{"id":38118,"date":"2023-10-18T13:49:27","date_gmt":"2023-10-18T06:49:27","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=38118"},"modified":"2024-10-16T17:16:24","modified_gmt":"2024-10-16T10:16:24","slug":"3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/","title":{"rendered":"3.597. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7"},"content":{"rendered":"

L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7<\/span><\/h4>\n
(VNF) – L\u1ee3i nhu\u1eadn c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o k\u00e9m kh\u1ea3 quan trong qu\u00fd III v\u00e0 c\u1ea3 n\u0103m 2023. Gi\u1edbi ph\u00e2n t\u00edch nh\u1eadn \u0111\u1ecbnh c\u00f3 nhi\u1ec1u y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u1ee3i nhu\u1eadn chung\u00a0ng\u00e0nh ng\u00e2n h\u00e0ng\u00a0n\u0103m nay khi\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng kh\u00f3 c\u00f3 th\u1ec3 “l\u00e3i d\u00e0y” nh\u01b0 tr\u01b0\u1edbc.<\/h5>\n

\"L\u1ee3i<\/p>\n

L\u1ee3i nhu\u1eadn nhi\u1ec1u ng\u00e2n h\u00e0ng d\u1ef1 b\u00e1o k\u00e9m kh\u1ea3 quan<\/strong><\/h5>\n

\u0110\u1ebfn gi\u1eefa th\u00e1ng 10, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng \u0111\u00e3 b\u1eaft \u0111\u1ea7u c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd III\/2023 v\u1edbi k\u1ebft qu\u1ea3 tr\u00e1i ng\u01b0\u1ee3c nhau.<\/p>\n

BacABank l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd III v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf gi\u1ea3m m\u1ea1nh so v\u1edbi c\u00f9ng k\u1ef3 do ngu\u1ed3n thu t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ed1t l\u00f5i k\u00e9m kh\u1ea3 quan. Theo b\u00e1o c\u00e1o, thu nh\u1eadp l\u00e3i thu\u1ea7n c\u1ee7a BacABank trong qu\u00fd III ch\u1ec9 \u0111\u1ea1t h\u01a1n 426 t\u1ef7 \u0111\u1ed3ng, gi\u1ea3m 33% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i. Do ho\u1ea1t \u0111\u1ed9ng c\u1ed1t l\u00f5i gi\u1ea3m, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf qu\u00fd III c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y ch\u1ec9 \u1edf m\u1ee9c 77 t\u1ef7 \u0111\u1ed3ng, gi\u1ea3m h\u01a1n 72% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2022. L\u0169y k\u1ebf 9 th\u00e1ng \u0111\u1ea7u n\u0103m nay, BacABank ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf 551 t\u1ef7 \u0111\u1ed3ng, gi\u1ea3m g\u1ea7n 23% so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n

Ng\u00e2n h\u00e0ng TMCP Vi\u1ec7t Nam Th\u1ecbnh V\u01b0\u1ee3ng (VPBank) v\u1eeba c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd III. Theo \u0111\u00f3, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf c\u1ee7a ng\u00e2n h\u00e0ng m\u1eb9 trong qu\u00fd III \u0111\u1ea1t 3.076 t\u1ef7 \u0111\u1ed3ng, gi\u1ea3m 36% so v\u1edbi c\u00f9ng k\u1ef3. Lu\u1ef9 k\u1ebf 9 th\u00e1ng, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf VPBank ri\u00eang l\u1ebb \u0111\u1ea1t 10.973 t\u1ef7 \u0111\u1ed3ng, gi\u1ea3m 45% so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n

SSI Research v\u1eeba \u0111\u01b0a ra \u0111\u00e1nh gi\u00e1 s\u01a1 b\u1ed9, \u01b0\u1edbc t\u00ednh k\u1ebft qu\u1ea3 kinh doanh qu\u00fd III\/2023 c\u1ee7a m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft, v\u1edbi s\u1ef1 ph\u00e2n h\u00f3a s\u00e2u s\u1eafc. C\u00f3 ng\u00e2n h\u00e0ng l\u1ee3i nhu\u1eadn t\u0103ng \u0111\u1ebfn 63%, song c\u0169ng c\u00f3 ng\u00e2n h\u00e0ng l\u1ee3i nhu\u1eadn gi\u1ea3m t\u1edbi 32%.<\/p>\n

