{"id":36731,"date":"2023-04-20T13:40:07","date_gmt":"2023-04-20T06:40:07","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36731"},"modified":"2024-11-28T11:52:57","modified_gmt":"2024-11-28T04:52:57","slug":"3-474-di-tim-nhung-goc-khuat-cua-thi-truong-bao-hiem-nhan-tho","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-474-di-tim-nhung-goc-khuat-cua-thi-truong-bao-hiem-nhan-tho\/","title":{"rendered":"3.474. \u0110i t\u00ecm nh\u1eefng g\u00f3c khu\u1ea5t c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd"},"content":{"rendered":"

\u0110i t\u00ecm nh\u1eefng g\u00f3c khu\u1ea5t c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/span><\/h4>\n
(VN+) – Nh\u01b0 b\u00e0i 1 \u0111\u00e3 \u0111\u1ec1 c\u1eadp \u0111\u1ebfn c\u00e2u chuy\u1ec7n t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m kh\u00f4ng r\u00f5 r\u00e0ng, khi\u1ebfn kh\u00e1ch h\u00e0ng m\u1ea5t ti\u1ec1n. V\u1eady \u0111\u00e2u l\u00e0 nguy\u00ean nh\u00e2n khi\u1ebfn th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ph\u00e1t sinh ti\u00eau c\u1ef1c v\u00e0 thi\u1ebfu l\u00e0nh m\u1ea1nh nh\u01b0 v\u1eady?<\/h5>\n
\"g\u00f3c

Ti\u1ebfn s\u1ef9 C\u1ea5n V\u0103n L\u1ef1c, chuy\u00ean gia kinh t\u1ebf. (\u1ea2nh: Ph\u1ea1m Ki\u00ean\/TTXVN)<\/p><\/div>\n

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C\u00e1c l\u1ee3i \u00edch ti\u1ec1n b\u1ea1c qu\u00e1 l\u1edbn c\u1ee7a vi\u1ec7c k\u00fd \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng, hoa h\u1ed3ng, l\u01b0\u01a1ng th\u01b0\u1edfng, \u00e1p l\u1ef1c \u0111\u1ea1t ch\u1ec9 ti\u00eau doanh s\u1ed1, ch\u1ea5t l\u01b0\u1ee3ng t\u01b0 v\u1ea5n vi\u00ean, n\u1ed9i dung h\u1ee3p \u0111\u1ed3ng d\u00e0i kh\u00f3 hi\u1ec3u… l\u00e0 nh\u1eefng nguy\u00ean nh\u00e2n trong s\u1ed1 r\u1ea5t nhi\u1ec1u nguy\u00ean nh\u00e2n \u0111ang khi\u1ebfn cho th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ph\u00e1t sinh nhi\u1ec1u ti\u00eau c\u1ef1c v\u00e0 ph\u00e1t tri\u1ec3n thi\u1ebfu l\u00e0nh m\u1ea1nh.<\/p>\n

Theo Ti\u1ebfn s\u1ef9 C\u1ea5n V\u0103n L\u1ef1c, chuy\u00ean gia kinh t\u1ebf, c\u00f3 m\u1ed9t s\u1ed1 nguy\u00ean nh\u00e2n ch\u00ednh d\u1eabn \u0111\u1ebfn hi\u1ec7n t\u01b0\u1ee3ng bi\u1ebfn t\u01b0\u1edbng c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd nh\u01b0 v\u1eeba qua.<\/p>\n

Ti\u1ebfn s\u1ef9 C\u1ea5n V\u0103n L\u1ef1c ph\u00e2n t\u00edch v\u1ec1 kh\u00e1ch quan, th\u1eddi gian qua th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh, ch\u1ee9ng kho\u00e1n s\u1ee5t gi\u1ea3m \u0111\u00e3 l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn k\u1ebft qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 c\u1ee7a c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 y\u1ebfu t\u1ed1 \u0111\u1ea7u t\u01b0. Trong khi \u0111\u00f3, h\u1ee3p \u0111\u1ed3ng li\u00ean k\u1ebft v\u1edbi kh\u00e1ch h\u00e0ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 chi\u1ebfm \u0111\u1ebfn 85% khi\u1ebfn nhi\u1ec1u doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111i ch\u1ec7ch h\u01b0\u1edbng.<\/p>\n

