{"id":36847,"date":"2023-04-26T21:44:57","date_gmt":"2023-04-26T14:44:57","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36847"},"modified":"2024-11-27T15:52:56","modified_gmt":"2024-11-27T08:52:56","slug":"3-485-co-nen-dua-hoat-dong-thu-hoi-no-quay-tro-lai","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-485-co-nen-dua-hoat-dong-thu-hoi-no-quay-tro-lai\/","title":{"rendered":"3.485. C\u00f3 n\u00ean \u0111\u01b0a ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3 quay tr\u1edf l\u1ea1i?"},"content":{"rendered":"

C\u00f3 n\u00ean \u0111\u01b0a ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3 quay tr\u1edf l\u1ea1i?<\/span><\/h4>\n
(CL) – M\u1edbi \u0111\u00e2y, t\u1ea1i bu\u1ed5i t\u1ecda \u0111\u00e0m “Th\u1ef1c tr\u1ea1ng v\u00e0 gi\u1ea3i ph\u00e1p ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng t\u1ea1i Vi\u1ec7t Nam”, v\u1ea5n \u0111\u1ec1 ph\u00e1p l\u00fd li\u00ean quan \u0111\u1ebfn vi\u1ec7c thu h\u1ed3i n\u1ee3 v\u00e0 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00f4ng ty c\u1ea7m \u0111\u1ed3 l\u1ea1i \u0111\u01b0\u1ee3c \u0111\u01b0a ra tranh lu\u1eadn v\u1edbi nhi\u1ec1u \u00fd ki\u1ebfn kh\u00e1c nhau.<\/strong><\/h5>\n
C\u1ea7n c\u00f3 quy \u0111\u1ecbnh thu h\u1ed3i n\u1ee3 ph\u00f9 h\u1ee3p<\/strong><\/h5>\n

T\u1ea1i cu\u1ed9c h\u1ed9i th\u1ea3o, c\u00e1c chuy\u00ean gia nh\u1eadn \u0111\u1ecbnh, v\u1edbi d\u00e2n s\u1ed1 100 tri\u1ec7u ng\u01b0\u1eddi, \u0111\u1ed9 tu\u1ed5i trung b\u00ecnh tr\u1ebb (33,7 tu\u1ed5i), Vi\u1ec7t Nam \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t trong nh\u1eefng qu\u1ed1c gia c\u00f3 ng\u00e0nh t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng gi\u00e0u ti\u1ec1m n\u0103ng.<\/p>\n

Ghi nh\u1eadn th\u1ef1c t\u1ebf cho th\u1ea5y nhu c\u1ea7u vay ti\u00eau d\u00f9ng c\u1ea7n thi\u1ebft c\u1ea5p b\u00e1ch c\u1ee7a ng\u01b0\u1eddi d\u00e2n, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng ng\u01b0\u1eddi y\u1ebfu th\u1ebf kh\u00f3 c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn v\u1ed1n t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i l\u00e0 r\u1ea5t l\u1edbn.<\/p>\n

\u0110\u1ebfn nay c\u00f3 16 c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea5p ph\u00e9p ho\u1ea1t \u0111\u1ed9ng cho vay ti\u00eau d\u00f9ng, v\u1edbi \u0111\u1ed1i t\u01b0\u1ee3ng ch\u1ee7 y\u1ebfu l\u00e0 nh\u1eefng ng\u01b0\u1eddi y\u1ebfu th\u1ebf, thu nh\u1eadp kh\u00f4ng \u1ed5n \u0111\u1ecbnh, kh\u00f3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c v\u1ed1n vay t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i nh\u1eb1m \u0111\u00e1p \u1ee9ng nhu c\u1ea7u chi ti\u00eau c\u1ea7n thi\u1ebft cho nhu c\u1ea7u sinh ho\u1ea1t.<\/p>\n

