{"id":36644,"date":"2023-04-13T18:28:18","date_gmt":"2023-04-13T11:28:18","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36644"},"modified":"2024-11-28T15:07:24","modified_gmt":"2024-11-28T08:07:24","slug":"3-467-goc-nhin-chuyen-gia-tu-vu-viec-mua-bao-hiem-nhan-tho-cua-dien-vien-ngoc-lan","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-467-goc-nhin-chuyen-gia-tu-vu-viec-mua-bao-hiem-nhan-tho-cua-dien-vien-ngoc-lan\/","title":{"rendered":"3.467. G\u00f3c nh\u00ecn chuy\u00ean gia t\u1eeb v\u1ee5 vi\u1ec7c mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a di\u1ec5n vi\u00ean Ng\u1ecdc Lan"},"content":{"rendered":"

G\u00f3c nh\u00ecn chuy\u00ean gia t\u1eeb v\u1ee5 vi\u1ec7c mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a di\u1ec5n vi\u00ean Ng\u1ecdc Lan<\/span><\/h4>\n
(NQL) – PGS.TS \u0110inh Tr\u1ecdng Th\u1ecbnh, chuy\u00ean gia t\u00e0i ch\u00ednh n\u00eau th\u1ef1c t\u1ebf, khi mua b\u1ea3o hi\u1ec3m, \u0111a s\u1ed1 ng\u01b0\u1eddi mua th\u01b0\u1eddng ch\u1ec9 quan t\u00e2m t\u1edbi quy\u1ec1n l\u1ee3i m\u00e0 \u0111\u00f4i khi kh\u00f4ng \u0111\u1ec3 \u00fd t\u00ecm hi\u1ec3u nh\u1eefng \u0111i\u1ec1u kho\u1ea3n, \u0111i\u1ec1u ki\u1ec7n r\u00e0ng bu\u1ed9c. Trong khi \u0111\u00f3 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n n\u00e0y s\u1ebd quy\u1ebft \u0111\u1ecbnh vi\u1ec7c ng\u01b0\u1eddi tham gia c\u00f3 \u0111\u01b0\u1ee3c nh\u1eadn quy\u1ec1n l\u1ee3i hay kh\u00f4ng khi s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra.<\/strong><\/h5>\n

Th\u1eddi gian qua, c\u00e2u chuy\u1ec7n c\u1ee7a di\u1ec5n vi\u00ean Ng\u1ecdc Lan cho r\u1eb1ng m\u00ecnh b\u1ecb l\u1eeba mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd (BHNT) \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c quan t\u00e2m c\u1ee7a d\u1ef1 lu\u1eadn. Theo \u0111\u00f3, n\u1eef di\u1ec5n vi\u00ean \u0111\u00e3 mua 2 g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee7a C\u00f4ng ty TNHH BHNT Aviva Vi\u1ec7t Nam (nay l\u00e0 C\u00f4ng ty TNHH B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd MVI (MVI life); tr\u1ef1c thu\u1ed9c Manulife) cho b\u1ea3n th\u00e2n v\u00e0 con trai v\u1edbi t\u1ed5ng c\u1ed9ng s\u1ed1 ti\u1ec1n c\u1ea7n \u0111\u00f3ng l\u00e0 700 tri\u1ec7u \u0111\u1ed3ng\/n\u0103m nh\u01b0ng \u0111\u1ebfn nay ph\u00e1t hi\u1ec7n nhi\u1ec1u th\u00f4ng tin kh\u00f4ng \u0111\u00fang v\u1edbi nh\u1eefng g\u00ec \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n.<\/p>\n

