{"id":37782,"date":"2023-09-05T13:49:30","date_gmt":"2023-09-05T06:49:30","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=37782"},"modified":"2024-10-21T15:12:47","modified_gmt":"2024-10-21T08:12:47","slug":"4-129-mua-tai-san-thanh-ly-ngan-hang-de-hay-kho","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-129-mua-tai-san-thanh-ly-ngan-hang-de-hay-kho\/","title":{"rendered":"4.129. Mua t\u00e0i s\u1ea3n thanh l\u00fd ng\u00e2n h\u00e0ng – d\u1ec5 hay kh\u00f3?"},"content":{"rendered":"

Mua t\u00e0i s\u1ea3n thanh l\u00fd ng\u00e2n h\u00e0ng – d\u1ec5 hay kh\u00f3?<\/span><\/h4>\n
(NL\u0110) – V\u1edbi quy tr\u00ecnh mua b\u00e1n c\u00f4ng khai, minh b\u1ea1ch v\u00e0 th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n, mua t\u00e0i s\u1ea3n thanh l\u00fd ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t “m\u00f3n h\u1eddi” \u0111\u1ed1i v\u1edbi nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0. \u0110\u1eb7c bi\u1ec7t, kh\u00e1ch mua \u0111ang \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i m\u1ea1nh tay, \u0111i\u1ec3n h\u00ecnh nh\u01b0 g\u00f3i l\u00e3i su\u1ea5t vay mua t\u00e0i s\u1ea3n thanh l\u00fd ch\u1ec9 t\u1eeb 6%\/n\u0103m, \u00e2n h\u1ea1n g\u1ed1c 18 th\u00e1ng \u0111\u1ea7u c\u1ee7a VIB.<\/h5>\n

\"Mua<\/p>\n

Theo ghi nh\u1eadn c\u1ee7a ph\u00f3ng vi\u00ean, th\u1ecb tr\u01b0\u1eddng thanh l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u1ec3 x\u1eed l\u00fd thu h\u1ed3i n\u1ee3 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n kh\u00e1 s\u00f4i \u0111\u1ed9ng v\u1edbi th\u00f4ng tin \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 tr\u00ean nhi\u1ec1u k\u00eanh c\u00f4ng khai v\u00e0 r\u1ea5t d\u1ec5 ti\u1ebfp c\u1eadn. D\u1ea1o m\u1ed9t v\u00f2ng qua website c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng ho\u1eb7c c\u00e1c c\u00f4ng ty x\u1eed l\u00fd n\u1ee3 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, c\u00f3 th\u1ec3 th\u1ea5y m\u1ee5c “thanh l\u00fd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p”, “ph\u00e1t m\u1ea1i t\u00e0i s\u1ea3n”, “thu gi\u1eef\/b\u00e1n \u0111\u1ea5u gi\u00e1 t\u00e0i s\u1ea3n”\u2026 n\u1eb1m ngay giao di\u1ec7n ch\u00ednh \u0111\u1ec3 kh\u00e1ch h\u00e0ng d\u1ec5 th\u1ea5y, d\u1ec5 truy c\u1eadp.<\/p>\n

G\u00f5 tr\u00ean google t\u1eeb kh\u00f3a “thanh l\u00fd t\u00e0i s\u1ea3n ng\u00e2n h\u00e0ng”, kh\u00e1ch h\u00e0ng c\u0169ng d\u1ec5 d\u00e0ng t\u00ecm th\u1ea5y nhi\u1ec1u th\u00f4ng tin v\u1ec1 thanh l\u00fd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p qua m\u1ea1ng x\u00e3 h\u1ed9i Zalo, Facebook, c\u00e1c trang giao d\u1ecbch b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/h6>\n

