{"id":35611,"date":"2023-02-07T11:18:53","date_gmt":"2023-02-07T04:18:53","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=35611"},"modified":"2024-12-09T15:21:29","modified_gmt":"2024-12-09T08:21:29","slug":"3-965-vu-gui-tien-tiet-tiem-o-scb-thanh-hop-dong-mua-bao-hiem-nguoi-dan-co-doi-duoc-tien","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-965-vu-gui-tien-tiet-tiem-o-scb-thanh-hop-dong-mua-bao-hiem-nguoi-dan-co-doi-duoc-tien\/","title":{"rendered":"3.965. V\u1ee5 g\u1eedi ti\u1ec1n ti\u1ebft ti\u1ec7m \u1edf SCB th\u00e0nh h\u1ee3p \u0111\u1ed3ng mua b\u1ea3o hi\u1ec3m: Ng\u01b0\u1eddi d\u00e2n c\u00f3 \u0111\u00f2i \u0111\u01b0\u1ee3c ti\u1ec1n?"},"content":{"rendered":"

V\u1ee5 g\u1eedi ti\u1ec1n ti\u1ebft ti\u1ec7m \u1edf SCB th\u00e0nh h\u1ee3p \u0111\u1ed3ng mua b\u1ea3o hi\u1ec3m: Ng\u01b0\u1eddi d\u00e2n c\u00f3 \u0111\u00f2i \u0111\u01b0\u1ee3c ti\u1ec1n?<\/span><\/h4>\n
(CAND) – <\/strong>Nhi\u1ec1u ng\u01b0\u1eddi k\u1ef3 v\u1ecdng vi\u1ec7c C\u1ee5c Qu\u1ea3n l\u00fd gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh) chuy\u1ec3n \u0111\u01a1n t\u1ed1 gi\u00e1c c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u1ec1 vi\u1ec7c g\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m t\u1ea1i SCB nh\u01b0ng l\u1ea1i th\u00e0nh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m Manulife t\u1edbi c\u01a1 quan \u0111i\u1ec1u tra B\u1ed9 C\u00f4ng an s\u1ebd gi\u00fap h\u1ecd \u0111\u00f2i l\u1ea1i ti\u1ec1n.<\/strong><\/h5>\n

Theo th\u00f4ng tin t\u1eeb C\u1ee5c Qu\u1ea3n l\u00fd gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m, \u0111\u01a1n v\u1ecb n\u00e0y\u00a0\u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c \u0111\u01a1n th\u01b0 t\u1ed1 gi\u00e1c c\u1ee7a m\u1ed9t s\u1ed1 c\u00f4ng d\u00e2n li\u00ean quan \u0111\u1ebfn vi\u1ec7c gi\u1edbi thi\u1ec7u, t\u01b0 v\u1ea5n mua b\u1ea3o hi\u1ec3m c\u1ee7a nh\u00e2n vi\u00ean Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n (SCB) – \u0111\u1ea1i l\u00fd c\u1ee7a C\u00f4ng ty TNHH Manulife Vi\u1ec7t Nam.<\/p>\n

C\u00e1c \u0111\u01a1n th\u01b0 c\u00f9ng t\u1ed1 gi\u00e1c vi\u1ec7c \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m c\u00f3 h\u00e0nh vi l\u1eeba \u0111\u1ea3o, gi\u1ea3 m\u1ea1o \u0111\u1ec3 k\u00fd h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u1ec1 ngh\u1ecb c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n x\u00e1c minh, kh\u1edfi t\u1ed1 h\u00ecnh s\u1ef1 \u0111\u1ec3 \u0111i\u1ec1u tra, \u0111\u01b0a ra truy t\u1ed1, x\u00e9t x\u1eed c\u00e1 nh\u00e2n, t\u1eadp th\u1ec3 l\u1eeba \u0111\u1ea3o; bu\u1ed9c SCB v\u00e0 Manulife gi\u1ea3i quy\u1ebft tr\u1ea3 l\u1ea1i ti\u1ec1n cho ng\u01b0\u1eddi mua s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m.<\/p>\n

