{"id":36779,"date":"2023-04-20T17:59:21","date_gmt":"2023-04-20T10:59:21","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36779"},"modified":"2024-11-28T11:40:24","modified_gmt":"2024-11-28T04:40:24","slug":"3-477-tinh-tiet-vu-hon-30-don-to-cao-scb-va-manulife-ban-bao-hiem-nhan-tho-gay-mat-tien","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-477-tinh-tiet-vu-hon-30-don-to-cao-scb-va-manulife-ban-bao-hiem-nhan-tho-gay-mat-tien\/","title":{"rendered":"3.477. T\u00ecnh ti\u1ebft v\u1ee5 h\u01a1n 30 \u0111\u01a1n t\u1ed1 c\u00e1o SCB v\u00e0 Manulife b\u00e1n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd g\u00e2y m\u1ea5t ti\u1ec1n?"},"content":{"rendered":"<h4><span style=\"color: #723918;\">T\u00ecnh ti\u1ebft v\u1ee5 h\u01a1n 30 \u0111\u01a1n t\u1ed1 c\u00e1o SCB v\u00e0 Manulife b\u00e1n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd g\u00e2y m\u1ea5t ti\u1ec1n?<\/span><\/h4>\n<h5><strong>(TN) &#8211; R\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng t\u1ed1 nh\u00e2n vi\u00ean Ng\u00e2n h\u00e0ng SCB v\u00e0 C\u00f4ng ty B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd Manulife \u0111\u01b0a ra c\u00e1c th\u00f4ng tin t\u01b0 v\u1ea5n kh\u00f4ng ch\u00ednh x\u00e1c khi\u1ebfn h\u1ecd m\u1ea5t ti\u1ec1n. C\u00e1c \u0111\u01a1n t\u1ed1 c\u00e1o \u0111\u01b0\u1ee3c ph\u00eda c\u00f4ng an ti\u1ebfp nh\u1eadn v\u00e0 s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ebfn c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n xem x\u00e9t, gi\u1ea3i quy\u1ebft sau khi \u0111\u01b0\u1ee3c ph\u00e2n lo\u1ea1i.<\/strong><\/h5>\n<p>M\u1ed9t l\u00e3nh \u0111\u1ea1o c\u1ee5c Qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh) n\u00f3i \u0111\u01a1n v\u1ecb n\u00e0y m\u1edbi nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng tin h\u01a1n 30 ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n t\u1ed1 c\u00e1o SCB v\u00e0\u00a0Manulife\u00a0\u0111\u1ebfn C\u00f4ng an TPHCM qua b\u00e1o ch\u00ed.<\/p>\n<p>&#8220;\u0110\u00e3 c\u00f3 quy \u0111\u1ecbnh v\u1ec1 nh\u1eadn, x\u1eed l\u00fd \u0111\u01a1n t\u1ed1 c\u00e1o r\u00f5 r\u00e0ng. B\u1ea5t c\u1ee9 \u0111\u01a1n v\u1ecb n\u00e0o nh\u1eadn \u0111\u01b0\u1ee3c s\u1ebd ph\u00e2n lo\u1ea1i theo n\u1ed9i dung xem thu\u1ed9c tr\u00e1ch nhi\u1ec7m \u0111\u01a1n v\u1ecb n\u00e0o m\u1edbi c\u00f3 phi\u1ebfu chuy\u1ec3n \u0111\u01a1n. Ch\u1eb3ng h\u1ea1n, n\u1ebfu li\u00ean quan \u0111\u1ebfn l\u1eeba \u0111\u1ea3o, ph\u1ea1m t\u1ed9i s\u1ebd l\u00e0 c\u01a1 quan c\u00f4ng an x\u1eed l\u00fd; li\u00ean quan \u0111\u1ebfn\u00a0doanh nghi\u1ec7p\u00a0s\u1ebd chuy\u1ec3n t\u1edbi doanh nghi\u1ec7p; li\u00ean quan \u0111\u1ebfn ng\u00e2n h\u00e0ng s\u1ebd chuy\u1ec3n \u0111\u1ebfn ph\u00eda ng\u00e2n h\u00e0ng&#8221;, v\u1ecb n\u00e0y th\u00f4ng tin.