{"id":33001,"date":"2013-08-08T10:17:02","date_gmt":"2013-08-08T03:17:02","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=33001"},"modified":"2022-07-18T10:21:21","modified_gmt":"2022-07-18T03:21:21","slug":"383-cac-ngan-hang-khong-nen-che-giau-no-xau","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/383-cac-ngan-hang-khong-nen-che-giau-no-xau\/","title":{"rendered":"383. C\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng n\u00ean che gi\u1ea5u n\u1ee3 x\u1ea5u"},"content":{"rendered":"(TN) – Trao \u0111\u1ed5i v\u1edbi\u00a0Thanh Ni\u00ean Online<\/em>\u00a0s\u00e1ng\u00a08.8 t\u1ea1i\u00a0H\u1ed9i th\u1ea3o v\u1ec1 n\u1ee3 x\u1ea5u<\/em>\u00a0do Vi\u1ec7n nh\u00e2n l\u1ef1c T\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng t\u1ed5 ch\u1ee9c, b\u00e0 Tr\u1ea7n Th\u1ecb H\u1ed3ng H\u1ea1nh, T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng, cho r\u1eb1ng m\u1ed9t khi c\u00e1c ng\u00e2n h\u00e0ng c\u00f2n gi\u1ea5u gi\u1ebfm, kh\u00f4ng c\u00f4ng b\u1ed1 con s\u1ed1 th\u1ef1c th\u00ec s\u1ebd kh\u00f4ng bao gi\u1edd x\u1eed l\u00fd \u0111\u01b0\u1ee3c d\u1ee9t \u0111i\u1ec3m\u00a0n\u1ee3 x\u1ea5u<\/a>.<\/strong><\/p>\n

\"\"<\/p>\n

C\u00e0ng gi\u1ea5u n\u1ee3, c\u00e0ng thua l\u1ed7<\/strong><\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c t\u1ea1i h\u1ed9i th\u1ea3o c\u00f3 \u201cc\u1ea3m nh\u1eadn\u201d n\u1ee3 x\u1ea5u hi\u1ec7n kh\u00f4ng ch\u1ec9 chi\u1ebfm 4,56% t\u1ed5ng d\u01b0 n\u1ee3 nh\u01b0 NHNN b\u00e1o c\u00e1o, th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 l\u00e0 10% \u0111\u1ebfn 20%, th\u1eadm ch\u00ed 30% t\u1ed5ng d\u01b0 n\u1ee3. B\u00e0 b\u00ecnh lu\u1eadn g\u00ec v\u1ec1 \u00fd ki\u1ebfn n\u00e0y?<\/em><\/p>\n

C\u1ea3m nh\u1eadn c\u1ea7n c\u00f3 c\u01a1 s\u1edf v\u00e0 c\u0103n c\u1ee9 v\u00ec khi c\u00f4ng b\u1ed1 c\u00f3 th\u1ec3 \u0111\u00e1nh gi\u00e1 theo ch\u1ea5t l\u01b0\u1ee3ng,\u00a0c\u0169ng c\u00f3 th\u1ec3 theo s\u1ed1 l\u01b0\u1ee3ng c\u00e1c kho\u1ea3n n\u1ee3 ho\u1eb7c n\u1ee3 qu\u00e1 h\u1ea1n, theo t\u00ecnh h\u00ecnh kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng. N\u1ebfu ph\u00e1t ng\u00f4n ph\u1ea3i c\u0103n c\u1ee9, d\u1ef1a tr\u00ean c\u01a1 s\u1edf n\u00e0o v\u00e0 th\u1eddi gian n\u00e0o m\u1edbi \u0111\u1ea3m b\u1ea3o ch\u00ednh x\u00e1c.<\/p>\n

C\u00f3 \u00fd ki\u1ebfn cho r\u1eb1ng c\u00e1c ng\u00e2n h\u00e0ng \u0111ang che gi\u1ea5u n\u1ee3 x\u1ea5u, n\u1ebfu ch\u1ea5p nh\u1eadn khai th\u1eadt v\u00e0 x\u1eed l\u00fd s\u1edbm c\u01a1 h\u1ed9i h\u1ed3i ph\u1ee5c nhanh h\u01a1n, th\u01b0a b\u00e0?<\/em><\/p>\n