C\u1ee5 th\u1ec3, v\u00e0o ba n\u0103m tr\u01b0\u1edbc, n\u1eef di\u1ec5n vi\u00ean tin t\u01b0\u1edfng ng\u01b0\u1eddi t\u01b0 v\u1ea5n, n\u00ean \u0111\u00e3 k\u00fd h\u1ee3p \u0111\u1ed3ng, v\u00e0 ngh\u0129 r\u1eb1ng sau 10 n\u0103m s\u1ebd nh\u1eadn c\u1ed9ng g\u1ed1c v\u00e0 l\u00e3i l\u00e0 10 t\u1ef7 \u0111\u1ed3ng (bao g\u1ed3m 7 t\u1ef7 \u0111\u1ed3ng ti\u1ec1n g\u1ed1c v\u00e0 3 t\u1ef7 \u0111\u1ed3ng ti\u1ec1n l\u00e3i c\u1ed9ng th\u00eam). Tuy nhi\u00ean, g\u1ea7n \u0111\u00e2y c\u00f4 m\u1edbi bi\u1ebft h\u1ee3p \u0111\u1ed3ng c\u1ee7a m\u00ecnh c\u00f3 th\u1eddi h\u1ea1n l\u00ean \u0111\u1ebfn 74 n\u0103m v\u00e0 c\u1ee7a con trai l\u00e0 42 n\u0103m. B\u00ean c\u1ea1nh \u0111\u00f3, do h\u1ee3p \u0111\u1ed3ng c\u00f2n bao g\u1ed3m nhi\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m kh\u00e1c \u0111i k\u00e8m, n\u00ean s\u1ed1 ti\u1ec1n m\u00e0 c\u00f4 c\u00f3 th\u1ec3 nh\u1eadn v\u1ec1 s\u1ebd \u00edt h\u01a1n r\u1ea5t nhi\u1ec1u so v\u1edbi d\u1ef1 ki\u1ebfn.<\/p>\n

Di\u1ec5n vi\u00ean Ng\u1ecdc Lan kh\u00f3c n\u1ee9c n\u1edf khi n\u00f3i v\u1ec1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh v\u00e0 con.<\/h5>\n

Tr\u01b0\u1edbc s\u1ef1 vi\u1ec7c n\u00e0y, PGS.TS \u0110inh Tr\u1ecdng Th\u1ecbnh, chuy\u00ean gia t\u00e0i ch\u00ednh n\u00eau th\u1ef1c t\u1ebf, khi mua b\u1ea3o hi\u1ec3m, \u0111a s\u1ed1 ng\u01b0\u1eddi mua th\u01b0\u1eddng ch\u1ec9 quan t\u00e2m t\u1edbi quy\u1ec1n l\u1ee3i m\u00e0 \u0111\u00f4i khi kh\u00f4ng \u0111\u1ec3 \u00fd t\u00ecm hi\u1ec3u nh\u1eefng \u0111i\u1ec1u kho\u1ea3n, \u0111i\u1ec1u ki\u1ec7n r\u00e0ng bu\u1ed9c. Trong khi \u0111\u00f3 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n n\u00e0y s\u1ebd quy\u1ebft \u0111\u1ecbnh vi\u1ec7c ng\u01b0\u1eddi tham gia c\u00f3 \u0111\u01b0\u1ee3c nh\u1eadn quy\u1ec1n l\u1ee3i hay kh\u00f4ng khi s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra.<\/p>\n

\u1ede tr\u01b0\u1eddng h\u1ee3p n\u00e0y, l\u1ed7i tr\u01b0\u1edbc ti\u00ean l\u00e0 \u1edf di\u1ec5n vi\u00ean Ng\u1ecdc Lan – ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean mua b\u1ea3o hi\u1ec3m. B\u1edfi vi\u1ec7c quy\u1ebft \u0111\u1ecbnh mua bao nhi\u00eau, th\u1eddi gian bao nhi\u1ec1u n\u0103m, \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i, tr\u00e1ch nhi\u1ec7m g\u00ec tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng ph\u1ea3i t\u00ecm hi\u1ec3u k\u1ef9 tr\u01b0\u1edbc. Tuy nhi\u00ean, c\u0169ng c\u1ea7n ph\u1ea3i nh\u00ecn nh\u1eadn l\u1ea1i tr\u00e1ch nhi\u1ec7m c\u1ee7a nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y. H\u1ecd \u0111\u00e3 m\u1eafc l\u1ed7i nghi\u00eam tr\u1ecdng, c\u00f3 th\u1ec3 x\u1ebfp v\u00e0o l\u1ed7i l\u1eeba \u0111\u1ea3o. V\u1edbi vai tr\u00f2 m\u1ed9t t\u01b0 v\u1ea5n vi\u00ean, l\u00e0 ng\u01b0\u1eddi ph\u1ea3i t\u01b0 v\u1ea5n \u0111\u1ea7y \u0111\u1ee7, \u0111\u00fang v\u1edbi lo\u1ea1i b\u1ea3o hi\u1ec3m, c\u00e1c chi ph\u00ed, s\u1ed1 ti\u1ec1n li\u00ean quan nh\u01b0ng h\u1ecd kh\u00f4ng \u0111\u1ee7 t\u00e2m, \u0111\u1ee7 t\u1ea7m khi t\u01b0 v\u1ea5n cho kh\u00e1ch h\u00e0ng. C\u00f2n v\u1ec1 ph\u00eda doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 l\u1ed7i nghi\u00eam tr\u1ecdng khi kh\u00f4ng ch\u0103m s\u00f3c, ki\u1ec3m tra l\u1ea1i h\u1ee3p c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n

