{"id":33022,"date":"2013-08-14T10:48:35","date_gmt":"2013-08-14T03:48:35","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=33022"},"modified":"2022-07-18T10:50:52","modified_gmt":"2022-07-18T03:50:52","slug":"390-no-xau-giam-ngan-hang-mua-cheo-dao-no","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/390-no-xau-giam-ngan-hang-mua-cheo-dao-no\/","title":{"rendered":"390. N\u1ee3 x\u1ea5u gi\u1ea3m: Ng\u00e2n h\u00e0ng mua ch\u00e9o, \u0111\u1ea3o n\u1ee3?"},"content":{"rendered":"<strong>(TP) &#8211; B\u00e1o c\u00e1o t\u00e0i ch\u00ednh g\u1ea7n \u0111\u00e2y c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng cho th\u1ea5y \u0111\u00e3 gi\u1ea3m m\u1ea1nh \u0111\u01b0\u1ee3c n\u1ee3 x\u1ea5u xu\u1ed1ng d\u01b0\u1edbi 3%. Vi\u1ec7c n\u00e0y \u0111\u1ed3ng ngh\u0129a Cty Khai th\u00e1c v\u00e0 Qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (VAMC) v\u1eeba ra \u0111\u1eddi \u0111\u00e3 h\u1ebft vi\u1ec7c l\u00e0m?<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-33023 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/90-450x338.png\" alt=\"\" width=\"450\" height=\"338\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/90-450x338.png 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/90.png 625w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/p>\n<p>Nhi\u1ec1u ng\u00e2n h\u00e0ng mu\u1ed1n gi\u1ea5u n\u1ee3 x\u1ea5u (\u1ea3nh minh h\u1ecda).<\/p>\n<p>&nbsp;<\/p>\n<p><strong>B\u1ed7ng d\u01b0ng gi\u1ea3m m\u1ea1nh<\/strong><\/p>\n<p>S\u1ed1 li\u1ec7u t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i (NHTM) cho th\u1ea5y, chi\u1ebfu theo k\u1ebft qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng kinh doanh n\u0103m 2012, trong nh\u00f3m 10 NHTM l\u1edbn nh\u1ea5t, kh\u00e1 nhi\u1ec1u c\u00f3 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u v\u01b0\u1ee3t m\u1ee9c 3%. Nh\u01b0 Agribank v\u1edbi n\u1ee3 x\u1ea5u chi\u1ebfm 5,8% tr\u00ean t\u1ed5ng d\u01b0 n\u1ee3 (27.803 t\u1ef7 \u0111\u1ed3ng); SHB n\u1ee3 x\u1ea5u t\u1edbi 8,53%, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 4.844 t\u1ef7 \u0111\u1ed3ng do g\u00e1nh th\u00eam n\u1ee3 x\u1ea5u sau khi h\u1ee3p nh\u1ea5t v\u1edbi Habubank. Trong nh\u00f3m c\u00e1c ng\u00e2n h\u00e0ng nh\u1ecf, m\u1ee9c n\u1ee3 x\u1ea5u cao ph\u1ea3i k\u1ec3 \u0111\u1ebfn l\u00e0 WesternBank (v\u1edbi 6,89%), Navibank (5,6%), \u0110\u1ea1i \u00c1 Bank t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u c\u0169ng l\u00ean t\u1edbi 4,4%; BaoVietBank c\u00f3 400 t\u1ef7 \u0111\u1ed3ng n\u1ee3 x\u1ea5u, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 5,94% t\u1ed5ng d\u01b0 n\u1ee3.