{"id":36728,"date":"2023-04-20T08:37:02","date_gmt":"2023-04-20T01:37:02","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36728"},"modified":"2024-11-28T11:56:20","modified_gmt":"2024-11-28T04:56:20","slug":"3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/","title":{"rendered":"3.473. Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o?"},"content":{"rendered":"

Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o?<\/span><\/h4>\n
(CAND) – D\u1eabu b\u1ecb xem l\u00e0 \u201cm\u1ea5t b\u00f2 m\u1edbi lo l\u00e0m chu\u1ed3ng\u201d, song nhi\u1ec1u chuy\u00ean gia nh\u1eadn \u0111\u1ecbnh nh\u1eefng s\u1ef1 vi\u1ec7c x\u1ea3y ra tr\u00ean th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m c\u0169ng l\u00e0 d\u1ecbp \u0111\u1ec3 ch\u1ea5n ch\u1ec9nh l\u1ea1i ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c n\u00e0y, t\u1eeb c\u01a1 quan qu\u1ea3n l\u00fd, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/strong><\/h5>\n
R\u00e1o ri\u1ebft v\u00e0o cu\u1ed9c<\/strong><\/h5>\n

\u00d4ng Ng\u00f4 Trung D\u0169ng – Ph\u00f3 T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p H\u1ed9i b\u1ea3o hi\u1ec3m Vi\u1ec7t Nam cho bi\u1ebft khi nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng tin v\u1ec1 c\u00e1c s\u1ef1 vi\u1ec7c khi\u1ebfu n\u1ea1i, b\u1ea5t b\u00ecnh c\u1ee7a kh\u00e1ch h\u00e0ng li\u00ean quan \u0111\u1ebfn s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, Hi\u1ec7p h\u1ed9i \u0111\u00e3 \u0111\u1ec1 ngh\u1ecb c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nhanh ch\u00f3ng ki\u1ec3m tra, x\u00e1c minh th\u00f4ng tin do kh\u00e1ch h\u00e0ng ph\u1ea3n \u00e1nh \u0111\u1ec3 k\u1ecbp\u00a0th\u1eddi x\u1eed l\u00fd, \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a kh\u00e1ch h\u00e0ng tr\u00ean c\u01a1 s\u1edf tu\u00e2n th\u1ee7 ph\u00e1p lu\u1eadt.<\/p>\n

V\u00ed d\u1ee5 nh\u01b0 v\u1edbi c\u00e1c th\u00f4ng tin v\u1ec1 Ng\u00e2n h\u00e0ng\u00a0SCB ph\u1ed1i h\u1ee3p b\u00e1n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a Manulife, hi\u1ec7n C\u00f4ng ty B\u1ea3o hi\u1ec3m Manulife \u0111\u00e3 l\u00e0m v\u1edbi kh\u00e1ch h\u00e0ng \u0111\u1ec3 t\u00ecm ph\u01b0\u01a1ng \u00e1n gi\u1ea3i quy\u1ebft. C\u00f2n nh\u1eefng kh\u00e1ch h\u00e0ng kh\u00e1c c\u00f3 ph\u1ea3n \u00e1nh, \u0111\u1ec3 c\u00f3 th\u1ec3 ch\u1ee9ng minh \u0111\u01b0\u1ee3c \u0111i\u1ec1u kh\u00e1ch h\u00e0ng cung c\u1ea5p, doanh nghi\u1ec7p c\u1ea7n x\u00e1c minh t\u1eebng ng\u01b0\u1eddi n\u00ean ph\u1ea3i c\u1ea7n th\u1eddi gian x\u00e1c minh v\u00e0 tr\u1ea3 l\u1ea1i quy\u1ec1n l\u1ee3i cho kh\u00e1ch h\u00e0ng k\u00e9o d\u00e0i. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o doanh nghi\u1ec7p x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c c\u00f3 b\u1eb1ng ch\u1ee9ng v\u1ec1 vi\u1ec7c t\u01b0 v\u1ea5n vi\u00ean \u0111\u00e3 t\u01b0 v\u1ea5n sai cho kh\u00e1ch h\u00e0ng, doanh nghi\u1ec7p \u0111\u00e3 th\u1ef1c hi\u1ec7n h\u1ee7y h\u1ee3p \u0111\u1ed3ng v\u00e0 ho\u00e0n l\u1ea1i kho\u1ea3n ph\u00ed \u0111\u00e3 \u0111\u00f3ng cho kh\u00e1ch h\u00e0ng, \u0111\u1ed3ng th\u1eddi c\u00e1c t\u01b0 v\u1ea5n vi\u00ean \u0111\u00f3 c\u0169ng \u0111\u00e3 ph\u1ea3i ch\u1ecbu h\u00ecnh th\u1ee9c x\u1eed l\u00fd k\u1ef7 lu\u1eadt ph\u00f9 h\u1ee3p.<\/p>\n

