{"id":36787,"date":"2023-04-24T18:34:26","date_gmt":"2023-04-24T11:34:26","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36787"},"modified":"2024-11-27T16:41:55","modified_gmt":"2024-11-27T09:41:55","slug":"3-479-khach-hang-to-san-pham-bao-hiem-tam-an-dau-tu-cua-manulife-chuyen-gia-khuyen-cao-gi","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-480-khach-hang-to-san-pham-bao-hiem-tam-an-dau-tu-cua-manulife-chuyen-gia-khuyen-cao-gi\/","title":{"rendered":"3.480. Kh\u00e1ch h\u00e0ng t\u1ed1 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m \u201cT\u00e2m An \u0110\u1ea7u T\u01b0\u201d c\u1ee7a Manulife, chuy\u00ean gia khuy\u1ebfn c\u00e1o g\u00ec?"},"content":{"rendered":"

Kh\u00e1ch h\u00e0ng t\u1ed1 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m \u201cT\u00e2m An \u0110\u1ea7u T\u01b0\u201d c\u1ee7a Manulife, chuy\u00ean gia khuy\u1ebfn c\u00e1o g\u00ec?<\/span><\/h4>\n
(VietQ.vn) – Th\u1eddi gian g\u1ea7n \u0111\u00e2y c\u00f3 r\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng g\u1eedi \u0111\u01a1n t\u1ed1 nh\u00e2n vi\u00ean Ng\u00e2n h\u00e0ng SCB v\u00e0 C\u00f4ng ty B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd Manulife \u0111\u01b0a ra c\u00e1c th\u00f4ng tin t\u01b0 v\u1ea5n kh\u00f4ng ch\u00ednh x\u00e1c khi\u1ebfn h\u1ecd m\u1ea5t ti\u1ec1n.<\/strong><\/h5>\n
H\u00e0ng lo\u1ea1t \u0111\u01a1n t\u1ed1 c\u00e1o h\u00e3ng b\u1ea3o hi\u1ec3m\u00a0Manulife v\u1ec1 g\u00f3i s\u1ea3n ph\u1ea9m “T\u00e2m an \u0110\u1ea7u t\u01b0”<\/strong><\/h5>\n

Th\u00f4ng tin v\u1edbi VTC News, b\u00e0 Ph\u00f9ng Th\u1ecb Kim Thanh (ng\u1ee5 qu\u1eadn T\u00e2n B\u00ecnh, TP.HCM) cho bi\u1ebft, b\u00e0 l\u00e0 kh\u00e1ch h\u00e0ng th\u00e2n thi\u1ebft l\u00e2u n\u0103m c\u1ee7a Ng\u00e2n h\u00e0ng SCB.\u00a0V\u00e0o th\u00e1ng 6\/2021, khi giao d\u1ecbch t\u1ea1i chi nh\u00e1nh SCB B\u1ea3y Hi\u1ec1n v\u00e0 SCB B\u00e0u C\u00e1t, nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 nh\u00e2n vi\u00ean Manulife c\u00f9ng t\u01b0 v\u1ea5n cho b\u00e0 v\u1ec1 s\u1ea3n ph\u1ea9m \u201cT\u00e2m An \u0110\u1ea7u T\u01b0\u201d – s\u1ea3n ph\u1ea9m li\u00ean k\u1ebft gi\u1eefa SCB v\u00e0 Manulife.<\/p>\n

Khi nghe t\u01b0 v\u1ea5n, b\u00e0 Thanh ph\u00e2n tr\u1ea7n l\u00e0 m\u00ecnh \u0111\u00e3 mua 2 g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd n\u00ean kh\u00f4ng c\u00f3 nhu c\u1ea7u mua th\u00eam. Tuy nhi\u00ean, c\u00e1c nh\u00e2n vi\u00ean tr\u1ea5n an r\u1eb1ng s\u1ea3n ph\u1ea9m T\u00e2m An \u0110\u1ea7u T\u01b0 l\u00e0 s\u1ea3n ph\u1ea9m m\u1edbi, gi\u1ed1ng nh\u01b0 g\u1eedi ti\u1ebft ki\u1ec7m 12 th\u00e1ng, kh\u00f4ng ph\u1ea3i nh\u01b0 nh\u1eefng h\u1ee3p \u0111\u1ed3ng\u00a0b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\u00a0truy\u1ec1n th\u1ed1ng tr\u01b0\u1edbc \u0111\u00e2y. Ng\u01b0\u1eddi mua ch\u1ec9 m\u1ea5t m\u1ed9t kho\u1ea3n ph\u00ed r\u1ea5t \u00edt \u0111\u1ec3 duy tr\u00ec h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f2n l\u1ea1i l\u00e0 \u0111em \u0111i \u0111\u1ea7u t\u01b0 sinh l\u1eddi.<\/p>\n