Theo \u0111\u00f3, b\u00e1o c\u00e1o \u0111\u00e1nh gi\u00e1 cao v\u1ec1 tri\u1ec3n v\u1ecdng k\u1ebft qu\u1ea3 kinh doanh c\u1ee7a m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng nh\u01b0: ACB, VietinBank, HDBank, MBBank, Sacombank.<\/p>\n

SSI Research d\u1ef1 b\u00e1o l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf qu\u00fd III c\u1ee7a Sacombank s\u1ebd \u0111\u1ea1t trong kho\u1ea3ng t\u1eeb 2.400- 2.500 t\u1ef7 \u0111\u1ed3ng, t\u0103ng m\u1ea1nh 57-63% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i nh\u1edd t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u1ea1t 8,5%.<\/p>\n

T\u1ea1i VietinBank, \u01b0\u1edbc t\u00ednh t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf qu\u00fd III c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y s\u1ebd \u0111\u1ea1t 20-22% so v\u1edbi c\u00f9ng k\u1ef3 nh\u1edd chi ph\u00ed d\u1ef1 ph\u00f2ng gi\u1ea3m t\u1eeb m\u1ee9c cao c\u1ee7a c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i.<\/p>\n

L\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf qu\u00fd III c\u1ee7a \u201c\u00f4ng l\u1edbn\u201d Vietcombank \u01b0\u1edbc \u0111\u1ea1t kho\u1ea3ng 9.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 18% so v\u1edbi c\u00f9ng k\u1ef3 nh\u01b0ng gi\u1ea3m 4% so v\u1edbi qu\u00fd tr\u01b0\u1edbc. \u0110\u1ed9ng l\u1ef1c t\u0103ng tr\u01b0\u1edfng ch\u00ednh c\u1ee7a Vietcombank \u00a0\u0111\u1ebfn t\u1eeb m\u1ea3ng kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p.<\/p>\n

Ng\u00e2n h\u00e0ng Qu\u00e2n \u0111\u1ed9i (MB) c\u0169ng \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 cao khi \u01b0\u1edbc t\u00ednh l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf qu\u00fd III c\u00f3 th\u1ec3 \u0111\u1ea1t kho\u1ea3ng 7.300-7.500 t\u1ef7 \u0111\u1ed3ng, t\u0103ng kho\u1ea3ng 16-19% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i.<\/p>\n

V\u1edbi HDBank, \u01b0\u1edbc t\u00ednh l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf qu\u00fd III c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y \u0111\u1ea1t 2.900-3.100 t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1ee9c t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn t\u1eeb 7-14% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i.<\/p>\n

Ng\u00e2n h\u00e0ng ACB \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf qu\u00fd III t\u0103ng 7-12% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng kho\u1ea3ng 4.800-5.000 t\u1ef7 \u0111\u1ed3ng. \u01af\u1edbc t\u00ednh ACB s\u1ebd \u0111\u1ea1t 20 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf trong n\u0103m 2023, t\u0103ng 17% so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n

\u1ede chi\u1ec1u ng\u01b0\u1ee3c l\u1ea1i, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn \u00e2m. \u0110\u00e1ng ch\u00fa \u00fd, kh\u00f4ng ch\u1ec9 ng\u00e2n h\u00e0ng nh\u1ecf gi\u1ea3m l\u1ee3i nhu\u1eadn m\u00e0 c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn c\u0169ng n\u1eb1m trong t\u00ecnh tr\u1ea1ng n\u00e0y.<\/p>\n

