{"id":36317,"date":"2023-03-13T16:40:43","date_gmt":"2023-03-13T09:40:43","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36317"},"modified":"2024-11-29T15:25:41","modified_gmt":"2024-11-29T08:25:41","slug":"3-443-nen-su-dung-dac-quyen-21-ngay-khi-mua-bao-hiem-nhan-tho","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-443-nen-su-dung-dac-quyen-21-ngay-khi-mua-bao-hiem-nhan-tho\/","title":{"rendered":"3.443. N\u00ean s\u1eed d\u1ee5ng “\u0111\u1eb7c quy\u1ec1n 21 ng\u00e0y” khi mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd"},"content":{"rendered":"

N\u00ean s\u1eed d\u1ee5ng “\u0111\u1eb7c quy\u1ec1n 21 ng\u00e0y” khi mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/span><\/h4>\n
(TBTC) –\u00a0Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m 2022 \u0111\u00e3 c\u00f3 \u0111i\u1ec1u kho\u1ea3n quy \u0111\u1ecbnh r\u00f5 r\u00e0ng v\u1ec1 vi\u1ec7c kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 th\u1eddi h\u1ea1n tr\u00ean 1 n\u0103m \u0111\u01b0\u1ee3c quy\u1ec1n c\u00e2n nh\u1eafc trong v\u00f2ng 21 ng\u00e0y k\u1ec3 t\u1eeb khi nh\u1eadn \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh cu\u1ed1i c\u00f9ng. V\u00ec th\u1ebf, c\u00e1c chuy\u00ean gia cho r\u1eb1ng, kh\u00e1ch h\u00e0ng c\u1ea7n s\u1eed d\u1ee5ng tri\u1ec7t \u0111\u1ec3 \u0111\u1eb7c quy\u1ec1n n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt trao cho \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh, tr\u00e1nh b\u1ecb nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng \u00e9p mua b\u1ea3o hi\u1ec3m.<\/strong><\/h5>\n
\u201c21 ng\u00e0y v\u00e0ng\u201d \u0111\u1ec3 \u201cch\u1ed1t \u0111\u01a1n\u201d<\/strong><\/h5>\n

Theo th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf v\u1ec1 tri\u1ec3n khai b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, quy \u0111\u1ecbnh v\u1ec1 21 ng\u00e0y c\u00e2n nh\u1eafc \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh kh\u00e1 ph\u1ed1 bi\u1ebfn \u1edf quy t\u1eafc \u0111i\u1ec1u kho\u1ea3n s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd. Vi\u1ec7c quy \u0111\u1ecbnh th\u1eddi gian 21 ng\u00e0y c\u00e2n nh\u1eafc xu\u1ea5t ph\u00e1t t\u1eeb \u0111\u1eb7c th\u00f9 c\u1ee7a s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 d\u00e0i h\u1ea1n v\u00e0 kh\u00e1ch h\u00e0ng ph\u1ea3i x\u00e1c \u0111\u1ecbnh m\u1ed9t ngu\u1ed3n t\u00e0i ch\u00ednh \u1ed5n \u0111\u1ecbnh \u0111\u1ec3 tham gia s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m, nh\u1eadn quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m \u0111\u00e3 cam k\u1ebft t\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Do v\u1eady, kho\u1ea3ng th\u1eddi gian c\u00e2n nh\u1eafc l\u00e0 21 ng\u00e0y s\u1ebd gi\u00fap kh\u00e1ch h\u00e0ng \u0111\u1ecdc k\u1ef9 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, x\u00e1c \u0111\u1ecbnh quy\u1ec1n l\u1ee3i, ngh\u0129a v\u1ee5 c\u00f3 li\u00ean quan, \u0111\u1eb7c bi\u1ec7t l\u00e0 trao cho kh\u00e1ch h\u00e0ng quy\u1ec1n \u0111\u01b0\u1ee3c hu\u1ef7 b\u1ecf h\u1ee3p \u0111\u1ed3ng v\u00e0 nh\u1eadn l\u1ea1i kho\u1ea3n ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u00f3ng khi kh\u00f4ng c\u00f3 nhu c\u1ea7u tham gia b\u1ea3o hi\u1ec3m.<\/p>\n