\"Thanh

Th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m v\u1eabn c\u00f2n nhi\u1ec1u b\u00e0i to\u00e1n c\u1ea7n gi\u1ea3i. \u1ea2nh minh h\u1ecda<\/p><\/div>\n

C\u00f2n v\u1ec1 ph\u00eda c\u01a1 quan qu\u1ea3n l\u00fd, trong \u0111\u1ed9ng th\u00e1i m\u1edbi nh\u1ea5t, C\u1ee5c Qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m, B\u1ed9 T\u00e0i ch\u00ednh\u00a0 ti\u1ebfp t\u1ee5c c\u00f3 v\u0103n b\u1ea3n y\u00eau c\u1ea7u c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u0103ng c\u01b0\u1eddng ki\u1ec3m tra, gi\u00e1m s\u00e1t vi\u1ec7c th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, \u0111\u00e1nh gi\u00e1 ch\u1ea5t l\u01b0\u1ee3ng t\u01b0 v\u1ea5n, gi\u1edbi thi\u1ec7u, ch\u00e0o b\u00e1n s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m c\u1ee7a \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m; \u0111\u1ed3ng th\u1eddi, nghi\u00eam t\u00fac x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m c\u1ee7a \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m trong tr\u01b0\u1eddng h\u1ee3p vi ph\u1ea1m quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/p>\n

V\u1edbi tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3, ng\u00e0y 10-4, C\u1ee5c Qu\u1ea3n l\u00fd, Gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m cho bi\u1ebft \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng tin v\u1ec1 vi\u1ec7c b\u00e0 Nguy\u1ec5n Th\u1ecb Ng\u1ecdc Lan (di\u1ec5n vi\u00ean Ng\u1ecdc Lan) ph\u1ea3n \u00e1nh v\u1ec1 giao k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u1edbi C\u00f4ng ty TNHH B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd MVI. B\u1ed9 T\u00e0i ch\u00ednh \u0111\u00e3 c\u00f3 c\u00f4ng v\u0103n g\u1eedi C\u00f4ng ty MVI y\u00eau c\u1ea7u t\u0103ng c\u01b0\u1eddng ki\u1ec3m so\u00e1t ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p c\u0169ng nh\u01b0 th\u1ef1c hi\u1ec7n r\u00e0 so\u00e1t c\u00e1c th\u00f4ng tin v\u1ec1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m giao k\u1ebft v\u1edbi b\u00e0 Lan v\u00e0 qu\u00e1 tr\u00ecnh t\u01b0 v\u1ea5n c\u1ee7a \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m.<\/p>\n

Ngo\u00e0i ra MVI ph\u1ea3i ki\u1ec3m tra, gi\u00e1m s\u00e1t vi\u1ec7c th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, \u0111\u00e1nh gi\u00e1 ch\u1ea5t l\u01b0\u1ee3ng t\u01b0 v\u1ea5n, gi\u1edbi thi\u1ec7u s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m c\u1ee7a \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m. Y\u00eau c\u1ea7u r\u00e0 so\u00e1t, ho\u00e0n thi\u1ec7n c\u00e1c quy \u0111\u1ecbnh b\u1ea3o v\u1ec7 ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m.<\/p>\n

V\u00e0 m\u1edbi \u0111\u00e2y, B\u1ed9 T\u00e0i ch\u00ednh \u0111\u00e3 c\u00f3 Th\u00f4ng b\u00e1o \u00fd ki\u1ebfn ch\u1ec9 \u0111\u1ea1o c\u1ee7a Th\u1ee9 tr\u01b0\u1edfng Cao Anh Tu\u1ea5n t\u1ea1i cu\u1ed9c h\u1ecdp v\u1edbi C\u1ee5c Qu\u1ea3n l\u00fd gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m, Hi\u1ec7p h\u1ed9i b\u1ea3o hi\u1ec3m v\u00e0 m\u1ed9t s\u1ed1 \u0111\u01a1n v\u1ecb thu\u1ed9c B\u1ed9 T\u00e0i ch\u00ednh li\u00ean quan \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 t\u01b0 v\u1ea5n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd trong th\u1eddi gian qua.<\/p>\n