Theo t\u00f4i n\u1ee3 x\u1ea5u \u1ea3nh h\u01b0\u1edfng t\u1edbi s\u1ef1 t\u1ed3n t\u1ea1i v\u00e0 ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng (NH), n\u1ebfu nh\u00ecn nh\u1eadn \u0111\u00fang v\u1ec1\u00a0n\u1ee3 x\u1ea5u\u00a0<\/a>c\u00e1c NH s\u1ebd bi\u1ebft \u0111\u01b0\u1ee3c \u0111i\u1ec3m \u0111\u1ee9ng, \u0111i\u1ec3m xu\u1ea5t ph\u00e1t th\u1ef1c t\u1ebf c\u1ee7a m\u00ecnh \u1edf \u0111\u00e2u, t\u00ecm ra thu\u1eadn l\u1ee3i, kh\u00f3 kh\u0103n \u0111\u1ec3 \u0111\u01b0a ra gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p. Tr\u00ean c\u01a1 s\u1edf \u0111\u00f3 th\u1ef1c hi\u1ec7n gi\u1ea3i ph\u00e1p c\u01a1 c\u1ea5u n\u1ee3 m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 nh\u1ea5t. C\u00f2n vi\u1ec7c che gi\u1ea5u n\u1ee3 x\u1ea5u l\u00e0m ph\u1ea3n \u1ea3nh kh\u00f4ng \u0111\u00fang th\u1ef1c tr\u1ea1ng c\u1ee7a NH, gi\u1ea3i ph\u00e1p \u00e1p d\u1ee5ng kh\u00f4ng ph\u00f9 h\u1ee3p s\u1ebd k\u00e9o d\u00e0i th\u1eddi gian tr\u00ec tr\u1ec7, thua l\u1ed7.<\/p>\n

C\u1ee5 th\u1ec3 ngay t\u1eeb b\u00e2y gi\u1edd, ng\u00e2n h\u00e0ng n\u00ean l\u00e0m g\u00ec?<\/em><\/p>\n

C\u00e1c NH ph\u1ea3i nghi\u00eam t\u00fac xem x\u00e9t l\u1ea1i vi\u1ec7c c\u01a1 c\u1ea5u l\u1ea1i n\u1ee3 cho c\u00e1c kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh tr\u00ean c\u01a1 s\u1edf t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee5 th\u1ec3 c\u1ee7a h\u1ecd, x\u00e1c \u0111\u1ecbnh l\u1ea1i kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 \u0111\u1ec3 c\u01a1 c\u1ea5u l\u1ea1i. Nh\u01b0 v\u1eady \u0111\u1ec3 v\u1eeba ph\u1ea3n \u00e1nh \u0111\u00fang th\u1ef1c tr\u1ea1ng n\u1ee3 c\u1ee7a m\u00ecnh v\u00e0 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 c\u00e1c kh\u00e1ch h\u00e0ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 theo \u0111\u00fang k\u1ef3 h\u1ea1n m\u1edbi \u0111\u01b0\u1ee3c c\u01a1 c\u1ea5u l\u1ea1i.<\/p>\n

N\u1ee3 x\u1ea5u c\u00e0ng gi\u1ea5u ng\u00e2n h\u00e0ng c\u00e0ng ch\u1ecbu thua l\u1ed7 n\u1eb7ng – \u1ea2nh: Ng\u1ecdc Th\u1eafng<\/p>\n

Hi\u1ec7n nay c\u00e1c T\u1eadp \u0111o\u00e0n, T\u1ed5ng c\u00f4ng ty n\u1ee3 x\u1ea5u r\u1ea5t nhi\u1ec1u t\u1ea1i NH, nh\u01b0ng h\u1ecd kh\u00f4ng mu\u1ed1n b\u00e1n n\u1ee3 v\u00ec b\u00e1n gi\u00e1 th\u1ea5p, b\u00e1n l\u1ed7 s\u1ee3 b\u1ecb truy c\u1ee9u tr\u00e1ch nhi\u1ec7m khi \u0111\u1ec3 th\u1ea5t tho\u00e1t t\u00e0i s\u1ea3n. V\u1eady C\u00f4ng ty mua b\u00e1n t\u00e0i s\u1ea3n qu\u1ed1c gia (VAMC) \u0111\u1ecbnh gi\u00e1 th\u1ebf n\u00e0o v\u00e0 mua sao \u0111\u01b0\u1ee3c?<\/em><\/p>\n

