{"id":38051,"date":"2023-10-09T16:48:34","date_gmt":"2023-10-09T09:48:34","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=38051"},"modified":"2024-10-21T10:11:34","modified_gmt":"2024-10-21T03:11:34","slug":"4-151-lai-suat-giam-nguoi-dan-ru-nhau-mua-lai-so-tiet-kiem-lai-tren-8-nam","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-151-lai-suat-giam-nguoi-dan-ru-nhau-mua-lai-so-tiet-kiem-lai-tren-8-nam\/","title":{"rendered":"4.151. L\u00e3i su\u1ea5t gi\u1ea3m, ng\u01b0\u1eddi d\u00e2n r\u1ee7 nhau mua l\u1ea1i… s\u1ed5 ti\u1ebft ki\u1ec7m l\u00e3i tr\u00ean 8%\/n\u0103m"},"content":{"rendered":"

L\u00e3i su\u1ea5t gi\u1ea3m, ng\u01b0\u1eddi d\u00e2n r\u1ee7 nhau mua l\u1ea1i… s\u1ed5 ti\u1ebft ki\u1ec7m l\u00e3i tr\u00ean 8%\/n\u0103m<\/span><\/h4>\n
(D<\/em>T<\/em>) – Tr\u00ean c\u00e1c h\u1ed9i nh\u00f3m v\u1ec1 ng\u00e2n h\u00e0ng, kh\u00f4ng \u00edt b\u00e0i \u0111\u0103ng ng\u1ecf \u00fd t\u00ecm mua l\u1ea1i s\u1ed5 ti\u1ebft ki\u1ec7m l\u00e3i su\u1ea5t cao tr\u00ean 8%\/n\u0103m. Ng\u01b0\u1ee3c l\u1ea1i, nhi\u1ec1u c\u00e1 nh\u00e2n c\u0169ng mu\u1ed1n sang nh\u01b0\u1ee3ng l\u1ea1i s\u1ed5 do kh\u00f4ng mu\u1ed1n r\u00fat tr\u01b0\u1edbc h\u1ea1n.<\/em><\/strong><\/h5>\n
Nh\u1ed9n nh\u1ecbp sang nh\u01b0\u1ee3ng s\u1ed5 ti\u1ebft ki\u1ec7m l\u00e3i cao<\/strong><\/h5>\n

Th\u1eddi gian qua, l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng li\u00ean t\u1ee5c c\u00f3 xu h\u01b0\u1edbng gi\u1ea3m. T\u00ednh \u0111\u1ebfn \u0111\u1ea7u th\u00e1ng 10, l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 12 th\u00e1ng c\u1ee7a h\u01a1n 30 ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ph\u00f3ng vi\u00ean\u00a0D\u00e2n tr\u00ed<\/em>\u00a0kh\u1ea3o s\u00e1t trung b\u00ecnh \u1edf m\u1ee9c 5,6%\/n\u0103m, gi\u1ea3m 0,5 \u0111i\u1ec3m % so v\u1edbi \u0111\u1ea7u th\u00e1ng 9 v\u00e0 gi\u1ea3m g\u1ea7n 3% so v\u1edbi \u0111\u1ea7u n\u0103m.<\/p>\n

Theo \u0111\u00f3, nhi\u1ec1u c\u00e1 nh\u00e2n c\u00f3 nhu c\u1ea7u mua b\u00e1n, sang nh\u01b0\u1ee3ng s\u1ed5 ti\u1ebft ki\u1ec7m \u0111\u0103ng b\u00e0i tr\u00ean c\u00e1c h\u1ed9i nh\u00f3m m\u1ea1ng x\u00e3 h\u1ed9i c\u0169ng xu\u1ea5t hi\u1ec7n r\u1ea7m r\u1ed9. Tr\u00ean m\u1ed9t h\u1ed9i nh\u00f3m c\u00f3 g\u1ea7n 50.000 th\u00e0nh vi\u00ean, m\u1ed7i ng\u00e0y c\u00f3 h\u00e0ng ch\u1ee5c l\u1eddi rao chuy\u1ec3n nh\u01b0\u1ee3ng hay nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng s\u1ed5 ti\u1ebft ki\u1ec7m l\u00e3i su\u1ea5t t\u1eeb 7,5%\/n\u0103m \u0111\u1ebfn 9%\/n\u0103m.<\/p>\n

