{"id":36791,"date":"2023-04-22T19:34:22","date_gmt":"2023-04-22T12:34:22","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36791"},"modified":"2024-11-28T11:21:56","modified_gmt":"2024-11-28T04:21:56","slug":"3-478-doanh-thu-hang-ty-usd-moi-nam-dn-bao-hiem-van-bi-to-vo-trach-nhiem","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-479-doanh-thu-hang-ty-usd-moi-nam-dn-bao-hiem-van-bi-to-vo-trach-nhiem\/","title":{"rendered":"3.479. Doanh thu h\u00e0ng t\u1ef7 USD m\u1ed7i n\u0103m, DN b\u1ea3o hi\u1ec3m v\u1eabn b\u1ecb “t\u1ed1” v\u00f4 tr\u00e1ch nhi\u1ec7m?"},"content":{"rendered":"

Doanh thu h\u00e0ng t\u1ef7 USD m\u1ed7i n\u0103m, DN b\u1ea3o hi\u1ec3m v\u1eabn b\u1ecb “t\u1ed1” v\u00f4 tr\u00e1ch nhi\u1ec7m?<\/span><\/h4>\n
(\u0110S) – <\/strong>L\u1ee3i nhu\u1eadn thu v\u1ec1 c\u1ea3 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng m\u1ed7i n\u0103m nh\u01b0ng c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m li\u00ean ti\u1ebfp b\u1ecb t\u1ed1 t\u01b0 v\u1ea5n v\u00f4 tr\u00e1ch nhi\u1ec7m, \u201c\u0111em con b\u1ecf ch\u1ee3\u201d t\u1eeb v\u1ee5 c\u00e1c c\u00e1c ngh\u1ec7 s\u0129 n\u1ed5i ti\u1ebfng Ng\u1ecdc Lan hay Kim T\u1eed Long. \u00a0<\/strong><\/h5>\n
Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m b\u1ecb t\u1ed1 \u201c\u0111em con b\u1ecf ch\u1ee3\u201d<\/span><\/strong><\/h5>\n

M\u1edbi \u0111\u00e2y, di\u1ec5n vi\u00ean Ng\u1ecdc Lan g\u00e2y x\u00f4n xao d\u01b0 lu\u1eadn khi livestream li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a c\u00f4 v\u00e0 con trai. Theo chia s\u1ebb, c\u00f4 mua g\u00f3i b\u1ea3o hi\u1ec3m cho m\u00ecnh l\u00e0 530 tri\u1ec7u \u0111\u1ed3ng\/n\u0103m, g\u00f3i c\u1ee7a con trai l\u00e0 170 tri\u1ec7u \u0111\u1ed3ng\/n\u0103m.<\/p>\n

Ng\u1ecdc Lan \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n r\u1eb1ng, sau 10 n\u0103m l\u1ea5y v\u1ec1 ti\u1ec1n g\u1ed1c 7 t\u1ef7 c\u1ed9ng th\u00eam ti\u1ec1n l\u00e3i l\u00e0 x\u1ea5p x\u1ec9 10 t\u1ef7. Nh\u01b0ng g\u1ea7n \u0111\u00e2y, n\u1eef di\u1ec5n vi\u00ean ph\u00e1t hi\u1ec7n, c\u00f4 ph\u1ea3i \u0111\u00f3ng ph\u00ed t\u1edbi 74 n\u0103m v\u00e0 con s\u1ed1 nh\u1eadn v\u1ec1 kh\u00f4ng nh\u01b0 ng\u01b0\u1eddi t\u01b0 v\u1ea5n n\u00f3i.<\/p>\n

Sau Ng\u1ecdc Lan, ngh\u1ec7 s\u0129 Kim T\u1eed Long cho bi\u1ebft \u00f4ng \u0111ang r\u1ea5t b\u1ee9c x\u00fac. C\u00f4ng ty b\u1ea3o hi\u1ec3m Prudential \u0111\u01a1n ph\u01b0\u01a1ng hu\u1ef7 h\u1ee3p \u0111\u1ed3ng, m\u1eb7c d\u00f9 \u00f4ng \u0111\u00e3 tham gia \u0111\u00f3ng ph\u00ed 3 n\u0103m li\u1ec1n.<\/span><\/p>\n