Theo \u0111\u00f3, Th\u1ee9 tr\u01b0\u1edfng Cao Anh Tu\u1ea5n ch\u1ec9 \u0111\u1ea1o C\u1ee5c Qu\u1ea3n l\u00fd gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd r\u00e0 so\u00e1t l\u1ea1i quy tr\u00ecnh b\u00e1n c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, c\u00f3 gi\u1ea3i ph\u00e1p x\u1eed l\u00fd k\u1ecbp th\u1eddi c\u00e1c ph\u00e1t sinh v\u01b0\u1edbng m\u1eafc trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n cung c\u1ea5p d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd cho kh\u00e1ch h\u00e0ng, h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng nh\u00e2n vi\u00ean, \u0111\u1ea1i l\u00fd t\u01b0 v\u1ea5n thi\u1ebfu trung th\u1ef1c v\u1edbi kh\u00e1ch h\u00e0ng tham gia b\u1ea3o hi\u1ec3m. Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u0169ng c\u1ea7n nghi\u00ean c\u1ee9u b\u1ed5 sung, ho\u00e0n thi\u1ec7n c\u00e1c quy \u0111\u1ecbnh v\u00e0 quy tr\u00ecnh, th\u1ee7 t\u1ee5c \u0111\u1ea3m b\u1ea3o r\u00f5 r\u00e0ng, minh b\u1ea1ch \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a kh\u00e1ch h\u00e0ng, qu\u1ea3n l\u00fd ch\u1ea5t l\u01b0\u1ee3ng \u0111\u1ea1i l\u00fd trong qu\u00e1 tr\u00ecnh t\u01b0 v\u1ea5n v\u00e0 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ea1i c\u00e1c v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt v\u1ec1 kinh doanh b\u1ea3o hi\u1ec3m.<\/p>\n

\u201cNgay sau khi nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c th\u00f4ng tin ph\u1ea3n \u00e1nh t\u1eeb b\u00e1o ch\u00ed v\u00e0 c\u00e1c \u0111\u01a1n th\u01b0 ph\u1ea3n \u00e1nh, khi\u1ebfu n\u1ea1i c\u1ee7a ng\u01b0\u1eddi d\u00e2n, l\u00e3nh \u0111\u1ea1o B\u1ed9 T\u00e0i ch\u00ednh \u0111\u00e3 ch\u1ec9 \u0111\u1ea1o s\u00e1t sao, quy\u1ebft li\u1ec7t \u0111\u1ec3 ch\u1ea5n ch\u1ec9nh ho\u1ea1t \u0111\u1ed9ng b\u00e1n b\u1ea3o hi\u1ec3m qua ng\u00e2n h\u00e0ng. Theo y\u00eau c\u1ea7u c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh, c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m t\u0103ng c\u01b0\u1eddng ki\u1ec3m tra, gi\u00e1m s\u00e1t vi\u1ec7c th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng; r\u00e0 so\u00e1t t\u00e0i li\u1ec7u gi\u1edbi thi\u1ec7u s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m \u0111\u1ea3m b\u1ea3o th\u1ec3 hi\u1ec7n r\u00f5 vi\u1ec7c tham gia c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u1ea3i l\u00e0 \u0111i\u1ec1u ki\u1ec7n b\u1eaft bu\u1ed9c \u0111\u1ec3 th\u01b0c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh c\u1ee7a ng\u00e2n h\u00e0ng; thi\u1ebft l\u1eadp \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng, h\u00f2m th\u01b0 \u0111i\u1ec7n t\u1eed v\u00e0 c\u00f4ng khai tr\u00ean trang th\u00f4ng tin \u0111i\u1ec7n t\u1eed c\u1ee7a doanh nghi\u1ec7p \u0111\u1ec3 ti\u1ebfp nh\u1eadn, x\u1eed l\u00fd th\u00f4ng tin ph\u1ea3n \u00e1nh v\u1ec1 tr\u01b0\u1eddng h\u1ee3p \u00e9p bu\u1ed9c kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m…\u201d, b\u00e0 Ph\u1ea1m Thu Ph\u01b0\u01a1ng – Ph\u00f3 C\u1ee5c tr\u01b0\u1edfng C\u1ee5c Qu\u1ea3n l\u00fd v\u00e0 Gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m, B\u1ed9 T\u00e0i ch\u00ednh cho bi\u1ebft.<\/p>\n

X\u1ed1c l\u1ea1i th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/strong><\/h5>\n

\u0110\u00e1nh gi\u00e1 v\u1ec1 th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, b\u00e0 Ph\u1ea1m Thu Ph\u01b0\u01a1ng kh\u1eb3ng \u0111\u1ecbnh c\u01a1 s\u1edf th\u00fac \u0111\u1ea9y b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ra \u0111\u1eddi ch\u00ednh l\u00e0 nhu c\u1ea7u th\u1ef1c t\u1ebf ph\u00e1t sinh trong cu\u1ed9c s\u1ed1ng con ng\u01b0\u1eddi. Khi \u0111\u00e3 \u0111\u00e1p \u1ee9ng \u0111\u00fang, \u0111\u00e1p \u1ee9ng tr\u00fang nguy\u1ec7n v\u1ecdng c\u1ee7a ng\u01b0\u1eddi tham gia th\u00ec s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 t\u1ea5t y\u1ebfu. Nh\u01b0 v\u1eady, n\u1ebfu \u0111\u00e3 c\u00f3 y\u1ebfu t\u1ed1 \u00e9p bu\u1ed9c th\u00ec s\u1ebd \u0111i ng\u01b0\u1ee3c l\u1ea1i v\u1edbi m\u1ee5c \u0111\u00edch ra \u0111\u1eddi c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd.<\/p>\n

