{"id":36605,"date":"2023-04-11T09:30:01","date_gmt":"2023-04-11T02:30:01","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36605"},"modified":"2024-11-28T15:37:43","modified_gmt":"2024-11-28T08:37:43","slug":"4-025-tu-chuyen-dien-vien-ngoc-lan-bit-ngay-lo-hong-bao-hiem-nhan-tho","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-463-tu-chuyen-dien-vien-ngoc-lan-bit-ngay-lo-hong-bao-hiem-nhan-tho\/","title":{"rendered":"3.463. T\u1eeb chuy\u1ec7n di\u1ec5n vi\u00ean Ng\u1ecdc Lan: B\u1ecbt ngay l\u1ed7 h\u1ed5ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd!"},"content":{"rendered":"<h4><span style=\"color: #723918;\">T\u1eeb chuy\u1ec7n di\u1ec5n vi\u00ean Ng\u1ecdc Lan: B\u1ecbt ngay l\u1ed7 h\u1ed5ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd!<\/span><\/h4>\n<h5>(NL\u0110) &#8211; B\u1ed9 T\u00e0i ch\u00ednh c\u1ea7n ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng r\u00e0 so\u00e1t l\u1ea1i ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ea5t c\u1ea3 c\u00f4ng ty b\u1ea3o hi\u1ec3m, quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd h\u01a1n trong th\u1ea9m \u0111\u1ecbnh nh\u1eefng s\u1ea3n ph\u1ea9m c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi c\u1ea5p ph\u00e9p ph\u00e1t h\u00e0nh ra th\u1ecb tr\u01b0\u1eddng<\/h5>\n<p>Sau v\u1ee5 di\u1ec5n vi\u00ean Ng\u1ecdc Lan l\u00ean ti\u1ebfng v\u00ec m\u1ea5t quy\u1ec1n l\u1ee3i khi tham gia b\u1ea3o hi\u1ec3m, r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi lo \u00e2u, xem l\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh \u0111\u00e3 mua. Tr\u00ean th\u1ef1c t\u1ebf, r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd (BHNT) kh\u00f4ng \u0111\u1ecdc k\u1ef9 h\u1ee3p \u0111\u1ed3ng tr\u01b0\u1edbc khi k\u00fd, thay v\u00e0o \u0111\u00f3 l\u00e0 \u0111\u1eb7t h\u1ebft ni\u1ec1m tin v\u00e0o nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m (TVBH).<\/p>\n<h5><strong>R\u1ee7i ro v\u00ec c\u1ea3 tin<\/strong><\/h5>\n<p>Tr\u1ecbnh Th\u1ecb T. (\u1edf H\u00e0 N\u1ed9i) cho bi\u1ebft ch\u1ecb k\u00fd h\u1ee3p \u0111\u1ed3ng mua BHNT c\u1ee7a m\u1ed9t \u0111\u01a1n v\u1ecb b\u1ea3o hi\u1ec3m v\u00e0o n\u0103m 2021. Sau khi ki\u1ec3m tra k\u1ef9 h\u1ee3p \u0111\u1ed3ng, th\u1ea5y th\u1eddi \u0111i\u1ec3m k\u1ebft th\u00fac l\u00e0 n\u0103m 2094 (hi\u1ec7n ch\u1ecb T. \u0111\u00e3 31 tu\u1ed5i), ch\u1ecb T. kh\u00e1 b\u1ea5t ng\u1edd. Tr\u01b0\u1edbc \u0111\u00f3, ch\u1ecb kh\u00f4ng \u0111\u01b0\u1ee3c nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n k\u1ef9 v\u1ec1 th\u1eddi \u0111i\u1ec3m k\u1ebft th\u00fac h\u1ee3p \u0111\u1ed3ng, n\u00ean kh\u00f4ng ph\u00e2n bi\u1ec7t \u0111\u01b0\u1ee3c th\u1eddi h\u1ea1n \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 th\u1eddi h\u1ea1n k\u1ebft th\u00fac h\u1ee3p \u0111\u1ed3ng. &#8220;Nh\u00e2n vi\u00ean TVBH n\u00f3i \u0111\u00f3ng v\u00e0 r\u00fat tr\u01b0\u1edbc 10 n\u0103m th\u00ec s\u1ed1 ti\u1ec1n nh\u1eadn kh\u00f4ng \u0111\u01b0\u1ee3c nh\u01b0 mong mu\u1ed1n v\u00e0 khuy\u00ean n\u00ean \u0111\u1ec3 sau 10 n\u0103m th\u00ec c\u00e1c kho\u1ea3n ph\u00ed s\u1ebd \u00edt h\u01a1n. Nh\u00e2n vi\u00ean c\u0169ng kh\u00f4ng nh\u1eafc \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m k\u1ebft th\u00fac h\u1ee3p \u0111\u1ed3ng l\u00e0 n\u0103m 2094. V\u00ec c\u1ea3 tin n\u00ean t\u00f4i t\u1ef1 r\u01b0\u1edbc r\u1ee7i ro, thua thi\u1ec7t v\u1ec1 m\u00ecnh&#8221; &#8211; ch\u1ecb T. n\u00f3i.<\/p>\n<p>V\u1eeba qua, H\u1ed9i B\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng TP HCM c\u0169ng ti\u1ebfp nh\u1eadn khi\u1ebfu n\u1ea1i t\u1eeb m\u1ed9t s\u1ed1 ng\u01b0\u1eddi mua BHNT do kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3 quy\u1ec1n l\u1ee3i nh\u01b0 t\u01b0 v\u1ea5n ban \u0111\u1ea7u. Trong s\u1ed1 n\u00e0y c\u00f3 tr\u01b0\u1eddng h\u1ee3p \u00f4ng C.N.G (ng\u1ee5 qu\u1eadn G\u00f2 V\u1ea5p, TP HCM). Gia \u0111\u00ecnh \u00f4ng c\u00f3 mua 4 BHNT, m\u1ed7i h\u1ee3p \u0111\u1ed3ng \u0111\u00f3ng kho\u1ea3ng 20 tri\u1ec7u \u0111\u1ed3ng\/n\u0103m. \u00d4ng ch\u01b0a bao gi\u1edd \u0111\u1ecdc b\u1ea5t k\u1ef3 \u0111i\u1ec1u kho\u1ea3n n\u00e0o trong h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 bi\u1ebft c\u00e1c lo\u1ea1i ph\u00ed ph\u1ea3i chi tr\u1ea3, th\u1eddi h\u1ea1n bao l\u00e2u, \u0111\u1ebfn khi t\u1ea5t to\u00e1n m\u1edbi v\u1ee1 l\u1ebd quy\u1ec1n l\u1ee3i b\u1ecb t\u1eeb ch\u1ed1i.<\/p>\n<p>\u00d4ng Hu\u1ef3nh V\u0103n Ng. (SN 1956; ng\u1ee5 th\u1ecb x\u00e3 Cai L\u1eady, t\u1ec9nh Ti\u1ec1n Giang) \u0111\u01b0\u1ee3c m\u1ed9t ng\u01b0\u1eddi quen t\u01b0 v\u1ea5n mua BHNT c\u1ee7a c\u00f4ng ty C. L\u00fac mua b\u1ea3o hi\u1ec3m, \u00f4ng Ng. ch\u01b0a c\u00f3 b\u1ec7nh v\u00e0 khai kh\u00f4ng c\u00f3 b\u1ec7nh. Nh\u00e2n vi\u00ean TVBH kh\u00f4ng y\u00eau c\u1ea7u \u00f4ng \u0111i kh\u00e1m b\u1ec7nh, kh\u00f4ng gi\u1ea3i th\u00edch trong tr\u01b0\u1eddng h\u1ee3p ph\u00e1t sinh b\u1ec7nh th\u00ec c\u00f3 \u0111\u01b0\u1ee3c ti\u1ebfp t\u1ee5c th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng, quy\u1ec1n l\u1ee3i chi tr\u1ea3 nh\u01b0 th\u1ebf n\u00e0o. Kh\u00f4ng may l\u00e0 1 th\u00e1ng sau, \u00f4ng Ng. b\u1ecb ph\u00e1t hi\u1ec7n c\u00f3 kh\u1ed1i u, \u00f4ng kh\u00f4ng khai b\u00e1o v\u00e0 c\u0169ng kh\u00f4ng \u0111i\u1ec1u tr\u1ecb. Kho\u1ea3ng 1 n\u0103m sau, sau khi bi\u1ebft tin ph\u00eda c\u00f4ng ty kh\u00f4ng chi tr\u1ea3 quy\u1ec1n l\u1ee3i do ph\u00e1t sinh b\u1ec7nh, \u00f4ng Ng. bu\u1ed9c ph\u1ea3i d\u1eebng h\u1ee3p \u0111\u1ed3ng. V\u1ec1 quy\u1ec1n l\u1ee3i, \u00f4ng \u0111\u01b0\u1ee3c t\u1ea5t to\u00e1n 10 tri\u1ec7u \u0111\u1ed3ng, trong khi \u0111\u00e3 \u0111\u00f3ng \u0111\u1ee7 60 tri\u1ec7u \u0111\u1ed3ng cho h\u01a1n 1 n\u0103m tham gia b\u1ea3o hi\u1ec3m.