<\/p>\n<div id=\"attachment_36780\" class=\"wp-caption alignright\" style=\"width: auto\"><img loading=\"lazy\" decoding=\"async\" class=\"img-fluid img-fluid wp-image-36780 size-medium\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1-10-450x337.jpg\" alt=\"t\u1ed1 c\u00e1o SCB v\u00e0 Manulife b\u00e1n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\" width=\"450\" height=\"337\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1-10-450x337.jpg 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1-10-768x575.jpg 768w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/04\/1-10.jpg 800w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><p class=\"wp-caption-text\">Ng\u00e0y 18\/4 nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n \u0111\u00e3 t\u1edbi v\u0103n ph\u00f2ng C\u01a1 quan c\u1ea3nh s\u00e1t \u0111i\u1ec1u tra C\u00f4ng an TP.H\u1ed3 Ch\u00ed Minh n\u1ed9p \u0111\u01a1n t\u1ed1 c\u00e1o Ng\u00e2n h\u00e0ng SCB li\u00ean k\u1ebft v\u1edbi Manulife c\u00f3 h\u00e0nh vi chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n c\u1ee7a kh\u00e1ch h\u00e0ng<\/p><\/div>\n<p>L\u00e3nh \u0111\u1ea1o C\u1ee5c Qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m c\u0169ng cho bi\u1ebft \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u01a1n th\u01b0 c\u1ee7a c\u00f4ng d\u00e2n c\u00f3 n\u1ed9i dung li\u00ean quan \u0111\u1ebfn vi\u1ec7c mua s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m c\u1ee7a C\u00f4ng ty TNHH\u00a0Manulife\u00a0th\u00f4ng qua SCB. &#8220;Ch\u00fang t\u00f4i \u0111ang th\u1ef1c hi\u1ec7n c\u00f4ng t\u00e1c ki\u1ec3m tra. C\u00e1c tr\u01b0\u1eddng h\u1ee3p ph\u00e1t hi\u1ec7n vi ph\u1ea1m s\u1ebd \u0111\u01b0\u1ee3c ti\u1ebfn h\u00e0nh x\u1eed l\u00fd nghi\u00eam ho\u1eb7c chuy\u1ec3n c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n gi\u1ea3i quy\u1ebft theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt&#8221;, l\u00e3nh \u0111\u1ea1o C\u1ee5c n\u00e0y n\u00f3i.<\/p>\n<p>T\u1eeb th\u00e1ng 10\/2022 \u0111\u1ebfn th\u00e1ng 2 v\u1eeba qua, C\u1ee5c \u0111\u00e3 nhi\u1ec1u l\u1ea7n l\u00e0m vi\u1ec7c tr\u1ef1c ti\u1ebfp c\u0169ng nh\u01b0 c\u00f3 c\u00e1c c\u00f4ng v\u0103n y\u00eau c\u1ea7u C\u00f4ng ty TNHH\u00a0Manulife\u00a0kh\u1ea9n tr\u01b0\u01a1ng, t\u0103ng c\u01b0\u1eddng c\u00e1c ngu\u1ed3n l\u1ef1c \u0111\u1ec3 xem x\u00e9t, gi\u1ea3i quy\u1ebft c\u00e1c tr\u01b0\u1eddng h\u1ee3p khi\u1ebfu n\u1ea1i c\u1ee7a kh\u00e1ch h\u00e0ng theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u00e0 th\u1ecfa thu\u1eadn t\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a kh\u00e1ch h\u00e0ng tham gia b\u1ea3o hi\u1ec3m.