\u201cLu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m (s\u1eeda \u0111\u1ed5i) \u0111\u00e3 quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd h\u01a1n quy\u1ec1n kinh doanh v\u00e0 \u0111\u1ea7u t\u01b0 c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m. C\u01a1 quan qu\u1ea3n l\u00fd c\u00f3 vai tr\u00f2 qu\u1ea3n l\u00fd gi\u00e1m s\u00e1t, th\u00fac \u0111\u1ea9y t\u00ednh minh b\u1ea1ch v\u00e0 s\u1ef1 ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m. Tuy nhi\u00ean, c\u1ea7n qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd h\u01a1n tr\u00e1ch nhi\u1ec7m c\u1ee7a \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, \u0111\u1eb7c bi\u1ec7t l\u00e0 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng \u0111\u00e0o \u0111\u1ea1o \u0111\u1ed9i ng\u0169 t\u01b0 v\u1ea5n vi\u00ean \u0111\u1ea3m b\u1ea3o \u0111\u1ee7 t\u00e2m, \u0111\u1ee7 t\u1ea7m\u201d, PGS.TS \u0110inh Tr\u1ecdng Th\u1ecbnh n\u00eau quan \u0111i\u1ec3m.<\/p>\n

PGS.TS \u0110inh Tr\u1ecdng Th\u1ecbnh n\u00eau quan \u0111i\u1ec3m v\u1ec1 s\u1ef1 vi\u1ec7c mua b\u1ea3o hi\u1ec3m c\u1ee7a di\u1ec5n vi\u00ean Ng\u1ecdc Lan.<\/h5>\n

Tr\u00ean ph\u01b0\u01a1ng di\u1ec7n ph\u00e1p l\u00fd, TS.Lu\u1eadt s\u01b0 L\u00ea V\u0103n Thi\u1ec7p, Tr\u01b0\u1edfng v\u0103n ph\u00f2ng Lu\u1eadt s\u01b0 To\u00e0n C\u1ea7u (\u0110o\u00e0n Lu\u1eadt s\u01b0 TP H\u00e0 N\u1ed9i) th\u00f4ng tin, b\u1ea3o hi\u1ec3m c\u0169ng l\u00e0 m\u1ed9t d\u1ea1ng h\u00e0ng ho\u00e1 v\u00e0 d\u1ecbch v\u1ee5, n\u00f3 l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m \u0111\u1eb7c bi\u1ec7t, ng\u01b0\u1eddi mua l\u00e0 ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n