\"b\u1ea3o

Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m l\u00e3i l\u1edbn trong n\u0103m qua.<\/p><\/div>\n

Theo l\u1eddi k\u1ec3, \u00f4ng Long mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m cho con trai. M\u1ee9c ph\u00ed tham gia l\u00e0 h\u01a1n 40 tri\u1ec7u \u0111\u1ed3ng\/n\u0103m. Trong 3 n\u0103m \u0111\u1ea7u ti\u00ean, \u0111\u1ea1i l\u00fd nh\u1eafc \u00f4ng \u0111\u00f3ng ph\u00ed \u0111\u1ea7y \u0111\u1ee7, t\u1ed5ng s\u1ed1 ti\u1ec1n tr\u00ean 100 tri\u1ec7u \u0111\u1ed3ng. T\u1edbi n\u0103m th\u1ee9 4, \u00f4ng qu\u00ean kh\u00f4ng \u0111\u00f3ng ph\u00ed. Sang n\u0103m th\u1ee9 5, \u00f4ng li\u00ean h\u1ec7 v\u1edbi Prudential. C\u00f4ng ty n\u00e0y n\u00f3i r\u1eb1ng, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 b\u1ecb hu\u1ef7 v\u00ec hai n\u0103m qua kh\u00f4ng \u0111\u00f3ng ph\u00ed.<\/span><\/p>\n

Chia s\u1ebb xung quanh s\u1ef1 vi\u1ec7c n\u00e0y, PGS.TS \u0110inh Tr\u1ecdng Th\u1ecbnh, chuy\u00ean gia t\u00e0i ch\u00ednh n\u00eau th\u1ef1c t\u1ebf, khi mua b\u1ea3o hi\u1ec3m, \u0111a s\u1ed1 ng\u01b0\u1eddi mua th\u01b0\u1eddng ch\u1ec9 quan t\u00e2m t\u1edbi quy\u1ec1n l\u1ee3i m\u00e0 \u0111\u00f4i khi kh\u00f4ng \u0111\u1ec3 \u00fd t\u00ecm hi\u1ec3u nh\u1eefng \u0111i\u1ec1u kho\u1ea3n, \u0111i\u1ec1u ki\u1ec7n r\u00e0ng bu\u1ed9c. Trong khi \u0111\u00f3 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n n\u00e0y s\u1ebd quy\u1ebft \u0111\u1ecbnh vi\u1ec7c ng\u01b0\u1eddi tham gia c\u00f3 \u0111\u01b0\u1ee3c nh\u1eadn quy\u1ec1n l\u1ee3i hay kh\u00f4ng khi s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra.<\/span><\/p>\n

\u1ede tr\u01b0\u1eddng h\u1ee3p tr\u00ean, l\u1ed7i tr\u01b0\u1edbc ti\u00ean l\u00e0 \u1edf di\u1ec5n vi\u00ean Ng\u1ecdc Lan – ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean mua b\u1ea3o hi\u1ec3m. B\u1edfi vi\u1ec7c quy\u1ebft \u0111\u1ecbnh mua bao nhi\u00eau, th\u1eddi gian bao nhi\u1ec1u n\u0103m, \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i, tr\u00e1ch nhi\u1ec7m g\u00ec tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng ph\u1ea3i t\u00ecm hi\u1ec3u k\u1ef9 tr\u01b0\u1edbc. Tuy nhi\u00ean, c\u0169ng c\u1ea7n ph\u1ea3i nh\u00ecn nh\u1eadn l\u1ea1i tr\u00e1ch nhi\u1ec7m c\u1ee7a nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y. H\u1ecd \u0111\u00e3 m\u1eafc l\u1ed7i nghi\u00eam tr\u1ecdng, c\u00f3 th\u1ec3 x\u1ebfp v\u00e0o l\u1ed7i l\u1eeba \u0111\u1ea3o.<\/span><\/p>\n

