{"id":32170,"date":"2007-10-10T15:50:36","date_gmt":"2007-10-10T08:50:36","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=32170"},"modified":"2022-07-26T10:59:08","modified_gmt":"2022-07-26T03:59:08","slug":"026-quan-ly-ngan-hang-nghi-dinh-dong-the-luat","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/026-quan-ly-ngan-hang-nghi-dinh-dong-the-luat\/","title":{"rendered":"026. Qu\u1ea3n l\u00fd ng\u00e2n h\u00e0ng: Ngh\u1ecb \u0111\u1ecbnh \u201c\u0111\u00f3ng th\u1ebf\u201d lu\u1eadt?"},"content":{"rendered":"(VNE) – Nhi\u1ec1u n\u0103m nay, qu\u1ea3n l\u00fd ng\u00e2n h\u00e0ng trong l\u0129nh v\u1ef1c t\u1ed5 ch\u1ee9c v\u00e0 qu\u1ea3n tr\u1ecb kh\u00f4ng \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh b\u1edfi lu\u1eadt m\u00e0 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh b\u1edfi… Th\u1ed1ng \u0111\u1ed1c!<\/strong><\/p>\n

\"\"<\/p>\n

M\u1ed9t ngh\u1ecb \u0111\u1ecbnh kh\u00e1c chu\u1ea9n b\u1ecb ra \u0111\u1eddi \u0111\u1ec3 qu\u1ea3n l\u00fd v\u1ea5n \u0111\u1ec1 n\u00e0y nh\u01b0ng tu\u1ed5i th\u1ecd c\u0169ng ch\u1ec9…m\u1ed9t n\u0103m!<\/strong><\/p>\n

Thi\u1ebfu lu\u1eadt \u0111\u00e3 c\u00f3\u2026 gi\u1ea5y ph\u00e9p con <\/em><\/strong><\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI n\u00f3i: \u201cLu\u1eadt c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng h\u1ea7u nh\u01b0 ch\u1ec9 \u0111\u1ec1 c\u1eadp \u0111\u1ebfn c\u00e1c ho\u1ea1t \u0111\u1ed9ng nghi\u1ec7p v\u1ee5 c\u00f2n v\u1ea5n \u0111\u1ec1 t\u1ed5 ch\u1ee9c v\u00e0 qu\u1ea3n tr\u1ecb nh\u1ea5t l\u00e0 \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n l\u1ea1i \u0111ang th\u1ef1c hi\u1ec7n theo c\u00e1c quy \u0111\u1ecbnh c\u1ee7a Th\u1ed1ng \u0111\u1ed1c!\u201d<\/p>\n

Trong khi \u0111\u00f3, nh\u1eefng quy \u0111\u1ecbnh c\u1ee7a Th\u1ed1ng \u0111\u1ed1c c\u00f3 nhi\u1ec1u n\u1ed9i dung kh\u00e1c bi\u1ec7t, th\u1eadm ch\u00ed tr\u00e1i ng\u01b0\u1ee3c v\u1edbi Lu\u1eadt Doanh nghi\u1ec7p 1999, m\u1eb7c d\u00f9 Lu\u1eadt n\u00e0y l\u00e0 m\u1ed9t trong nh\u1eefng c\u0103n c\u1ee9 ban h\u00e0nh. V\u00e0 k\u1ec3 t\u1eeb sau khi c\u00f3 Lu\u1eadt Doanh nghi\u1ec7p m\u1edbi 2005, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n \u0111\u00e3 b\u1ecb kh\u1ee7ng ho\u1ea3ng v\u1ec1 c\u01a1 s\u1edf ph\u00e1p l\u00fd trong t\u1ed5 ch\u1ee9c v\u00e0 qu\u1ea3n tr\u1ecb.<\/p>\n

V\u00ec sao nh\u01b0 v\u1eady? Nh\u01b0 Lu\u1eadt s\u01b0 \u0110\u1ee9c \u0111\u00e3 \u0111\u1ec1 c\u1eadp, c\u01a1 s\u1edf ph\u00e1p l\u00fd cho vi\u1ec7c qu\u1ea3n l\u00fd t\u1ed5 ch\u1ee9c v\u00e0 qu\u1ea3n tr\u1ecb ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp trong Ngh\u1ecb \u0111\u1ecbnh 49\/2000\/N\u0110-CP ng\u00e0y 12\/9\/2000 nh\u01b0ng qua 7 n\u0103m th\u1ef1c hi\u1ec7n, Ngh\u1ecb \u0111\u1ecbnh n\u00e0y \u0111\u00e3 b\u1ed9c l\u1ed9 nhi\u1ec1u h\u1ea1n ch\u1ebf, b\u1ea5t c\u1eadp v\u00e0 kh\u00f4ng theo k\u1ecbp s\u1ef1 thay \u0111\u1ed5i, ph\u00e1t tri\u1ec3n c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n.<\/p>\n

