{"id":36602,"date":"2023-04-11T10:08:02","date_gmt":"2023-04-11T03:08:02","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36602"},"modified":"2024-11-28T15:24:42","modified_gmt":"2024-11-28T08:24:42","slug":"3-465-tranh-bay-ngam-trong-hop-dong-bao-hiem","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-465-tranh-bay-ngam-trong-hop-dong-bao-hiem\/","title":{"rendered":"3.465. Tr\u00e1nh \u201cb\u1eaby ng\u1ea7m\u201d trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m"},"content":{"rendered":"

Tr\u00e1nh \u201cb\u1eaby ng\u1ea7m\u201d trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/span><\/h4>\n
(D\u0110DN) – Khi mua b\u1ea3o hi\u1ec3m, \u0111a s\u1ed1 ng\u01b0\u1eddi mua th\u01b0\u1eddng ch\u1ec9 quan t\u00e2m t\u1edbi quy\u1ec1n l\u1ee3i m\u00e0 \u0111\u00f4i khi kh\u00f4ng \u0111\u1ec3 \u00fd t\u00ecm hi\u1ec3u nh\u1eefng \u0111i\u1ec1u kho\u1ea3n, \u0111i\u1ec1u ki\u1ec7n r\u00e0ng bu\u1ed9c trong h\u1ee3p \u0111\u1ed3ng, th\u1ee9 quy\u1ebft \u0111\u1ecbnh quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh…<\/strong><\/h5>\n

\u0110\u00f3 l\u00e0 chia s\u1ebb c\u1ee7a PGS.TS \u0110inh Tr\u1ecdng Th\u1ecbnh xung quanh c\u00e2u chuy\u1ec7n v\u1ec1 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n ki\u1ec3u \u00a0\u201cb\u1eaby ng\u1ea7m\u201d trong\u00a0h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\u00a0\u0111ang \u0111\u01b0\u1ee3c d\u01b0 lu\u1eadn quan t\u00e2m.<\/p>\n

\"Tr\u00e1nh

Di\u1ec5n vi\u00ean Ng\u1ecdc Lan g\u00e2y x\u00f4n xao d\u01b0 lu\u1eadn khi livestream th\u1ec3 hi\u1ec7n s\u1ef1 b\u1ee9c x\u00fac li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a c\u00f4 v\u00e0 con trai. \u1ea2nh c\u1eaft t\u1eeb clip<\/p><\/div>\n

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Theo \u0111\u00f3, nh\u1eefng ng\u00e0y qua, s\u1ef1 vi\u1ec7c di\u1ec5n vi\u00ean Ng\u1ecdc Lan ph\u00e1t tr\u1ef1c ti\u1ebfp tr\u00ean trang c\u00e1 nh\u00e2n cho r\u1eb1ng m\u00ecnh b\u1ecb l\u1eeba khi mua\u00a0b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\u00a0\u0111\u00e3 khi\u1ebfn d\u01b0 lu\u1eadn “d\u1eady s\u00f3ng”.<\/p>\n

C\u1ee5 th\u1ec3, n\u1eef di\u1ec5n vi\u00ean \u0111\u00e3 mua 2 g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee7a C\u00f4ng ty TNHH BHNT Aviva VN cho b\u1ea3n th\u00e2n v\u00e0 con trai v\u1edbi t\u1ed5ng c\u1ed9ng s\u1ed1 ti\u1ec1n c\u1ea7n \u0111\u00f3ng l\u00e0 700 tri\u1ec7u \u0111\u1ed3ng\/n\u0103m nh\u01b0ng \u0111\u1ebfn nay ph\u00e1t hi\u1ec7n nhi\u1ec1u th\u00f4ng tin kh\u00f4ng \u0111\u00fang v\u1edbi nh\u1eefng g\u00ec \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n. C\u1ee5 th\u1ec3, nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n n\u00f3i c\u00f4 tham gia h\u1ee3p \u0111\u1ed3ng 10 n\u0103m, h\u1ebft th\u1eddi h\u1ea1n s\u1ebd l\u1ea5y l\u1ea1i \u0111\u1ee7 7 t\u1ec9 \u0111\u1ed3ng c\u1ed9ng th\u00eam ti\u1ec1n l\u1eddi s\u1ebd \u0111\u01b0\u1ee3c x\u1ea5p x\u1ec9 10 t\u1ec9 \u0111\u1ed3ng. \u00a0Hi\u1ec7n t\u1ea1i di\u1ec5n vi\u00ean Ng\u1ecdc Lan \u0111\u00e3 tham gia b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c 3 n\u0103m qua v\u1edbi t\u1ed5ng s\u1ed1 ti\u1ec1n 2,1 t\u1ec9 \u0111\u1ed3ng.<\/p>\n

