{"id":38285,"date":"2023-11-13T07:09:09","date_gmt":"2023-11-13T00:09:09","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=38285"},"modified":"2024-10-16T10:04:56","modified_gmt":"2024-10-16T03:04:56","slug":"4-170-tran-chi-phi-lai-vay-dang-troi-doanh-nghiep","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-170-tran-chi-phi-lai-vay-dang-troi-doanh-nghiep\/","title":{"rendered":"4.170. Tr\u1ea7n chi ph\u00ed l\u00e3i vay \u0111ang ‘tr\u00f3i’ doanh nghi\u1ec7p"},"content":{"rendered":"

Tr\u1ea7n chi ph\u00ed l\u00e3i vay \u0111ang ‘tr\u00f3i’ doanh nghi\u1ec7p<\/span><\/h4>\n
(TN) – Quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf t\u1ef7 l\u1ec7 tr\u1ea7n chi ph\u00ed l\u00e3i vay \u0111\u1ed1i v\u1edbi t\u1ea5t c\u1ea3 doanh nghi\u1ec7p c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft hay vay v\u1ed1n ng\u00e2n h\u00e0ng l\u00e0 kh\u00f4ng h\u1ee3p l\u00fd.<\/strong><\/h5>\n
\u00c1p tr\u1ea7n chi ph\u00ed l\u00e3i vay l\u00e0 kh\u00f4ng h\u1ee3p l\u00fd<\/strong><\/h5>\n

\u0110\u1ea1i di\u1ec7n m\u1ed9t doanh nghi\u1ec7p (DN) kinh doanh trong l\u0129nh v\u1ef1c n\u00f4ng l\u00e2m nghi\u1ec7p cho hay n\u0103m 2022, t\u1ed5ng s\u1ed1 ti\u1ec1n\u00a0l\u00e3i vay\u00a0c\u00f4ng ty ph\u1ea3i tr\u1ea3 l\u00ean h\u01a1n 400 t\u1ec9 \u0111\u1ed3ng. Con s\u1ed1 n\u00e0y c\u0169ng \u0111\u00e3 gi\u1ea3m h\u01a1n 100 t\u1ec9 \u0111\u1ed3ng so v\u1edbi n\u0103m 2021 do t\u1ed5ng ti\u1ec1n vay c\u00f3 gi\u1ea3m.<\/p>\n

\"Tr\u1ea7n<\/p>\n

C\u1ea7n s\u1eeda \u0111\u1ed5i nhanh quy \u0111\u1ecbnh v\u1ec1 t\u1ef7 l\u1ec7 chi ph\u00ed l\u00e3i vay theo Ngh\u1ecb \u0111\u1ecbnh 132\/2020<\/h5>\n

NG\u1eccC TH\u1eaeNG<\/p>\n

Tuy nhi\u00ean, theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 132\/2020 v\u00e0 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 20\/2017 c\u1ee7a Ch\u00ednh ph\u1ee7 \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh thu nh\u1eadp ch\u1ecbu thu\u1ebf th\u00ec m\u1ee9c tr\u1ea7n chi ph\u00ed l\u00e3i vay c\u00f4ng ty \u01b0\u1edbc t\u00ednh \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb trong chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng c\u1ee7a n\u0103m ch\u1ec9 kho\u1ea3ng 160 t\u1ec9 \u0111\u1ed3ng. \u0110i\u1ec1u n\u00e0y \u0111\u1ed3ng ngh\u0129a s\u1ed1 thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p (TNDN) m\u00e0 c\u00f4ng ty ph\u1ea3i \u0111\u00f3ng cao h\u01a1n v\u00e0 s\u1ed1 l\u1ee3i nhu\u1eadn c\u00f2n l\u1ea1i qu\u00e1 \u00edt \u1ecfi. N\u00ean n\u0103m nay, c\u00f9ng v\u1edbi nh\u1eefng kh\u00f3 kh\u0103n trong ho\u1ea1t \u0111\u1ed9ng kinh doanh, c\u00f4ng ty c\u0169ng ti\u1ebfp t\u1ee5c gi\u1ea3m m\u1ea1nh\u00a0v\u1ed1n vay\u00a0v\u00e0 ch\u01b0a c\u00f3 k\u1ebf ho\u1ea1ch m\u1edf r\u1ed9ng \u0111\u1ea7u t\u01b0.<\/p>\n

