{"id":32323,"date":"2011-05-20T09:54:03","date_gmt":"2011-05-20T02:54:03","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=32323"},"modified":"2022-07-07T09:56:41","modified_gmt":"2022-07-07T02:56:41","slug":"190-su-viec-du-luan-thu-phi-the-atm-can-bao-dam-chat-luong-dich-vu","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/190-su-viec-du-luan-thu-phi-the-atm-can-bao-dam-chat-luong-dich-vu\/","title":{"rendered":"190. S\u1ef1 vi\u1ec7c – d\u01b0 lu\u1eadn Thu ph\u00ed th\u1ebb ATM: C\u1ea7n b\u1ea3o \u0111\u1ea3m ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5\u00a0"},"content":{"rendered":"(HNM) – Nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, d\u1ecbch v\u1ee5 th\u1ebb ATM \u0111\u00e3 tr\u1edf th\u00e0nh quen thu\u1ed9c, b\u1edfi \u0111\u00e2y l\u00e0 c\u00f4ng c\u1ee5 ph\u1ed5 bi\u1ebfn \u0111\u1ec3 chi tr\u1ea3 l\u01b0\u01a1ng cho \u0111a s\u1ed1 ng\u01b0\u1eddi lao \u0111\u1ed9ng, k\u1ec3 c\u1ea3 c\u00e1n b\u1ed9 h\u01b0u tr\u00ed<\/strong><\/p>\n

Nh\u1eefng ng\u01b0\u1eddi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ti\u1ec7n \u00edch n\u00e0y, \u0111\u1ed3ng th\u1eddi l\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, l\u00e2u nay v\u1eabn quen \u0111\u01b0\u1ee3c cung c\u1ea5p d\u1ecbch v\u1ee5 ATM mi\u1ec5n ph\u00ed. Ch\u00ednh v\u00ec v\u1eady, tr\u01b0\u1edbc th\u00f4ng tin b\u1eaft \u0111\u1ea7u t\u1eeb th\u00e1ng 6-2011, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 ph\u1ea3i tr\u1ea3 ph\u00ed khi r\u00fat ti\u1ec1n t\u1ea1i c\u00e2y ATM c\u1ee7a ng\u00e2n h\u00e0ng m\u00ecnh m\u1edf th\u1ebb v\u00e0 ph\u1ea3i tr\u1ea3 5.500 \u0111\u1ed3ng m\u1ed9t l\u1ea7n giao d\u1ecbch \u1edf c\u00e2y ATM c\u1ee7a ng\u00e2n h\u00e0ng kh\u00e1c, thay v\u00ec m\u1ee9c 3.300 \u0111\u1ed3ng nh\u01b0 hi\u1ec7n nay, khi\u1ebfn d\u01b0 lu\u1eadn c\u00f3 nhi\u1ec1u \u00fd ki\u1ebfn tr\u00e1i chi\u1ec1u…<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
N\u01a1i r\u00fat ti\u1ec1n qua th\u1ebb ATM c\u1ee7a m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng tr\u00ean \u0111\u01b0\u1eddng Nguy\u1ec5n V\u0103n C\u1eeb, qu\u1eadn Long Bi\u00ean.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00d4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c (Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng TMCP H\u00e0ng H\u1ea3i): Thu ph\u00ed d\u1ecbch v\u1ee5 ATM l\u00e0 ph\u00f9 h\u1ee3p v\u1edbi quy lu\u1eadt<\/em><\/strong>