Tuy nhi\u00ean, m\u1edbi \u0111\u00e2y c\u00f4 ho\u00e0n to\u00e0n b\u1ea5t ng\u1edd khi bi\u1ebft tin C\u00f4ng ty Aviva VN \u0111\u00e3 kh\u00f4ng c\u00f2n n\u1eefa sau khi \u0111\u01b0\u1ee3c b\u00e1n cho m\u1ed9t \u0111\u01a1n v\u1ecb thu\u1ed9c T\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh Manulife r\u1ed3i \u0111\u1ed5i t\u00ean th\u00e0nh C\u00f4ng ty TNHH BHNT MVI (MVI Life). Ho\u1ea3ng h\u1ed1t, c\u00f4 \u0111\u1ebfn c\u00f4ng ty l\u00e0m vi\u1ec7c th\u00ec m\u1edbi bi\u1ebft trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a 2 m\u1eb9 con \u0111\u01b0\u1ee3c chia ra r\u1ea5t nhi\u1ec1u ph\u1ea7n, g\u1ed3m s\u1ea3n ph\u1ea9m ch\u00ednh v\u00e0 s\u1ea3n ph\u1ea9m ph\u1ee5. S\u1ea3n ph\u1ea9m ph\u1ee5 l\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m v\u1ec1 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe n\u00ean sau 10 n\u0103m s\u1ed1 ti\u1ec1n c\u00f4 nh\u1eadn l\u1ea1i \u0111\u01b0\u1ee3c s\u1ebd kh\u00f4ng ph\u1ea3i l\u00ean g\u1ea7n 10 t\u1ec9 \u0111\u1ed3ng nh\u01b0 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n ban \u0111\u1ea7u.<\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, di\u1ec5n vi\u00ean Ng\u1ecdc Lan c\u00f2n cho bi\u1ebft, c\u00f4 ph\u00e1t hi\u1ec7n th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ghi con s\u1ed1 74 n\u0103m, kh\u00f4ng ph\u1ea3i 10 n\u0103m nh\u01b0 t\u01b0 v\u1ea5n ban \u0111\u1ea7u. \u0110\u00e1ng ch\u00fa \u00fd, sau khi s\u1ef1 vi\u1ec7c c\u1ee7a n\u1eef di\u1ec5n vi\u00ean g\u00e2y \u1ed3n \u00e0o d\u01b0 lu\u1eadn, nhi\u1ec1u \u00fd ki\u1ebfn c\u0169ng chia s\u1ebb, \u0111\u00e3 c\u00f3 nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p sau khi t\u1ea5t to\u00e1n h\u1ee3p \u0111\u1ed3ng m\u1edbi t\u00e1 h\u1ecfa v\u1ec1 c\u00e1c \u0111i\u1ec1u kho\u1ea3n, quy\u1ec1n l\u1ee3i m\u00ecnh \u0111\u01b0\u1ee3c h\u01b0\u1edfng kh\u00f4ng nh\u01b0 nh\u1eefng l\u1eddi t\u01b0 v\u1ea5n \u201choa m\u0129\u201d l\u00fac \u0111\u1ea7u c\u1ee7a t\u01b0 v\u1ea5n vi\u00ean.<\/p>\n

Chia s\u1ebb v\u1edbi b\u00e1o ch\u00ed xung quanh s\u1ef1 vi\u1ec7c n\u00e0y, PGS.TS \u0110inh Tr\u1ecdng Th\u1ecbnh cho r\u1eb1ng, l\u1ed7i tr\u01b0\u1edbc ti\u00ean l\u00e0 \u1edf di\u1ec5n vi\u00ean Ng\u1ecdc Lan – ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean mua b\u1ea3o hi\u1ec3m. B\u1edfi vi\u1ec7c quy\u1ebft \u0111\u1ecbnh mua bao nhi\u00eau, th\u1eddi gian bao nhi\u1ec1u n\u0103m, \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i, tr\u00e1ch nhi\u1ec7m g\u00ec tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng ph\u1ea3i t\u00ecm hi\u1ec3u k\u1ef9 tr\u01b0\u1edbc.<\/p>\n