Do \u0111\u00f3, C\u1ee5c Qu\u1ea3n l\u00fd gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m \u0111\u00e3 chuy\u1ec3n \u0111\u01a1n t\u1edbi C\u1ee5c C\u1ea3nh s\u00e1t \u0111i\u1ec1u tra t\u1ed9i ph\u1ea1m v\u1ec1 tham nh\u0169ng, kinh t\u1ebf, bu\u00f4n l\u1eadu (B\u1ed9 C\u00f4ng an) \u0111\u1ec3 \u0111\u01b0\u1ee3c xem x\u00e9t, gi\u1ea3i quy\u1ebft, \u0111i\u1ec1u tra theo \u0111\u00fang th\u1ea9m quy\u1ec1n.<\/p>\n

Th\u00f4ng tin n\u00e0y \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi k\u1ef3 v\u1ecdng s\u1ebd gi\u00fap \u0111\u00f2i l\u1ea1i ti\u1ec1n. Tr\u01b0\u1edbc \u0111\u00f3, m\u1ed9t s\u1ed1 kh\u00e1ch h\u00e0ng ph\u1ea3n \u00e1nh vi\u1ec7c g\u1eedi ti\u1ebft ki\u1ec7m b\u1ecb nh\u00e2n vi\u00ean b\u1ea3o hi\u1ec3m t\u01b0 v\u1ea5n kh\u00f4ng r\u00f5 r\u00e0ng th\u00f4ng tin. Theo \u0111\u00f3, nhi\u1ec1u ng\u01b0\u1eddi t\u1ed1 c\u00e1o nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng SCB v\u00e0 nh\u00e2n vi\u00ean \u0111\u1ea1i l\u00fd c\u1ee7a C\u00f4ng ty TNHH Manulife Vi\u1ec7t Nam c\u1ea5u k\u1ebft \u201cb\u1eaby\u201d kh\u00e1ch h\u00e0ng, gi\u1ea3 m\u1ea1o \u0111\u1ec3 k\u00fd h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u1ec1 ngh\u1ecb c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n x\u00e1c minh, kh\u1edfi t\u1ed1 h\u00ecnh s\u1ef1 \u0111\u1ec3 \u0111i\u1ec1u tra, \u0111\u01b0a ra truy t\u1ed1, x\u00e9t x\u1eed c\u00e1 nh\u00e2n, t\u1eadp th\u1ec3 l\u1eeba \u0111\u1ea3o; bu\u1ed9c SCB v\u00e0 Manulife gi\u1ea3i quy\u1ebft tr\u1ea3 l\u1ea1i ti\u1ec1n cho ng\u01b0\u1eddi mua s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m.<\/p>\n

\"V\u1ee5

Kh\u00e1ch h\u00e0ng t\u1ee5 t\u1eadp \u0111\u00f2i SCB tr\u1ea3 l\u1ea1i ti\u1ec1n \u0111\u00e3 mua b\u1ea3o hi\u1ec3m.<\/p><\/div>\n

Trao \u0111\u1ed5i v\u1edbi PV B\u00e1o CAND v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>\u00a0cho r\u1eb1ng, vi\u1ec7c chuy\u1ec3n sang c\u01a1 quan C\u00f4ng an hay kh\u00f4ng chuy\u1ec3n ch\u1ec9 l\u00e0 th\u1ee7 t\u1ee5c, v\u00ec b\u1ea3n ch\u1ea5t c\u00e2u chuy\u1ec7n ngay t\u1eeb \u0111\u1ea7u \u0111\u00e3 kh\u00f4ng r\u00f5 v\u1ec1 h\u1ed3 s\u01a1.<\/em><\/p>\n