Lu\u1eadt gia B\u00f9i Thanh Lam, (S\u1edf Th\u01b0\u01a1ng m\u1ea1i H\u00e0 N\u1ed9i) cho bi\u1ebft: \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m Vi\u1ec7t Nam gia nh\u1eadp WTO \u0111\u00e3 c\u00f3 30 \u0111\u1ea1o lu\u1eadt v\u00e0 500 v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt ban h\u00e0nh m\u1edbi ho\u1eb7c ch\u1ec9nh s\u1eeda, b\u1ed5 sung \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi chu\u1ea9n m\u1ef1c, quy \u0111\u1ecbnh c\u1ee7a WTO. Trong \u0111\u00f3, c\u00f3 nh\u1eefng \u0111\u1ea1o lu\u1eadt quan tr\u1ecdng, li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i. Tuy nhi\u00ean, v\u0103n b\u1ea3n ph\u00e1p l\u00fd \u0111\u1ec3 qu\u1ea3n l\u00fd t\u1ed5 ch\u1ee9c, qu\u1ea3n tr\u1ecb ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n l\u1ea1i h\u1ebft s\u1ee9c y\u1ebfu, thi\u1ebfu v\u00e0 l\u1ea1c h\u1eadu.<\/p>\n

V\u00ec th\u1ebf, \u0111\u1ec3 duy tr\u00ec qu\u1ea3n l\u00fd, h\u1ea7u h\u1ebft \u0111\u1ec1u theo h\u01b0\u1edbng d\u1eabn trong Quy\u1ebft \u0111\u1ecbnh 1087\/2001\/Q\u0110-NHNN ng\u00e0y 27\/8\/2001 v\u00e0 Quy \u0111\u1ecbnh v\u1ec1 c\u1ed5 \u0111\u00f4ng, c\u1ed5 ph\u1ea7n, c\u1ed5 phi\u1ebfu v\u00e0 v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, ban h\u00e0nh k\u00e8m theo Quy\u1ebft \u0111\u1ecbnh 797\/2002\/Q\u0110-NHNN ng\u00e0y 29\/7\/2002 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc.<\/p>\n

C\u0169ng do h\u1ec7 th\u1ed1ng ph\u00e1p l\u00fd c\u00f3 nhi\u1ec1u kho\u1ea3ng tr\u1ed1ng n\u00ean \u0111\u00e3 t\u1ea1o ra s\u1ef1 \u201cm\u00f9 m\u1edd\u201d trong qu\u1ea3n l\u00fd v\u00e0 kh\u00f4ng \u00edt s\u1ef1 vi\u1ec7c thi\u1ebfu c\u00f4ng b\u1eb1ng \u0111\u00e3 x\u1ea3y ra. M\u1ed9t lu\u1eadt s\u01b0 n\u00eau v\u00ed d\u1ee5: theo quy \u0111\u1ecbnh, nghi\u00eam c\u1ea5m ng\u00e2n h\u00e0ng cho vay \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p c\u00f9ng c\u01a1 quan ch\u1ee7 qu\u1ea3n nh\u01b0ng th\u1ef1c t\u1ebf, ng\u00e2n h\u00e0ng n\u00e0y v\u1eabn cho vay nh\u01b0ng kh\u00f4ng b\u1ecb ph\u1ea1t.<\/p>\n

Ho\u1eb7c, r\u1ea5t nhi\u1ec1u v\u0103n b\u1ea3n c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc mang theo c\u1ee5m t\u1eeb \u201ctheo h\u01b0\u1edbng d\u1eabn c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc\u201d, \u201ctheo quy\u1ebft \u0111\u1ecbnh c\u1ee7a Th\u1ed1ng \u0111\u1ed1c\u201d v\u00e0 \u0111\u00e2y l\u00e0 m\u1ea3nh \u0111\u1ea5t cho \u201cgi\u1ea5y ph\u00e9p con\u201d ra \u0111\u1eddi.<\/p>\n

