{"id":36938,"date":"2023-05-03T18:57:23","date_gmt":"2023-05-03T11:57:23","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=36938"},"modified":"2024-11-27T15:21:46","modified_gmt":"2024-11-27T08:21:46","slug":"3-493-can-co-quy-che-rieng-quy-dinh-trach-nhiem-cua-nguoi-di-vay","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-493-can-co-quy-che-rieng-quy-dinh-trach-nhiem-cua-nguoi-di-vay\/","title":{"rendered":"3.493. C\u1ea7n c\u00f3 quy ch\u1ebf ri\u00eang quy \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi \u0111i vay"},"content":{"rendered":"<h4><span style=\"color: #723918;\">C\u1ea7n c\u00f3 quy ch\u1ebf ri\u00eang quy \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi \u0111i vay<\/span><\/h4>\n<h5><strong>(TSC) &#8211; Hi\u1ec7n \u0111ang c\u00f3 kho\u1ea3ng tr\u1ed1ng trong quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt \u0111\u1ec3 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh thu h\u1ed3i n\u1ee3 khi ng\u01b0\u1eddi vay kh\u00f4ng c\u00f3 \u00fd th\u1ee9c tr\u1ea3 n\u1ee3. V\u00ec v\u1eady, nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng c\u1ea7n c\u00f3 quy ch\u1ebf ri\u00eang quy \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi \u0111i vay.<\/strong><\/h5>\n<div id=\"attachment_36939\" class=\"wp-caption alignright\" style=\"width: auto\"><img loading=\"lazy\" decoding=\"async\" class=\"img-fluid img-fluid wp-image-36939 size-medium\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/05\/Picture1-1-450x254.png\" alt=\"quy \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi \u0111i vay\" width=\"450\" height=\"254\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/05\/Picture1-1-450x254.png 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/05\/Picture1-1-350x198.png 350w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/05\/Picture1-1-768x433.png 768w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/05\/Picture1-1.png 945w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><p class=\"wp-caption-text\">C\u1ea7n c\u00f3 quy ch\u1ebf ri\u00eang quy \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi \u0111i vay. \u1ea2nh: Minh h\u1ecda<\/p><\/div>\n<h5><strong>T\u1ed5ng d\u01b0 n\u1ee3 c\u1ee7a 16 c\u00f4ng ty t\u00e0i ch\u00ednh do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea5p ph\u00e9p \u0111\u1ea1t tr\u00ean 220 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng<\/strong><\/h5>\n<p>Th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng t\u1ea1i Vi\u1ec7t Nam \u0111\u00e3 ghi nh\u1eadn s\u1ef1 m\u1edf r\u1ed9ng m\u1ea1nh m\u1ebd v\u1ec1 quy m\u00f4 v\u00e0 t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng. C\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u00e3 ph\u1ee7 r\u1ed9ng \u0111\u1ebfn c\u00e1c ph\u00e2n kh\u00fac kh\u00e1ch h\u00e0ng \u0111\u1ea1i