Vi\u1ec7c \u00e1p tr\u1ea7n chi ph\u00ed l\u00e3i vay n\u00e0y s\u1ebd khi\u1ebfn DN kh\u00f4ng c\u00f3 \u0111\u1ee7 ti\u1ec1m l\u1ef1c ho\u1eb7c ng\u1ea1i \u0111\u1ea7u t\u01b0, \u0111\u1ed5i m\u1edbi c\u00f4ng ngh\u1ec7. Trong khi \u0111\u1ea7u t\u01b0, \u0111\u1ed5i m\u1edbi l\u00e0 s\u1ed1ng c\u00f2n cho s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a DN n\u00f3i ri\u00eang, c\u0169ng nh\u01b0 n\u1ec1n kinh t\u1ebf c\u1ee7a \u0111\u1ea5t n\u01b0\u1edbc n\u00f3i chung.<\/strong><\/h5>\n

T\u01b0\u01a1ng t\u1ef1, h\u00e0ng lo\u1ea1t DN th\u1ee7y s\u1ea3n ki\u1ebfn ngh\u1ecb v\u1ec1 b\u1ea5t c\u1eadp li\u00ean quan \u00e1p tr\u1ea7n chi ph\u00ed l\u00e3i vay. Trong b\u00e1o c\u00e1o t\u00ecnh h\u00ecnh s\u1ea3n xu\u1ea5t kinh doanh v\u00e0 t\u1eadp h\u1ee3p c\u00e1c v\u01b0\u1edbng m\u1eafc, kh\u00f3 kh\u0103n v\u1ec1 c\u01a1 ch\u1ebf, ch\u00ednh s\u00e1ch g\u1eedi V\u0103n ph\u00f2ng Ch\u00ednh ph\u1ee7 cu\u1ed1i th\u00e1ng 10 v\u1eeba qua, Hi\u1ec7p h\u1ed9i Ch\u1ebf bi\u1ebfn v\u00e0\u00a0Xu\u1ea5t kh\u1ea9u th\u1ee7y s\u1ea3n\u00a0(VASEP) cho r\u1eb1ng kh\u00e1i ni\u1ec7m v\u1ec1 c\u00e1c b\u00ean c\u00f3 quan h\u1ec7 li\u00ean k\u1ebft quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec3m d kho\u1ea3n 2 \u0111i\u1ec1u 5 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 132\/2020, trong \u0111\u00f3 c\u00f3 tr\u01b0\u1eddng h\u1ee3p DN vay v\u1ed1n d\u01b0\u1edbi b\u1ea5t k\u1ef3 h\u00ecnh th\u1ee9c n\u00e0o v\u1edbi \u0111i\u1ec1u ki\u1ec7n kho\u1ea3n v\u1ed1n vay \u00edt nh\u1ea5t b\u1eb1ng 25% v\u1ed1n g\u00f3p c\u1ee7a ch\u1ee7 s\u1edf h\u1eefu c\u1ee7a DN \u0111i vay v\u00e0 chi\u1ebfm tr\u00ean 50% t\u1ed5ng gi\u00e1 tr\u1ecb c\u00e1c kho\u1ea3n n\u1ee3 trung v\u00e0 d\u00e0i h\u1ea1n c\u1ee7a DN \u0111i vay l\u00e0 qu\u00e1 b\u1ea5t c\u1eadp.<\/p>\n

