{"id":37341,"date":"2023-07-04T19:37:03","date_gmt":"2023-07-04T12:37:03","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=37341"},"modified":"2024-11-24T10:55:55","modified_gmt":"2024-11-24T03:55:55","slug":"4-079-hieu-dung-ve-bao-hiem-nhan-tho","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-079-hieu-dung-ve-bao-hiem-nhan-tho\/","title":{"rendered":"4.079. Hi\u1ec3u \u0111\u00fang v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd"},"content":{"rendered":"<h4><span style=\"color: #723918;\">Hi\u1ec3u \u0111\u00fang v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/span><\/h4>\n<h5>(NTV) &#8211; <a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0<\/span><\/a> <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <strong><a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\">ANVI<\/a><\/strong>, Tr\u1ecdng t\u00e0i vi\u00ean VIAC, tham gia ch\u01b0\u01a1ng tr\u00ecnh t\u1ea1i tr\u01b0\u1eddng quay S1, Truy\u1ec1n h\u00ecnh Ngh\u1ec7 An, s\u1ed1 1 Nguy\u1ec5n Th\u1ecb Minh Khai, TP Vinh, ph\u00e1t tr\u1ef1c ti\u1ebfp t\u1eeb 10h \u2013 11h ng\u00e0y 04-7-2023.<\/h5>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"img-fluid img-fluid wp-image-37342 size-medium alignright\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/07\/z4487974865980_aa372b9ab151ca75fc50471f043e9c23-450x253.jpg\" alt=\"Hi\u1ec3u \u0111\u00fang v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\" width=\"450\" height=\"253\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/07\/z4487974865980_aa372b9ab151ca75fc50471f043e9c23-450x253.jpg 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/07\/z4487974865980_aa372b9ab151ca75fc50471f043e9c23-1024x576.jpg 1024w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/07\/z4487974865980_aa372b9ab151ca75fc50471f043e9c23-350x198.jpg 350w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/07\/z4487974865980_aa372b9ab151ca75fc50471f043e9c23-768x432.jpg 768w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/07\/z4487974865980_aa372b9ab151ca75fc50471f043e9c23.jpg 1125w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h4><strong><em>K\u1ecbch b\u1ea3n:<\/em><\/strong><\/h4>\n<h4><strong><em>Ph\u1ea7n I:<\/em><\/strong><\/h4>\n<h4><strong><em>C\u00e2u h\u1ecfi <\/em><\/strong><strong><em>01<\/em><\/strong><strong><em>: Theo \u00f4ng, nh\u1eefng v\u1ea5n \u0111\u1ec1 l\u00f9m x\u00f9m li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m v\u1eeba qua, nguy\u00ean ng\u00e2n ch\u00ednh \u0111\u1ebfn t\u1eeb \u0111\u00e2u? <\/em><\/strong><\/h4>\n<p>C\u00f3 3 nguy\u00ean nh\u00e2n ch\u00ednh