{"id":36695,"date":"2023-04-17T16:32:16","date_gmt":"2023-04-17T09:32:16","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36695"},"modified":"2024-11-28T14:30:02","modified_gmt":"2024-11-28T07:30:02","slug":"3-469-ngan-hang-de-bi-tay-chay-ban-bao-hiem-neu-gian-doi-map-mo","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-469-ngan-hang-de-bi-tay-chay-ban-bao-hiem-neu-gian-doi-map-mo\/","title":{"rendered":"3.469. Ng\u00e2n h\u00e0ng d\u1ec5 b\u1ecb t\u1ea9y chay b\u00e1n b\u1ea3o hi\u1ec3m, n\u1ebfu gian d\u1ed1i, m\u1eadp m\u1edd"},"content":{"rendered":"

Ng\u00e2n h\u00e0ng d\u1ec5 b\u1ecb t\u1ea9y chay b\u00e1n b\u1ea3o hi\u1ec3m, n\u1ebfu gian d\u1ed1i, m\u1eadp m\u1edd<\/span><\/h4>\n

(\u0110T) – Nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n c\u1ee7a ng\u00e2n h\u00e0ng m\u1eadp m\u1edd, thi\u1ebfu minh b\u1ea1ch khi t\u01b0 v\u1ea5n s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m, c\u1ed1 t\u00ecnh nh\u1eadp nh\u00e8m gi\u1eefa b\u1ea3o hi\u1ec3m v\u00e0 g\u1eedi ti\u1ebft ki\u1ec7m khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi ti\u00eau d\u00f9ng m\u1ea5t ni\u1ec1m tin, d\u1eabn \u0111\u1ebfn t\u1ea9y chay b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd.<\/strong><\/p>\n

\"Ng\u00e2n

Nh\u1eefng l\u00f9m x\u00f9m v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd g\u1ea7n \u0111\u00e2y c\u00f3 th\u1ec3 khi\u1ebfn ho\u1ea1t \u0111\u1ed9ng b\u00e1n ch\u00e9o b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng\u00a0g\u1eb7p kh\u00f3.<\/p><\/div>\n

Nh\u1eadp nh\u00e8m b\u1ea3o hi\u1ec3m – ti\u1ebft ki\u1ec7m, th\u1ed5i ph\u1ed3ng qu\u00e1 m\u1ee9c v\u1ec1 l\u1ee3i nhu\u1eadn<\/strong><\/h5>\n

Sau khi di\u1ec5n vi\u00ean Ng\u1ecdc Lan l\u00ean ti\u1ebfng v\u00ec \u201cb\u1ecb l\u1eeba\u201d khi mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, ng\u00e0y c\u00e0ng nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n ph\u1ea3n \u00e1nh v\u1ec1 h\u00e0nh vi b\u00e1n b\u1ea3o hi\u1ec3m m\u1eadp m\u1edd, thi\u1ebfu minh b\u1ea1ch c\u1ee7a c\u1ea3 c\u00e1c \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u1eabn ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/p>\n

Ch\u1ecb Ho\u00e0ng Thu H\u01b0\u01a1ng (C\u1ea7u Gi\u1ea5y, H\u00e0 N\u1ed9i) cho hay, n\u0103m ngo\u00e1i, ch\u1ecb g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i ng\u00e2n h\u00e0ng T. v\u00e0 \u0111\u01b0\u1ee3c nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng n\u00e0y t\u01b0 v\u1ea5n g\u00f3i ti\u1ebft ki\u1ec7m l\u1ee3i nhu\u1eadn cao kh\u00f4ng k\u00e9m l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m, l\u1ea1i k\u00e8m th\u00eam quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m, th\u1eddi gian tham gia ch\u1ec9 c\u1ea7n 5 n\u0103m.<\/p>\n

Tin t\u01b0\u1edfng s\u1ea3n ph\u1ea9m m\u00e0 nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng gi\u1edbi thi\u1ec7u l\u00e0 s\u1ea3n ph\u1ea9m g\u1eedi ti\u1ebft ki\u1ec7m, ch\u1ecb H\u01b0\u01a1ng \u0111\u1ed3ng \u00fd k\u00fd h\u1ee3p \u0111\u1ed3ng. M\u00e3i sau khi x\u1ea3y ra tr\u01b0\u1eddng h\u1ee3p h\u00e0ng ch\u1ee5c kh\u00e1ch h\u00e0ng t\u1ed1 c\u00e1o c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi t\u1ea1i SCB b\u1ecb \u201ch\u00f4 bi\u1ebfn\u201d th\u00e0nh h\u1ee3p \u0111\u1ed3ng mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, gi\u1eadt m\u00ecnh xem l\u1ea1i h\u1ee3p \u0111\u1ed3ng, ch\u1ecb H\u01b0\u01a1ng m\u1edbi \u201ct\u00e1 h\u1ecfa\u201d nh\u1eadn ra, m\u00ecnh c\u0169ng b\u1ecb l\u1eeba.<\/p>\n