\u201cV\u1edbi vai tr\u00f2 m\u1ed9t t\u01b0 v\u1ea5n vi\u00ean, l\u00e0 ng\u01b0\u1eddi ph\u1ea3i t\u01b0 v\u1ea5n \u0111\u1ea7y \u0111\u1ee7, \u0111\u00fang v\u1edbi lo\u1ea1i b\u1ea3o hi\u1ec3m, c\u00e1c chi ph\u00ed, s\u1ed1 ti\u1ec1n li\u00ean quan nh\u01b0ng h\u1ecd kh\u00f4ng \u0111\u1ee7 t\u00e2m, \u0111\u1ee7 t\u1ea7m khi t\u01b0 v\u1ea5n cho kh\u00e1ch h\u00e0ng. C\u00f2n v\u1ec1 ph\u00eda doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 l\u1ed7i nghi\u00eam tr\u1ecdng khi kh\u00f4ng ch\u0103m s\u00f3c, ki\u1ec3m tra l\u1ea1i h\u1ee3p c\u1ee7a kh\u00e1ch h\u00e0ng.<\/em>\u201d – PGS.TS \u0110inh Tr\u1ecdng Th\u1ecbnh n\u00f3i.<\/span><\/p>\n

Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong> cho r\u1eb1ng, \u0111\u00e2y kh\u00f4ng ph\u1ea3i tr\u01b0\u1eddng h\u1ee3p \u0111\u1ea7u ti\u00ean khi\u1ebfu n\u1ea1i, th\u1eddi gian qua, c\u00f3 r\u1ea5t nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u00e3 khi\u1ebfu n\u1ea1i v\u1ec1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/em><\/p>\n

B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 \u0111\u1ed9 ph\u1ee9c t\u1ea1p cao, h\u1ee3p \u0111\u1ed3ng g\u1ea7n 100 trang nh\u01b0ng nhi\u1ec1u khi d\u00e2n t\u00e0i ch\u00ednh, gi\u00e1o s\u01b0, ti\u1ebfn s\u0129 \u0111\u1ecdc ch\u01b0a ch\u1eafc hi\u1ec3u \u0111\u01b0\u1ee3c h\u1ebft. Trong khi h\u1ecd th\u01b0\u1eddng kh\u00f4ng \u0111\u1ecdc, kh\u00f4ng hi\u1ec3u h\u1ebft c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng m\u00e0 ch\u1ec9 nghe t\u01b0 v\u1ea5n l\u00e0 k\u00fd. Do \u0111\u00f3, ch\u1ec9 c\u1ea7n m\u1ed9t t\u1eeb “l\u1eaft l\u00e9o” trong h\u1ee3p \u0111\u1ed3ng \u0111\u1ebfn khi x\u1ea3y ra tranh ch\u1ea5p \u1edf t\u00f2a th\u00ec kh\u00e1ch h\u00e0ng c\u0169ng thua.<\/em><\/p>\n

Do \u0111\u00f3, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>\u00a0ki\u1ebfn ngh\u1ecb \u201c<\/span><\/em>Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m k\u1ec3 c\u1ea3 kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u01b0ng v\u1eabn t\u00e2m ph\u1ee5c kh\u1ea9u ph\u1ee5c, kh\u00f4ng c\u1ea3m th\u1ea5y b\u1ecb l\u1eeba, b\u1ecb b\u1eaby, c\u00f2n n\u1ebfu ng\u01b0\u1eddi ta c\u1ea3m th\u1ea5y kh\u00f4ng h\u00e0i l\u00f2ng v\u00ec n\u00f3 kh\u00f4ng r\u00f5 r\u00e0ng, kh\u00f4ng \u0111\u1ee7 th\u00f4ng tin, b\u1eaft b\u1ebb, g\u00e0i ch\u1ed7 n\u00e0y ch\u1ed7 kia, th\u1eadm ch\u00ed l\u00e0 t\u1eeb ng\u1eef, c\u00e2u ch\u1eef kh\u00f3 hi\u1ec3u l\u00e0 ch\u01b0a \u0111\u01b0\u1ee3c<\/em>\u201d.<\/em><\/p>\n