d\u1eabn t\u1edbi s\u1ef1 ph\u1ea3n \u1ee9ng b\u1ee9c x\u00fac c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd:<\/p>\n<h5><strong><em>Th\u1ee9 nh\u1ea5t<\/em><\/strong><em>, <\/em>ph\u00e1p lu\u1eadt v\u00e0 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m r\u1ea5t ph\u1ee9c t\u1ea1p:<\/h5>\n<ul>\n<li>B\u1ea3n ch\u1ea5t c\u1ee7a b\u1ea3o hi\u1ec3m l\u00e0 chia s\u1ebb r\u1ee7i ro ch\u1ee9 kh\u00f4ng gi\u1ed1ng nh\u01b0 g\u1eedi ti\u1ebft ki\u1ec7m ch\u1ec9 \u0111\u1ec3 h\u01b0\u1edfng l\u00e3i hay ti\u00eau d\u00f9ng mua s\u1eafm c\u00e1c d\u1ecbch v\u1ee5 kh\u00e1c. V\u00ec v\u1eady, x\u1ea3y ra r\u1ee7i ro th\u00ec t\u1ed1t, b\u1edfi \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m, m\u00e0 kh\u00f4ng x\u1ea3y ra r\u1ee7i ro th\u00ec c\u00e0ng t\u1ed1t h\u01a1n, cho d\u00f9 kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m;<\/li>\n<li>C\u00f2n kho\u1ea3n \u0111\u1ea7u t\u01b0 ch\u1ec9 l\u00e0 gi\u00e1 tr\u1ecb gia t\u0103ng, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ee5c ti\u00eau ch\u00ednh.<\/li>\n<li>V\u00ec v\u1eady c\u1ea3 hai b\u00ean mua v\u00e0 b\u00e1n \u0111\u1ec1u c\u1ea7n ph\u1ea3i c\u00f3 hi\u1ec3u bi\u1ebft nh\u1ea5t \u0111\u1ecbnh v\u1ec1 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m, nh\u1ea5t l\u00e0 b\u1ea3n ch\u1ea5t c\u1ee7a b\u1ea3o hi\u1ec3m. Tr\u00ean th\u1ef1c t\u1ebf c\u00f2n b\u1ecb hi\u1ec3u sai kh\u00e1 nhi\u1ec1u.<\/li>\n<\/ul>\n<h5><strong><em>Th\u1ee9 hai<\/em><\/strong><em>, <\/em>ch\u1ea5t l\u01b0\u1ee3ng t\u01b0 v\u1ea5n c\u1ee7a nh\u00e2n vi\u00ean v\u00e0 \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m ch\u01b0a t\u1ed1t:<\/h5>\n<ul>\n<li>Kh\u00f4ng hi\u1ec3u r\u00f5 s\u1ea3n ph\u1ea9m;<\/li>\n<li>V\u00ec ch\u1ec9 ti\u00eau, v\u00ec th\u00e0nh t\u00edch v\u00e0 v\u00ec hoa h\u1ed3ng m\u00e0 ch\u1ec9 nh\u1ea5n m\u1ea1nh \u0111\u1ebfn quy\u1ec1n l\u1ee3i, qua loa v\u1ec1 ngh\u0129a v\u1ee5, th\u1eadm ch\u00ed b\u1ecf qua. V\u00ed d\u1ee5, \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng nh\u1eb1m h\u01b0\u1edfng hoa h\u1ed3ng m\u00e0 t\u01b0 v\u1ea5n xui kh\u00e1ch h\u00e0ng gi\u1ea5u th\u00f4ng tin \u0111ang b\u1ecb b\u1ec7nh hi\u1ec3m ngh\u00e8o th\u00ec ch\u1eb3ng kh\u00e1c n\u00e0o l\u1eeba d\u1ed1i.<\/li>\n<\/ul>\n<p>N\u0103m ngo\u00e1i t\u00f4i \u0111\u00e3 c\u1ea3nh b\u00e1o nguy c\u01a1 chi tr\u1ea3 hoa h\u1ed3ng c\u1ee7a ng\u00e0nh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, nh\u01b0ng \u0111\u00e3 b\u1ecb \u201cd\u00e2n\u201c \u0111\u1ea1i l\u00fd t\u1ea5n c\u00f4ng \u0111i\u1ec7n tho\u1ea1i, facebook &amp; website c\u00f4ng ty.