\u201cGiao d\u1ecbch b\u1ea3o hi\u1ec3m c\u0169ng l\u00e0 giao d\u1ecbch d\u00e2n s\u1ef1, ph\u1ea3i \u0111\u1ea3m b\u1ea3o nguy\u00ean t\u1eafc t\u1ef1 nguy\u1ec7n, b\u00ecnh \u0111\u1eb3ng l\u1ee3i \u00edch c\u00e1c b\u00ean. Th\u1eddi gian qua c\u00f2n t\u1ed3n t\u1ea1i hi\u1ec7n t\u01b0\u1ee3ng m\u1ed9t s\u1ed1 nh\u00e2n vi\u00ean t\u00edn d\u1ee5ng g\u1ee3i \u00fd, ch\u00e8o k\u00e9o kh\u00e1ch h\u00e0ng tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd khi c\u00f3 nhu c\u1ea7u vay v\u1ed1n ng\u00e2n h\u00e0ng, l\u00e0m m\u1ea5t \u0111i t\u00ednh t\u1ef1 nguy\u1ec7n tham gia b\u1ea3o hi\u1ec3m c\u1ee7a kh\u00e1ch h\u00e0ng, khi\u1ebfn cho kh\u00e1ch h\u00e0ng c\u1ea3m th\u1ea5y \u1ea5m \u1ee9c kh\u00f4ng tho\u1ea3i m\u00e1i. Ho\u1ea1t \u0111\u1ed9ng n\u00e0y \u0111\u00e3 vi ph\u1ea1m nguy\u00ean t\u1eafc \u201ct\u1ef1 nguy\u1ec7n\u201d \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i c\u00e1c v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt v\u1ec1 kinh doanh b\u1ea3o hi\u1ec3m\u201d, b\u00e0 Ph\u01b0\u01a1ng th\u00f4ng tin.<\/p>\n

Theo TS C\u1ea5n V\u0103n L\u1ef1c, hi\u1ec7n nay ch\u00fang ta c\u00f3 quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 nhi\u1ec1u l\u0129nh v\u1ef1c, trong \u0111\u00f3 th\u00f4ng t\u01b0 h\u01b0\u1edbng d\u1eabn lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m s\u1eeda \u0111\u1ed5i. \u00d4ng L\u1ef1c mong B\u1ed9 T\u00e0i ch\u00ednh s\u1edbm ban h\u00e0nh th\u00f4ng t\u01b0, quy \u0111\u1ecbnh, h\u01b0\u1edbng d\u1eabn, tri\u1ec3n khai lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m. C\u00f9ng v\u1edbi \u0111\u00f3, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ti\u1ebfp t\u00fac r\u00e0 so\u00e1t l\u1ea1i th\u00f4ng t\u01b0 n\u1ed9i ng\u1ea1ch \u0111\u1ec3 l\u00e0m t\u1ed1t h\u01a1n vi\u1ec7c li\u00ean k\u1ebft gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p. V\u1ecb chuy\u00ean gia n\u00e0y c\u0169ng ki\u1ebfn ngh\u1ecb m\u1eabu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ea7n \u0111\u01a1n gi\u1ea3n, ng\u1eafn g\u1ecdn. Hi\u1ec7n nay, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0i t\u1edbi 100 trang, r\u1ea5t \u00edt ng\u01b0\u1eddi d\u00e2n \u0111\u1ecdc h\u1ebft. Trong khi \u0111\u00f3, \u1edf n\u01b0\u1edbc ngo\u00e0i, m\u1eabu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m r\u1ea5t \u0111\u01a1n gi\u1ea3n, c\u00f3 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n ch\u1ec9 c\u1ea7n \u0111\u00e1nh d\u1ea5u t\u00edch.<\/p>\n