<\/p>\n<p>Trao \u0111\u1ed5i v\u1ec1 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p tr\u00ean, m\u1ed9t nh\u00e2n vi\u00ean TVBH c\u1ee7a m\u1ed9t c\u00f4ng ty BHNT n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Vi\u1ec7t Nam n\u00f3i r\u1eb1ng do ch\u1ea1y theo ch\u1ec9 ti\u00eau v\u00e0 chi\u1ebft kh\u1ea5u hoa h\u1ed3ng cao n\u00ean nhi\u1ec1u nh\u00e2n vi\u00ean TVBH \u0111\u1eb7t m\u1ee5c ti\u00eau b\u00e1n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00ean h\u00e0ng \u0111\u1ea7u, thay v\u00ec t\u01b0 v\u1ea5n \u0111\u1ea7y \u0111\u1ee7 v\u00e0 trung th\u1ef1c cho kh\u00e1ch h\u00e0ng. \u0110i\u1ec1u n\u00e0y d\u1eabn \u0111\u1ebfn nhi\u1ec1u \u0111i\u1ec1u kho\u1ea3n, quy tr\u00ecnh y\u00eau c\u1ea7u ph\u1ea3i khai trung th\u1ef1c nh\u01b0 t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u00e3 b\u1ecb b\u1ecf qua. K\u1ebft qu\u1ea3 l\u00e0 khi x\u1ea3y ra s\u1ef1 c\u1ed1, kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i ho\u00e0n d\u1eabn \u0111\u1ebfn khi\u1ebfu n\u1ea1i.<\/p>\n<div id=\"attachment_36606\" class=\"wp-caption alignright\" style=\"width: auto\"><img loading=\"lazy\" decoding=\"async\" class=\"img-fluid img-fluid wp-image-36606 size-medium\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1-2-450x306.jpg\" alt=\"T\u1eeb chuy\u1ec7n di\u1ec5n vi\u00ean Ng\u1ecdc Lan\" width=\"450\" height=\"306\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1-2-450x306.jpg 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1-2.jpg 684w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><p class=\"wp-caption-text\">M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u1eeb v\u00e0i ch\u1ee5c trang \u0111\u1ebfn c\u1ea3 tr\u0103m trang, kh\u00f4ng ph\u1ea3i kh\u00e1ch h\u00e0ng n\u00e0o c\u0169ng \u0111\u1ecdc k\u1ef9 v\u00e0 hi\u1ec3u r\u00f5 \u1ea2nh: B\u00ecnh An \u1ea2nh nh\u1ecf: Di\u1ec5n vi\u00ean Ng\u1ecdc Lan t\u1ed1 nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m cung c\u1ea5p th\u00f4ng tin kh\u00f4ng trung th\u1ef1c (\u1ea2nh ch\u1ee5p m\u00e0n h\u00ecnh)<\/p><\/div>\n<h5><strong>H\u1ee3p \u0111\u1ed3ng qu\u00e1 ph\u1ee9c t\u1ea1p<\/strong><\/h5>\n<p>V\u1ea5n \u0111\u1ec1 \u0111\u1eb7t ra l\u00e0 v\u00ec sao r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng \u0111\u1ecdc h\u1ee3p \u0111\u1ed3ng tr\u01b0\u1edbc khi \u0111\u1eb7t b\u00fat k\u00fd?