Tuy nhi\u00ean ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh n\u00e0y c\u0169ng g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n, trong \u0111\u00f3 c\u00f3 ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3. \u0110\u1eb7c bi\u1ec7t l\u00e0 trong th\u1eddi gian v\u1eeba qua, khi nhi\u1ec1u c\u00f4ng ty cho vay ti\u00eau d\u00f9ng, c\u00f4ng ty cho vay c\u1ea7m \u0111\u1ed3 b\u1ecb c\u01a1 quan ch\u1ee9c n\u0103ng ti\u1ebfn h\u00e0nh ki\u1ec3m tra, l\u00e0m \u1ea3nh h\u01b0\u1edfng nghi\u00eam tr\u1ecdng \u0111\u1ebfn h\u00ecnh \u1ea3nh uy t\u00edn v\u00e0 d\u1eabn \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3 c\u0169ng b\u1ecb \u0111\u00ecnh tr\u1ec7.<\/p>\n

\"ho\u1ea1t

T\u1ecda \u0111\u00e0m “Th\u1ef1c tr\u1ea1ng v\u00e0 gi\u1ea3i ph\u00e1p ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng t\u1ea1i Vi\u1ec7t Nam” (\u1ea2nh: \u0110BND)<\/p><\/div>\n

C\u00f9ng v\u1edbi tr\u00e0o l\u01b0u \u201cb\u00f9ng n\u1ee3\u201d c\u1ee7a nhi\u1ec1u kh\u00e1ch h\u00e0ng trong th\u1eddi gian g\u1ea7n \u0111\u00e2y, n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ng\u00e0y m\u1ed9t t\u0103ng cao. T\u1eeb \u0111\u00f3 l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng v\u00e0 s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh.<\/p>\n

Trong khi \u0111\u00f3, ch\u1ebf t\u00e0i x\u1eed l\u00fd thu h\u1ed3i n\u1ee3 v\u1eabn ch\u01b0a r\u00f5 r\u00e0ng v\u00e0 vi\u1ec7c kh\u1edfi ki\u1ec7n l\u1ea1i c\u00e1c kh\u00e1ch h\u00e0ng c\u1ed1 t\u00ecnh ch\u00e2y \u00ec tr\u1ea3 n\u1ee3 l\u1ea1i r\u1ea5t kh\u00f3 th\u1ef1c hi\u1ec7n v\u1edbi c\u00e1c kho\u1ea3n n\u1ee3 gi\u00e1 tr\u1ecb th\u1ea5p.<\/p>\n

Nh\u00ecn nh\u1eadn \u0111\u01b0\u1ee3c kh\u00f3 kh\u0103n chung c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh trong giai \u0111o\u1ea1n hi\u1ec7n t\u1ea1i, \u0111\u1eb7c bi\u1ec7t l\u00e0 t\u1eeb v\u1ea5n \u0111\u1ec1 thu h\u1ed3i n\u1ee3, nhi\u1ec1u chuy\u00ean gia c\u0169ng cho r\u1eb1ng n\u00ean c\u00f3 m\u1ed9t ch\u1ebf t\u00e0i r\u00f5 r\u00e0ng cho ho\u1ea1t \u0111\u1ed9ng n\u00e0y.<\/p>\n

C\u1ee5 th\u1ec3, \u0111\u1ec1 xu\u1ea5t c\u00e1c gi\u1ea3i ph\u00e1p nh\u1eb1m th\u00e1o g\u1ee1 c\u00e1c kh\u00f3 kh\u0103n, th\u1ef1c hi\u1ec7n m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n, \u00f4ng L\u00ea Xu\u00e2n \u0110\u1ed3ng, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh Kh\u1ed1i d\u1ecbch v\u1ee5 nghi\u00ean c\u1ee9u v\u00e0 T\u01b0 v\u1ea5n FiinGroup cho r\u1eb1ng n\u00ean c\u00e2n nh\u1eafc \u0111\u01b0a d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 thu\u00ea tr\u1edf l\u1ea1i th\u00e0nh ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u00f3 \u0111i\u1ec1u ki\u1ec7n, h\u1ee3p ph\u00e1p. T\u1eeb \u0111\u00f3 c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 cho ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng, ho\u1ea1t \u0111\u1ed9ng mua b\u00e1n n\u1ee3 vay ti\u00eau d\u00f9ng v\u00e0 c\u00f3 c\u01a1 s\u1edf \u0111\u1ec3 x\u00e2y d\u1ef1ng khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd<\/p>\n