\u201cTheo t\u00f4i, vi\u1ec7c ng\u01b0\u1eddi d\u00e2n b\u1ecb l\u1eeba l\u00e0 c\u00f3, ch\u1ee7 y\u1ebfu l\u00e0 ng\u01b0\u1eddi mua kh\u00f4ng th\u1ea1o, n\u00ean b\u1ecb c\u00e1c t\u01b0 v\u1ea5n vi\u00ean \u201cd\u1ed7 ng\u1ecdt\u201d. B\u00e1n b\u1ea3o hi\u1ec3m, qua ng\u00e2n h\u00e0ng hay qua c\u00e1c k\u00eanh n\u00e0o kh\u00e1c, c\u0169ng l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c b\u00e1n h\u00e0ng, ng\u01b0\u1eddi b\u00e1n ch\u1ec9 c\u1ea7n b\u00e1n \u0111\u01b0\u1ee3c nhi\u1ec1u s\u1ea3n ph\u1ea9m nh\u1ea5t c\u00f3 th\u1ec3, n\u00ean h\u1ecd s\u1ebd n\u00f3i nh\u1eefng \u0111i\u1ec1u hay ho, th\u1eadm ch\u00ed che gi\u1ea5u nh\u1eefng \u0111i\u1ec1u b\u1ea5t l\u1ee3i v\u1ec1 s\u1ea3n ph\u1ea9m \u0111\u1ec3 ng\u01b0\u1eddi mua \u201cxu\u1ed1ng ti\u1ec1n\u201d.<\/em><\/p>\n

Ph\u00eda ng\u01b0\u1eddi mua, h\u1ecd b\u00f9i tai, \u0111\u00e3 k\u00fd, theo gi\u1ea5y tr\u1eafng m\u1ef1c \u0111en, h\u1ecd \u0111\u00e3 k\u00fd v\u00e0o. Th\u1ef1c ch\u1ea5t l\u00e0 bi\u1ebft t\u1edbi 90%, ch\u1ee9 \u00edt khi b\u1ecb l\u1eeba. Theo quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m, trong v\u00f2ng 21 ng\u00e0y, ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 thay \u0111\u1ed5i quy\u1ebft \u0111\u1ecbnh. Vi\u1ec7c ng\u01b0\u1eddi g\u1eedi ti\u1ec1n c\u1ea7m m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00e1c v\u1edbi s\u1ed5 ti\u1ebft ki\u1ec7m r\u1ed3i b\u1ea3o kh\u00f4ng bi\u1ebft l\u00e0 \u0111i\u1ec1u kh\u00f3 x\u1ea3y ra, n\u00ean \u0111a s\u1ed1, vi\u1ec7c k\u00fd h\u1ee3p \u0111\u1ed3ng theo t\u00f4i l\u00e0 t\u1ef1 nguy\u1ec7n.<\/em><\/p>\n

Gi\u1edd, khi s\u1ef1 vi\u1ec7c x\u1ea3y ra, nhi\u1ec1u ng\u01b0\u1eddi quay l\u1ea1i t\u1ed1 gi\u00e1c l\u00e0 b\u1ecb l\u1eeba, th\u00ec theo t\u00f4i, c\u00f3 th\u1ec3 c\u00f3, c\u00f3 th\u1ec3 kh\u00f4ng, nh\u01b0ng h\u1ea7u h\u1ebft kh\u00e1ch h\u00e0ng \u0111\u1ec1u bi\u1ebft tr\u01b0\u1edbc khi k\u00fd. Ch\u1eb3ng qua, h\u1ecd b\u1ecb l\u1ee3i nhu\u1eadn c\u1ee7a m\u1ee9c l\u00e3i su\u1ea5t cao h\u01a1n m\u00e0 c\u00e1c t\u01b0 v\u1ea5n vi\u00ean \u0111\u01b0a ra c\u00e2u nh\u1eed n\u00ean m\u1edbi ch\u1ea5p nh\u1eadn\u201d, lu\u1eadt s\u01b0\u00a0\u0110\u1ee9c ph\u00e2n t\u00edch.<\/em><\/p>\n

