{"id":33067,"date":"2013-08-23T11:46:31","date_gmt":"2013-08-23T04:46:31","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=33067"},"modified":"2022-07-18T11:48:22","modified_gmt":"2022-07-18T04:48:22","slug":"396-nhnn-du-kien-cap-lai-giay-phep-hoat-dong-cho-cac-tctd","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/396-nhnn-du-kien-cap-lai-giay-phep-hoat-dong-cho-cac-tctd\/","title":{"rendered":"396. NHNN d\u1ef1 ki\u1ebfn c\u1ea5p l\u1ea1i Gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng cho c\u00e1c TCTD"},"content":{"rendered":"(TBNH) – \u0110a s\u1ed1 c\u00e1c NHTM cho r\u1eb1ng, c\u1ea7n quy \u0111\u1ecbnh cho ph\u00e9p TCTD th\u1ef1c hi\u1ec7n nghi\u1ec7p v\u1ee5 kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n nh\u01b0 cho thu\u00ea tr\u1ee5 s\u1edf khi kh\u00f4ng s\u1eed d\u1ee5ng h\u1ebft. Ngo\u00e0i ra, nhi\u1ec1u NHTMCP kh\u00e1c c\u0169ng \u201cth\u1eafc m\u1eafc\u201d: m\u1ed9t s\u1ed1 ho\u1ea1t \u0111\u1ed9ng trung gian thanh to\u00e1n cho nghi\u1ec7p v\u1ee5 th\u1ebb, mua b\u00e1n n\u1ee3 l\u00e0 ho\u1ea1t \u0111\u1ed9ng b\u00ecnh th\u01b0\u1eddng c\u1ee7a ng\u00e2n h\u00e0ng th\u00ec c\u00f3 c\u1ea7n \u0111\u01b0a v\u00e0o trong gi\u1ea5y ph\u00e9p hay kh\u00f4ng?<\/strong><\/p>\n

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Kh\u00f3 ngay t\u1eeb c\u00e1ch g\u1ecdi t\u00ean…<\/strong><\/p>\n

C\u0169ng nh\u01b0 nhi\u1ec1u lu\u1eadt kh\u00e1c, Lu\u1eadt C\u00e1c TCTD 2010, c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 1\/1\/2011, c\u1ea7n c\u00f3 nh\u1eefng v\u0103n b\u1ea3n h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3 h\u01a1n \u0111\u1ec3 \u00e1p d\u1ee5ng trong th\u1ef1c t\u1ebf. V\u00e0 m\u1ed9t trong nh\u1eefng v\u01b0\u1edbng m\u1eafc c\u1ee7a c\u00e1c NHTM khi \u00e1p d\u1ee5ng Lu\u1eadt C\u00e1c TCTD 2010 l\u00e0 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c TCTD.<\/p>\n

Kh\u00f4ng s\u1eed d\u1ee5ng h\u1ebft, NHTM cho thu\u00ea m\u1ed9t ph\u1ea7n tr\u1ee5 s\u1edf. \u1ede \u0111\u1ecba \u0111i\u1ec3m kh\u00e1c, h\u1ecd l\u1ea1i ph\u1ea3i \u0111i thu\u00ea. Th\u1ebf c\u00f3 ph\u1ea3i l\u00e0 kinh doanh B\u0110S?<\/em><\/p>\n

Theo Lu\u1eadt C\u00e1c TCTD 1997, ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c TCTD \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong Ch\u01b0\u01a1ng III v\u00e0 c\u1ee5 th\u1ec3 h\u00f3a t\u1ea1i \u0110i\u1ec1u 78, Ngh\u1ecb \u0111\u1ecbnh 59\/2009\/N\u0110 – CP ghi: Ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng quy \u0111\u1ecbnh t\u1ea1i Ch\u01b0\u01a1ng III Lu\u1eadt C\u00e1c TCTD, Lu\u1eadt s\u1eeda \u0111\u1ed5i b\u1ed5 sung m\u1ed9t s\u1ed1 \u0110i\u1ec1u c\u1ee7a Lu\u1eadt C\u00e1c TCTD, c\u00e1c quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh c\u00f3 li\u00ean quan c\u1ee7a Ch\u00ednh ph\u1ee7 v\u00e0 NHNN. Tuy nhi\u00ean, t\u1ea1i Kho\u1ea3n 11, \u0110i\u1ec1u 4 Lu\u1eadt C\u00e1c TCTD 2010 l\u1ea1i ghi r\u00f5: TCTD kh\u00f4ng \u0111\u01b0\u1ee3c ti\u1ebfn h\u00e0nh b\u1ea5t k\u1ef3 ho\u1ea1t \u0111\u1ed9ng kinh doanh n\u00e0o ngo\u00e0i c\u00e1c ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng, ho\u1ea1t \u0111\u1ed9ng kinh doanh kh\u00e1c ghi trong Gi\u1ea5y ph\u00e9p \u0111\u01b0\u1ee3c NHNN c\u1ea5p cho TCTD.<\/p>\n