Kh\u00f4ng b\u00e0n \u0111\u1ebfn c\u00e1c t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 d\u1ef1 \u00e1n, m\u00e1y m\u00f3c, c\u00f4ng c\u1ee5 s\u1ea3n xu\u1ea5t\u2026 do t\u00ednh ph\u1ee9c t\u1ea1p trong vi\u1ec7c \u0111\u1ecbnh gi\u00e1. “S\u0103n” mua\u00a0t\u00e0i s\u1ea3n thanh l\u00fd\u00a0ng\u00e2n h\u00e0ng l\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n nh\u01b0 nh\u00e0 \u0111\u1ea5t, \u0111\u1ea5t n\u1ec1n, chung c\u01b0 ho\u1eb7c \u0111\u1ed9ng s\u1ea3n l\u00e0 \u00f4t\u00f4, c\u0169ng l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn v\u1ec1 m\u1ed9t k\u00eanh \u0111\u1ea7u t\u01b0 c\u1ee7a kh\u00f4ng \u00edt ng\u01b0\u1eddi do gi\u00e1 c\u1ea3 kh\u00e1 c\u1ea1nh tranh so v\u1edbi th\u1ecb tr\u01b0\u1eddng. Nh\u01b0 ng\u00e2n h\u00e0ng VIB \u0111ang thanh l\u00fd m\u1ed9t lo\u1ea1t \u00f4t\u00f4 th\u01b0\u01a1ng hi\u1ec7u kh\u00e1c nhau, trong \u0111\u00f3 c\u00f3 chi\u1ebfc Mercedes E300 2017, \u0111\u00e3 \u0111i \u0111\u01b0\u1ee3c h\u01a1n 74.000 km, v\u1edbi gi\u00e1 1,12 t\u1ec9 \u0111\u1ed3ng trong khi gi\u00e1 th\u1ecb tr\u01b0\u1eddng c\u1ee7a d\u00f2ng xe n\u00e0y kho\u1ea3ng 1,8 t\u1ec9 \u0111\u1ed3ng. Quy tr\u00ecnh mua \u00f4t\u00f4 n\u00e0y \u0111\u01b0\u1ee3c VIB gi\u1edbi thi\u1ec7u kh\u00e1 \u0111\u01a1n gi\u1ea3n g\u1ed3m li\u00ean h\u1ec7 ho\u1eb7c \u0111\u0103ng k\u00fd v\u1edbi nh\u00e2n vi\u00ean, ch\u1edd x\u00e1c nh\u1eadn, \u0111\u00f3ng ti\u1ec1n mua t\u00e0i s\u1ea3n\u2026<\/p>\n

<\/h6>\n

C\u00f3 nhu c\u1ea7u t\u00ecm mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u00e0 \u0111\u1ea5t n\u1ec1n \u1edf v\u00f9ng ven TP HCM, anh Trung Ki\u00ean \u0111\u01b0\u1ee3c c\u00e1n b\u1ed9 t\u00edn d\u1ee5ng m\u1ed9t ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n \u1edf TP HCM t\u01b0 v\u1ea5n th\u1ee7 t\u1ee5c giao d\u1ecbch t\u00e0i s\u1ea3n thanh l\u00fd ng\u00e2n h\u00e0ng kh\u00f4ng ph\u1ee9c t\u1ea1p, th\u1eadm ch\u00ed l\u00e0 quy tr\u00ecnh r\u1ea5t “chu\u1ea9n v\u00e0 nhanh g\u1ecdn”. C\u00e1n b\u1ed9 t\u00edn d\u1ee5ng n\u00e0y c\u0169ng cho bi\u1ebft, n\u1ebfu kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u mua m\u1ed9t b\u1ea5t \u0111\u1ed9ng s\u1ea3n s\u1ebd \u0111\u01b0\u1ee3c \u0111i xem tr\u1ef1c ti\u1ebfp, sau \u0111\u00f3 t\u00f9y b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng mua theo gi\u00e1 th\u1ecfa thu\u1eadn ho\u1eb7c theo \u0111\u1ea5u gi\u00e1.<\/p>\n

