea3nh gi\u00e1c<\/strong><\/p>\n

M\u1ed9t n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y, t\u00edn d\u1ee5ng b\u1ecb th\u1eaft ch\u1eb7t n\u00ean lo\u1ea1i d\u1ecbch v\u1ee5 m\u00f4i gi\u1edbi vay v\u1ed1n ng\u00e2n h\u00e0ng ho\u1ea1t \u0111\u1ed9ng c\u0169ng c\u1ea7u k\u1ef3 v\u00e0 tinh vi h\u01a1n. Nh\u01b0ng nhu c\u1ea7u c\u1ea7n ti\u1ec1n, vay v\u1ed1n c\u1ee7a c\u00e1 nh\u00e2n tr\u00ean th\u1ecb tr\u01b0\u1eddng v\u1eabn r\u1ea5t l\u1edbn n\u00ean ph\u1ea3i ch\u1ecbu c\u1ea3nh o \u00e9p, t\u00ecm \u0111\u1ebfn nh\u1eefng d\u1ecbch v\u1ee5 b\u1ea5t h\u1ee3p ph\u00e1p, l\u1eeba \u0111\u1ea3o – t\u1ed3n t\u1ea1i \u1edf r\u1ea5t nhi\u1ec1u trang qu\u1ea3ng c\u00e1o rao v\u1eb7t v\u1edbi l\u1eddi m\u1eddi ch\u00e0o h\u1ea5p d\u1eabn: vay v\u1ed1n ng\u00e2n h\u00e0ng, th\u1eddi gian gi\u1ea3i ng\u00e2n nhanh, h\u1ed7 tr\u1ee3 h\u1ed3 s\u01a1, s\u1ed1 ti\u1ec1n vay theo th\u1ecfa thu\u1eadn, kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p, chi ph\u00ed trung gian do th\u1ecfa thu\u1eadn\u2026 \u0110\u1ebfn nay, ho\u1ea1t \u0111\u1ed9ng m\u00f4i gi\u1edbi vay v\u1ed1n ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c n\u00fap b\u00f3ng d\u01b0\u1edbi c\u00e1c ki\u1ec3u l\u1eeba, m\u1ed9t l\u00e0 l\u1eeba gi\u00fap h\u1ed3 s\u01a1 vay v\u1ed1n b\u1eb1ng c\u00e1ch h\u1ed7 tr\u1ee3 h\u1ed3 s\u01a1. Khi \u0111\u00f3 \u201cc\u00f2\u201d s\u1ebd gi\u00fap kh\u00e1ch h\u00e0ng b\u1eb1ng c\u00e1ch lo cho h\u1ed3 s\u01a1 \u0111\u01b0\u1ee3c duy\u1ec7t, tr\u00e1nh b\u1ecb \u201csoi\u201d, ch\u1ec9 c\u1ea7n n\u1ed9p m\u1ed9t kho\u1ea3n ph\u00ed t\u1eeb 3-5% kho\u1ea3n vay.<\/p>\n

Khi ti\u1ec1n \u0111\u01b0\u1ee3c chuy\u1ec3n th\u00ec \u201cc\u00f2\u201d c\u0169ng bi\u1ebfn m\u1ea5t m\u00e0 kh\u00e1ch h\u00e0ng c\u0169ng ch\u1eb3ng c\u00f3 c\u01a1 s\u1edf n\u00e0o \u0111\u1ec3 t\u00ecm v\u00e0 ki\u1ec7n. Th\u1ee9 hai l\u00e0 ki\u1ec3u cho vay n\u1eb7ng l\u00e3i n\u00fap b\u00f3ng h\u1ed7 tr\u1ee3 vay v\u1ed1n. \u0110\u1ed1i t\u01b0\u1ee3ng n\u00e0y s\u1ebd \u0111\u1ee9ng ra vay r\u1ed3i th\u1ea3o m\u1ed9t h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n v\u1edbi ng\u01b0\u1eddi \u0111i vay v\u1edbi l\u00e3i su\u1ea5t cao. R\u1ee7i ro s\u1ebd x\u1ea3y ra n\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng thanh to\u00e1n l\u00e3i. C\u00f2n kh\u00e1ch \u0111\u1ec1u \u0111\u1eb7n tr\u1ea3 ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n th\u00ec \u0111\u1ed1i t\u01b0\u1ee3ng s\u1ebd r\u00fat ph\u1ea7n t\u01b0\u01a1ng \u1ee9ng ra. N\u1ebfu c\u00f3 x\u1ea3y ra khi\u1ebfu ki\u1ec7n th\u00ec \u0111\u1ed1i t\u01b0\u1ee3ng v\u1eabn \u201cn\u1eafm \u0111\u1eb1ng chu\u00f4i\u201d v\u00ec c\u00f3 h\u1ee3p \u0111\u1ed3ng th\u1ecfa thu\u1eadn ri\u00eang v\u1edbi kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c k\u00fd k\u1ebft ngay t\u1eeb \u0111\u1ea7u.<\/p>\n