\u201cT\u00f4i \u0111\u00e3 nhi\u1ec1u l\u1ea7n l\u00ean ki\u1ec7n ng\u00e2n h\u00e0ng \u0111\u00f2i tr\u1ea3 l\u1ea1i h\u1ee3p \u0111\u1ed3ng, nh\u01b0ng ph\u00eda ng\u00e2n h\u00e0ng t\u1eeb ch\u1ed1i gi\u1ea3i quy\u1ebft, v\u00ec t\u00f4i kh\u00f4ng c\u00f3 b\u1eb1ng ch\u1ee9ng. N\u1ebfu ngay t\u1eeb \u0111\u1ea7u, nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n n\u00f3i l\u00e0 b\u00e1n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, t\u00f4i s\u1ebd kh\u00f4ng bao gi\u1edd mua. Ch\u1eafc ch\u1eafn nhi\u1ec1u ng\u01b0\u1eddi c\u0169ng b\u1ecb l\u1eeba nh\u01b0 t\u00f4i\u201d, ch\u1ecb H\u01b0\u01a1ng b\u1ee9c x\u00fac n\u00f3i.<\/p>\n

B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 s\u1ea3n ph\u1ea9m nh\u00e2n v\u0103n, song kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u v\u00e0 thu nh\u1eadp c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n, nh\u1ea5t l\u00e0 nh\u1eefng ng\u01b0\u1eddi c\u00f3\u00a0t\u00e0i ch\u00ednh\u00a0h\u1ea1n h\u1eb9p. Nhi\u1ec1u ng\u01b0\u1eddi\u00a0ti\u00eau d\u00f9ng\u00a0cho bi\u1ebft \u0111\u00e3 c\u1ed1 t\u00ecnh \u201cn\u00e9\u201d mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1eeb ng\u01b0\u1eddi quen, b\u1ea1n b\u00e8 l\u00e0m \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, song l\u1ea1i \u201cs\u1eadp b\u1eaby\u201d mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd khi g\u1eedi ti\u1ec1n t\u1ea1i c\u00e1c nh\u00e0 b\u0103ng, do nh\u1ea7m l\u1eabn v\u1edbi s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m.<\/p>\n

Theo Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>, ngu\u1ed3n l\u1ee3i qu\u00e1 l\u1edbn t\u1eeb b\u1ea3o hi\u1ec3m c\u1ed9ng v\u1edbi s\u1ee9c \u00e9p v\u1ec1 ch\u1ec9 ti\u00eau khi\u1ebfn nhi\u1ec1u nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng t\u00ecm kh\u00e1ch \u201c\u00e9p\u201d kh\u00e1ch mua b\u1ea3o hi\u1ec3m, th\u1eadm ch\u00ed t\u01b0 v\u1ea5n sai v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd. B\u1ea3n ch\u1ea5t c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 s\u1ea3n ph\u1ea9m b\u1ea3o v\u1ec7 r\u1ee7i ro, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 s\u1ea3n ph\u1ea9m sinh l\u1eddi. Trong khi \u0111\u00f3, nhi\u1ec1u nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng l\u1ea1i th\u1ed5i ph\u1ed3ng v\u1ec1 m\u1ee9c sinh l\u1eddi, b\u1ecf quan c\u00e1c v\u1ea5n \u0111\u1ec1 kh\u00e1c m\u00e0 l\u1ebd ra ng\u01b0\u1eddi ti\u00eau d\u00f9ng ph\u1ea3i c\u00e2n nh\u1eafc, nh\u01b0 k\u1ef3 h\u1ea1n \u0111\u00f3ng ph\u00ed d\u00e0i, n\u1ebfu r\u00fat tr\u01b0\u1edbc h\u1ea1n g\u1ea7n nh\u01b0 s\u1ebd b\u1ecb m\u1ea5t h\u1ebft\u2026<\/em><\/p>\n