<\/p>\n<h5><strong><em>Th\u1ee9 ba<\/em><\/strong><em>, <\/em>kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m ch\u01b0a hi\u1ec3u r\u00f5 v\u1ec1 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m:<\/h5>\n<ul>\n<li>Kh\u00f4ng hi\u1ec3u \u0111\u01b0\u1ee3c b\u1ea3n ch\u1ea5t c\u1ee7a b\u1ea3o hi\u1ec3m;<\/li>\n<li>Kh\u00f4ng \u0111\u1ecdc ho\u1eb7c kh\u00f4ng \u0111\u1ecdc k\u1ef9;<\/li>\n<li>Kh\u00f4ng n\u1eafm \u0111\u01b0\u1ee3c nh\u1eefng \u0111i\u1ec3m m\u1ea5u ch\u1ed1t v\u1ec1 quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a m\u00ecnh, nh\u1ea5t l\u00e0 ngh\u0129a v\u1ee5 khai b\u00e1o \u0111\u00fang th\u00f4ng tin v\u00e0 n\u1ed9p ti\u1ec1n trong nhi\u1ec1u n\u0103m.<\/li>\n<\/ul>\n<p>Mua b\u1ea3o hi\u1ec3m \u0111\u1ec3 nh\u1eb1m h\u1ea1n ch\u1ebf r\u1ee7i ro, n\u00ean kh\u00f4ng \u0111\u1ec3 x\u1ea3y ra r\u1ee7i ro ngay t\u1eeb khi mua.<\/p>\n<p>Gia \u0111\u00ecnh t\u00f4i \u0111\u00e3 mua b\u1ea3o hi\u1ec3m c\u1ee7a nhi\u1ec1u c\u00f4ng ty (trong \u0111\u00f3 c\u00f3 3 h\u1ee3p \u0111\u1ed3ng c\u1ee7a Pru), nh\u01b0ng \u0111\u1ec1u ch\u1ec9 m\u1ed9t m\u1ee9c kh\u00e1 th\u1ea5p, c\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng \u0111\u00f3ng \u0111\u01b0\u1ee3c trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p. V\u00ec v\u1eady ch\u1eb3ng bao gi\u1edd ph\u1ea3i lo ng\u1ea1i r\u1ee7i ro kh\u00f4ng ti\u1ebfp t\u1ee5c \u0111\u00f3ng \u0111\u01b0\u1ee3c ph\u00ed b\u1ea3o hi\u1ec3m.<\/p>\n<h4><strong><em>Ph\u1ea7n II:<\/em><\/strong><\/h4>\n<h4><strong><em>C\u00e2u h\u1ecfi 0<\/em><\/strong><strong><em>2<\/em><\/strong><strong><em>: M\u1ed9t \u0111i\u1ec3m nh\u1ea5n kh\u00e1c c\u1ee7a ng\u00e0nh B\u1ea3o hi\u1ec3m \u0111\u00f3 l\u00e0 Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m s\u1eeda \u0111\u1ed5i \u0111\u00e3 ch\u00ednh th\u1ee9c \u0111\u01b0\u1ee3c ban h\u00e0nh v\u00e0 c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1\/1\/2023. Khung ph\u00e1p l\u00fd m\u1edbi k\u1ef3 v\u1ecdng s\u1ebd h\u1ed7 tr\u1ee3 nh\u01b0 th\u1ebf n\u00e0o cho th\u1ecb tr\u01b0\u1eddng trong t\u01b0\u01a1ng lai, th\u01b0a \u00f4ng?<\/em><\/strong><\/h4>\n<p><em>\u00a0<\/em>Nhi\u1ec1u quy \u0111\u1ecbnh t\u0103ng c\u01b0\u1eddng b\u1ea3o v\u1ec7 ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m, trong \u0111\u00f3 c\u00f3 m\u1ed9t s\u1ed1 n\u1ed9i dung nh\u01b0:<\/p>\n<h5><strong><em>Th\u1ee9 nh\u1ea5t<\/em><\/strong>, quy \u0111\u1ecbnh r\u00f5 h\u01a1n v\u1ec1 quy\u1ec1n, ngh\u0129a v\u1ee5 c\u1ee7a hai b\u00ean.