<\/p>\n<p><em><a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0<\/span><\/a> <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <strong><a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\">ANVI<\/a><\/strong>, cho r\u1eb1ng lo\u1ea1i h\u1ee3p \u0111\u1ed3ng n\u00e0y c\u00f3 \u0111\u1ed9 ph\u1ee9c t\u1ea1p cao, c\u00f3 th\u1ec3 l\u00ean t\u1edbi g\u1ea7n 100 trang, ng\u01b0\u1eddi c\u00f3 ki\u1ebfn th\u1ee9c chuy\u00ean m\u00f4n v\u1ec1 t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng c\u0169ng kh\u00f4ng th\u1ec3 hi\u1ec3u h\u1ebft \u0111\u01b0\u1ee3c. Th\u00f4ng th\u01b0\u1eddng, kh\u00e1ch h\u00e0ng ch\u1ec9 nh\u1eadn \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n m\u1ed9t ph\u1ea7n s\u1ef1 th\u1eadt, nh\u1eefng \u0111i\u1ec1u t\u1ed1t \u0111\u1eb9p th\u00ec ch\u1ec9 ra, c\u00f2n x\u1ea5u th\u00ec n\u00f3i \u00edt ho\u1eb7c kh\u00f4ng \u0111\u1ec1 c\u1eadp. Ch\u1ec9 c\u1ea7n m\u1ed9t t\u1eeb l\u1eaft l\u00e9o trong h\u1ee3p \u0111\u1ed3ng, n\u1ebfu c\u00f3 tranh ch\u1ea5p ph\u00e1t sinh th\u00ec ng\u01b0\u1eddi mua c\u0169ng kh\u00f3 m\u00e0 th\u1eafng ki\u1ec7n.<\/em><\/p>\n<p>Ph\u00e2n t\u00edch c\u1ee5 th\u1ec3 h\u01a1n v\u1ec1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, lu\u1eadt s\u01b0 Nguy\u1ec5n Thanh H\u00e0, Ch\u1ee7 t\u1ecbch C\u00f4ng ty Lu\u1eadt SBLaw, cho bi\u1ebft c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u00f3 trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c c\u01a1 quan ph\u00e1p lu\u1eadt ho\u1eb7c doanh nghi\u1ec7p (DN) b\u1ea3o hi\u1ec3m quy \u0111\u1ecbnh theo m\u1eabu c\u1ed1 \u0111\u1ecbnh, trong \u0111\u00f3 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 c\u00e1c \u0111i\u1ec1u kho\u1ea3n nh\u01b0 \u0111i\u1ec1u ki\u1ec7n b\u1ea3o hi\u1ec3m, m\u1ee9c ph\u00ed. H\u1ee3p \u0111\u1ed3ng n\u00e0y mang t\u00ednh b\u1eaft bu\u1ed9c v\u1edbi c\u00e1c ch\u1ee7 th\u1ec3 theo quy \u0111\u1ecbnh, h\u01b0\u1edbng \u0111\u1ebfn m\u1ee5c \u0111\u00edch b\u1ea3o v\u1ec7 l\u1ee3i \u00edch c\u00f4ng c\u1ed9ng, tr\u1eadt t\u1ef1 an to\u00e0n x\u00e3 h\u1ed9i. Trong khi \u0111\u00f3, c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n s\u1ebd do DN b\u1ea3o hi\u1ec3m \u0111\u01b0a ra v\u00e0 vi\u1ec7c tham gia hay kh\u00f4ng do ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m quy\u1ebft \u0111\u1ecbnh. \u0110\u00e2y l\u00e0 nguy\u00ean t\u1eafc t\u1ef1 nguy\u1ec7n trong BHNT, kh\u00f4ng c\u00e1 nh\u00e2n hay t\u1ed5 ch\u1ee9c n\u00e0o \u0111\u01b0\u1ee3c ph\u00e9p \u00e9p bu\u1ed9c kh\u00e1ch h\u00e0ng ph\u1ea3i mua b\u1ea3o hi\u1ec3m, ph\u00e1p lu\u1eadt b\u1ea3o v\u1ec7 quy\u1ec1n t\u1ef1 do l\u1ef1a ch\u1ecdn c\u1ee7a ng\u01b0\u1eddi d\u00e2n.