{"id":33188,"date":"2022-07-18T17:46:59","date_gmt":"2022-07-18T10:46:59","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=33188"},"modified":"2025-01-23T16:01:53","modified_gmt":"2025-01-23T09:01:53","slug":"3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/","title":{"rendered":"3.811. \u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0"},"content":{"rendered":"

\u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0<\/span><\/h4>\n
(VOV GT) – <\/span>D\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 s\u1ed1 39\/2016 c\u1ee7a Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc c\u00f3 b\u1ed5 sung \u0111i\u1ec1u 24a v\u1ec1 Ho\u1ea1t \u0111\u1ed9ng cho vay qua vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n \u0111i\u1ec7n t\u1eed.\u00a0<\/span><\/strong><\/h5>\n

\"\u0110i\u1ec1u<\/p>\n

Vi\u1ec7c n\u1edbi l\u1ecfng khung ph\u00e1p l\u00fd v\u1ec1 cho vay b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed s\u1ebd gi\u00fap \u00edch g\u00ec cho c\u00e1c b\u00ean tham gia?<\/p>\n

Nghe n\u1ed9i dung chi ti\u1ebft t\u1ea1i \u0111\u00e2y:<\/em><\/p>\n

\u201cC\u1edfi tr\u00f3i\u201d cho vay v\u1edbi ng\u00e2n h\u00e0ng v\u00e0 kh\u00e1ch vay<\/strong><\/h5>\n

Quy \u0111\u1ecbnh c\u1ee7a D\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 tr\u00ean khi\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng h\u1ebft s\u1ee9c ph\u1ea5n kh\u1edfi. L\u00e0 m\u1ed9t trong nh\u1eefng t\u1ed5 ch\u1ee9c th\u1eed nghi\u1ec7m h\u01a1n m\u1ed9t n\u0103m qua, \u00f4ng Ho\u00e0ng Th\u1ebf H\u01b0ng – Ph\u00f3 TG\u0110 c\u1ee7a C\u00f4ng ty t\u00e0i ch\u00ednh c\u1ed5 ph\u1ea7n \u0111i\u1ec7n l\u1ef1c EVNFinance chia s\u1ebb:<\/p>\n

“\u0110\u1ed1i v\u1edbi EVNFC v\u00e0 th\u01b0\u01a1ng hi\u1ec7u t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng EVNCredit m\u00e0 ch\u00fang t\u00f4i th\u1eed nghi\u1ec7m h\u01a1n 1 n\u0103m nay. C\u00e1c h\u00ecnh th\u1ee9c giao d\u1ecbch \u0111i\u1ec7n t\u1eed n\u00e0y \u0111\u00e3 ch\u1ee9ng minh ph\u1ea7n n\u00e0o gi\u00e1 tr\u1ecb cho doanh nghi\u1ec7p c\u0169ng nh\u01b0 ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/em><\/p>\n

Do v\u1eady khi ch\u00fang ta c\u00f3 khung ph\u00e1p l\u00fd r\u00f5 r\u00e0ng th\u00ec \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p ch\u00fang t\u00f4i c\u00f3 th\u1ec3 t\u1ef1 tin m\u1edf r\u1ed9ng v\u1edbi quy m\u00f4 l\u1edbn,t\u1eeb \u0111\u00f3 \u0111em l\u1ea1i hi\u1ec7u qu\u1ea3 nhi\u1ec1u h\u01a1n”.<\/em><\/p>\n

C\u00f9ng v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, th\u1ef1c t\u1ebf, nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 \u201cv\u1eadn d\u1ee5ng linh ho\u1ea1t\u201d \u0111\u1ec3 s\u1ed1 h\u00f3a ho\u1ea1t \u0111\u1ed9ng cho vay. \u00d4ng Nguy\u1ec5n Chi\u1ebfn Th\u1eafng \u2013 Gi\u00e1m \u0111\u1ed1c Trung t\u00e2m Ng\u00e2n h\u00e0ng s\u1ed1 BIDV n\u00f3i:<\/h5>\n