\u201cSau nh\u1eefng v\u1ee5 v\u1eeba qua, ch\u00fang ta c\u1ea7n r\u00e0 so\u00e1t quy \u0111\u1ecbnh chu\u1ea9n h\u00f3a nh\u00e2n s\u1ef1 li\u00ean quan nh\u01b0 \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n. Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u1ea7n r\u00e0 ro\u00e1t ch\u00ednh s\u00e1ch, quy tr\u00ecnh n\u1ed9i b\u1ed9 c\u0169ng nh\u01b0 xem l\u1ea1i r\u00e0 ro\u00e1t l\u1ea1i m\u1ea1ng l\u01b0\u1edbi \u0111\u1ea1i l\u00fd, t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m. C\u00f9ng v\u1edbi \u0111\u00f3, Ch\u00ednh ph\u1ee7 c\u1ea7n c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh qu\u1ed1c gia gi\u00e1o d\u1ee5c t\u00e0i ch\u00ednh \u0111\u1ec3 n\u00e2ng cao ki\u1ebfn th\u1ee9c v\u1ec1 b\u1ea3o hi\u1ec3m c\u1ee7a ng\u01b0\u1eddi d\u00e2n t\u0103ng l\u00ean. Ng\u01b0\u1ee3c l\u1ea1i, b\u1ea3n th\u00e2n c\u00e1c \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m c\u1ea7n ra so\u00e1t l\u1ea1i, \u201cgia c\u1ed1\u201d l\u1ea1i nh\u00e2n vi\u00ean c\u1ee7a m\u00ecnh. \u1ede Trung Qu\u1ed1c c\u00f3 quy \u0111\u1ecbnh r\u00f5, ch\u00fang ta c\u00f3 th\u1ec3 tham kh\u1ea3o nh\u01b0: T\u01b0 v\u1ea5n c\u1ea7n ng\u01b0\u1eddi c\u00f3 kinh nghi\u1ec7m, sau 2-3 n\u0103m kinh nghi\u1ec7m m\u1edbi \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n kh\u00e1ch h\u00e0ng, hay b\u1ea3o hi\u1ec3m c\u1ea7n c\u00f3 qu\u1ea7y b\u00e1n ri\u00eang\u2026 V\u1ec1 ph\u00eda ng\u01b0\u1eddi d\u00e2n, c\u1ea7n n\u1eafm r\u00f5 m\u1ee5c \u0111\u00edch m\u00ecnh mua b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u1ecdc k\u0129 h\u1ee3p \u0111\u1ed3ng. T\u00f4i nh\u1ea5n m\u1ea1nh, b\u1ea3o hi\u1ec3m l\u00e0 k\u00eanh ph\u00f2ng ng\u1eeba r\u1ee7i ro ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u0129nh v\u1ef1c \u0111\u1ea7u t\u01b0. V\u1edbi m\u1ee5c \u0111\u00edch \u0111\u1ea7u t\u01b0, ng\u01b0\u1eddi d\u00e2n n\u00ean l\u1ef1a ch\u1ecdn l\u0129nh v\u1ef1c kh\u00e1c\u201d, \u00f4ng L\u1ef1c nh\u1ea5n m\u1ea1nh v\u00e0 cho r\u1eb1ng \u0111\u00e2y l\u00e0 th\u1eddi \u0111i\u1ec3m ch\u00fang ta c\u1ea7n ph\u1ea3i x\u1ed1c l\u1ea1i v\u1ec1 b\u1ea3o hi\u1ec3m.<\/p>\n

Th\u00f4ng tin th\u00eam, b\u00e0 Ph\u1ea1m Thu Ph\u01b0\u01a1ng cho bi\u1ebft v\u1ec1 ph\u00eda B\u1ed9 T\u00e0i ch\u00ednh c\u0169ng k\u1ecbp th\u1eddi nghi\u00ean c\u1ee9u b\u1ed5 sung th\u00eam c\u00e1c quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd h\u01a1n v\u1ec1 b\u00e1n b\u1ea3o hi\u1ec3m qua ng\u00e2n h\u00e0ng nh\u1eb1m t\u0103ng c\u01b0\u1eddng h\u01a1n n\u1eefa t\u00ednh minh b\u1ea1ch, tr\u00e1ch nhi\u1ec7m c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u1ea1i l\u00fd trong cung c\u1ea5p d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m, b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a b\u00ean mua b\u1ea3o hi\u1ec3m. \u0110\u00e2y c\u0169ng l\u00e0 th\u1eddi \u0111i\u1ec3m \u0111\u1ec3 th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u0111i\u1ec1u ch\u1ec9nh sau m\u1ed9t th\u1eddi gian kh\u00e1 d\u00e0i t\u0103ng tr\u01b0\u1edfng nhanh ch\u00f3ng, ph\u00e1t tri\u1ec3n ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 b\u1ec1n v\u1eefng h\u01a1n. Vi\u1ec7c x\u1eed l\u00fd nghi\u00eam c\u00e1c vi ph\u1ea1m ph\u00e1t hi\u1ec7n qua thanh tra, ki\u1ec3m tra, gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u1ea3i l\u00e0 quan \u0111i\u1ec3m m\u00e0 l\u00e0 tr\u00e1ch nhi\u1ec7m c\u01a1 quan qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m ph\u1ea3i th\u1ef1c hi\u1ec7n nh\u1eb1m \u0111\u1ea3m b\u1ea3o t\u00ednh k\u1ef7 lu\u1eadt, k\u1ef7 c\u01b0\u01a1ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng v\u00e0 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a b\u00ean mua b\u1ea3o hi\u1ec3m.<\/p>\n