\nKh\u00e1ch h\u00e0ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng khi s\u1eed d\u1ee5ng ATM hi\u1ec7n ch\u1ee7 y\u1ebfu l\u00e0 r\u00fat ti\u1ec1n m\u1eb7t, \u00edt khi s\u1eed d\u1ee5ng ATM nh\u01b0 m\u1ed9t c\u00f4ng c\u1ee5 thanh to\u00e1n, chuy\u1ec3n kho\u1ea3n, khi\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f3 ngu\u1ed3n thu ph\u00ed t\u1eeb c\u00e1c giao d\u1ecbch n\u00e0y \u0111\u1ec3 duy tr\u00ec cho ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng ATM. M\u1eb7t kh\u00e1c, \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m ATM c\u00f3 t\u00ednh n\u0103ng l\u00e0 \u201cm\u00e1y r\u00fat ti\u1ec1n m\u1eb7t\u201d nh\u01b0 hi\u1ec7n nay, ngo\u00e0i chi ph\u00ed trang b\u1ecb m\u00e1y, l\u1eafp \u0111\u1eb7t c\u01a1 s\u1edf, trang thi\u1ebft b\u1ecb ban \u0111\u1ea7u, c\u00f2n ph\u1ea3i chi ph\u00ed c\u00e1c kho\u1ea3n nh\u01b0 duy tu, b\u1ea3o d\u01b0\u1ee1ng, an ninh, v\u1eadn chuy\u1ec3n ti\u1ec1n, ti\u1ec1n thu\u00ea \u0111\u1ecba \u0111i\u1ec3m \u0111\u1eb7t m\u00e1y\u2026 H\u01a1n n\u1eefa, c\u00e1c ng\u00e2n h\u00e0ng lu\u00f4n ph\u1ea3i duy tr\u00ec m\u1ed9t l\u01b0\u1ee3ng ti\u1ec1n m\u1eb7t kh\u00f4ng giao d\u1ecbch, \u201cti\u1ec1n ch\u1ebft\u201d r\u1ea5t l\u1edbn trong c\u00e1c m\u00e1y ATM nh\u1eb1m b\u1ea3o \u0111\u1ea3m ph\u1ee5c v\u1ee5 nhu c\u1ea7u r\u00fat ti\u1ec1n m\u1eb7t\u00a0 24\/24h c\u1ee7a kh\u00e1ch h\u00e0ng. N\u1ebfu kh\u00f4ng thu ph\u00ed r\u00fat ti\u1ec1n t\u1ea1i ATM, ho\u1ea1t \u0111\u1ed9ng kinh doanh d\u1ecbch v\u1ee5 th\u1ebb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng lu\u00f4n b\u1ecb thua l\u1ed7. \u0110i\u1ec1u n\u00e0y tr\u00e1i v\u1edbi quy lu\u1eadt, b\u1edfi d\u1ecbch v\u1ee5 th\u1ebb ATM c\u0169ng l\u00e0 m\u1ed9t ho\u1ea1t \u0111\u1ed9ng kinh doanh – th\u01b0\u01a1ng m\u1ea1i c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n

\u00d4ng Nguy\u1ec5n V\u0103n Khanh (C\u00f4ng ty c\u1ed5 ph\u1ea7n B\u00e1nh k\u1eb9o H\u1ea3i H\u00e0 Kotobuki): C\u1ea7n mi\u1ec5n ph\u00ed cho giao d\u1ecbch gi\u00e1 tr\u1ecb th\u1ea5p<\/em><\/strong>
\nV\u1edbi m\u1ee9c l\u01b0\u01a1ng c\u00f4ng nh\u00e2n, \u0111\u1ec3 chi tr\u1ea3 ti\u1ec1n h\u1ecdc cho con v\u00e0 c\u00e1c nhu c\u1ea7u t\u1ed1i thi\u1ec3u cho cu\u1ed9c s\u1ed1ng gia \u0111\u00ecnh, ch\u00fang t\u00f4i \u0111\u00e3 ph\u1ea3i c\u00e2n nh\u1eafc t\u1eebng m\u1edb rau mu\u1ed1ng, b\u00eca \u0111\u1eadu cho b\u1eefa c\u01a1m h\u1eb1ng ng\u00e0y. N\u1ebfu m\u1ed7i th\u00e1ng r\u00fat l\u01b0\u01a1ng t\u1ea1i ATM m\u1ed9t