Do c\u00f3 s\u1ef1 thay \u0111\u1ed5i v\u1ec1 n\u1ed9i dung quy ph\u1ea1m ph\u00e1p lu\u1eadt gi\u1eefa Lu\u1eadt C\u00e1c TCTD 1997 v\u00e0 2010 v\u1ec1 quy \u0111\u1ecbnh ho\u1ea1t \u0111\u1ed9ng c\u1ee7a TCTD n\u00ean \u0111ang g\u00e2y kh\u00f3 kh\u0103n cho c\u00f4ng t\u00e1c qu\u1ea3n l\u00fd Nh\u00e0 n\u01b0\u1edbc v\u00e0 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c TCTD, chi nh\u00e1nh NHNNg. M\u1ed9t s\u1ed1 NHTM ph\u1ea3n \u00e1nh, ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ecd c\u00f3 nguy c\u01a1 b\u1ecb gi\u00e1n \u0111o\u1ea1n; ho\u1eb7c ph\u00e1t sinh c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh kh\u00f4ng c\u1ea7n thi\u1ebft cho ch\u00ednh c\u01a1 quan qu\u1ea3n l\u00fd Nh\u00e0 n\u01b0\u1edbc c\u0169ng nh\u01b0 c\u00e1c TCTD.<\/p>\n

\u0110\u1ec3 x\u1eed l\u00fd v\u1ea5n \u0111\u1ec1 n\u00e0y, NHNN d\u1ef1 ki\u1ebfn c\u1ea5p \u0111\u1ed5i Gi\u1ea5p ph\u00e9p cho c\u00e1c NHTM, chi nh\u00e1nh NHNNg. V\u00e0 \u0111\u1ec3 ho\u00e0n thi\u1ec7n v\u00e0 thu\u1eadn ti\u1ec7n h\u01a1n trong kh\u00e2u \u0111\u0103ng k\u00fd kinh doanh c\u00e1c s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5, c\u00e1c NHTM \u0111ang t\u00edch c\u1ef1c \u0111\u01b0a ra nhi\u1ec1u \u00fd ki\u1ebfn \u0111\u00f3ng g\u00f3p x\u00e2y d\u1ef1ng Gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n

Ngay t\u1eeb t\u00ean g\u1ecdi c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 chi nh\u00e1nh ng\u00e2n h\u00e0ng, c\u00e1c NHTM c\u0169ng cho r\u1eb1ng c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c chu\u1ea9n h\u00f3a trong Gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng \u0111\u1ec3 c\u00f3 c\u00e1ch g\u1ecdi \u0111\u1ed3ng nh\u1ea5t v\u00e0 d\u1ec5 d\u00e0ng h\u01a1n trong vi\u1ec7c xin \u0111\u0103ng k\u00fd kinh doanh.<\/p>\n

Theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c,\u00a0<\/em>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em>\u2013 Ch\u1ee7 nhi\u1ec7m CLB Ph\u00e1p ch\u1ebf ng\u00e2n h\u00e0ng, hi\u1ec7n nay t\u1ed3n t\u1ea1i v\u00e0i c\u00e1ch vi\u1ebft kh\u00e1c nhau v\u00e0 khi c\u00e1c TCTD l\u00e0m \u0111\u0103ng k\u00fd kinh doanh c\u01a1 quan c\u00f4ng an \u1edf m\u1ed9t s\u1ed1 \u0111\u1ecba ph\u01b0\u01a1ng l\u1ea1i y\u00eau c\u1ea7u ghi theo m\u1ed9t c\u00e1ch kh\u00e1c. V\u00ed d\u1ee5, NHTMCP A Chi nh\u00e1nh H\u00e0 N\u1ed9i ho\u1eb7c Chi nh\u00e1nh NHTMCP A H\u00e0 N\u1ed9i. \u00d4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho bi\u1ebft, t\u1ea1i \u0111\u01a1n v\u1ecb \u00f4ng \u0111ang c\u00f4ng t\u00e1c l\u00e0 NHTMCP H\u00e0ng H\u1ea3i (MaritimeBank) th\u00ec kho\u1ea3ng 50% ghi l\u00e0: MaritimeBank chi nh\u00e1nh A; s\u1ed1 c\u00f2n l\u1ea1i th\u00ec ghi ng\u01b0\u1ee3c l\u1ea1i.<\/em><\/p>\n

\u0110\u1ea1i di\u1ec7n Agribank c\u00f2n \u0111\u01b0a ra c\u00e2u chuy\u1ec7n th\u1ef1c t\u1ebf v\u1ec1 t\u00ean g\u1ecdi c\u1ee7a ng\u00e2n h\u00e0ng cho th\u1ea5y s\u1ef1 c\u1ee9ng nh\u1eafc t\u1eeb ph\u00eda c\u01a1 quan qu\u1ea3n l\u00fd. Theo \u0111\u1ea1i di\u1ec7n ng\u00e2n h\u00e0ng n\u00e0y, tr\u01b0\u1edbc \u0111\u00e2y theo Lu\u1eadt DN th\u00ec ng\u00e2n h\u00e0ng c\u00f3 t\u00ean: Ng\u00e2n h\u00e0ng N\u00f4ng nghi\u1ec7p v\u00e0 Ph\u00e1t tri\u1ec3n n\u00f4ng th\u00f4n Vi\u1ec7t Nam (Agribank) nh\u01b0ng \u0111\u1ebfn n\u0103m 2011 chuy\u1ec3n \u0111\u1ed5i th\u00e0nh C\u00f4ng ty TNHH m\u1ed9t th\u00e0nh vi\u00ean th\u00ec khi \u0111\u0103ng k\u00fd kinh doanh, kh\u1eafc con d\u1ea5u c\u1ee7a ng\u00e2n h\u00e0ng c\u00f3 c\u00e1i t\u00ean d\u00e0i d\u1eb1ng d\u1eb7c l\u00e0 C\u00f4ng ty TNHH m\u1ed9t th\u00e0nh vi\u00ean Ng\u00e2n h\u00e0ng N\u00f4ng nghi\u1ec7p v\u00e0 Ph\u00e1t tri\u1ec3n n\u00f4ng th\u00f4n Vi\u1ec7t Nam. Do t\u00ean g\u1ecdi qu\u00e1 d\u00e0i n\u00ean con d\u1ea5u c\u00f3 ch\u1eef qu\u00e1 nh\u1ecf.<\/p>\n

V\u00ec v\u1eady, Agribank \u0111\u00e3 ph\u1ea3i \u0111\u1ec1 ngh\u1ecb b\u1ecf b\u1edbt c\u1ee5m t\u1eeb C\u00f4ng ty TNHH m\u1ed9t th\u00e0nh vi\u00ean. V\u1ecb c\u00e1n b\u1ed9 ph\u00e1p ch\u1ebf c\u1ee7a Agribank lo ng\u1ea1i, do Agribank \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp d\u1ef1a tr\u00ean Quy\u1ebft \u0111\u1ecbnh c\u1ee7a Ch\u00ednh ph\u1ee7, kh\u00f4ng c\u00f3 Gi\u1ea5y ph\u00e9p th\u00e0nh l\u1eadp v\u00e0 ho\u1ea1t \u0111\u1ed9ng v\u00e0 l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1eb7c th\u00f9 \u0111\u01b0\u1ee3c ho\u1ea1t \u0111\u1ed9ng d\u1ef1a tr\u00ean \u0111i\u1ec1u l\u1ec7 c\u1ee7a NHNN v\u00e0 Gi\u1ea5y ph\u00e9p kinh doanh quy \u0111\u1ecbnh r\u1eb1ng \u0111\u01b0\u1ee3c ho\u1ea1t \u0111\u1ed9ng c\u00e1c nghi\u1ec7p v\u1ee5 ghi trong \u0111i\u1ec1u l\u1ec7 c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n