V\u1ea5n \u0111\u1ec1 n\u00e0y s\u1ebd c\u00f3 c\u01a1 quan \u0111\u1ecbnh gi\u00e1 \u0111\u1ed9c l\u1eadp v\u00e0 m\u00ecnh ph\u1ea3i tin t\u01b0\u1edfng h\u1ecd l\u00e0m vi\u1ec7c c\u00f4ng khai, minh b\u1ea1ch, th\u1eb3ng th\u1eafn v\u00e0 trung th\u1ef1c, \u0111\u00f3 l\u00e0 c\u00e1n c\u00e2n c\u00f4ng l\u00fd. L\u00e0m sao x\u00e1c \u0111\u1ecbnh r\u00f5 quy\u1ec1n l\u1ee3i ngh\u0129a v\u1ee5, tr\u00e1ch nhi\u1ec7m t\u1eebng b\u00ean tr\u01b0\u1edbc ph\u00e1p lu\u1eadt, c\u00f2n n\u00f3i gi\u00e1 th\u1ea5p hay cao ph\u1ea3i c\u00f3 chuy\u00ean m\u00f4n.<\/p>\n\n\n\n
Chuy\u00ean gia T\u00e0i ch\u00ednh, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c (Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng):<\/strong>\u00a0<\/strong>Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc b\u00e1o c\u00e1o n\u1ee3 x\u1ea5u chi\u1ebfm 4,65% t\u1ed5ng d\u01b0 n\u1ee3. Con s\u1ed1 n\u00e0y v\u1eabn \u1edf d\u01b0\u1edbi m\u1ee9c an to\u00e0n 5% nh\u00ecn th\u00ec kh\u00f4ng c\u00f3 v\u1ea5n \u0111\u1ec1 g\u00ec. Nh\u01b0ng n\u1ebfu v\u1eady th\u00ec th\u1ef1c s\u1ef1 kh\u00f4ng c\u1ea7n th\u00e0nh l\u1eadp VAMC, b\u1edfi th\u01b0\u1eddng c\u00e1c qu\u1ed1c gia khi th\u1ea5y v\u1ea5n \u0111\u1ec1 qu\u00e1 nghi\u00eam tr\u1ecdng m\u1edbi c\u1ea7n. Th\u1ef1c t\u1ebf, n\u1ee3 x\u1ea5u th\u1ef1c t\u1ebf theo t\u00f4i c\u1ea3m nh\u1eadn c\u00f3 th\u1ec3 t\u1eeb 11,5% \u0111\u1ebfn 20% (do c\u00e1c NH \u0111\u00e3 \u0111\u1ea3o n\u1ee3 \u0111\u01b0\u1ee3c kho\u1ea3ng 6-7%). Con s\u1ed1 4,65% ch\u1eafc ch\u1eafn kh\u00f4ng c\u00f3 Vinalines v\u00e0 Vinashin, con s\u1ed1 th\u1eadt m\u00e0 c\u0169ng theo nhi\u1ec1u t\u00e0i li\u1ec7u v\u00e0 chuy\u00ean gia n\u00f3i r\u1eb1ng ch\u1eebng 20%.<\/p>\n

V\u1edbi c\u1ea3m nh\u1eadn c\u1ee7a t\u00f4i t\u1ed1i thi\u1ec3u 20%, loanh quanh 30%, c\u00f3 NH n\u1ee3 x\u1ea5u th\u1ef1c s\u1ef1 90%, v\u00e0 t\u00f4i bi\u1ebft \u00edt nh\u1ea5t m\u1ed9t NH \u1edf H\u00e0 N\u1ed9i n\u00e0y.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Anh V\u0169<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014\u2014-<\/p>\n

Thanh ni\u00ean 08-8-2013:<\/em><\/strong><\/p>\n

http:\/\/www.thanhnien.com.vn\/pages\/20130808\/cac-ngan-hang-khong-nen-che-giau-no-xau.aspx<\/a><\/em><\/p>\n

(148\/688)","protected":false},"excerpt":{"rendered":"

(TN) – Trao \u0111\u1ed5i v\u1edbi\u00a0Thanh Ni\u00ean Online\u00a0s\u00e1ng\u00a08.8 t\u1ea1i\u00a0H\u1ed9i th\u1ea3o v\u1ec1 n\u1ee3 x\u1ea5u\u00a0do Vi\u1ec7n nh\u00e2n l\u1ef1c T\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng t\u1ed5 ch\u1ee9c, b\u00e0 Tr\u1ea7n Th\u1ecb H\u1ed3ng H\u1ea1nh, T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng, cho r\u1eb1ng m\u1ed9t khi c\u00e1c ng\u00e2n h\u00e0ng c\u00f2n gi\u1ea5u gi\u1ebfm, kh\u00f4ng c\u00f4ng b\u1ed1 con s\u1ed1 th\u1ef1c th\u00ec s\u1ebd kh\u00f4ng bao gi\u1edd x\u1eed […]<\/p>\n","protected":false},"author":3,"featured_media":33002,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-33001","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n383. C\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng n\u00ean che gi\u1ea5u n\u1ee3 x\u1ea5u - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/383-cac-ngan-hang-khong-nen-che-giau-no-xau\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]383. 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