B\u00e0 Ph\u1ea1m Thu Ph\u01b0\u01a1ng, Ph\u00f3 c\u1ee5c tr\u01b0\u1edfng C\u1ee5c Qu\u1ea3n l\u00fd v\u00e0 Gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh) cho r\u1eb1ng, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ra \u0111\u1eddi xu\u1ea5t ph\u00e1t t\u1eeb nhu c\u1ea7u th\u1ef1c t\u1ebf. N\u1ebfu \u0111\u00e1p \u1ee9ng \u0111\u00fang, tr\u00fang nguy\u1ec7n v\u1ecdng c\u1ee7a ng\u01b0\u1eddi tham gia tr\u00ean c\u01a1 s\u1edf t\u1ef1 nguy\u1ec7n, th\u00ec th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd s\u1ebd ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng, song n\u1ebfu c\u00f3 y\u1ebfu t\u1ed1 \u00e9p bu\u1ed9c, l\u1eeba \u0111\u1ea3o, th\u00ec th\u1ecb tr\u01b0\u1eddng n\u00e0y s\u1ebd kh\u00f4ng th\u1ec3 b\u1ec1n.<\/p>\n

Kh\u1eb3ng \u0111\u1ecbnh t\u00ecnh tr\u1ea1ng \u00e9p kh\u00e1ch ch\u1ec9 x\u1ea3y ra t\u1ea1i s\u1ed1 \u00edt, ch\u1ee9 kh\u00f4ng ph\u1ea3i \u1edf t\u1ea5t c\u1ea3 ng\u00e2n h\u00e0ng, song TS. C\u1ea5n V\u0103n L\u1ef1c, chuy\u00ean gia\u00a0kinh t\u1ebf\u00a0cho r\u1eb1ng, vi\u1ec7c x\u1ed1c l\u1ea1i th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft, t\u1eeb \u0111\u00e0o t\u1ea1o l\u1ea1i nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n v\u00e0 quy tr\u00ecnh b\u00e1n b\u1ea3o hi\u1ec3m, chu\u1ea9n h\u00f3a m\u1eabu h\u1ee3p \u0111\u1ed3ng theo h\u01b0\u1edbng \u0111\u01a1n gi\u1ea3n h\u00f3a\u2026 cho t\u1edbi ph\u00e2n nh\u00f3m s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m th\u00f4ng d\u1ee5ng h\u01a1n cho ng\u01b0\u1eddi d\u00e2n.<\/p>\n

Theo TS. C\u1ea5n V\u0103n L\u1ef1c, m\u1ed9t trong nh\u1eefng l\u00fd do khi\u1ebfn nhi\u1ec1u kh\u00e1ch h\u00e0ng g\u1eadt \u0111\u1ea7u k\u00fd h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u00e0 kh\u00f4ng hi\u1ec3u n\u1ed9i dung l\u00e0 do h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m qu\u00e1 d\u00e0i v\u00e0 ph\u1ee9c t\u1ea1p, c\u00f3 tr\u01b0\u1eddng h\u1ee3p l\u00ean t\u1edbi c\u1ea3 tr\u0103m trang. Trong khi \u0111\u00f3, \u1edf n\u01b0\u1edbc ngo\u00e0i, m\u1eabu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m r\u1ea5t \u0111\u01a1n gi\u1ea3n.<\/p>\n

Ng\u00e2n h\u00e0ng s\u1ebd gi\u1ea3m thu nh\u1eadp t\u1eeb b\u1ea3o hi\u1ec3m?<\/strong><\/h5>\n

N\u0103m 2022, doanh thu ph\u00ed b\u1ea3o hi\u1ec3m khai th\u00e1c m\u1edbi qua ng\u00e2n h\u00e0ng (k\u00eanh bancassurance) t\u0103ng 45%; t\u1ed5ng thu ph\u00ed b\u1ea3o hi\u1ec3m t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft t\u0103ng 16,4% so v\u1edbi n\u0103m 2021. C\u00e1c ng\u00e2n h\u00e0ng d\u1eabn \u0111\u1ea7u v\u1ec1 doanh s\u1ed1 b\u00e1n b\u1ea3o hi\u1ec3m g\u1ed3m MB, VIB, Sacombank, ACB… M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng t\u1eeb m\u00f4 h\u00ecnh gi\u1edbi thi\u1ec7u b\u1ea3o hi\u1ec3m \u0111\u00e3 chuy\u1ec3n sang m\u00f4 h\u00ecnh b\u00e1n b\u1ea3o hi\u1ec3m tr\u1ef1c ti\u1ebfp \u0111\u1ec3 nh\u1eadn hoa h\u1ed3ng cao h\u01a1n. Nh\u1eefng h\u1ee3p \u0111\u1ed3ng \u0111\u1ed9c quy\u1ec1n b\u00e1n b\u1ea3o hi\u1ec3m ng\u00e0n t\u1ef7 \u0111\u1ed3ng \u0111\u00e3 mang l\u1ea1i ngu\u1ed3n l\u1ee3i l\u1edbn cho c\u00e1c ng\u00e2n h\u00e0ng.<\/p>\n

