{"id":38307,"date":"2023-11-15T16:46:31","date_gmt":"2023-11-15T09:46:31","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=38307"},"modified":"2024-10-16T09:48:32","modified_gmt":"2024-10-16T02:48:32","slug":"4-173-khong-che-tran-chi-phi-lai-vay-ngan-hang-dang-troi-doanh-nghiep","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-173-khong-che-tran-chi-phi-lai-vay-ngan-hang-dang-troi-doanh-nghiep\/","title":{"rendered":"4.175. Kh\u1ed1ng ch\u1ebf tr\u1ea7n chi ph\u00ed l\u00e3i vay ng\u00e2n h\u00e0ng \u0111ang \u201ctr\u00f3i\u201d doanh nghi\u1ec7p"},"content":{"rendered":"

Kh\u1ed1ng ch\u1ebf tr\u1ea7n chi ph\u00ed l\u00e3i vay ng\u00e2n h\u00e0ng \u0111ang \u201ctr\u00f3i\u201d doanh nghi\u1ec7p<\/span><\/h4>\n
(VOV GT) – <\/strong>Theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 132\/2020 c\u1ee7a Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh v\u1ec1 qu\u1ea3n l\u00fd thu\u1ebf \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft, chi ph\u00ed l\u00e3i vay kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t m\u1ee9c 30% t\u1ed5ng l\u1ee3i nhu\u1eadn thu\u1ea7n c\u1ed9ng v\u1edbi chi ph\u00ed l\u00e3i vay, chi ph\u00ed kh\u1ea5u hao trong k\u1ef3 c\u1ee7a ng\u01b0\u1eddi n\u1ed9p thu\u1ebf.<\/strong><\/h5>\n
N\u1ebfu v\u01b0\u1ee3t th\u00ec kho\u1ea3n l\u00e3i vay \u0111\u00f3 kh\u00f4ng \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p.<\/h5>\n

Tuy nhi\u00ean, nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng, quy \u0111\u1ecbnh n\u00e0y \u0111\u00e3 kh\u00f4ng c\u00f2n ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh h\u00ecnh th\u1ef1c t\u1ebf c\u1ee7a Vi\u1ec7t Nam. \u0110\u1eb7c bi\u1ec7t, th\u1eddi gian qua l\u00e3i vay t\u0103ng v\u1ecdt l\u00ean g\u1ea7n g\u1ea5p \u0111\u00f4i so v\u1edbi th\u1eddi \u0111i\u1ec3m ban h\u00e0nh quy \u0111\u1ecbnh khi\u1ebfn\u00a0doanh nghi\u1ec7p\u00a0c\u00e0ng g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n.<\/p>\n

\"chi<\/p>\n

\u1ea2nh minh h\u1ecda<\/h6>\n

M\u1edbi \u0111\u00e2y, Hi\u1ec7p h\u1ed9i B\u1ea5t \u0111\u1ed9ng s\u1ea3n TP.HCM (HoREA) ki\u1ebfn ngh\u1ecb, kh\u00f4ng n\u00ean v\u00e0 kh\u00f4ng c\u1ea7n kh\u1ed1ng ch\u1ebf tr\u1ea7n chi ph\u00ed l\u00e3i vay c\u1ee7a doanh nghi\u1ec7p c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft theo l\u1ee3i nhu\u1eadn nh\u1eb1m ph\u1ea3n \u00e1nh k\u1ecbp th\u1eddi v\u00e0 trung th\u1ef1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0, s\u1ea3n xu\u1ea5t, kinh doanh c\u1ee7a doanh nghi\u1ec7p.<\/p>\n