<\/p>\n<h5><strong>Chuy\u1ec3n \u0111\u01a1n th\u01b0 sang c\u01a1 quan c\u00f4ng an<\/strong><\/h5>\n<p>Theo v\u0103n b\u1ea3n do Ph\u00f3 C\u1ee5c tr\u01b0\u1edfng C\u1ee5c Gi\u00e1m s\u00e1t B\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh) Do\u00e3n Thanh Tu\u1ea5n v\u1eeba k\u00fd, B\u1ed9 n\u00e0y \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u01a1n\u00a0t\u1ed1 c\u00e1o\u00a0c\u1ee7a c\u00e1c c\u00f4ng d\u00e2n ph\u1ea3n \u00e1nh vi\u1ec7c gi\u1edbi thi\u1ec7u, t\u01b0 v\u1ea5n mua b\u1ea3o hi\u1ec3m c\u1ee7a nh\u00e2n vi\u00ean\u00a0ng\u00e2n h\u00e0ng SCB\u00a0&#8211; \u0111\u1ea1i l\u00fd c\u1ee7a C\u00f4ng ty TNHH\u00a0Manulife\u00a0Vi\u1ec7t Nam.<\/p>\n<p>C\u00e1c \u0111\u01a1n th\u01b0 c\u00f9ng t\u1ed1 gi\u00e1c vi\u1ec7c \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m c\u1ee7a\u00a0Manulife\u00a0v\u00e0 nh\u00e2n vi\u00ean\u00a0ng\u00e2n h\u00e0ng SCB\u00a0c\u00f3 h\u00e0nh vi l\u1eeba \u0111\u1ea3o, gi\u1ea3 m\u1ea1o \u0111\u1ec1 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u1ec1 ngh\u1ecb c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n x\u00e1c minh, kh\u1edfi t\u1ed1 h\u00ecnh s\u1ef1 \u0111\u1ec3 di\u1ec1u tra, \u0111\u01b0a ra truy t\u1ed1, x\u00e9t x\u1eed c\u00e1 nh\u00e2n, t\u1eadp th\u1ec3 l\u1eeba \u0111\u1ea3o, bu\u1ed9c\u00a0ng\u00e2n h\u00e0ng SCB\u00a0v\u00e0 Munuflie gi\u1ea3i quy\u1ebft tr\u1ea3 l\u1ea1i ti\u1ec1n cho nh\u1eefng ng\u01b0\u1eddi mua c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m.<\/p>\n<p>C\u0103n c\u1ee9 quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh, B\u1ed9 T\u00e0i ch\u00ednh \u0111\u00e3 chuy\u1ec3n \u0111\u01a1n \u0111\u1ebfn C\u1ee5c C\u1ea3nh s\u00e1t \u0111i\u1ec1u tra t\u1ed9i ph\u1ea1m v\u1ec1 tham nh\u0169ng, kinh t\u1ebf bu\u00f4n l\u1eadu, B\u1ed9 C\u00f4ng an (C03) \u0111\u1ec3 \u0111\u01b0\u1ee3c xem x\u00e9t, gi\u1ea3i quy\u1ebft theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u00e0 th\u00f4ng b\u00e1o k\u1ebft qu\u1ea3 \u0111\u1ebfn B\u1ed9 T\u00e0i ch\u00ednh.<\/p>\n<p>Tr\u01b0\u1edbc \u0111\u00f3, nhi\u1ec1u kh\u00e1ch h\u00e0ng \u0111\u00e3 c\u00f3 \u0111\u01a1n\u00a0t\u1ed1 c\u00e1o\u00a0g\u1eedi \u0111\u1ebfn c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng v\u1ec1 vi\u1ec7c C\u00f4ng ty TNHH\u00a0Manulife\u00a0Vi\u1ec7t Nam, b\u00e1n b\u1ea3o hi\u1ec3m th\u00f4ng qua k\u00eanh \u0111\u1ed1i t\u00e1c\u00a0ng\u00e2n h\u00e0ng SCB\u00a0c\u00f3 h\u00e0nh vi l\u1eeba d\u1ed1i kh\u00e1ch h\u00e0ng. C\u00e1c n\u1ed9i dung\u00a0t\u1ed1 c\u00e1o\u00a0li\u00ean quan \u0111\u1ebfn c\u00e1c n\u1ed9i dung: \u0110\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m v\u00e0 nh\u00e2n vi\u00ean SCB ti\u1ebfp th\u1ecb, gi\u1ea3i th\u00edch sai l\u00e0m m\u1ecdi ng\u01b0\u1eddi nh\u1ea7m l\u1eabn v\u00e0 k\u00fd k\u1ebft H\u1ee3p \u0111\u1ed3ng kh\u00f4ng \u0111\u00fang v\u1edbi m\u1ee5c \u0111\u00edch c\u1ee7a m\u00ecnh v\u00e0 c\u00e1ch t\u1ed5 ch\u1ee9c b\u00e1n b\u1ea3o hi\u1ec3m v\u00e0 th\u00e1i \u0111\u1ed9 gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i c\u1ee7a\u00a0Manulife\u00a0l\u00e0 tr\u1ed1n tr\u00e1nh, ph\u1ee7i tay, v\u00f4 tr\u00e1ch nhi\u1ec7m.<\/p>\n<p>C\u1ee5 th\u1ec3, n\u0103m 2020, nh\u1eefng ng\u01b0\u1eddi g\u1eedi \u0111\u01a1n (h\u1ea7u h\u1ebft l\u00e0 nh\u1eefng ng\u01b0\u1eddi l\u1edbn tu\u1ed5i, \u0111\u00e3 ngh\u1ec9 h\u01b0u) \u0111\u1ebfn SCB \u0111\u1ec3 g\u1eedi ti\u1ebft ki\u1ec7m. T\u1ea1i qu\u1ea7y c\u1ee7a SCB, h\u1ecd \u0111\u01b0\u1ee3c 2 nh\u00e2n vi\u00ean (1 c\u1ee7a SCB, 1 c\u1ee7a\u00a0Manulife) \u0111\u00f3n ti\u1ebfp, t\u01b0 v\u1ea5n tham gia h\u1ee3p \u0111\u1ed3ng v\u1edbi t\u00ean \u201cT\u00e2m an \u0111\u1ea7u t\u01b0\u201d nh\u01b0 m\u1ed9t h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m c\u00f3 l\u00e3i su\u1ea5t cao h\u01a1n ng\u00e2n h\u00e0ng (l\u00e3i kho\u1ea3ng 10%\/n\u0103m). Th\u1eddi gian h\u1ee3p \u0111\u1ed3ng l\u00e0 5 n\u0103m, trong \u0111\u00f3 c\u00f3 m\u1ed9t ph\u1ea7n \u0111\u1ea7u t\u01b0 linh ho\u1ea1t sau 1 n\u0103m c\u00f3 th\u1ec3 r\u00fat ra tr\u01b0\u1edbc h\u1ea1n n\u1ebfu c\u1ea7n.<\/p>\n<p>V\u1edbi l\u1eddi m\u1eddi ch\u00e0o h\u1ea5p d\u1eabn, m\u1eadp m\u1edd v\u00e0 tin t\u01b0\u1edfng v\u00e0o\u00a0ng\u00e2n h\u00e0ng SCB\u00a0n\u00ean r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00e3 tham gia h\u1ee3p \u0111\u1ed3ng. Vi\u1ec7c thu n\u1ed9p ti\u1ec1n do ng\u00e2n h\u00e0ng thu (tr\u00ean s\u1ed5 ti\u1ebft ki\u1ec7m ho\u1eb7c ti\u1ec1n g\u1eedi t\u1ea1i ng\u00e2n h\u00e0ng), kho\u1ea3ng n\u1eeda th\u00e1ng sau m\u1edbi chuy\u1ec3n tr\u1ea3 l\u1ea1i h\u1ee3p \u0111\u1ed3ng (b\u1ea3n photo) v\u00e0 nh\u1eafc xem l\u1ea1i t\u00ean, s\u1ed1 ti\u1ec1n n\u1ed9p, l\u01b0u \u00fd gi\u1eef h\u1ee3p \u0111\u1ed3ng nh\u01b0 m\u1ed9t s\u1ed5 ti\u1ebft ki\u1ec7m m\u00e0 kh\u00f4ng nh\u1eafc g\u00ec th\u00eam.<\/p>\n<h5>C\u00e1c \u0111\u01a1n th\u01b0 t\u1ed1 gi\u00e1c vi\u1ec7c \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m c\u1ee7a Manulife v\u00e0 nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng SCB c\u00f3 h\u00e0nh vi l\u1eeba \u0111\u1ea3o, gi\u1ea3 m\u1ea1o \u0111\u1ec3 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/h5>\n<p>1 n\u0103m sau, nh\u1eefng ng\u01b0\u1eddi n\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o