V\u1edbi nh\u1eefng chi\u00eau l\u1eeba th\u00f4ng qua d\u1ecbch v\u1ee5 m\u00f4i gi\u1edbi vay v\u1ed1n ng\u00e2n h\u00e0ng, h\u1ea7u h\u1ebft c\u00e1c chuy\u00ean gia trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng \u0111\u1ec1u kh\u1eb3ng \u0111\u1ecbnh l\u00e0 ho\u1ea1t \u0111\u1ed9ng n\u00e0y \u0111\u00e3 h\u00ecnh th\u00e0nh v\u00e0 kh\u00f4ng \u00edt ng\u01b0\u1eddi \u0111\u00e3 b\u1ecb l\u1eeba. Vi\u1ec7c l\u00e0m d\u1ecbch v\u1ee5 \u1edf c\u1ea7u gi\u1eefa, trung gian (m\u00f4i gi\u1edbi, c\u00f2 m\u1ed3i) xu\u1ea5t hi\u1ec7n \u1edf h\u1ea7u h\u1ebft c\u00e1c ng\u00e0nh ngh\u1ec1 nh\u01b0 ch\u1ee9ng kho\u00e1n, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, vay v\u1ed1n ng\u00e2n h\u00e0ng\u2026<\/p>\n

V\u00e0 c\u00e1c c\u00e1 nh\u00e2n c\u00f3 nhu c\u1ea7u vay v\u1ed1n ph\u1ea3i c\u1ea3nh gi\u00e1c, kh\u00f4ng n\u00ean qu\u00e1 tin t\u01b0\u1edfng khi t\u00ecm \u0111\u1ebfn d\u1ecbch v\u1ee5 n\u00e0y khi kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n vay, h\u1ed3 s\u01a1 kh\u00f4ng h\u1ee3p l\u1ec7 v\u00ec d\u1ec5 d\u00e0ng b\u1ecb r\u01a1i v\u00e0o nh\u1eefng ma tr\u1eadn th\u1ee7 \u0111o\u1ea1n l\u1eeba \u0111\u1ea3o \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n. B\u1edfi \u0111\u1ebfn nay quy \u0111\u1ecbnh v\u1ec1 vay v\u1ed1n qua trung gian hi\u1ec7n ch\u01b0a c\u00f3 lu\u1eadt \u0111i\u1ec1u ch\u1ec9nh v\u00e0 qu\u1ea3n l\u00fd d\u1eabn \u0111\u1ebfn vi\u1ec7c kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng m\u1eafc m\u01b0u b\u00ean cung c\u1ea5p d\u1ecbch v\u1ee5 (trung gian m\u00f4i gi\u1edbi) trong nh\u1eefng r\u00e0ng bu\u1ed9c \u0111\u01b0\u1ee3c \u201cg\u00e0i\u201d \u0111\u1ec3 l\u1eeba \u0111\u1ea3o trong b\u1ea3n h\u1ee3p \u0111\u1ed3ng vay h\u1ed9 khi k\u00fd k\u1ebft.<\/p>\n