Ph\u00f3ng vi\u00ean\u00a0D\u00e2n tr\u00ed<\/em>\u00a0ghi nh\u1eadn nhi\u1ec1u b\u00e0i \u0111\u0103ng v\u1ec1 vi\u1ec7c mu\u1ed1n nh\u01b0\u1ee3ng l\u1ea1i s\u1ed5 ti\u1ebft ki\u1ec7m. M\u1ed9t t\u00e0i kho\u1ea3n \u0111\u0103ng th\u00f4ng tin t\u00ecm ng\u01b0\u1eddi \u0111\u1ec3 chuy\u1ec3n nh\u01b0\u1ee3ng 3 s\u1ed5 ti\u1ebft ki\u1ec7m t\u1ea1i NCB (1 t\u1ef7 \u0111\u1ed3ng, l\u00e3i su\u1ea5t 9,3%\/n\u0103m), SHB (1 t\u1ef7 \u0111\u1ed3ng, l\u00e3i su\u1ea5t 8,7%\/n\u0103m), v\u00e0 PvcomBank (500 tri\u1ec7u \u0111\u1ed3ng, l\u00e3i su\u1ea5t 8,8%\/n\u0103m), c\u1ea3 3 s\u1ed5 n\u00e0y c\u00f9ng \u0111\u00e1o h\u1ea1n v\u00e0o cu\u1ed1i th\u00e1ng 12 n\u0103m nay.<\/p>\n

M\u1ed9t b\u00e0i \u0111\u0103ng kh\u00e1c c\u0169ng mu\u1ed1n nh\u01b0\u1ee3ng l\u1ea1i s\u1ed5 ti\u1ebft ki\u1ec7m 1 t\u1ef7 \u0111\u1ed3ng t\u1ea1i\u00a0VPBank\u00a0l\u00e3i su\u1ea5t 8,4%\/n\u0103m, v\u00e0 m\u1ed9t s\u1ed5 ti\u1ebft ki\u1ec7m 500 tri\u1ec7u \u0111\u1ed3ng kh\u00e1c t\u1ea1i HDBank v\u1edbi l\u00e3i su\u1ea5t 7,6%\/n\u0103m. Hai s\u1ed5 n\u00e0y c\u00f9ng \u0111\u00e1o h\u1ea1n v\u00e0o th\u00e1ng 1\/2024.<\/p>\n

C\u00e1c c\u00e1 nh\u00e2n n\u00e0y cam k\u1ebft s\u1ebd \u0111\u1ebfn tr\u1ef1c ti\u1ebfp qu\u1ea7y c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ec3 chuy\u1ec3n s\u1ed5 sang t\u00ean cho ng\u01b0\u1eddi mua. L\u00e0m r\u00f5 h\u01a1n th\u00f4ng tin, ng\u01b0\u1eddi n\u00e0y cho bi\u1ebft h\u00ecnh th\u1ee9c mua b\u00e1n l\u00e0 m\u1ec7nh gi\u00e1 c\u1ed9ng v\u1edbi ph\u1ea7n l\u00e3i su\u1ea5t t\u1eeb l\u00fac g\u1eedi \u0111\u1ebfn l\u00fac chuy\u1ec3n nh\u01b0\u1ee3ng. Ng\u01b0\u1eddi mua s\u1ebd h\u01b0\u1edfng l\u00e3i su\u1ea5t cho th\u1eddi gian c\u00f2n l\u1ea1i.<\/p>\n