V\u1ec1 v\u1ea5n \u0111\u1ec1 ch\u1ee7 quan l\u00e0 ch\u1ea5t l\u01b0\u1ee3ng t\u01b0 v\u1ea5n c\u1ee7a nh\u00e2n vi\u00ean b\u1ea3o hi\u1ec3m ch\u01b0a t\u1ed1t. C\u00e1c t\u01b0 v\u1ea5n vi\u00ean c\u00f3 th\u1ec3 b\u1ecb s\u1ee9c \u00e9p v\u1ec1 doanh thu, ch\u1ea1y theo doanh s\u1ed1 b\u00e1n h\u00e0ng n\u00ean khi t\u01b0 v\u1ea5n ch\u1ec9 n\u00f3i nh\u1eefng m\u1eb7t t\u1ed1t c\u1ee7a s\u1ea3n ph\u1ea9m.<\/p>\n

Nh\u01b0ng theo m\u1ed9t s\u1ed1 chuy\u00ean gia kinh t\u1ebf th\u00ec c\u00f3 th\u1ec3 ch\u00ednh c\u00e1c t\u01b0 v\u1ea5n vi\u00ean c\u0169ng ch\u01b0a \u0111\u1ee7 th\u1eddi gian \u0111\u1ec3 t\u00ecm hi\u1ec3u v\u00e0 hi\u1ec3u h\u1ebft v\u1ec1 s\u1ea3n ph\u1ea9m m\u00e0 h\u1ecd \u0111ang b\u00e1n.<\/p>\n

Hi\u1ec7n \u0111\u1ed9i ng\u0169 t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m th\u00f4ng th\u01b0\u1eddng c\u00f3 3 h\u00ecnh th\u1ee9c g\u1ed3m: c\u00e1c \u0111\u1ea1i l\u00fd (c\u00e1c c\u00e1 nh\u00e2n \u0111\u1ed9c l\u1eadp \u0111\u01b0\u1ee3c c\u00f4ng ty \u0111\u00e0o t\u1ea1o \u0111\u1ec3 \u0111i b\u00e1n b\u1ea3o hi\u1ec3m v\u00e0 h\u01b0\u1edfng hoa h\u1ed3ng t\u1eeb ho\u1ea1t \u0111\u1ed9ng b\u00e1n b\u1ea3o hi\u1ec3m), c\u00e1c ng\u00e2n h\u00e0ng ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m, ho\u1eb7c th\u1ee9 ba l\u00e0 t\u01b0 v\u1ea5n t\u1ea1i ch\u00ednh c\u00e1c v\u0103n ph\u00f2ng c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n

\u0110\u1ec3 th\u1ef1c hi\u1ec7n ch\u1ec9 ti\u00eau t\u0103ng tr\u01b0\u1edfng v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, nhi\u1ec1u \u0111\u1ed9i nh\u00f3m kinh doanh \u0111\u00e3 li\u00ean t\u1ee5c tuy\u1ec3n d\u1ee5ng, \u0111\u00e0o t\u1ea1o nh\u1eefng t\u01b0 v\u1ea5n vi\u00ean m\u1edbi \u0111\u1ec3 \u0111i t\u00ecm doanh s\u1ed1.<\/p>\n