V\u1eady kh\u00e1ch h\u00e0ng c\u00f3 \u0111\u00f2i \u0111\u01b0\u1ee3c ti\u1ec1n? \u0110i\u1ec1u n\u00e0y, theo lu\u1eadt s\u01b0\u00a0\u0110\u1ee9c, s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ed9t s\u1ed1 y\u1ebfu t\u1ed1 nh\u01b0 s\u1ee9c kh\u1ecfe t\u00e0i ch\u00ednh c\u1ee7a doanh nghi\u1ec7p b\u00e1n b\u1ea3o hi\u1ec3m, ch\u1ee7 tr\u01b0\u01a1ng kinh doanh c\u1ee7a h\u1ecd, c\u00f3 ch\u1ea5p nh\u1eadn tr\u1ea3 l\u1ea1i ti\u1ec1n hay kh\u00f4ng, v\u00ec h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd \u0111\u1ec1u gi\u1ea5y tr\u1eafng m\u1ef1c \u0111en. Ph\u00eda ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m, ph\u1ea3i tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng, n\u1ebfu kh\u00f4ng th\u1ef1c hi\u1ec7n, r\u1ee7i ro m\u1ea5t ti\u1ec1n l\u00e0 r\u1ea5t l\u1edbn.<\/em><\/p>\n

V\u1ec1 ph\u00eda B\u1ed9 T\u00e0i ch\u00ednh, tr\u01b0\u1edbc nh\u1eefng h\u1ea1n ch\u1ebf c\u1ee7a k\u00eanh b\u00e1n b\u1ea3o hi\u1ec3m t\u1ea1i ng\u00e2n h\u00e0ng, t\u1ea1i d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 h\u01b0\u1edbng d\u1eabn m\u1ed9t s\u1ed1 \u0111i\u1ec1u v\u00e0 bi\u1ec7n ph\u00e1p thi h\u00e0nh Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m, B\u1ed9 T\u00e0i ch\u00ednh \u0111\u1ec1 xu\u1ea5t quy \u0111\u1ecbnh ng\u00e2n h\u00e0ng b\u00e1n b\u1ea3o hi\u1ec3m ph\u1ea3i ghi \u00e2m, l\u01b0u l\u1ea1i 5 n\u0103m to\u00e0n b\u1ed9 n\u1ed9i dung t\u01b0 v\u1ea5n cho kh\u00e1ch h\u00e0ng.<\/p>\n

V\u1edbi c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i ki\u1ec3m tra \u0111\u1ed9c l\u1eadp n\u1ed9i dung, cung c\u1ea5p th\u00f4ng tin v\u00e0 t\u01b0 v\u1ea5n (c\u1ee7a nh\u00e2n vi\u00ean t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i) tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh ph\u00e1t h\u00e0nh h\u1ee3p \u0111\u1ed3ng, trong \u0111\u00f3, ph\u1ea3i c\u00f3 n\u1ed9i dung \u0111\u1ec3 ki\u1ec3m tra vi\u1ec7c kh\u00e1ch h\u00e0ng tham gia s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m tr\u00ean c\u01a1 s\u1edf t\u1ef1 nguy\u1ec7n.<\/p>\n

\u201cDoanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i: Ki\u1ec3m tra \u0111\u1ecbnh k\u1ef3 nh\u1eb1m \u0111\u1ea3m b\u1ea3o ch\u1ea5t l\u01b0\u1ee3ng t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c nh\u00e2n vi\u00ean c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i; k\u1ecbp th\u1eddi ph\u1ed1i h\u1ee3p v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i ki\u1ec3m tra, r\u00e0 so\u00e1t, x\u1eed l\u00fd c\u00e1c khi\u1ebfu n\u1ea1i c\u1ee7a kh\u00e1ch h\u00e0ng li\u00ean quan vi\u1ec7c t\u01b0 v\u1ea5n c\u1ee7a nh\u00e2n vi\u00ean, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i v\u00e0 x\u1eed l\u00fd vi ph\u1ea1m (n\u1ebfu c\u00f3)\u201d, d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 h\u01b0\u1edbng d\u1eabn Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m quy \u0111\u1ecbnh.<\/p>\n

G\u00f3p \u00fd cho d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 n\u00e0y, VCCI cho r\u1eb1ng, vi\u1ec7c \u0111\u01b0a ra quy \u0111\u1ecbnh \u0111\u1ec3 kh\u1eafc ph\u1ee5c c\u00e1c v\u1ea5n \u0111\u1ec1 tr\u00ean l\u00e0 c\u1ea7n thi\u1ebft. Tuy nhi\u00ean, c\u00e1c n\u1ed9i dung c\u1ee7a d\u1ef1 th\u1ea3o ch\u01b0a th\u1ef1c s\u1ef1 r\u00f5 r\u00e0ng v\u00e0 r\u1ea5t kh\u00f3 \u0111\u1ec3 \u00e1p d\u1ee5ng tr\u00ean th\u1ef1c t\u1ebf.<\/p>\n