\u00d4ng L\u00ea Ho\u00e0ng Ch\u00e2u,\u00a0Ch\u1ee7 t\u1ecbch HoREA cho bi\u1ebft:\u00a0“Hi\u1ec7n nay, m\u1ee9c tr\u1ea7n l\u00e0 30% t\u1ee9c l\u00e0 m\u1ed9t ph\u1ea7n chi ph\u00ed t\u00e0i ch\u00ednh, m\u1ed9t ph\u1ea7n chi ph\u00ed l\u00e3i vay v\u01b0\u1ee3t qua m\u1ee9c 30% l\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o n\u0103m t\u00e0i ch\u00ednh \u0111\u00f3 th\u00ec n\u00f3 l\u00e0m cho b\u1ee9c tranh t\u00e0i ch\u00ednh c\u1ee7a ch\u00ednh doanh nghi\u1ec7p \u0111\u00f3 l\u00e0 kh\u00f4ng th\u1ef1c, kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7”.<\/em><\/p>\n

M\u1ed9t s\u1ed1 chuy\u00ean gia c\u0169ng cho r\u1eb1ng,\u00a0 trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay khi l\u00e3i su\u1ea5t cho vay v\u1eabn cao khi\u1ebfn chi ph\u00ed l\u00e3i vay c\u1ee7a nhi\u1ec1u\u00a0doanh nghi\u1ec7p\u00a0t\u0103ng m\u1ea1nh:\u00a0“Song song v\u1edbi m\u1ee9c ti\u00eau th\u1ee5 gi\u1ea3m xu\u1ed1ng v\u00ec kinh t\u1ebf trong ngo\u00e0i n\u01b0\u1edbc kh\u00f3 kh\u0103n th\u00ec t\u1ef7 l\u1ec7 chi ph\u00ed l\u00e3i vay c\u1ee7a c\u00e1c c\u00f4ng ty s\u1ebd t\u0103ng m\u1ea1nh v\u00e0 v\u01b0\u1ee3t m\u1ee9c tr\u1ea7n 30% tr\u00ean t\u1ed5ng l\u1ee3i nhu\u1eadn thu\u1ea7n s\u1ebd tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn. Ch\u00ednh v\u00ec v\u1eady, c\u1ea7n thi\u1ebft ph\u1ea3i s\u1eeda \u0111\u1ed5i nhanh Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 132 theo h\u01b0\u1edbng n\u00e2ng tr\u1ea7n t\u1ef7 l\u1ec7 v\u1ec1 chi ph\u00ed l\u00e3i vay l\u00ean cao h\u01a1n”.<\/em><\/p>\n

Trong khi \u0111\u00f3, Lu\u1eadt s\u01b0<\/span><\/a>\u00a0<\/span>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>, nh\u1ea5n m\u1ea1nh quy \u0111\u1ecbnh n\u00e0y c\u1ea7n ph\u1ea3i b\u00e3i b\u1ecf: “V\u1edbi kho\u1ea3n \u0111i vay, vay ng\u00e2n h\u00e0ng hay \u0111\u00e2u \u0111\u00f3 l\u00e0 kho\u1ea3n vay c\u1ea7n thi\u1ebft, ch\u00ednh \u0111\u00e1ng, l\u00e0 h\u1ee3p ph\u00e1p, h\u1ee3p l\u1ec7, l\u00e0 chi ph\u00ed th\u1eadt, chi th\u1eadt, nh\u01b0ng gi\u1edd l\u1ea1i kh\u00f4ng \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o chi ph\u00ed. Gi\u1ea3 s\u1eed t\u00ednh v\u00e0o \u0111\u1ea7u n\u00e0y n\u00f3 c\u00f3 gi\u1ea3m \u0111i th\u00ec \u0111\u1ea7u kh\u00e1c n\u1ed9p thu\u1ebf t\u0103ng l\u00ean. C\u1ea7n ph\u1ea3i xem l\u1ea1i Ngh\u1ecb \u0111\u1ecbnh n\u00e0y, th\u1eadm ch\u00ed b\u1ecf ho\u00e0n to\u00e0n v\u1edbi doanh nghi\u1ec7p Vi\u1ec7t Nam, ch\u1ec9 \u00e1p d\u1ee5ng v\u1edbi doanh nghi\u1ec7p n\u01b0\u1edbc ngo\u00e0i”.<\/em><\/p>\n