C\u00e1c nh\u00e2n vi\u00ean di\u1ec5n gi\u1ea3i cho b\u00e0 Thanh r\u1eb1ng, l\u00e3i g\u1eedi s\u1ed5 ti\u1ebft ki\u1ec7m th\u1eddi \u0111i\u1ec3m th\u00e1ng 6\/2021 kho\u1ea3ng 6,8%\/n\u0103m (12 th\u00e1ng), l\u00e3i g\u1eedi ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi 24 th\u00e1ng l\u00e0 7,05%\/n\u0103m (12 th\u00e1ng). Tuy nhi\u00ean, s\u1ea3n ph\u1ea9m T\u00e2m An \u0110\u1ea7u T\u01b0 cam k\u1ebft l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t l\u00ean \u0111\u1ebfn 8,7%\/n\u0103m (12 th\u00e1ng). S\u1ea3n ph\u1ea9m \u0111\u1ea7u t\u01b0 n\u00e0y ch\u1ec9 c\u00f3 th\u1eddi h\u1ea1n 5 n\u0103m l\u00e0 k\u1ebft th\u00fac h\u1ee3p \u0111\u1ed3ng.<\/p>\n

\"T\u00e2m

Nhi\u1ec1u kh\u00e1ch h\u00e0ng t\u1ed1 c\u00e1o\u00a0s\u1ea3n ph\u1ea9m \u201cT\u00e2m An \u0110\u1ea7u T\u01b0\u201d – s\u1ea3n ph\u1ea9m li\u00ean k\u1ebft gi\u1eefa SCB v\u00e0 Manulife. \u1ea2nh: VTC News<\/p><\/div>\n

\u00a0<\/em>Theo b\u00e0 Thanh, trong n\u0103m 2021 v\u00e0 2022 b\u00e0 \u0111\u00e3 nhi\u1ec1u l\u1ea7n \u0111\u00f3ng ti\u1ec1n v\u00e0o s\u1ea3n ph\u1ea9m T\u00e2m An \u0110\u1ea7u T\u01b0 v\u1edbi t\u1ed5ng tr\u1ecb gi\u00e1 572 tri\u1ec7u \u0111\u1ed3ng. Trong \u0111\u00f3, ph\u1ea7n ti\u1ec1n n\u1ed9p \u1edf ph\u1ea7n \u0111\u1ea7u t\u01b0 l\u00e0 512 tri\u1ec7u \u0111\u1ed3ng, ph\u1ea7n ti\u1ec1n n\u1ed9p \u1edf b\u1ea3o hi\u1ec3m l\u00e0 60 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n

Cu\u1ed1i n\u0103m 2022, sau khi nh\u1eefng l\u00f9m x\u00f9m x\u1ea3y ra t\u1ea1i ng\u00e2n h\u00e0ng SCB, b\u00e0 Thanh th\u1ea5y nhi\u1ec1u ng\u01b0\u1eddi c\u1ea3nh b\u00e1o vi\u1ec7c \u201cm\u1ea5t tr\u1eafng\u201d ti\u1ec1n khi \u0111\u1ea7u t\u01b0 v\u00e0o s\u1ea3n ph\u1ea9m T\u00e2m An \u0110\u1ea7u T\u01b0 n\u00ean s\u1ed1t s\u1eafng t\u00ecm hi\u1ec3u s\u1ef1 vi\u1ec7c.\u00a0B\u00e0 t\u00e1 h\u1ecfa khi nh\u00e2n vi\u00ean ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng c\u1ee7a Manulife th\u00f4ng b\u00e1o, s\u1ed1 ti\u1ec1n trong m\u1ee5c b\u1ea3o hi\u1ec3m c\u1ee7a b\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c mua BHNT (coi nh\u01b0 kh\u00f4ng c\u00f2n), s\u1ed1 ti\u1ec1n trong m\u1ee5c \u0111\u1ea7u t\u01b0 \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111em \u0111i \u0111\u1ea7u t\u01b0 ch\u1ee9ng ch\u1ec9 qu\u1ef9.<\/p>\n