\u0110\u01a1n c\u1eed: Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng quy \u0111\u1ecbnh: t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng khi thay \u0111\u1ed5i t\u00ean, m\u1ee9c v\u1ed1n \u0111i\u1ec1u l\u1ec7, \u0111\u1ecba \u0111i\u1ec3m tr\u1ee5 s\u1edf, s\u1edf giao d\u1ecbch, chuy\u1ec3n nh\u01b0\u1ee3ng c\u1ed5 ph\u1ea7n c\u00f3 ghi t\u00ean qu\u00e1 t\u1ef7 l\u1ec7 quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, t\u1ef7 l\u1ec7 c\u1ed5 ph\u1ea7n c\u1ee7a c\u00e1c c\u1ed5 \u0111\u00f4ng…th\u00ec ph\u1ea3i \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u1ea5p thu\u1eadn tr\u01b0\u1edbc khi thay \u0111\u1ed5i. Nh\u01b0ng Quy\u1ebft \u0111\u1ecbnh 1087\/2001\/Q\u0110-NHNN l\u1ea1i \u201cs\u00e1ng t\u1ea1o\u201d th\u00eam r\u1eb1ng, sau khi \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u201cch\u1ea5p thu\u1eadn\u201d, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc l\u1ea1i ti\u1ebfp t\u1ee5c \u201cchu\u1ea9n y\u201d th\u00ec m\u1edbi c\u00f3 hi\u1ec7u l\u1ef1c.<\/p>\n

\u0110i\u1ec1u n\u00e0y \u0111\u01b0\u1ee3c hi\u1ec3u: n\u1ebfu ch\u1ec9 c\u00f3 \u201cch\u1ea5p thu\u1eadn\u201d nh\u01b0ng ch\u01b0a \u201cchu\u1ea9n y\u201d th\u00ec kh\u00f4ng c\u00f3 hi\u1ec7u l\u1ef1c v\u00e0 v\u00ec th\u1ebf, c\u00f9ng m\u1ed9t \u0111\u1ec1 ngh\u1ecb nh\u01b0ng ph\u1ea3i qua hai l\u1ea7n gi\u1ea5y ph\u00e9p.<\/p>\n

Ngh\u1ecb \u0111\u1ecbnh s\u1eeda b\u1ea5t c\u1eadp\u2026 b\u1ecb s\u1eeda <\/em><\/strong><\/p>\n

Xu\u1ea5t ph\u00e1t t\u1eeb nh\u1eefng b\u1ee9c x\u00fac tr\u00ean, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 \u201cch\u1eafp b\u00fat\u201d d\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh t\u1ed5 ch\u1ee9c, qu\u1ea3n tr\u1ecb v\u00e0 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ec3 thay th\u1ebf cho Ngh\u1ecb \u0111\u1ecbnh 49\/CP, t\u1ea1o h\u00e0nh lang ph\u00e1p l\u00fd cho ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i. M\u1ed9t lu\u1eadt s\u01b0 n\u00f3i, D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh n\u00e0y \u0111\u01b0\u1ee3c coi l\u00e0 \u201cthay vai\u201d, \u201c\u0111\u00f3ng th\u1ebf\u201d cho lu\u1eadt!<\/p>\n

Tuy nhi\u00ean, khi Ban Ph\u00e1p ch\u1ebf – Ph\u00f2ng th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam t\u1ed5 ch\u1ee9c l\u1ea5y \u00fd ki\u1ebfn r\u1ed9ng r\u00e3i t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 lu\u1eadt s\u01b0 trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng th\u00ec ch\u1ec9 trong 3 gi\u1edd \u0111\u1ed3ng h\u1ed3, c\u00f3 t\u1edbi h\u00e0ng ch\u1ee5c b\u1ea5t c\u1eadp trong m\u1ed9t \u201cd\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh s\u1eeda b\u1ea5t c\u1eadp\u201d \u0111\u01b0\u1ee3c n\u00eau ra.<\/p>\n