<\/h5>\n<p>+ V\u1ec1 ph\u00eda kh\u00e1ch h\u00e0ng, c\u00f9ng v\u1edbi ngh\u0129a v\u1ee5 khai b\u00e1o \u0111\u00fang th\u00f4ng tin, ngh\u0129a v\u1ee5 \u0111\u00f3ng ti\u1ec1n l\u00e0 nh\u1eefng v\u1ea5n \u0111\u1ec1 r\u1ee7i ro nh\u1ea5t m\u00e0 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m ph\u1ea3i h\u1ebft s\u1ee9c quan t\u00e2m;<\/p>\n<p>+ V\u1ec1 ph\u00eda doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m, n\u1ebfu ch\u1eadm b\u1ed3i th\u01b0\u1eddng th\u00ec ph\u1ea3i tr\u1ea3 ti\u1ec1n ch\u1eadm tr\u1ea3. Tr\u01b0\u1edbc \u0111\u00e2y do kh\u00f4ng quy \u0111\u1ecbnh, n\u00ean th\u01b0\u1eddng xuy\u00ean x\u1ea3y ra tranh c\u00e3i, k\u1ec3 c\u1ea3 khi \u0111\u01b0a ra gi\u1ea3i quy\u1ebft t\u1ea1i To\u00e0 \u00e1n ho\u1eb7c Tr\u1ecdng t\u00e0i VIAC c\u1ee7a ch\u00fang t\u00f4i.<\/p>\n<h5><strong><em>Th\u1ee9 hai<\/em><\/strong><em>, <\/em>quy \u0111\u1ecbnh r\u00f5 h\u01a1n v\u1ec1 \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m. N\u1ebfu lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m th\u00ec ph\u1ea3i b\u1ea3o \u0111\u1ea3m b\u00ean mua \u0111\u00e3 \u0111\u01b0\u1ee3c gi\u1ea3i th\u00edch \u0111\u1ea7y \u0111\u1ee7 v\u00e0 hi\u1ec3u r\u00f5 v\u1ec1 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd;<\/h5>\n<h5><strong><em>Th\u1ee9 ba<\/em><\/strong>, quy \u0111\u1ecbnh r\u00f5 h\u01a1n v\u1ec1 h\u1ee3p \u0111\u1ed5ng b\u1ea3o hi\u1ec3m v\u00f4 hi\u1ec7u. Ch\u1eb3ng h\u1ea1n nh\u01b0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c k\u00fd k\u1ebft c\u00f3 s\u1ef1 nh\u1ea7m l\u1eabn l\u00e0m cho ng\u01b0\u1eddi mua kh\u00f4ng \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c \u0111\u00edch c\u1ee7a vi\u1ec7c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng th\u00ec v\u00f4 hi\u1ec7u. Tr\u01b0\u1edbc kia Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m ch\u1ec9 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c l\u1eeba d\u1ed1i th\u00ec v\u00f4 hi\u1ec7u.<\/h5>\n<p>Khi m\u1ecdi th\u1ee9 r\u00f5 r\u00e0ng, s\u00f2ng ph\u1eb3ng h\u01a1n, \u0111\u1eb7c bi\u1ec7t ng\u00e0y c\u00e0ng c\u00f3 s\u1ef1 quan t\u00e2m v\u1ec1 b\u1ea3o hi\u1ec3m, t\u00f4i tin ch\u1eafc r\u1eb1ng th\u1ecb tr\u01b0\u1eddng s\u1ebd ph\u00e1t tri\u1ec3n t\u1ed1t h\u01a1n v\u00e0 b\u00e0i b\u1ea3n h\u01a1n trong t\u01b0\u01a1ng lai. \u0110i\u1ec1u ki\u1ec7n ti\u00ean quy\u1ebft l\u00e0 \u0111\u00f4i b\u00ean \u0111\u1ec1u tu\u00e2n th\u1ee7 ph\u00e1p lu\u1eadt n\u00f3i chung, ph\u00e1p lu\u1eadt b\u1ea3o hi\u1ec3m n\u00f3i ri\u00eang.