<\/p>\n<p>D\u00f9 v\u1eady, t\u1eeb c\u00e1c v\u1ee5 vi\u1ec7c \u0111\u00e3 x\u1ea3y ra, lu\u1eadt s\u01b0 H\u00e0 cho r\u1eb1ng B\u1ed9 T\u00e0i ch\u00ednh c\u1ea7n ph\u1ea3i c\u00f3 bi\u1ec7n ph\u00e1p b\u1ecbt ngay nh\u1eefng l\u1ed7 h\u1ed5ng BHNT. C\u1ee5 th\u1ec3 l\u00e0 r\u00e0 so\u00e1t l\u1ea1i ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ea5t c\u1ea3 c\u00f4ng ty b\u1ea3o hi\u1ec3m trong vi\u1ec7c ph\u00e2n ph\u1ed1i s\u1ea3n ph\u1ea9m; quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd h\u01a1n trong th\u1ea9m \u0111\u1ecbnh c\u00e1c s\u1ea3n ph\u1ea9m c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi c\u1ea5p ph\u00e9p ph\u00e1t h\u00e0nh ra th\u1ecb tr\u01b0\u1eddng. \u0110\u1ed3ng th\u1eddi, c\u00f3 bi\u1ec7n ph\u00e1p qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd vi\u1ec7c c\u1ea5p ch\u1ee9ng ch\u1ec9 h\u00e0nh ngh\u1ec1 cho \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m.<\/p>\n<h5><strong>R\u00e0 so\u00e1t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a di\u1ec5n vi\u00ean Ng\u1ecdc Lan<\/strong><\/h5>\n<p>C\u1ee5c Qu\u1ea3n l\u00fd, Gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m &#8211; B\u1ed9 T\u00e0i ch\u00ednh v\u1eeba c\u00f3 v\u0103n b\u1ea3n y\u00eau c\u1ea7u C\u00f4ng ty TNHH BHNT MVI (C\u00f4ng ty MVI) t\u0103ng c\u01b0\u1eddng ki\u1ec3m so\u00e1t ho\u1ea1t \u0111\u1ed9ng c\u1ee7a DN, sau v\u1ee5 l\u00f9m x\u00f9m mua b\u1ea3o hi\u1ec3m c\u1ee7a b\u00e0 Nguy\u1ec5n Th\u1ecb Ng\u1ecdc Lan (di\u1ec5n vi\u00ean Ng\u1ecdc Lan). Theo \u0111\u00f3, C\u00f4ng ty MVI r\u00e0 so\u00e1t c\u00e1c th\u00f4ng tin v\u1ec1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m giao k\u1ebft v\u1edbi di\u1ec5n vi\u00ean Ng\u1ecdc Lan v\u00e0 qu\u00e1 tr\u00ecnh t\u01b0 v\u1ea5n c\u1ee7a \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m; vi\u1ec7c c\u00f4ng b\u1ed1 th\u00f4ng tin cho kh\u00e1ch h\u00e0ng khi thay \u0111\u1ed5i ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u00e0 \u0111\u1ed5i t\u00ean DN theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt. B\u00ean c\u1ea1nh \u0111\u00f3, C\u00f4ng ty MVI ph\u1ea3i b\u00e1o c\u00e1o v\u1ec1 c\u00f4ng t\u00e1c d\u1ecbch v\u1ee5 v\u00e0 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng \u0111\u1ed1i v\u1edbi c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c.