{"id":35101,"date":"2022-12-05T21:33:22","date_gmt":"2022-12-05T14:33:22","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=35101"},"modified":"2024-12-19T15:22:42","modified_gmt":"2024-12-19T08:22:42","slug":"3-337-de-xuat-ngan-hang-khi-tu-van-ban-bao-hiem-phai-ghi-am-chua-thuc-su-ro-rang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-337-de-xuat-ngan-hang-khi-tu-van-ban-bao-hiem-phai-ghi-am-chua-thuc-su-ro-rang\/","title":{"rendered":"3.337. \u0110\u1ec1 xu\u1ea5t ng\u00e2n h\u00e0ng khi t\u01b0 v\u1ea5n b\u00e1n b\u1ea3o hi\u1ec3m ph\u1ea3i ghi \u00e2m ch\u01b0a th\u1ef1c s\u1ef1 r\u00f5 r\u00e0ng"},"content":{"rendered":"

\u0110\u1ec1 xu\u1ea5t ng\u00e2n h\u00e0ng khi t\u01b0 v\u1ea5n b\u00e1n b\u1ea3o hi\u1ec3m ph\u1ea3i ghi \u00e2m ch\u01b0a th\u1ef1c s\u1ef1 r\u00f5 r\u00e0ng<\/span><\/h4>\n
(D\u0110DN) – Vi\u1ec7c y\u00eau c\u1ea7u ghi \u00e2m to\u00e0n b\u1ed9 n\u1ed9i dung t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m v\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i ki\u1ec3m tra \u0111\u1ed9c l\u1eadp n\u1ed9i dung cung c\u1ea5p th\u00f4ng tin l\u00e0 ch\u01b0a th\u1ef1c s\u1ef1 r\u00f5 r\u00e0ng, r\u1ea5t kh\u00f3 \u0111\u1ec3 \u00e1p d\u1ee5ng tr\u00ean th\u1ef1c t\u1ebf\u2026<\/h5>\n

\u0110\u00f3 l\u00e0 g\u00f3p \u00fd c\u1ee7a Li\u00ean \u0111o\u00e0n Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam (VCCI) v\u1edbi D\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 h\u01b0\u1edbng d\u1eabn chi ti\u1ebft thi h\u00e0nh\u00a0Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m, do B\u1ed9 T\u00e0i ch\u00ednh so\u1ea1n th\u1ea3o v\u00e0 \u0111ang l\u1ea5y \u00fd ki\u1ebfn.<\/p>\n

\"ng\u00e2n

Vi\u1ec7c y\u00eau c\u1ea7u ghi \u00e2m to\u00e0n b\u1ed9 n\u1ed9i dung t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m v\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i ki\u1ec3m tra \u0111\u1ed9c l\u1eadp n\u1ed9i dung cung c\u1ea5p th\u00f4ng tin l\u00e0 ch\u01b0a th\u1ef1c s\u1ef1 r\u00f5 r\u00e0ng, r\u1ea5t kh\u00f3 \u0111\u1ec3 \u00e1p d\u1ee5ng tr\u00ean th\u1ef1c t\u1ebf | A\u0309nh minh ho\u0323a<\/p><\/div>\n

C\u1ee5 th\u1ec3, B\u1ed9 T\u00e0i ch\u00ednh \u0111\u1ec1 xu\u1ea5t, to\u00e0n b\u1ed9 n\u1ed9i dung t\u01b0 v\u1ea5n s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m c\u1ee7a nh\u00e2n vi\u00ean t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i \u0111\u01b0\u1ee3c ghi \u00e2m v\u00e0 l\u01b0u l\u1ea1i \u00edt nh\u1ea5t 5 n\u0103m. \u0110\u1ed3ng th\u1eddi, v\u1edbi c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0,\u00a0doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m\u00a0ph\u1ea3i ki\u1ec3m tra \u0111\u1ed9c l\u1eadp n\u1ed9i dung cung c\u1ea5p th\u00f4ng tin v\u00e0 t\u01b0 v\u1ea5n c\u1ee7a nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng tr\u01b0\u1edbc khi ph\u00e1t h\u00e0nh h\u1ee3p \u0111\u1ed3ng. Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i x\u00e1c nh\u1eadn vi\u1ec7c kh\u00e1ch h\u00e0ng tham gia s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m l\u00e0 t\u1ef1 nguy\u1ec7n.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, d\u1ef1 th\u1ea3o y\u00eau c\u1ea7u doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i th\u1ef1c hi\u1ec7n ki\u1ec3m tra \u0111\u1ecbnh k\u1ef3 nh\u1eb1m \u0111\u1ea3m b\u1ea3o ch\u1ea5t l\u01b0\u1ee3ng t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng. C\u00e1c doanh nghi\u1ec7p c\u0169ng ph\u1ea3i ph\u1ed1i h\u1ee3p v\u1edbi ng\u00e2n h\u00e0ng \u0111\u1ec3 r\u00e0 so\u00e1t, x\u1eed l\u00fd khi\u1ebfu n\u1ea1i c\u1ee7a kh\u00e1ch h\u00e0ng li\u00ean quan \u0111\u1ebfn vi\u1ec7c t\u01b0 v\u1ea5n c\u1ee7a nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng v\u00e0 x\u1eed l\u00fd sai ph\u1ea1m n\u1ebfu c\u00f3.<\/p>\n