\u0110\u01a1n c\u1eed, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf qu\u00fd III c\u1ee7a BIDV gi\u1ea3m kho\u1ea3ng 10-12% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i do g\u00e1nh n\u1eb7ng tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng.<\/p>\n

Ng\u00e2n h\u00e0ng MSB \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf qu\u00fd III ch\u1ec9 \u0111\u1ea1t 1.300-1.400 t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1ee9c gi\u1ea3m t\u1eeb 6-13% so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n

D\u1ef1 b\u00e1o l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf c\u1ee7a Techcombank \u0111\u1ea1t kho\u1ea3ng 5.700-5.900 t\u1ef7 \u0111\u1ed3ng trong qu\u00fd III, gi\u1ea3m 12-15% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i.<\/p>\n

TPBank \u0111\u01b0\u1ee3c d\u1ef1 ki\u1ebfn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf qu\u00fd III \u0111\u1ea1t kho\u1ea3ng 1.450-1.600 t\u1ef7 \u0111\u1ed3ng, gi\u1ea3m 25-32% so v\u1edbi n\u1ec1n l\u1ee3i nhu\u1eadn cao c\u1ee7a c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, k\u1ebft qu\u1ea3 kinh doanh 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2023 c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng cho th\u1ea5y, ph\u1ea7n l\u1edbn c\u00e1c ng\u00e2n h\u00e0ng nh\u1ecf \u0111\u1ec1u \u0111\u1ea1t l\u1ee3i nhu\u1eadn kh\u00e1 th\u1ea5p, c\u00f3 ng\u00e2n h\u00e0ng gi\u1ea3m l\u1ee3i nhu\u1eadn h\u01a1n 60%, th\u1eadm ch\u00ed g\u1ea7n 90% so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n

Ng\u00e2n h\u00e0ng kh\u00f3 “l\u00e3i d\u00e0y”?<\/strong><\/h5>\n

Theo nh\u1eadn \u0111\u1ecbnh c\u1ee7a gi\u1edbi ph\u00e2n t\u00edch, l\u1ee3i nhu\u1eadn c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd t\u0103ng \u1edf m\u1ee9c th\u1ea5p h\u01a1n trong n\u0103m 2023 v\u00e0 s\u1ebd ch\u1ec9 t\u0103ng nh\u1eb9 trong 1-2 n\u0103m t\u1edbi. T\u00edn d\u1ee5ng t\u0103ng tr\u01b0\u1edfng th\u1ea5p v\u00e0 tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng trong b\u1ed1i c\u1ea3nh n\u1ec1n kinh t\u1ebf kh\u00f3 kh\u0103n c\u00f3 th\u1ec3 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn l\u1ee3i nhu\u1eadn ng\u00e0nh ng\u00e2n h\u00e0ng.<\/p>\n

Ch\u1ee9ng kho\u00e1n MB (MBS) nh\u1eadn \u0111\u1ecbnh c\u00f3 nhi\u1ec1u y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u1ee3i nhu\u1eadn chung\u00a0ng\u00e0nh ng\u00e2n h\u00e0ng\u00a0n\u0103m nay. Y\u1ebfu t\u1ed1 \u0111\u1ea7u ti\u00ean l\u00e0 l\u01a1\u0323i nhu\u00e2\u0323n cu\u0309a nga\u0300nh ng\u00e2n h\u00e0ng n\u0103m nay c\u00f3 th\u1ec3 se\u0303 chi\u0323u a\u0309nh h\u01b0\u01a1\u0309ng kh\u00f4ng nh\u1ecf t\u1eeb xu h\u01b0\u1edbng gi\u1ea3m l\u00e3i su\u1ea5t, k\u00e9o theo m\u1ee9c gi\u1ea3m thu nh\u1eadp l\u00e3i thu\u1ea7n. Th\u1ee9 hai l\u00e0 t\u00edn d\u1ee5ng t\u0103ng tr\u01b0\u1edfng th\u1ea5p v\u00e0 t\u0103ng tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng trong b\u1ed1i c\u1ea3nh n\u1ec1n kinh t\u1ebf kh\u00f3 kh\u0103n,\u00a0n\u1ee3 x\u1ea5u\u00a0c\u00f3 th\u1ec3 t\u0103ng cao.<\/p>\n