N\u1ebfu x\u1ea3y ra tranh ch\u1ea5p, \u0111\u1ed1i chi\u1ebfu theo h\u1ee3p \u0111\u1ed3ng kh\u00e1ch h\u00e0ng th\u01b0\u1eddng s\u1ebd b\u1ecb m\u1ea5t h\u1ebft t\u00e0i s\u1ea3n (!) th\u1ef1c t\u1ebf, t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd ch\u1ec9 nh\u1eadn nh\u1eefng b\u1ed9 h\u1ed3 s\u01a1 h\u1ee3p l\u1ec7, \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n v\u00e0 kh\u00f4ng mu\u1ed1n cho vay qua trung gian, khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng tr\u1ef1c ti\u1ebfp t\u1edbi vay. Ng\u00e2n h\u00e0ng mu\u1ed1n bi\u1ebft ch\u00ednh x\u00e1c ph\u00e1p nh\u00e2n vay v\u1ed1n, \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh nh\u1eefng ho\u1ea1t \u0111\u1ed9ng cho vay ra b\u00ean ngo\u00e0i c\u1ee7a c\u00e1c nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng \u0103n ph\u1ea7n tr\u0103m c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u00e3 t\u1eebng x\u1ea3y ra v\u00e0 ng\u00e0y m\u1ed9t \u0111\u01b0\u1ee3c si\u1ebft ch\u1eb7t. Ch\u00ednh v\u00ec v\u1eady, kh\u00e1ch h\u00e0ng kh\u00f4ng n\u00ean m\u1ea1o hi\u1ec3m \u0111\u00e1nh c\u01b0\u1ee3c ti\u1ec1n c\u1ee7a c\u1ee7a m\u00ecnh cho nh\u1eefng d\u1ecbch v\u1ee5 m\u00f4i gi\u1edbi vay v\u1ed1n ng\u00e2n h\u00e0ng m\u00e0 t\u00ednh h\u1ee3p ph\u00e1p c\u1ee7a n\u00f3 c\u00f2n ch\u01b0a r\u00f5 r\u00e0ng; kh\u00f4ng n\u00ean th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh cho nh\u1eefng c\u00e1 nh\u00e2n, c\u00f4ng ty \u201c\u1ea3o\u201d m\u00e0 kh\u00f4ng ph\u1ea3i tr\u1ef1c ti\u1ebfp v\u1edbi ng\u00e2n h\u00e0ng.<\/p>\n

 <\/p>\n

\u0110oan Trang<\/strong><\/p>\n

———————————–<\/p>\n

An ninh Th\u1ee7 \u0111\u00f4 <\/em><\/strong>17-<\/em><\/strong>6-<\/em><\/strong>2012:<\/em><\/strong><\/p>\n

http:\/\/www.anninhthudo.vn\/An-ninh-doi-song\/Moi-vay-tien-qua-mang-Ma-tran-lua\/451711.antd<\/a><\/em><\/strong>","protected":false},"excerpt":{"rendered":"