\u00d4ng Tr\u01b0\u01a1ng \u0110\u00ecnh Song, Ph\u00f3 ban Ph\u00e1p lu\u1eadt – Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam n\u00f3i: \u201c\u0110\u00e3 x\u00e2y d\u1ef1ng Ngh\u1ecb \u0111\u1ecbnh h\u01b0\u1edbng d\u1eabn th\u1ef1c hi\u1ec7n lu\u1eadt th\u00ec c\u1ea7n ph\u1ea3i chi ti\u1ebft c\u1ee5 th\u1ec3 \u0111\u1ec3 l\u00e0m c\u0103n c\u1ee9 h\u01b0\u1edbng d\u1eabn th\u1ef1c hi\u1ec7n. V\u1eady m\u00e0 c\u00f3 t\u1edbi 30\/111 \u0111i\u1ec1u ch\u1ee9a c\u00e1c c\u1ee5m t\u1eeb \u201ctheo quy \u0111\u1ecbnh Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc\u201d, \u201c\u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u1ea5p thu\u1eadn\u201d. V\u1edbi \u0111\u00e0 n\u00e0y, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i s\u1ebd g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n khi Ngh\u1ecb \u0111\u1ecbnh \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t\u201d.<\/p>\n

Ch\u01b0a h\u1ebft, t\u1ea1i kho\u1ea3n 2 \u0111i\u1ec1u 30, D\u1ef1 th\u1ea3o quy \u0111\u1ecbnh: \u201cCh\u1ec9 c\u00f3 t\u1ed5 ch\u1ee9c \u0111\u01b0\u1ee3c Ch\u00ednh ph\u1ee7 \u1ee7y quy\u1ec1n v\u00e0 c\u1ed5 \u0111\u00f4ng s\u00e1ng l\u1eadp \u0111\u01b0\u1ee3c quy\u1ec1n n\u1eafm gi\u1eef c\u1ed5 ph\u1ea7n \u01b0u \u0111\u00e3i bi\u1ec3u quy\u1ebft\u201d, \u00f4ng Song l\u1eadp lu\u1eadn: \u201c\u0110\u00e3 l\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n th\u00ec m\u1ecdi v\u1ea5n \u0111\u1ec1 do c\u1ed5 \u0111\u00f4ng quy\u1ebft \u0111\u1ecbnh, l\u00e0m sao Ch\u00ednh ph\u1ee7 l\u1ea1i c\u00f3 th\u1ec3 \u1ee7y quy\u1ec1n cho m\u1ed9t t\u1ed5 ch\u1ee9c \u0111\u01b0\u1ee3c quy\u1ec1n n\u1eafm gi\u1eef c\u1ed5 ph\u1ea7n bi\u1ec3u quy\u1ebft?\u201d.<\/p>\n

Lu\u1eadt s\u01b0 \u0110\u1ee9c l\u1ea1i cho r\u1eb1ng, d\u1ef1 th\u1ea3o l\u1ea7n n\u00e0y v\u1eabn \u201cch\u01b0a gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c m\u00f3n n\u1ee3\u201d v\u1edbi cu\u1ed9c s\u1ed1ng\u201d. V\u1eady, m\u00f3n n\u1ee3 \u0111\u00f3 l\u00e0 nh\u1eefng g\u00ec? \u00d4ng \u0110\u1ee9c d\u1eabn ch\u1ee9ng: Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng 1997 quy \u0111\u1ecbnh: \u201cVi\u1ec7c \u0111\u1ea3o n\u1ee3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh c\u1ee7a Ch\u00ednh ph\u1ee7\u201d nh\u01b0ng th\u1ef1c t\u1ebf th\u00ec v\u1ea5n \u0111\u1ec1 nh\u1ea1y c\u1ea3m n\u00e0y \u0111\u00e3 \u201c\u0111\u00e1nh \u0111\u1ed1\u201d t\u1ea5t c\u1ea3 c\u00e1n b\u1ed9 nghi\u1ec7p v\u1ee5 v\u00e0 nh\u00e0 qu\u1ea3n l\u00fd ng\u00e2n h\u00e0ng trong su\u1ed1t 10 n\u0103m qua. V\u00e0 d\u1ef1 th\u1ea3o l\u1ea7n n\u00e0y c\u0169ng kh\u00f4ng \u0111\u01b0a v\u1ea5n \u0111\u1ec1 \u0111\u00f3 v\u00e0o \u0111\u1ec3 h\u01b0\u1edbng d\u1eabn th\u1ef1c hi\u1ec7n.<\/p>\n