Lu\u1eadt s\u01b0<\/span><\/a>\u00a0<\/span>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong> cho hay, s\u1edf d\u0129 l\u1ee3i nhu\u1eadn c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng gi\u1ea3m m\u1ea1nh l\u00e0 do kh\u00f3 kh\u0103n chung c\u1ee7a n\u1ec1n kinh t\u1ebf, d\u1eabn \u0111\u1ebfn h\u1ea5p th\u1ee5 d\u00f2ng v\u1ed1n th\u1ea5p, bi\u00ean l\u00e3i r\u00f2ng thu h\u1eb9p v\u00e0 n\u1ee3 x\u1ea5u t\u0103ng, bu\u1ed9c c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i t\u0103ng tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng r\u1ee7i ro.<\/em><\/p>\n

Theo k\u1ebft qu\u1ea3 kinh doanh c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, m\u1eb7c d\u00f9 \u0111\u00e3 n\u1ed7 l\u1ef1c ki\u1ec3m so\u00e1t n\u1ee3 x\u1ea5u v\u1edbi t\u1ef7 l\u1ec7 d\u01b0\u1edbi 3% nh\u1eb1m \u0111\u1ea3m b\u1ea3o an to\u00e0n ho\u1ea1t \u0111\u1ed9ng theo quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc nh\u01b0ng gi\u00e1 tr\u1ecb c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u v\u1eabn r\u1ea5t cao. \u0110i\u1ec1u n\u00e0y c\u0169ng \u0111\u00e3 khi\u1ebfn cho l\u1ee3i nhu\u1eadn c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng, trong \u0111\u00f3 ph\u1ea7n l\u1edbn l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng nh\u1ecf b\u1ecb thu h\u1eb9p r\u1ea5t nhi\u1ec1u.<\/p>\n

Theo \u0111\u00e1nh gi\u00e1 c\u1ee7a c\u01a1 quan qu\u1ea3n l\u00fd, ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c ch\u1ecbu \u00e1p l\u1ef1c th\u1eddi gian t\u1edbi. L\u00e3nh \u0111\u1ea1o m\u1ed9t s\u1ed1 nh\u00e0 b\u0103ng cho r\u1eb1ng, nhi\u1ec1u kh\u1ea3 n\u0103ng n\u1ee3 x\u1ea5u s\u1ebd \u0111\u1ea1t \u0111\u1ec9nh v\u00e0o qu\u00fd III n\u0103m nay v\u00e0 c\u00f3 xu h\u01b0\u1edbng gi\u1ea3m d\u1ea7n t\u1eeb \u0111\u1ea7u n\u0103m sau.<\/p>\n

\u00d4ng C\u1ea5n V\u0103n L\u1ef1c, Chuy\u00ean gia kinh t\u1ebf tr\u01b0\u1edfng Ng\u00e2n h\u00e0ng \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam (BIDV), nh\u1eadn \u0111\u1ecbnh, l\u1ee3i nhu\u1eadn c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng trong n\u0103m 2023 s\u1ebd ch\u1ecbu \u1ea3nh h\u01b0\u1edfng l\u1edbn v\u00e0 \u0111\u1ea7u ti\u00ean do xu h\u01b0\u1edbng gi\u1ea3m l\u00e3i su\u1ea5t \u0111\u00e3 k\u00e9o theo gi\u1ea3m bi\u00ean l\u1ee3i nhu\u1eadn c\u1ee7a ng\u00e0nh.<\/p>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 4 l\u1ea7n gi\u1ea3m l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh nh\u1eb1m h\u1ed7 tr\u1ee3 b\u00ean vay, doanh nghi\u1ec7p, th\u00fac \u0111\u1ea9y ph\u1ee5c h\u1ed3i v\u00e0 t\u0103ng tr\u01b0\u1edfng, trong b\u1ed1i c\u1ea3nh t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf 3 qu\u00fd n\u0103m nay v\u1eabn \u1edf m\u1ee9c kh\u00e1 th\u1ea5p.<\/p>\n