<\/p>\n<h4><strong><em>Ph\u1ea7n III:<\/em><\/strong><\/h4>\n<h4><strong><em>C\u00e2u h\u1ecfi 0<\/em><\/strong><strong><em>3<\/em><\/strong><strong><em>: T\u1ea1i sao khi kh\u00e1ch h\u00e0ng c\u00f3 khi\u1ebfu n\u1ea1i li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m, c\u00f3 kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c ho\u00e0n ti\u1ec1n, c\u00f3 kh\u00e1ch h\u00e0ng l\u1ea1i kh\u00f4ng \u0111\u01b0\u1ee3c tr\u1ea3 l\u1ea1i ti\u1ec1n?<\/em><\/strong><\/h4>\n<h5><strong><em>Th\u1ee9 nh\u1ea5t<\/em><\/strong><strong>,<\/strong> \u0111\u1ea7u ti\u00ean vi\u1ec7c kh\u00e1ch h\u00e0ng khi\u1ebfu n\u1ea1i \u0111\u01b0\u1ee3c ho\u00e0n ti\u1ec1n hay kh\u00f4ng \u0111\u01b0\u1ee3c ho\u00e0n ti\u1ec1n c\u0169ng gi\u1ed1ng nh\u01b0 khi x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m vi\u1ec7c \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng hay kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng, \u0111\u1ec1u ph\u1ea3i c\u0103n c\u1ee9 v\u00e0o quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u00e0 tho\u1ea3 thu\u1eadn c\u1ee5 th\u1ec3 trong h\u1ee3p \u0111\u1ed3ng;<\/h5>\n<p>Tr\u01b0\u1eddng h\u1ee3p n\u00e0o c\u00f3 b\u1eb1ng ch\u1ee9ng v\u1ec1 vi\u1ec7c nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n, \u0111\u1ea1i l\u00fd \u0111\u00e3 t\u01b0 v\u1ea5n sai cho kh\u00e1ch h\u00e0ng (kh\u00e1ch h\u00e0ng b\u1ecb l\u1eeba d\u1ed1i hay b\u1ecb nh\u1ea7m l\u1eabn) hay kh\u00e1ch h\u00e0ng kh\u00f4ng h\u1ec1 k\u00fd h\u1ee3p \u0111\u1ed3ng th\u00ec doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m s\u1ebd h\u1ee7y b\u1ecf h\u1ee3p \u0111\u1ed3ng v\u00e0 ho\u00e0n l\u1ea1i kho\u1ea3n ph\u00ed \u0111\u00e3 \u0111\u00f3ng cho kh\u00e1ch h\u00e0ng, \u0111\u1ed3ng th\u1eddi c\u00e1c t\u01b0 v\u1ea5n vi\u00ean \u0111\u00f3 c\u0169ng \u0111\u00e3 ph\u1ea3i ch\u1ecbu h\u00ecnh th\u1ee9c x\u1eed l\u00fd k\u1ef7 lu\u1eadt ph\u00f9 h\u1ee3p.<\/p>\n<p>C\u00f2n n\u1ebfu h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 \u0111\u01b0\u1ee3c k\u00fd k\u1ebft \u0111\u00fang ph\u00e1p lu\u1eadt, c\u00e1c b\u00ean t\u1ef1 do, t\u1ef1 nguy\u1ec7n \u00fd ch\u00ed, kh\u00f4ng b\u1ecb l\u1eeba d\u1ed1i, nh\u1ea7m l\u1eabn th\u00ec c\u00f3 hi\u1ec7u l\u1ef1c ph\u00e1p lu\u1eadt v\u00e0 c\u1ea3 hai b\u00ean \u0111\u1ec1u ph\u1ea3i t\u00f4n tr\u1ecdng th\u1ef1c hi\u1ec7n. \u0110\u00e2y kh\u00f4ng nh\u01b0ng l\u00e0 tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd m\u00e0 c\u00f2n l\u00e0 \u0111\u1ea1o \u0111\u1ee9c kinh doanh, \u0111\u1ea1o \u0111\u1ee9c \u1ee9ng x\u1eed t\u1ed1i thi\u1ec3u.