\"N\u00ean

Kh\u00e1ch h\u00e0ng c\u00f3 quy\u1ec1n t\u1eeb ch\u1ed1i k\u00fd h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m trong v\u00f2ng 21 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng | \u1ea2nh: Duy D\u0169ng<\/p><\/div>\n

T\u1ea1i Vi\u1ec7t Nam, \u0111i\u1ec1u kho\u1ea3n v\u1ec1 th\u1eddi gian c\u00e2n nh\u1eafc 21 ng\u00e0y \u0111\u1ec1u c\u00f3 \u1edf c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 th\u1eddi h\u1ea1n tr\u00ean 1 n\u0103m. Quy \u0111\u1ecbnh v\u1ec1 th\u1eddi gian c\u00e2n nh\u1eafc \u0111\u00e3 ch\u00ednh th\u1ee9c \u0111\u01b0\u1ee3c lu\u1eadt h\u00f3a t\u1ea1i \u0110i\u1ec1u 35, Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m s\u1ed1 08\/2022\/QH15 (Lu\u1eadt KDBH) nh\u1eb1m b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m.<\/p>\n

Ngo\u00e0i ra, t\u1ea1i \u0110i\u1ec1u 9 Lu\u1eadt KDBH quy \u0111\u1ecbnh \u201c\u0110e d\u1ecda, c\u01b0\u1ee1ng \u00e9p giao k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\u201d l\u00e0 h\u00e0nh vi b\u1ecb nghi\u00eam c\u1ea5m; \u0111\u1ed3ng th\u1eddi \u0110i\u1ec3m i Kho\u1ea3n 1 \u0110i\u1ec1u 25 Lu\u1eadt KDBH quy \u0111\u1ecbnh v\u1ec1 tr\u01b0\u1eddng h\u1ee3p h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00f4 hi\u1ec7u \u201cH\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c giao k\u1ebft do b\u1ecb \u0111e d\u1ecda, c\u01b0\u1ee1ng \u00e9p\u201d.<\/p>\n

C\u00f9ng v\u1edbi \u0111\u00f3, \u0110i\u1ec1u 127 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 quy \u0111\u1ecbnh: \u201c\u0110e d\u1ecda, c\u01b0\u1ee1ng \u00e9p trong giao d\u1ecbch d\u00e2n s\u1ef1 l\u00e0 h\u00e0nh vi c\u1ed1 \u00fd c\u1ee7a m\u1ed9t b\u00ean ho\u1eb7c ng\u01b0\u1eddi th\u1ee9 ba l\u00e0m cho b\u00ean kia bu\u1ed9c ph\u1ea3i th\u1ef1c hi\u1ec7n giao d\u1ecbch d\u00e2n s\u1ef1 nh\u1eb1m tr\u00e1nh thi\u1ec7t h\u1ea1i v\u1ec1 t\u00ednh m\u1ea1ng, s\u1ee9c kh\u1ecfe, danh d\u1ef1, uy t\u00edn, nh\u00e2n ph\u1ea9m, t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh ho\u1eb7c c\u1ee7a ng\u01b0\u1eddi th\u00e2n th\u00edch c\u1ee7a m\u00ecnh\u201d.<\/p>\n

\u0110\u1ea1i di\u1ec7n l\u00e3nh \u0111\u1ea1o C\u1ee5c Qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh) c\u0169ng kh\u1eb3ng \u0111\u1ecbnh, v\u1edbi m\u1ecdi tr\u01b0\u1eddng h\u1ee3p, khi \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m \u0111e d\u1ecda, c\u01b0\u1ee1ng \u00e9p kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m (ho\u1ea1t \u0111\u1ed9ng b\u00e1n b\u1ea3o hi\u1ec3m qua ng\u00e2n h\u00e0ng, \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i) l\u00e0 vi ph\u1ea1m ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh t\u1ea1i B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1, Lu\u1eadt KDBH v\u00e0 c\u00e1c v\u0103n b\u1ea3n h\u01b0\u1edbng d\u1eabn thi h\u00e0nh.<\/p>\n

