{"id":38412,"date":"2023-11-28T16:35:22","date_gmt":"2023-11-28T09:35:22","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=38412"},"modified":"2024-10-14T16:49:57","modified_gmt":"2024-10-14T09:49:57","slug":"4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/","title":{"rendered":"4.188. Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t"},"content":{"rendered":"<h4><span style=\"color: #723918;\">Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t<\/span><\/h4>\n<h5><strong>(\u0110TCK)\u00a0&#8211; S\u1ef1 vi\u1ec7c c\u1ef1u Ch\u1ee7 t\u1ecbch T\u1eadp \u0111o\u00e0n V\u1ea1n Th\u1ecbnh Ph\u00e1t Tr\u01b0\u01a1ng M\u1ef9 Lan thao t\u00fang v\u00e0 \u201cr\u00fat ru\u1ed9t\u201d Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n (SCB) s\u1ed1 ti\u1ec1n l\u00ean t\u1edbi 304.000 t\u1ef7 \u0111\u1ed3ng cho th\u1ea5y c\u00f4ng t\u00e1c qu\u1ea3n l\u00fd ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng c\u00f2n t\u1ed3n t\u1ea1i k\u1ebd h\u1edf, c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t v\u00e0 \u0111i\u1ec1u ch\u1ec9nh k\u1ecbp th\u1eddi.<\/strong><\/h5>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"img-fluid img-fluid alignnone wp-image-38413 size-medium\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9-450x300.jpg\" alt=\"thao t\u00fang ng\u00e2n h\u00e0ng V\u1ea1n Th\u1ecbnh\" width=\"450\" height=\"300\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9-450x300.jpg 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9-768x513.jpg 768w, https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9.jpg 860w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/p>\n<p><em>T\u00ecnh tr\u1ea1ng s\u1edf h\u1eefu ch\u00e9o, cho vay s\u00e2n sau t\u1ea1i ng\u00e2n h\u00e0ng c\u00f2n ph\u1ee9c t\u1ea1p<\/em><\/p>\n<h5><strong>S\u1edf h\u1eefu ch\u00e9o, cho vay s\u00e2n sau c\u00f2n ph\u1ee9c t\u1ea1p<\/strong><\/h5>\n<p>T\u1ea1i k\u1ebft lu\u1eadn \u0111i\u1ec1u tra v\u1ee5 \u00e1n tham \u00f4 t\u00e0i s\u1ea3n, vi ph\u1ea1m ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng, \u0111\u01b0a h\u1ed1i l\u1ed9, nh\u1eadn h\u1ed1i l\u1ed9\u2026 x\u1ea3y ra t\u1ea1i V\u1ea1n Th\u1ecbnh Ph\u00e1t, SCB v\u00e0 c\u00e1c \u0111\u01a1n v\u1ecb, t\u1ed5 ch\u1ee9c li\u00ean quan, C\u01a1 quan C\u1ea3nh s\u00e1t \u0111i\u1ec1u tra B\u1ed9 C\u00f4ng an (C03) nh\u1eadn \u0111\u1ecbnh, b\u1ecb can Tr\u01b0\u01a1ng M\u1ef9 Lan \u0111\u00e3 thao t\u00fang, l\u0169ng \u0111o\u1ea1n ho\u00e0n to\u00e0n SCB \u0111\u1ec3 ph\u1ee5c v\u1ee5 m\u1ee5c \u0111\u00edch c\u00e1 nh\u00e2n.