<\/p>\n<h5><strong><em>Th\u1ee9 hai<\/em><\/strong><strong>,<\/strong> t\u1ea5t nhi\u00ean c\u00e1i kh\u00f3 nh\u1ea5t \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng h\u00e0ng l\u00e0 ph\u1ea3i c\u00f3 nh\u1eefng b\u1eb1ng ch\u1ee9ng ph\u00e1p l\u00fd \u0111\u1ec3 ch\u1ee9ng minh cho y\u00eau c\u1ea7u khi\u1ebfu n\u1ea1i, t\u1ed1 c\u00e1o c\u1ee7a m\u00ecnh, ch\u1ee9 kh\u00f4ng ch\u1ec9 l\u00e0 kh\u1ea9u thi\u1ec7t v\u00f4 b\u1eb1ng. B\u1eb1ng ch\u1ee9ng ph\u00e1p l\u00fd c\u00f3 th\u1ec3 l\u00e0 gi\u1ea5y t\u1edd giao d\u1ecbch kh\u00e1c v\u1edbi h\u1ee3p \u0111\u1ed3ng, file ghi \u00e2m l\u1eddi t\u01b0 v\u1ea5n, ch\u1ee9ng minh \u0111\u01b0\u1ee3c l\u00e0 t\u01b0 v\u1ea5n vi\u00ean \u0111\u00e3 t\u1ef1 k\u00ea khai sai th\u00f4ng tin kh\u00e1ch h\u00e0ng, gi\u1ea3 m\u1ea1o ch\u1eef k\u00fd c\u1ee7a kh\u00e1ch h\u00e0ng,\u2026. B\u1eb1ng ch\u1ee9ng c\u0169ng c\u00f3 th\u1ec3 l\u00e0 nh\u1eefng s\u1ef1 ki\u1ec7n, v\u1ea5n \u0111\u1ec1 v\u00f4 l\u00fd, m\u00e2u thu\u1eabn, b\u1ea5t th\u01b0\u1eddng li\u00ean quan.<\/h5>\n<p>Ch\u1eb3ng h\u1ea1n m\u1ed9t ng\u01b0\u1eddi thu\u1ed9c di\u1ec7n ngh\u00e8o, nh\u01b0ng l\u1ea1i mua b\u1ea3o hi\u1ec3m m\u00e0 n\u0103m \u0111\u1ea7u n\u1ed9p ph\u00ed to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n ti\u1ebft ki\u1ec7m \u0111ang g\u1eedi \u1edf ng\u00e2n h\u00e0ng th\u00ec l\u00e0 d\u1ea5u hi\u1ec7u kh\u00e1 r\u00f5 c\u1ee7a vi\u1ec7c b\u1ecb nh\u1ea7m l\u1eabn.<\/p>\n<h5><strong><em>Th\u1ee9 ba<\/em><\/strong><strong>,<\/strong> n\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u1ed3ng \u00fd v\u1edbi k\u1ebft gi\u1ea3i quy\u1ebft c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m th\u00ec c\u00f3 quy\u1ec1n kh\u1edfi ki\u1ec7n ra To\u00e0 \u00e1n ho\u1eb7c Tr\u1ecdng t\u00e0i th\u01b0\u01a1ng m\u1ea1i \u0111\u1ec3 y\u00eau c\u1ea7u gi\u1ea3i quy\u1ebft.<\/h5>\n<h4><strong><em>C\u00e2u h\u1ecfi 04: H\u1ee3p \u0111\u1ed3ng \u0111i\u1ec7n t\u1eed c\u00f3 thay th\u1ebf \u0111\u01b0\u1ee3c cho h\u1ee3p \u0111\u1ed3ng gi\u1ea5y khi c\u00f3 ki\u1ec7n t\u1ee5ng v\u1edbi DN BHNT kh\u00f4ng? <\/em><\/strong><\/h4>\n<p><strong><em>Th\u1ee9 nh\u1ea5t<\/em><\/strong><strong>,<\/strong> theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Giao d\u1ecbch \u0111i\u1ec7n t\u1eed 2005, Lu\u1eadt Th\u01b0\u01a1ng m\u1ea1i n\u0103m 2005, B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015,\u2026 th\u00ec m\u1ed9t h\u1ee3p \u0111\u1ed3ng \u0111i\u1ec7n t\u1eed s\u1ebd c\u00f3 hi\u1ec7u l\u1ef1c v\u00e0 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd nh\u01b0 h\u1ee3p \u0111\u1ed3ng b\u1eb1ng v\u0103n b\u1ea3n gi\u1ea5y.