“\u0110i\u1ec1u ki\u1ec7n tuy\u1ec3n ch\u1ecdn tr\u1edf th\u00e0nh t\u01b0 v\u1ea5n vi\u00ean kh\u00e1 \u0111\u01a1n gi\u1ea3n, ch\u1ec9 c\u1ea7n c\u00f3 th\u1eddi gian d\u00f9 b\u1ea1n \u0111ang l\u00e0m m\u1ed9t c\u00f4ng vi\u1ec7c kh\u00e1c nh\u01b0ng v\u1eabn c\u00f3 th\u1ec3 ki\u00eam th\u00eam vi\u1ec7c b\u00e1n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd. Khi m\u1ecdi vi\u1ec7c kh\u00f4ng thu\u1eadn l\u1ee3i, t\u01b0 v\u1ea5n vi\u00ean c\u00f3 th\u1ec3 ng\u01b0ng vi\u1ec7c, nh\u1ea3y sang c\u00f4ng ty kh\u00e1c ho\u1eb7c ngh\u1ec9 h\u1eb3n. Nh\u1eefng kh\u00f3a \u0111\u00e0o t\u1ea1o t\u01b0 v\u1ea5n vi\u00ean c\u0169ng th\u01b0\u1eddng ch\u1ec9 k\u00e9o d\u00e0i v\u00e0i ng\u00e0y, sau \u0111\u00f3 c\u00f3 th\u1ec3 b\u1eaft tay v\u00e0o c\u00f4ng vi\u1ec7c,” anh Tr\u1ea7n Thanh S\u01a1n, m\u1ed9t nh\u00e2n vi\u00ean\u00a0t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/strong>\u00a0cho bi\u1ebft.<\/p>\n

M\u1ed9t nguy\u00ean nh\u00e2n kh\u00e1c c\u0169ng khi\u1ebfn b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd g\u00e2y b\u1ee9c x\u00fac th\u1eddi gian qua \u0111\u00f3 l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m th\u01b0\u1eddng qu\u00e1 d\u00e0i v\u00e0 kh\u00f3 hi\u1ec3u.<\/h5>\n

“Ki\u1ebfn th\u1ee9c v\u1ec1 b\u1ea3o hi\u1ec3m r\u1ea5t ph\u1ee9c t\u1ea1p. Ch\u00fang t\u00f4i l\u00e0 nh\u1eefng ng\u01b0\u1eddi trong ngh\u1ec1 nh\u01b0ng ki\u1ebfn th\u1ee9c trong l\u0129nh v\u1ef1c n\u00e0y c\u0169ng kh\u00f4ng d\u1ec5 d\u00e0ng. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m qu\u00e1 d\u00e0i, l\u00ean t\u1edbi 80-100 trang. T\u00f4i ngh\u0129, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ch\u1ec9 c\u1ea7n 10-20 trang \u0111\u1ec3 ng\u01b0\u1eddi mua \u0111\u1ecdc d\u1ec5 hi\u1ec3u,” Ti\u1ebfn s\u1ef9 C\u1ea5n V\u0103n L\u1ef1c n\u00f3i.<\/p>\n

C\u00f9ng v\u1edbi \u0111\u00f3, kh\u00e1ch h\u00e0ng c\u0169ng kh\u00e1 ch\u1ee7 quan, tin t\u01b0\u1edfng qu\u00e1 nhi\u1ec1u v\u00e0o t\u01b0 v\u1ea5n vi\u00ean d\u1eabn \u0111\u1ebfn kh\u00f4ng \u0111\u1ecdc k\u1ef9 h\u1ee3p \u0111\u1ed3ng m\u00e0 \u0111\u00e3 \u0111\u1eb7t b\u00fat k\u00fd.<\/p>\n