Trong khi \u0111\u00f3, ph\u1ea7n l\u1edbn DN c\u1ee7a VN ch\u1ee7 y\u1ebfu l\u00e0 nh\u1ecf v\u00e0 v\u1eeba, c\u00e1c DN m\u1edbi kh\u1edfi nghi\u1ec7p, n\u00ean ngu\u1ed3n v\u1ed1n ng\u00e2n h\u00e0ng l\u00e0 k\u00eanh ch\u00ednh \u0111\u1ec3 \u0111\u1ea7u t\u01b0, ph\u00e1t tri\u1ec3n. Vi\u1ec7c quy \u0111\u1ecbnh giao d\u1ecbch \u0111i vay gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 DN vay d\u00e0i h\u1ea1n \u0111\u1ec3 \u0111\u1ea7u t\u01b0 l\u00e0 giao d\u1ecbch li\u00ean k\u1ebft, t\u1eeb \u0111\u00f3 \u00e1p tr\u1ea7n chi ph\u00ed l\u00e3i vay \u0111\u1ec3 t\u00ednh thu\u1ebf thu nh\u1eadp l\u00e0 kh\u00f4ng h\u1ee3p l\u00fd, g\u00e2y \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn k\u1ebft qu\u1ea3 kinh doanh, c\u0169ng nh\u01b0 d\u00f2ng ti\u1ec1n c\u1ee7a DN.<\/p>\n

“Giao d\u1ecbch cho vay gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 DN c\u1ea7n \u0111\u01b0\u1ee3c nh\u1eadn \u0111\u1ecbnh l\u00e0 m\u1ed9t ho\u1ea1t \u0111\u1ed9ng kinh doanh b\u00ecnh th\u01b0\u1eddng trong \u0111\u00f3 s\u1ea3n ph\u1ea9m l\u00e0 ngu\u1ed3n v\u1ed1n. Vi\u1ec7c \u00e1p tr\u1ea7n chi ph\u00ed l\u00e3i vay n\u00e0y s\u1ebd khi\u1ebfn DN kh\u00f4ng c\u00f3 \u0111\u1ee7 ti\u1ec1m l\u1ef1c ho\u1eb7c ng\u1ea1i \u0111\u1ea7u t\u01b0, \u0111\u1ed5i m\u1edbi c\u00f4ng ngh\u1ec7. Trong khi \u0111\u1ea7u t\u01b0, \u0111\u1ed5i m\u1edbi l\u00e0 s\u1ed1ng c\u00f2n cho s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a DN n\u00f3i ri\u00eang, c\u0169ng nh\u01b0 n\u1ec1n kinh t\u1ebf c\u1ee7a \u0111\u1ea5t n\u01b0\u1edbc n\u00f3i chung”, T\u1ed5ng th\u01b0 k\u00fd VASEP Tr\u01b0\u01a1ng \u0110\u00ecnh H\u00f2e n\u00f3i th\u1eb3ng.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, \u0111\u1ea1i di\u1ec7n c\u1ee7a VASEP c\u0169ng cho r\u1eb1ng Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 132\/2020 c\u00f3 x\u00e1c \u0111\u1ecbnh c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00f4ng thu\u1ed9c ph\u1ea1m vi \u00e1p d\u1ee5ng quy \u0111\u1ecbnh v\u1ec1 tr\u1ea7n t\u1ed5ng chi ph\u00ed l\u00e3i vay \u0111\u01b0\u1ee3c tr\u1eeb khi x\u00e1c \u0111\u1ecbnh thu nh\u1eadp ch\u1ecbu thu\u1ebf TNDN, nh\u01b0ng l\u1ea1i b\u1ecf qua c\u00e1c DN s\u1ea3n xu\u1ea5t – \u0111\u1ed1i t\u01b0\u1ee3ng c\u1ea7n \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 v\u1ec1 v\u1ed1n \u0111\u1ec3 \u0111\u1ea7u t\u01b0, ph\u00e1t tri\u1ec3n. V\u00ec v\u1eady, VASEP ki\u1ebfn ngh\u1ecb Ch\u00ednh ph\u1ee7 xem x\u00e9t h\u1ee7y b\u1ecf quy \u0111\u1ecbnh coi giao d\u1ecbch \u0111i vay gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 DN vay d\u00e0i h\u1ea1n \u0111\u1ec3 \u0111\u1ea7u t\u01b0 l\u00e0 giao d\u1ecbch li\u00ean k\u1ebft, gi\u00fap DN kh\u00f4ng ph\u1ea3i b\u1ecb \u00e1p tr\u1ea7n chi ph\u00ed l\u00e3i vay khi t\u00ednh thu\u1ebf TNDN. \u0110\u1ed3ng th\u1eddi, thay \u0111\u1ed5i l\u1ea1i quy \u0111\u1ecbnh c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00f4ng thu\u1ed9c ph\u1ea1m vi \u00e1p tr\u1ea7n chi ph\u00ed l\u00e3i vay \u0111\u1ec3 c\u00e1c DN s\u1ea3n xu\u1ea5t kh\u00f4ng ph\u1ea3i ch\u1ecbu \u00e1p m\u1ee9c tr\u1ea7n c\u1ee7a t\u1ed5ng chi ph\u00ed l\u00e3i vay \u0111\u01b0\u1ee3c tr\u1eeb khi x\u00e1c \u0111\u1ecbnh thu nh\u1eadp ch\u1ecbu thu\u1ebf TNDN.<\/p>\n