Trong th\u1eddi gian t\u1edbi, m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cho vay k\u1ef3 v\u1ecdng s\u1ebd ti\u1ebfp t\u1ee5c gi\u1ea3m ti\u1ebfp trong khi l\u00e3i su\u1ea5t huy \u0111\u1ed9ng kh\u00f3 c\u00f3 th\u1ebf gi\u1ea3m s\u00e2u \u0111\u01b0\u1ee3c h\u01a1n, v\u00ec e ng\u1ea1i ng\u01b0\u1eddi d\u00e2n s\u1ebd d\u1ecbch chuy\u1ec3n sang \u0111\u1ea7u t\u01b0 k\u00eanh kh\u00e1c n\u1ebfu l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi gi\u1ea3m s\u00e2u. \u0110i\u1ec1u n\u00e0y khi\u1ebfn bi\u00ean l\u1ee3i nhu\u1eadn cho vay t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd ti\u1ebfp t\u1ee5c thu h\u1eb9p.<\/p>\n

Xu h\u01b0\u1edbng gi\u1ea3m l\u00e3i su\u1ea5t cho vay trong khi ngu\u1ed3n v\u1ed1n huy \u0111\u1ed9ng v\u1eabn c\u00f2n nhi\u1ec1u kho\u1ea3n c\u00f3 l\u00e3i su\u1ea5t cao d\u1eabn \u0111\u1ebfn thu nh\u1eadp l\u00e3i bi\u00ean c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 xu h\u01b0\u1edbng gi\u1ea3m. \u0110\u1ed3ng th\u1eddi, m\u1ed9t s\u1ed1 v\u1ee5 vi\u1ec7c tranh ch\u1ea5p li\u00ean quan \u0111\u1ebfn s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft gi\u1eefa c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 ng\u00e2n h\u00e0ng ho\u1eb7c c\u00e1c \u0111\u1ea1i l\u00fd kh\u00e1c, ch\u1ee7 y\u1ebfu x\u1ea3y ra \u0111\u1ed1i v\u1edbi s\u1ea3n ph\u1ea9m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 g\u00e2y \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn k\u1ebft qu\u1ea3 d\u1ecbch v\u1ee5 c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng t\u1eeb nay \u0111\u1ebfn cu\u1ed1i n\u0103m 2023.<\/p>\n

Minh D\u0169ng<\/strong><\/p>\n

————-<\/em><\/p>\n

Vietnam<\/em><\/strong> Finance<\/em><\/strong> (Ng\u00e2n<\/em><\/strong> h\u00e0ng<\/em><\/strong>) ng\u00e0y <\/em><\/strong>18-10<\/em><\/strong>-2023:<\/em><\/strong><\/p>\n

https:\/\/vietnamfinance.vn\/loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty-20180504224290218.htm<\/a> <\/em><\/p>\n

(<\/em>58\/1.395<\/em>)<\/em>","protected":false},"excerpt":{"rendered":"