Doanh thu t\u1ef7 USD, Prudential, Manulife l\u00e3i \u0111\u1ed9t bi\u1ebfn<\/span><\/strong><\/h5>\n

\u0110i\u1ec1u \u0111\u00e1ng n\u00f3i \u1edf \u0111\u00e2y l\u00e0 m\u1ee9c \u0111\u1ed9 v\u00f4 tr\u00e1ch nhi\u1ec7m l\u1ea1i x\u1ea3y ra kh\u00f4ng t\u01b0\u01a1ng x\u1ee9ng khi c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m thu v\u1ec1 r\u1ea5t nhi\u1ec1u doanh thu v\u00e0 l\u1ee3i nhu\u1eadn khi h\u1ee3p \u0111\u1ed3ng \u0111\u01b0\u1ee3c k\u00fd k\u1ebft.<\/p>\n

Theo th\u1ed1ng k\u00ea c\u1ee7a Ch\u1ee9ng kho\u00e1n Mirae Asset Vi\u1ec7t Nam (MASVN), giai \u0111o\u1ea1n 2015-2022, th\u1ecb ph\u1ea7n doanh thu c\u1ee7a top 5 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd duy tr\u00ec kh\u00e1 \u1ed5n \u0111\u1ecbnh bao g\u1ed3m B\u1ea3o Vi\u1ec7t Nh\u00e2n th\u1ecd, Prudential, Manulife, Dai-ichi Life, AIA v\u00e0 nh\u00f3m n\u00e0y gi\u1eef kho\u1ea3ng c\u00e1ch xa so v\u1edbi ph\u1ea7n c\u00f2n l\u1ea1i.<\/p>\n

B\u00e1o c\u00e1o c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh cho th\u1ea5y, doanh thu h\u00e0ng n\u0103m k\u00e9p phi nh\u00e2n th\u1ecd giai \u0111o\u1ea1n 2015 -2022 ch\u1ec9 t\u0103ng tr\u01b0\u1edfng 11,98%\/n\u0103m, trong khi doanh thu h\u00e0ng n\u0103m k\u00e9p nh\u00e2n th\u1ecd l\u00ean \u0111\u1ebfn 26,0%\/n\u0103m trong giai \u0111o\u1ea1n n\u00e0y, nh\u1edd thu nh\u1eadp ng\u01b0\u1eddi d\u00e2n t\u0103ng nhanh l\u00e0 m\u00f4i tr\u01b0\u1eddng thu\u1eadn l\u1ee3i cho vi\u1ec7c ph\u00e1t tri\u1ec3n m\u1ea3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd.<\/span><\/p>\n

B\u00e1o c\u00e1o t\u00e0i ch\u00ednh n\u0103m 2022 cho th\u1ea5y, Prudential ti\u1ebfp t\u1ee5c l\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 th\u1ecb ph\u1ea7n \u0111\u1ee9ng th\u1ee9 2 th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam ch\u1ec9 sau B\u1ea3o Vi\u1ec7t Nh\u00e2n th\u1ecd. Doanh thu ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a Prudential \u0111\u1ea1t h\u01a1n 31.000 t\u1ef7 n\u0103m 2022, t\u0103ng 8,3% so v\u1edbi n\u0103m tr\u01b0\u1edbc \u0111\u00f3.<\/span><\/p>\n

Ti\u1ebfp \u0111\u1ebfn l\u00e0 Manulife v\u1edbi doanh thu ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u1ea1t 26.835 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 9,5% so v\u1edbi n\u0103m 2021. Th\u1ecb ph\u1ea7n \u0111\u1ee9ng th\u1ee9 4 th\u1ecb tr\u01b0\u1eddng l\u00e0 Dai-ichi Life ghi nh\u1eadn doanh thu ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u1ea1t 21.825 t\u1ef7 \u0111\u1ed3ng. AIA v\u1edbi doanh thu ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u1ea1t 18.490 t\u1ef7, t\u0103ng 12,3% v\u00e0 l\u00e0 doanh nghi\u1ec7p c\u00f3 th\u1ecb ph\u1ea7n l\u1edbn th\u1ee9 5 m\u1ea3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1ea1i Vi\u1ec7t Nam.<\/span><\/p>\n