\"mua<\/p>\n

B\u1eb1ng c\u00e1ch chuy\u1ec3n nh\u01b0\u1ee3ng s\u1ed5 ti\u1ebft ki\u1ec7m, ng\u01b0\u1eddi chuy\u1ec3n nh\u01b0\u1ee3ng s\u1ebd tr\u00e1nh \u0111\u01b0\u1ee3c vi\u1ec7c ph\u1ea3i nh\u1eadn l\u00e3i kh\u00f4ng k\u1ef3 h\u1ea1n cho s\u1ed1 ti\u1ec1n r\u00fat s\u1edbm. (\u1ea2nh minh h\u1ecda: M\u1ea1nh Qu\u00e2n)<\/h6>\n

\u1ede h\u01b0\u1edbng ng\u01b0\u1ee3c l\u1ea1i, m\u1ed9t t\u00e0i kho\u1ea3n \u1ea9n danh \u0111\u0103ng b\u00e0i v\u1edbi n\u1ed9i dung c\u1ea7n mua l\u1ea1i s\u1ed5 ti\u1ebft ki\u1ec7m c\u00f3 l\u00e3i su\u1ea5t tr\u00ean 8%\/n\u0103m, do c\u00f3 m\u1ed9t kho\u1ea3n ti\u1ec1n s\u1eafp \u0111\u00e1o h\u1ea1n trong th\u00e1ng 10. Hay m\u1ed9t t\u00e0i kho\u1ea3n kh\u00e1c c\u0169ng \u0111\u0103ng tin t\u00ecm mua s\u1ed5 ti\u1ebft ki\u1ec7m t\u1eeb 700 tri\u1ec7u \u0111\u1ed3ng, v\u1edbi \u0111i\u1ec1u ki\u1ec7n chuy\u1ec3n nh\u01b0\u1ee3ng t\u1ea1i TPHCM.<\/p>\n

Qu\u1ef3nh Anh (28 tu\u1ed5i), m\u1ed9t nh\u00e2n vi\u00ean v\u0103n ph\u00f2ng t\u1ea1i H\u00e0 N\u1ed9i, cho bi\u1ebft c\u00f4 \u0111ang c\u00f3 kho\u1ea3ng 300 tri\u1ec7u \u0111\u1ed3ng v\u00e0 \u0111ang t\u00ecm ng\u00e2n h\u00e0ng c\u00f3 l\u00e3i su\u1ea5t cao \u0111\u1ec3 m\u1edf s\u1ed5 ti\u1ebft ki\u1ec7m. Tuy nhi\u00ean, sau khi tham kh\u1ea3o m\u1ed9t v\u00e0i ng\u00e2n h\u00e0ng, hi\u1ec7n m\u1ee9c l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n cao nh\u1ea5t ch\u1ec9 kho\u1ea3ng 5-6%\/n\u0103m cho k\u1ef3 h\u1ea1n 12 th\u00e1ng.<\/p>\n

“C\u1ed9ng th\u00eam m\u1ed9t s\u1ed1 \u01b0u \u0111\u00e3i th\u00ec l\u00e3i su\u1ea5t c\u00f3 th\u1ec3 l\u00ean 6,5-6,8%, nh\u01b0ng k\u1ef3 h\u1ea1n g\u1eedi c\u0169ng ph\u1ea3i d\u00e0i h\u01a1n”, Qu\u1ef3nh Anh chia s\u1ebb. Do \u0111\u00f3, theo l\u1eddi ng\u01b0\u1eddi quen gi\u1edbi thi\u1ec7u, c\u00f4 tham gia v\u00e0o m\u1ed9t s\u1ed1 h\u1ed9i nh\u00f3m \u0111\u1ec3 t\u00ecm hi\u1ec3u v\u1ec1 vi\u1ec7c mua l\u1ea1i s\u1ed5 ti\u1ebft ki\u1ec7m \u0111\u1ec3 c\u00f3 l\u00e3i su\u1ea5t cao h\u01a1n, k\u1ef3 h\u1ea1n g\u1eedi ng\u1eafn h\u01a1n.<\/p>\n