Kh\u00f4ng ch\u1ec9 c\u00f3 anh.T, ch\u1ecb.G, hay di\u1ec5n vi\u00ean Ng\u1ecdc Lan m\u00e0 nhi\u1ec1u kh\u00e1ch h\u00e0ng cho bi\u1ebft v\u00ec tin t\u01b0\u1edfng n\u00ean trong qu\u00e1 tr\u00ecnh t\u01b0 v\u1ea5n vi\u00ean b\u1ea3o hi\u1ec3m, nh\u00e2n vi\u00ean \u1edf ng\u00e2n h\u00e0ng t\u01b0 v\u1ea5n, kh\u00e1ch h\u00e0ng \u0111\u00e3 kh\u00f4ng ghi \u00e2m\/ghi h\u00ecnh l\u00e0m b\u1eb1ng ch\u1ee9ng, th\u1eadm ch\u00ed kh\u00f4ng c\u00f3 tin nh\u1eafn trao \u0111\u1ed5i v\u1edbi nh\u00e2n vi\u00ean \u1edf ng\u00e2n h\u00e0ng.<\/p>\n

V\u00ec th\u1ebf, \u0111\u1ebfn khi mu\u1ed1n khi\u1ebfu n\u1ea1i, kh\u00e1ch h\u00e0ng kh\u00f4ng li\u00ean h\u1ec7 \u0111\u01b0\u1ee3c ng\u01b0\u1eddi \u0111\u00e3 t\u01b0 v\u1ea5n c\u0169ng nh\u01b0 ng\u01b0\u1eddi \u0111\u1ea1i l\u00fd \u0111\u1ee9ng t\u00ean tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, kh\u00f4ng c\u00f3 b\u1eb1ng ch\u1ee9ng v\u1ec1 ng\u01b0\u1eddi t\u01b0 v\u1ea5n.<\/p>\n

Trao \u0111\u1ed5i v\u1edbi b\u00e1o ch\u00ed, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>, cho r\u1eb1ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 \u0111\u1ed9 ph\u1ee9c t\u1ea1p cao, h\u1ee3p \u0111\u1ed3ng g\u1ea7n 100 trang nh\u01b0ng nhi\u1ec1u khi ng\u01b0\u1eddi trong ng\u00e0nh t\u00e0i ch\u00ednh, gi\u00e1o s\u01b0, ti\u1ebfn s\u1ef9 \u0111\u1ecdc ch\u01b0a ch\u1eafc hi\u1ec3u \u0111\u01b0\u1ee3c h\u1ebft. Trong khi kh\u00e1ch h\u00e0ng th\u01b0\u1eddng kh\u00f4ng \u0111\u1ecdc, kh\u00f4ng hi\u1ec3u h\u1ebft c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng m\u00e0 ch\u1ec9 nghe t\u01b0 v\u1ea5n l\u00e0 k\u00fd. Do \u0111\u00f3, ch\u1ec9 c\u1ea7n m\u1ed9t t\u1eeb “l\u1eaft l\u00e9o” trong h\u1ee3p \u0111\u1ed3ng \u0111\u1ebfn khi x\u1ea3y ra tranh ch\u1ea5p \u1edf t\u00f2a \u00e1n th\u00ec kh\u00e1ch h\u00e0ng c\u0169ng thua.<\/em><\/p>\n

Theo Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, ng\u01b0\u1eddi mua y\u1ebfu th\u1ebf, do kh\u00f4ng n\u1eafm th\u00f4ng tin, chuy\u00ean m\u00f4n n\u00ean d\u00f9 sao l\u1ed7i c\u0169ng \u00edt h\u01a1n. C\u00f2n c\u00e1c c\u00f4ng ty, ng\u00e2n h\u00e0ng l\u00e0 nh\u1eefng \u0111\u01a1n v\u1ecb chuy\u00ean m\u00f4n, khi kh\u00e1ch h\u00e0ng k\u00fd v\u00e0o h\u1ee3p \u0111\u1ed3ng m\u00e0 h\u1ecd so\u1ea1n s\u1eb5n, \u0111\u1eb7c bi\u1ec7t k\u00fd nh\u1eefng h\u1ee3p \u0111\u1ed3ng c\u00f3 gi\u00e1 tr\u1ecb l\u1edbn th\u00ec c\u0169ng c\u1ea7n ki\u1ec3m tra l\u1ea1i l\u1ea7n n\u1eefa xem kh\u00e1ch h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n \u0111\u00fang ch\u01b0a. Th\u00f4ng th\u01b0\u1eddng kh\u00e1ch h\u00e0ng ch\u1ec9 nh\u1eadn \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n m\u1ed9t ph\u1ea7n s\u1ef1 th\u1eadt, nh\u1eefng \u0111i\u1ec1u t\u1ed1t \u0111\u1eb9p \u0111\u01b0\u1ee3c ch\u1ec9 ra, c\u00f2n x\u1ea5u th\u00ec t\u01b0 v\u1ea5n \u00edt ho\u1eb7c kh\u00f4ng \u0111\u1ec1 c\u1eadp.<\/em><\/p>\n

