{"id":37759,"date":"2023-09-02T09:39:41","date_gmt":"2023-09-02T02:39:41","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=37759"},"modified":"2024-10-22T10:43:49","modified_gmt":"2024-10-22T03:43:49","slug":"3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/","title":{"rendered":"3.565. V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng?"},"content":{"rendered":"<h4><span style=\"color: #723918;\">V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng?<\/span><\/h4>\n<h5><strong>(CAND) &#8211; <\/strong><strong>V\u1ed1n r\u1ebb \u1ee9 th\u1eeba, t\u00edn d\u1ee5ng b\u1ebf t\u1eafc, trong khi doanh nghi\u1ec7p (DN), nh\u1ea5t l\u00e0 kh\u1ed1i DN nh\u1ecf v\u00e0 v\u1eeba (SME) \u0111ang ch\u1eadt v\u1eadt \u0111i t\u00ecm v\u1ed1n kinh doanh. C\u00e2u chuy\u1ec7n m\u00e2u thu\u1eabn gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 DN \u0111\u00e3 \u0111\u01b0\u1ee3c nhi\u1ec1u l\u1ea7n t\u00ecm c\u00e1ch th\u00e1o g\u1ee1 nh\u01b0ng c\u00e1c \u0111i\u1ec3m ngh\u1ebdn v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c th\u00e1o g\u1ee1.<\/strong><\/h5>\n<h5><strong>B\u00ean n\u00e0o c\u0169ng kh\u00f3<\/strong><\/h5>\n<p>B\u00e0 Ph\u1ea1m Th\u1ecb Thanh Huy\u1ec1n, chuy\u00ean gia c\u1ee7a T\u1eadp \u0111o\u00e0n T\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf (IFC), th\u00e0nh vi\u00ean c\u1ee7a Nh\u00f3m Ng\u00e2n h\u00e0ng Th\u1ebf gi\u1edbi th\u00f4ng tin, hi\u1ec7n ch\u1ec9 30% SME t\u1ea1i Vi\u1ec7t Nam c\u00f3 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng. Kho\u1ea3ng 70% c\u00f2n l\u1ea1i kh\u00f3 ho\u1eb7c kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng. \u0110\u1ea5y th\u1ee9c s\u1ef1 l\u00e0 b\u00e0i to\u00e1n th\u00e1ch th\u1ee9c c\u1ee7a n\u1ec1n kinh t\u1ebf. Ch\u1ec9 t\u00ednh ri\u00eang trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m, Ch\u00ednh ph\u1ee7 v\u00e0 NHNN \u0111\u00e3 t\u1ed5 ch\u1ee9c t\u1edbi 5 h\u1ed9i ngh\u1ecb t\u00ecm gi\u1ea3i ph\u00e1p t\u00edn d\u1ee5ng cho SME, tuy nhi\u00ean, c\u00e1c n\u00fat th\u1eaft v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c th\u00e1o g\u1ee1.<\/p>\n<p>Ph\u00eda DN cho r\u1eb1ng nh\u1eefng y\u00eau c\u1ea7u c\u1ee7a ng\u00e2n h\u00e0ng v\u1ec1 \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n, t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, b\u00e1o c\u00e1o t\u00e0i ch\u00ednh l\u00e0 kh\u1eaft khe. Trong khi \u0111\u00f3, \u0111\u1ea1i di\u1ec7n c\u00e1c ng\u00e2n h\u00e0ng than th\u1edf th\u00f4ng tin c\u1ee7a c\u00e1c SME &#8220;t\u00f9 m\u00f9&#8221;, b\u1ea5t nh\u1ea5t n\u00ean h\u1ecd kh\u00f4ng d\u00e1m gi\u1ea3i ng\u00e2n n\u1ebfu kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. \u0110\u00f3 l\u00e0 c\u00e1ch \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n r\u1ee7i ro cho t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, b\u1edfi h\u1ecd kh\u00f4ng th\u1ec3 &#8220;th\u1ea3 g\u00e0 ra \u0111u\u1ed5i&#8221;.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"img-fluid img-fluid alignnone wp-image-37760 size-medium\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/09\/Picture1-1-450x298.png\" alt=\"kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng\" width=\"450\" height=\"298\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/09\/Picture1-1-450x298.png 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/09\/Picture1-1-768x508.png 768w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/09\/Picture1-1.png 945w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/p>\n<h6>Chuy\u00ean gia khuy\u1ebfn ngh\u1ecb c\u1ea3i thi\u1ec7n m\u00f4i tr\u01b0\u1eddng kinh doanh \u0111\u1ec3 h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p.