\u01afu ti\u00ean \u201c\u0111\u1eb7c quy\u1ec1n 21 ng\u00e0y\u201d \u0111\u1ec3 b\u1ea3o v\u1ec7<\/em><\/strong><\/h5>\n

Trao \u0111\u1ed5i v\u1edbi b\u00e1o gi\u1edbi, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>\u00a0cho r\u1eb1ng, ng\u00e2n h\u00e0ng n\u1eafm gi\u1eef l\u01b0\u1ee3ng l\u1edbn th\u00f4ng tin v\u1ec1 nh\u1eefng kh\u00e1ch h\u00e0ng c\u00f3 \u0111i\u1ec1u ki\u1ec7n kinh t\u1ebf, n\u00ean r\u1ea5t d\u1ec5 khai th\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m do kh\u00e1ch h\u00e0ng \u0111\u1eb7t ni\u1ec1m tin l\u1edbn v\u00e0o ng\u00e2n h\u00e0ng.<\/em><\/p>\n

V\u1edbi l\u1ee3i \u00edch l\u1edbn t\u1eeb vi\u1ec7c b\u00e1n b\u1ea3o hi\u1ec3m, c\u1ed9ng v\u1edbi s\u1ee9c \u00e9p ch\u1ec9 ti\u00eau t\u0103ng tr\u01b0\u1edfng, cho n\u00ean d\u1eabn \u0111\u1ebfn c\u00e2u chuy\u1ec7n c\u00f3 vi\u1ec7c \u201c\u00e9p\u201d kh\u00e1ch mua. V\u00ec v\u1eady, \u201c\u0111\u1ec3 x\u1ea3y ra th\u1ef1c tr\u1ea1ng n\u00e0y l\u00e0 l\u1ed7i c\u1ee7a nh\u1eefng ng\u00e2n h\u00e0ng \u0111ang h\u00e0nh x\u1eed theo ki\u1ec3u \u201cv\u00ec l\u1ee3i nhu\u1eadn m\u00e0 s\u1eb5n s\u00e0ng tr\u00e1i v\u1edbi \u0111\u1ea1o l\u00fd v\u00e0 chu\u1ea9n m\u1ef1c v\u0103n h\u00f3a kinh doanh\u201d. Ngo\u00e0i ra, kh\u00f4ng \u00edt kh\u00e1ch h\u00e0ng hi\u1ec3u bi\u1ebft ch\u01b0a \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh v\u00e0 quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt, n\u00ean b\u1ecb c\u00e1c t\u01b0 v\u1ea5n vi\u00ean \u201cd\u1ed7 ng\u1ecdt\u201d- Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>\u00a0cho hay.<\/em><\/p>\n

\u0110\u1ec3 h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng tr\u00ean, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>\u00a0cho r\u1eb1ng, c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n ch\u1ea5p h\u00e0nh nghi\u00eam ch\u1ec9nh ph\u00e1p lu\u1eadt v\u1ec1 kinh doanh b\u1ea3o hi\u1ec3m trong b\u1ed1i c\u1ea3nh \u0111\u00e3 c\u00f3 quy \u0111\u1ecbnh t\u01b0\u01a1ng \u0111\u1ed1i r\u00f5 v\u1ec1 tr\u00e1ch nhi\u1ec7m v\u00e0 ch\u1ebf t\u00e0i v\u1edbi c\u00e1c b\u00ean li\u00ean quan.<\/em><\/p>\n