<\/p>\n<p>Song song \u0111\u00f3, c\u01a1 quan tr\u00ean c\u0169ng c\u00f3 v\u0103n b\u1ea3n g\u1eedi c\u00e1c DN kinh doanh BHNT, \u0111\u1ec1 ngh\u1ecb t\u0103ng c\u01b0\u1eddng ki\u1ec3m tra, gi\u00e1m s\u00e1t vi\u1ec7c th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m; nghi\u00eam t\u00fac x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m c\u1ee7a \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m trong tr\u01b0\u1eddng h\u1ee3p vi ph\u1ea1m quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt trong vi\u1ec7c th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng theo \u1ee7y quy\u1ec1n c\u1ee7a DN b\u1ea3o hi\u1ec3m.<\/p>\n<p>Tr\u01b0\u1edbc \u0111\u00f3, di\u1ec5n vi\u00ean Ng\u1ecdc Lan livestream tr\u00ean Facebook, chia s\u1ebb c\u00e2u chuy\u1ec7n b\u1ecb l\u1eeba mua BHNT. Ba n\u0103m tr\u01b0\u1edbc, c\u00f4 mua 2 g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee7a C\u00f4ng ty TNHH BHNT Aviva Vi\u1ec7t Nam cho b\u1ea3n th\u00e2n v\u00e0 con trai v\u1edbi t\u1ed5ng c\u1ed9ng s\u1ed1 ti\u1ec1n c\u1ea7n \u0111\u00f3ng l\u00e0 700 tri\u1ec7u \u0111\u1ed3ng\/n\u0103m. Nh\u00e2n vi\u00ean TVBH n\u00f3i \u0111\u1ebfn n\u0103m th\u1ee9 10 s\u1ebd nh\u1eadn c\u1ea3 g\u1ed1c v\u00e0 l\u00e3i l\u00e0 10 t\u1ec9 \u0111\u1ed3ng (bao g\u1ed3m 7 t\u1ec9 \u0111\u1ed3ng ti\u1ec1n g\u1ed1c v\u00e0 3 t\u1ec9 \u0111\u1ed3ng ti\u1ec1n l\u00e3i c\u1ed9ng th\u00eam). V\u00ec tin t\u01b0\u1edfng ng\u01b0\u1eddi t\u01b0 v\u1ea5n n\u00ean Ng\u1ecdc Lan \u0111\u00e3 k\u00fd h\u1ee3p \u0111\u1ed3ng m\u00e0 kh\u00f4ng \u0111\u1ecdc qua. G\u1ea7n \u0111\u00e2y, bi\u1ebft tin C\u00f4ng ty Aviva Vi\u1ec7t Nam \u0111\u01b0\u1ee3c b\u00e1n cho m\u1ed9t \u0111\u01a1n v\u1ecb thu\u1ed9c T\u1eadp \u0111o\u00e0n T\u00e0i ch\u00ednh Manulife r\u1ed3i \u0111\u1ed5i t\u00ean th\u00e0nh C\u00f4ng ty MVI, Ng\u1ecdc Lan \u0111\u1ebfn c\u00f4ng ty m\u1edbi l\u00e0m vi\u1ec7c th\u00ec m\u1edbi bi\u1ebft n\u1ebfu \u0111\u00f3ng \u0111\u1ebfn n\u0103m th\u1ee9 10, s\u1ed1 ti\u1ec1n c\u00f3 th\u1ec3 \u00edt h\u01a1n 7 t\u1ec9 \u0111\u1ed3ng ti\u1ec1n g\u1ed1c, ch\u1ee9 kh\u00f4ng cao nh\u01b0 t\u01b0 v\u1ea5n ban \u0111\u1ea7u. Kh\u00f4ng nh\u1eefng v\u1eady, th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ghi con s\u1ed1 74 n\u0103m, kh\u00f4ng ph\u1ea3i nh\u01b0 t\u01b0 v\u1ea5n ban \u0111\u1ea7u l\u00e0 10 n\u0103m.<\/p>\n<p><strong>Lu\u1eadt s\u01b0 L\u01af\u01a0NG V\u0102N TRUNG,\u00a0<\/strong>Tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m Tr\u1ecdng t\u00e0i qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC):<\/p>\n<h5><strong><em>\u0110\u1eebng v\u00ec c\u1ea3 n\u1ec3<\/em><\/strong><\/h5>\n<p><em>B\u1ea3o hi\u1ec3m l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh ph\u1ee9c t\u1ea1p. C\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n \u0111\u1ec1u c\u00f3 t\u1ec9 l\u1ec7 d\u00e2n mua b\u1ea3o hi\u1ec3m r\u1ea5t cao (th\u01b0\u1eddng l\u00e0 tr\u00ean 60%) v\u00e0 vi\u1ec7c r\u1ee7i ro \u00edt x\u1ea3y ra l\u00e0 do ng\u01b0\u1eddi mua \u0111\u01b0\u1ee3c cung c\u1ea5p th\u00f4ng tin \u0111\u1ea7y \u0111\u1ee7, ch\u00ednh x\u00e1c.