ch\u00fang ch\u01b0a ho\u1eb7c kh\u00f3 ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng, m\u1ee9c thu nh\u1eadp trung b\u00ecnh ho\u1eb7c th\u1ea5p, k\u00e9m \u1ed5n \u0111\u1ecbnh, kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m\u2026 \u0110\u1ebfn ng\u00e0y 31\/12\/2022 t\u1ed5ng d\u01b0 n\u1ee3 c\u1ee7a 16 c\u00f4ng ty t\u00e0i ch\u00ednh do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea5p ph\u00e9p \u0111\u1ea1t tr\u00ean 220 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng, chi\u1ebfm t\u1ef7 l\u1ec7 1,87% so t\u1ed5ng d\u01b0 n\u1ee3 to\u00e0n n\u1ec1n kinh t\u1ebf v\u00e0 8,5% d\u01b0 n\u1ee3 cho vay ti\u00eau d\u00f9ng to\u00e0n h\u1ec7 th\u1ed1ng.<\/p>\n<p>\u0110\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0 m\u1ed9t k\u00eanh d\u1eabn v\u1ed1n quan tr\u1ecdng g\u00f3p ph\u1ea7n \u0111\u1ea9y l\u00f9i t\u00edn d\u1ee5ng \u0111en, nh\u01b0ng ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng \u0111ang \u0111\u1ed1i di\u1ec7n th\u1ef1c tr\u1ea1ng kh\u00f3 \u0111\u00f2i n\u1ee3.<\/p>\n<p>\u00d4ng L\u00ea Qu\u1ed1c Ninh &#8211; Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 T\u00e0i ch\u00ednh ti\u00eau d\u00f9ng, T\u1ed5ng gi\u00e1m \u0111\u1ed1c C\u00f4ng ty T\u00e0i ch\u00ednh TNHH MB Shinsei (Mcredit) \u0111\u00e3 th\u1eb3ng th\u1eafn chia s\u1ebb, n\u1ee3 x\u1ea5u t\u0103ng cao khi m\u1ed9t s\u1ed1 kh\u00e1ch h\u00e0ng c\u1ed1 t\u00ecnh kh\u00f4ng tr\u1ea3 n\u1ee3, kh\u00e1ch h\u00e0ng vin v\u00e0o l\u00fd do ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3 c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng l\u00e0 ph\u1ea1m ph\u00e1p. \u0110\u1eb7c bi\u1ec7t, g\u1ea7n \u0111\u00e2y c\u00f2n x\u1ea3y ra hi\u1ec7n t\u01b0\u1ee3ng r\u1ee7 nhau \u201cb\u00f9ng\u201d n\u1ee3 t\u1eeb m\u1ed9t b\u1ed9 ph\u1eadn kh\u00e1ch h\u00e0ng sau nh\u1eefng th\u00f4ng tin c\u01a1 quan \u0111i\u1ec1u tra kh\u1edfi t\u1ed1 m\u1ed9t s\u1ed1 \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u00f2i n\u1ee3 \u201ckh\u1ee7ng b\u1ed1\u201d, \u0111\u00f2i n\u1ee3 ph\u1ea3n c\u1ea3m.<\/p>\n<p>Theo t\u00ecm hi\u1ec3u, ch\u1ec9 c\u1ea7n l\u00ean Facebook g\u00f5 c\u1ee5m t\u1eeb \u201cb\u00f9ng n\u1ee3\u201d s\u1ebd cho ra m\u1ed9t lo\u1ea1t h\u1ed9i nh\u00f3m v\u1edbi s\u1ed1 l\u01b0\u1ee3ng th\u00e0nh vi\u00ean \u0111\u0103ng k\u00fd tham gia t\u1eeb v\u00e0i ngh\u00ecn \u0111\u1ebfn h\u00e0ng tr\u0103m ngh\u00ecn th\u00e0nh vi\u00ean, c\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn nh\u01b0: H\u1ed9i b\u00f9ng App vay ti\u1ec1n Online v\u00e0 chia s\u1ebb c\u00e1ch \u0111\u1ed1i ph\u00f3 (59.000 th\u00e0nh vi\u00ean); H\u1ed9i b\u00f9ng App vay ti\u1ec1n v\u00e0 chia s\u1ebb c\u00e1ch \u0111\u1ed1i ph\u00f3 (174.000 th\u00e0nh vi\u00ean); H\u1ed9i B\u00f9ng App\/web vay ti\u1ec1n online v\u00e0 chia s\u1ebb