“Tr\u01b0\u1eddng h\u1ee3p b\u00ean mua b\u1ea3o hi\u1ec3m mu\u1ed1n ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng m\u00e0 kh\u00f4ng ph\u1ea3i ch\u1ecbu thi\u1ec7t h\u1ea1i th\u00ec h\u1ecd ph\u1ea3i ch\u1ee9ng minh \u0111\u01b0\u1ee3c l\u1ed7i do b\u00ean b\u00e1n b\u1ea3o hi\u1ec3m l\u00e0 l\u1eeba d\u1ed1i hay nh\u1ea7m l\u1eabn. L\u00fac \u0111\u00f3 h\u1ee3p \u0111\u1ed3ng s\u1ebd \u0111\u01b0\u1ee3c tuy\u00ean b\u1ed1 v\u00f4 hi\u1ec7u v\u00e0 c\u00e1c b\u00ean tr\u1ea3 cho nhau nh\u1eefng g\u00ec \u0111\u00e3 nh\u1eadn, b\u00ean n\u00e0o c\u00f3 l\u1ed7i b\u00ean \u0111\u00f3 ph\u1ea3i b\u1ed3i th\u01b0\u1eddng. Ho\u1eb7c hai b\u00ean c\u00f3 th\u1ec3 th\u1ecfa thu\u1eadn \u0111\u1ec3 \u0111i \u0111\u1ebfn th\u1ed1ng nh\u1ea5t gi\u1ea3i quy\u1ebft, sau \u0111\u00f3 c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m kh\u00e1c”\u00a0– lu\u1eadt s\u01b0 Thi\u1ec7p cho bi\u1ebft.<\/p>\n

Th\u00f4ng th\u01b0\u1eddng, kh\u00e1ch h\u00e0ng c\u1ea7n l\u01b0u \u00fd tr\u01b0\u1edbc khi \u0111\u1eb7t b\u00fat k\u00fd h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Kh\u00e1ch h\u00e0ng m\u1edbi s\u1ebd c\u00f3 21 ng\u00e0y c\u00e2n nh\u1eafc v\u1edbi quy\u1ec1n d\u00f9ng th\u1eed, k\u1ec3 t\u1eeb ng\u00e0y kh\u00e1ch h\u00e0ng nh\u1eadn b\u1ed9 h\u1ee3p \u0111\u1ed3ng.<\/p>\n

Trong th\u1eddi gian n\u00e0y, kh\u00e1ch h\u00e0ng c\u00f3 quy\u1ec1n c\u00e2n nh\u1eafc, thay \u0111\u1ed5i, \u0111i\u1ec1u ch\u1ec9nh m\u1ed9t s\u1ed1 th\u00f4ng tin, th\u1eadm ch\u00ed t\u1eeb ch\u1ed1i ti\u1ebfp t\u1ee5c tham gia. N\u1ebfu kh\u00e1ch h\u00e0ng \u0111\u1ed5i \u00fd kh\u00f4ng ti\u1ebfp t\u1ee5c tham gia, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ho\u00e0n l\u1ea1i t\u1ed5ng ph\u00ed \u0111\u00e3 \u0111\u00f3ng, kh\u00f4ng c\u00f3 l\u00e3i, sau khi tr\u1eeb \u0111i m\u1ed9t s\u1ed1 chi ph\u00ed x\u00e9t nghi\u1ec7m, y khoa (n\u1ebfu c\u00f3). Sang ng\u00e0y th\u1ee9 22, y\u00eau c\u1ea7u h\u1ee7y h\u1ee3p \u0111\u1ed3ng v\u00e0 nh\u1eadn l\u1ea1i ph\u00ed b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c.<\/p>\n

V\u00ec v\u1eady, ng\u01b0\u1eddi mua n\u00ean t\u1eadn d\u1ee5ng kho\u1ea3ng th\u1eddi gian c\u00e2n nh\u1eafc \u0111\u1ec3 xem l\u1ea1i c\u00e1c th\u00f4ng tin \u0111\u00e3 cung c\u1ea5p cho \u0111\u01a1n v\u1ecb b\u1ea3o hi\u1ec3m; t\u00ecm \u0111\u1ecdc quy t\u1eafc, \u0111i\u1ec1u kho\u1ea3n c\u0169ng nh\u01b0 c\u00e1c t\u00e0i li\u1ec7u kh\u00e1c trong b\u1ed9 h\u1ee3p \u0111\u1ed3ng.<\/p>\n