t\u1eeb b\u1ea3o hi\u1ec3m\u00a0Manulife\u00a0y\u00eau c\u1ea7u \u0111\u00f3ng ph\u00ed duy tr\u00ec h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m h\u00e0ng tr\u0103m tri\u1ec7u \u0111\u1ed3ng cho m\u1ed7i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Gi\u1ea3i th\u00edch \u0111i\u1ec1u n\u00e0y, nh\u00e2n vi\u00ean SCB tr\u1ea3 l\u1eddi r\u1eb1ng do \u0111\u00e3 k\u00fd h\u1ee3p \u0111\u1ed3ng \u201c T\u00e2m an \u0111\u1ea7u t\u01b0\u201d. L\u00fac n\u00e0y kh\u00e1ch h\u00e0ng m\u1edbi bi\u1ebft \u0111\u00e3 nh\u1ea7m l\u1eabn v\u00e0 nh\u01b0 b\u1ecb \u201cs\u1eadp b\u1eaby&#8221;.<\/p>\n<p>Ph\u00eda b\u1ea3o hi\u1ec3m\u00a0Manulife\u00a0c\u0169ng kh\u00f4ng th\u00f4ng b\u00e1o hay c\u1ea3nh b\u00e1o cho kh\u00e1ch h\u00e0ng bi\u1ebft \u0111\u1ec3 theo d\u00f5i h\u1ee3p \u0111\u1ed3ng, c\u1ed1 t\u00ecnh m\u1eadp m\u1edd \u0111\u1ec3 kh\u00e1ch h\u00e0ng hi\u1ec3u nh\u1ea7m.\u00a0Manulife\u00a0c\u0169ng kh\u00f4ng li\u00ean h\u1ec7 hay \u0111i\u1ec7n tho\u1ea1i nh\u1eafc kh\u00e1ch h\u00e0ng c\u00f3 21 ng\u00e0y c\u00e2n nh\u1eafc hu\u1ef7 h\u1ee3p \u0111\u1ed3ng n\u00ean vi\u1ec7c k\u00fd h\u1ee3p \u0111\u1ed3ng sai m\u1ee5c \u0111\u00edch d\u1ec5 d\u00e0ng tr\u00f4i \u0111i.<\/p>\n<p>V\u1ec1 h\u1ee3p \u0111\u1ed3ng giao, kh\u00e1ch h\u00e0ng c\u0169ng ch\u1ec9 nh\u1eadn \u0111\u01b0\u1ee3c b\u1ea3n photo, trong \u0111\u00f3 ch\u1eef k\u00fd c\u0169ng l\u00e0 photo, nhi\u1ec1u n\u1ed9i dung khai b\u00e1o vi\u1ebft tay trong h\u1ee3p \u0111\u1ed3ng \u0111\u1ec1u do nh\u00e2n vi\u00ean b\u1ea3o hi\u1ec3m t\u1ef1 \u0111i\u1ec1n v\u00e0o, c\u00f3 nhi\u1ec1u ch\u1ed7 b\u1ecb sai l\u1ec7ch v\u1edbi th\u1ef1c t\u1ebf. \u0110\u1eb7c bi\u1ec7t sai l\u1ec7ch nhi\u1ec1u \u1edf: Thu nh\u1eadp c\u00e1 nh\u00e2n; Ti\u1ec1n s\u1eed b\u1ec7nh t\u1eadt (kh\u00f4ng c\u00f3 kh\u00e1m b\u1ec7nh)\u2026. Th\u1eadm ch\u00ed, c\u00f2n c\u00f3 tr\u01b0\u1eddng h\u1ee3p gi\u1ea3 ch\u1eef k\u00fd c\u1ee7a \u0111\u1ed1i t\u01b0\u1ee3ng tham gia b\u1ea3o hi\u1ec3m. \u0110\u00e2y l\u00e0 nh\u1eefng l\u1ed7i sai \u0111i\u1ec3n h\u00ecnh, ph\u1ed5 bi\u1ebfn.<\/p>\n<p>V\u1edbi c\u00e1c sai ph\u1ea1m \u0111\u00e3 n\u00eau, nh\u00f3m kh\u00e1ch h\u00e0ng n\u00e0y y\u00eau c\u1ea7u B\u1ed9 T\u00e0i ch\u00ednh th\u1ef1c hi\u1ec7n vai tr\u00f2, nhi\u1ec7m v\u1ee5 c\u1ee7a B\u1ed9, l\u00e0m r\u00f5 s\u1ef1 vi\u1ec7c v\u00e0 l\u1ea5y l\u1ea1i s\u1ef1 c\u00f4ng b\u1eb1ng v\u00e0 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i h\u1ee3p ph\u00e1p c\u1ee7a ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m.