Nh\u01b0ng, c\u0169ng c\u1ea7n ph\u1ea3i nh\u00ecn nh\u1eadn l\u1ea1i tr\u00e1ch nhi\u1ec7m c\u1ee7a nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y. H\u1ecd \u0111\u00e3 m\u1eafc l\u1ed7i nghi\u00eam tr\u1ecdng, c\u00f3 th\u1ec3 x\u1ebfp v\u00e0o l\u1ed7i l\u1eeba \u0111\u1ea3o. V\u1edbi vai tr\u00f2 m\u1ed9t t\u01b0 v\u1ea5n vi\u00ean, l\u00e0 ng\u01b0\u1eddi ph\u1ea3i t\u01b0 v\u1ea5n \u0111\u1ea7y \u0111\u1ee7, \u0111\u00fang v\u1edbi lo\u1ea1i b\u1ea3o hi\u1ec3m, c\u00e1c chi ph\u00ed, s\u1ed1 ti\u1ec1n li\u00ean quan nh\u01b0ng h\u1ecd kh\u00f4ng \u0111\u1ee7 t\u00e2m, \u0111\u1ee7 t\u1ea7m khi t\u01b0 v\u1ea5n cho kh\u00e1ch h\u00e0ng. C\u00f2n v\u1ec1 ph\u00eda doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 l\u1ed7i nghi\u00eam tr\u1ecdng khi kh\u00f4ng ch\u0103m s\u00f3c, ki\u1ec3m tra l\u1ea1i h\u1ee3p c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n

>>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u201ckh\u00f4ng gi\u1ea5y\u201d c\u00f3 kh\u1ea3 thi?<\/em><\/h5>\n

Khi mua b\u1ea3o hi\u1ec3m, \u0111a s\u1ed1 ng\u01b0\u1eddi mua th\u01b0\u1eddng ch\u1ec9 quan t\u00e2m t\u1edbi quy\u1ec1n l\u1ee3i m\u00e0 \u0111\u00f4i khi kh\u00f4ng \u0111\u1ec3 \u00fd t\u00ecm hi\u1ec3u nh\u1eefng \u0111i\u1ec1u kho\u1ea3n, \u0111i\u1ec1u ki\u1ec7n r\u00e0ng bu\u1ed9c trong h\u1ee3p \u0111\u1ed3ng, th\u1ee9 quy\u1ebft \u0111\u1ecbnh quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh. \u1ea2nh minh h\u1ecda<\/em><\/p>\n

Theo PGS.TS \u0110inh Tr\u1ecdng Th\u1ecbnh, th\u1ef1c t\u1ebf, khi mua b\u1ea3o hi\u1ec3m, \u0111a s\u1ed1 ng\u01b0\u1eddi mua th\u01b0\u1eddng ch\u1ec9 quan t\u00e2m t\u1edbi quy\u1ec1n l\u1ee3i m\u00e0 \u0111\u00f4i khi kh\u00f4ng \u0111\u1ec3 \u00fd t\u00ecm hi\u1ec3u nh\u1eefng \u0111i\u1ec1u kho\u1ea3n, \u0111i\u1ec1u ki\u1ec7n r\u00e0ng bu\u1ed9c. Trong khi \u0111\u00f3 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n n\u00e0y s\u1ebd quy\u1ebft \u0111\u1ecbnh vi\u1ec7c ng\u01b0\u1eddi tham gia c\u00f3 \u0111\u01b0\u1ee3c nh\u1eadn quy\u1ec1n l\u1ee3i hay kh\u00f4ng khi s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra.<\/p>\n

C\u0169ng theo v\u1ecb chuy\u00ean gia n\u00e0y, Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m (s\u1eeda \u0111\u1ed5i) \u0111\u00e3 quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd h\u01a1n quy\u1ec1n kinh doanh v\u00e0 \u0111\u1ea7u t\u01b0 c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m. C\u01a1 quan qu\u1ea3n l\u00fd c\u00f3 vai tr\u00f2 qu\u1ea3n l\u00fd gi\u00e1m s\u00e1t, th\u00fac \u0111\u1ea9y t\u00ednh minh b\u1ea1ch v\u00e0 s\u1ef1 ph\u00e1t tri\u1ec3n l\u00e0nh l\u1ea1nh c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m.<\/p>\n

\u201cTuy nhi\u00ean, c\u1ea7n qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd h\u01a1n tr\u00e1ch nhi\u1ec7m c\u1ee7a \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, \u0111\u1eb7c bi\u1ec7t l\u00e0 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng \u0111\u00e0o \u0111\u1ea1o \u0111\u1ed9i ng\u0169 t\u01b0 v\u1ea5n vi\u00ean \u0111\u1ea3m b\u1ea3o \u0111\u1ee7 t\u00e2m, \u0111\u1ee7 t\u1ea7m\u201d, Theo PGS.TS \u0110inh Tr\u1ecdng Th\u1ecbnh n\u00eau quan \u0111i\u1ec3m.<\/p>\n