l\u1ea7n v\u00e0 b\u1ecb tr\u1eeb ba ho\u1eb7c n\u0103m ngh\u00ecn ti\u1ec1n ph\u00ed th\u00ec kh\u00f4ng sao. Song n\u1ebfu v\u00ec nhu c\u1ea7u m\u00e0 r\u00fat ti\u1ec1n hai, ba l\u1ea7n trong th\u00e1ng th\u00ec s\u1ed1 ti\u1ec1n ph\u00ed l\u00e0 kh\u00f4ng nh\u1ecf. Do v\u1eady, n\u1ebfu c\u00f3 thu ph\u00ed c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng n\u00ean x\u00e2y d\u1ef1ng ph\u01b0\u01a1ng \u00e1n ATM th\u01b0\u01a1ng ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp th\u1ea5p, b\u1eb1ng c\u00e1ch mi\u1ec5n ph\u00ed \u0111\u1ed1i v\u1edbi nh\u1eefng giao d\u1ecbch c\u00f3 gi\u00e1 tr\u1ecb nh\u1ecf. Ch\u1ec9 nh\u1eefng ng\u01b0\u1eddi ngh\u00e8o, m\u1edbi r\u00fat ti\u1ec1n trong h\u1ea1n m\u1ee9c \u0111\u1ec3 tr\u00e1nh ph\u00ed m\u00e0 th\u00f4i. \u0110\u1ed1i v\u1edbi s\u1ed1 kh\u00e1ch h\u00e0ng c\u00f3 s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n l\u1edbn, d\u1ec5 d\u00e0ng ch\u1ea5p nh\u1eadn m\u1ee9c ph\u00ed v\u00e0i ngh\u00ecn \u0111\u1ed3ng cho m\u1ed7i l\u1ea7n giao d\u1ecbch.<\/p>\n

B\u00e0 V\u0169 Minh H\u1ea1nh (ph\u01b0\u1eddng Y\u00ean H\u00f2a, qu\u1eadn C\u1ea7u Gi\u1ea5y): Thu ph\u00ed ph\u1ea3i b\u1ea3o \u0111\u1ea3m ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 ATM<\/em><\/strong>
\nT\u1eeb ng\u00e0y ngh\u1ec9 h\u01b0u t\u00f4i \u0111\u0103ng k\u00fd nh\u1eadn l\u01b0\u01a1ng qua th\u1ebb ATM. T\u00f4i th\u1ea5y \u0111\u00e2y l\u00e0 d\u1ecbch v\u1ee5 v\u1eeba ti\u1ec7n l\u1ee3i, v\u00ec kh\u00f4ng ph\u1ea3i \u0111\u1ebfn UBND ph\u01b0\u1eddng l\u0129nh ti\u1ec1n \u0111\u00fang ng\u00e0y, \u0111\u00fang gi\u1edd; v\u1eeba an to\u00e0n v\u00ec kh\u00f4ng s\u1ee3 m\u1ea5t c\u1eafp khi c\u1ea7m c\u1ea3 th\u00e1ng l\u01b0\u01a1ng theo ng\u01b0\u1eddi. Tuy nhi\u00ean, nhi\u1ec1u khi t\u00f4i g\u1eb7p tr\u1ee5c tr\u1eb7c do c\u00e2y ATM h\u1ebft ti\u1ec1n ho\u1eb7c ch\u1ec9 cho ph\u00e9p r\u00fat s\u1ed1 ti\u1ec1n th\u1ea5p h\u01a1n m\u1ee9c m\u00e0 t\u00f4i y\u00eau c\u1ea7u. H\u1ecfi nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng, t\u00f4i \u0111\u01b0\u1ee3c bi\u1ebft do m\u1ed7i l\u1ea7n chi tr\u1ea3 m\u00e1y ch\u1ec9 thanh to\u00e1n m\u1ed9t s\u1ed1 l\u01b0\u1ee3ng t\u1edd ti\u1ec1n nh\u1ea5t \u0111\u1ecbnh. N\u1ebfu trong m\u00e1y l\u00fac \u0111\u00f3 ch\u1ec9 c\u00f3 t\u1edd ti\u1ec1n c\u00f3 m\u1ec7nh gi\u00e1 th\u1ea5p, th\u00ec t\u1ed5ng s\u1ed1 ti\u1ec1n m\u1ed9t l\u1ea7n r\u00fat c\u1ee7a kh\u00e1ch c\u0169ng ch\u1ec9 \u0111\u01b0\u1ee3c