{"id":36816,"date":"2023-04-25T16:35:34","date_gmt":"2023-04-25T09:35:34","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36816"},"modified":"2024-11-27T16:30:10","modified_gmt":"2024-11-27T09:30:10","slug":"3-481-can-ro-che-tai-voi-truong-hop-bung-no-vay-tieu-dung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-481-can-ro-che-tai-voi-truong-hop-bung-no-vay-tieu-dung\/","title":{"rendered":"3.481. C\u1ea7n r\u00f5 ch\u1ebf t\u00e0i v\u1edbi tr\u01b0\u1eddng h\u1ee3p \u201cb\u00f9ng n\u1ee3\u201d vay ti\u00eau d\u00f9ng"},"content":{"rendered":"

C\u1ea7n r\u00f5 ch\u1ebf t\u00e0i v\u1edbi tr\u01b0\u1eddng h\u1ee3p \u201cb\u00f9ng n\u1ee3\u201d vay ti\u00eau d\u00f9ng<\/span><\/h4>\n
(VOV.vn) – Nhi\u1ec1u \u00fd ki\u1ebfn \u0111\u1ed3ng quan \u0111i\u1ec3m cho r\u1eb1ng ph\u1ea3i x\u1eed l\u00fd h\u00ecnh th\u1ee9c \u0111\u00f2i n\u1ee3 kh\u00f4ng h\u1ee3p ph\u00e1p nh\u01b0 kh\u1ee7ng b\u1ed1, x\u00e3 h\u1ed9i \u0111en, song c\u1ea7n c\u00f3 ch\u1ebf t\u00e0i r\u00f5 r\u00e0ng vi\u1ec7c thi h\u00e0nh \u00e1n c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u201cb\u00f9ng n\u1ee3\u201d.<\/strong><\/h5>\n

V\u1ea5n \u0111\u1ec1 n\u00e0y \u0111\u01b0\u1ee3c nh\u1ea5n m\u1ea1nh t\u1ea1i T\u1ecda \u0111\u00e0m \u201cTh\u1ef1c tr\u1ea1ng v\u00e0 gi\u1ea3i ph\u00e1p ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng t\u1ea1i Vi\u1ec7t Nam\u201d do T\u1ea1p ch\u00ed Nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1ed5 ch\u1ee9c, ng\u00e0y 25\/4.<\/p>\n

Vay ti\u00eau d\u00f9ng quan tr\u1ecdng v\u1edbi ng\u01b0\u1eddi y\u1ebfu th\u1ebf<\/strong><\/h5>\n

PGS-TS Ho\u00e0ng Xu\u00e2n Qu\u1ebf, Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n T\u00e0i ch\u00ednh – Ng\u00e2n h\u00e0ng, Tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc Kinh t\u1ebf qu\u1ed1c d\u00e2n nh\u1ea5n m\u1ea1nh th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng \u1edf Vi\u1ec7t Nam r\u1ea5t ti\u1ec1m n\u0103ng v\u00e0 \u0111\u00e2y l\u00e0 \u0111i\u1ec1u t\u1ea5t y\u1ebfu.<\/p>\n

V\u1edbi 16 c\u00f4ng ty t\u00e0i ch\u00ednh (CTTC) \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea5p ph\u00e9p ho\u1ea1t \u0111\u1ed9ng cho vay ti\u00eau d\u00f9ng, NHNN \u0111\u00e3 quan t\u00e2m h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng cho c\u00e1c c\u00f4ng ty n\u00e0y, nh\u01b0ng m\u1edbi ch\u1ec9 chi\u1ebfm t\u1ef7 l\u1ec7 1,87% so v\u1edbi t\u1ed5ng d\u01b0 n\u1ee3 to\u00e0n n\u1ec1n kinh t\u1ebf v\u00e0 8,5% d\u01b0 n\u1ee3 cho vay ti\u00eau d\u00f9ng to\u00e0n h\u1ec7 th\u1ed1ng. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c c\u00f4ng ty n\u00e0y c\u00f2n khi\u00eam t\u1ed1n.<\/p>\n