<\/h6>\n<p>NHNN cho bi\u1ebft \u0111\u1ebfn cu\u1ed1i th\u00e1ng 6\/2023, d\u01b0 n\u1ee3 cho vay DN \u0111\u1ea1t tr\u00ean 51% t\u1ed5ng d\u01b0 n\u1ee3 n\u1ec1n kinh t\u1ebf, trong \u0111\u00f3 t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi SME \u0111\u1ea1t g\u1ea7n 2,3 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng, t\u0103ng h\u01a1n 4,2% so v\u1edbi cu\u1ed1i n\u0103m 2022, chi\u1ebfm 18,24% t\u1ed5ng d\u01b0 n\u1ee3 n\u1ec1n kinh t\u1ebf. Theo NHNN, vi\u1ec7c n\u1edbi l\u1ecfng c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ea5p t\u00edn d\u1ee5ng t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho SME ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng c\u1ea7n ph\u1ea3i c\u00e2n nh\u1eafc k\u1ef9 l\u01b0\u1ee1ng, v\u00ec h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng l\u00e0 k\u00eanh d\u1eabn v\u1ed1n ch\u1ee7 y\u1ebfu ph\u1ee5c v\u1ee5 s\u1ea3n xu\u1ea5t kinh doanh, \u0111\u00f3ng vai tr\u00f2 huy\u1ebft m\u1ea1ch c\u1ee7a n\u1ec1n kinh t\u1ebf. Vi\u1ec7c n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng, gi\u1eef \u1ed5n \u0111\u1ecbnh an to\u00e0n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng l\u00e0 v\u00f4 c\u00f9ng quan tr\u1ecdng nh\u1eb1m duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh kinh t\u1ebf v\u0129 m\u00f4 v\u00e0 h\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf. Do v\u1eady, \u0111\u1ec3 t\u0103ng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn v\u1ed1n, ngo\u00e0i gi\u1ea3i ph\u00e1p, ch\u00ednh s\u00e1ch t\u1eeb ng\u00e0nh ng\u00e2n h\u00e0ng, DN c\u1ea7n c\u01a1 c\u1ea5u l\u1ea1i ho\u1ea1t \u0111\u1ed9ng, n\u00e2ng cao kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh, x\u00e2y d\u1ef1ng ph\u01b0\u01a1ng \u00e1n, d\u1ef1 \u00e1n s\u1ea3n xu\u1ea5t kinh doanh kh\u1ea3 thi, t\u1ea1o ni\u1ec1m tin \u0111\u1ec3 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng y\u00ean t\u00e2m c\u1ea5p t\u00edn d\u1ee5ng. \u0110\u1ed3ng th\u1eddi, c\u1ea7n c\u00f3 s\u1ef1 ph\u1ed1i h\u1ee3p \u0111\u1ed3ng b\u1ed9 t\u1eeb c\u00e1c ch\u00ednh s\u00e1ch kh\u00e1c v\u1ec1 th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n cho s\u1ea3n xu\u1ea5t kinh doanh theo ch\u1ee7 tr\u01b0\u01a1ng c\u1ee7a Qu\u1ed1c h\u1ed9i, Ch\u00ednh ph\u1ee7. Khi ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh \u0111\u01b0\u1ee3c kh\u01a1i th\u00f4ng, ph\u01b0\u01a1ng \u00e1n kinh doanh kh\u1ea3 thi, s\u1ebd t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho doanh nghi\u1ec7p ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng.<\/p>\n<p>&#8220;Ch\u01b0a bao gi\u1edd \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 kh\u00f3 kh\u0103n nh\u01b0 hi\u1ec7n nay. Trong khi c\u00e1c n\u01b0\u1edbc v\u1eabn \u0111ang th\u1eaft ch\u1eb7t ti\u1ec1n t\u1ec7 th\u00ec ch\u00fang ta gi\u1ea3m l\u00e3i su\u1ea5t, n\u1edbi l\u1ecfng ti\u1ec1n t\u1ec7. \u0110\u1ebfn nay nhi\u1ec1u kho\u1ea3n n\u1ee3 gi\u00e3n ho\u00e3n t\u1eeb d\u1ecbch COVID-19 ch\u01b0a xong, ch\u00fang ta l\u1ea1i ti\u1ebfp t\u1ee5c gi\u00e3n ho\u00e3n cho nhi\u1ec1u kho\u1ea3n n\u1ee3 kh\u00e1c&#8221;, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN \u0110\u00e0o Minh T\u00fa chia s\u1ebb. Theo \u00f4ng \u0110\u00e0o Minh T\u00fa, hi\u1ec7n