S\u1ee9c kh\u1ecfe c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m n\u0103m qua.<\/h6>\n

V\u1ec1 l\u1ee3i nhu\u1eadn, B\u1ea3o Vi\u1ec7t Nh\u00e2n th\u1ecd ghi nh\u1eadn l\u00e3i sau thu\u1ebf n\u0103m 2022 \u0111\u1ea1t 975 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 11% so v\u1edbi n\u0103m tr\u01b0\u1edbc. Trong khi Prudential v\u00e0 Manulife b\u00e1o l\u00e3i \u0111\u1ed9t bi\u1ebfn, c\u00f2n Dai-ichi v\u00e0 AIA bi\u1ebfn \u0111\u1ed9ng nh\u1eb9.<\/span><\/p>\n

Theo ghi nh\u1eadn, Prudential Vi\u1ec7t Nam c\u00f3 l\u00e3i cao nh\u1ea5t th\u1ecb tr\u01b0\u1eddng v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf n\u0103m 2022 \u0111\u1ea1t 4.504 t\u1ef7 \u0111\u1ed3ng, g\u1ea5p 8,7 l\u1ea7n n\u0103m tr\u01b0\u1edbc, l\u1ee3i nhu\u1eadn sau thu\u1ebf \u0111\u1ea1t 3.637 t\u1ef7 \u0111\u1ed3ng. Theo \u0111\u00f3, l\u1ee3i nhu\u1eadn sau thu\u1ebf ch\u01b0a ph\u00e2n ph\u1ed1i l\u0169y k\u1ebf \u0111\u1ebfn cu\u1ed1i n\u0103m 2022 c\u1ee7a Prudential Vi\u1ec7t Nam l\u00ean t\u1edbi 12.377 t\u1ef7 \u0111\u1ed3ng.<\/span><\/p>\n

Manulife Vi\u1ec7t Nam c\u00f2n g\u00e2y b\u1ea5t ng\u1edd h\u01a1n khi n\u0103m 2022 c\u00f3 l\u00e3i tr\u01b0\u1edbc thu\u1ebf 3.251 t\u1ef7 \u0111\u1ed3ng v\u00e0 sau thu\u1ebf l\u00e0 2.562 t\u1ef7 \u0111\u1ed3ng, trong khi n\u0103m 2021, c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00e0y b\u00e1o l\u1ed7 tr\u01b0\u1edbc thu\u1ebf t\u1edbi 5.927 t\u1ef7 v\u00e0 l\u1ed7 sau thu\u1ebf \u0111\u1ea1t 4.742 t\u1ef7 \u0111\u1ed3ng.<\/span><\/p>\n

V\u1edbi AIA, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf n\u0103m qua \u0111\u1ea1t 1.380 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 25% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 280 t\u1ef7) so v\u1edbi n\u0103m 2021, l\u1ee3i nhu\u1eadn sau thu\u1ebf \u0111\u1ea1t 1.110 t\u1ef7 \u0111\u1ed3ng. Dai-ichi Life Vi\u1ec7t Nam c\u00f3 k\u1ebft qu\u1ea3 kinh doanh k\u00e9m kh\u1ea3 quan h\u01a1n khi gi\u1ea3m 200 t\u1ef7 \u0111\u1ed3ng so v\u1edbi n\u0103m tr\u01b0\u1edbc c\u00f2n 3.304 t\u1ef7 \u0111\u1ed3ng, l\u00e3i sau thu\u1ebf \u0111\u1ea1t 2.646 t\u1ef7 \u0111\u1ed3ng trong n\u0103m 2022.<\/span><\/p>\n