Nhi\u1ec1u c\u00f4ng ty c\u0169ng ki\u1ebfn ngh\u1ecb b\u00ean c\u1ea1nh vi\u1ec7c s\u1eeda \u0111\u1ed5i tr\u1ea7n chi ph\u00ed l\u00e3i vay \u1edf m\u1ee9c 30%, c\u1ea7n cho ph\u00e9p chuy\u1ec3n chi ph\u00ed l\u00e3i vay v\u01b0\u1ee3t m\u1ee9c kh\u1ed1ng ch\u1ebf sang k\u1ef3 t\u00ednh thu\u1ebf ti\u1ebfp theo, hay k\u00e9o d\u00e0i th\u1eddi gian chuy\u1ec3n chi ph\u00ed l\u00e3i vay v\u01b0\u1ee3t m\u1ee9c kh\u1ed1ng ch\u1ebf t\u1eeb 5 n\u0103m l\u00ean cao h\u01a1n\u2026<\/p>\n

Sai th\u00ec c\u1ea7n s\u1eeda ngay<\/strong><\/h5>\n

T\u1eeb gi\u1eefa th\u00e1ng 7, Ch\u00ednh ph\u1ee7 \u0111\u00e3 giao B\u1ed9 T\u00e0i ch\u00ednh nghi\u00ean c\u1ee9u \u0111\u1ec1 xu\u1ea5t s\u1eeda \u0111\u1ed5i Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 132\/2020 nh\u1eb1m th\u00e1o g\u1ee1 v\u01b0\u1edbng m\u1eafc cho DN s\u1ea3n xu\u1ea5t li\u00ean quan \u0111\u1ebfn quy \u0111\u1ecbnh qu\u1ea3n l\u00fd thu\u1ebf \u0111\u1ed1i v\u1edbi giao d\u1ecbch c\u00f3 li\u00ean k\u1ebft. Vi\u1ec7c th\u1ef1c hi\u1ec7n n\u00e0y c\u1ea7n b\u00e1o c\u00e1o trong qu\u00fd 4\/2023. Th\u1ebf nh\u01b0ng, trong v\u0103n b\u1ea3n 7725 ng\u00e0y 18.10 c\u1ee7a T\u1ed5ng c\u1ee5c Thu\u1ebf \u0111\u1ec3 l\u1ea5y \u00fd ki\u1ebfn c\u00e1c \u0111\u01a1n v\u1ecb li\u00ean quan v\u1ec1 vi\u1ec7c s\u1eeda Ngh\u1ecb \u0111\u1ecbnh 132\/2020, c\u01a1 quan n\u00e0y d\u1ef1 t\u00ednh s\u1ebd tr\u00ecnh Th\u1ee7 t\u01b0\u1edbng vi\u1ec7c s\u1eeda \u0111\u1ed5i b\u1ed5 sung trong th\u00e1ng 8.2024.<\/p>\n