Theo Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>, h\u1ea7u h\u1ebft ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i hi\u1ec7n nay \u0111\u1ec1u \u0111\u1ee9ng ra b\u00e1n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m. Vi\u1ec7c b\u00e1n b\u1ea3o hi\u1ec3m ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c \u0111\u1ea9y m\u1ea1nh \u0111\u1ec3 t\u0103ng thu nh\u1eadp cho ng\u00e2n h\u00e0ng.<\/em><\/h5>\n

Tuy nhi\u00ean, th\u1eddi gian qua, \u0111\u1ec3 \u0111\u1ea1t doanh s\u1ed1 b\u00e1n b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c giao, \u0111\u00e3 xu\u1ea5t hi\u1ec7n hi\u1ec7n t\u01b0\u1ee3ng nhi\u1ec1u nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng kh\u00f4ng trung th\u1ef1c khi t\u01b0 v\u1ea5n cho kh\u00e1ch h\u00e0ng, th\u1eadm ch\u00ed s\u1eed d\u1ee5ng nh\u1eefng “m\u00e1nh kh\u00f3e” khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi hi\u1ec3u l\u1ea7m.<\/p>\n

Ch\u1eb3ng h\u1ea1n khi t\u01b0 v\u1ea5n, nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng kh\u00f4ng n\u00f3i v\u1edbi kh\u00e1ch h\u00e0ng \u0111\u00f3 l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd m\u00e0 n\u00f3i l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh g\u1eedi ti\u1ebft ki\u1ec7m \u0111\u1eb7c bi\u1ec7t c\u00f3 qu\u00e0 t\u1eb7ng, l\u00e0 \u0111\u1ea7u t\u01b0 h\u01b0\u1edfng l\u00e3i su\u1ea5t cao… H\u1ecd c\u0169ng kh\u00f4ng t\u01b0 v\u1ea5n nh\u1eefng kho\u1ea3n kh\u1ea5u tr\u1eeb n\u1ebfu kh\u00e1ch h\u00e0ng h\u1ee7y h\u1ee3p \u0111\u1ed3ng l\u1ea5y l\u1ea1i ti\u1ec1n.<\/p>\n

V\u1edbi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, theo quy \u0111\u1ecbnh, s\u1ebd c\u00f3 21 ng\u00e0y c\u00e2n nh\u1eafc k\u1ec3 t\u1eeb khi k\u00fd. Kh\u00e1ch h\u00e0ng sau khi c\u00e2n nh\u1eafc, n\u1ebfu kh\u00f4ng \u0111\u1ed3ng \u00fd c\u00f3 th\u1ec3 h\u1ee7y v\u00e0 \u0111\u01b0\u1ee3c tr\u1ea3 l\u1ea1i to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n \u0111\u00e3 mua b\u1ea3o hi\u1ec3m.\u00a0 Nh\u01b0ng th\u01b0\u1eddng nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng t\u01b0 v\u1ea5n cho kh\u00e1ch h\u00e0ng v\u1ec1 \u0111i\u1ec1u kho\u1ea3n n\u00e0y, th\u1eadm ch\u00ed gi\u1eef h\u1ee3p \u0111\u1ed3ng c\u1ee7a kh\u00e1ch h\u00e0ng l\u1ea1i, ch\u1edd qua 21 ng\u00e0y m\u1edbi b\u00e0n giao, khi\u1ebfn kh\u00e1ch h\u00e0ng kh\u00f4ng bi\u1ebft v\u00e0 mu\u1ed1n c\u0169ng kh\u00f4ng th\u1ec3 h\u1ee7y \u0111\u01b0\u1ee3c.<\/p>\n

C\u00f3 l\u1ebd v\u00ec v\u1eady, B\u1ed9 T\u00e0i ch\u00ednh mu\u1ed1n \u0111\u01b0a ra quy \u0111\u1ecbnh ph\u1ea3i ghi \u00e2m n\u1ed9i dung t\u01b0 v\u1ea5n v\u00e0 l\u01b0u l\u1ea1i, c\u0169ng nh\u01b0 y\u00eau c\u1ea7u doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i ki\u1ec3m tra \u0111\u1ed9c l\u1eadp n\u1ed9i dung cung c\u1ea5p th\u00f4ng tin v\u00e0 t\u01b0 v\u1ea5n c\u1ee7a nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng tr\u01b0\u1edbc khi ph\u00e1t h\u00e0nh h\u1ee3p \u0111\u1ed3ng, \u0111\u1ec3 qu\u1ea3n l\u00fd t\u1ed1t h\u01a1n ho\u1ea1t \u0111\u1ed9ng n\u00e0y, tr\u00e1nh nh\u1eefng r\u1ee7i ro cho kh\u00e1ch h\u00e0ng.<\/p>\n