\u201cT\u1edbi \u0111\u00e2y NHNN ch\u1ec9nh s\u1eeda gi\u1ea5y ph\u00e9p th\u00e0nh l\u1eadp, ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng th\u00ec \u0111i\u1ec1u l\u1ec7 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a Agribank c\u00f3 c\u1ea7n ph\u1ea3i ch\u1ec9nh s\u1eeda g\u00ec kh\u00f4ng?\u201d – \u0111\u1ea1i di\u1ec7n Ph\u00e1p ch\u1ebf c\u1ee7a Agribank \u0111\u1eb7t v\u1ea5n \u0111\u1ec1.<\/p>\n

\u2026\u0110\u1ebfn c\u00e1c nghi\u1ec7p v\u1ee5<\/strong><\/p>\n

Theo b\u00e0 L\u00ea Thu Hi\u1ec1n \u2013 Tr\u01b0\u1edfng ph\u00f2ng Ph\u00e1p ch\u1ebf Vietcombank, Gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng n\u00ean t\u1eadp h\u1ee3p \u0111\u01b0\u1ee3c t\u1ea5t c\u1ea3 c\u00e1c d\u1ecbch v\u1ee5, tr\u00e1nh tr\u01b0\u1eddng h\u1ee3p khi c\u00f3 \u0111\u0103ng k\u00fd kinh doanh v\u1eabn ph\u1ea3i xin th\u00eam \u201cgi\u1ea5y ph\u00e9p con\u201d.<\/p>\n

C\u0103n c\u1ee9 v\u00e0o Th\u00f4ng t\u01b0 01\/2013\/TT-NHNN s\u1eeda \u0111\u1ed5i, b\u1ed5 sung Th\u00f4ng t\u01b0 21\/2012\/TT-NHNN c\u1ee7a Th\u1ed1ng \u0111\u1ed1c NHNN quy \u0111\u1ecbnh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng cho vay, \u0111i vay; mua b\u00e1n c\u00f3 k\u1ef3 h\u1ea1n gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 gi\u1eefa c\u00e1c TCTD, NHNNg c\u00f3 quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n b, \u0110i\u1ec1u 13: TCTD \u0111\u01b0\u1ee3c nh\u1eadn ti\u1ec1n g\u1eedi thanh to\u00e1n v\u00e0 c\u00e1c giao d\u1ecbch g\u1eedi ti\u1ec1n, nh\u1eadn ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n t\u1ed1i \u0111a 3 th\u00e1ng t\u1ea1i TCTD kh\u00e1c. Nh\u01b0ng tr\u00ean gi\u1ea5y ph\u00e9p hi\u1ec7n nay ch\u01b0a c\u00f3 quy \u0111\u1ecbnh n\u00e0y, v\u00ec v\u1eady c\u1ea7n b\u1ed5 sung th\u00eam v\u00e0o gi\u1ea5y ph\u00e9p \u0111\u1ec3 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c ng\u00e2n h\u00e0ng.<\/p>\n

M\u1ed9t v\u1ea5n \u0111\u1ec1 n\u1eefa c\u0169ng \u0111\u01b0\u1ee3c \u0111\u1ea1i di\u1ec7n c\u1ee7a Vietcombank \u0111\u01b0a ra l\u00e0 nghi\u1ec7p v\u1ee5 chi\u1ebft kh\u1ea5u b\u1ed9 ch\u1ee9ng t\u1eeb kh\u00f4ng c\u1ea7n h\u1ed1i phi\u1ebfu. Trong thanh to\u00e1n xu\u1ea5t nh\u1eadp kh\u1ea9u, Vietcombank th\u1ef1c hi\u1ec7n nhi\u1ec1u nghi\u1ec7p v\u1ee5 n\u00e0y. Nh\u01b0ng khi r\u00e0 so\u00e1t ph\u00e1p l\u00fd th\u00ec th\u1ea5y nghi\u1ec7p v\u1ee5 n\u00e0y ch\u01b0a \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong gi\u1ea5y ph\u00e9p. V\u00ec v\u1eady, c\u1ea7n b\u1ed5 sung v\u00e0o gi\u1ea5y ph\u00e9p m\u00e0 NHNN d\u1ef1 ki\u1ebfn c\u1ea5p l\u1ea1i t\u1edbi \u0111\u00e2y.<\/p>\n