Chuy\u00ean gia n\u00e0y c\u0169ng cho r\u1eb1ng, c\u1ea7n x\u00e2y d\u1ef1ng khung ph\u00e1p l\u00fd \u0111\u1ea7y \u0111\u1ee7, chi ti\u1ebft cho ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3 \u0111\u1ed1i v\u1edbi c\u00e1c ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng ch\u00ednh th\u1ee9c v\u00e0 phi ch\u00ednh th\u1ee9c, c\u0169ng nh\u01b0 c\u1ee7a c\u00e1c c\u00f4ng ty mua b\u00e1n n\u1ee3, c\u00e1c c\u00f4ng ty d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 thu\u00ea (n\u1ebfu \u0111\u01b0\u1ee3c cho ho\u1ea1t \u0111\u1ed9ng tr\u1edf l\u1ea1i). \u0110\u1eb7c bi\u1ec7t l\u00e0 c\u00f4ng khai c\u00e1c h\u00ecnh th\u1ee9c \u0111\u00f2i n\u1ee3 h\u1ee3p ph\u00e1p, c\u00e1c h\u00e0nh vi \u0111\u00f2i n\u1ee3 b\u1ecb c\u1ea5m v\u00e0 ch\u1ebf t\u00e0i x\u1eed ph\u1ea1t n\u1eb7ng n\u1ebfu vi ph\u1ea1m.<\/p>\n

\u0110\u1ed3ng quan \u0111i\u1ec3m tr\u00ean, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>\u00a0cho bi\u1ebft, qua ghi nh\u1eadn ph\u1ea3n \u00e1nh c\u1ee7a c\u00e1c doanh nghi\u1ec7p cho vay t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng cho th\u1ea5y h\u1ecd g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c thu h\u1ed3i n\u1ee3 trong khi d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 thu\u00ea \u0111\u00e3 b\u1ecb c\u1ea5m t\u1eeb khi Lu\u1eadt \u0110\u1ea7u t\u01b0 2020 c\u00f3 hi\u1ec7u l\u1ef1c. Trong khi \u0111\u00f3, c\u00e1c c\u01a1 ch\u1ebf kh\u00e1c th\u00ec kh\u00f4ng m\u1ea5y hi\u1ec7u qu\u1ea3.<\/em><\/p>\n

C\u00f2n theo GS-TSKH. Nguy\u1ec5n M\u1ea1i, Ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i Doanh nghi\u1ec7p \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i th\u00ec cho r\u1eb1ng, \u0111\u00f2i n\u1ee3 thu\u00ea n\u00ean nh\u00ecn nh\u1eadn l\u00e0 m\u1ed9t lo\u1ea1i h\u00ecnh d\u1ecbch v\u1ee5. N\u1ebfu c\u1ea5m, th\u00ec l\u00e0 c\u1ea5m nh\u1eefng g\u00ec b\u1ea5t h\u1ee3p ph\u00e1p. T\u1eeb “\u0111\u00f2i n\u1ee3 thu\u00ea”, c\u00e2u chuy\u1ec7n \u1edf \u0111\u00e2y l\u00e0 c\u1ea7n kh\u00f4i ph\u1ee5c l\u1ea1i t\u01b0 duy l\u00e0m lu\u1eadt theo kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng hi\u1ec7n \u0111\u1ea1i\u2026<\/p>\n

C\u1ea7n c\u00f3 h\u00e0nh lang ph\u00e1p l\u00fd r\u00f5 r\u00e0ng v\u1edbi ho\u1ea1t \u0111\u1ed9ng c\u1ea7m \u0111\u1ed3<\/strong><\/h5>\n