Theo \u00f4ng Thi\u1ec7p, v\u1ec1 m\u1eb7t nguy\u00ean t\u1eafc, \u0111i\u1ec1u ki\u1ec7n b\u1ea3o hi\u1ec3m s\u1ebd g\u1eafn v\u1edbi tu\u1ed5i th\u1ecd con ng\u01b0\u1eddi. Th\u00f4ng th\u01b0\u1eddng c\u00e1c b\u00ean s\u1ebd k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng t\u1eeb s\u1ef1 th\u1ecfa thu\u1eadn v\u00e0 v\u1ec1 nguy\u00ean t\u1eafc kh\u00f4ng \u0111\u01b0\u1ee3c tr\u00e1i th\u00f4ng l\u1ec7 chung v\u00e0 n\u00f3 ph\u1ea3i b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m.<\/p>\n

Theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt, \u0111\u01a1n v\u1ecb cung c\u1ea5p b\u1ea3o hi\u1ec3m th\u00ec s\u1ebd c\u00f3 h\u1ee3p \u0111\u1ed3ng theo m\u1eabu. B\u00ean b\u00e1n b\u1ea3o hi\u1ec3m s\u1ebd ph\u1ea3i \u0111\u0103ng k\u00fd v\u1edbi c\u01a1 quan ch\u1ee9c n\u0103ng theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u00e0 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn. M\u1ee5c \u0111\u00edch c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m bao gi\u1edd c\u0169ng nh\u1eb1m b\u1ea3o v\u1ec7 ng\u01b0\u1eddi y\u1ebfu th\u1ebf \u0111\u00f3 l\u00e0 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m. N\u1ebfu c\u00f3 th\u1ec3 x\u1ea3y ra tranh ch\u1ea5p, ki\u1ec7n c\u00e1o th\u00ec to\u00e0 \u00e1n c\u0169ng lu\u00f4n \u0111\u1ee9ng ra b\u1ea3o v\u1ec7 ng\u01b0\u1eddi y\u1ebfu th\u1ebf.<\/p>\n

Th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m th\u00ec v\u00f4 c\u00f9ng nh\u01b0ng \u0111\u00e3 g\u1eafn v\u1edbi b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd th\u00ec hi\u1ec7u l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng bao gi\u1edd c\u0169ng ph\u00e1t sinh cho \u0111\u1ebfn khi ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m ch\u1ea5m d\u1ee9t s\u1ef1 s\u1ed1ng (ch\u1ebft).<\/p>\n

“Theo quy lu\u1eadt th\u00f4ng th\u01b0\u1eddng, th\u1eddi gian s\u1ed1ng c\u1ee7a con ng\u01b0\u1eddi kh\u00f4ng th\u1ec3 k\u00e9o d\u00e0i \u0111\u1ebfn v\u00e0i tr\u0103m n\u0103m. Do v\u1eady, vi\u1ec7c mua b\u1ea3o hi\u1ec3m l\u00ean \u0111\u1ebfn 74 n\u0103m th\u00ec c\u1ea7n ph\u1ea3i xem l\u1ea1i h\u1ee3p \u0111\u1ed3ng c\u00f3 \u0111\u00fang nh\u01b0 v\u1eady hay kh\u00f4ng?”, lu\u1eadt s\u01b0 Thi\u1ec7p l\u01b0u \u00fd.<\/p>\n

C\u0169ng theo lu\u1eadt s\u01b0 Thi\u1ec7p, c\u00e1c b\u00ean c\u00f3 th\u1ec3 t\u1ef1 do tho\u1ea3 thu\u1eadn nh\u01b0ng kh\u00f4ng tr\u00e1i v\u1edbi quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt v\u00e0 kh\u00f4ng tr\u00e1i v\u1edbi \u0111\u1ea1o \u0111\u1ee9c x\u00e3 h\u1ed9i c\u0169ng nh\u01b0 quy lu\u1eadt, v\u00ec kh\u00f4ng ai c\u00f3 th\u1ec3 s\u1ed1ng \u0111\u1ebfn v\u00e0i tr\u0103m tu\u1ed5i.<\/p>\n