(ANT\u0110) – V\u1edbi nhu c\u1ea7u vay ti\u1ec1n kinh doanh nh\u01b0ng ch\u01b0a \u0111\u1ee7 th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd \u0111\u1ec3 tr\u1ef1c ti\u1ebfp vay v\u1ed1n t\u1eeb ng\u00e2n h\u00e0ng, h\u01a1n n\u1eefa trong \u0111i\u1ec1u ki\u1ec7n hi\u1ec7n nay, mu\u1ed1n vay ti\u1ec1n ng\u00e2n h\u00e0ng c\u0169ng kh\u00f4ng ph\u1ea3i l\u00e0 d\u1ec5 n\u1ebfu kh\u00f4ng quen bi\u1ebft hay kh\u00f4ng c\u00f3 ph\u00ed \u201cb\u00f4i tr\u01a1n\u201d.\u00a0 L\u1ee3i d\u1ee5ng \u0111i\u1ec1u n\u00e0y, […]<\/p>\n","protected":false},"author":3,"featured_media":31828,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-31826","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n296. M\u1eddi vay ti\u1ec1n qua m\u1ea1ng: Ma tr\u1eadn... l\u1eeba - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]296. M\u1eddi vay ti\u1ec1n qua m\u1ea1ng: Ma tr\u1eadn... l\u1eeba [:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(ANT\u0110) – V\u1edbi nhu c\u1ea7u vay ti\u1ec1n kinh doanh nh\u01b0ng ch\u01b0a \u0111\u1ee7 th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd \u0111\u1ec3 tr\u1ef1c ti\u1ebfp vay v\u1ed1n t\u1eeb ng\u00e2n h\u00e0ng, h\u01a1n n\u1eefa trong \u0111i\u1ec1u ki\u1ec7n hi\u1ec7n nay, mu\u1ed1n vay ti\u1ec1n ng\u00e2n h\u00e0ng c\u0169ng kh\u00f4ng ph\u1ea3i l\u00e0 d\u1ec5 n\u1ebfu kh\u00f4ng quen bi\u1ebft hay kh\u00f4ng c\u00f3 ph\u00ed \u201cb\u00f4i tr\u01a1n\u201d.\u00a0 L\u1ee3i d\u1ee5ng \u0111i\u1ec1u n\u00e0y, […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2012-06-17T03:56:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-05T03:58:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/296.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"580\" \/>\n\t<meta property=\"og:image:height\" content=\"326\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"17 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\"},\"headline\":\"296. M\u1eddi vay ti\u1ec1n qua m\u1ea1ng: Ma tr\u1eadn… l\u1eeba\",\"datePublished\":\"2012-06-17T03:56:09+00:00\",\"dateModified\":\"2022-07-05T03:58:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/\"},\"wordCount\":3373,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/296.jpg\",\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/\",\"name\":\"[:vi]296. M\u1eddi vay ti\u1ec1n qua m\u1ea1ng: Ma tr\u1eadn... l\u1eeba [:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/296.jpg\",\"datePublished\":\"2012-06-17T03:56:09+00:00\",\"dateModified\":\"2022-07-05T03:58:24+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/296.jpg\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/296.jpg\",\"width\":580,\"height\":326},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/296-moi-vay-tien-qua-mang-ma-tran-lua\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"296. M\u1eddi vay ti\u1ec1n qua m\u1ea1ng: Ma tr\u1eadn… l\u1eeba\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\",\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\"},\"sameAs\":[\"https:\\\/\\\/anvilaw.com\"],\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/nghiatt\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]296. M\u1eddi vay ti\u1ec1n qua m\u1ea1ng: Ma tr\u1eadn... l\u1eeba [:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]296. M\u1eddi vay ti\u1ec1n qua m\u1ea1ng: Ma tr\u1eadn... l\u1eeba [:] - ANVI Law Firm","og_description":"(ANT\u0110) – V\u1edbi nhu c\u1ea7u vay ti\u1ec1n kinh doanh nh\u01b0ng ch\u01b0a \u0111\u1ee7 th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd \u0111\u1ec3 tr\u1ef1c ti\u1ebfp vay v\u1ed1n t\u1eeb ng\u00e2n h\u00e0ng, h\u01a1n n\u1eefa trong \u0111i\u1ec1u ki\u1ec7n hi\u1ec7n nay, mu\u1ed1n vay ti\u1ec1n ng\u00e2n h\u00e0ng c\u0169ng kh\u00f4ng ph\u1ea3i l\u00e0 d\u1ec5 n\u1ebfu kh\u00f4ng quen bi\u1ebft hay kh\u00f4ng c\u00f3 ph\u00ed \u201cb\u00f4i tr\u01a1n\u201d.\u00a0 L\u1ee3i d\u1ee5ng \u0111i\u1ec1u n\u00e0y, […]","og_url":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2012-06-17T03:56:09+00:00","article_modified_time":"2022-07-05T03:58:24+00:00","og_image":[{"width":580,"height":326,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/296.jpg","type":"image\/jpeg"}],"author":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"17 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/"},"author":{"name":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/28ef9093c3478d1b1ba56f61255ebe7a"},"headline":"296. M\u1eddi vay ti\u1ec1n qua m\u1ea1ng: Ma tr\u1eadn… l\u1eeba","datePublished":"2012-06-17T03:56:09+00:00","dateModified":"2022-07-05T03:58:24+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/"},"wordCount":3373,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/296.jpg","articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/","url":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/","name":"[:vi]296. M\u1eddi vay ti\u1ec1n qua m\u1ea1ng: Ma tr\u1eadn... l\u1eeba [:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/296.jpg","datePublished":"2012-06-17T03:56:09+00:00","dateModified":"2022-07-05T03:58:24+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/296.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/296.jpg","width":580,"height":326},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/296-moi-vay-tien-qua-mang-ma-tran-lua\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"296. M\u1eddi vay ti\u1ec1n qua m\u1ea1ng: Ma tr\u1eadn… l\u1eeba"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/28ef9093c3478d1b1ba56f61255ebe7a","name":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Trung Ngh\u0129a"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/nghiatt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/31826","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=31826"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/31826\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/31828"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=31826"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=31826"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=31826"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}