V\u1ec1 ph\u00eda kh\u00e1ch h\u00e0ng, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>\u00a0khuy\u1ebfn ngh\u1ecb, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m c\u0169ng c\u1ea7n n\u1eafm r\u00f5 ph\u00e1p lu\u1eadt v\u00e0 s\u1ea3n ph\u1ea7m d\u1ecbch v\u1ee5 \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i, ngh\u0129a v\u1ee5 c\u1ee7a m\u00ecnh trong c\u00e1c giao d\u1ecbch v\u1edbi ng\u00e2n h\u00e0ng. \u201cKh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m c\u1ea7n \u0111\u1eb7c bi\u1ec7t l\u01b0u \u00fd s\u1eed d\u1ee5ng m\u1ed9t \u201cv\u0169 kh\u00ed ph\u00e1p lu\u1eadt r\u1ea5t l\u1ee3i h\u1ea1i\u201d m\u00e0 ph\u00e1p lu\u1eadt trao cho \u0111\u1ec3 b\u1ea3o v\u1ec7 m\u00ecnh – \u0111\u00f3 l\u00e0 quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 35 v\u1ec1 \u201cTh\u1eddi gian c\u00e2n nh\u1eafc tham gia b\u1ea3o hi\u1ec3m\u201d, t\u1ea1i Lu\u1eadt KDBH: trong th\u1eddi h\u1ea1n 21 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe (lo\u1ea1i c\u00f3 th\u1eddi h\u1ea1n tr\u00ean 1 n\u0103m), b\u00ean mua c\u00f3 quy\u1ec1n t\u1eeb ch\u1ed1i ti\u1ebfp t\u1ee5c tham gia b\u1ea3o hi\u1ec3m.<\/em><\/p>\n

Lu\u1eadt s\u01b0 Nguy\u1ec5n Thanh H\u00e0 – Ch\u1ee7 t\u1ecbch C\u00f4ng ty Lu\u1eadt SBLaw c\u0169ng khuy\u1ebfn ngh\u1ecb, kh\u00e1ch h\u00e0ng \u0111\u1ecdc k\u1ef9 c\u00e1c th\u00f4ng tin g\u1ed3m th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng, gi\u00e1 tr\u1ecb b\u1ea3o v\u1ec7 sinh m\u1ea1ng, s\u1ee9c kh\u1ecfe \u0111\u1ec3 nh\u1eadn bi\u1ebft gi\u1eefa h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u1edbi c\u00e1c d\u1ea1ng h\u1ee3p \u0111\u1ed3ng kh\u00e1c.<\/p>\n

\u201cTrong r\u1ea5t nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n th\u01b0\u1eddng t\u01b0 v\u1ea5n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd d\u01b0\u1edbi danh ngh\u0129a l\u00e0 h\u1ee3p \u0111\u1ed3ng \u0111\u1ea7u t\u01b0 l\u00e0m kh\u00e1ch h\u00e0ng hi\u1ec3u nh\u1ea7m. Do \u0111\u00f3, trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p khi \u0111\u1ebfn ng\u00e2n h\u00e0ng kh\u00e1ch h\u00e0ng c\u1ea7n ch\u1ee7 \u0111\u1ed9ng ghi \u00e2m n\u1ed9i dung t\u01b0 v\u1ea5n, ho\u1eb7c y\u00eau c\u1ea7u nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n t\u00f3m t\u1eaft n\u1ed9i dung t\u01b0 v\u1ea5n r\u1ed3i k\u00fd t\u00ean v\u00e0o ph\u1ea7n t\u00f3m t\u1eaft \u0111\u00f3 \u0111\u1ec3 c\u00f3 c\u0103n c\u1ee9 sau n\u00e0y x\u1eed l\u00fd v\u1ea5n \u0111\u1ec1 n\u1ebfu ph\u00e1t sinh tranh ch\u1ea5p\u201d – Lu\u1eadt s\u01b0 Nguy\u1ec5n Thanh H\u00e0 cho bi\u1ebft.<\/p>\n\n\n\n
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Kh\u00e1ch h\u00e0ng c\u00f3 quy\u1ec1n kh\u1edfi ki\u1ec7n ra t\u00f2a<\/strong><\/h5>\n

Theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 127 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1: \u201cKhi m\u1ed9t b\u00ean tham gia giao d\u1ecbch d\u00e2n s\u1ef1 do b\u1ecb l\u1eeba d\u1ed1i ho\u1eb7c b\u1ecb \u0111e d\u1ecda, c\u01b0\u1ee1ng \u00e9p th\u00ec c\u00f3 quy\u1ec1n y\u00eau c\u1ea7u t\u00f2a \u00e1n tuy\u00ean b\u1ed1 giao d\u1ecbch d\u00e2n s\u1ef1 \u0111\u00f3 l\u00e0 v\u00f4 hi\u1ec7u\u201d. \u0110\u1ed3ng th\u1eddi, Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m \u0111\u00e3 quy \u0111\u1ecbnh v\u1ec1 th\u1eddi gian c\u00e2n nh\u1eafc tham gia b\u1ea3o hi\u1ec3m (\u0110i\u1ec1u 35), h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00f4 hi\u1ec7u (\u0110i\u1ec1u 25) v\u00e0 \u0111\u01a1n ph\u01b0\u01a1ng ch\u1ea5m d\u1ee9t th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m (\u0110i\u1ec1u 26). Nh\u01b0 v\u1eady, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 s\u1ef1 th\u1ecfa thu\u1eadn gi\u1eefa b\u00ean mua b\u1ea3o hi\u1ec3m v\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m. C\u00e1c v\u1ee5 vi\u1ec7c tranh ch\u1ea5p li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt tr\u00ean c\u01a1 s\u1edf th\u1ecfa thu\u1eadn gi\u1eefa doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m. Tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng th\u1ed1ng nh\u1ea5t th\u00ec s\u1ebd \u0111\u01b0\u1ee3c \u0111\u01b0a ra t\u00f2a \u00e1n c\u00f3 th\u1ea9m quy\u1ec1n. Vi\u1ec7c tuy\u00ean b\u1ed1 h\u1ee3p \u0111\u1ed3ng v\u00f4 hi\u1ec7u thu\u1ed9c th\u1ea9m quy\u1ec1n gi\u1ea3i quy\u1ebft c\u1ee7a t\u00f2a \u00e1n. Ngo\u00e0i ra, c\u00e1c h\u00e0nh vi c\u00f3 d\u1ea5u hi\u1ec7u c\u1ee7a t\u1ed9i ph\u1ea1m (gi\u1ea3 m\u1ea1o, chi\u1ebfm \u0111o\u1ea1t, l\u1eeba \u0111\u1ea3o kh\u00e1ch h\u00e0ng \u2026) vi ph\u1ea1m quy \u0111\u1ecbnh t\u1ea1i B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 thu\u1ed9c th\u1ea9m quy\u1ec1n gi\u1ea3i quy\u1ebft c\u1ee7a c\u01a1 quan c\u1ea3nh s\u00e1t \u0111i\u1ec1u tra theo quy \u0111\u1ecbnh t\u1ea1i B\u1ed9 lu\u1eadt T\u1ed1 t\u1ee5ng h\u00ecnh s\u1ef1.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Duy Th\u00e1i<\/strong><\/h5>\n

—————–<\/p>\n

Th\u1eddi<\/em><\/strong> b\u00e1o T\u00e0i ch\u00ednh (B\u1ea3o hi\u1ec3m) 13-3-2023:<\/em><\/strong><\/p>\n

https:\/\/thoibaotaichinhvietnam.vn\/nen-su-dung-dac-quyen-21-ngay-khi-mua-bao-hiem-nhan-tho-123293.html<\/em><\/a><\/p>\n

(345\/1.289) #baohiem #nganhang<\/em>","protected":false},"excerpt":{"rendered":"

N\u00ean s\u1eed d\u1ee5ng “\u0111\u1eb7c quy\u1ec1n 21 ng\u00e0y” khi mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd (TBTC) –\u00a0Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m 2022 \u0111\u00e3 c\u00f3 \u0111i\u1ec1u kho\u1ea3n quy \u0111\u1ecbnh r\u00f5 r\u00e0ng v\u1ec1 vi\u1ec7c kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 th\u1eddi h\u1ea1n tr\u00ean 1 n\u0103m \u0111\u01b0\u1ee3c quy\u1ec1n c\u00e2n nh\u1eafc trong v\u00f2ng 21 ng\u00e0y k\u1ec3 t\u1eeb khi nh\u1eadn […]<\/p>\n","protected":false},"author":2,"featured_media":36319,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51,36],"class_list":["post-36317","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.443. 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