Qu\u1ef3nh Anh ng\u1ea1c nhi\u00ean khi th\u1ea5y kh\u00f4ng \u00edt nh\u1eefng b\u00e0i \u0111\u0103ng mu\u1ed1n sang nh\u01b0\u1ee3ng l\u1ea1i s\u1ed5 ti\u1ebft ki\u1ec7m v\u1edbi l\u00e3i su\u1ea5t 8-9%\/n\u0103m, th\u1eddi gian \u0111\u00e1o h\u1ea1n v\u00e0o \u0111\u1ea7u n\u0103m 2024. Tuy nhi\u00ean, c\u00f4 c\u0169ng b\u00e0y t\u1ecf s\u1ef1 b\u0103n kho\u0103n v\u1ec1 h\u00ecnh th\u1ee9c giao d\u1ecbch n\u00e0y, li\u1ec7u trong qu\u00e1 tr\u00ecnh chuy\u1ec3n nh\u01b0\u1ee3ng c\u00f3 x\u1ea3y ra r\u1ee7i ro n\u00e0o kh\u00f4ng.<\/p>\n

Kh\u00f4ng ch\u1ec9 Qu\u1ef3nh Anh, nhi\u1ec1u t\u00e0i kho\u1ea3n kh\u00e1c tr\u00ean c\u00e1c h\u1ed9i nh\u00f3m c\u0169ng b\u00e0y t\u1ecf s\u1ef1 b\u1ea5t ng\u1edd v\u1edbi h\u00ecnh th\u1ee9c chuy\u1ec3n nh\u01b0\u1ee3ng n\u00e0y. “H\u00ecnh th\u1ee9c chuy\u1ec3n nh\u01b0\u1ee3ng s\u1ed5 ti\u1ebft ki\u1ec7m nh\u01b0 v\u1eady c\u00f3 h\u1ee3p ph\u00e1p kh\u00f4ng v\u1eady?”, m\u1ed9t t\u00e0i kho\u1ea3n \u0111\u0103ng t\u1ea3i. Nhi\u1ec1u c\u00e1 nh\u00e2n kh\u00e1c l\u1ea1i th\u1ea5y b\u00ecnh th\u01b0\u1eddng v\u00ec nh\u1eefng giao d\u1ecbch n\u00e0y t\u1eebng nhi\u1ec1u l\u1ea7n xu\u1ea5t hi\u1ec7n m\u1ed7i khi l\u00e3i su\u1ea5t huy \u0111\u1ed9ng t\u1ea1i c\u00e1c nh\u00e0 b\u0103ng gi\u1ea3m m\u1ea1nh.<\/p>\n

L\u00e0m g\u00ec \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro khi sang nh\u01b0\u1ee3ng s\u1ed5 ti\u1ebft ki\u1ec7m?<\/strong><\/h5>\n

Chia s\u1ebb v\u1edbi ph\u00f3ng vi\u00ean D\u00e2n tr\u00ed, Lu\u1eadt s\u01b0<\/span><\/a>\u00a0<\/span>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>, \u0111o\u00e0n Lu\u1eadt s\u01b0 H\u00e0 N\u1ed9i, cho bi\u1ebft chuy\u1ec3n nh\u01b0\u1ee3ng s\u1ed5 ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c m\u1edbi. Vi\u1ec7c n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh theo Th\u00f4ng t\u01b0 48 n\u0103m 2018 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho ph\u00e9p vi\u1ec7c chuy\u1ec3n giao quy\u1ec1n s\u1edf h\u1eefu ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m, v\u1edbi \u0111i\u1ec1u ki\u1ec7n gi\u1eef nguy\u00ean k\u1ef3 h\u1ea1n, l\u00e3i su\u1ea5t v\u00e0 s\u1ed1 ti\u1ec1n g\u1eedi.<\/em><\/p>\n