nay, n\u1ebfu kh\u00f4ng t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho t\u00edn d\u1ee5ng th\u00ec s\u1ebd kh\u00f3 c\u00f3 t\u0103ng tr\u01b0\u1edfng nh\u01b0ng n\u1ebfu &#8220;th\u00e1o&#8221; \u0111i\u1ec1u ki\u1ec7n t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng th\u00ec n\u1ee3 x\u1ea5u t\u0103ng l\u00ean khi\u1ebfn &#8220;c\u1ee5c m\u00e1u \u0111\u00f4ng&#8221; n\u1ee3 x\u1ea5u v\u1eeba m\u1edbi t\u1ea1m th\u1eddi \u0111\u01b0\u1ee3c x\u1eed l\u00fd l\u1ea1i quay tr\u1edf l\u1ea1i. &#8220;N\u1ebfu n\u1ee3 x\u1ea5u t\u0103ng, ch\u00fang ta l\u1ea1i r\u01a1i v\u00e0o v\u00f2ng lu\u1ea9n qu\u1ea9n, t\u1ea1o ra \u00e1ch t\u1eafc v\u1ed1n cho n\u1ec1n kinh t\u1ebf&#8221;, \u00f4ng \u0110\u00e0o Minh T\u00fa cho bi\u1ebft. V\u00ec v\u1eady, c\u00e1c ng\u00e2n h\u00e0ng \u0111ang \u0111\u1ee9ng gi\u1eefa 2 d\u00f2ng n\u01b0\u1edbc, v\u1eeba ph\u1ea3i \u0111\u1ea3m b\u1ea3o an to\u00e0n n\u1ee3 x\u1ea5u, v\u1eeba ph\u1ea3i t\u0103ng tr\u01b0\u1edfng, chia s\u1ebb, \u0111\u1ed3ng h\u00e0nh, h\u1ed7 tr\u1ee3 DN c\u00f9ng nhau v\u01b0\u1ee3t qua.<\/p>\n<h5><strong>G\u1ee1 nh\u01b0 th\u1ebf n\u00e0o?<\/strong><\/h5>\n<p>Ph\u00e2n t\u00edch g\u1ed1c r\u1ec5 c\u1ee7a v\u1ea5n \u0111\u1ec1, c\u00e1c chuy\u00ean gia \u0111\u1ebfn t\u1eeb IFC ch\u1ec9 ra m\u1ed9t s\u1ed1 l\u00fd do d\u1eabn \u0111\u1ebfn vi\u1ec7c DN kh\u00f3 ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng, trong \u0111\u00f3 c\u00f3 vi\u1ec7c Vi\u1ec7t Nam \u0111ang thi\u1ebfu h\u1ec7 th\u1ed1ng c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh t\u1ed1t, bao g\u1ed3m h\u1ec7 th\u1ed1ng v\u1ec1 giao d\u1ecbch b\u1ea3o \u0111\u1ea3m, h\u1ec7 th\u1ed1ng chia s\u1ebb th\u00f4ng tin t\u00edn d\u1ee5ng, c\u00e1c ch\u1ebf \u0111\u1ecbnh v\u1ec1 m\u1ea5t kh\u1ea3 n\u0103ng thanh to\u00e1n v\u00e0 ph\u00e1 s\u1ea3n. C\u00e1c b\u00ean \u0111i vay th\u00ec thi\u1ebfu t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. Ngo\u00e0i ra, th\u1ecb tr\u01b0\u1eddng c\u00f2n thi\u1ebfu c\u00e1c d\u1ecbch v\u1ee5 v\u00e0 s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng ph\u00f9 h\u1ee3p d\u00e0nh cho c\u00e1c DN si\u00eau nh\u1ecf, nh\u1ecf v\u00e0 v\u1eeba. B\u00ean c\u1ea1nh \u0111\u00f3, c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh c\u00f2n ch\u01b0a \u0111a d\u1ea1ng \u0111\u1ec3 c\u00f3 th\u1ec3 c\u00f3 c\u1ea3 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng phi ng\u00e2n h\u00e0ng ho\u1ea1t \u0111\u1ed9ng tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n<p><em>Nh\u1eadn \u0111\u1ecbnh v\u1ec1 m\u00e2u thu\u1eabn n\u00e0y, <a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0<\/span><\/a> <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <strong><a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\">ANVI<\/a><\/strong>, tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m Tr\u1ecdng t\u00e0i qu\u1ed1c t\u1ebf Vi\u1ec7t Nam cho r\u1eb1ng, m\u1ee5c ti\u00eau quan tr\u1ecdng nh\u1ea5t c\u1ee7a ng\u00e2n h\u00e0ng l\u00e0 an to\u00e0n, sau \u0111\u00f3 m\u1edbi \u0111\u1ebfn hi\u1ec7u qu\u1ea3. An to\u00e0n cho ch\u00ednh ng\u00e2n h\u00e0ng c\u1ea5p t\u00edn d\u1ee5ng, an to\u00e0n cho h\u1ec7 th\u1ed1ng v\u00e0 an to\u00e0n, an ninh t\u00e0i ch\u00ednh, ti\u1ec1n t\u1ec7 qu\u1ed1c gia. Ng\u00e2n h\u00e0ng lu\u00f4n mong mu\u1ed1n cho vay c\u00e0ng nhi\u1ec1u c\u00e0ng t\u1ed1t nh\u01b0ng v\u1ea5n \u0111\u1ec1 m\u1ea5u ch\u1ed1t l\u00e0 \u0111\u00f2i n\u1ee3. Tr\u01b0\u1edbc khi cho vay, n\u1ebfu ng\u00e2n h\u00e0ng kh\u00f4ng nh\u00ecn th\u1ea5y kh\u1ea3 n\u0103ng thu h\u1ed3i n\u1ee3, d\u1ef1 \u00e1n kh\u00f4ng kh\u1ea3 thi, n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh DN y\u1ebfu k\u00e9m th\u00ec ch\u1eafc ch\u1eafn, ng\u00e2n h\u00e0ng s\u1ebd kh\u00e9p c\u1eeda.