<\/p>\n<h5><strong>\u201cCh\u1eb7n\u201d vi\u1ec7c nh\u00e2n vi\u00ean b\u1ea3o hi\u1ec3m t\u01b0 v\u1ea5n m\u1eadp m\u1edd<\/strong><\/h5>\n<p><em>Qua \u0111\u01a1n\u00a0<\/em><em>t\u1ed1 c\u00e1o<\/em><em> c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 c\u00e1c v\u1ee5 vi\u1ec7c t\u01b0\u01a1ng t\u1ef1, nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 kh\u00e1ch h\u00e0ng c\u00f3 \u0111\u00f2i l\u1ea1i \u0111\u01b0\u1ee3c ti\u1ec1n kh\u00f4ng? Theo <a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0<\/span><\/a> <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <strong><a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\">ANVI<\/a><\/strong>, \u0111i\u1ec1u n\u00e0y s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ed9t s\u1ed1 y\u1ebfu t\u1ed1 nh\u01b0 s\u1ee9c kh\u1ecfe t\u00e0i ch\u00ednh c\u1ee7a doanh nghi\u1ec7p b\u00e1n b\u1ea3o hi\u1ec3m, ch\u1ee7 tr\u01b0\u01a1ng kinh doanh c\u1ee7a h\u1ecd, c\u00f3 ch\u1ea5p nh\u1eadn tr\u1ea3 l\u1ea1i ti\u1ec1n hay kh\u00f4ng, v\u00ec h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd \u0111\u1ec1u gi\u1ea5y tr\u1eafng m\u1ef1c \u0111en. Ph\u00eda ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m ph\u1ea3i tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng, n\u1ebfu kh\u00f4ng th\u1ef1c hi\u1ec7n, r\u1ee7i ro m\u1ea5t ti\u1ec1n l\u00e0 r\u1ea5t l\u1edbn.<\/em><\/p>\n<p>M\u1edbi \u0111\u00e2y, D\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 h\u01b0\u1edbng d\u1eabn m\u1ed9t s\u1ed1 \u0111i\u1ec1u v\u00e0 bi\u1ec7n ph\u00e1p thi h\u00e0nh Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh \u0111\u00e3 \u0111\u01b0a ra m\u1ed9t s\u1ed1 \u0111i\u1ec3m m\u1edbi. Theo \u0111\u00f3, B\u1ed9 T\u00e0i ch\u00ednh \u0111\u1ec1 xu\u1ea5t quy \u0111\u1ecbnh ng\u00e2n h\u00e0ng b\u00e1n b\u1ea3o hi\u1ec3m ph\u1ea3i ghi \u00e2m, l\u01b0u l\u1ea1i 5 n\u0103m to\u00e0n b\u1ed9 n\u1ed9i dung t\u01b0 v\u1ea5n cho kh\u00e1ch h\u00e0ng.<\/p>\n<p>V\u1edbi c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i ki\u1ec3m tra \u0111\u1ed9c l\u1eadp n\u1ed9i dung, cung c\u1ea5p th\u00f4ng tin v\u00e0 t\u01b0 v\u1ea5n (c\u1ee7a nh\u00e2n vi\u00ean t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i) tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh ph\u00e1t h\u00e0nh h\u1ee3p \u0111\u1ed3ng, trong \u0111\u00f3, ph\u1ea3i c\u00f3 n\u1ed9i dung \u0111\u1ec3 ki\u1ec3m tra vi\u1ec7c kh\u00e1ch h\u00e0ng tham gia s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m tr\u00ean c\u01a1 s\u1edf t\u1ef1 nguy\u1ec7n.