\"ch\u1ebf

PGS-TS Ho\u00e0ng Xu\u00e2n Qu\u1ebf<\/p><\/div>\n

\u201cNguy\u00ean nh\u00e2n kh\u00f4ng ph\u1ea3i l\u00e0 v\u1ea5n \u0111\u1ec1 l\u00e3i su\u1ea5t m\u00e0 \u1edf \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n, ti\u1ebfp c\u1eadn v\u1ed1n. Nh\u1eefng t\u1ed5 ch\u1ee9c kh\u00f4ng \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p th\u1ecfa m\u00e3n nhu c\u1ea7u c\u1ee7a ng\u01b0\u1eddi y\u1ebfu th\u1ebf khi h\u1ecd kh\u00f4ng ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n \u0111\u00f3 t\u1ea1i c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p\u201d \u2013 \u00f4ng Ho\u00e0ng Xu\u00e2n Qu\u1ebf n\u00f3i, \u0111\u1ed3ng th\u1eddi \u0111\u1ec1 xu\u1ea5t c\u01a1 quan qu\u1ea3n l\u00fd c\u1ea7n xem x\u00e9t v\u1ec1 h\u00ecnh th\u1ee9c t\u1ed5 ch\u1ee9c \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a ng\u01b0\u1eddi d\u00e2n khi h\u1ecd c\u1ea7n ti\u1ec1n \u0111\u1ec3 x\u1eed l\u00fd v\u1ea5n \u0111\u1ec1 c\u1ea5p thi\u1ebft.<\/p>\n

<\/h6>\n

\u00d4ng Nguy\u1ec5n \u0110\u00ecnh \u0110\u1ee9c, Ph\u00f3 TG\u0110 C\u00f4ng ty T\u00e0i ch\u00ednh TNHH HD SAISON nh\u1ea5n m\u1ea1nh trong cu\u1ed9c l\u00e0m vi\u1ec7c m\u1edbi \u0111\u00e2y, Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 ch\u1ec9 \u0111\u1ea1o l\u00e0m sao ph\u00e1t tri\u1ec3n t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng, \u0111\u1ea9y l\u00f9i t\u00edn d\u1ee5ng \u0111en, giao Li\u00ean \u0111o\u00e0n lao \u0111\u1ed9ng Vi\u1ec7t Nam th\u00fac \u0111\u1ea9y cho vay t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng c\u1ee7a c\u00f4ng nh\u00e2n.<\/p>\n

L\u1ee3i th\u1ebf c\u1ee7a t\u00edn d\u1ee5ng \u0111en l\u00e0 cho vay nhanh, \u0111\u1ea1i di\u1ec7n hi\u1ec7n di\u1ec7n \u1edf c\u00e1c khu c\u00f4ng nghi\u1ec7p, \u0111i s\u00e2u v\u00e0o c\u00f4ng nh\u00e2n, cho vay nh\u1eefng kho\u1ea3n vay nh\u1ecf n\u00ean \u201cc\u00f4ng nh\u00e2n c\u00f3 nhu c\u1ea7u vay ti\u1ec1n con \u1ed1m, ph\u00ed \u0111i\u1ec7n, n\u01b0\u1edbc khi ch\u01b0a c\u00f3 l\u01b0\u01a1ng… th\u00ec h\u1ecd ch\u1ec9 c\u00f3 con \u0111\u01b0\u1eddng duy nh\u1ea5t l\u00e0 t\u00edn d\u1ee5ng \u0111en khi kho\u1ea3n vay ch\u1ec9 2-3 tri\u1ec7u \u0111\u1ed3ng, r\u1ea5t kh\u00f3 t\u00ecm t\u1edbi t\u1ed5 ch\u1ee9c ch\u00ednh th\u1ed1ng, k\u1ec3 c\u1ea3 l\u00e3i su\u1ea5t cao\u201d. T\u00edn d\u1ee5ng \u0111en c\u0169ng l\u00e0 nguy\u00ean nh\u00e2n d\u1eabn t\u1edbi \u0111\u00f2i n\u1ee3 thu\u00ea, \u0111e do\u1ea1 c\u1ea3 c\u00e1n b\u1ed9 c\u00f4ng \u0111o\u00e0n, ch\u1ee7 nh\u00e0 m\u00e1y.<\/p>\n