<\/p>\n<p><strong><em>Th\u1ee9 hai<\/em><\/strong>, tuy nhi\u00ean, \u0111\u1ec3 m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd d\u1ea1ng \u0111i\u1ec7n t\u1eed c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd v\u00e0 r\u00e0ng bu\u1ed9c c\u00e1c b\u00ean th\u00ec n\u00f3\u00a0 ph\u1ea3i \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m t\u00ednh x\u00e1c th\u1ef1c.<\/p>\n<p><strong><em>Th\u1ee9 ba<\/em><\/strong>, do v\u1eady khi kh\u00e1ch h\u00e0ng khi\u1ebfu n\u1ea1i, kh\u1edfi ki\u1ec7n doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m th\u00ec h\u1ee3p \u0111\u1ed3ng \u0111i\u1ec7n t\u1eed c\u0169ng \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn nh\u01b0 h\u1ee3p \u0111\u1ed3ng b\u1eb1ng b\u1ea3n gi\u1ea5y theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt T\u1ed1 t\u1ee5ng d\u00e2n s\u1ef1 n\u0103m 2015.\/.<\/p>\n<p>\u2014\u2014\u2014\u2014\u2014<\/p>\n<p><strong><em>Truy\u1ec1n<\/em><\/strong> <strong><em>h\u00ecnh Ngh\u1ec7 An &#8211; NTV<\/em><\/strong><strong><em> (Chuy\u00ean m\u1ee5c xxx) ng\u00e0y 04-7-2023:<\/em><\/strong><\/p>\n<p><em><a href=\"https:\/\/www.youtube.com\/watch?v=ffdnrMf9wjE\">https:\/\/www.youtube.com\/watch?v=ffdnrMf9wjE<\/a><\/em><\/p>\n<p><em><a href=\"https:\/\/www.facebook.com\/truyenhinhnghean\/videos\/220417803752335\">https:\/\/www.facebook.com\/truyenhinhnghean\/videos\/220417803752335<\/a><\/em><\/p>\n<p><em>(60 ph\u00fat) #BHNT<\/em>","protected":false},"excerpt":{"rendered":"<p>Hi\u1ec3u \u0111\u00fang v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd (NTV) &#8211; Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Tr\u1ecdng t\u00e0i vi\u00ean VIAC, tham gia ch\u01b0\u01a1ng tr\u00ecnh t\u1ea1i tr\u01b0\u1eddng quay S1, Truy\u1ec1n h\u00ecnh Ngh\u1ec7 An, s\u1ed1 1 Nguy\u1ec5n Th\u1ecb Minh Khai, TP Vinh, ph\u00e1t tr\u1ef1c ti\u1ebfp t\u1eeb 10h \u2013 11h ng\u00e0y 04-7-2023. &#8212;&#8212;&#8212;&#8212;&#8211; K\u1ecbch [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":37342,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[51,50],"class_list":["post-37341","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-dan-su"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4.079. Hi\u1ec3u \u0111\u00fang v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"Hi\u1ec3u \u0111\u00fang v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd | Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI tr\u1ea3 l\u1eddi ph\u1ecfng v\u1ea5n Truy\u1ec1n h\u00ecnh Ngh\u1ec7 An (NTV).\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/4-079-hieu-dung-ve-bao-hiem-nhan-tho\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]4.079. 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