t\u01b0\u01a1ng \u1ee9ng. L\u00e2u nay, kh\u00e1ch v\u1eabn bi\u1ebft m\u00ecnh \u0111\u01b0\u1ee3c r\u00fat ti\u1ec1n mi\u1ec5n ph\u00ed, n\u00ean ch\u1eb3ng may g\u1eb7p tr\u1ee5c tr\u1eb7c nh\u01b0 v\u1eady c\u0169ng kh\u00f4ng k\u00eau ca g\u00ec, l\u1eb3ng l\u1eb7ng t\u00ecm m\u00e1y ATM kh\u00e1c. Tuy nhi\u00ean, n\u1ebfu thu ph\u00ed, ng\u00e2n h\u00e0ng c\u00f3 ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m khi g\u00e2y phi\u1ec1n h\u00e0 cho kh\u00e1ch nh\u01b0 v\u1eady kh\u00f4ng? N\u1ebfu vi\u1ec7c thu ph\u00ed \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 ATM ho\u00e0n h\u1ea3o, nh\u1eb1m mang l\u1ea1i ti\u1ec7n \u00edch t\u1ed1i \u01b0u cho kh\u00e1ch h\u00e0ng, th\u00ec t\u00f4i th\u1ea5y c\u1ea7n thi\u1ebft. M\u1ed9t khi ph\u00f9 h\u1ee3p v\u1edbi quy lu\u1eadt cung – c\u1ea7u, ATM kh\u00f4ng lo b\u1ecb kh\u00e1ch h\u00e0ng t\u1ea9y chay. Ng\u01b0\u1ee3c l\u1ea1i, ph\u00ed thu r\u1ed3i, nh\u01b0ng ch\u1ea5t l\u01b0\u1ee3ng v\u1eabn ph\u1eadp ph\u00f9 nh\u01b0 hi\u1ec7n nay, ch\u1eafc ch\u1eafn ATM s\u1ebd m\u1ea5t kh\u00e1ch.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u1ea7n Minh H\u1ea3i: Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5\u2026<\/em><\/strong>
\nKh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng th\u1ebb ATM v\u1eabn nh\u1ea7m l\u1eabn gi\u1eefa ph\u00ed d\u1ecbch v\u1ee5 ATM v\u00e0 c\u00e1c ph\u00ed kh\u00e1c trong c\u00e1c ho\u1ea1t \u0111\u1ed9ng ph\u1ee5c v\u1ee5 l\u1ee3i \u00edch c\u00f4ng c\u1ed9ng ho\u1eb7c h\u00e0nh ch\u00ednh nh\u00e0 n\u01b0\u1edbc. C\u00e1c lo\u1ea1i ph\u00ed thu nh\u1eb1m ph\u1ee5c v\u1ee5 l\u1ee3i \u00edch c\u00f4ng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong Danh m\u1ee5c ph\u00ed, l\u1ec7 ph\u00ed ban h\u00e0nh k\u00e8m theo Ph\u00e1p l\u1ec7nh ph\u00ed, l\u1ec7 ph\u00ed do \u1ee6y ban Th\u01b0\u1eddng v\u1ee5 Qu\u1ed1c h\u1ed9i ban h\u00e0nh ng\u00e0y 28-8-2001 bao g\u1ed3m: ph\u00ed th\u1ee7y l\u1ee3i, ph\u00ed x\u00e2y d\u1ef1ng, ph\u00ed ch\u1ee3, ph\u00ed qua c\u1ea7u, \u00e1n ph\u00ed\u2026 Trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng c\u00f3 ph\u00ed cung c\u1ea5p th\u00f4ng tin v\u1ec1 t\u00e0i ch\u00ednh doanh nghi\u1ec7p; ph\u00ed b\u1ea3o l\u00e3nh, thanh to\u00e1n khi \u0111\u01b0\u1ee3c c\u01a1 quan, t\u1ed5 ch\u1ee9c cung c\u1ea5p d\u1ecbch v\u1ee5 b\u1ea3o l\u00e3nh, thanh to\u00e1n; ph\u00ed s\u1eed d\u1ee5ng thi\u1ebft b\u1ecb, c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng; ph\u00ed