Ri\u00eang \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng, c\u00e1c chuy\u00ean gia khuy\u1ebfn ngh\u1ecb, tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi mua n\u00ean t\u00ecm hi\u1ec3u k\u1ef9 quy t\u1eafc v\u00e0 \u0111i\u1ec1u kho\u1ea3n, chi ph\u00ed v\u00e0 c\u00e1ch ph\u00e2n b\u1ed5 d\u00f2ng ti\u1ec1n, hi\u1ec3u r\u00f5 b\u1ea3n minh h\u1ecda quy\u1ec1n l\u1ee3i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. \u0110\u00e2y l\u00e0 c\u00e1c n\u1ed9i dung quan tr\u1ecdng, gi\u00fap kh\u00e1ch h\u00e0ng n\u1eafm \u0111\u01b0\u1ee3c c\u00e1c th\u00f4ng tin v\u1ec1 tr\u00e1ch nhi\u1ec7m v\u00e0 quy\u1ec1n l\u1ee3i r\u00f5 nh\u1ea5t. Ngo\u00e0i ra, theo Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>, kh\u00e1ch h\u00e0ng c\u0169ng c\u1ea7n ph\u1ea3i ti\u1ebft ch\u1ebf l\u00f2ng tham, \u0111\u1eebng \u0111\u1ec3 l\u00e3i su\u1ea5t cao c\u00e2u nh\u1eed.<\/p>\n

\u201cTheo t\u00f4i, vi\u1ec7c ng\u01b0\u1eddi d\u00e2n b\u1ecb l\u1eeba l\u00e0 c\u00f3, ch\u1ee7 y\u1ebfu l\u00e0 ng\u01b0\u1eddi mua kh\u00f4ng th\u1ea1o, n\u00ean b\u1ecb c\u00e1c t\u01b0 v\u1ea5n vi\u00ean \u201cd\u1ed7 ng\u1ecdt\u201d. B\u00e1n b\u1ea3o hi\u1ec3m, qua ng\u00e2n h\u00e0ng hay qua c\u00e1c k\u00eanh n\u00e0o kh\u00e1c, c\u0169ng l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c b\u00e1n h\u00e0ng, ng\u01b0\u1eddi b\u00e1n ch\u1ec9 c\u1ea7n b\u00e1n \u0111\u01b0\u1ee3c nhi\u1ec1u s\u1ea3n ph\u1ea9m nh\u1ea5t c\u00f3 th\u1ec3, n\u00ean h\u1ecd s\u1ebd n\u00f3i nh\u1eefng \u0111i\u1ec1u hay ho, th\u1eadm ch\u00ed che gi\u1ea5u nh\u1eefng \u0111i\u1ec1u b\u1ea5t l\u1ee3i v\u1ec1 s\u1ea3n ph\u1ea9m \u0111\u1ec3 ng\u01b0\u1eddi mua \u201cxu\u1ed1ng ti\u1ec1n\u201d. Ph\u00eda ng\u01b0\u1eddi mua, h\u1ecd b\u00f9i tai, \u0111\u00e3 k\u00fd, theo gi\u1ea5y tr\u1eafng m\u1ef1c \u0111en, h\u1ecd \u0111\u00e3 k\u00fd v\u00e0o. Th\u1ef1c ch\u1ea5t l\u00e0 bi\u1ebft t\u1edbi 90%, ch\u1ee9 \u00edt khi b\u1ecb l\u1eeba. Theo quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m, trong v\u00f2ng 21 ng\u00e0y, ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 thay \u0111\u1ed5i quy\u1ebft \u0111\u1ecbnh. Vi\u1ec7c ng\u01b0\u1eddi g\u1eedi ti\u1ec1n c\u1ea7m m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00e1c v\u1edbi s\u1ed5 ti\u1ebft ki\u1ec7m r\u1ed3i b\u1ea3o kh\u00f4ng bi\u1ebft l\u00e0 \u0111i\u1ec1u kh\u00f3 x\u1ea3y ra, n\u00ean \u0111a s\u1ed1, vi\u1ec7c k\u00fd h\u1ee3p \u0111\u1ed3ng theo t\u00f4i l\u00e0 t\u1ef1 nguy\u1ec7n\u201d, \u00f4ng \u0110\u1ee9c n\u00f3i v\u00e0 khuy\u1ebfn ngh\u1ecb \u0111i\u1ec1u quan tr\u1ecdng, ng\u01b0\u1eddi g\u1eedi ti\u1ec1n ph\u1ea3i x\u00e1c \u0111\u1ecbnh l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi lu\u00f4n c\u00f3 khung r\u00f5 r\u00e0ng, n\u1ebfu c\u00f3 s\u1ea3n ph\u1ea9m c\u00f3 l\u00e3i su\u1ea5t cao h\u01a1n, s\u1ebd \u0111i k\u00e8m v\u1edbi nh\u1eefng \u0111i\u1ec1u ki\u1ec7n kh\u00e1c. H\u00e3y lu\u00f4n c\u1ea3nh gi\u00e1c v\u00e0 \u0111\u1eb7t c\u00e2u h\u1ecfi nghi ng\u1edd khi \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n g\u1eedi ti\u1ec1n v\u1edbi l\u00e3i su\u1ea5t cao b\u1ea5t th\u01b0\u1eddng. Nguy\u00ean t\u1eafc l\u00e0 ch\u1ec9 khi m\u00ecnh ch\u1eafc ch\u1eafn \u0111\u01b0\u1ee3c th\u00ec m\u1edbi \u0111\u1eb7t b\u00fat k\u00fd.<\/p>\n