TS Nguy\u1ec5n H\u1eefu Hu\u00e2n, Tr\u01b0\u1eddng \u0110H Kinh t\u1ebf TP.HCM, cho r\u1eb1ng trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay khi l\u00e3i su\u1ea5t cho vay v\u1eabn cao khi\u1ebfn chi ph\u00ed l\u00e3i vay c\u1ee7a nhi\u1ec1u DN t\u0103ng m\u1ea1nh. Song song v\u1edbi m\u1ee9c ti\u00eau th\u1ee5 gi\u1ea3m xu\u1ed1ng v\u00ec kinh t\u1ebf trong ngo\u00e0i n\u01b0\u1edbc kh\u00f3 kh\u0103n th\u00ec t\u1ef7 l\u1ec7 chi ph\u00ed l\u00e3i vay c\u1ee7a c\u00e1c c\u00f4ng ty s\u1ebd t\u0103ng m\u1ea1nh v\u00e0 v\u01b0\u1ee3t m\u1ee9c tr\u1ea7n 30% tr\u00ean t\u1ed5ng l\u1ee3i nhu\u1eadn thu\u1ea7n s\u1ebd tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn. Ch\u00ednh v\u00ec v\u1eady, c\u1ea7n thi\u1ebft ph\u1ea3i s\u1eeda \u0111\u1ed5i nhanh Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 132 theo h\u01b0\u1edbng n\u00e2ng tr\u1ea7n t\u1ef7 l\u1ec7 v\u1ec1 chi ph\u00ed l\u00e3i vay l\u00ean cao h\u01a1n, kho\u1ea3ng 50% \u0111\u1ec3 h\u1ed7 tr\u1ee3 cho ho\u1ea1t \u0111\u1ed9ng c\u1ee7a DN.<\/p>\n

Trong khi \u0111\u00f3, Lu\u1eadt s\u01b0<\/span><\/a>\u00a0<\/span>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>, nh\u1ea5n m\u1ea1nh quy \u0111\u1ecbnh n\u00eau tr\u00ean l\u00e0 sai c\u01a1 b\u1ea3n n\u00ean ph\u1ea3i b\u00e3i b\u1ecf. Nguy\u00ean l\u00fd \u00e1p t\u1ef7 l\u1ec7 tr\u1ea7n chi ph\u00ed l\u00e3i vay nh\u1eb1m \u0111\u1ec3 ch\u1ed1ng c\u00e1c ho\u1ea1t \u0111\u1ed9ng gian l\u1eadn, l\u00e1ch thu\u1ebf \u0111\u1ec3 n\u1ed9p thu\u1ebf \u00edt h\u01a1n c\u1ee7a DN. Th\u1ebf nh\u01b0ng, t\u1ea5t c\u1ea3 DN trong n\u01b0\u1edbc th\u00ec \u0111\u1ea7u v\u00e0o 1 \u0111\u1ed3ng, \u0111\u1ea7u ra 1 \u0111\u1ed3ng \u0111\u1ec1u c\u00f3 b\u00e1o c\u00e1o v\u1edbi ch\u1ee9ng t\u1eeb h\u1ee3p l\u00fd, h\u1ee3p l\u1ec7 v\u00e0 c\u01a1 quan thu\u1ebf c\u00f3 th\u1ec3 ki\u1ec3m tra \u0111\u01b0\u1ee3c. \u0110\u1ed3ng th\u1eddi t\u1eeb \u0111\u1ea7u Ngh\u1ecb \u0111\u1ecbnh 132 \u0111\u00e3 \u0111\u1ecbnh ngh\u0129a th\u1ebf n\u00e0o l\u00e0 giao d\u1ecbch li\u00ean k\u1ebft. V\u1eady v\u1edbi c\u00e1c DN kh\u00f4ng c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft th\u00ec kh\u00f4ng thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng \u00e1p d\u1ee5ng. V\u1eady t\u1ea1i sao \u0111\u1ebfn \u0111i\u1ec1u 5 th\u00ec DN ch\u1ec9 c\u00f3 vay v\u1ed1n t\u1eeb ng\u00e2n h\u00e0ng c\u0169ng r\u01a1i v\u00e0o tr\u01b0\u1eddng h\u1ee3p b\u1ecb \u00e1p tr\u1ea7n chi ph\u00ed l\u00e3i vay n\u00e0y?<\/em><\/p>\n