Khi b\u00e0 Thanh h\u1ecfi \u201cch\u1ee9ng ch\u1ec9 qu\u1ef9 l\u00e0 g\u00ec?\u201d, b\u00e0 \u0111\u01b0\u1ee3c nh\u00e2n vi\u00ean Manulife tr\u1ea3 l\u1eddi \u0111\u00f3 l\u00e0 m\u1ed9t d\u1ea1ng c\u1ed5 phi\u1ebfu. B\u00e0 Thanh c\u0169ng chia s\u1ebb v\u1ec1 vi\u1ec7c b\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c tr\u1ea3 l\u00e3i 8,7% trong n\u0103m \u0111\u1ea7u ti\u00ean, nh\u00e2n vi\u00ean Manulife cho bi\u1ebft, kh\u00f4ng c\u00f3 chuy\u1ec7n tr\u1ea3 l\u00e3i, \u0111\u00f3 ch\u1ec9 l\u00e0 ti\u1ec1n b\u00e0 Thanh r\u00fat t\u1eeb h\u1ee3p \u0111\u1ed3ng c\u1ee7a b\u00e0. Nh\u00e2n vi\u00ean n\u00e0y c\u0169ng cho hay, h\u1ee3p \u0111\u1ed3ng c\u1ee7a b\u00e0 Thanh c\u00f3 th\u1eddi h\u1ea1n 44 n\u0103m, kh\u00f4ng ph\u1ea3i l\u00e0 5 n\u0103m nh\u01b0 b\u00e0 ngh\u0129.<\/p>\n

Khi \u0111\u00f3, b\u00e0 Thanh m\u1edbi bi\u1ebft m\u00ecnh \u0111\u00e3 b\u1ecb nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n sai s\u1ef1 th\u1eadt. K\u1ec3 t\u1eeb khi mua s\u1ea3n ph\u1ea9m T\u00e2m An \u0110\u1ea7u T\u01b0, b\u00e0 Thanh \u0111\u00e3 thi\u1ec7t h\u1ea1i kho\u1ea3ng h\u01a1n 168 tri\u1ec7u \u0111\u1ed3ng so v\u1edbi s\u1ed1 ti\u1ec1n g\u1ed1c ban \u0111\u1ea7u (572 tri\u1ec7u \u0111\u1ed3ng).<\/p>\n

Ch\u1ecb Nguy\u1ec5n Th\u1ecb H\u00e2n (ng\u1ee5 qu\u1eadn B\u00ecnh T\u00e2n, TP.HCM) cho bi\u1ebft, th\u00e1ng 5\/2021, ch\u1ecb \u0111\u1ebfn Ng\u00e2n h\u00e0ng SCB chi nh\u00e1nh L\u00ea V\u0103n Qu\u1edbi th\u00ec \u0111\u01b0\u1ee3c nh\u00e2n vi\u00ean t\u1ea1i \u0111\u00e2y t\u01b0 v\u1ea5n tham gia mua s\u1ea3n ph\u1ea9m T\u00e2m An \u0110\u1ea7u T\u01b0. N\u1ebfu \u0111\u1ea7u t\u01b0 v\u00e0o s\u1ea3n ph\u1ea9m n\u00e0y 300 tri\u1ec7u \u0111\u1ed3ng th\u00ec sau 5 n\u0103m s\u1ebd l\u00e3i 81 tri\u1ec7u \u0111\u1ed3ng. Ngo\u00e0i ra, khi tham gia s\u1ea3n ph\u1ea9m T\u00e2m An \u0110\u1ea7u T\u01b0 s\u1ebd \u0111\u01b0\u1ee3c t\u1eb7ng b\u1ea3o hi\u1ec3m trong n\u0103m \u0111\u1ea7u ti\u00ean. V\u00ec ngh\u0129 l\u00e0 b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c t\u1eb7ng n\u00ean ch\u1ecb H\u00e2n kh\u00f4ng \u0111\u1ec3 \u00fd v\u00e0 kh\u00f4ng coi k\u1ef9 h\u1ee3p \u0111\u1ed3ng v\u00e0 \u201cr\u00f3t\u201d v\u00e0o s\u1ea3n ph\u1ea9m T\u00e2m An \u0110\u1ea7u T\u01b0 320 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n