<\/p>\n<p>&nbsp;<\/p>\n<p>\u0110\u1ebfn h\u1ebft qu\u00fd I\/2013, theo \u0111\u00e1nh gi\u00e1, n\u1ee3 x\u1ea5u c\u1ee7a nhi\u1ec1u \u0111\u01a1n v\u1ecb ti\u1ebfp t\u1ee5c gia t\u0103ng so v\u1edbi cu\u1ed1i n\u0103m 2012. \u0110\u1eb7c bi\u1ec7t, theo k\u1ebf ho\u1ea1ch kinh doanh n\u0103m 2013, nhi\u1ec1u ng\u00e2n h\u00e0ng d\u00f9 n\u1ee3 x\u1ea5u \u1edf m\u1ee9c an to\u00e0n \u1edf n\u0103m tr\u01b0\u1edbc, song l\u1ea1i \u0111\u1eb7t ra m\u1ee5c ti\u00eau n\u1ee3 x\u1ea5u cao h\u01a1n, nh\u01b0 ABBank (v\u1edbi k\u1ebf ho\u1ea1ch 3,54%); SouthernBank 5%&#8230; C\u00f2n theo s\u1ed1 li\u1ec7u c\u1ee7a NHNN, kho\u1ea3ng 30\/124 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 m\u1ee9c n\u1ee3 x\u1ea5u tr\u00ean 3%.<\/p>\n<p>&nbsp;<\/p>\n<p>Tuy nhi\u00ean, b\u00e1o c\u00e1o t\u00e0i ch\u00ednh c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng m\u1edbi \u0111\u00e2y l\u1ea1i cho th\u1ea5y, sau 6 th\u00e1ng ch\u1eadt v\u1eadt xoay x\u1edf, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u \u0111\u00e3 gi\u1ea3m d\u01b0\u1edbi m\u1ee9c 3%. Theo b\u00e1o c\u00e1o t\u00e0i ch\u00ednh h\u1ee3p nh\u1ea5t c\u1ee7a BIDV c\u00f4ng b\u1ed1 ng\u00e0y 12\/8, l\u1ee3i nhu\u1eadn thu\u1ea7n t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh tr\u01b0\u1edbc chi ph\u00ed d\u1ef1 ph\u00f2ng r\u1ee7i ro c\u1ee7a ng\u00e2n h\u00e0ng t\u0103ng kho\u1ea3ng 2 l\u1ea7n (l\u00ean 5.217 t\u1ef7 \u0111\u1ed3ng), l\u1ee3i nhu\u1eadn sau thu\u1ebf c\u1ee7a BIDV \u0111\u1ea1t h\u01a1n 2.000 t\u1ef7 \u0111\u1ed3ng (t\u0103ng tr\u00ean 600 t\u1ef7 \u0111\u1ed3ng).<\/p>\n<p>&nbsp;<\/p>\n<p>C\u00f2n Southern Bank c\u00f4ng b\u1ed1, 6 th\u00e1ng \u0111\u1ea7u n\u0103m, c\u0169ng nh\u1edd l\u00e3i t\u1eeb ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n t\u0103ng v\u1ecdt (t\u1eeb h\u01a1n 180 t\u1ef7 l\u00ean tr\u00ean 637 t\u1ef7 \u0111\u1ed3ng) gi\u00fap ng\u00e2n h\u00e0ng \u0111\u1ea1t tr\u00ean 189 t\u1ef7 \u0111\u1ed3ng l\u1ee3i nhu\u1eadn sau thu\u1ebf, g\u1ea5p kho\u1ea3ng 5 l\u1ea7n c\u00f9ng k\u1ef3 2012 (d\u00f9 c\u00e1c lo\u1ea1i chi ph\u00ed \u0111\u1ec1u t\u0103ng). N\u1ee3 x\u1ea5u chi\u1ebfm 2,77% t\u1ed5ng d\u01b0 n\u1ee3.<\/p>\n<p>&nbsp;<\/p>\n<p>Kh\u00f4ng nh\u01b0 c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c, ACB l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean c\u00f4ng khai v\u1ec1 n\u1ee3 x\u1ea5u c\u1ee7a m\u00ecnh, khi cho bi\u1ebft \u0111ang c\u00f3 3.090 t\u1ef7 \u0111\u1ed3ng n\u1ee3 x\u1ea5u v\u00e0 s\u1eb5n s\u00e0ng b\u00e1n 1.500 t\u1ef7 \u0111\u1ed3ng n\u1ee3 x\u1ea5u cho VAMC.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Gi\u1ea5u n\u1ee3 x\u1ea5u, \u0111\u1eb9p s\u1ed5 s\u00e1ch?<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><em>V\u1ec1 vi\u1ec7c n\u1ee3 x\u1ea5u c\u1ee7a m\u1ed9t s\u1ed1 \u0111\u01a1n v\u1ecb gi\u1ea3m, c\u00e1c chuy\u00ean gia ng\u00e2n h\u00e0ng nh\u1eadn \u0111\u1ecbnh: C\u00f3 th\u1ec3 do ng\u00e2n h\u00e0ng \u0111ang t\u00ecm c\u00e1ch mua ch\u00e9o n\u1ee3 x\u1ea5u c\u1ee7a nhau. Trao \u0111\u1ed5i v\u1edbi PV Ti\u1ec1n Phong, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c &#8211;\u00a0<\/em><em>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI,\u00a0<\/em><em>Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p l\u00fd c\u1ee7a Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng cho r\u1eb1ng, v\u1edbi c\u00e1c quy \u0111\u1ecbnh v\u00e0 t\u1ed1c \u0111\u1ed9 nh\u01b0 hi\u1ec7n nay, n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trong v\u00e0i th\u00e1ng t\u1edbi s\u1ebd ti\u1ebfp t\u1ee5c gi\u1ea3m n\u1eefa.