<\/em><\/p>\n<p>Gi\u1ea3i b\u00e0i to\u00e1n n\u00e0y, \u00f4ng Peter Verhoeven, Ch\u1ee7 t\u1ecbch Prometheus Asia SDN BHD cho r\u1eb1ng, khi l\u00e0m vi\u1ec7c v\u1edbi kh\u00e1ch h\u00e0ng, \u0111\u1eebng ch\u1ec9 nh\u00ecn v\u00e0o nh\u1eefng th\u00f4ng tin tr\u00ean gi\u1ea5y, tr\u00ean h\u1ed3 s\u01a1 m\u00e0 c\u1ea7n t\u0103ng c\u01b0\u1eddng \u0111\u1ebfn hi\u1ec7n tr\u01b0\u1eddng, \u0111\u1ebfn nh\u00e0 x\u01b0\u1edfng c\u1ee7a h\u1ecd, \u0111\u1ebfn c\u1eeda h\u00e0ng c\u1ee7a h\u1ecd xem quy tr\u00ecnh c\u1ee7a h\u1ecd \u0111ang l\u00e0m nh\u01b0 th\u1ebf n\u00e0o; nh\u00e0 m\u00e1y c\u00f3 ho\u1ea1t \u0111\u1ed9ng hay kh\u00f4ng; h\u00e0ng h\u00f3a \u0111ang t\u1ed3n kho bao nhi\u00eau; bao nhi\u00eau m\u00e1y m\u00f3c \u0111ang ho\u1ea1t \u0111\u1ed9ng; bao nhi\u00eau c\u00f4ng nh\u00e2n \u0111ang l\u00e0m vi\u1ec7c\u2026<\/p>\n<p>Trong khi \u0111\u00f3, m\u1edf r\u1ed9ng \u1edf t\u1ea7m v\u0129 m\u00f4, \u00f4ng Nguy\u1ec5n \u0110\u00ecnh Cung &#8211; nguy\u00ean Vi\u1ec7n tr\u01b0\u1edfng Nghi\u00ean c\u1ee9u qu\u1ea3n l\u00fd kinh t\u1ebf trung \u01b0\u01a1ng cho bi\u1ebft, khi n\u1ec1n kinh t\u1ebf kh\u00f3 kh\u0103n suy gi\u1ea3m th\u00ec \u0111\u1ea7u ti\u00ean l\u00e0 ph\u1ea3i ngh\u0129 \u0111\u1ebfn vi\u1ec7c c\u1ea3i c\u00e1ch m\u00f4i tr\u01b0\u1eddng \u0111\u1ea7u t\u01b0 kinh doanh. C\u00f2n \u00f4ng Ph\u1ea1m Th\u1ebf Anh &#8211; Tr\u01b0\u1edfng khoa Kinh t\u1ebf h\u1ecdc, Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf qu\u1ed1c d\u00e2n cho bi\u1ebft, ch\u00fang ta c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u00e1c gi\u1ea3i ph\u00e1p k\u00edch th\u00edch t\u1ed5ng nh\u01b0ng nguy\u00ean t\u1eafc l\u00e0 ph\u1ea3i k\u1ecbp th\u1eddi v\u00e0 \u0111\u00fang \u0111\u1ed1i t\u01b0\u1ee3ng. C\u00f9ng v\u1edbi \u0111\u00f3, khuy\u1ebfn kh\u00edch \u0111\u1ea7u t\u01b0 t\u01b0 nh\u00e2n nh\u01b0ng c\u0169ng c\u1ea7n ki\u1ec3m so\u00e1t t\u0103ng cung ti\u1ec1n \u1edf m\u1ee9c v\u1eeba ph\u1ea3i\u2026<\/p>\n<h5><strong>H\u00e0 An<\/strong><\/h5>\n<p><em>&#8212;&#8212;&#8212;&#8212;-<\/em><\/p>\n<p><strong><em>C\u00f4ng an Nh\u00e2n d\u00e2n (Doanh nghi\u1ec7p) 02-9-2023:<\/em><\/strong><\/p>\n<p><em><a href=\"https:\/\/cand.com.vn\/doanh-nghiep\/vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung--i705775\/\">https:\/\/cand.com.vn\/doanh-nghiep\/vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung&#8211;i705775\/<\/a> <\/em><\/p>\n<p><em>(120\/1.207) #SME #TCTD<\/em>","protected":false},"excerpt":{"rendered":"<p>V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng? (CAND) &#8211; V\u1ed1n r\u1ebb \u1ee9 th\u1eeba, t\u00edn d\u1ee5ng b\u1ebf t\u1eafc, trong khi doanh nghi\u1ec7p (DN), nh\u1ea5t l\u00e0 kh\u1ed1i DN nh\u1ecf v\u00e0 v\u1eeba (SME) \u0111ang ch\u1eadt v\u1eadt \u0111i t\u00ecm v\u1ed1n kinh doanh. C\u00e2u chuy\u1ec7n m\u00e2u thu\u1eabn gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 DN \u0111\u00e3 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":37760,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[34,36],"class_list":["post-37759","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-doanh-nghiep","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3.565. V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng? - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"V\u1ed1n r\u1ebb \u1ee9 th\u1eeba, t\u00edn d\u1ee5ng b\u1ebf t\u1eafc, trong khi doanh nghi\u1ec7p (DN), nh\u1ea5t l\u00e0 kh\u1ed1i DN nh\u1ecf v\u00e0 v\u1eeba (SME) v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng. M\u00e2u thu\u1eabn \u1edf \u0111\u00e2u?