\u201c\u0110\u1ebfn cu\u1ed1i n\u0103m 2022, t\u00f4i th\u1ea5y m\u1ecdi ng\u01b0\u1eddi x\u00f4n xao v\u1ec1 s\u1ea3n ph\u1ea9m T\u00e2m An \u0110\u1ea7u T\u01b0 c\u00f3 v\u1ea5n \u0111\u1ec1 th\u00ec t\u00f4i m\u1edbi c\u1ea7m h\u1ee3p \u0111\u1ed3ng ra ng\u00e2n h\u00e0ng v\u00e0 l\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 h\u1ecfi r\u00f5 s\u1ef1 t\u00ecnh. L\u00fac \u0111\u00f3 t\u00f4i m\u1edbi bi\u1ebft l\u00e0 ti\u1ec1n c\u1ee7a m\u00ecnh \u0111\u01b0\u1ee3c mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 tr\u00e1i phi\u1ebfu\u201d, ch\u1ecb H\u00e2n n\u00f3i.<\/p>\n

Theo ch\u1ecb H\u00e2n, ch\u1ecb \u0111\u01b0\u1ee3c thu\u00ea l\u00e0m qu\u1ea3n l\u00fd nh\u00e0 tr\u1ecd v\u1edbi thu nh\u1eadp th\u1ef1c t\u1ebf ch\u1ec9 10 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng. Tuy nhi\u00ean, trong ph\u1ea7n \u201cCam k\u1ebft c\u1ee7a kh\u00e1ch h\u00e0ng\u201d h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, c\u00e1c nh\u00e2n vi\u00ean \u0111\u00e3 khai thu nh\u1eadp c\u1ee7a ch\u1ecb l\u00e0 80 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng, t\u1ee9c g\u1ea5p 8 l\u1ea7n thu nh\u1eadp th\u1ef1c t\u1ebf. Ngh\u1ec1 nghi\u1ec7p c\u1ee7a ch\u1ecb H\u00e2n \u0111\u01b0\u1ee3c khai l\u00e0 kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n v\u00e0 \u0111\u1ea7u t\u01b0. Ch\u1eef k\u00fd c\u1ee7a ch\u1ecb trong h\u1ee3p \u0111\u1ed3ng c\u0169ng nghi l\u00e0 b\u1ecb l\u00e0m gi\u1ea3.<\/p>\n

Anh Tr\u01b0\u01a1ng Minh Ti\u1ebfn (ng\u1ee5 qu\u1eadn 10) chia s\u1ebb, anh v\u00e0 m\u1eb9 c\u1ee7a m\u00ecnh l\u00e0 b\u00e0 Tr\u1ecbnh Th\u1ecb Th\u00fay Loan c\u0169ng l\u00e0 nh\u1eefng ng\u01b0\u1eddi mua s\u1ea3n ph\u1ea9m T\u00e2m An \u0110\u1ea7u T\u01b0 khi l\u00e0m vi\u1ec7c v\u1edbi nh\u00e2n vi\u00ean t\u1ea1i ph\u00f2ng giao d\u1ecbch Ng\u00e2n h\u00e0ng SCB Ba th\u00e1ng Hai.<\/p>\n