Khi \u0111\u01b0\u1ee3c h\u1ecfi v\u1ec1 quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay 30% \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p, Ph\u00f3 C\u1ee5c tr\u01b0\u1edfng C\u1ee5c Thanh tra – Ki\u1ec3m tra (T\u1ed5ng c\u1ee5c Thu\u1ebf) T\u00f4 Kim Ph\u01b0\u1ee3ng cho bi\u1ebft quy \u0111\u1ecbnh n\u00e0y nh\u1eb1m h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng chuy\u1ec3n gi\u00e1 th\u00f4ng qua l\u00e3i vay c\u1ee7a c\u00e1c doanh nghi\u1ec7p c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft:<\/p>\n

“\u0110i\u1ec1u n\u00e0y ph\u00f9 h\u1ee3p v\u1edbi th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf v\u00e0 khuy\u1ebfn ngh\u1ecb c\u1ee7a OECD v\u1ec1 vi\u1ec7c c\u00e1c n\u01b0\u1edbc c\u1ea7n quy \u0111\u1ecbnh ng\u01b0\u1ee1ng gi\u1edbi h\u1ea1n kh\u1ea5u tr\u1eeb chi ph\u00ed l\u00e3i vay trong kho\u1ea3ng t\u1eeb 10% – 30% tr\u00ean t\u1ed5ng l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf ch\u01b0a tr\u1eeb kh\u1ea5u hao v\u00e0 l\u00e3i vay”, b\u00e0 Ph\u01b0\u1ee3ng kh\u1eb3ng \u0111\u1ecbnh.Do \u0111\u00f3, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 132 quy \u0111\u1ecbnh m\u1ee9c kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay theo m\u1ee9c cao nh\u1ea5t l\u00e0 30% l\u00e0 ph\u00f9 h\u1ee3p v\u1edbi th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf”.<\/em><\/p>\n

Tuy nhi\u00ean, tr\u01b0\u1edbc nh\u1eefng b\u1ea5t c\u1eadp tri\u1ec3n khai quy \u0111\u1ecbnh n\u00e0y th\u1eddi gian qua, \u0111\u1ea1i di\u1ec7n T\u1ed5ng c\u1ee5c Thu\u1ebf c\u0169ng, cho bi\u1ebft th\u1eddi gian qua, nhi\u1ec1u doanh nghi\u1ec7p ki\u1ebfn ngh\u1ecb b\u1ecf quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay trong tr\u01b0\u1eddng h\u1ee3p doanh nghi\u1ec7p vay ng\u00e2n h\u00e0ng.<\/p>\n

B\u00e0 T\u00f4 Kim Ph\u01b0\u1ee3ng nh\u1ea5n m\u1ea1nh:\u00a0“Qua \u00fd ki\u1ebfn ph\u1ea3n \u00e1nh c\u1ee7a doanh nghi\u1ec7p, T\u1ed5ng c\u1ee5c Thu\u1ebf nghi\u00ean c\u1ee9u, r\u00e0 so\u00e1t, th\u1ef1c t\u1ebf t\u1ea1i Vi\u1ec7t Nam, vi\u1ec7c vay v\u1ed1n ng\u00e2n h\u00e0ng \u0111\u1ec3 ph\u1ee5c v\u1ee5 ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh c\u1ee7a doanh nghi\u1ec7p l\u00e0 ho\u1ea1t \u0111\u1ed9ng th\u01b0\u1eddng xuy\u00ean v\u00e0 ph\u1ed5 bi\u1ebfn. Tr\u00ean c\u01a1 s\u1edf ki\u1ebfn ngh\u1ecb c\u1ee7a doanh nghi\u1ec7p, T\u1ed5ng c\u1ee5c Thu\u1ebf s\u1ebd t\u1ed5ng h\u1ee3p, b\u00e1o c\u00e1o c\u1ea5p c\u00f3 th\u1ea9m quy\u1ec1n nghi\u00ean c\u1ee9u, xem x\u00e9t s\u1eeda \u0111\u1ed5i tr\u00ean c\u01a1 s\u1edf ki\u1ebfn ngh\u1ecb c\u1ee7a doanh nghi\u1ec7p”.<\/em><\/p>\n