Sau \u0111\u00f2i n\u1ee3 thu\u00ea, v\u1ea5n \u0111\u1ec1 c\u01a1 ch\u1ebf ho\u1ea1t \u0111\u1ed9ng c\u1ee7a d\u1ecbch v\u1ee5 cho vay c\u1ea7m \u0111\u1ed3 c\u0169ng l\u00e0 v\u1ea5n \u0111\u1ec1 \u0111\u01b0\u1ee3c \u0111\u01b0a ra b\u00e0n lu\u1eadn. C\u00f3 \u00fd ki\u1ebfn cho r\u1eb1ng, c\u00f4ng ty c\u1ea7m \u0111\u1ed3 kh\u00f4ng ph\u1ea3i \u0111\u1ed1i th\u1ee7 c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh, nh\u01b0ng ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ecd \u1ea3nh h\u01b0\u1edfng kh\u00f4ng t\u1ed1t t\u1edbi c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p.<\/p>\n

Trong khi c\u00f4ng ty t\u00e0i ch\u00ednh b\u1ecb ki\u1ec3m so\u00e1t b\u1edfi nhi\u1ec1u quy \u0111\u1ecbnh th\u00ec ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a c\u00f4ng ty c\u1ea7m \u0111\u1ed3 l\u1ea1i kh\u00f4ng b\u1ecb qu\u1ea3n l\u00fd nhi\u1ec1u, do v\u1eady c\u1ea7n m\u1ed9t c\u01a1 ch\u1ebf c\u00f4ng b\u1eb1ng h\u01a1n. B\u00ean c\u1ea1nh \u0111\u00f3, v\u1ec1 v\u1ea5n \u0111\u1ec1 l\u00e3i su\u1ea5t, c\u00e1c c\u00f4ng ty cho vay c\u1ea7m \u0111\u1ed3 ph\u1ea3i ch\u1ecbu m\u1ee9c l\u00e3i su\u1ea5t t\u1ea1i quy \u0111\u1ecbnh 20%, kh\u00f4ng quy \u0111\u1ecbnh m\u1ee9c ph\u00ed. Nhi\u1ec1u chuy\u00ean gia cho r\u1eb1ng \u0111\u00e2y ch\u00ednh l\u00e0 k\u1ebd h\u1edf, n\u1ebfu t\u00ednh m\u1ee9c ph\u00ed l\u00ean t\u1edbi v\u00e0i tr\u0103m % th\u00ec c\u00f3 th\u1ec3 g\u00e2y kh\u00f3 cho ng\u01b0\u1eddi vay.<\/p>\n

Tuy nhi\u00ean, tr\u00e1i ng\u01b0\u1ee3c v\u1edbi quan \u0111i\u1ec3m n\u00f3i tr\u00ean, Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/span><\/a>\u00a0l\u1ea1i cho r\u1eb1ng, v\u1eabn c\u00f2n nhi\u1ec1u v\u1ea5n \u0111\u1ec1 ch\u01b0a r\u1ea1ch r\u00f2i, ch\u01b0a s\u00f2ng ph\u1eb3ng r\u00f5 r\u00e0ng trong v\u1ea5n \u0111\u1ec1 n\u00e0y.<\/em><\/p>\n

Lu\u1eadt s\u01b0<\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong><\/em><\/h5>\n

\u201cC\u00f3 \u00fd ki\u1ebfn \u0111\u1eb7t ra v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng ch\u00ednh th\u1ed1ng, trong \u0111\u00f3 c\u00f3 16 c\u00f4ng ty t\u00e0i ch\u00ednh ch\u00ednh th\u1ed1ng, do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea5p ph\u00e9p nh\u01b0ng quan \u0111i\u1ec3m c\u1ee7a t\u00f4i th\u00ec t\u00edn d\u1ee5ng c\u1ea7m \u0111\u1ed3 c\u0169ng l\u00e0 ch\u00ednh th\u1ed1ng b\u1edfi h\u1ecd ho\u1ea1t \u0111\u1ed9ng theo s\u1ef1 cho ph\u00e9p c\u1ee7a c\u01a1 quan Nh\u00e0 n\u01b0\u1edbc<\/p>\n