“C\u00e1c d\u1ecbch v\u1ee5 t\u00edn d\u1ee5ng th\u00ec th\u1eddi gian qua c\u00e1c ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n kh\u00e1c \u0111\u00e3 ti\u00ean phong. C\u00f2n th\u1eddi gian v\u1eeba r\u1ed3i trong Big4 c\u0169ng r\u1ea5t m\u1ea1nh d\u1ea1n \u0111\u01b0a l\u00ean n\u1ec1n t\u1ea3ng s\u1ed1 c\u00e1c s\u1ea3n ph\u1ea9m vay. Vay th\u00ec c\u0169ng c\u00f3 c\u00f3 c\u00e1c c\u00f4ng c\u1ee5 \u0111\u00e1nh gi\u00e1 ch\u1ea5t l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng v\u00e0 \u0111\u01b0a ra c\u00e1c c\u00f4ng c\u1ee5 vay kh\u00e1 t\u1ef1 \u0111\u1ed9ng”.<\/em><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, ch\u00ednh kh\u00e1ch h\u00e0ng t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n c\u0169ng l\u00e0 ng\u01b0\u1eddi tr\u1ef1c ti\u1ebfp h\u01b0\u1edfng l\u1ee3i n\u1ebfu th\u00f4ng t\u01b0 ch\u00ednh th\u1ee9c c\u00f3 hi\u1ec7u l\u1ef1c nh\u01b0 nh\u1eadn \u0111\u1ecbnh c\u1ee7a \u00f4ng Ho\u00e0ng Th\u1ebf H\u01b0ng – Ph\u00f3 TG\u0110 c\u1ee7a C\u00f4ng ty t\u00e0i ch\u00ednh c\u1ed5 ph\u1ea7n \u0111i\u1ec7n l\u1ef1c EVNFinance:<\/p>\n

“\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi d\u00f9ng th\u00ec kh\u00e1 r\u00f5 r\u1ed3i. Khi doanh nghi\u1ec7p c\u00f3 th\u1ec3 s\u1ed1 ho\u00e1 to\u00e0n b\u1ed9 quy t\u00ecnh vay th\u00ec ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 th\u1ec3 vay m\u1ed9t kho\u1ea3n vay m\u1ecdi l\u00fac m\u1ecdi n\u01a1i, th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n. T\u00f4i ngh\u0129 ch\u00fang ta n\u00ean truy\u1ec1n th\u00f4ng m\u1ea1nh m\u1ebd th\u00ec kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u00f3n nh\u1eadn d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh n\u00e0y nhi\u1ec1u h\u01a1n”.<\/em><\/p>\n

Th\u1ef1c t\u1ebf Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 cho ph\u00e9p \u00e1p d\u1ee5ng x\u00e1c th\u1ef1c \u0111\u1ecbnh danh \u0111i\u1ec7n t\u1eed (EKYC) h\u01a1n m\u1ed9t n\u0103m nay, song ri\u00eang v\u1ec1 ho\u1ea1t \u0111\u1ed9ng cho vay, c\u00e1c ng\u00e2n h\u00e0ng v\u1eabn ph\u1ea3i \u00e1p d\u1ee5ng Th\u00f4ng t\u01b0 39\/2016 NHNN h\u01b0\u1edbng d\u1eabn v\u1ec1 ho\u1ea1t \u0111\u1ed9ng cho vay.<\/p>\n

Tuy nhi\u00ean, do h\u00e0nh lang ph\u00e1p l\u00fd ch\u01b0a v\u1eefng ch\u1eafc, ng\u00e2n h\u00e0ng \u0111\u1ee9ng tr\u01b0\u1edbc r\u1ee7i ro ph\u00e1p l\u00fd (n\u1ebfu tranh ch\u1ea5p x\u1ea3y ra, h\u1ee3p \u0111\u1ed3ng c\u00f3 th\u1ec3 b\u1ecb tuy\u00ean v\u00f4 hi\u1ec7u).<\/p>\n

Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c <\/span>C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a>\u00a0\u2013 Tr\u1ecdng t\u00e0i vi\u00ean ki\u00eam th\u00e0nh vi\u00ean H\u1ed9i \u0111\u1ed3ng Khoa h\u1ecdc Ph\u00e1p l\u00fd Trung t\u00e2m Tr\u1ecdng t\u00e0i Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam n\u00eau \u00fd ki\u1ebfn:<\/em><\/strong><\/h5>\n