Theo b\u00e0 Ph\u1ea1m Thu Ph\u01b0\u01a1ng, Ph\u00f3 c\u1ee5c tr\u01b0\u1edfng C\u1ee5c Qu\u1ea3n l\u00fd v\u00e0 Gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh), th\u1eddi gian qua, c\u00f2n t\u1ed3n t\u1ea1i hi\u1ec7n t\u01b0\u1ee3ng m\u1ed9t s\u1ed1 nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng g\u1ee3i \u00fd, ch\u00e8o k\u00e9o kh\u00e1ch h\u00e0ng tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd khi c\u00f3 nhu c\u1ea7u vay v\u1ed1n ng\u00e2n h\u00e0ng, l\u00e0m m\u1ea5t \u0111i t\u00ednh t\u1ef1 nguy\u1ec7n tham gia b\u1ea3o hi\u1ec3m c\u1ee7a kh\u00e1ch h\u00e0ng, khi\u1ebfn kh\u00e1ch h\u00e0ng c\u1ea3m th\u1ea5y \u1ea5m \u1ee9c, kh\u00f4ng tho\u1ea3i m\u00e1i.<\/strong><\/p>\n

\u201cHo\u1ea1t \u0111\u1ed9ng n\u00e0y \u0111\u00e3 vi ph\u1ea1m nguy\u00ean t\u1eafc \u2018t\u1ef1 nguy\u1ec7n\u2019 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i c\u00e1c v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt v\u1ec1 kinh doanh b\u1ea3o hi\u1ec3m\u201d, b\u00e0 H\u01b0\u01a1ng n\u00f3i.<\/strong><\/h5>\n

N\u0103m ngo\u00e1i, MB l\u00e0 ng\u00e2n h\u00e0ng c\u00f3 doanh thu b\u1ea3o hi\u1ec3m l\u1edbn nh\u1ea5t h\u1ec7 th\u1ed1ng (10.185 t\u1ef7 \u0111\u1ed3ng) nh\u1edd s\u1edf h\u1eefu 2 c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n

Ng\u00e2n h\u00e0ng th\u1ee9 hai th\u1eafng \u0111\u1eadm nh\u1edd b\u1ea3o hi\u1ec3m l\u00e0 VPBank. N\u0103m 2022, doanh thu t\u1eeb kinh doanh v\u00e0 d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m c\u1ee7a VPBank \u0111\u1ea1t 3.353 t\u1ef7 \u0111\u1ed3ng, chi\u1ebfm 32% t\u1ed5ng thu nh\u1eadp d\u1ecbch v\u1ee5, t\u0103ng tr\u01b0\u1edfng 42%. Ch\u01b0a k\u1ec3, n\u0103m 2022, VPBank c\u00f2n thu v\u1ec1 kho\u1ea3ng 8.000 t\u1ef7 \u0111\u1ed3ng t\u1eeb th\u01b0\u01a1ng v\u1ee5 t\u00e1i k\u00fd th\u1ecfa thu\u1eadn h\u1ee3p t\u00e1c \u0111\u1ed9c quy\u1ec1n ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m v\u1edbi C\u00f4ng ty TNHH B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd AIA (Vi\u1ec7t Nam).<\/p>\n

Techcombank, TPBank, VIB c\u0169ng l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 doanh thu v\u00e0 l\u1ee3i nhu\u1eadn t\u1eeb b\u1ea3o hi\u1ec3m l\u1edbn.<\/strong><\/h5>\n

M\u1eb7c d\u00f9 v\u1eady, nh\u1eefng l\u00f9m x\u00f9m v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd g\u1ea7n \u0111\u00e2y c\u00f3 th\u1ec3 khi\u1ebfn ho\u1ea1t \u0111\u1ed9ng b\u00e1n ch\u00e9o b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng n\u0103m nay g\u1eb7p kh\u00f3 kh\u0103n.<\/p>\n

Ho\u1ea1t \u0111\u1ed9ng ph\u00e2n ph\u1ed1i s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m qua ng\u00e2n h\u00e0ng n\u1ebfu tri\u1ec3n khai \u0111\u00fang s\u1ebd mang l\u1ea1i l\u1ee3i \u00edch cho t\u1ea5t c\u1ea3 c\u00e1c b\u00ean. Vi\u1ec7c t\u01b0 v\u1ea5n m\u1eadp m\u1edd, th\u1eadm ch\u00ed gian d\u1ed1i, s\u1ebd khi\u1ebfn ng\u00e2n h\u00e0ng v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1ecb ng\u01b0\u1eddi d\u00e2n t\u1ea9y chay, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 ph\u00e1t tri\u1ec3n d\u00e0i h\u1ea1n c\u1ee7a th\u1ecb tr\u01b0\u1eddng n\u00e0y.<\/p>\n