V\u1ea5n \u0111\u1ec1 ch\u00fang ta c\u1ea7n \u0111\u1eb7t ra \u1edf \u0111\u00e2y l\u00e0 c\u00e1c doanh nghi\u1ec7p ti\u00eau d\u00f9ng c\u0169ng nh\u01b0 d\u1ecbch v\u1ee5 cho vay c\u1ea7m \u0111\u1ed3 g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c cho vay, l\u00e0 quy \u0111\u1ecbnh v\u1ec1 l\u00e3i su\u1ea5t ph\u00ed, c\u0169ng nh\u01b0 thu h\u1ed3i n\u1ee3 th\u00ec c\u1ea7n nh\u00ecn nh\u1eadn vi\u1ec7c qu\u1ea3n l\u00fd nh\u01b0 th\u1ebf n\u00e0o, h\u00e0nh lang ph\u00e1p l\u00fd cho c\u00e1c m\u00f4 h\u00ecnh \u0111\u00e3 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n hay ch\u01b0a\u201d, lu\u1eadt s\u01b0 \u0110\u1ee9c nh\u1eadn \u0111\u1ecbnh.<\/em><\/p>\n

Trao \u0111\u1ed5i r\u00f5 h\u01a1n v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y v\u1edbi Nh\u00e0 b\u00e1o v\u00e0 C\u00f4ng lu\u1eadn, Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>\u00a0cho r\u1eb1ng, ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c c\u00f4ng ty cho vay c\u1ea7m \u0111\u1ed3 \u0111\u1ebfn nay v\u1eabn l\u00e0 h\u1ee3p ph\u00e1p, h\u1ee3p l\u1ec7 v\u00e0 c\u1ea7n thi\u1ebft v\u1edbi th\u1ecb tr\u01b0\u1eddng. C\u00f3 \u0111i\u1ec1u t\u1ea5t c\u1ea3 m\u1ecdi v\u1ea5n \u0111\u1ec1 \u0111\u1ec1u c\u00f3 m\u1eb7t tr\u00e1i, h\u1ea1n ch\u1ebf v\u00e0 d\u1ecbch v\u1ee5 c\u1ea7m \u0111\u1ed3 c\u0169ng kh\u00f4ng h\u1ec1 ngo\u1ea1i l\u1ec7.<\/em><\/p>\n

Tr\u01b0\u1edbc \u0111\u00e2y ph\u00e1p lu\u1eadt c\u0169ng \u0111\u00e3 c\u00f3 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 d\u1ecbch v\u1ee5 cho vay c\u1ea7m \u0111\u1ed3, nh\u01b0ng c\u00e1c quy \u0111\u1ecbnh \u0111\u00f3 c\u00f3 nhi\u1ec1u v\u1ea5n \u0111\u1ec1 kh\u00f4ng h\u1ee3p l\u00fd n\u00ean \u0111\u00e3 b\u1ecb b\u1ecf \u0111i. C\u00f2n \u1edf th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, c\u01a1 ch\u1ebf ph\u00e1p l\u00fd cho d\u1ecbch v\u1ee5 n\u00e0y c\u0169ng \u0111\u00e3 c\u00f3, quan tr\u1ecdng l\u00e0 \u1edf c\u00e1ch hi\u1ec3u v\u00e0 \u00e1p d\u1ee5ng cho chu\u1ea9n m\u1ef1c v\u00e0 h\u1ee3p l\u00fd.<\/em><\/p>\n