Ch\u00ednh v\u00ec v\u1eady, t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng r\u1ea5t quan tr\u1ecdng trong \u0111\u1eddi s\u1ed1ng v\u1edbi ng\u01b0\u1eddi y\u1ebfu th\u1ebf v\u00e0 vi\u1ec7c th\u00fac \u0111\u1ea9y t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng l\u00e0 \u0111\u1ecbnh h\u01b0\u1edbng \u0111\u00fang \u0111\u1eafn c\u1ee7a Ch\u00ednh ph\u1ee7, NHNN \u0111\u1ec3 \u0111\u1ea9y l\u00f9i t\u00edn d\u1ee5ng \u0111en.<\/p>\n

Ch\u1ebf t\u00e0i r\u00f5 r\u00e0ng \u0111\u1ec3 thu h\u1ed3i n\u1ee3 h\u1ee3p ph\u00e1p<\/strong><\/h5>\n

PGS-TS Ho\u00e0ng Xu\u00e2n Qu\u1ebf nh\u1ea5n m\u1ea1nh, ph\u00e1p lu\u1eadt kh\u00f4ng c\u1ea5m \u0111\u00f2i n\u1ee3, ch\u1ec9 c\u1ea5m h\u00ecnh th\u1ee9c \u0111\u00f2i n\u1ee3 kh\u00f4ng h\u1ee3p ph\u00e1p nh\u01b0 kh\u1ee7ng b\u1ed1, x\u00e3 h\u1ed9i \u0111en. Do v\u1eady, c\u1ea7n thi\u1ebft ph\u1ea3i c\u00f3 s\u1ef1 tham gia c\u1ee7a c\u01a1 quan nh\u00e0 n\u01b0\u1edbc, h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt ph\u1ea3i \u0111\u1ed3ng b\u1ed9 t\u1eeb vi\u1ec7c x\u1eed l\u00fd n\u1ee3, c\u00f3 ch\u1ebf t\u00e0i r\u00f5 r\u00e0ng vi\u1ec7c thi h\u00e0nh \u00e1n c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u201cb\u00f9ng n\u1ee3\u201d.<\/p>\n

\u0110\u1ed3ng t\u00ecnh v\u1edbi vi\u1ec7c ph\u1ea3i c\u00f3 gi\u1ea3i ph\u00e1p \u0111\u1ec3 ng\u0103n ch\u1eb7n thu n\u1ee3 tr\u00e1i ph\u00e1p lu\u1eadt, song \u00f4ng Nguy\u1ec5n \u0110\u00ecnh \u0110\u1ee9c – Ph\u00f3 TG\u0110 C\u00f4ng ty T\u00e0i ch\u00ednh TNHH HD SAISON cho r\u1eb1ng c\u1ea7n h\u00e0nh lang ph\u00e1p l\u00fd \u0111\u1ec3 ng\u01b0\u1eddi \u0111i vay ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m v\u1edbi kho\u1ea3n n\u1ee3 c\u1ee7a m\u00ecnh. Ngo\u00e0i kh\u1edfi ki\u1ec7n th\u00ec n\u00ean c\u00f3 c\u00e1c c\u00f3 ch\u1ebf t\u00e0i kh\u00e1c nh\u01b0 kh\u00f4ng \u0111\u01b0\u1ee3c \u0111i du l\u1ecbch, c\u00f3 th\u00f4ng tin t\u00edch h\u1ee3p v\u1edbi ch\u1ee9ng minh th\u01b0 hay th\u1ebb c\u0103n c\u01b0\u1edbc \u0111\u1ec3 gi\u1ea3m \u0111i\u1ec3m uy t\u00edn c\u1ee7a c\u00f4ng d\u00e2n v\u1edbi h\u00e0nh vi vay m\u00e0 kh\u00f4ng tr\u1ea3 n\u1ee3.<\/p>\n