“Quan tr\u1ecdng h\u01a1n ph\u00e1p lu\u1eadt c\u1ea7n b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng. Tr\u01b0\u1eddng h\u1ee3p n\u00e0y tr\u00e1nh t\u00ecnh tr\u1ea1ng nh\u1ea7m l\u1eabn hay \u0111\u00f2i n\u1ee3 kh\u1ee7ng b\u1ed1 g\u00e2y b\u1ee9c x\u00fac, hay l\u1ed9 b\u00ed m\u1eadt th\u00f4ng tin kh\u00e1ch h\u00e0ng c\u1ea7n ph\u1ea3i l\u00e0m r\u00f5. \u0110\u1ec3 khi x\u1ea3y ra s\u1ef1 c\u1ed1 kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i. \u00edt ra c\u00f3 c\u0103n c\u1ee9 c\u00f3 c\u01a1 s\u1edf \u0111\u1ec3 khi\u1ebfu n\u1ea1i x\u1eed l\u00fd”.<\/em><\/p>\n

S\u1ed1 ho\u00e1 ho\u1ea1t \u0111\u1ed9ng cho vay s\u1ebd ti\u1ebfp th\u00eam s\u1ee9c m\u1ea1nh trong vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e0nh ng\u00e2n h\u00e0ng. Quy \u0111\u1ecbnh m\u1edbi s\u1eafp ban h\u00e0nh s\u1ebd gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng n\u1edbi d\u00e0i c\u00e1nh tay c\u1ea5p t\u00edn d\u1ee5ng b\u00e1n l\u1ebb, m\u00e0 kh\u00f4ng ph\u1ea3i d\u1ef1a qu\u00e1 nhi\u1ec1u v\u00e0o c\u00e1c ph\u00f2ng giao d\u1ecbch v\u1eadt l\u00fd. Nh\u01b0ng \u0111i\u1ec1u \u0111\u00f3 c\u0169ng \u0111\u1ed3ng ngh\u0129a r\u1ee7i ro s\u1ebd t\u0103ng l\u00ean.<\/p>\n

\u00d4ng Phan Thanh \u0110\u1ee9c – Tr\u01b0\u1edfng khoa H\u1ec7 th\u1ed1ng th\u00f4ng tin qu\u1ea3n l\u00fd, H\u1ecdc vi\u1ec7n Ng\u00e2n h\u00e0ng ph\u00e2n t\u00edch:<\/p>\n

“Vi\u1ec7c ch\u00fang ta t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i gia t\u0103ng s\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng, th\u1ecb tr\u01b0\u1eddng l\u00e0 c\u1ea7n thi\u1ebft. Vi\u1ec7c gia t\u0103ng th\u1ecb tr\u01b0\u1eddng c\u0169ng d\u1eabn \u0111\u1ebfn nhi\u1ec1u ti\u1ec1m \u1ea9n r\u1ee7i ro trong \u0111\u00f3.<\/em><\/p>\n

C\u00e1i lo l\u1eafng nh\u1ea5t l\u00e0 an to\u00e0n an ninh th\u00f4ng tin, b\u1ea3o m\u1eadt. c\u00f3 nh\u1eefng th\u1ee9 d\u01b0\u1eddng nh\u01b0 ch\u00fang ta ch\u01b0a nh\u00ecn r\u00f5 \u0111\u01b0\u1ee3c. T\u00f4i ngh\u0129 r\u1eb1ng ch\u00fang ta c\u1ea7n ph\u1ea3i c\u00f3 gi\u1ea3i ph\u00e1p cho vi\u1ec7c \u0111\u00f3”.<\/em><\/p>\n

V\u1eady l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 h\u00e0ng lang ph\u00e1p l\u00fd cho ho\u1ea1t \u0111\u1ed9ng cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c v\u1eefng ch\u1eafc? Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc c\u00f9ng c\u00e1c b\u00ean li\u00ean quan c\u00f3 ki\u1ebfn gi\u1ea3i g\u00ec cho v\u1ea5n \u0111\u1ec1 n\u00e0y?<\/p>\n

Nh\u01b0 Ng\u1ecdc – Th\u00f9y Linh<\/strong><\/h5>\n

—————-<\/strong><\/p>\n

VOV Giao th\u00f4ng (T\u00e0i ch\u00ednh \u2013 Th\u1ecb tr\u01b0\u1eddng) 18-7-2022:<\/em><\/strong><\/p>\n

https:\/\/vovgiaothong.vn\/dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu-d27804.html<\/a><\/em><\/p>\n

(100\/819)<\/em>","protected":false},"excerpt":{"rendered":"