C\u00f3 th\u1ec3 th\u1ea5y, c\u00e1c doanh nghi\u1ec7p \u0111ang mong ch\u1edd Ngh\u1ecb \u0111\u1ecbnh 132 s\u1edbm \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i trong th\u1eddi gian s\u1edbm nh\u1ea5t, \u0111\u1ec3 k\u1ecbp th\u1eddi th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n cho doanh nghi\u1ec7p, tr\u00e1nh t\u00ecnh tr\u1ea1ng doanh nghi\u1ec7p l\u1ed7 v\u1eabn ph\u1ea3i \u0111\u00f3ng thu\u1ebf, khi\u1ebfn doanh nghi\u1ec7p ng\u1ea1i ng\u1ea7n vi\u1ec7c vay v\u1ed1n m\u1edf r\u1ed9ng quy m\u00f4 s\u1ea3n xu\u1ea5t.<\/p>\n

Nh\u01b0 Ng\u1ecdc – Anh Th\u01b0<\/strong><\/p>\n

—————<\/p>\n

VOV<\/em><\/strong> Giao th\u00f4ng<\/em><\/strong> (T\u00e0i<\/em><\/strong> ch\u00ednh \u2013 Th\u1ecb tr\u01b0\u1eddng<\/em><\/strong>) ng\u00e0y <\/em><\/strong>15-11<\/em><\/strong>-2023:<\/em><\/strong><\/p>\n

https:\/\/vovgiaothong.vn\/newsaudio\/khong-che-tran-chi-phi-lai-vay-ngan-hang-dang-troi-doanh-nghiep-d36379.html<\/a> <\/em><\/p>\n

(<\/em>101\/802<\/em>)<\/em><\/p>\n

 ","protected":false},"excerpt":{"rendered":"

Kh\u1ed1ng ch\u1ebf tr\u1ea7n chi ph\u00ed l\u00e3i vay ng\u00e2n h\u00e0ng \u0111ang \u201ctr\u00f3i\u201d doanh nghi\u1ec7p (VOV GT) – Theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 132\/2020 c\u1ee7a Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh v\u1ec1 qu\u1ea3n l\u00fd thu\u1ebf \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft, chi ph\u00ed l\u00e3i vay kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t m\u1ee9c 30% t\u1ed5ng l\u1ee3i nhu\u1eadn thu\u1ea7n c\u1ed9ng v\u1edbi […]<\/p>\n","protected":false},"author":1,"featured_media":38308,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[34,36,38],"class_list":["post-38307","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-luat-su-doanh-nghiep","tag-luat-su-ngan-hang","tag-luat-su-thue"],"acf":[],"yoast_head":"\n4.175. Kh\u1ed1ng ch\u1ebf tr\u1ea7n chi ph\u00ed l\u00e3i vay ng\u00e2n h\u00e0ng \u0111ang \u201ctr\u00f3i\u201d doanh nghi\u1ec7p - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"Chi ph\u00ed l\u00e3i vay ng\u00e2n h\u00e0ng \u0111ang \u201ctr\u00f3i\u201d DN khi b\u1ecb kh\u1ed1ng ch\u1ebf 30% theo N\u0110 132 v\u1ec1 qu\u1ea3n l\u00fd thu\u1ebf \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-4-173-khong-che-tran-chi-phi-lai-vay-ngan-hang-dang-troi-doanh-nghiep\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]4.175. 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