<\/em><\/p>\n<p><em>L\u1eddi khuy\u00ean khi mua BHNT l\u00e0 \u0111\u1eebng v\u00ec c\u1ea3 n\u1ec3 v\u1edbi m\u1ed9t \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m m\u00e0 nh\u1eafm m\u1eaft k\u00fd h\u1ee3p \u0111\u1ed3ng. \u0110\u1eebng k\u00fd v\u00e0o bi\u00ean b\u1ea3n x\u00e1c nh\u1eadn \u0111\u00e3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n \u0111\u1ea7y \u0111\u1ee7 khi ch\u01b0a th\u1ef1c s\u1ef1 \u0111\u00e3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 c\u0169ng \u0111\u1eebng bao gi\u1edd \u0111\u1ec3 \u0111\u1ea1i l\u00fd tr\u1ea3 l\u1eddi h\u1ed9 m\u00ecnh ph\u1ea7n s\u1ee9c kh\u1ecfe (hay ti\u1ec1n s\u1eed v\u1ec1 b\u1ec7nh t\u1eadt v\u00e0 s\u1ee9c kh\u1ecfe).<\/em><\/p>\n<p><strong>Lu\u1eadt s\u01b0 B\u00d9I \u0110\u00ccNH \u1ee8NG,\u00a0<\/strong>\u0110o\u00e0n Lu\u1eadt s\u01b0 TP H\u00e0 N\u1ed9i:<\/p>\n<h5><strong><em>B\u1ed9 T\u00e0i ch\u00ednh c\u1ea7n r\u00e0 so\u00e1t h\u1ee3p \u0111\u1ed3ng<\/em><\/strong><\/h5>\n<p><em>H\u1ee3p \u0111\u1ed3ng BHNT c\u0169ng l\u00e0 h\u1ee3p \u0111\u1ed3ng d\u00e2n s\u1ef1 tr\u00ean c\u01a1 s\u1edf th\u1ecfa thu\u1eadn gi\u1eefa b\u00ean b\u00e1n v\u00e0 b\u00ean mua. Kh\u00e1ch h\u00e0ng khi tham gia b\u1ea3o hi\u1ec3m n\u00ean t\u00ecm hi\u1ec3u k\u1ef9 h\u1ee3p \u0111\u1ed3ng, kh\u00f4ng n\u00ean ch\u1ec9 quan t\u00e2m \u0111\u1ebfn s\u1ed1 ti\u1ec1n \u0111\u00f3ng, l\u1ee3i \u00edch mang l\u1ea1i m\u00e0 qu\u00ean \u0111i c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u0111i k\u00e8m.<\/em><\/p>\n<p><em>B\u1ed9 T\u00e0i ch\u00ednh c\u0169ng c\u1ea7n s\u1edbm ki\u1ec3m tra, r\u00e0 so\u00e1t v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m sau nh\u1eefng ph\u1ea3n \u00e1nh c\u1ee7a ng\u01b0\u1eddi d\u00e2n, v\u1eeba \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a b\u00ean mua b\u1ea3o hi\u1ec3m v\u1eeba \u0111\u1ec3 th\u1ecb tr\u01b0\u1eddng ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh, b\u1ec1n v\u1eefng.<\/em><\/p>\n<p><strong>Lu\u1eadt s\u01b0 NGUY\u1ec4N THANH H\u00c0,\u00a0<\/strong>Ch\u1ee7 t\u1ecbch C\u00f4ng ty Lu\u1eadt SBLaw:<\/p>\n<h5><strong><em>H\u1ee3p \u0111\u1ed3ng 74 n\u0103m kh\u00f4ng vi ph\u1ea1m\u00a0ph\u00e1p lu\u1eadt<\/em><\/strong><\/h5>\n<p><em>Kho\u1ea3n 1 \u0111i\u1ec1u 17 Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m n\u0103m 2022 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 n\u1ed9i dung c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Theo \u0111\u00f3, h\u1ee3p \u0111\u1ed3ng BHNT ph\u1ea3i c\u00f3 nh\u1eefng n\u1ed9i