“T\u00e0i s\u1ea3n ph\u00e1t m\u1ea1i qua ng\u00e2n h\u00e0ng th\u01b0\u1eddng s\u1ebd c\u00f3 \u0111\u1ea7y \u0111\u1ee7 gi\u1ea5y t\u1edd ph\u00e1p l\u00fd n\u00ean kh\u00f4ng lo ng\u1ea1i tranh ch\u1ea5p. Th\u1eddi gian chuy\u1ec3n nh\u01b0\u1ee3ng t\u00e0i s\u1ea3n k\u1ec3 t\u1eeb th\u1eddi \u0111i\u1ec3m kh\u00e1ch h\u00e0ng quy\u1ebft \u0111\u1ecbnh mua, \u0111\u1ebfn khi chuy\u1ec3n nh\u01b0\u1ee3ng s\u1ed5 v\u00e0 b\u00e0n giao c\u00f3 th\u1ec3 ch\u1ec9 10 ng\u00e0y”, c\u00e1n b\u1ed9 t\u00edn d\u1ee5ng n\u00e0y n\u00f3i.<\/p>\n

Lu\u1eadt s\u01b0<\/span><\/a>\u00a0<\/span>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>, nh\u1eadn \u0111\u1ecbnh hi\u1ec7n c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt li\u00ean quan \u0111\u1ebfn t\u00e0i s\u1ea3n thanh l\u00fd ng\u00e2n h\u00e0ng l\u00e0 \u0111\u1ea7y \u0111\u1ee7; vi\u1ec7c mua t\u00e0i s\u1ea3n thanh l\u00fd n\u00e0y l\u00e0 d\u1ec5 v\u00e0 chu\u1ea9n nh\u1edd t\u00ednh ph\u00e1p l\u00fd r\u00f5 r\u00e0ng.<\/em><\/h5>\n

\u1ede g\u00f3c \u0111\u1ed9 ph\u00e1p l\u00fd, th\u1ee7 t\u1ee5c b\u00e1n t\u00e0i s\u1ea3n qua \u0111\u1ea5u gi\u00e1 l\u00e0 m\u1ed9t ho\u1ea1t \u0111\u1ed9ng c\u00f4ng khai, minh b\u1ea1ch v\u00e0 ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn v\u00ec b\u1ea3o \u0111\u1ea3m quy\u1ec1n l\u1ee3i v\u00e0 an to\u00e0n ph\u00e1p l\u00fd nh\u1ea5t cho t\u1ea5t c\u1ea3 c\u00e1c b\u00ean tham gia, bao g\u1ed3m ch\u1ee7 t\u00e0i s\u1ea3n, ng\u00e2n h\u00e0ng v\u00e0 kh\u00e1ch mua. C\u00e1c t\u00e0i s\u1ea3n thanh l\u00fd \u0111\u00e3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng th\u1ea9m \u0111\u1ecbnh qua nhi\u1ec1u b\u1ed9 ph\u1eadn tr\u01b0\u1edbc khi nh\u1eadn th\u1ebf ch\u1ea5p \u0111\u1ec3 cho vay tr\u01b0\u1edbc \u0111\u00f3. Ngo\u00e0i ra, ng\u00e2n h\u00e0ng l\u00e0 t\u1ed5 ch\u1ee9c l\u1edbn v\u00e0 c\u00f3 uy t\u00edn tr\u00ean th\u1ecb tr\u01b0\u1eddng n\u00ean khi mua t\u00e0i s\u1ea3n thanh l\u00fd, kh\u00e1ch h\u00e0ng s\u1ebd lu\u00f4n \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 trong qu\u00e1 tr\u00ecnh mua b\u00e1n, sang t\u00ean t\u00e0i s\u1ea3n.<\/p>\n