\u00d4ng Nguy\u1ec5n \u0110\u00ecnh \u0110\u1ee9c<\/h6>\n

Lu\u1eadt s\u01b0 Ph\u1ea1m V\u0103n Ph\u1ea5t, Tr\u01b0\u1edfng v\u0103n ph\u00f2ng Lu\u1eadt An Ph\u00e1t Ph\u1ea1m \u0111\u1ed3ng quan \u0111i\u1ec3m ph\u1ea3i x\u1eed nghi\u00eam th\u00ec m\u1edbi c\u00f3 t\u00e1c d\u1ee5ng r\u0103n \u0111e t\u1ed1t \u0111\u1ec3 nh\u1eefng ng\u01b0\u1eddi \u0111i vay c\u00f3 \u0111i\u1ec1u ki\u1ec7n ph\u1ea3i tr\u1ea3 n\u1ee3. Song \u00f4ng c\u0169ng cho r\u1eb1ng vi\u1ec7c \u0111\u01b0a v\u1ee5 ki\u1ec7n ra t\u00f2a \u00e1n l\u00e0 kh\u00f4ng kh\u1ea3 thi v\u00e0 kh\u00f4ng b\u00f5 c\u00f4ng \u0111\u1ec3 h\u1ecd theo \u0111u\u1ed5i.<\/p>\n

\u0110\u1ec1 c\u1eadp gi\u1ea3i ph\u00e1p, \u00f4ng Ph\u1ea1m V\u0103n Ph\u1ea5t l\u01b0u \u00fd c\u00f4ng c\u1ee5 nh\u01b0 kh\u1edfi ki\u1ec7n c\u00f3 th\u1ee7 t\u1ee5c r\u00fat g\u1ecdn. \u1ede n\u01b0\u1edbc ngo\u00e0i, trong 1 ng\u00e0y c\u00f3 th\u1ec3 x\u1eed l\u00fd 4-5 v\u1ee5.<\/p>\n

Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong> cho bi\u1ebft, doanh nghi\u1ec7p cho vay t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c thu h\u1ed3i n\u1ee3 trong khi d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 thu\u00ea \u0111\u00e3 b\u1ecb c\u1ea5m t\u1eeb khi Lu\u1eadt \u0110\u1ea7u t\u01b0 2020 c\u00f3 hi\u1ec7u l\u1ef1c, c\u00e1c c\u01a1 ch\u1ebf kh\u00e1c th\u00ec kh\u00f4ng m\u1ea5y hi\u1ec7u qu\u1ea3.<\/em><\/p>\n

Do \u0111\u00f3 c\u1ea7n thi\u1ebft ph\u1ea3i xem l\u1ea1i lu\u1eadt \u0111\u1ec3 c\u00f3 quy \u0111\u1ecbnh v\u1ec1 thu h\u1ed3i n\u1ee3 cho ph\u00f9 h\u1ee3p; chuy\u00ean nghi\u1ec7p h\u00f3a trong vi\u1ec7c \u0111\u00f2i n\u1ee3 v\u00e0 c\u1ea7n c\u00f3 \u0111\u1ea1o lu\u1eadt x\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111\u1ec3 gi\u1ea3i quy\u1ebft.<\/em><\/p>\n

C\u1ea7n s\u1eed d\u1ee5ng h\u1ebft c\u00e1c quy\u1ec1n ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh cho ph\u00e9p<\/strong><\/h5>\n