\u201cN\u1ebfu kh\u00f4ng \u0111\u01b0a v\u00e0o Ngh\u1ecb \u0111\u1ecbnh th\u00ec li\u1ec7u \u0111i\u1ec1u \u0111\u00f3 c\u00f3 \u0111\u01b0\u1ee3c nh\u1eafc l\u1ea1i m\u1ed9t c\u00e1ch v\u00f4 ngh\u0129a hay s\u1ebd b\u1ecb h\u1ee7y b\u1ecf trong Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng d\u1ef1 ki\u1ebfn ban h\u00e0nh v\u00e0o 2008?\u201d, \u00f4ng \u0110\u1ee9c b\u1ee9c x\u00fac.<\/p>\n

M\u1ed9t v\u00ed d\u1ee5 kh\u00e1c: kho\u1ea3n 5 \u0111i\u1ec1u 29 d\u1ef1 th\u1ea3o quy \u0111\u1ecbnh: \u201cng\u00e2n h\u00e0ng ph\u1ea3i c\u00f3 t\u1ed1i thi\u1ec3u 100 c\u1ed5 \u0111\u00f4ng v\u00e0 kh\u00f4ng h\u1ea1n ch\u1ebf s\u1ed1 l\u01b0\u1ee3ng t\u1ed1i \u0111a\u201d. B\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u01a1ng Minh ph\u00e2n t\u00edch: \u201cLu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng c\u00f3 quy \u0111\u1ecbnh n\u00e0o bu\u1ed9c c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp d\u01b0\u1edbi m\u00f4 h\u00ecnh c\u00f4ng ty \u0111\u1ea1i ch\u00fang, trong khi d\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh l\u1ea1i b\u00f3 h\u1eb9p quy\u1ec1n l\u1ef1a ch\u1ecdn c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0, ch\u1ec9 \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n d\u01b0\u1edbi h\u00ecnh th\u1ee9c c\u00f4ng ty \u0111\u1ea1i ch\u00fang\u201d.<\/p>\n

L\u00f9i hay ti\u1ebfn? <\/em><\/strong><\/p>\n

Do t\u1ed3n t\u1ea1i kh\u00e1 nhi\u1ec1u b\u1ea5t c\u1eadp nh\u01b0 n\u00f3i tr\u00ean n\u00ean Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111ang g\u1ea5p r\u00fat so\u1ea1n th\u1ea3o s\u1eeda \u0111\u1ed5i hai b\u1ed9 lu\u1eadt: Lu\u1eadt Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Tuy nhi\u00ean, ch\u1edd \u0111\u1ebfn khi hai lu\u1eadt m\u1edbi ra \u0111\u1eddi th\u00ec \u00edt nh\u1ea5t c\u0169ng ph\u1ea3i h\u01a1n m\u1ed9t n\u0103m. V\u00ec th\u1ebf, c\u1ea7n \u201cv\u00e1 v\u00edu\u201d l\u1ea1i Ngh\u1ecb \u0111\u1ecbnh 49\/CP \u0111\u1ec3 t\u1ea1o m\u1ed9t h\u00e0nh lang ph\u00e1p l\u00fd c\u1ee5 th\u1ec3 cho t\u1ed5 ch\u1ee9c, qu\u1ea3n tr\u1ecb v\u00e0 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i theo ki\u1ec3u \u201cm\u00e9o m\u00f3, c\u00f3 h\u01a1n kh\u00f4ng\u201d.<\/p>\n

Nh\u01b0ng quan \u0111i\u1ec3m n\u00e0y l\u1ea1i kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 \u0111\u1ed3ng t\u00ecnh c\u1ee7a B\u1ed9 T\u01b0 ph\u00e1p. B\u1ed9 n\u00e0y cho r\u1eb1ng: Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111ang ti\u1ebfn h\u00e0nh s\u1eeda \u0111\u1ed5i, b\u1ed5 sung Lu\u1eadt Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng d\u1ef1 ki\u1ebfn th\u00f4ng qua trong 2008, do \u0111\u00f3, \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m t\u00ednh \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt, h\u1ea1n ch\u1ebf s\u1ef1 thay \u0111\u1ed5i l\u00e0m \u1ea3nh h\u01b0\u1edfng t\u1edbi ho\u1ea1t \u0111\u1ed9ng kinh doanh b\u00ecnh th\u01b0\u1eddng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, c\u1ea7n c\u00e2n nh\u1eafc c\u00f3 n\u00ean ban h\u00e0nh Ngh\u1ecb \u0111\u1ecbnh thay th\u1ebf Ngh\u1ecb \u0111\u1ecbnh 49\/CP hay kh\u00f4ng. M\u1eb7t kh\u00e1c, Ngh\u1ecb \u0111\u1ecbnh n\u00e0y \u0111\u01b0\u1ee3c ban h\u00e0nh ch\u1ec9 \u00e1p d\u1ee5ng h\u01a1n 1 n\u0103m l\u1ea1i ph\u1ea3i h\u1ee7y b\u1ecf.<\/p>\n