\"b\u1ea3o

Lu\u1eadt s\u01b0 Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\u00a0\u0111\u01b0a ra quan \u0111i\u1ec3m v\u1ec1 v\u1ee5 vi\u1ec7c c\u1ee7a di\u1ec5n vi\u00ean Ng\u1ecdc Lan.<\/p><\/div>\n

C\u00f2n theo Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>, cho r\u1eb1ng, \u0111\u00e2y kh\u00f4ng ph\u1ea3i tr\u01b0\u1eddng h\u1ee3p \u0111\u1ea7u ti\u00ean khi\u1ebfu n\u1ea1i, th\u1eddi gian qua, c\u00f3 r\u1ea5t nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng mua BHNT \u0111\u00e3 khi\u1ebfu n\u1ea1i v\u1ec1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/em><\/p>\n

Theo \u00f4ng \u0110\u1ee9c, BHNT c\u00f3 \u0111\u1ed9 ph\u1ee9c t\u1ea1p cao, h\u1ee3p \u0111\u1ed3ng g\u1ea7n 100 trang nh\u01b0ng nhi\u1ec1u khi d\u00e2n t\u00e0i ch\u00ednh, gi\u00e1o s\u01b0, ti\u1ebfn s\u0129 \u0111\u1ecdc ch\u01b0a ch\u1eafc hi\u1ec3u \u0111\u01b0\u1ee3c h\u1ebft. Trong khi h\u1ecd th\u01b0\u1eddng kh\u00f4ng \u0111\u1ecdc, kh\u00f4ng hi\u1ec3u h\u1ebft c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng m\u00e0 ch\u1ec9 nghe t\u01b0 v\u1ea5n l\u00e0 k\u00fd. Do \u0111\u00f3, ch\u1ec9 c\u1ea7n m\u1ed9t t\u1eeb “l\u1eaft l\u00e9o” trong h\u1ee3p \u0111\u1ed3ng \u0111\u1ebfn khi x\u1ea3y ra tranh ch\u1ea5p \u1edf t\u00f2a th\u00ec kh\u00e1ch h\u00e0ng c\u0169ng thua.<\/em><\/p>\n

“Ng\u01b0\u1eddi mua y\u1ebfu th\u1ebf, do kh\u00f4ng n\u1eafm th\u00f4ng tin, chuy\u00ean m\u00f4n n\u00ean d\u00f9 sao l\u1ed7i c\u0169ng \u00edt h\u01a1n. C\u00f2n c\u00e1c c\u00f4ng ty, NH l\u00e0 nh\u1eefng \u0111\u01a1n v\u1ecb chuy\u00ean m\u00f4n, khi kh\u00e1ch h\u00e0ng k\u00fd v\u00e0o H\u0110 m\u00e0 h\u1ecd so\u1ea1n s\u1eb5n, \u0111\u1eb7c bi\u1ec7t k\u00fd nh\u1eefng H\u0110 c\u00f3 gi\u00e1 tr\u1ecb l\u1edbn th\u00ec c\u0169ng c\u1ea7n ki\u1ec3m tra l\u1ea1i l\u1ea7n n\u1eefa xem kh\u00e1ch h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n \u0111\u00fang ch\u01b0a. Th\u00f4ng th\u01b0\u1eddng kh\u00e1ch h\u00e0ng ch\u1ec9 nh\u1eadn \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n m\u1ed9t ph\u1ea7n s\u1ef1 th\u1eadt, nh\u1eefng \u0111i\u1ec1u t\u1ed1t \u0111\u1eb9p th\u00ec ch\u1ec9 ra, c\u00f2n x\u1ea5u h\u00ec n\u00f3i \u00edt ho\u1eb7c kh\u00f4ng \u0111\u1ec1 c\u1eadp”, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a> n\u00f3i \u0111\u1ed3ng th\u1eddi ki\u1ebfn ngh\u1ecb \u201cDoanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m k\u1ec3 c\u1ea3 kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u01b0ng v\u1eabn t\u00e2m ph\u1ee5c kh\u1ea9u ph\u1ee5c, kh\u00f4ng c\u1ea3m th\u1ea5y b\u1ecb l\u1eeba, b\u1ecb b\u1eaby, c\u00f2n n\u1ebfu ng\u01b0\u1eddi ta c\u1ea3m th\u1ea5y kh\u00f4ng h\u00e0i l\u00f2ng v\u00ec n\u00f3 kh\u00f4ng r\u00f5 r\u00e0ng, kh\u00f4ng \u0111\u1ee7 th\u00f4ng tin, b\u1eaft b\u1ebb, g\u00e0i ch\u1ed7 n\u00e0y ch\u1ed7 kia, th\u1eadm ch\u00ed l\u00e0 t\u1eeb ng\u1eef, c\u00e2u ch\u1eef kh\u00f3 hi\u1ec3u l\u00e0 ch\u01b0a \u0111\u01b0\u1ee3c\u201d.<\/em><\/p>\n