C\u01a1 quan thu\u1ebf ch\u1ec9 n\u00ean x\u1eed l\u00fd c\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u00f3 nghi ng\u1edd gian l\u1eadn, l\u00e1ch thu\u1ebf khi c\u00e1c DN c\u00f3 nh\u1eefng d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 \u0111ang \u0111\u01b0\u1ee3c h\u01b0\u1edfng \u01b0u \u0111\u00e3i v\u1ec1 thu\u1ebf hay li\u00ean t\u1ee5c b\u00e1o l\u1ed7 nhi\u1ec1u n\u0103m li\u1ec1n \u0111\u1ec3 kh\u00f4ng \u0111\u00f3ng thu\u1ebf. Trong khi v\u1edbi c\u00e1c DN v\u1eabn \u0111\u00f3ng thu\u1ebf \u0111\u1ec1u \u0111\u1eb7n h\u1eb1ng n\u0103m, kh\u00f4ng c\u00f3 c\u00f4ng ty con hay d\u1ef1 \u00e1n n\u00e0o \u0111\u01b0\u1ee3c h\u01b0\u1edfng \u01b0u \u0111\u00e3i th\u00ec ch\u00ednh s\u00e1ch thu\u1ebf TNDN \u0111\u1ec1u \u1edf m\u1ee9c 20% nh\u01b0 nhau th\u00ec c\u00e1c kho\u1ea3n vay c\u00f3 ch\u1ee9ng t\u1eeb h\u1ee3p ph\u00e1p, h\u1ee3p l\u1ec7 th\u00ec ph\u1ea3i cho DN \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb v\u00e0o chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng. Nhi\u1ec1u DN n\u1ebfu nh\u01b0 vay \u0111\u01b0\u1ee3c 70 – 80% ngu\u1ed3n v\u1ed1n \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng c\u0169ng l\u00e0 b\u00ecnh th\u01b0\u1eddng. Vi\u1ec7c ki\u1ec3m so\u00e1t ngu\u1ed3n v\u1ed1n cho vay t\u1eeb ng\u00e2n h\u00e0ng th\u00ec \u0111\u00e3 c\u00f3 nh\u1eefng quy \u0111\u1ecbnh kh\u00e1c nh\u01b0 \u0111i\u1ec1u ki\u1ec7n cho vay\u2026<\/em><\/p>\n

“Nh\u01b0 \u0111\u00e3 c\u00f3 nhi\u1ec1u b\u00e1o c\u00e1o nghi\u00ean c\u1ee9u th\u00ec vi\u1ec7c ch\u1ed1ng chuy\u1ec3n gi\u00e1 ch\u1ec9 n\u00ean \u0111\u1eb7t ra v\u1edbi c\u00e1c DN n\u01b0\u1edbc ngo\u00e0i, c\u00f4ng ty \u0111a qu\u1ed1c gia v\u00e0 nhi\u1ec1u chi ph\u00ed \u0111\u1ea7u v\u00e0o l\u1eabn \u0111\u1ea7u ra c\u01a1 quan thu\u1ebf kh\u00f4ng th\u1ec3 gi\u00e1m s\u00e1t \u0111\u01b0\u1ee3c. H\u01a1n n\u1eefa c\u00e1c \u0111\u01a1n v\u1ecb n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c h\u01b0\u1edfng \u01b0u \u0111\u00e3i v\u1ec1 thu\u1ebf cho nhi\u1ec1u d\u1ef1 \u00e1n n\u00ean sau nhi\u1ec1u n\u0103m th\u01b0\u1eddng xuy\u00ean b\u00e1o l\u1ed7, kh\u00f4ng n\u1ed9p \u0111\u1ed3ng thu\u1ebf n\u00e0o\u2026 Trong l\u00fac Ch\u00ednh ph\u1ee7 n\u1ed7 l\u1ef1c \u0111\u01b0a ra nhi\u1ec1u gi\u1ea3i ph\u00e1p, ch\u00ednh s\u00e1ch \u0111\u1ec3 h\u1ed7 tr\u1ee3 DN h\u1ed3i ph\u1ee5c sau giai \u0111o\u1ea1n kh\u00f3 kh\u0103n, th\u00fac \u0111\u1ea9y kinh t\u1ebf ph\u00e1t tri\u1ec3n th\u00ec vi\u1ec7c s\u1eeda \u0111\u1ed5i c\u00e1c quy \u0111\u1ecbnh \u0111ang g\u00e2y kh\u00f3 kh\u0103n cho DN nh\u01b0 Ngh\u1ecb \u0111\u1ecbnh 132\/2020 c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c l\u00e0m ngay”, LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/span><\/a>\u00a0n\u00f3i.<\/em><\/p>\n