\u201cTrong 2022, B\u1ed9 T\u00e0i ch\u00ednh \u0111\u00e3 th\u1ef1c hi\u1ec7n thanh tra chuy\u00ean \u0111\u1ec1 v\u1ec1 b\u00e1n b\u1ea3o hi\u1ec3m qua ng\u00e2n h\u00e0ng. \u0110\u1ebfn nay, qu\u00e1 tr\u00ecnh thanh tra \u0111\u00e3 c\u01a1 b\u1ea3n ho\u00e0n t\u1ea5t, v\u00e0 s\u1ebd s\u1edbm ho\u00e0n thi\u1ec7n \u0111\u1ec3 c\u00f4ng b\u1ed1 nh\u1eefng sai ph\u1ea1m \u0111\u1ec3 c\u00f3 ph\u01b0\u01a1ng \u00e1n x\u1eed l\u00fd ph\u00f9 h\u1ee3p. B\u1ed9 T\u00e0i ch\u00ednh \u0111\u00e3 l\u1eadp \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng ph\u1ea3n \u00e1nh v\u1ec1 t\u00ecnh tr\u1ea1ng b\u1ecb nh\u00e2n vi\u00ean m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng ch\u00e0o m\u1eddi, \u00e9p mua b\u1ea3o hi\u1ec3m khi \u0111i g\u1eedi ti\u1ec1n vay v\u1ed1n. Sau 1 th\u00e1ng, \u0111\u01b0\u1eddng d\u00e2y n\u00e0y ti\u1ebfp nh\u1eadn 178 cu\u1ed9c \u0111i\u1ec7n tho\u1ea1i, 218 email ph\u1ea3n \u00e1nh. C\u1ee5c \u0111\u00e3 ph\u00e2n lo\u1ea1i, x\u00e1c minh r\u1ed3i chuy\u1ec3n \u0111\u1ebfn c\u01a1 quan li\u00ean quan \u0111\u1ec3 x\u1eed l\u00fd theo quy \u0111\u1ecbnh\u201d, \u00f4ng Do\u00e3n Thanh Tu\u1ea5n, Ph\u00f3 c\u1ee5c tr\u01b0\u1edfng C\u1ee5c Qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh)<\/p>\n

H\u00e0 An<\/strong><\/h5>\n

————<\/em><\/p>\n

C\u00f4ng an Nh\u00e2n d\u00e2n (B\u1ea1n \u0111\u1ecdc) ng\u00e0y 20-4-2023:<\/em><\/strong><\/p>\n

https:\/\/cand.com.vn\/dieu-tra-theo-don-ban-doc\/thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao-bai-cuoi-i690648\/<\/a><\/em><\/p>\n

(261\/2.164) #BHNT #Baohiem #Nganhang<\/em>","protected":false},"excerpt":{"rendered":"

Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o? (CAND) – D\u1eabu b\u1ecb xem l\u00e0 \u201cm\u1ea5t b\u00f2 m\u1edbi lo l\u00e0m chu\u1ed3ng\u201d, song nhi\u1ec1u chuy\u00ean gia nh\u1eadn \u0111\u1ecbnh nh\u1eefng s\u1ef1 vi\u1ec7c x\u1ea3y ra tr\u00ean th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m c\u0169ng l\u00e0 d\u1ecbp \u0111\u1ec3 ch\u1ea5n ch\u1ec9nh l\u1ea1i ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c n\u00e0y, t\u1eeb c\u01a1 quan […]<\/p>\n","protected":false},"author":2,"featured_media":36729,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51,36],"class_list":["post-36728","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.473. Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o? - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"D\u1eabu b\u1ecb xem l\u00e0 \u201cm\u1ea5t b\u00f2 m\u1edbi lo l\u00e0m chu\u1ed3ng\u201d, song nh\u1eefng s\u1ef1 vi\u1ec7c tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u0169ng l\u00e0 d\u1ecbp \u0111\u1ec3 thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.473. Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o?[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"D\u1eabu b\u1ecb xem l\u00e0 \u201cm\u1ea5t b\u00f2 m\u1edbi lo l\u00e0m chu\u1ed3ng\u201d, song nh\u1eefng s\u1ef1 vi\u1ec7c tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u0169ng l\u00e0 d\u1ecbp \u0111\u1ec3 thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-20T01:37:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-28T04:56:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"698\" \/>\n\t<meta property=\"og:image:height\" content=\"457\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/f250bfe7ec16ce4eba7ae37ffd717a9e\"},\"headline\":\"3.473. Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o?\",\"datePublished\":\"2023-04-20T01:37:02+00:00\",\"dateModified\":\"2024-11-28T04:56:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/\"},\"wordCount\":3480,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/1.png\",\"keywords\":[\"Lu\u1eadt s\u01b0 B\u1ea3o hi\u1ec3m\",\"Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng\"],\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/\",\"name\":\"[:vi]3.473. Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o?[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/1.png\",\"datePublished\":\"2023-04-20T01:37:02+00:00\",\"dateModified\":\"2024-11-28T04:56:20+00:00\",\"description\":\"D\u1eabu b\u1ecb xem l\u00e0 \u201cm\u1ea5t b\u00f2 m\u1edbi lo l\u00e0m chu\u1ed3ng\u201d, song nh\u1eefng s\u1ef1 vi\u1ec7c tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u0169ng l\u00e0 d\u1ecbp \u0111\u1ec3 thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd...\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/1.png\",\"width\":698,\"height\":457,\"caption\":\"Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"(Ti\u1ebfng Vi\u1ec7t) 3.473. Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/f250bfe7ec16ce4eba7ae37ffd717a9e\",\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\"},\"sameAs\":[\"https:\\\/\\\/anvilaw.com\"],\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/ductt\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]3.473. Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o?[:] - ANVI Law Firm","description":"D\u1eabu b\u1ecb xem l\u00e0 \u201cm\u1ea5t b\u00f2 m\u1edbi lo l\u00e0m chu\u1ed3ng\u201d, song nh\u1eefng s\u1ef1 vi\u1ec7c tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u0169ng l\u00e0 d\u1ecbp \u0111\u1ec3 thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]3.473. Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o?[:] - ANVI Law Firm","og_description":"D\u1eabu b\u1ecb xem l\u00e0 \u201cm\u1ea5t b\u00f2 m\u1edbi lo l\u00e0m chu\u1ed3ng\u201d, song nh\u1eefng s\u1ef1 vi\u1ec7c tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u0169ng l\u00e0 d\u1ecbp \u0111\u1ec3 thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd...","og_url":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2023-04-20T01:37:02+00:00","article_modified_time":"2024-11-28T04:56:20+00:00","og_image":[{"width":698,"height":457,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1.png","type":"image\/png"}],"author":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"13 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/"},"author":{"name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e"},"headline":"3.473. Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o?","datePublished":"2023-04-20T01:37:02+00:00","dateModified":"2024-11-28T04:56:20+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/"},"wordCount":3480,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1.png","keywords":["Lu\u1eadt s\u01b0 B\u1ea3o hi\u1ec3m","Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng"],"articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/","url":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/","name":"[:vi]3.473. Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o?[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1.png","datePublished":"2023-04-20T01:37:02+00:00","dateModified":"2024-11-28T04:56:20+00:00","description":"D\u1eabu b\u1ecb xem l\u00e0 \u201cm\u1ea5t b\u00f2 m\u1edbi lo l\u00e0m chu\u1ed3ng\u201d, song nh\u1eefng s\u1ef1 vi\u1ec7c tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u0169ng l\u00e0 d\u1ecbp \u0111\u1ec3 thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd...","breadcrumb":{"@id":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1.png","width":698,"height":457,"caption":"Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd"},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/en\/3-473-thanh-loc-thi-truong-bao-hiem-nhan-tho-bang-cach-nao\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"(Ti\u1ebfng Vi\u1ec7t) 3.473. Thanh l\u1ecdc th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1eb1ng c\u00e1ch n\u00e0o?"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e","name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/ductt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/36728","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=36728"}],"version-history":[{"count":1,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/36728\/revisions"}],"predecessor-version":[{"id":44284,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/36728\/revisions\/44284"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/36729"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=36728"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=36728"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=36728"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}