\u00d4ng Phan \u0110\u1ee9c Hi\u1ebfu, \u1ee6y vi\u00ean Th\u01b0\u1eddng tr\u1ef1c \u1ee6y ban Kinh t\u1ebf c\u1ee7a Qu\u1ed1c h\u1ed9i cho bi\u1ebft, kh\u00f4ng ph\u1ea3i Ch\u00ednh ph\u1ee7 ch\u01b0a nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c m\u00e0 \u0111\u00e3 nh\u1eadn th\u1ee9c r\u1ea5t s\u00e2u s\u1eafc khi thi\u1ebft k\u1ebf Chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n t\u1ea7m nh\u00ecn \u0111\u1ebfn 2025 v\u00e0 \u0111\u1ecbnh h\u01b0\u1edbng \u0111\u1ebfn 2030 v\u1edbi nhi\u1ec7m v\u1ee5 ch\u00ednh l\u00e0 \u0111\u1ea3m b\u1ea3o c\u00f4ng b\u1eb1ng, to\u00e0n di\u1ec7n, b\u1ea3o v\u1ec7 l\u1ee3i \u00edch h\u1ee3p ph\u00e1p c\u1ee7a c\u1ea3 ng\u01b0\u1eddi \u0111i vay v\u00e0 cho vay. V\u1ea5n \u0111\u1ec1 l\u1edbn nh\u1ea5t hi\u1ec7n nay l\u00e0 thi h\u00e0nh nh\u01b0 th\u1ebf n\u00e0o.<\/p>\n

C\u00f3 3 v\u1ea5n \u0111\u1ec1 n\u1ed5i l\u00ean: M\u1ed9t l\u00e0 thi\u1ebfu khung ph\u00e1p l\u00fd; hai l\u00e0 th\u1ef1c thi v\u00ec n\u1ebfu th\u1ef1c thi c\u00f3 hi\u1ec7u qu\u1ea3 quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh \u0111\u00e3 gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c ph\u1ea7n l\u1edbn hi\u1ec7n tr\u1ea1ng; ba l\u00e0 s\u1ef1 c\u00f4ng b\u1eb1ng – m\u1ed9t m\u00f4i tr\u01b0\u1eddng kinh doanh c\u00f4ng b\u1eb1ng, minh b\u1ea1ch, hi\u1ec7u qu\u1ea3 cho c\u00e1c ch\u1ee7 th\u1ec3 kh\u00e1c nhau (TCTD, c\u00f4ng ty t\u00e0i ch\u00ednh v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c kh\u00e1c).<\/p>\n

Cho r\u1eb1ng v\u1ec1 l\u00e2u d\u00e0i c\u00f3 th\u1ec3 h\u01b0\u1edbng \u0111\u1ebfn \u0111\u1ea1o lu\u1eadt ho\u1eb7c quy \u0111\u1ecbnh ri\u00eang cho l\u0129nh v\u1ef1c \u0111\u00f2i n\u1ee3, song theo \u00f4ng Phan \u0110\u1ee9c Hi\u1ebfu, \u0111\u1ec3 ho\u00e0n th\u00e0nh m\u1ed9t \u0111\u1ea1o lu\u1eadt ri\u00eang c\u1ea7n nhi\u1ec1u th\u1eddi gian t\u1eeb l\u00e0m r\u00f5 s\u1ef1 c\u1ea7n thi\u1ebft \u0111\u1ebfn x\u00e9t t\u00ednh kh\u1ea3 thi.<\/p>\n

\u201cT\u00f4i ch\u1ec9 mong mu\u1ed1n r\u1eb1ng trong th\u1eddi gian t\u1edbi, trong gi\u1ea3i ph\u00e1p ng\u1eafn h\u1ea1n ch\u00fang ta \u0111ang r\u00e0 so\u00e1t, s\u1eeda \u0111\u1ed5i Lu\u1eadt C\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d \u2013 \u00f4ng n\u00f3i v\u00e0 cho bi\u1ebft trong d\u1ef1 th\u1ea3o lu\u1eadt \u0111ang tr\u00ecnh Qu\u1ed1c h\u1ed9i c\u00f3 2 quy \u0111\u1ecbnh li\u00ean quan v\u1ec1 c\u00f4ng ty t\u00e0i ch\u00ednh v\u00e0 x\u1eed l\u00fd n\u1ee3 x\u1ea5u.<\/p>\n