Tuy nhi\u00ean \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro, c\u00e1c c\u00e1 nh\u00e2n c\u1ea7n tr\u1ef1c ti\u1ebfp ra ng\u00e2n h\u00e0ng \u0111\u1ec3 giao d\u1ecbch v\u00e0 c\u00f3 s\u1ef1 \u0111\u1ed3ng thu\u1eadn, \u0111\u1ed1i chi\u1ebfu t\u1eeb ph\u00eda ng\u00e2n h\u00e0ng. \u00d4ng \u0110\u1ee9c c\u0169ng cho r\u1eb1ng h\u00ecnh th\u1ee9c giao d\u1ecbch c\u1ea7n c\u00f3 s\u1ef1 tham gia t\u1eeb ba b\u00ean “ng\u01b0\u1eddi mua, ng\u01b0\u1eddi b\u00e1n, ng\u00e2n h\u00e0ng”, tr\u00e1nh tr\u01b0\u1eddng h\u1ee3p ch\u1ec9 giao d\u1ecbch c\u00e1 nh\u00e2n gi\u1eefa ng\u01b0\u1eddi mua v\u00e0 b\u00e1n.<\/em><\/p>\n

Theo \u00f4ng, ng\u01b0\u1eddi c\u00f3 t\u00ean \u0111\u0103ng k\u00fd tr\u00ean s\u1ed5 m\u1edbi l\u00e0 ng\u01b0\u1eddi c\u00f3 quy\u1ec1n t\u00e0i s\u1ea3n, kh\u00f4ng ph\u1ea3i ng\u01b0\u1eddi c\u1ea7m gi\u1eef s\u1ed5 v\u1ec1 m\u1eb7t v\u1eadt l\u00fd. Khi \u0111\u00f3, giao d\u1ecbch mua b\u00e1n c\u1ea7n l\u00e0m \u0111\u00fang, \u0111\u1ea7y \u0111\u1ee7 th\u1ee7 t\u1ee5c sang t\u00ean theo y\u00eau c\u1ea7u c\u1ee7a ng\u00e2n h\u00e0ng, khi \u0111\u00f3 r\u1ee7i ro m\u1edbi \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t, \u0111\u1ea3m b\u1ea3o an to\u00e0n.<\/em><\/p>\n

Th\u1ef1c hi\u1ec7n \u0111\u00fang quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt v\u1ec1 ho\u1ea1t \u0111\u1ed9ng n\u00e0y, s\u1ebd ng\u0103n ng\u1eeba r\u1ee7i ro li\u00ean quan \u0111\u1ed1i v\u1edbi c\u00e1c b\u00ean m\u00e0 c\u00f2n \u0111\u1ea3m b\u1ea3o l\u1ee3i \u00edch c\u1ee7a ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, ng\u01b0\u1eddi nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng v\u00e0 ng\u00e2n h\u00e0ng.<\/em><\/p>\n

M\u1ed9t nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng l\u1edbn t\u1ea1i TPHCM cho bi\u1ebft giao d\u1ecbch chuy\u1ec3n nh\u01b0\u1ee3ng s\u1ed5 ti\u1ebft ki\u1ec7m l\u00e0 ho\u1ea1t \u0111\u1ed9ng th\u01b0\u1eddng ng\u00e0y \u1edf ng\u00e2n h\u00e0ng. Ho\u1ea1t \u0111\u1ed9ng n\u00e0y s\u1ebd ph\u1ea3i m\u1ea5t ph\u00ed, t\u1eeb 50.000 \u0111\u1ed3ng \u0111\u1ebfn 150.000 \u0111\u1ed3ng\u00a0m\u1ed7i s\u1ed5 ho\u1eb7c t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m, t\u00f9y v\u00e0o t\u1eebng ng\u00e2n h\u00e0ng.<\/p>\n