c\u00e1ch \u0111\u1ed1i ph\u00f3 (3.500 th\u00e0nh vi\u00ean)\u2026<\/p>\n<p>\u00d4ng Nguy\u1ec5n \u0110\u00ecnh \u0110\u1ee9c &#8211; Ph\u00f3 T\u1ed5ng gi\u00e1m \u0111\u1ed1c C\u00f4ng ty T\u00e0i ch\u00ednh TNHH HD SAISON, cho r\u1eb1ng thu n\u1ee3 c\u00f3 h\u00e0nh vi tr\u00e1i ph\u00e1p lu\u1eadt b\u1ecb c\u1ea3 x\u00e3 h\u1ed9i l\u00ean \u00e1n v\u00e0 x\u1eed l\u00fd. Tuy nhi\u00ean, c\u0169ng ph\u1ea3i th\u1ea5y r\u00f5 s\u1ef1 c\u1ea7n thi\u1ebft ph\u1ea3i c\u00f3 h\u00e0nh lang ph\u00e1p l\u00fd v\u1edbi ng\u01b0\u1eddi \u0111i vay. Theo \u00f4ng \u0110\u1ee9c, vi\u1ec7c b\u1eaft bu\u1ed9c ng\u01b0\u1eddi \u0111i vay ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m v\u1edbi kho\u1ea3n n\u1ee3 c\u1ee7a m\u00ecnh, c\u0169ng l\u00e0 gi\u1ea3i ph\u00e1p \u0111\u1ec3 h\u1ea1n ch\u1ebf h\u00e0nh vi thu n\u1ee3 tr\u00e1i ph\u00e1p lu\u1eadt.<\/p>\n<p>Ch\u00ednh v\u00ec th\u1ebf, nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng c\u1ea7n x\u00e2y d\u1ef1ng khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd cho c\u1ea3 ho\u1ea1t \u0111\u1ed9ng \u0111\u00f2i n\u1ee3 c\u1ee7a t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c phi ch\u00ednh th\u1ee9c.<\/p>\n<p><em>Theo <a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0<\/span><\/a> <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <strong><a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\">ANVI<\/a><\/strong>, c\u00e1i kh\u00f3 nh\u1ea5t trong t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng l\u00e0 \u0111\u00f2i n\u1ee3 b\u1ea5t h\u1ee3p ph\u00e1p th\u00ec ch\u00fang ta c\u1ea7n nghi\u00ean c\u1ee9u \u0111\u1ec3 c\u00f3 gi\u1ea3i ph\u00e1p.<\/em><\/p>\n<h5><strong>C\u00f2n kho\u1ea3ng tr\u1ed1ng trong quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt \u0111\u1ec3 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh thu h\u1ed3i n\u1ee3<\/strong><\/h5>\n<p>PGS.TS Ho\u00e0ng Xu\u00e2n Qu\u1ebf &#8211; Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n Ng\u00e2n h\u00e0ng &#8211; T\u00e0i ch\u00ednh (Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf qu\u1ed1c d\u00e2n) khi n\u00f3i \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3 c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u00e3 cho r\u1eb1ng ph\u00e1p lu\u1eadt kh\u00f4ng c\u1ea5m \u0111\u00f2i n\u1ee3, ch\u1ec9 c\u1ea5m h\u00ecnh th\u1ee9c \u0111\u00f2i n\u1ee3 kh\u00f4ng h\u1ee3p ph\u00e1p nh\u01b0 kh\u1ee7ng b\u1ed1, x\u00e3 h\u1ed9i \u0111en. V\u00ec v\u1eady c\u1ea7n thi\u1ebft ph\u1ea3i c\u00f3 s\u1ef1 tham gia c\u1ee7a c\u01a1 quan nh\u00e0 n\u01b0\u1edbc, h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt ph\u1ea3i \u0111\u1ed3ng b\u1ed9 t\u1eeb vi\u1ec7c x\u1eed l\u00fd n\u1ee3, c\u00f3 ch\u1ebf t\u00e0i r\u00f5 r\u00e0ng vi\u1ec7c thi h\u00e0nh \u00e1n c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u00f9ng n\u1ee3.