<\/em><\/p>\n<p><em>\u00a0<\/em><\/p>\n<p><em>\u201cN\u1ee3 x\u1ea5u c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng th\u1eadm ch\u00ed ph\u1ea3i l\u00ean t\u1edbi 30%. Ng\u01b0\u1eddi l\u1ea1c quan nh\u1ea5t n\u00f3i l\u00e0 20%, nh\u01b0ng nhi\u1ec1u ng\u00e2n h\u00e0ng b\u00e1o c\u00e1o d\u01b0\u1edbi 3%. C\u00f2n NHNN t\u1ed5ng k\u1ebft 4,65%. N\u1ebfu qu\u1ea3 th\u1eadt v\u1edbi n\u1ee3 x\u1ea5u nh\u01b0 v\u1eady c\u0169ng kh\u00f4ng c\u1ea7n thi\u1ebft ph\u1ea3i th\u00e0nh l\u1eadp VAMC. N\u1ee3 x\u1ea5u th\u1ef1c t\u1ebf theo t\u00f4i c\u1ea3m nh\u1eadn c\u00f3 th\u1ec3 t\u1eeb 11,5% \u0111\u1ebfn 20% do c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u1ea3o n\u1ee3 \u0111\u01b0\u1ee3c kho\u1ea3ng 6-7%\u201d, \u00f4ng \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n<p><em>\u00a0<\/em><\/p>\n<p><em>Theo \u00f4ng \u0110\u1ee9c, v\u1edbi n\u1ee3 x\u1ea5u, b\u1ea3n th\u00e2n ng\u00e2n h\u00e0ng \u0111\u00e3 tr\u00edch d\u1ef1 ph\u00f2ng r\u1ee7i ro. Gi\u1edd n\u1ebfu mua b\u00e1n n\u1ee3 qua VAMC, ng\u00e2n h\u00e0ng v\u1eabn ph\u1ea3i tr\u00edch ti\u1ebfp. Ti\u1ec1n tr\u00edch l\u1ea1i \u0111\u01b0\u1ee3c l\u1ea5y t\u1eeb l\u1ee3i nhu\u1eadn c\u1ee7a ch\u00ednh ng\u00e2n h\u00e0ng. Nh\u01b0 v\u1eady, t\u1ea5t c\u1ea3 ch\u1ec9 l\u00e0 l\u00e0m \u0111\u1eb9p s\u1ed5 s\u00e1ch. M\u00e0 \u0111\u1ec3 l\u00e0m \u0111\u1eb9p s\u1ed5 s\u00e1ch, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng nh\u01b0 c\u00e1c NHTM c\u1ed5 ph\u1ea7n th\u1eeba s\u1ee9c, mu\u1ed1n 10% hay 1% c\u0169ng \u0111\u01b0\u1ee3c.<\/em><\/p>\n<p><em>\u00a0<\/em><\/p>\n<p><em>\u201cV\u1ec1 nguy\u00ean t\u1eafc, c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 b\u00e1n b\u1ea5t c\u1ee9 kho\u1ea3n n\u1ee3 x\u1ea5u n\u00e0o cho nhau. T\u00f4i b\u00e1n n\u1ee3 x\u1ea5u cho anh, anh b\u00e1n l\u1ea1i n\u1ee3 x\u1ea5u c\u1ee7a anh cho t\u00f4i. Hai kho\u1ea3n n\u1ee3 nh\u01b0 nhau. \u0110\u1ea3o m\u1ed9t h\u1ed3i l\u1ea1i \u0111\u1eb9p\u201d, \u00f4ng \u0110\u1ee9c ph\u00e2n t\u00edch.<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u0110\u1ed3ng quan \u0111i\u1ec3m, chuy\u00ean gia ng\u00e2n h\u00e0ng TS Nguy\u1ec5n Tr\u00ed Hi\u1ebfu cho r\u1eb1ng, VAMC ch\u1ec9 l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5, c\u00f2n \u00f4ng \u201cb\u00e1c s\u0129\u201d th\u1ef1c gi\u1ea3i quy\u1ebft \u201cc\u1ee5c m\u00e1u \u0111\u00f4ng\u201d n\u1ee3 x\u1ea5u ch\u00ednh l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng, doanh nghi\u1ec7p v\u00e0 Ch\u00ednh ph\u1ee7. V\u00ec v\u1eady \u0111\u1eebng k\u1ef3 v\u1ecdng nhi\u1ec1u qu\u00e1 v\u00e0o VAMC.