C\u1ee5 th\u1ec3, quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c ph\u1ea3i ghi \u00e2m to\u00e0n b\u1ed9 n\u1ed9i dung t\u01b0 v\u1ea5n v\u00e0 l\u01b0u tr\u1eef trong th\u1eddi h\u1ea1n \u00edt nh\u1ea5t 5 n\u0103m th\u00ec c\u00e1c doanh nghi\u1ec7p khi t\u01b0 v\u1ea5n tr\u1ef1c ti\u1ebfp, t\u01b0 v\u1ea5n qua \u0111i\u1ec7n tho\u1ea1i, t\u01b0 v\u1ea5n qua tin nh\u1eafn, email s\u1ebd ph\u1ea3i th\u1ef1c hi\u1ec7n ghi \u00e2m nh\u01b0 th\u1ebf n\u00e0o?<\/p>\n

Vi\u1ec7c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i ki\u1ec3m tra \u0111\u1ed9c l\u1eadp n\u1ed9i dung t\u01b0 v\u1ea5n, tr\u01b0\u1edbc khi ph\u00e1t h\u00e0nh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0, s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo h\u00ecnh th\u1ee9c n\u00e0o (g\u1eb7p tr\u1ef1c ti\u1ebfp, g\u1ecdi \u0111i\u1ec7n, email, hay tin nh\u1eafn,… ); c\u00e1c n\u1ed9i dung ki\u1ec3m tra l\u00e0 g\u00ec (c\u00e1c c\u00e2u h\u1ecfi n\u00e0o); vi\u1ec7c ki\u1ec3m tra n\u00e0y c\u00f3 c\u1ea7n l\u01b0u l\u1ea1i bi\u00ean b\u1ea3n, h\u1ed3 s\u01a1 hay ghi \u00e2m kh\u00f4ng? V\u00ec v\u1eady, VCCI \u0111\u1ec1 ngh\u1ecb c\u01a1 quan so\u1ea1n th\u1ea3o quy \u0111\u1ecbnh r\u00f5 h\u01a1n c\u00e1c n\u1ed9i dung tr\u00ean \u0111\u1ec3 t\u1ea1o thu\u1eadn ti\u1ec7n cho qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n.<\/p>\n

B\u00ean c\u1ea1nh nh\u1eefng th\u00f4ng tin quy \u0111\u1ecbnh d\u00e0nh cho b\u00ean b\u00e1n b\u1ea3o hi\u1ec3m v\u00e0 nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng, c\u00e1c chuy\u00ean gia\u00a0t\u00e0i ch\u00ednh c\u0169ng khuy\u1ebfn ngh\u1ecb ng\u01b0\u1eddi d\u00e2n khi g\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m ph\u1ea3i t\u1ef1 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh khi k\u00fd h\u1ee3p \u0111\u1ed3ng g\u1eedi ti\u1ec1n. Theo \u0111\u00f3, c\u1ea7n kh\u1eb3ng \u0111\u1ecbnh m\u1ee5c \u0111\u00edch c\u1ee7a m\u00ecnh l\u00e0 m\u1edf s\u1ed5 ti\u1ebft ki\u1ec7m, kh\u00f4ng tham gia c\u00e1c lo\u1ea1i h\u00ecnh kh\u00e1c. M\u1edf s\u1ed5 ti\u1ebft ki\u1ec7m, ng\u01b0\u1eddi d\u00e2n n\u00ean ki\u1ec3m tra th\u00f4ng tin \u0111\u1ea7y \u0111\u1ee7, ch\u00ednh x\u00e1c, tr\u00e1nh t\u00ecnh tr\u1ea1ng sai s\u00f3t d\u1eabn t\u1edbi thi\u1ec7t v\u1ec1 sau.<\/p>\n