\u0110\u1ea1i bi\u1ec3u Qu\u1ed1c h\u1ed9i B\u00f9i M\u1ea1nh Khoa<\/h6>\n

\u00d4ng B\u00f9i M\u1ea1nh Khoa, \u1ee6y vi\u00ean chuy\u00ean tr\u00e1ch \u1ee6y ban Ph\u00e1p lu\u1eadt c\u1ee7a Qu\u1ed1c h\u1ed9i th\u00ec cho bi\u1ebft, B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 \u0111\u00e3 c\u00f3 quy \u0111\u1ecbnh nh\u01b0ng c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh c\u0169ng ch\u01b0a s\u1eed d\u1ee5ng h\u1ebft quy\u1ec1n c\u1ee7a m\u00ecnh.<\/p>\n

\u0110\u1ec3 ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh th\u1ecb tr\u01b0\u1eddng, tr\u01b0\u1edbc m\u1eaft c\u00e1c b\u00ean trong quan h\u1ec7 cho vay t\u00e0i ch\u00ednh c\u1ea7n s\u1eed d\u1ee5ng h\u1ebft c\u00e1c quy\u1ec1n ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh cho ph\u00e9p, y\u00eau c\u1ea7u c\u01a1 quan t\u1ed1 t\u1ee5ng ch\u1ea5p h\u00e0nh th\u1ee5 l\u00fd gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c v\u1ee5 \u00e1n. N\u1ebfu c\u00e1c hi\u1ec7p h\u1ed9i ph\u1ea3n \u00e1nh \u0111\u1ebfn c\u01a1 quan t\u01b0 ph\u00e1p v\u1ec1 th\u1ee7 t\u1ee5c r\u00fat g\u1ecdn th\u00ec l\u00e2u d\u00e0i s\u1ebd l\u00e0m \u0111\u01b0\u1ee3c. Ti\u1ebfp theo l\u00e0 ki\u1ebfn ngh\u1ecb s\u1eeda \u0111\u1ed5i lu\u1eadt.\/.<\/p>\n

Ng\u1ecdc Th\u00e0nh\/VOV.VN<\/strong><\/h5>\n

———-<\/em><\/p>\n

VOV.vn (Kinh t\u1ebf) ng\u00e0y 25-4-2023:<\/em><\/strong><\/p>\n

https:\/\/vov.vn\/kinh-te\/can-ro-che-tai-voi-truong-hop-bung-no-vay-tieu-dung-post1016221.vov<\/a><\/em><\/p>\n

(96\/1.279) #TDTD<\/em>","protected":false},"excerpt":{"rendered":"

C\u1ea7n r\u00f5 ch\u1ebf t\u00e0i v\u1edbi tr\u01b0\u1eddng h\u1ee3p \u201cb\u00f9ng n\u1ee3\u201d vay ti\u00eau d\u00f9ng (VOV.vn) – Nhi\u1ec1u \u00fd ki\u1ebfn \u0111\u1ed3ng quan \u0111i\u1ec3m cho r\u1eb1ng ph\u1ea3i x\u1eed l\u00fd h\u00ecnh th\u1ee9c \u0111\u00f2i n\u1ee3 kh\u00f4ng h\u1ee3p ph\u00e1p nh\u01b0 kh\u1ee7ng b\u1ed1, x\u00e3 h\u1ed9i \u0111en, song c\u1ea7n c\u00f3 ch\u1ebf t\u00e0i r\u00f5 r\u00e0ng vi\u1ec7c thi h\u00e0nh \u00e1n c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u201cb\u00f9ng n\u1ee3\u201d. V\u1ea5n […]<\/p>\n","protected":false},"author":2,"featured_media":36817,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[44,36],"class_list":["post-36816","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-dau-tu","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.481. 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