<\/p>\n<p>Trong khi \u0111\u00f3, theo \u00f4ng Phan \u0110\u1ee9c Hi\u1ebfu &#8211; \u1ee6y vi\u00ean Th\u01b0\u1eddng tr\u1ef1c \u1ee6y ban Kinh t\u1ebf c\u1ee7a Qu\u1ed1c h\u1ed9i, Ch\u00ednh ph\u1ee7 \u0111\u00e3 thi\u1ebft k\u1ebf Chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n t\u1ea7m nh\u00ecn \u0111\u1ebfn 2025 v\u00e0 \u0111\u1ecbnh h\u01b0\u1edbng \u0111\u1ebfn 2030 v\u1edbi nhi\u1ec7m v\u1ee5 ch\u00ednh l\u00e0 \u0111\u1ea3m b\u1ea3o c\u00f4ng b\u1eb1ng, to\u00e0n di\u1ec7n, b\u1ea3o v\u1ec7 l\u1ee3i \u00edch h\u1ee3p ph\u00e1p c\u1ee7a c\u1ea3 ng\u01b0\u1eddi \u0111i vay v\u00e0 cho vay. V\u1ea5n \u0111\u1ec1 l\u1edbn nh\u1ea5t hi\u1ec7n nay l\u00e0 thi h\u00e0nh nh\u01b0 th\u1ebf n\u00e0o. V\u1ec1 l\u00e2u d\u00e0i c\u00f3 th\u1ec3 h\u01b0\u1edbng \u0111\u1ebfn \u0111\u1ea1o lu\u1eadt ho\u1eb7c quy \u0111\u1ecbnh ri\u00eang cho l\u0129nh v\u1ef1c \u0111\u00f2i n\u1ee3. Tuy nhi\u00ean, \u0111\u00f3 l\u00e0 m\u1ed9t vi\u1ec7c c\u1ea7n th\u1eddi gian v\u00e0 xem x\u00e9t t\u00ednh kh\u1ea3 thi. Do \u0111\u00f3, trong ng\u1eafn h\u1ea1n, \u00f4ng Hi\u1ebfu cho r\u1eb1ng, hai v\u1ea5n \u0111\u1ec1 v\u1ec1 c\u00f4ng ty t\u00e0i ch\u00ednh v\u00e0 x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u00f3 th\u1ec3 ki\u1ebfn ngh\u1ecb v\u00e0 \u0111\u01b0a v\u00e0o trong d\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng s\u1eeda \u0111\u1ed5i.<\/p>\n<p>Theo \u00f4ng Nguy\u1ec5n Qu\u1ed1c H\u00f9ng &#8211; T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng, c\u1ea7n ph\u1ea3i th\u1ed1ng nh\u1ea5t nguy\u00ean t\u1eafc vay l\u00e0 ph\u1ea3i tr\u1ea3 v\u00e0 l\u00ean \u00e1n h\u00e0nh \u0111\u1ed9ng c\u1ed1 t\u00ecnh g\u00e2y kh\u00f3 kh\u0103n khi thu h\u1ed3i n\u1ee3. Th\u1ef1c t\u1ebf khi ra t\u00f2a, ng\u01b0\u1eddi \u0111i vay kh\u00f4ng c\u00f3 g\u00ec v\u00ec nh\u1eefng ng\u01b0\u1eddi vay c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng l\u00e0 ng\u01b0\u1eddi y\u1ebfu th\u1ebf, kh\u00f4ng ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c v\u1ed1n ng\u00e2n h\u00e0ng, kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, n\u00ean r\u1ea5t kh\u00f3 \u0111\u1ec3 h\u1ecd tr\u1ea3 n\u1ee3.<\/p>\n<p>\u00d4ng H\u00f9ng c\u0169ng cho r\u1eb1ng hi\u1ec7n \u0111ang c\u00f3 kho\u1ea3ng tr\u1ed1ng trong quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt \u0111\u1ec3 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh thu h\u1ed3i n\u1ee3 khi ng\u01b0\u1eddi vay kh\u00f4ng c\u00f3 \u00fd th\u1ee9c tr\u1ea3 n\u1ee3.