<\/p>\n<p>&nbsp;<\/p>\n<p>\u201cNHNN \u0111\u01b0a ra m\u1ed9t c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh, nh\u01b0ng ho\u00e0n to\u00e0n kh\u00f4ng c\u00f3 r\u1ee7i ro g\u00ec cho VAMC b\u1edfi c\u00e1c ng\u00e2n h\u00e0ng b\u00e1n n\u1ee3 \u0111i r\u1ed3i nh\u01b0ng kh\u00f4ng bi\u1ebft \u0111\u01b0\u1ee3c chi\u1ebft kh\u1ea5u bao nhi\u00eau, \u0111\u01b0\u1ee3c h\u01b0\u1edfng th\u1ebf n\u00e0o trong khi v\u1eabn ph\u1ea3i tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng. V\u1edbi h\u1ecd, nh\u01b0 v\u1eady th\u1ef1c ra \u0111i\u1ec1u n\u00e0y v\u1eabn r\u1ee7i ro nhi\u1ec1u h\u01a1n n\u1ebfu b\u00e1n tr\u00ean s\u1ed5 s\u00e1ch. Nh\u1eefng y\u1ebfu t\u1ed1 tr\u00ean cho th\u1ea5y ng\u00e2n h\u00e0ng gi\u1ea5u n\u1ee3 x\u1ea5u l\u00e0 c\u00f3 c\u01a1 s\u1edf\u201d, \u00f4ng Hi\u1ebfu n\u00f3i.<\/p>\n<p>&nbsp;<\/p>\n<table width=\"90%\">\n<tbody>\n<tr>\n<td>Trao \u0111\u1ed5i v\u1edbi b\u00e1o ch\u00ed m\u1edbi \u0111\u00e2y, T\u1ed5ng G\u0110 VAMC Nguy\u1ec5n H\u1eefu Th\u1ee7y cho bi\u1ebft s\u1ebd \u01b0u ti\u00ean c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u cao nh\u1ea5t v\u00e0 nh\u1eefng m\u00f3n n\u1ee3 c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o l\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n. D\u1ef1 ki\u1ebfn, c\u00e1c giao d\u1ecbch \u0111\u1ea7u ti\u00ean s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n cu\u1ed1i th\u00e1ng 8 n\u00e0y. \u0110\u1ec3 mua c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u, trong 2 th\u00e1ng t\u1edbi, VAMC s\u1ebd ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu \u0111\u1eb7c bi\u1ec7t cho kho\u1ea3ng 10 ng\u00e2n h\u00e0ng v\u1edbi t\u1ed5ng gi\u00e1 tr\u1ecb n\u1ee3 x\u1ea5u mua kho\u1ea3ng 10.000 t\u1ef7 \u0111\u1ed3ng.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>Ph\u1ea1m Tuy\u00ean<\/strong><\/p>\n<p>\u2014\u2014\u2014\u2014\u2014\u2014-<\/p>\n<p><strong><em>Ti\u1ec1n Phong 14-8-2013:<\/em><\/strong><\/p>\n<p><em><a href=\"http:\/\/dantri.com.vn\/kinh-doanh\/no-xau-giam-ngan-hang-mua-cheo-dao-no-767211.htm\">http:\/\/dantri.com.vn\/kinh-doanh\/no-xau-giam-ngan-hang-mua-cheo-dao-no-767211.htm<\/a><\/em><\/p>\n<p>(l\u1ea5y qua D\u00e2n tr\u00ed)<\/p>\n<p>(278\/971)","protected":false},"excerpt":{"rendered":"<p>(TP) &#8211; B\u00e1o c\u00e1o t\u00e0i ch\u00ednh g\u1ea7n \u0111\u00e2y c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng cho th\u1ea5y \u0111\u00e3 gi\u1ea3m m\u1ea1nh \u0111\u01b0\u1ee3c n\u1ee3 x\u1ea5u xu\u1ed1ng d\u01b0\u1edbi 3%. Vi\u1ec7c n\u00e0y \u0111\u1ed3ng ngh\u0129a Cty Khai th\u00e1c v\u00e0 Qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (VAMC) v\u1eeba ra \u0111\u1eddi \u0111\u00e3 h\u1ebft vi\u1ec7c l\u00e0m? Nhi\u1ec1u ng\u00e2n h\u00e0ng mu\u1ed1n gi\u1ea5u n\u1ee3 x\u1ea5u [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":33023,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-33022","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>390. 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