C\u00e0ng ch\u1eadm s\u1eeda \u0111\u1ed5i,\u00a0doanh nghi\u1ec7p\u00a0c\u00e0ng thi\u1ec7t h\u1ea1i<\/strong><\/h5>\n

Hi\u1ec7p h\u1ed9i B\u1ea5t \u0111\u1ed9ng s\u1ea3n TP.HCM (HoREA) c\u00f3 c\u00f4ng v\u0103n ki\u1ebfn ngh\u1ecb B\u1ed9 T\u00e0i ch\u00ednh kh\u1ea9n tr\u01b0\u01a1ng xem x\u00e9t tr\u00ecnh Ch\u00ednh ph\u1ee7 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 quy \u0111\u1ecbnh c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 132\/2020.<\/p>\n

Theo \u0111\u00f3, HoREA ki\u1ebfn ngh\u1ecb kh\u00f4ng kh\u1ed1ng ch\u1ebf “tr\u1ea7n” t\u1ed5ng chi ph\u00ed l\u00e3i vay “kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 30% c\u1ee7a t\u1ed5ng l\u1ee3i nhu\u1eadn thu\u1ea7n t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh trong k\u1ef3” c\u1ee7a DN trong n\u01b0\u1edbc c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft \u0111\u1ec3 ph\u1ea3n \u00e1nh trung th\u1ef1c, \u0111\u1ea7y \u0111\u1ee7, k\u1ecbp th\u1eddi b\u1ee9c tranh ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0, s\u1ea3n xu\u1ea5t, kinh doanh c\u1ee7a DN. B\u1edfi chi ph\u00ed l\u00e3i vay ph\u1ee5c v\u1ee5 ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0, s\u1ea3n xu\u1ea5t, kinh doanh c\u1ee7a DN l\u00e0 chi ph\u00ed h\u1ee3p ph\u00e1p \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 2 \u0111i\u1ec1u 5 lu\u1eadt \u0110\u1ea7u t\u01b0 2020 ho\u1eb7c kho\u1ea3n 1 \u0111i\u1ec1u 94 lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng 2010 th\u00ec c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c nh\u00e0 n\u01b0\u1edbc c\u00f4ng nh\u1eadn v\u00e0 c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o t\u1ed5ng chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng c\u1ee7a DN.<\/p>\n

Vi\u1ec7c ch\u1eadm \u0111\u1ec1 xu\u1ea5t s\u1eeda \u0111\u1ed5i Ngh\u1ecb \u0111\u1ecbnh 132, nh\u1ea5t l\u00e0 vi\u1ec7c ch\u1eadm \u0111\u1ec1 xu\u1ea5t s\u1eeda \u0111\u1ed5i quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf tr\u1ea7n t\u1ed5ng chi ph\u00ed l\u00e3i vay s\u1ebd c\u00e0ng l\u00e0m cho c\u00e1c DN c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft nh\u01b0ng l\u00e0m \u0103n ch\u00e2n ch\u00ednh v\u00e0 tu\u00e2n th\u1ee7 ph\u00e1p lu\u1eadt ti\u1ebfp t\u1ee5c b\u1ecb thi\u1ec7t h\u1ea1i.<\/p>\n

Mai Ph\u01b0\u01a1ng<\/strong><\/p>\n

—————-<\/p>\n

Thanh ni\u00ean (Ng\u00e2n h\u00e0ng) ng\u00e0y 13-11-2023:<\/em><\/strong><\/p>\n

https:\/\/thanhnien.vn\/tran-chi-phi-lai-vay-dang-troi-doanh-nghiep-185231112231053521.htm<\/a><\/em><\/p>\n