Th\u1eddi gian \u0111\u1ea7u, anh Ti\u1ebfn v\u00e0 m\u1eb9 c\u0169ng \u0111inh ninh r\u1eb1ng T\u00e2m An \u0110\u1ea7u t\u01b0 l\u00e0 s\u1ea3n ph\u1ea9m \u0111\u1ec3 t\u00edch l\u0169y, ti\u1ebft ki\u1ec7m. Th\u1ebf nh\u01b0ng, sau n\u00e0y anh ph\u00e1t hi\u1ec7n gia \u0111\u00ecnh m\u00ecnh \u0111\u00e3 tham gia s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd. C\u00e1c nh\u00e2n vi\u00ean \u0111\u00e3 t\u1ef1 \u00fd khai thu nh\u1eadp c\u1ee7a anh l\u00e0 50 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng, thu nh\u1eadp c\u1ee7a m\u1eb9 anh l\u00e0 100 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng. Trong khi \u0111\u00f3, b\u00e0 Loan \u0111\u00e3 v\u1ec1 h\u01b0u v\u00e0 ch\u1ec9 \u1edf nh\u00e0 tr\u00f4ng gi\u1eef ch\u00e1u.\u00a0Anh Ti\u1ebfn c\u0169ng ho\u00e0n to\u00e0n kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ecfi v\u1ec1 t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe hay y\u00eau c\u1ea7u kh\u00e1m s\u1ee9c kh\u1ecfe. T\u1ea5t c\u1ea3 th\u00f4ng tin k\u00ea khai s\u1ee9c kh\u1ecfe \u0111\u1ec1u do nh\u00e2n vi\u00ean t\u1ef1 \u00fd \u0111i\u1ec1n.<\/p>\n

Cu\u0303ng theo \u0111\u01a1n t\u00f4\u0301 ca\u0301o cu\u0309a kha\u0301ch ha\u0300ng, ph\u00eda Manulife ch\u1ea5p nh\u1eadn to\u00e0n b\u1ed9 h\u1ed3 s\u01a1 t\u1eeb ph\u00eda \u0111\u1ea1i l\u00fd v\u00e0 nh\u00e2n vi\u00ean m\u00e0 kh\u00f4ng c\u00f3 \u0111\u1ed9ng th\u00e1i y\u00eau c\u1ea7u, hay x\u00e1c th\u1ef1c \u0111\u1ed1i v\u1edbi nh\u1eefng kh\u00e1ch h\u00e0ng c\u00f3 nhi\u1ec1u \u0111i\u1ec3m b\u1ea5t th\u01b0\u1eddng trong h\u1ee3p \u0111\u1ed3ng, nh\u01b0 ch\u1eef k\u00fd, ch\u1eef vi\u1ebft trong c\u00f9ng m\u1ed9t t\u1edd \u0111\u01a1n ho\u00e0n to\u00e0n kh\u00e1c nhau, thu nh\u1eadp cao b\u1ea5t th\u01b0\u1eddng l\u00ean \u0111\u1ebfn 150-170 tri\u1ec7u \u0111\u1ed3ng m\u1ed9t th\u00e1ng, k\u1ec3 c\u1ea3 ng\u01b0\u1eddi gi\u00e0 \u0111\u00e3 v\u1ec1 h\u01b0u.<\/p>\n

Ng\u01b0\u1eddi d\u00e2n c\u1ea7n l\u00e0m g\u00ec khi quy\u1ebft \u0111\u1ecbnh k\u00fd mua b\u1ea3o hi\u1ec3m?<\/strong><\/h5>\n

Chia s\u1ebb v\u1edbi B\u00e1o \u0111i\u1ec7n t\u1eed VOV, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>\u00a0cho r\u1eb1ng, th\u1eddi gian qua, c\u00f3 r\u1ea5t nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u00e3 khi\u1ebfu n\u1ea1i v\u1ec1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/em><\/p>\n