\u0110\u1ed3ng t\u00ecnh v\u1edbi quan \u0111i\u1ec3m tr\u00ean, \u00f4ng Tr\u01b0\u01a1ng \u0110\u00ecnh Song n\u00f3i: \u201cNg\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc n\u00ean t\u1eadp trung s\u1ee9c l\u1ef1c, tr\u00ed tu\u1ec7 \u0111\u1ec3 l\u00e0m t\u1ed1t vi\u1ec7c x\u00e2y d\u1ef1ng, s\u1eeda \u0111\u1ed5i 2 lu\u1eadt l\u00e0 Lu\u1eadt Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ec3 \u0111\u00fang ti\u1ebfn \u0111\u1ed9. Nh\u1eefng v\u1ea5n \u0111\u1ec1 n\u00eau ra trong D\u1ef1 th\u1ea3o l\u1ea7n n\u00e0y n\u00ean l\u00e0m n\u1ec1n cho vi\u1ec7c ban h\u00e0nh Ngh\u1ecb \u0111\u1ecbnh h\u01b0\u1edbng d\u1eabn thi h\u00e0nh 2 lu\u1eadt tr\u00ean khi Qu\u1ed1c h\u1ed9i th\u00f4ng qua\u201d.<\/p>\n

Nh\u1eefng quan \u0111i\u1ec3m tr\u00ean kh\u00f4ng h\u1eb3n kh\u00f4ng c\u00f3 l\u00fd khi m\u00e0 nh\u1eefng b\u1ea5t c\u1eadp v\u1ec1 qu\u1ea3n tr\u1ecb, \u0111i\u1ec1u h\u00e0nh c\u1ee7a h\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb, ban ki\u1ec3m so\u00e1t, t\u1ed5ng gi\u00e1m \u0111\u1ed1c, c\u1ed5 \u0111\u00f4ng, mua v\u00e0 n\u1eafm gi\u1eef c\u1ed5 ph\u1ea7n, c\u1ed5 phi\u1ebfu\u2026\u0111\u00e3 v\u01b0\u1ee3t kh\u1ecfi t\u1ea7m \u0111i\u1ec1u ch\u1ec9nh b\u1edfi m\u1ed9t Ngh\u1ecb \u0111\u1ecbnh. H\u01a1n n\u1eefa, v\u1edbi th\u1eddi h\u1ea1n m\u1ed9t n\u0103m, \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng Ngh\u1ecb \u0111\u1ecbnh xong l\u1ea1i ph\u1ea3i h\u1ee7y th\u00ec th\u1eadt l\u00e3ng ph\u00ed ti\u1ec1n c\u1ee7a, c\u00f4ng s\u1ee9c.<\/p>\n

Tuy nhi\u00ean, n\u1ebfu kh\u00f4ng ban h\u00e0nh Ngh\u1ecb \u0111\u1ecbnh s\u1eeda \u0111\u1ed5i Ngh\u1ecb \u0111\u1ecbnh 49\/CP th\u00ec c\u1ea3 tr\u0103m ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, \u0111\u1ecbnh ch\u1ebf t\u00edn d\u1ee5ng c\u0169ng nh\u01b0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc kh\u00f4ng bi\u1ebft d\u1ef1a v\u00e0o \u0111\u00e2u \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng v\u00e0 \u0111i\u1ec1u h\u00e0nh, ngo\u1ea1i tr\u1eeb gi\u1ea5y ph\u00e9p con c\u1ee7a Th\u1ed1ng \u0111\u1ed1c.<\/p>\n