(427\/1.699)<\/em><\/p>\n

 <\/p>\n

B\u1ed5 sung ngo\u00e0i b\u00e0i:<\/strong><\/p>\n

T\u00f3m l\u1ea1i, n\u1ebfu theo \u0111\u00fang nguy\u00ean l\u00fd v\u00e0 m\u1ee5c ti\u00eau c\u1ee7a \u201cQuy \u0111\u1ecbnh v\u1ec1 qu\u1ea3n l\u00fd thu\u1ebf \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft,\u201d th\u00ec ch\u1ec9 \u0111\u01b0\u1ee3c ph\u00e9p lo\u1ea1i tr\u1eeb chi ph\u00ed l\u00e3i vay kh\u1ecfi chi ph\u00ed c\u1ee7a doanh nghi\u1ec7p khi c\u00f3 \u0111\u1ee7 3 y\u1ebfu t\u1ed1 sau \u0111\u00e2y: Th\u1ee9 nh\u1ea5t, c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft; th\u1ee9 hai, c\u00f3 y\u1ebfu t\u1ed1 chuy\u1ec3n gi\u00e1; v\u00e0 th\u1ee9 ba, chi ph\u00ed l\u00e3i vay \u0111\u1ea1t \u0111\u1ebfn m\u1ed9t \u0111\u00e1ng k\u1ec3 (30%). Trong khi \u0111\u1ea1i \u0111a s\u1ed1 doanh nghi\u1ec7p Vi\u1ec7t Nam b\u1ecb lo\u1ea1i chi ph\u00ed l\u00e3i vay khi kh\u00f4ng c\u00f3 y\u1ebfu t\u1ed1 chuy\u1ec3n gi\u00e1, th\u1eadm ch\u00ed kh\u00f4ng h\u1ec1 c\u00f3 c\u1ea3 y\u1ebfu t\u1ed1 li\u00ean k\u1ebft (m\u00e0 \u0111i\u1ec3n h\u00ecnh l\u00e0 vay v\u1ed1n ng\u00e2n h\u00e0ng v\u00e0 ho\u00e0n to\u00e0n kh\u00f4ng thu\u1ed9c tr\u01b0\u1eddng h\u1ee3p c\u00f3 quan h\u1ec7 li\u00ean k\u1ebft theo quy \u0111\u1ecbnh c\u1ee7a \u0110i\u1ec1u 3.21, Lu\u1eadt Qu\u1ea3n l\u00fd thu\u1ebf v\u00e0 \u0110i\u1ec1u 5.1, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 132\/2020\/N\u0110-CP, th\u1eadm ch\u00ed c\u0169ng kh\u00f4ng ph\u1ea3i l\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan theo t\u1ea5t c\u1ea3 c\u00e1c quy \u0111\u1ecbnh kh\u00e1c nhau c\u1ee7a lu\u1eadt, g\u1ed3m Lu\u1eadt Doanh nghi\u1ec7p n\u0103m 2020, Lu\u1eadt Ch\u1ee9ng kho\u00e1n n\u0103m 2019, \u00a0Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010 v\u00e0 Lu\u1eadt C\u00e1c c\u00f4ng c\u1ee5 chuy\u1ec3n nh\u01b0\u1ee3ng n\u0103m 2005).<\/strong><\/em>","protected":false},"excerpt":{"rendered":"

Tr\u1ea7n chi ph\u00ed l\u00e3i vay \u0111ang ‘tr\u00f3i’ doanh nghi\u1ec7p (TN) – Quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf t\u1ef7 l\u1ec7 tr\u1ea7n chi ph\u00ed l\u00e3i vay \u0111\u1ed1i v\u1edbi t\u1ea5t c\u1ea3 doanh nghi\u1ec7p c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft hay vay v\u1ed1n ng\u00e2n h\u00e0ng l\u00e0 kh\u00f4ng h\u1ee3p l\u00fd. \u00c1p tr\u1ea7n chi ph\u00ed l\u00e3i vay l\u00e0 kh\u00f4ng h\u1ee3p l\u00fd \u0110\u1ea1i di\u1ec7n m\u1ed9t […]<\/p>\n","protected":false},"author":2,"featured_media":38286,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[37,34,38],"class_list":["post-38285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-kinh-doanh-sanh-luat","tag-luat-su-doanh-nghiep","tag-luat-su-thue"],"acf":[],"yoast_head":"\n4.170. 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