Theo TS. C\u1ea5n V\u0103n L\u1ef1c, th\u1eddi gian t\u1edbi, c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng c\u1ea7n ti\u1ebfp t\u1ee5c ho\u00e0n thi\u1ec7n khung kh\u1ed5 ph\u00e1p l\u00fd cho th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m. Theo \u0111\u00f3, B\u1ed9 T\u00e0i ch\u00ednh c\u1ea7n s\u1edbm ban h\u00e0nh th\u00f4ng t\u01b0, quy \u0111\u1ecbnh, h\u01b0\u1edbng d\u1eabn, tri\u1ec3n khai Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m; Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) c\u1ea7n ti\u1ebfp t\u1ee5c r\u00e0 so\u00e1t l\u1ea1i c\u00e1c v\u0103n b\u1ea3n \u0111\u1ec3 qu\u1ea3n l\u00fd ho\u1ea1t \u0111\u1ed9ng bancassurance hi\u1ec7u qu\u1ea3 h\u01a1n n\u1eefa.<\/p>\n

C\u01a1 quan Thanh tra, gi\u00e1m s\u00e1t NHNN cho bi\u1ebft, th\u1eddi gian qua, NHNN nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u ki\u1ebfn ngh\u1ecb, ph\u1ea3n \u00e1nh c\u1ee7a ng\u01b0\u1eddi d\u00e2n li\u00ean quan \u0111\u1ebfn vi\u1ec7c ng\u00e2n h\u00e0ng \u00e9p kh\u00e1ch mua b\u1ea3o hi\u1ec3m ho\u1eb7c t\u01b0 v\u1ea5n nh\u1ea7m l\u1eabn b\u1ea3o hi\u1ec3m v\u1edbi s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m ti\u1ec1n g\u1eedi. NHNN \u0111\u00e3 y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng r\u00e0 so\u00e1t to\u00e0n b\u1ed9, \u0111\u1ea3m b\u1ea3o vi\u1ec7c duy\u1ec7t h\u1ed3 s\u01a1 \u0111\u00fang quy \u0111\u1ecbnh, cung c\u1ea5p th\u00f4ng tin v\u1ec1\u00a0doanh nghi\u1ec7p\u00a0b\u1ea3o hi\u1ec3m r\u00f5 r\u00e0ng, ch\u00ednh x\u00e1c. Trong th\u1eddi gian t\u1edbi, NHNN s\u1ebd ti\u1ebfp t\u1ee5c t\u0103ng c\u01b0\u1eddng c\u00f4ng t\u00e1c thanh tra, gi\u00e1m s\u00e1t ho\u1ea1t \u0111\u1ed9ng n\u00e0y.<\/p>\n

H\u00e0 T\u00e2m<\/strong><\/h5>\n

———-<\/em><\/p>\n

\u0110\u1ea7u t\u01b0 (Ng\u00e2n h\u00e0ng) 17-4-2023:<\/em><\/strong><\/p>\n

https:\/\/baodautu.vn\/ngan-hang-de-bi-tay-chay-ban-bao-hiem-neu-gian-doi-map-mo-d187785.html<\/a><\/em><\/p>\n

(117\/1.362) #BHNT #Nganhang #Bancassurance<\/em>","protected":false},"excerpt":{"rendered":"

Ng\u00e2n h\u00e0ng d\u1ec5 b\u1ecb t\u1ea9y chay b\u00e1n b\u1ea3o hi\u1ec3m, n\u1ebfu gian d\u1ed1i, m\u1eadp m\u1edd (\u0110T) – Nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n c\u1ee7a ng\u00e2n h\u00e0ng m\u1eadp m\u1edd, thi\u1ebfu minh b\u1ea1ch khi t\u01b0 v\u1ea5n s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m, c\u1ed1 t\u00ecnh nh\u1eadp nh\u00e8m gi\u1eefa b\u1ea3o hi\u1ec3m v\u00e0 g\u1eedi ti\u1ebft ki\u1ec7m khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi ti\u00eau d\u00f9ng m\u1ea5t ni\u1ec1m tin, d\u1eabn […]<\/p>\n","protected":false},"author":2,"featured_media":36696,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51,36],"class_list":["post-36695","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.469. 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