Do \u0111\u00f3, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>\u00a0ki\u1ebfn ngh\u1ecb doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m<\/strong>\u00a0ph\u1ea3i l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m k\u1ec3 c\u1ea3 kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u01b0ng v\u1eabn t\u00e2m ph\u1ee5c kh\u1ea9u ph\u1ee5c, kh\u00f4ng c\u1ea3m th\u1ea5y b\u1ecb l\u1eeba, b\u1ecb b\u1eaby, c\u00f2n n\u1ebfu kh\u00e1ch h\u00e0ng v\u1eabn kh\u00f4ng h\u00e0i l\u00f2ng th\u00ec ph\u1ea3i t\u01b0 v\u1ea5n \u0111\u1ec3 kh\u00e1ch h\u00e0ng hi\u1ec3u \u0111\u1ee7 th\u00f4ng tin.<\/em><\/p>\n

Ti\u1ebfn s\u1ef9 C\u1ea5n V\u0103n L\u1ef1c cho r\u1eb1ng hi\u1ec7n ch\u00fang ta c\u00f3 quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 nhi\u1ec1u l\u0129nh v\u1ef1c; trong \u0111\u00f3 c\u00f3 Th\u00f4ng t\u01b0 h\u01b0\u1edbng d\u1eabn Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m, B\u1ed9 T\u00e0i ch\u00ednh c\u1ea7n s\u1edbm ban h\u00e0nh th\u00f4ng t\u01b0, quy \u0111\u1ecbnh, h\u01b0\u1edbng d\u1eabn, tri\u1ec3n khai Lu\u1eadt. C\u00f9ng v\u1edbi \u0111\u00f3,\u00a0Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc<\/strong>\u00a0ti\u1ebfp t\u1ee5c r\u00e0 so\u00e1t l\u1ea1i th\u00f4ng t\u01b0 \u0111\u1ec3 l\u00e0m t\u1ed1t h\u01a1n vi\u1ec7c li\u00ean k\u1ebft gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p.<\/p>\n