\u0110\u1ed3ng quan \u0111i\u1ec3m, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>, c\u0169ng nh\u1eadn \u0111\u1ecbnh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 \u0111\u1ed9 ph\u1ee9c t\u1ea1p cao, ch\u1ec9 c\u00f3 th\u1ec3 hi\u1ec3u \u0111\u01b0\u1ee3c 70%\u00a0 h\u1ee3p \u0111\u1ed3ng l\u00e0 nhi\u1ec1u. H\u1ee3p \u0111\u1ed3ng g\u1ea7n 100 trang nh\u01b0ng nhi\u1ec1u khi d\u00e2n t\u00e0i ch\u00ednh, gi\u00e1o s\u01b0, ti\u1ebfn s\u0129 \u0111\u1ecdc ch\u01b0a ch\u1eafc hi\u1ec3u \u0111\u01b0\u1ee3c h\u1ebft. Ch\u1ec9 c\u1ea7n m\u1ed9t t\u1eeb “l\u1eaft l\u00e9o” trong h\u1ee3p \u0111\u1ed3ng \u0111\u1ebfn khi x\u1ea3y ra tranh ch\u1ea5p \u1edf t\u00f2a th\u00ec kh\u00e1ch h\u00e0ng c\u0169ng thua. Trong khi h\u1ecd th\u01b0\u1eddng kh\u00f4ng \u0111\u1ecdc, kh\u00f4ng hi\u1ec3u h\u1ebft c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng m\u00e0 ch\u1ec9 nghe t\u01b0 v\u1ea5n l\u00e0 k\u00fd.\u00a0<\/em><\/p>\n

“Ng\u01b0\u1eddi mua y\u1ebfu th\u1ebf, do kh\u00f4ng n\u1eafm th\u00f4ng tin, chuy\u00ean m\u00f4n n\u00ean d\u00f9 sao l\u1ed7i c\u0169ng \u00edt h\u01a1n. C\u00f2n c\u00e1c c\u00f4ng ty, NH l\u00e0 nh\u1eefng \u0111\u01a1n v\u1ecb chuy\u00ean m\u00f4n, khi kh\u00e1ch h\u00e0ng k\u00fd v\u00e0o h\u1ee3p \u0111\u1ed3ng m\u00e0 h\u1ecd so\u1ea1n s\u1eb5n, \u0111\u1eb7c bi\u1ec7t k\u00fd nh\u1eefng h\u1ee3p \u0111\u1ed3ng c\u00f3 gi\u00e1 tr\u1ecb l\u1edbn th\u00ec c\u0169ng c\u1ea7n ki\u1ec3m tra l\u1ea1i l\u1ea7n n\u1eefa xem kh\u00e1ch h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n \u0111\u00fang ch\u01b0a. Th\u00f4ng th\u01b0\u1eddng kh\u00e1ch h\u00e0ng ch\u1ec9 nh\u1eadn \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n m\u1ed9t ph\u1ea7n s\u1ef1 th\u1eadt, nh\u1eefng \u0111i\u1ec1u t\u1ed1t \u0111\u1eb9p th\u00ec ch\u1ec9 ra, c\u00f2n x\u1ea5u th\u00ec n\u00f3i \u00edt ho\u1eb7c kh\u00f4ng \u0111\u1ec1 c\u1eadp. N\u1ebfu nh\u01b0 kh\u00e1ch h\u00e0ng n\u1eafm \u0111\u01b0\u1ee3c t\u1ea5t c\u1ea3 th\u00f4ng tin m\u00e0 v\u1eabn quy\u1ebft \u0111\u1ecbnh mua th\u00ec m\u1edbi \u1ed5n, c\u00f2n kh\u00f4ng h\u1ecd s\u1ebd c\u1ea3m th\u1ea5y nh\u01b0 b\u1ecb l\u1eeba”, \u00f4ng \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