Ph\u1ea3i ch\u0103ng, th\u1ef1c t\u1ebf n\u00e0y \u0111\u00e3 ph\u1ea3n \u00e1nh v\u00f2ng lu\u1ea9n qu\u1ea9n c\u1ee7a qu\u00e1 tr\u00ecnh l\u00e0m lu\u1eadt hi\u1ec7n nay: d\u1ef1 b\u00e1o kh\u00f4ng s\u00e1t t\u00ecnh h\u00ecnh n\u00ean sau khi ban h\u00e0nh,v\u1eeba th\u1ef1c hi\u1ec7n, v\u1eeba s\u1eeda \u0111\u1ed5i? Th\u1eadm ch\u00ed, n\u1ebfu xu\u1ea5t hi\u1ec7n kho\u1ea3ng tr\u1ed1ng ph\u00e1p l\u00fd th\u00ec \u201cv\u00e1\u201d l\u1ed7 h\u1ed5ng b\u1eb1ng nh\u1eefng ngh\u1ecb \u0111\u1ecbnh t\u1ea1m th\u1eddi ho\u1eb7c gi\u1ea5y ph\u00e9p con c\u1ee7a c\u01a1 quan qu\u1ea3n l\u00fd\u2026<\/p>\n

Nguy\u1ec5n Ho\u00e0i<\/strong><\/p>\n

———————————<\/p>\n

VnEconomy (T\u00e0i ch\u00ednh) ng\u00e0y 05-10-2007:<\/em><\/strong><\/p>\n

https:\/\/vneconomy.vn\/quan-ly-ngan-hang-nghi-dinh-dong-the-luat.htm<\/a><\/em><\/p>\n

(342\/1.750<\/em><\/p>\n

\u0110\u0103ng l\u1ea1i<\/p>\n

http:\/\/www.nguoilanhdao.vn\/Details\/tin-chung-khoan\/quan-ly-ngan-hang-luat-khong-dieu-chinh\/32\/9567.star","protected":false},"excerpt":{"rendered":"

(VNE) – Nhi\u1ec1u n\u0103m nay, qu\u1ea3n l\u00fd ng\u00e2n h\u00e0ng trong l\u0129nh v\u1ef1c t\u1ed5 ch\u1ee9c v\u00e0 qu\u1ea3n tr\u1ecb kh\u00f4ng \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh b\u1edfi lu\u1eadt m\u00e0 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh b\u1edfi… Th\u1ed1ng \u0111\u1ed1c! M\u1ed9t ngh\u1ecb \u0111\u1ecbnh kh\u00e1c chu\u1ea9n b\u1ecb ra \u0111\u1eddi \u0111\u1ec3 qu\u1ea3n l\u00fd v\u1ea5n \u0111\u1ec1 n\u00e0y nh\u01b0ng tu\u1ed5i th\u1ecd c\u0169ng ch\u1ec9…m\u1ed9t n\u0103m! Thi\u1ebfu lu\u1eadt \u0111\u00e3 c\u00f3\u2026 gi\u1ea5y […]<\/p>\n","protected":false},"author":3,"featured_media":32171,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-32170","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n026. Qu\u1ea3n l\u00fd ng\u00e2n h\u00e0ng: Ngh\u1ecb \u0111\u1ecbnh \u201c\u0111\u00f3ng th\u1ebf\u201d lu\u1eadt? - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/026-quan-ly-ngan-hang-nghi-dinh-dong-the-luat\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]026. Qu\u1ea3n l\u00fd ng\u00e2n h\u00e0ng: Ngh\u1ecb \u0111\u1ecbnh \u201c\u0111\u00f3ng th\u1ebf\u201d lu\u1eadt? [:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(VNE) – Nhi\u1ec1u n\u0103m nay, qu\u1ea3n l\u00fd ng\u00e2n h\u00e0ng trong l\u0129nh v\u1ef1c t\u1ed5 ch\u1ee9c v\u00e0 qu\u1ea3n tr\u1ecb kh\u00f4ng \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh b\u1edfi lu\u1eadt m\u00e0 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh b\u1edfi… Th\u1ed1ng \u0111\u1ed1c! M\u1ed9t ngh\u1ecb \u0111\u1ecbnh kh\u00e1c chu\u1ea9n b\u1ecb ra \u0111\u1eddi \u0111\u1ec3 qu\u1ea3n l\u00fd v\u1ea5n \u0111\u1ec1 n\u00e0y nh\u01b0ng tu\u1ed5i th\u1ecd c\u0169ng ch\u1ec9…m\u1ed9t n\u0103m! 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