dung ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong lu\u1eadt, trong \u0111\u00f3 ph\u1ea3i c\u00f3 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m. Tuy nhi\u00ean, do kh\u00f4ng c\u00f3 quy \u0111\u1ecbnh v\u1ec1 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m t\u1ed1i \u0111a n\u00ean vi\u1ec7c c\u00e1c DN quy \u0111\u1ecbnh h\u1ee3p \u0111\u1ed3ng BHNT c\u00f3 th\u1eddi gian b\u1ea3o hi\u1ec3m l\u00ean \u0111\u1ebfn 74 n\u0103m nh\u01b0 tr\u01b0\u1eddng h\u1ee3p di\u1ec5n vi\u00ean Ng\u1ecdc Lan l\u00e0 kh\u00f4ng vi ph\u1ea1m quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/em><\/p>\n<h5><strong>M.Phong &#8211; T.Ph\u01b0\u01a1ng<\/strong>\u00a0ghi<\/h5>\n<p><strong>NH\u00d3M PH\u00d3NG VI\u00caN<\/strong><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;<\/p>\n<p><strong><em>Ng\u01b0\u1eddi lao \u0111\u1ed9ng (Trong n\u01b0\u1edbc) ng\u00e0y 11-4-2023:<\/em><\/strong><\/p>\n<p><a href=\"https:\/\/nld.com.vn\/thoi-su\/bit-ngay-lo-hong-bao-hiem-nhan-tho-20230410224109616.htm\"><em>https:\/\/nld.com.vn\/thoi-su\/bit-ngay-lo-hong-bao-hiem-nhan-tho-20230410224109616.htm<\/em><\/a><\/p>\n<p><em>(98\/1.873) #baohiem #BHNT<\/em>","protected":false},"excerpt":{"rendered":"<p>T\u1eeb chuy\u1ec7n di\u1ec5n vi\u00ean Ng\u1ecdc Lan: B\u1ecbt ngay l\u1ed7 h\u1ed5ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd! (NL\u0110) &#8211; B\u1ed9 T\u00e0i ch\u00ednh c\u1ea7n ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng r\u00e0 so\u00e1t l\u1ea1i ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ea5t c\u1ea3 c\u00f4ng ty b\u1ea3o hi\u1ec3m, quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd h\u01a1n trong th\u1ea9m \u0111\u1ecbnh nh\u1eefng s\u1ea3n ph\u1ea9m c\u1ee7a c\u00e1c c\u00f4ng ty [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":36606,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51],"class_list":["post-36605","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3.463. T\u1eeb chuy\u1ec7n di\u1ec5n vi\u00ean Ng\u1ecdc Lan: B\u1ecbt ngay l\u1ed7 h\u1ed5ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd! - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"T\u1eeb chuy\u1ec7n di\u1ec5n vi\u00ean Ng\u1ecdc Lan | B\u1ed9 T\u00e0i ch\u00ednh c\u1ea7n ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng r\u00e0 so\u00e1t l\u1ea1i ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ea5t c\u1ea3 c\u00f4ng ty b\u1ea3o hi\u1ec3m...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/4-025-tu-chuyen-dien-vien-ngoc-lan-bit-ngay-lo-hong-bao-hiem-nhan-tho\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.463. 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