Ti\u1ebfn s\u1ef9\u00a0C\u1ea5n V\u0103n L\u1ef1c c\u0169ng ki\u1ebfn ngh\u1ecb m\u1eabu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ea7n \u0111\u01a1n gi\u1ea3n, ng\u1eafn g\u1ecdn. C\u1ea7n ti\u1ebfp t\u1ee5c chu\u1ea9n h\u00f3a m\u1eabu h\u1ee3p \u0111\u1ed3ng nh\u1eefng s\u1ea3n ph\u1ea9m li\u00ean k\u1ebft v\u1ed1n r\u1ea5t ph\u1ee9c t\u1ea1p ph\u1ea3i c\u00f3 ki\u1ebfn th\u1ee9c chuy\u00ean ng\u00e0nh \u0111\u1ec3 hi\u1ec3u; c\u00f3 b\u1ed9 h\u1ee3p \u0111\u1ed3ng m\u1eabu \u0111\u1ec3 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u1ef1c hi\u1ec7n, ph\u1ea3i quy \u0111\u1ecbnh r\u00f5 trong h\u1ee3p \u0111\u1ed3ng ph\u1ea3i c\u00f3 b\u1ea3n t\u00f3m t\u1eaft.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, h\u1ec7 th\u1ed1ng t\u00edn d\u1ee5ng, c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u1ea7n r\u00e0 so\u00e1t l\u1ea1i c\u01a1 ch\u1ebf, ch\u00ednh s\u00e1ch, quy tr\u00ecnh, chu\u1ea9n h\u00f3a h\u01a1n n\u1eefa \u0111\u1ed9i ng\u0169 t\u01b0 v\u1ea5n. V\u1edbi \u0111\u1ed9i ng\u0169 t\u01b0 v\u1ea5n c\u0169ng ph\u1ea3i ph\u00e2n lo\u1ea1i nh\u01b0: t\u01b0 v\u1ea5n th\u00f4ng th\u01b0\u1eddng c\u1ea7n c\u00f3 m\u1ed9t \u0111\u1ed9i ng\u0169 ri\u00eang; v\u1edbi s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0 c\u0169ng c\u1ea7n ph\u1ea3i h\u00ecnh th\u00e0nh \u0111\u1ed9i t\u01b0 v\u1ea5n chuy\u00ean nghi\u1ec7p m\u1edbi \u0111\u01b0\u1ee3c h\u00e0nh ngh\u1ec1.<\/p>\n

\u1ea2nh minh h\u1ecda.<\/h6>\n

\u0110\u1eb7c bi\u1ec7t, v\u1edbi kh\u00e1ch h\u00e0ng khi tham gia mua s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, c\u00e1c chuy\u00ean gia nh\u1ea5n m\u1ea1nh c\u1ea7n ph\u1ea3i n\u1eafm nh\u1eefng \u0111i\u1ec1u kho\u1ea3n c\u01a1 b\u1ea3n, n\u1ebfu kh\u00f4ng hi\u1ec3u bi\u1ebft v\u00e0 kh\u00f4ng ch\u1eafc ch\u1eafn, kh\u00f4ng y\u00ean t\u00e2m th\u00ec kh\u00f4ng nh\u1ea5t thi\u1ebft ph\u1ea3i tham gia s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0.<\/p>\n

Th\u1ee9 tr\u01b0\u1edfng B\u1ed9 T\u00e0i ch\u00ednh Cao Anh Tu\u1ea5n c\u0169ng v\u1eeba y\u00eau c\u1ea7u c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd r\u00e0 so\u00e1t l\u1ea1i quy tr\u00ecnh b\u00e1n c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, c\u00f3 gi\u1ea3i ph\u00e1p x\u1eed l\u00fd k\u1ecbp th\u1eddi c\u00e1c ph\u00e1t sinh v\u01b0\u1edbng m\u1eafc trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n cung c\u1ea5p d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd cho kh\u00e1ch h\u00e0ng, h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng nh\u00e2n vi\u00ean, \u0111\u1ea1i l\u00fd t\u01b0 v\u1ea5n thi\u1ebfu trung th\u1ef1c v\u1edbi kh\u00e1ch h\u00e0ng tham gia b\u1ea3o hi\u1ec3m.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, Th\u1ee9 tr\u01b0\u1edfng Cao Anh Tu\u1ea5n c\u0169ng \u0111\u1ec1 ngh\u1ecb doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ea7n nghi\u00ean c\u1ee9u b\u1ed5 sung, ho\u00e0n thi\u1ec7n c\u00e1c quy \u0111\u1ecbnh v\u00e0 quy tr\u00ecnh, th\u1ee7 t\u1ee5c \u0111\u1ea3m b\u1ea3o r\u00f5 r\u00e0ng, minh b\u1ea1ch \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a kh\u00e1ch h\u00e0ng, qu\u1ea3n l\u00fd ch\u1ea5t l\u01b0\u1ee3ng \u0111\u1ea1i l\u00fd trong qu\u00e1 tr\u00ecnh t\u01b0 v\u1ea5n v\u00e0 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ea1i c\u00e1c v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt v\u1ec1 kinh doanh b\u1ea3o hi\u1ec3m.<\/p>\n