\u00d4ng B\u00f9i Huy Th\u1ecd – Ph\u00f3 v\u1ee5 tr\u01b0\u1edfng V\u1ee5 Qu\u1ea3n l\u00fd c\u1ea5p ph\u00e9p c\u00e1c TCTD v\u00e0 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng, C\u01a1 quan Thanh tra gi\u00e1m s\u00e1t ng\u00e2n h\u00e0ng (TTGS NH) cho r\u1eb1ng, vi\u1ec7c ng\u00e2n h\u00e0ng chi\u1ebft kh\u1ea5u b\u1ed9 ch\u1ee9ng t\u1eeb kh\u00f4ng c\u1ea7n h\u1ed1i phi\u1ebfu l\u00e0 b\u00ecnh th\u01b0\u1eddng v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n nghi\u1ec7p v\u1ee5 thanh to\u00e1n qu\u1ed1c t\u1ebf.<\/p>\n

T\u1edbi \u0111\u00e2y khi th\u1ef1c hi\u1ec7n c\u1ea5p \u0111\u1ed5i Gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng, NHNN s\u1ebd ghi b\u1ed5 sung. Tuy nhi\u00ean, v\u1ea5n \u0111\u1ec1 khi\u1ebfn NHNN \u0111ang c\u00e2n nh\u1eafc hi\u1ec7n nay l\u00e0 c\u00f3 n\u00ean g\u1ed9p c\u1ea3 c\u1ea5p \u0111\u1ed5i v\u00e0 c\u1ea5p m\u1edbi Gi\u1ea5y ph\u00e9p v\u00e0o l\u00e0 m\u1ed9t? V\u00ec th\u1ef1c t\u1ebf, ngo\u00e0i nh\u1eefng NHTM k\u1ef3 c\u1ef1u nh\u01b0 BIDV, Vietcombank, Agribank… th\u00ec nghi\u1ec7p v\u1ee5 n\u00e0y nh\u01b0 l\u00e0 t\u1ea5t y\u1ebfu; hay v\u1edbi c\u00e1c NHTMCP c\u00f3 tr\u00ean 10 n\u0103m ho\u1ea1t \u0111\u1ed9ng c\u0169ng \u0111\u00e3 tri\u1ec3n khai nghi\u1ec7p v\u1ee5 thanh to\u00e1n qu\u1ed1c t\u1ebf; nh\u01b0ng nh\u1eefng ng\u00e2n h\u00e0ng m\u1edbi th\u00e0nh l\u1eadp l\u1ea1i ch\u01b0a \u0111\u01b0\u1ee3c ph\u00e9p.<\/p>\n

M\u1ed9t c\u00e1n b\u1ed9 ph\u00e1p ch\u1ebf c\u1ee7a VietinBank c\u0169ng \u0111\u1ec1 ngh\u1ecb, hi\u1ec7n nay c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 d\u1ecbch v\u1ee5 l\u01b0u k\u00fd ch\u1ee9ng kho\u00e1n n\u00ean trong Gi\u1ea5y ph\u00e9p n\u00ean b\u1ed5 sung th\u00eam ch\u1ee9c n\u0103ng gi\u00e1m s\u00e1t qu\u1ea3n l\u00fd c\u00e1c qu\u1ef9 \u0111\u1ea7u t\u01b0 v\u00ec ho\u1ea1t \u0111\u1ed9ng n\u00e0y g\u1eafn li\u1ec1n v\u1edbi ho\u1ea1t \u0111\u1ed9ng trung gian.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, \u0111a s\u1ed1 c\u00e1c NHTM cho r\u1eb1ng, c\u1ea7n quy \u0111\u1ecbnh cho ph\u00e9p TCTD th\u1ef1c hi\u1ec7n nghi\u1ec7p v\u1ee5 kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n nh\u01b0 cho thu\u00ea tr\u1ee5 s\u1edf khi kh\u00f4ng s\u1eed d\u1ee5ng h\u1ebft.<\/p>\n