Theo \u00f4ng \u0110\u1ee9c,\u00a0b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\u00a0c\u00f3 \u0111\u1ed9 ph\u1ee9c t\u1ea1p cao, h\u1ee3p \u0111\u1ed3ng g\u1ea7n 100 trang nh\u01b0ng nhi\u1ec1u khi d\u00e2n t\u00e0i ch\u00ednh, gi\u00e1o s\u01b0, ti\u1ebfn s\u0129 \u0111\u1ecdc ch\u01b0a ch\u1eafc hi\u1ec3u \u0111\u01b0\u1ee3c h\u1ebft. Trong khi h\u1ecd th\u01b0\u1eddng kh\u00f4ng \u0111\u1ecdc, kh\u00f4ng hi\u1ec3u h\u1ebft c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng m\u00e0 ch\u1ec9 nghe t\u01b0 v\u1ea5n l\u00e0 k\u00fd. Do \u0111\u00f3, ch\u1ec9 c\u1ea7n m\u1ed9t t\u1eeb “l\u1eaft l\u00e9o” trong h\u1ee3p \u0111\u1ed3ng \u0111\u1ebfn khi x\u1ea3y ra tranh ch\u1ea5p \u1edf t\u00f2a th\u00ec kh\u00e1ch h\u00e0ng c\u0169ng thua.<\/em><\/p>\n

“Ng\u01b0\u1eddi mua y\u1ebfu th\u1ebf, do kh\u00f4ng n\u1eafm th\u00f4ng tin, chuy\u00ean m\u00f4n n\u00ean d\u00f9 sao l\u1ed7i c\u0169ng \u00edt h\u01a1n. C\u00f2n c\u00e1c c\u00f4ng ty, ng\u00e2n h\u00e0ng l\u00e0 nh\u1eefng \u0111\u01a1n v\u1ecb chuy\u00ean m\u00f4n, khi kh\u00e1ch h\u00e0ng k\u00fd v\u00e0o h\u1ee3p \u0111\u1ed3ng m\u00e0 h\u1ecd so\u1ea1n s\u1eb5n, \u0111\u1eb7c bi\u1ec7t k\u00fd nh\u1eefng h\u1ee3p \u0111\u1ed3ng c\u00f3 gi\u00e1 tr\u1ecb l\u1edbn th\u00ec c\u0169ng c\u1ea7n ki\u1ec3m tra l\u1ea1i l\u1ea7n n\u1eefa xem kh\u00e1ch h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n \u0111\u00fang ch\u01b0a. Th\u00f4ng th\u01b0\u1eddng kh\u00e1ch h\u00e0ng ch\u1ec9 nh\u1eadn \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n m\u1ed9t ph\u1ea7n s\u1ef1 th\u1eadt, nh\u1eefng \u0111i\u1ec1u t\u1ed1t \u0111\u1eb9p th\u00ec ch\u1ec9 ra, c\u00f2n x\u1ea5u th\u00ec n\u00f3i \u00edt ho\u1eb7c kh\u00f4ng \u0111\u1ec1 c\u1eadp.<\/em><\/p>\n

Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/span><\/a> ANVI<\/span><\/a><\/strong> cho r\u1eb1ng, \u201cb\u1ea3o hi\u1ec3m b\u00e1n gi\u1ea5y l\u1ea5y ti\u1ec1n\u201d n\u00ean kh\u00e1c v\u1edbi c\u00e1c doanh nghi\u1ec7p kh\u00e1c b\u00e1n h\u00e0ng \u0111\u1ed5i ti\u1ec1n, v\u00ec b\u00e1n h\u00e0ng \u0111\u1ed5i ti\u1ec1n ch\u1ec9 c\u00f3 tr\u01b0\u1eddng h\u1ee3p h\u00e0ng t\u1ed1t – x\u1ea5u c\u00f2n \u0111\u00e2y s\u01a1 s\u1ec3nh l\u00e0 m\u1ea5t, b\u1ecf ra 1 t\u1ef7 mang v\u1ec1 500 tri\u1ec7u. Do \u0111\u00f3, \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m quan tr\u1ecdng nh\u1ea5t l\u00e0 s\u1ef1 t\u1eed t\u1ebf, \u0111\u1ee9ng \u0111\u1eafn chuy\u00ean nghi\u1ec7p c\u1ee7a ng\u01b0\u1eddi th\u1ef1c thi ch\u1ee9 kh\u00f4ng th\u1ec3 b\u1ea5t ch\u1ea5p h\u1ebft, doanh nghi\u1ec7p b\u1ea5t ch\u1ea5p, \u0111\u1ea1i l\u00fd b\u1ea5t ch\u1ea5p, kh\u00e1ch h\u00e0ng \u0111\u00f4i khi c\u0169ng \u00e0 \u01a1i, th\u1eadm ch\u00ed l\u00e0 gian l\u1eadn, tr\u1ee5c l\u1ee3i.<\/em><\/p>\n