\u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0 (VOV GT) – D\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 s\u1ed1 39\/2016 c\u1ee7a Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc c\u00f3 b\u1ed5 sung \u0111i\u1ec1u 24a v\u1ec1 Ho\u1ea1t \u0111\u1ed9ng cho vay qua vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n \u0111i\u1ec7n […]<\/p>\n","protected":false},"author":2,"featured_media":33189,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[32,39,40,37,41,36,43],"class_list":["post-33188","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-anvi","tag-cong-ty-luat-anvi","tag-dich-vu-phap-ly","tag-kinh-doanh-sanh-luat","tag-luat-su-chung-khoan","tag-luat-su-ngan-hang","tag-luat-su-thuong-mai-dien-tu"],"acf":[],"yoast_head":"\n3.811. \u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0 - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"\u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.811. \u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"\u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-18T10:46:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-23T09:01:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/Picture1-20.png\" \/>\n\t<meta property=\"og:image:width\" content=\"945\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/f250bfe7ec16ce4eba7ae37ffd717a9e\"},\"headline\":\"3.811. \u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0\",\"datePublished\":\"2022-07-18T10:46:59+00:00\",\"dateModified\":\"2025-01-23T09:01:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/\"},\"wordCount\":1286,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/Picture1-20.png\",\"keywords\":[\"ANVI\",\"C\u00f4ng ty Lu\u1eadt ANVI\",\"D\u1ecbch v\u1ee5 ph\u00e1p l\u00fd\",\"Kinh doanh s\u00e0nh lu\u1eadt\",\"Lu\u1eadt s\u01b0 Ch\u1ee9ng kho\u00e1n\",\"Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng\",\"Lu\u1eadt s\u01b0 Th\u01b0\u01a1ng m\u1ea1i \u0110i\u1ec7n t\u1eed | Ti\u1ec1n m\u00e3 h\u00f3a | T\u00e0i s\u1ea3n s\u1ed1\"],\"articleSection\":[\"Ph\u1ecfng v\u1ea5n\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/\",\"name\":\"[:vi]3.811. \u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/Picture1-20.png\",\"datePublished\":\"2022-07-18T10:46:59+00:00\",\"dateModified\":\"2025-01-23T09:01:53+00:00\",\"description\":\"\u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/Picture1-20.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/Picture1-20.png\",\"width\":945,\"height\":675,\"caption\":\"\u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"(Ti\u1ebfng Vi\u1ec7t) 3.811. \u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/f250bfe7ec16ce4eba7ae37ffd717a9e\",\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\"},\"sameAs\":[\"https:\\\/\\\/anvilaw.com\"],\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/ductt\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]3.811. \u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0[:] - ANVI Law Firm","description":"\u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]3.811. \u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0[:] - ANVI Law Firm","og_description":"\u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0","og_url":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2022-07-18T10:46:59+00:00","article_modified_time":"2025-01-23T09:01:53+00:00","og_image":[{"width":945,"height":675,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/Picture1-20.png","type":"image\/png"}],"author":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"5 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/"},"author":{"name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e"},"headline":"3.811. \u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0","datePublished":"2022-07-18T10:46:59+00:00","dateModified":"2025-01-23T09:01:53+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/"},"wordCount":1286,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/Picture1-20.png","keywords":["ANVI","C\u00f4ng ty Lu\u1eadt ANVI","D\u1ecbch v\u1ee5 ph\u00e1p l\u00fd","Kinh doanh s\u00e0nh lu\u1eadt","Lu\u1eadt s\u01b0 Ch\u1ee9ng kho\u00e1n","Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng","Lu\u1eadt s\u01b0 Th\u01b0\u01a1ng m\u1ea1i \u0110i\u1ec7n t\u1eed | Ti\u1ec1n m\u00e3 h\u00f3a | T\u00e0i s\u1ea3n s\u1ed1"],"articleSection":["Ph\u1ecfng v\u1ea5n","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/","url":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/","name":"[:vi]3.811. \u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/Picture1-20.png","datePublished":"2022-07-18T10:46:59+00:00","dateModified":"2025-01-23T09:01:53+00:00","description":"\u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0","breadcrumb":{"@id":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/Picture1-20.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/07\/Picture1-20.png","width":945,"height":675,"caption":"\u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0"},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/en\/3-811-dieu-kien-nao-de-coi-troi-cho-vay-qua-phuong-thuc-dien-tu\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"(Ti\u1ebfng Vi\u1ec7t) 3.811. \u0110i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 c\u1edfi tr\u00f3i cho vay qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed?\u00a0"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e","name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/ductt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/33188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=33188"}],"version-history":[{"count":1,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/33188\/revisions"}],"predecessor-version":[{"id":46020,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/33188\/revisions\/46020"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/33189"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=33188"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=33188"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=33188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}