Th\u1eddi gian qua, nhi\u1ec1u ng\u01b0\u1eddi mu\u1ed1n sang nh\u01b0\u1ee3ng s\u1ed5 ti\u1ebft ki\u1ec7m do kh\u00f4ng mu\u1ed1n r\u00fat ti\u1ec1n tr\u01b0\u1edbc h\u1ea1n, do n\u1ebfu r\u00fat tr\u01b0\u1edbc h\u1ea1n th\u00ec s\u1ebd nh\u1eadn m\u1ee9c l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n, th\u01b0\u1eddng \u1edf m\u1ee9c th\u1ea5p kho\u1ea3ng 0,1-0,5%\/n\u0103m.<\/p>\n

V\u1edbi d\u1ea1ng giao d\u1ecbch n\u00e0y, ng\u01b0\u1eddi chuy\u1ec3n nh\u01b0\u1ee3ng v\u00e0 ng\u01b0\u1eddi nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng c\u00f9ng c\u00f3 l\u1ee3i. Trong \u0111\u00f3, ng\u01b0\u1eddi chuy\u1ec3n nh\u01b0\u1ee3ng \u0111\u01b0\u1ee3c nh\u1eadn ph\u1ea7n l\u00e3i cao trong kho\u1ea3ng th\u1eddi gian \u0111\u00e3 g\u1eedi, l\u1ea1i v\u1eeba r\u00fat \u0111\u01b0\u1ee3c kho\u1ea3n ti\u1ec1n g\u1ed1c \u0111\u1ec3 \u0111\u1ea7u t\u01b0 sang k\u00eanh kh\u00e1c. Ng\u01b0\u1eddi nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i cao trong kho\u1ea3ng th\u1eddi gian c\u00f2n l\u1ea1i tr\u01b0\u1edbc k\u1ef3 \u0111\u00e1o h\u1ea1n.<\/p>\n

Nh\u1eadt<\/strong> Quang<\/strong><\/h5>\n

—————<\/p>\n

D\u00e2n<\/em><\/strong> tr\u00ed <\/em><\/strong>(T\u00e0i<\/em><\/strong> ch\u00ednh<\/em><\/strong>) ng\u00e0y <\/em><\/strong>09-10<\/em><\/strong>-2023:<\/em><\/strong><\/p>\n

https:\/\/dantri.com.vn\/kinh-doanh\/lai-suat-giam-nguoi-dan-ru-nhau-mua-lai-so-tiet-kiem-lai-tren-8nam-20231008164615393.htm<\/em><\/a><\/p>\n

(<\/em>244\/1.121<\/em>) #ANVI<\/em>","protected":false},"excerpt":{"rendered":"

L\u00e3i su\u1ea5t gi\u1ea3m, ng\u01b0\u1eddi d\u00e2n r\u1ee7 nhau mua l\u1ea1i… s\u1ed5 ti\u1ebft ki\u1ec7m l\u00e3i tr\u00ean 8%\/n\u0103m (DT) – Tr\u00ean c\u00e1c h\u1ed9i nh\u00f3m v\u1ec1 ng\u00e2n h\u00e0ng, kh\u00f4ng \u00edt b\u00e0i \u0111\u0103ng ng\u1ecf \u00fd t\u00ecm mua l\u1ea1i s\u1ed5 ti\u1ebft ki\u1ec7m l\u00e3i su\u1ea5t cao tr\u00ean 8%\/n\u0103m. Ng\u01b0\u1ee3c l\u1ea1i, nhi\u1ec1u c\u00e1 nh\u00e2n c\u0169ng mu\u1ed1n sang nh\u01b0\u1ee3ng l\u1ea1i s\u1ed5 do kh\u00f4ng mu\u1ed1n […]<\/p>\n","protected":false},"author":1,"featured_media":38052,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[50,36],"class_list":["post-38051","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-luat-su-dan-su","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n4.151. 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