\u201cDoanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u1ea7n ph\u1ea3i l\u00e0m vi\u1ec7c b\u00e0i b\u1ea3n, chuy\u00ean nghi\u1ec7p. Ph\u00e1p lu\u1eadt v\u1ec1 kinh doanh b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u00f2i h\u1ecfi r\u1ea5t ch\u1eb7t ch\u1ebd, gi\u00e1m s\u00e1t ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u01b0ng b\u1ea3n th\u00e2n doanh nghi\u1ec7p c\u0169ng ph\u1ea3i t\u1ef1 n\u00e2ng m\u00ecnh l\u00ean, chuy\u00ean nghi\u1ec7p, t\u1eed t\u1ebf, c\u00f3 \u0111\u1ea1o \u0111\u1ee9c, v\u0103n h\u00f3a kinh doanh th\u00ec m\u1edbi b\u1ec1n \u0111\u01b0\u1ee3c\u201d, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/span><\/a> nh\u1ea5n m\u1ea1nh.<\/em><\/p>\n

Chia s\u1ebb v\u1edbi b\u00e1o ch\u00ed xung quanh s\u1ef1 vi\u1ec7c n\u00e0y, PGS.TS \u0110inh Tr\u1ecdng Th\u1ecbnh, chuy\u00ean gia t\u00e0i ch\u00ednh n\u00eau th\u1ef1c t\u1ebf, khi mua b\u1ea3o hi\u1ec3m, \u0111a s\u1ed1 ng\u01b0\u1eddi mua th\u01b0\u1eddng ch\u1ec9 quan t\u00e2m t\u1edbi quy\u1ec1n l\u1ee3i m\u00e0 \u0111\u00f4i khi kh\u00f4ng \u0111\u1ec3 \u00fd t\u00ecm hi\u1ec3u nh\u1eefng \u0111i\u1ec1u kho\u1ea3n, \u0111i\u1ec1u ki\u1ec7n r\u00e0ng bu\u1ed9c. Trong khi \u0111\u00f3 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n n\u00e0y s\u1ebd quy\u1ebft \u0111\u1ecbnh vi\u1ec7c ng\u01b0\u1eddi tham gia c\u00f3 \u0111\u01b0\u1ee3c nh\u1eadn quy\u1ec1n l\u1ee3i hay kh\u00f4ng khi s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra.<\/p>\n

Do \u0111\u00f3 vi\u1ec7c quy\u1ebft \u0111\u1ecbnh mua bao nhi\u00eau, th\u1eddi gian bao nhi\u1ec1u n\u0103m, \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i, tr\u00e1ch nhi\u1ec7m g\u00ec tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng kh\u00e1ch h\u00e0ng ph\u1ea3i t\u00ecm hi\u1ec3u k\u1ef9 tr\u01b0\u1edbc. Tuy nhi\u00ean, c\u0169ng c\u1ea7n ph\u1ea3i nh\u00ecn nh\u1eadn l\u1ea1i tr\u00e1ch nhi\u1ec7m c\u1ee7a nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y. H\u1ecd \u0111\u00e3 m\u1eafc l\u1ed7i nghi\u00eam tr\u1ecdng, c\u00f3 th\u1ec3 x\u1ebfp v\u00e0o l\u1ed7i l\u1eeba \u0111\u1ea3o. V\u1edbi vai tr\u00f2 m\u1ed9t t\u01b0 v\u1ea5n vi\u00ean, l\u00e0 ng\u01b0\u1eddi ph\u1ea3i t\u01b0 v\u1ea5n \u0111\u1ea7y \u0111\u1ee7, \u0111\u00fang v\u1edbi lo\u1ea1i b\u1ea3o hi\u1ec3m, c\u00e1c chi ph\u00ed, s\u1ed1 ti\u1ec1n li\u00ean quan nh\u01b0ng h\u1ecd kh\u00f4ng \u0111\u1ee7 t\u00e2m, \u0111\u1ee7 t\u1ea7m khi t\u01b0 v\u1ea5n cho kh\u00e1ch h\u00e0ng. C\u00f2n v\u1ec1 ph\u00eda doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 l\u1ed7i nghi\u00eam tr\u1ecdng khi kh\u00f4ng ch\u0103m s\u00f3c, ki\u1ec3m tra l\u1ea1i h\u1ee3p c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n