L\u1ee3i nhu\u1eadn doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m n\u0103m qua.<\/h6>\n

Nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, k\u00eanh ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m qua ng\u00e2n h\u00e0ng (Bancassurance) l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 th\u00fac \u0111\u1ea9y k\u1ebft qu\u1ea3 kinh doanh c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd.<\/span><\/p>\n

Hi\u1ec7n Prudential l\u00e0 \u0111\u1ed1i t\u00e1c ph\u00e2n ph\u1ed1i \u0111\u1ed9c quy\u1ec1n b\u1ea3o hi\u1ec3m th\u00f4ng qua nh\u1eefng ng\u00e2n h\u00e0ng nh\u01b0 MSB, SeABank, VIB. Trong khi \u0111\u00f3, Dai-ichi Life c\u00f3 m\u1ed1i h\u1ee3p t\u00e1c v\u1edbi SHB, Sacombank. Manulife c\u0169ng c\u00f3 th\u1ecfa thu\u1eadn v\u1edbi Techcombank, VietinBank. AIA l\u00e0 \u0111\u1ed1i t\u00e1c c\u1ee7a VPBank, OCB\u2026<\/span><\/p>\n

\u0110\u1ec3 c\u00f3 c\u00fa b\u1eaft tay v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn, nhi\u1ec1u h\u00e3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 ph\u1ea3i chi tr\u1ea3 h\u00e0ng ngh\u00ecn t\u1ef7 \u0111\u1ed3ng ph\u00ed tr\u1ea3 tr\u01b0\u1edbc khi b\u1eaft \u0111\u1ea7u k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng. \u0110\u00f3 c\u0169ng l\u00e0 l\u00fd do khi\u1ebfn l\u1ee3i nhu\u1eadn c\u1ee7a nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, c\u00f3 th\u1ec3 chuy\u1ec3n t\u1eeb l\u1ed7 sang l\u00e3i ch\u1ec9 sau m\u1ed9t v\u00e0i n\u0103m.<\/span><\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u0169ng \u0111ang \u0111\u1ea9y m\u1ea1nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1, h\u1ee3p t\u00e1c v\u1edbi c\u00e1c c\u00f4ng ty th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, fintech,\u2026 gi\u00fap doanh thu t\u0103ng m\u1ea1nh th\u1eddi gian qua.<\/span><\/p>\n

Anh Nhi<\/strong><\/h6>\n

———-<\/em><\/p>\n

T\u00ean b\u00e0i<\/em><\/strong> (xxx) ng\u00e0y xx-xx-202<\/em><\/strong>3<\/em><\/strong>:<\/em><\/strong><\/p>\n

https:\/\/doisong.trithuccuocsong.vn\/doanh-thu-hang-ty-usd-moi-nam-dn-bao-hiem-van-bi-to-vo-trach-nhiem-post205481.html<\/a><\/em><\/p>\n

\u00a0(<\/em>205\/1.445<\/em>) #baohiem #nganhang #bancassurance<\/em>","protected":false},"excerpt":{"rendered":"

Doanh thu h\u00e0ng t\u1ef7 USD m\u1ed7i n\u0103m, DN b\u1ea3o hi\u1ec3m v\u1eabn b\u1ecb “t\u1ed1” v\u00f4 tr\u00e1ch nhi\u1ec7m? (\u0110S) – L\u1ee3i nhu\u1eadn thu v\u1ec1 c\u1ea3 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng m\u1ed7i n\u0103m nh\u01b0ng c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m li\u00ean ti\u1ebfp b\u1ecb t\u1ed1 t\u01b0 v\u1ea5n v\u00f4 tr\u00e1ch nhi\u1ec7m, \u201c\u0111em con b\u1ecf ch\u1ee3\u201d t\u1eeb v\u1ee5 c\u00e1c c\u00e1c ngh\u1ec7 s\u0129 n\u1ed5i ti\u1ebfng […]<\/p>\n","protected":false},"author":1,"featured_media":36792,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51,36],"class_list":["post-36791","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.479. 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