\u201c\u0110i\u1ec1u quan tr\u1ecdng, ng\u01b0\u1eddi g\u1eedi ti\u1ec1n ph\u1ea3i x\u00e1c \u0111\u1ecbnh l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi lu\u00f4n c\u00f3 khung r\u00f5 r\u00e0ng, n\u1ebfu c\u00f3 s\u1ea3n ph\u1ea9m c\u00f3 l\u00e3i su\u1ea5t cao h\u01a1n, s\u1ebd \u0111i k\u00e8m v\u1edbi nh\u1eefng \u0111i\u1ec1u ki\u1ec7n kh\u00e1c. H\u00e3y lu\u00f4n c\u1ea3nh gi\u00e1c v\u00e0 \u0111\u1eb7t c\u00e2u h\u1ecfi nghi ng\u1edd khi \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n g\u1eedi ti\u1ec1n v\u1edbi l\u00e3i su\u1ea5t cao b\u1ea5t th\u01b0\u1eddng. Nguy\u00ean t\u1eafc l\u00e0 ch\u1ec9 khi m\u00ecnh ch\u1eafc ch\u1eafn \u0111\u01b0\u1ee3c th\u00ec m\u1edbi \u0111\u1eb7t b\u00fat k\u00fd\u201d, m\u1ed9t chuy\u00ean gia t\u00e0i ch\u00ednh khuy\u1ebfn ngh\u1ecb.<\/p>\n

H\u00e0 An<\/strong><\/h5>\n

—————-<\/p>\n

C\u00f4ng an Nh\u00e2n d\u00e2n (Th\u1ecb tr\u01b0\u1eddng) 07-02-2023:<\/em><\/strong><\/p>\n

https:\/\/cand.com.vn\/Thi-truong\/vu-gui-tien-tiet-tiem-o-scb-thanh-hop-dong-mua-bao-hiem-nguoi-dan-co-doi-duoc-tien–i682729\/<\/a><\/em><\/p>\n

(350\/1.339) #SCB #bahiem #tietkiem #tiengui #manulife<\/em>","protected":false},"excerpt":{"rendered":"

V\u1ee5 g\u1eedi ti\u1ec1n ti\u1ebft ti\u1ec7m \u1edf SCB th\u00e0nh h\u1ee3p \u0111\u1ed3ng mua b\u1ea3o hi\u1ec3m: Ng\u01b0\u1eddi d\u00e2n c\u00f3 \u0111\u00f2i \u0111\u01b0\u1ee3c ti\u1ec1n? (CAND) – Nhi\u1ec1u ng\u01b0\u1eddi k\u1ef3 v\u1ecdng vi\u1ec7c C\u1ee5c Qu\u1ea3n l\u00fd gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh) chuy\u1ec3n \u0111\u01a1n t\u1ed1 gi\u00e1c c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u1ec1 vi\u1ec7c g\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m t\u1ea1i SCB nh\u01b0ng l\u1ea1i th\u00e0nh h\u1ee3p […]<\/p>\n","protected":false},"author":1,"featured_media":35612,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[51,41,34,36],"class_list":["post-35611","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-chung-khoan","tag-luat-su-doanh-nghiep","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.965. V\u1ee5 g\u1eedi ti\u1ec1n ti\u1ebft ti\u1ec7m \u1edf SCB th\u00e0nh h\u1ee3p \u0111\u1ed3ng mua b\u1ea3o hi\u1ec3m: Ng\u01b0\u1eddi d\u00e2n c\u00f3 \u0111\u00f2i \u0111\u01b0\u1ee3c ti\u1ec1n? - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"G\u1eedi ti\u1ec1n ti\u1ebft ti\u1ec7m th\u00e0nh h\u1ee3p \u0111\u1ed3ng mua b\u1ea3o hi\u1ec3m: Ng\u01b0\u1eddi d\u00e2n c\u00f3 \u0111\u00f2i \u0111\u01b0\u1ee3c ti\u1ec1n? ph\u1ee5 thu\u1ed9c v\u00e0o DN b\u1ea3o hi\u1ec3m, v\u00ec h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd "gi\u1ea5y tr\u1eafng m\u1ef1c \u0111en"\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/3-965-vu-gui-tien-tiet-tiem-o-scb-thanh-hop-dong-mua-bao-hiem-nguoi-dan-co-doi-duoc-tien\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.965. 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