T\u1eeb \u0111\u00f3, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>\u00a0ki\u1ebfn ngh\u1ecb: h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd d\u00f9 c\u00f3 chuy\u00ean ng\u00e0nh th\u1ebf n\u00e0o \u0111i n\u1eefa th\u00ec c\u0169ng ph\u1ea3i c\u00f3 nh\u1eefng ph\u1ea7n t\u00f3m t\u1eaft ch\u00ednh \u0111\u1ec3 ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 \u0111\u1ecdc hi\u1ec3u, \u0111\u1eebng \u0111\u1ea9y kh\u00f3 cho ng\u01b0\u1eddi mua. M\u1ed9t b\u00ean l\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m chuy\u00ean nghi\u1ec7p, m\u1ed9t b\u00ean kh\u00e1ch h\u00e0ng l\u00e0 ng\u01b0\u1eddi kh\u00f4ng chuy\u00ean nghi\u1ec7p th\u00ec h\u1ee3p \u0111\u1ed3ng c\u00e0ng ph\u1ea3i th\u1ec3 hi\u1ec7n r\u00f5 r\u00e0ng c\u00e0ng t\u1ed1t. C\u00f2n \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng, v\u00ec l\u00fd do g\u00ec \u0111\u00f3 kh\u00f4ng \u0111\u1ecdc \u0111\u01b0\u1ee3c ngay th\u00ec c\u00f2n th\u1eddi gian kho\u1ea3ng 20 ng\u00e0y sau \u0111\u00f3 xem l\u1ea1i, ho\u1eb7c nh\u1edd lu\u1eadt s\u01b0 xem l\u1ea1i nh\u1eefng \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng.<\/em><\/p>\n

\u201cTh\u1ef1c t\u1ebf nh\u1eefng n\u0103m qua, c\u00f3 nhi\u1ec1u v\u1ee5 tranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m x\u1ea3y ra n\u00ean khi tham gia, kh\u00e1ch h\u00e0ng c\u1ea7n c\u00f3 nh\u1eefng ki\u1ebfn th\u1ee9c nh\u1ea5t \u0111\u1ecbnh \u0111\u1ec3 tr\u00e1nh \u0111\u01b0a m\u00ecnh v\u00e0o c\u1ea3m gi\u00e1c “b\u1ecb l\u1eeba”. Nh\u1eefng v\u1ee5 vi\u1ec7c n\u00e0y khi\u1ebfn ni\u1ec1m tin c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0o h\u1ee3p \u0111\u1ed3ng th\u00eam gi\u1ea3m s\u00fat. \u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3 g\u1ea7n \u0111\u00e2y, t\u00ecnh tr\u1ea1ng mua h\u1ee3p \u0111\u1ed3ng kh\u00f4ng t\u00ecnh nguy\u1ec7n x\u1ea3y ra g\u00e2y b\u1ee9c x\u00fac trong x\u00e3 h\u1ed9i… \u201c, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>\u00a0n\u00f3i.<\/em><\/p>\n

Nguy\u1ec5n Giang<\/strong><\/h5>\n

————-<\/em><\/p>\n

Di\u1ec5n \u0111\u00e0n Doanh nghi\u1ec7p (B\u00ecnh lu\u1eadn) ng\u00e0y 11-4-2023:<\/em><\/strong><\/p>\n

https:\/\/diendandoanhnghiep.vn\/tranh-bay-ngam-trong-hop-dong-bao-hiem-242083.html<\/a><\/em><\/p>\n

(423\/1.277) #Baohiem #MVI #ngoclan<\/em>","protected":false},"excerpt":{"rendered":"

Tr\u00e1nh \u201cb\u1eaby ng\u1ea7m\u201d trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m (D\u0110DN) – Khi mua b\u1ea3o hi\u1ec3m, \u0111a s\u1ed1 ng\u01b0\u1eddi mua th\u01b0\u1eddng ch\u1ec9 quan t\u00e2m t\u1edbi quy\u1ec1n l\u1ee3i m\u00e0 \u0111\u00f4i khi kh\u00f4ng \u0111\u1ec3 \u00fd t\u00ecm hi\u1ec3u nh\u1eefng \u0111i\u1ec1u kho\u1ea3n, \u0111i\u1ec1u ki\u1ec7n r\u00e0ng bu\u1ed9c trong h\u1ee3p \u0111\u1ed3ng, th\u1ee9 quy\u1ebft \u0111\u1ecbnh quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh… \u0110\u00f3 l\u00e0 chia s\u1ebb c\u1ee7a […]<\/p>\n","protected":false},"author":2,"featured_media":36603,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51],"class_list":["post-36602","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem"],"acf":[],"yoast_head":"\n3.465. 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Tr\u00e1nh \u201cb\u1eaby ng\u1ea7m\u201d trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"Tr\u00e1nh \u201cb\u1eaby ng\u1ea7m\u201d trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/3-465-tranh-bay-ngam-trong-hop-dong-bao-hiem\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-11T03:08:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-28T08:24:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"454\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-465-tranh-bay-ngam-trong-hop-dong-bao-hiem\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-465-tranh-bay-ngam-trong-hop-dong-bao-hiem\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/f250bfe7ec16ce4eba7ae37ffd717a9e\"},\"headline\":\"3.465. 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