<\/p>\n<p>V\u00ec th\u1ebf, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng ki\u1ebfn ngh\u1ecb Ch\u00ednh ph\u1ee7 ti\u1ebfp t\u1ee5c ch\u1ec9 \u0111\u1ea1o c\u00e1c b\u1ed9, ng\u00e0nh, UBND t\u1ec9nh, th\u00e0nh ph\u1ed1 th\u1ef1c hi\u1ec7n Ch\u1ec9 th\u1ecb 12\/CT-TTg ng\u00e0y 25\/4\/2019 c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 v\u1ec1 t\u0103ng c\u01b0\u1eddng ph\u00f2ng ng\u1eeba, \u0111\u1ea5u tranh v\u1edbi t\u1ed9i ph\u1ea1m v\u00e0 vi ph\u1ea1m ph\u00e1p lu\u1eadt li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en, trong \u0111\u00f3 c\u00f4ng t\u00e1c truy\u1ec1n th\u00f4ng \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng. Ch\u1ec9 \u0111\u1ea1o c\u00e1c b\u1ed9, ng\u00e0nh ph\u1ed1i h\u1ee3p \u0111\u1ec3 th\u1ef1c hi\u1ec7n t\u1ed1t c\u00e1c ch\u00ednh s\u00e1ch v\u1ec1 t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n, th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, ph\u00e1t tri\u1ec3n t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng, ph\u1ed1i h\u1ee3p \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c g\u00f3i h\u1ed7 tr\u1ee3 l\u00e3i su\u1ea5t cho n\u00f4ng d\u00e2n, c\u00f4ng nh\u00e2n v\u00e0 ng\u01b0\u1eddi d\u00e2n lao \u0111\u1ed9ng c\u00f3 thu nh\u1eadp th\u1ea5p; ti\u1ebfp t\u1ee5c si\u1ebft ch\u1eb7t, ki\u1ec3m tra v\u00e0 x\u1eed l\u00fd c\u00e1c doanh nghi\u1ec7p c\u00f3 ho\u1ea1t \u0111\u1ed9ng cho vay, thu h\u1ed3i n\u1ee3 kh\u00f4ng \u0111\u00fang quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/p>\n<h5><strong>T.H\u1eb1ng<\/strong><\/h5>\n<p><em>&#8212;&#8212;&#8212;-<\/em><\/p>\n<p><strong><em>T\u00e0i s\u1ea3n c\u00f4ng <\/em><\/strong><strong><em>(Chuy\u1ec3n<\/em><\/strong> <strong><em>\u0111\u1ed9ng kinh t\u1ebf<\/em><\/strong><strong><em>) ng\u00e0y <\/em><\/strong><strong><em>03-5<\/em><\/strong><strong><em>-202<\/em><\/strong><strong><em>3<\/em><\/strong><strong><em>:<\/em><\/strong><\/p>\n<p><em><a href=\"https:\/\/taisancong.vn\/can-co-quy-che-rieng-quy-dinh-trach-nhiem-cua-nguoi-di-vay-20383.html\">https:\/\/taisancong.vn\/can-co-quy-che-rieng-quy-dinh-trach-nhiem-cua-nguoi-di-vay-20383.html<\/a> <\/em><\/p>\n<p><em>(<\/em><em>37\/1.146<\/em><em>) #TCTD<\/em>","protected":false},"excerpt":{"rendered":"<p>C\u1ea7n c\u00f3 quy ch\u1ebf ri\u00eang quy \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi \u0111i vay (TSC) &#8211; Hi\u1ec7n \u0111ang c\u00f3 kho\u1ea3ng tr\u1ed1ng trong quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt \u0111\u1ec3 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh thu h\u1ed3i n\u1ee3 khi ng\u01b0\u1eddi vay kh\u00f4ng c\u00f3 \u00fd th\u1ee9c tr\u1ea3 n\u1ee3. V\u00ec v\u1eady, nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng c\u1ea7n c\u00f3 quy ch\u1ebf ri\u00eang [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":36939,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[44,36],"class_list":["post-36938","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-dau-tu","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3.493. 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