V\u1ec1 v\u1ea5n \u0111\u1ec1 l\u00e3i su\u1ea5t c\u1ee7a d\u1ecbch v\u1ee5 cho vay c\u1ea7m \u0111\u1ed3, \u00f4ng \u0110\u1ee9c cho r\u1eb1ng mu\u1ed1n \u00e1p m\u1ee9c l\u00e3i su\u1ea5t tr\u1ea7n th\u00ec ch\u1ec9 n\u00ean \u00e1p v\u00e0o ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh. C\u00f2n trong m\u1ed1i quan h\u1ec7 d\u00e2n s\u1ef1 hay b\u1ea5t k\u00ec m\u1ed1i quan h\u1ec7 n\u00e0o kh\u00e1c th\u00ec kh\u00f4ng n\u00ean c\u00f3 m\u1ee9c tr\u1ea7n. Thay v\u00e0o \u0111\u00f3 n\u00ean d\u1ef1a v\u00e0o nguy\u00ean l\u00fd, nguy\u00ean t\u1eafc v\u00e0 tinh th\u1ea7n c\u1ee7a th\u1ecb tr\u01b0\u1eddng.<\/em><\/p>\n

\u201cCh\u1ec9 n\u00ean c\u00f3 m\u1ee9c tr\u1ea7n duy nh\u1ea5t \u0111\u1ec3 \u0111\u1ecbnh t\u1ed9i vay l\u00e3i n\u1eb7ng. N\u1ebfu \u0111\u1ec3 th\u00ec n\u00ean ho\u1ea1ch \u0111\u1ecbnh m\u1ed9t m\u1ee9c n\u00e0o \u0111\u00f3 th\u1eadt c\u1ee5 th\u1ec3. V\u1edbi m\u1ee9c l\u00e3i su\u1ea5t th\u00ec ch\u1ec9 n\u00ean d\u1ef1a v\u00e0o th\u1ecb tr\u01b0\u1eddng, kh\u00f4ng n\u00ean t\u1ef1 ngh\u0129 ra m\u1ed9t con s\u1ed1 \u0111\u1ec3 \u00e1p v\u00e0o m\u1ee9c tr\u1ea7n n\u00e0o \u0111\u00f3 m\u00e0 kh\u00f4ng d\u1ef1a v\u00e0o \u0111\u00e2u. C\u00f2n n\u1ebfu kh\u00f4ng th\u00ec n\u00ean gi\u1eef theo c\u00e1ch hi\u1ec7n t\u1ea1i, gi\u1eef m\u1ee9c tr\u1ea7n nh\u01b0ng cho c\u00e1c c\u00f4ng ty c\u1ea7m \u0111\u1ed3 thu ph\u00ed\u201d, lu\u1eadt s\u01b0 \u0110\u1ee9c ph\u00e2n t\u00edch.<\/em><\/p>\n

An V\u0169<\/strong><\/p>\n

———-<\/em><\/p>\n

Nh\u00e0<\/em><\/strong> b\u00e1o & <\/em><\/strong>C\u00f4ng<\/em><\/strong> lu\u1eadn <\/em><\/strong>(Kinh<\/em><\/strong> t\u1ebf<\/em><\/strong>) ng\u00e0y <\/em><\/strong>26-4<\/em><\/strong>-202<\/em><\/strong>3<\/em><\/strong>:<\/em><\/strong><\/p>\n

https:\/\/www.congluan.vn\/co-nen-dua-hoat-dong-thu-hoi-no-quay-tro-lai-post245345.html<\/a> <\/em><\/p>\n

(<\/em>503\/1.423\u00a0<\/em>","protected":false},"excerpt":{"rendered":"

C\u00f3 n\u00ean \u0111\u01b0a ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3 quay tr\u1edf l\u1ea1i? (CL) – M\u1edbi \u0111\u00e2y, t\u1ea1i bu\u1ed5i t\u1ecda \u0111\u00e0m “Th\u1ef1c tr\u1ea1ng v\u00e0 gi\u1ea3i ph\u00e1p ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng t\u1ea1i Vi\u1ec7t Nam”, v\u1ea5n \u0111\u1ec1 ph\u00e1p l\u00fd li\u00ean quan \u0111\u1ebfn vi\u1ec7c thu h\u1ed3i n\u1ee3 v\u00e0 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00f4ng ty c\u1ea7m […]<\/p>\n","protected":false},"author":1,"featured_media":36848,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[44,36],"class_list":["post-36847","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-dau-tu","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.485. 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