Theo \u00f4ng \u0110\u1ee9c: \u201cB\u1ea3o hi\u1ec3m b\u00e1n gi\u1ea5y l\u1ea5y\u00a0ti\u1ec1n\u201d n\u00ean kh\u00e1c v\u1edbi c\u00e1c doanh nghi\u1ec7p kh\u00e1c b\u00e1n h\u00e0ng \u0111\u1ed5i ti\u1ec1n, v\u00ec b\u00e1n h\u00e0ng \u0111\u1ed5i ti\u1ec1n ch\u1ec9 c\u00f3 tr\u01b0\u1eddng h\u1ee3p h\u00e0ng t\u1ed1t – x\u1ea5u c\u00f2n \u0111\u00e2y s\u01a1 s\u1ec3nh l\u00e0 m\u1ea5t, b\u1ecf ra 1 t\u1ef7 mang v\u1ec1 500 tri\u1ec7u. Do \u0111\u00f3, \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m quan tr\u1ecdng nh\u1ea5t l\u00e0 s\u1ef1 t\u1eed t\u1ebf, \u0111\u1ee9ng \u0111\u1eafn chuy\u00ean nghi\u1ec7p c\u1ee7a ng\u01b0\u1eddi th\u1ef1c thi ch\u1ee9 kh\u00f4ng th\u1ec3 b\u1ea5t ch\u1ea5p h\u1ebft, doanh nghi\u1ec7p b\u1ea5t ch\u1ea5p, \u0111\u1ea1i l\u00fd b\u1ea5t ch\u1ea5p, kh\u00e1ch h\u00e0ng \u0111\u00f4i khi c\u0169ng \u00e0 \u01a1i, th\u1eadm ch\u00ed l\u00e0 gian l\u1eadn, tr\u1ee5c l\u1ee3i.<\/em><\/p>\n

\u201cDoanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u1ea7n ph\u1ea3i l\u00e0m vi\u1ec7c b\u00e0i b\u1ea3n, chuy\u00ean nghi\u1ec7p. Ph\u00e1p lu\u1eadt v\u1ec1 kinh doanh b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u00f2i h\u1ecfi r\u1ea5t ch\u1eb7t ch\u1ebd, gi\u00e1m s\u00e1t ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u01b0ng b\u1ea3n th\u00e2n doanh nghi\u1ec7p c\u0169ng ph\u1ea3i t\u1ef1 n\u00e2ng m\u00ecnh l\u00ean, chuy\u00ean nghi\u1ec7p, t\u1eed t\u1ebf, c\u00f3 \u0111\u1ea1o \u0111\u1ee9c, v\u0103n h\u00f3a kinh doanh th\u00ec m\u1edbi b\u1ec1n \u0111\u01b0\u1ee3c\u201d, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>\u00a0nh\u1ea5n m\u1ea1nh.<\/em><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, \u00f4ng \u0110\u1ee9c cho r\u1eb1ng, b\u1ea3o hi\u1ec3m l\u00e0 l\u0129nh v\u1ef1c mang t\u00ednh nh\u00e2n v\u0103n cao, gi\u00fap h\u1ed7 tr\u1ee3 nh\u1eefng l\u00fac kh\u00f3 kh\u0103n, \u0111au \u1ed1m hay ng\u01b0\u1eddi tham gia qua \u0111\u1eddi th\u00ec gia \u0111\u00ecnh nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n b\u1ed3i th\u01b0\u1eddng. Th\u1ebf n\u00ean trong h\u1ee3p \u0111\u1ed3ng c\u0169ng c\u1ea7n nh\u00e2n v\u0103n khi kh\u00e1ch h\u00e0ng g\u1eb7p ph\u1ea3i ho\u00e0n c\u1ea3nh kh\u00f3 kh\u0103n, kh\u00f4ng ti\u1ebfp t\u1ee5c theo qu\u00e1 tr\u00ecnh d\u00e0i v\u1edbi ph\u00ed tham gia cao \u0111\u01b0\u1ee3c th\u00ec c\u0169ng n\u00ean gi\u1ea3i quy\u1ebft tr\u1ea3 l\u1ea1i ti\u1ec1n g\u1ed1c cho kh\u00e1ch. Nh\u01b0 v\u1eady th\u00ec kh\u00e1ch h\u00e0ng m\u1edbi c\u00f3 th\u1ec3 \u0111\u1eb7t ni\u1ec1m tin tham gia b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c.<\/em><\/p>\n