\u0110\u1ed1i v\u1edbi nh\u00f3m v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn c\u00e1c y\u00eau c\u1ea7u, khi\u1ebfu n\u1ea1i, t\u1ed1 c\u00e1o c\u1ee7a kh\u00e1ch h\u00e0ng khi tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, C\u1ee5c\u00a0Qu\u1ea3n l\u00fd, Gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh) c\u1ea7n x\u00e2y d\u1ef1ng quy tr\u00ecnh x\u1eed l\u00fd \u0111\u1ed1i v\u1edbi c\u00e1c th\u00f4ng tin ph\u1ea3n \u00e1nh li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c \u0111\u01a1n v\u1ecb li\u00ean quan x\u00e2y d\u1ef1ng quy ch\u1ebf ph\u1ed1i h\u1ee3p, trao \u0111\u1ed5i, cung c\u1ea5p v\u00e0 x\u1eed l\u00fd c\u00e1c th\u00f4ng tin ti\u1ebfp nh\u1eadn qua c\u00e1c k\u00eanh th\u00f4ng tin ph\u1ea3n \u00e1nh tr\u1ef1c ti\u1ebfp, \u0111\u01a1n th\u01b0, \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng; \u0111\u1ed3ng th\u1eddi t\u1ed5 ch\u1ee9c thanh tra, ki\u1ec3m tra theo ch\u1ee9c n\u0103ng v\u00e0 nhi\u1ec7m v\u1ee5 \u0111\u01b0\u1ee3c giao.\/.<\/p>\n

Th\u00f9y D\u01b0\u01a1ng (TTXVN\/Vietnam+)<\/strong><\/h5>\n

———-<\/em><\/p>\n

VietNam Plus (T\u00e0i ch\u00ednh) ng\u00e0y 20-4-2023:<\/em><\/strong><\/p>\n

https:\/\/www.vietnamplus.vn\/bai-2-khach-mua-bao-hiem-nhan-tho-mat-tien-ai-chiu-trach-nhiem\/858083.vnp<\/a><\/em><\/p>\n

(263\/1.538) #BHNT #Nganhang #baohiem<\/em>","protected":false},"excerpt":{"rendered":"

\u0110i t\u00ecm nh\u1eefng g\u00f3c khu\u1ea5t c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd (VN+) – Nh\u01b0 b\u00e0i 1 \u0111\u00e3 \u0111\u1ec1 c\u1eadp \u0111\u1ebfn c\u00e2u chuy\u1ec7n t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m kh\u00f4ng r\u00f5 r\u00e0ng, khi\u1ebfn kh\u00e1ch h\u00e0ng m\u1ea5t ti\u1ec1n. V\u1eady \u0111\u00e2u l\u00e0 nguy\u00ean nh\u00e2n khi\u1ebfn th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ph\u00e1t sinh ti\u00eau c\u1ef1c v\u00e0 thi\u1ebfu l\u00e0nh m\u1ea1nh […]<\/p>\n","protected":false},"author":2,"featured_media":36732,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51,36],"class_list":["post-36731","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.474. \u0110i t\u00ecm nh\u1eefng g\u00f3c khu\u1ea5t c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"G\u00f3c khu\u1ea5t | \u0110\u00e2u l\u00e0 nguy\u00ean nh\u00e2n khi\u1ebfn th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ph\u00e1t sinh ti\u00eau c\u1ef1c v\u00e0 thi\u1ebfu l\u00e0nh m\u1ea1nh nh\u01b0 v\u1eady?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/3-474-di-tim-nhung-goc-khuat-cua-thi-truong-bao-hiem-nhan-tho\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.474. \u0110i t\u00ecm nh\u1eefng g\u00f3c khu\u1ea5t c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd[:] - 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