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.565. V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng?[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"V\u1ed1n r\u1ebb \u1ee9 th\u1eeba, t\u00edn d\u1ee5ng b\u1ebf t\u1eafc, trong khi doanh nghi\u1ec7p (DN), nh\u1ea5t l\u00e0 kh\u1ed1i DN nh\u1ecf v\u00e0 v\u1eeba (SME) v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng. M\u00e2u thu\u1eabn \u1edf \u0111\u00e2u?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-02T02:39:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-22T03:43:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/09\/Picture1-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"945\" \/>\n\t<meta property=\"og:image:height\" content=\"625\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"administrator\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"administrator\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\\\/\"},\"author\":{\"name\":\"administrator\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/eb3eded70711d9ebee6ffdcf3118521b\"},\"headline\":\"3.565. V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng?\",\"datePublished\":\"2023-09-02T02:39:41+00:00\",\"dateModified\":\"2024-10-22T03:43:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\\\/\"},\"wordCount\":1886,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/Picture1-1.png\",\"keywords\":[\"Lu\u1eadt s\u01b0 Doanh nghi\u1ec7p\",\"Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng\"],\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\\\/\",\"name\":\"[:vi]3.565. V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng?[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/Picture1-1.png\",\"datePublished\":\"2023-09-02T02:39:41+00:00\",\"dateModified\":\"2024-10-22T03:43:49+00:00\",\"description\":\"V\u1ed1n r\u1ebb \u1ee9 th\u1eeba, t\u00edn d\u1ee5ng b\u1ebf t\u1eafc, trong khi doanh nghi\u1ec7p (DN), nh\u1ea5t l\u00e0 kh\u1ed1i DN nh\u1ecf v\u00e0 v\u1eeba (SME) v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng. M\u00e2u thu\u1eabn \u1edf \u0111\u00e2u?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/Picture1-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/Picture1-1.png\",\"width\":945,\"height\":625,\"caption\":\"kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"(Ti\u1ebfng Vi\u1ec7t) 3.565. V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/eb3eded70711d9ebee6ffdcf3118521b\",\"name\":\"administrator\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"caption\":\"administrator\"},\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/administrator\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]3.565. V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng?[:] - ANVI Law Firm","description":"V\u1ed1n r\u1ebb \u1ee9 th\u1eeba, t\u00edn d\u1ee5ng b\u1ebf t\u1eafc, trong khi doanh nghi\u1ec7p (DN), nh\u1ea5t l\u00e0 kh\u1ed1i DN nh\u1ecf v\u00e0 v\u1eeba (SME) v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng. M\u00e2u thu\u1eabn \u1edf \u0111\u00e2u?