C\u00f4ng Minh<\/strong><\/p>\n

———-<\/em>——<\/em><\/p>\n

Nh\u00e0<\/em><\/strong> qu\u1ea3n l\u00fd <\/em><\/strong>(Khoa<\/em><\/strong> h\u1ecdc qu\u1ea3n l\u00fd<\/em><\/strong>) ng\u00e0y <\/em><\/strong>13-4<\/em><\/strong>-202<\/em><\/strong>3<\/em><\/strong>:<\/em><\/strong><\/p>\n

https:\/\/nhaquanly.vn\/goc-nhin-chuyen-gia-tu-vu-viec-mua-bao-hiem-nhan-tho-cua-dien-vien-ngoc-lan-a10185.html<\/a><\/em><\/p>\n

(<\/em>569\/1.795<\/em>) #baohiem #BHNT #Aviva #MVI<\/em>","protected":false},"excerpt":{"rendered":"

G\u00f3c nh\u00ecn chuy\u00ean gia t\u1eeb v\u1ee5 vi\u1ec7c mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a di\u1ec5n vi\u00ean Ng\u1ecdc Lan (NQL) – PGS.TS \u0110inh Tr\u1ecdng Th\u1ecbnh, chuy\u00ean gia t\u00e0i ch\u00ednh n\u00eau th\u1ef1c t\u1ebf, khi mua b\u1ea3o hi\u1ec3m, \u0111a s\u1ed1 ng\u01b0\u1eddi mua th\u01b0\u1eddng ch\u1ec9 quan t\u00e2m t\u1edbi quy\u1ec1n l\u1ee3i m\u00e0 \u0111\u00f4i khi kh\u00f4ng \u0111\u1ec3 \u00fd t\u00ecm hi\u1ec3u nh\u1eefng \u0111i\u1ec1u […]<\/p>\n","protected":false},"author":1,"featured_media":36645,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51,50],"class_list":["post-36644","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-dan-su"],"acf":[],"yoast_head":"\n3.467. G\u00f3c nh\u00ecn chuy\u00ean gia t\u1eeb v\u1ee5 vi\u1ec7c mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a di\u1ec5n vi\u00ean Ng\u1ecdc Lan - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"T\u1eeb v\u1ee5 vi\u1ec7c mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a di\u1ec5n vi\u00ean Ng\u1ecdc Lan | \u0110a s\u1ed1 ng\u01b0\u1eddi mua th\u01b0\u1eddng kh\u00f4ng \u0111\u1ec3 \u00fd t\u00ecm hi\u1ec3u nh\u1eefng \u0111i\u1ec1u kho\u1ea3n, \u0111i\u1ec1u ki\u1ec7n r\u00e0ng bu\u1ed9c.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/3-467-goc-nhin-chuyen-gia-tu-vu-viec-mua-bao-hiem-nhan-tho-cua-dien-vien-ngoc-lan\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.467. 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