<\/p>\n<p>\u201cDoanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i: Ki\u1ec3m tra \u0111\u1ecbnh k\u1ef3 nh\u1eb1m \u0111\u1ea3m b\u1ea3o ch\u1ea5t l\u01b0\u1ee3ng t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c nh\u00e2n vi\u00ean c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i; k\u1ecbp th\u1eddi ph\u1ed1i h\u1ee3p v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i ki\u1ec3m tra, r\u00e0 so\u00e1t, x\u1eed l\u00fd c\u00e1c khi\u1ebfu n\u1ea1i c\u1ee7a kh\u00e1ch h\u00e0ng li\u00ean quan vi\u1ec7c t\u01b0 v\u1ea5n c\u1ee7a nh\u00e2n vi\u00ean, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i v\u00e0 x\u1eed l\u00fd vi ph\u1ea1m (n\u1ebfu c\u00f3)\u201d &#8211; d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 h\u01b0\u1edbng d\u1eabn Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m quy \u0111\u1ecbnh.\/.<\/p>\n<p><strong>Quang Ti\u1ebfn<\/strong><\/p>\n<p><em>&#8212;&#8212;&#8212;&#8212;&#8212;<\/em><\/p>\n<p><strong><em>T\u1ea7m nh\u00ecn (X\u00e3 h\u1ed9i) ng\u00e0y 20-4-2023:<\/em><\/strong><\/p>\n<p><a href=\"https:\/\/tamnhin.trithuccuocsong.vn\/tinh-tiet-vu-hon-30-don-to-cao-scb-va-manulife-ban-bao-hiem-nhan-tho-gay-mat-tien-130972.html\"><em>https:\/\/tamnhin.trithuccuocsong.vn\/tinh-tiet-vu-hon-30-don-to-cao-scb-va-manulife-ban-bao-hiem-nhan-tho-gay-mat-tien-130972.html<\/em><\/a><\/p>\n<p><em>(104\/1.540) #SCB #Manulife<\/em>","protected":false},"excerpt":{"rendered":"<p>T\u00ecnh ti\u1ebft v\u1ee5 h\u01a1n 30 \u0111\u01a1n t\u1ed1 c\u00e1o SCB v\u00e0 Manulife b\u00e1n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd g\u00e2y m\u1ea5t ti\u1ec1n? (TN) &#8211; R\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng t\u1ed1 nh\u00e2n vi\u00ean Ng\u00e2n h\u00e0ng SCB v\u00e0 C\u00f4ng ty B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd Manulife \u0111\u01b0a ra c\u00e1c th\u00f4ng tin t\u01b0 v\u1ea5n kh\u00f4ng ch\u00ednh x\u00e1c khi\u1ebfn h\u1ecd m\u1ea5t ti\u1ec1n. C\u00e1c \u0111\u01a1n [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":36780,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51,36],"class_list":["post-36779","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3.477. T\u00ecnh ti\u1ebft v\u1ee5 h\u01a1n 30 \u0111\u01a1n t\u1ed1 c\u00e1o SCB v\u00e0 Manulife b\u00e1n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd g\u00e2y m\u1ea5t ti\u1ec1n? - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"R\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng t\u1ed1 nh\u00e2n vi\u00ean Ng\u00e2n h\u00e0ng SCB v\u00e0 Manulife \u0111\u01b0a ra c\u00e1c th\u00f4ng tin t\u01b0 v\u1ea5n kh\u00f4ng ch\u00ednh x\u00e1c khi\u1ebfn h\u1ecd m\u1ea5t ti\u1ec1n...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/3-477-tinh-tiet-vu-hon-30-don-to-cao-scb-va-manulife-ban-bao-hiem-nhan-tho-gay-mat-tien\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.477. 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