ch\u1ee9ng kho\u00e1n\u2026 Ph\u00ed d\u1ecbch v\u1ee5 th\u1ebb ATM kh\u00f4ng n\u1eb1m trong danh m\u1ee5c n\u00e0y. \u0110\u00e2y l\u00e0 lo\u1ea1i ph\u00ed ph\u00e1t sinh do qu\u00e1 tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng kinh doanh, cung \u1ee9ng d\u1ecbch v\u1ee5 c\u1ee7a doanh nghi\u1ec7p, nh\u1eb1m ph\u1ee5c v\u1ee5 cho vi\u1ec7c duy tr\u00ec v\u00e0 ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5. Do v\u1eady, doanh nghi\u1ec7p cung c\u1ea5p d\u1ecbch v\u1ee5 ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 \u0111\u1eb7t ra m\u1ee9c ph\u00ed ph\u00f9 h\u1ee3p v\u1edbi ho\u1ea1t \u0111\u1ed9ng kinh doanh v\u00e0 chi\u1ebfn l\u01b0\u1ee3c kinh t\u1ebf – t\u00e0i ch\u00ednh chung c\u1ee7a Ch\u00ednh ph\u1ee7. N\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng ch\u1ea5p nh\u1eadn m\u1ee9c ph\u00ed do doanh nghi\u1ec7p \u0111\u01b0a ra c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5. Ch\u1eb3ng h\u1ea1n, trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y c\u00f3 th\u1ec3 kh\u00f4ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 r\u00fat ti\u1ec1n t\u1ea1i th\u1ebb ATM, m\u00e0 r\u00fat ti\u1ec1n tr\u1ef1c ti\u1ebfp t\u1ea1i qu\u1ea7y giao d\u1ecbch c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng. Vi\u1ec7c r\u00fat ti\u1ec1n t\u1ea1i \u0111\u00e2y ho\u00e0n to\u00e0n kh\u00f4ng t\u00ednh ph\u00ed.<\/p>\n

\u00a0——————————<\/strong><\/p>\n

H\u00e0 N\u1ed9i m\u1edbi 20\/05\/2011<\/em><\/p>\n

http:\/\/www.hanoimoi.com.vn\/newsdetail\/Xa-hoi\/502684\/thu-phi-the-atm-can-bao-dam-chat-luong-dich-vu.htm<\/a><\/em>","protected":false},"excerpt":{"rendered":"

(HNM) – Nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, d\u1ecbch v\u1ee5 th\u1ebb ATM \u0111\u00e3 tr\u1edf th\u00e0nh quen thu\u1ed9c, b\u1edfi \u0111\u00e2y l\u00e0 c\u00f4ng c\u1ee5 ph\u1ed5 bi\u1ebfn \u0111\u1ec3 chi tr\u1ea3 l\u01b0\u01a1ng cho \u0111a s\u1ed1 ng\u01b0\u1eddi lao \u0111\u1ed9ng, k\u1ec3 c\u1ea3 c\u00e1n b\u1ed9 h\u01b0u tr\u00ed Nh\u1eefng ng\u01b0\u1eddi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ti\u1ec7n \u00edch n\u00e0y, \u0111\u1ed3ng th\u1eddi l\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a c\u00e1c ng\u00e2n […]<\/p>\n","protected":false},"author":1,"featured_media":32324,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-32323","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n190. 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