G\u00f3p \u00fd cho d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 n\u00e0y, VCCI cho r\u1eb1ng, vi\u1ec7c \u0111\u01b0a ra quy \u0111\u1ecbnh \u0111\u1ec3 kh\u1eafc ph\u1ee5c c\u00e1c v\u1ea5n \u0111\u1ec1 tr\u00ean l\u00e0 c\u1ea7n thi\u1ebft. Tuy nhi\u00ean, c\u00e1c n\u1ed9i dung c\u1ee7a d\u1ef1 th\u1ea3o ch\u01b0a th\u1ef1c s\u1ef1 r\u00f5 r\u00e0ng v\u00e0 r\u1ea5t kh\u00f3 \u0111\u1ec3 \u00e1p d\u1ee5ng tr\u00ean th\u1ef1c t\u1ebf.<\/p>\n

C\u1ee5 th\u1ec3, quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c ph\u1ea3i ghi \u00e2m to\u00e0n b\u1ed9 n\u1ed9i dung t\u01b0 v\u1ea5n v\u00e0 l\u01b0u tr\u1eef trong th\u1eddi h\u1ea1n \u00edt nh\u1ea5t 5 n\u0103m th\u00ec c\u00e1c doanh nghi\u1ec7p khi t\u01b0 v\u1ea5n tr\u1ef1c ti\u1ebfp, t\u01b0 v\u1ea5n qua \u0111i\u1ec7n tho\u1ea1i, t\u01b0 v\u1ea5n qua tin nh\u1eafn, email s\u1ebd ph\u1ea3i th\u1ef1c hi\u1ec7n ghi \u00e2m nh\u01b0 th\u1ebf n\u00e0o?<\/p>\n

Vi\u1ec7c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i ki\u1ec3m tra \u0111\u1ed9c l\u1eadp n\u1ed9i dung t\u01b0 v\u1ea5n, tr\u01b0\u1edbc khi ph\u00e1t h\u00e0nh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0, s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo h\u00ecnh th\u1ee9c n\u00e0o (g\u1eb7p tr\u1ef1c ti\u1ebfp, g\u1ecdi \u0111i\u1ec7n, email, hay tin nh\u1eafn,… ); c\u00e1c n\u1ed9i dung ki\u1ec3m tra l\u00e0 g\u00ec (c\u00e1c c\u00e2u h\u1ecfi n\u00e0o); vi\u1ec7c ki\u1ec3m tra n\u00e0y c\u00f3 c\u1ea7n l\u01b0u l\u1ea1i bi\u00ean b\u1ea3n, h\u1ed3 s\u01a1 hay ghi \u00e2m kh\u00f4ng?<\/p>\n

V\u00ec v\u1eady, VCCI \u0111\u1ec1 ngh\u1ecb c\u01a1 quan so\u1ea1n th\u1ea3o quy \u0111\u1ecbnh r\u00f5 h\u01a1n c\u00e1c n\u1ed9i dung tr\u00ean \u0111\u1ec3 t\u1ea1o thu\u1eadn ti\u1ec7n cho qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n.<\/p>\n

Kh\u00f4i Nguy\u00ean<\/strong><\/h5>\n

——————–<\/p>\n

Di\u1ec5n<\/em><\/strong> \u0111\u00e0n Doanh nghi\u1ec7p (Di\u1ec5n \u0111\u00e0n ph\u00e1p lu\u1eadt) 05-12-2022:<\/em><\/strong><\/p>\n

https:\/\/diendandoanhnghiep.vn\/de-xuat-ngan-hang-khi-tu-van-ban-bao-hiem-phai-ghi-am-chua-thuc-su-ro-rang-235597.html<\/a><\/em><\/p>\n

(44\/839) #baohiem #ANVI<\/em>","protected":false},"excerpt":{"rendered":"

\u0110\u1ec1 xu\u1ea5t ng\u00e2n h\u00e0ng khi t\u01b0 v\u1ea5n b\u00e1n b\u1ea3o hi\u1ec3m ph\u1ea3i ghi \u00e2m ch\u01b0a th\u1ef1c s\u1ef1 r\u00f5 r\u00e0ng (D\u0110DN) – Vi\u1ec7c y\u00eau c\u1ea7u ghi \u00e2m to\u00e0n b\u1ed9 n\u1ed9i dung t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m v\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i ki\u1ec3m tra \u0111\u1ed9c l\u1eadp n\u1ed9i dung cung c\u1ea5p th\u00f4ng tin l\u00e0 ch\u01b0a th\u1ef1c s\u1ef1 r\u00f5 r\u00e0ng, […]<\/p>\n","protected":false},"author":2,"featured_media":35102,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[36,53],"class_list":["post-35101","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-ngan-hang","tag-quan-ly-nha-nuoc"],"acf":[],"yoast_head":"\n3.337. \u0110\u1ec1 xu\u1ea5t ng\u00e2n h\u00e0ng khi t\u01b0 v\u1ea5n b\u00e1n b\u1ea3o hi\u1ec3m ph\u1ea3i ghi \u00e2m ch\u01b0a th\u1ef1c s\u1ef1 r\u00f5 r\u00e0ng - 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