Theo t\u00ecm hi\u1ec3u, l\u1ee3i th\u1ebf c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trong rao b\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 m\u1ea1ng l\u01b0\u1edbi cho vay ph\u00e2n b\u1ed1 c\u1ea3 n\u01b0\u1edbc v\u00e0 s\u1ea3n ph\u1ea9m th\u1ebf ch\u1ea5p phong ph\u00fa, ngu\u1ed3n t\u00e0i s\u1ea3n thanh l\u00fd l\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n, \u00f4t\u00f4 v\u1edbi nhi\u1ec1u v\u00f9ng gi\u00e1, t\u1ea1i nhi\u1ec1u \u0111\u1ecba b\u00e0n v\u00e0 ph\u00e2n kh\u00fac kh\u00e1c nhau\u2026 Do \u0111\u00f3, c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c c\u1ea3 nhu c\u1ea7u \u0111\u1ea7u t\u01b0 v\u00e0 s\u1eed d\u1ee5ng c\u1ee7a ng\u01b0\u1eddi mua.<\/p>\n

Trang web thanh l\u00fd t\u00e0i s\u1ea3n c\u1ee7a VIB \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf chuy\u00ean nghi\u1ec7p v\u00e0 b\u1eaft m\u1eaft<\/em><\/h5>\n

\u0110\u1ec3 t\u1ea1o thu\u1eadn l\u1ee3i cho kh\u00e1ch h\u00e0ng, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng \u0111\u00e3 ti\u00ean phong c\u1ea3i ti\u1ebfn ho\u1ea1t \u0111\u1ed9ng thanh l\u00fd t\u00e0i s\u1ea3n, quy tr\u00ecnh mua b\u00e1n c\u00f4ng khai, minh b\u1ea1ch, nhanh ch\u00f3ng. Ch\u1eb3ng h\u1ea1n, website c\u1ee7a ng\u00e2n h\u00e0ng VIB li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111\u0103ng s\u1ea3n ph\u1ea9m thanh l\u00fd \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf chuy\u00ean nghi\u1ec7p v\u00e0 b\u1eaft m\u1eaft. Ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y c\u00e1c s\u1ea3n ph\u1ea9m t\u1eeb xe sang nh\u01b0 BMW, Mercedes \u0111\u1ebfn xe t\u1ea3i, \u00f4t\u00f4 ph\u00e2n kh\u00fac b\u00ecnh d\u00e2n; ho\u1eb7c b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u1ea1i nhi\u1ec1u khu v\u1ef1c nh\u01b0 TP HCM, \u0110\u1ed3ng Nai, B\u00ecnh D\u01b0\u01a1ng v\u1edbi m\u1ee9c gi\u00e1 t\u1eeb v\u00e0i t\u1ec9 \u0111\u1ebfn v\u00e0i ch\u1ee5c t\u1ec9 \u0111\u1ed3ng r\u1ed3i b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u1ea1i T\u00e2y Nguy\u00ean, mi\u1ec1n T\u00e2y, chung c\u01b0 t\u1ea1i TP HCM v\u1edbi m\u1ee9c gi\u00e1 ch\u1ec9 v\u00e0i tr\u0103m tri\u1ec7u \u0111\u1ed3ng.<\/p>\n

Ch\u01b0a h\u1ebft, kh\u00e1ch h\u00e0ng c\u0169ng c\u00f3 th\u1ec3 mua t\u00e0i s\u1ea3n thanh l\u00fd b\u1eb1ng v\u1ed1n vay c\u1ee7a ch\u00ednh ng\u00e2n h\u00e0ng \u0111\u00f3. VIB \u0111ang \u00e1p d\u1ee5ng \u01b0u \u0111\u00e3i r\u1ea5t m\u1ea1nh cho c\u00e1c kho\u1ea3n vay mua t\u00e0i s\u1ea3n thanh l\u00fd b\u1edfi ng\u00e2n h\u00e0ng n\u00e0y \u0111\u1ec3 h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng. C\u1ee5 th\u1ec3, l\u00e3i su\u1ea5t vay mua t\u00e0i s\u1ea3n thanh l\u00fd ch\u1ec9 t\u1eeb 6%\/n\u0103m v\u00e0 \u0111\u1eb7c bi\u1ec7t \u0111\u01b0\u1ee3c \u00e2n h\u1ea1n g\u1ed1c trong 18 th\u00e1ng \u0111\u1ea7u, s\u1ed1 ti\u1ebfn vay \u0111\u1ebfn 90% nhu c\u1ea7u vay v\u1ed1n ho\u1eb7c 80% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n.<\/p>\n