L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7 (VNF) – L\u1ee3i nhu\u1eadn c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o k\u00e9m kh\u1ea3 quan trong qu\u00fd III v\u00e0 c\u1ea3 n\u0103m 2023. Gi\u1edbi ph\u00e2n t\u00edch nh\u1eadn \u0111\u1ecbnh c\u00f3 nhi\u1ec1u y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u1ee3i nhu\u1eadn chung\u00a0ng\u00e0nh ng\u00e2n h\u00e0ng\u00a0n\u0103m […]<\/p>\n","protected":false},"author":1,"featured_media":38119,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[36],"class_list":["post-38118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.597. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7 - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7, d\u1ef1 b\u00e1o k\u00e9m kh\u1ea3 quan trong qu\u00fd III v\u00e0 c\u1ea3 n\u0103m 2023.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.597. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7, d\u1ef1 b\u00e1o k\u00e9m kh\u1ea3 quan trong qu\u00fd III v\u00e0 c\u1ea3 n\u0103m 2023.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-18T06:49:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-16T10:16:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/10\/Picture1-9.png\" \/>\n\t<meta property=\"og:image:width\" content=\"945\" \/>\n\t<meta property=\"og:image:height\" content=\"654\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"administrator\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"administrator\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\\\/\"},\"author\":{\"name\":\"administrator\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/eb3eded70711d9ebee6ffdcf3118521b\"},\"headline\":\"3.597. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7\",\"datePublished\":\"2023-10-18T06:49:27+00:00\",\"dateModified\":\"2024-10-16T10:16:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\\\/\"},\"wordCount\":2163,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/Picture1-9.png\",\"keywords\":[\"Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng\"],\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\\\/\",\"name\":\"[:vi]3.597. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/Picture1-9.png\",\"datePublished\":\"2023-10-18T06:49:27+00:00\",\"dateModified\":\"2024-10-16T10:16:24+00:00\",\"description\":\"L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7, d\u1ef1 b\u00e1o k\u00e9m kh\u1ea3 quan trong qu\u00fd III v\u00e0 c\u1ea3 n\u0103m 2023.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/Picture1-9.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/Picture1-9.png\",\"width\":945,\"height\":654,\"caption\":\"L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"(Ti\u1ebfng Vi\u1ec7t) 3.597. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/eb3eded70711d9ebee6ffdcf3118521b\",\"name\":\"administrator\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"caption\":\"administrator\"},\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/administrator\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]3.597. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7[:] - ANVI Law Firm","description":"L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7, d\u1ef1 b\u00e1o k\u00e9m kh\u1ea3 quan trong qu\u00fd III v\u00e0 c\u1ea3 n\u0103m 2023.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]3.597. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7[:] - ANVI Law Firm","og_description":"L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7, d\u1ef1 b\u00e1o k\u00e9m kh\u1ea3 quan trong qu\u00fd III v\u00e0 c\u1ea3 n\u0103m 2023.","og_url":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2023-10-18T06:49:27+00:00","article_modified_time":"2024-10-16T10:16:24+00:00","og_image":[{"width":945,"height":654,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/10\/Picture1-9.png","type":"image\/png"}],"author":"administrator","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"administrator","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"9 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/"},"author":{"name":"administrator","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b"},"headline":"3.597. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7","datePublished":"2023-10-18T06:49:27+00:00","dateModified":"2024-10-16T10:16:24+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/"},"wordCount":2163,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/10\/Picture1-9.png","keywords":["Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng"],"articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/","url":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/","name":"[:vi]3.597. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/10\/Picture1-9.png","datePublished":"2023-10-18T06:49:27+00:00","dateModified":"2024-10-16T10:16:24+00:00","description":"L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7, d\u1ef1 b\u00e1o k\u00e9m kh\u1ea3 quan trong qu\u00fd III v\u00e0 c\u1ea3 n\u0103m 2023.","breadcrumb":{"@id":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/10\/Picture1-9.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/10\/Picture1-9.png","width":945,"height":654,"caption":"L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng"},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/en\/3-597-loi-nhuan-ngan-hang-di-xuong-nhung-yeu-to-bat-loi-bao-mon-khoan-lai-nghin-ty\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"(Ti\u1ebfng Vi\u1ec7t) 3.597. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111i xu\u1ed1ng: Nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i b\u00e0o m\u00f2n kho\u1ea3n l\u00e3i ngh\u00ecn t\u1ef7"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b","name":"administrator","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","caption":"administrator"},"url":"https:\/\/anvilaw.com\/vi\/author\/administrator\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/38118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=38118"}],"version-history":[{"count":1,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/38118\/revisions"}],"predecessor-version":[{"id":42671,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/38118\/revisions\/42671"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/38119"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=38118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=38118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=38118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}