\u201cCh\u00fang t\u00f4i \u0111ang v\u01b0\u1edbng \u1edf ch\u1ed7 khi c\u00e1c chi nh\u00e1nh x\u00e2y d\u1ef1ng tr\u1ee5 s\u1edf m\u1edbi th\u00ec ch\u1ec9 s\u1eed d\u1ee5ng h\u1ebft 70% di\u1ec7n t\u00edch th\u00f4i. Nh\u01b0ng mu\u1ed1n cho thu\u00ea v\u00e0 xu\u1ea5t h\u00f3a \u0111\u01a1n th\u00ec ph\u1ea3i \u0111\u00fang ch\u1ee9c n\u0103ng nhi\u1ec7m v\u1ee5, m\u00e0 mu\u1ed1n \u0111\u00fang ch\u1ee9c n\u0103ng th\u00ec ph\u1ea3i ghi v\u00e0o gi\u1ea5y ph\u00e9p\u201d – b\u00e0 L\u00ea Thu Hi\u1ec1n cho bi\u1ebft.<\/p>\n

Ngo\u00e0i ra, nhi\u1ec1u NHTMCP kh\u00e1c c\u0169ng \u201cth\u1eafc m\u1eafc\u201d: m\u1ed9t s\u1ed1 ho\u1ea1t \u0111\u1ed9ng trung gian thanh to\u00e1n cho nghi\u1ec7p v\u1ee5 th\u1ebb, mua b\u00e1n n\u1ee3 l\u00e0 ho\u1ea1t \u0111\u1ed9ng b\u00ecnh th\u01b0\u1eddng c\u1ee7a ng\u00e2n h\u00e0ng th\u00ec c\u00f3 c\u1ea7n \u0111\u01b0a v\u00e0o trong gi\u1ea5y ph\u00e9p hay kh\u00f4ng?<\/p>\n

Ti\u1ebfp nh\u1eadn nh\u1eefng c\u00e2u h\u1ecfi n\u00e0y, \u00f4ng B\u00f9i Huy Th\u1ecd cho bi\u1ebft: C\u01a1 quan TTGS NH \u0111\u00e3 v\u00e0 \u0111ang l\u00e0m vi\u1ec7c v\u1edbi c\u00e1c NHTM v\u00e0 l\u1eafng nghe c\u00e1c \u00fd ki\u1ebfn \u0111\u00f3ng g\u00f3p \u0111\u1ec3 t\u1ed5ng h\u1ee3p, b\u1ed5 sung v\u00e0o Gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng m\u1edbi tr\u00ecnh l\u00e3nh \u0111\u1ea1o NHNN.<\/p>\n

\u0110\u1ee9c Nghi\u00eam<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014\u2014-<\/p>\n

Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng 23-8-2013:<\/em><\/strong><\/p>\n

http:\/\/www.thoibaonganhang.vn\/tin-tuc\/20-nhnn-du-kien-cap-lai-giay-phep-hoat-dong-cho-cac-tctd-11156.html<\/a><\/em><\/p>\n

(97\/1.418)","protected":false},"excerpt":{"rendered":"

(TBNH) – \u0110a s\u1ed1 c\u00e1c NHTM cho r\u1eb1ng, c\u1ea7n quy \u0111\u1ecbnh cho ph\u00e9p TCTD th\u1ef1c hi\u1ec7n nghi\u1ec7p v\u1ee5 kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n nh\u01b0 cho thu\u00ea tr\u1ee5 s\u1edf khi kh\u00f4ng s\u1eed d\u1ee5ng h\u1ebft. Ngo\u00e0i ra, nhi\u1ec1u NHTMCP kh\u00e1c c\u0169ng \u201cth\u1eafc m\u1eafc\u201d: m\u1ed9t s\u1ed1 ho\u1ea1t \u0111\u1ed9ng trung gian thanh to\u00e1n cho nghi\u1ec7p v\u1ee5 th\u1ebb, mua b\u00e1n […]<\/p>\n","protected":false},"author":3,"featured_media":33069,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-33067","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n396. 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