Ngo\u00e0i ra kh\u00e1ch h\u00e0ng c\u0169ng c\u1ea7n t\u00ecm hi\u1ec3u k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb kh\u00f4ng thanh to\u00e1n c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m. H\u00e3y t\u00ecm hi\u1ec3u v\u1ec1 c\u00e1c bi\u1ebfn ch\u1ee9ng s\u1ee9c kh\u1ecfe m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i thanh to\u00e1n. \u0110i\u1ec1u n\u00e0y \u0111\u1ec3 ph\u00f2ng tr\u00e1nh r\u1ee7i ro tham gia b\u1ea3o hi\u1ec3m nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7.<\/p>\n

Li\u00ean quan \u0111\u1ebfn v\u1ee5 vi\u1ec7c n\u00e0y, B\u1ed9 T\u00e0i ch\u00ednh \u0111\u00e3 c\u00f3 c\u00f4ng v\u0103n g\u1eedi C\u00f4ng ty MVI y\u00eau c\u1ea7u t\u0103ng c\u01b0\u1eddng ki\u1ec3m so\u00e1t ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p.\u00a0Ngay sau \u0111\u00f3, C\u1ee5c Qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m c\u0169ng \u0111\u00e3 c\u00f3 v\u0103n b\u1ea3n y\u00eau c\u1ea7u c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u0103ng c\u01b0\u1eddng ki\u1ec3m tra, gi\u00e1m s\u00e1t vi\u1ec7c th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, \u0111\u00e1nh gi\u00e1 ch\u1ea5t l\u01b0\u1ee3ng t\u01b0 v\u1ea5n, gi\u1edbi thi\u1ec7u, ch\u00e0o b\u00e1n s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m c\u1ee7a \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m. \u0110\u1ed3ng th\u1eddi, nghi\u00eam t\u00fac x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m c\u1ee7a \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m trong tr\u01b0\u1eddng h\u1ee3p vi ph\u1ea1m quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/p>\n

\u00a0An D\u01b0\u01a1ng<\/strong>\u00a0(T\/h)<\/h5>\n

———-<\/em><\/p>\n

VietQ<\/em><\/strong> (C\u1ea3nh<\/em><\/strong> b\u00e1o<\/em><\/strong>) ng\u00e0y <\/em><\/strong>24-4<\/em><\/strong>-202<\/em><\/strong>3<\/em><\/strong>:<\/em><\/strong><\/p>\n

https:\/\/vietq.vn\/khach-hang-to-cao-san-pham-bao-hiem-%E2%80%9Ctam-an-dau-tu%E2%80%9D-cua-manulife-khuyen-cao-tu-chuyen-gia-d210037.html<\/a><\/em><\/p>\n

\u00a0(<\/em>389\/1.881<\/em>) #bancassurance #manulife #SCB<\/em>","protected":false},"excerpt":{"rendered":"

Kh\u00e1ch h\u00e0ng t\u1ed1 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m \u201cT\u00e2m An \u0110\u1ea7u T\u01b0\u201d c\u1ee7a Manulife, chuy\u00ean gia khuy\u1ebfn c\u00e1o g\u00ec? (VietQ.vn) – Th\u1eddi gian g\u1ea7n \u0111\u00e2y c\u00f3 r\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng g\u1eedi \u0111\u01a1n t\u1ed1 nh\u00e2n vi\u00ean Ng\u00e2n h\u00e0ng SCB v\u00e0 C\u00f4ng ty B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd Manulife \u0111\u01b0a ra c\u00e1c th\u00f4ng tin t\u01b0 v\u1ea5n kh\u00f4ng ch\u00ednh x\u00e1c […]<\/p>\n","protected":false},"author":1,"featured_media":36788,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51,36],"class_list":["post-36787","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.480. 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