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]3.565. V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng?[:] - ANVI Law Firm","og_description":"V\u1ed1n r\u1ebb \u1ee9 th\u1eeba, t\u00edn d\u1ee5ng b\u1ebf t\u1eafc, trong khi doanh nghi\u1ec7p (DN), nh\u1ea5t l\u00e0 kh\u1ed1i DN nh\u1ecf v\u00e0 v\u1eeba (SME) v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng. M\u00e2u thu\u1eabn \u1edf \u0111\u00e2u?","og_url":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2023-09-02T02:39:41+00:00","article_modified_time":"2024-10-22T03:43:49+00:00","og_image":[{"width":945,"height":625,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/09\/Picture1-1.png","type":"image\/png"}],"author":"administrator","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"administrator","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"7 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/"},"author":{"name":"administrator","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b"},"headline":"3.565. V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng?","datePublished":"2023-09-02T02:39:41+00:00","dateModified":"2024-10-22T03:43:49+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/"},"wordCount":1886,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/09\/Picture1-1.png","keywords":["Lu\u1eadt s\u01b0 Doanh nghi\u1ec7p","Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng"],"articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/","url":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/","name":"[:vi]3.565. V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng?[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/09\/Picture1-1.png","datePublished":"2023-09-02T02:39:41+00:00","dateModified":"2024-10-22T03:43:49+00:00","description":"V\u1ed1n r\u1ebb \u1ee9 th\u1eeba, t\u00edn d\u1ee5ng b\u1ebf t\u1eafc, trong khi doanh nghi\u1ec7p (DN), nh\u1ea5t l\u00e0 kh\u1ed1i DN nh\u1ecf v\u00e0 v\u1eeba (SME) v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng. M\u00e2u thu\u1eabn \u1edf \u0111\u00e2u?","breadcrumb":{"@id":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/09\/Picture1-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/09\/Picture1-1.png","width":945,"height":625,"caption":"kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng"},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/en\/3-565-vi-sao-doanh-nghiep-nho-va-vua-van-kho-tiep-can-von-tin-dung\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"(Ti\u1ebfng Vi\u1ec7t) 3.565. V\u00ec sao doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba v\u1eabn kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng?"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b","name":"administrator","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","caption":"administrator"},"url":"https:\/\/anvilaw.com\/vi\/author\/administrator\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/37759","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=37759"}],"version-history":[{"count":1,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/37759\/revisions"}],"predecessor-version":[{"id":42883,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/37759\/revisions\/42883"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/37760"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=37759"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=37759"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=37759"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}