Th\u00f4ng tin r\u00f5 r\u00e0ng \u0111\u1ec3 x\u00f3a \u0111\u1ecbnh ki\u1ebfn<\/strong><\/h5>\n

Theo m\u1ed9t s\u1ed1 chuy\u00ean gia t\u00e0i ch\u00ednh, t\u00e2m l\u00fd e ng\u1ea1i th\u1ee7 t\u1ee5c mua b\u00e1n v\u00e0 ph\u00e1p l\u00fd c\u1ee7a t\u00e0i s\u1ea3n, m\u1ed9t b\u1ed9 ph\u1eadn kh\u00e1ch h\u00e0ng v\u1eabn l\u1ef1a ch\u1ecdn mua t\u00e0i s\u1ea3n th\u00f4ng th\u01b0\u1eddng kh\u00e1c, thay v\u00ec mua t\u00e0i s\u1ea3n thanh l\u00fd d\u00f9 gi\u00e1 t\u1ed1t, ph\u00e1p l\u00fd r\u00f5 r\u00e0ng\u2026 \u0110\u1ec3 x\u00f3a \u0111\u1ecbnh ki\u1ebfn v\u1ec1 t\u00e0i s\u1ea3n thanh l\u00fd, ng\u00e0nh ng\u00e2n h\u00e0ng c\u1ea7n th\u00f4ng tin r\u00f5 r\u00e0ng, minh b\u1ea1ch v\u1ec1 c\u00e1c t\u00e0i s\u1ea3n n\u00e0y, tr\u00ecnh t\u1ef1 th\u1ee7 t\u1ee5c mua b\u00e1n c\u0169ng nh\u01b0 nh\u1eefng \u01b0u \u0111i\u1ec3m, gi\u00e1 b\u00e1n h\u1ea5p d\u1eabn so v\u1edbi th\u1ecb tr\u01b0\u1eddng. T\u1eeb \u0111\u00f3 s\u1ebd khuy\u1ebfn kh\u00edch nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c tham gia th\u1ecb tr\u01b0\u1eddng kh\u00f4ng k\u00e9m s\u00f4i \u0111\u1ed9ng v\u00e0 nhi\u1ec1u l\u1ee3i \u00edch n\u00e0y.<\/p>\n

Minh Qu\u00e2n<\/strong><\/h5>\n

—————<\/p>\n

Ng\u01b0\u1eddi lao \u0111\u1ed9ng (VN Money) ng\u00e0y 05-9-2023:<\/em><\/strong><\/p>\n

https:\/\/thitruong.nld.com.vn\/vnmoney\/mua-tai-san-thanh-ly-ngan-hang-de-hay-kho-20230905124130048.htm<\/a> <\/em><\/p>\n

(49\/1.128) #TSB\u0110 #TCTD<\/em>","protected":false},"excerpt":{"rendered":"

Mua t\u00e0i s\u1ea3n thanh l\u00fd ng\u00e2n h\u00e0ng – d\u1ec5 hay kh\u00f3? (NL\u0110) – V\u1edbi quy tr\u00ecnh mua b\u00e1n c\u00f4ng khai, minh b\u1ea1ch v\u00e0 th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n, mua t\u00e0i s\u1ea3n thanh l\u00fd ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t “m\u00f3n h\u1eddi” \u0111\u1ed1i v\u1edbi nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0. \u0110\u1eb7c bi\u1ec7t, kh\u00e1ch mua \u0111ang \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i m\u1ea1nh […]<\/p>\n","protected":false},"author":2,"featured_media":37783,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[36],"class_list":["post-37782","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n4.129. 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