<\/p>\n<p>T\u1eeb th\u00e1ng 12\/2011, b\u1eb1ng c\u00e1ch nh\u1edd ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n, b\u00e0 Tr\u01b0\u01a1ng M\u1ef9 Lan \u0111\u00e3 n\u1eafm gi\u1eef 81,43% c\u1ed5 ph\u1ea7n Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n (c\u0169) d\u01b0\u1edbi t\u00ean c\u1ee7a 32 c\u1ed5 \u0111\u00f4ng; 98,74% c\u1ed5 ph\u1ea7n Ng\u00e2n h\u00e0ng TMCP Vi\u1ec7t Nam T\u00edn Ngh\u0129a d\u01b0\u1edbi t\u00ean c\u1ee7a 36 c\u1ed5 \u0111\u00f4ng v\u00e0 80,46% c\u1ed5 ph\u1ea7n Ng\u00e2n h\u00e0ng TMCP \u0110\u1ec7 Nh\u1ea5t d\u01b0\u1edbi t\u00ean c\u1ee7a 24 c\u1ed5 \u0111\u00f4ng.<\/p>\n<p>Sau khi 3 ng\u00e2n h\u00e0ng n\u00e0y \u0111\u01b0\u1ee3c h\u1ee3p nh\u1ea5t v\u00e0o ng\u00e0y 10\/1\/2012 v\u1edbi t\u00ean g\u1ecdi l\u00e0 Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n (SCB), b\u00e0 Tr\u01b0\u01a1ng M\u1ef9 Lan ti\u1ebfp t\u1ee5c nh\u1edd 73 c\u1ed5 \u0111\u00f4ng \u0111\u1ee9ng t\u00ean s\u1edf h\u1eefu 85,606% c\u1ed5 ph\u1ea7n SCB, \u0111\u1ed3ng th\u1eddi tr\u1ef1c ti\u1ebfp \u0111\u1ee9ng t\u00ean c\u1ed5 ph\u1ea7n t\u1ea1i SCB \u0111\u1ec3 \u0111\u1ea1t t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ea1i ng\u00e2n h\u00e0ng n\u00e0y l\u00ean t\u1edbi 91,545% v\u00e0o ng\u00e0y 1\/1\/2018.<\/p>\n<p>T\u00ednh \u0111\u1ebfn th\u00e1ng 10\/2022, SCB c\u00f3 v\u1ed1n \u0111i\u1ec1u l\u1ec7 h\u01a1n 15.200 t\u1ef7 \u0111\u1ed3ng (t\u01b0\u01a1ng \u1ee9ng 1,523 t\u1ef7 c\u1ed5 ph\u1ea7n), v\u1edbi t\u1ed5ng s\u1ed1 4.129 c\u1ed5 \u0111\u00f4ng. Trong \u0111\u00f3, b\u00e0 Tr\u01b0\u01a1ng M\u1ef9 Lan s\u1edf h\u1eefu, chi ph\u1ed1i 1,394 t\u1ef7 c\u1ed5 ph\u1ea7n (chi\u1ebfm 91,536% v\u1ed1n \u0111i\u1ec1u l\u1ec7 SCB), bao g\u1ed3m tr\u1ef1c ti\u1ebfp s\u1edf h\u1eefu g\u1ea7n 75,89 tri\u1ec7u c\u1ed5 ph\u1ea7n (4,98%), s\u1ed1 c\u00f2n l\u1ea1i do 27 ph\u00e1p nh\u00e2n, c\u00e1 nh\u00e2n \u0111\u1ee9ng t\u00ean h\u1ed9.<\/p>\n<p>V\u1edbi vai tr\u00f2 l\u00e0 c\u1ed5 \u0111\u00f4ng ch\u00ednh, d\u00f9 kh\u00f4ng gi\u1eef ch\u1ee9c v\u1ee5, kh\u00f4ng tham gia qu\u1ea3n tr\u1ecb hay \u0111i\u1ec1u h\u00e0nh SCB, nh\u01b0ng th\u00f4ng qua nh\u1eefng ng\u01b0\u1eddi th\u00e2n t\u00edn t\u1ea1i SCB, b\u1ecb can Tr\u01b0\u01a1ng M\u1ef9 Lan v\u1eabn c\u00f3 th\u1ec3 chi ph\u1ed1i, l\u0169ng \u0111o\u1ea1n ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y, bi\u1ebfn ng\u00e2n h\u00e0ng th\u00e0nh c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh \u0111\u1ec3 huy \u0111\u1ed9ng v\u1ed1n r\u1ed3i chi\u1ebfm \u0111o\u1ea1t.<\/p>\n<p>K\u1ebft lu\u1eadn \u0111i\u1ec1u tra x\u00e1c \u0111\u1ecbnh, t\u1eeb ng\u00e0y 9\/2\/2018 \u0111\u1ebfn 7\/10\/2022, b\u00e0 Tr\u01b0\u01a1ng M\u1ef9 Lan \u0111\u00e3 ch\u1ec9 \u0111\u1ea1o c\u00e1c l\u00e3nh \u0111\u1ea1o ch\u1ee7 ch\u1ed1t c\u1ee7a SCB v\u00e0 c\u00e1c nh\u00e2n s\u1ef1 t\u1ea1i m\u1ed9t s\u1ed1 c\u00f4ng ty trong h\u1ec7 sinh th\u00e1i 1.000 c\u00f4ng ty con, c\u00f4ng ty li\u00ean k\u1ebft c\u1ee7a V\u1ea1n Th\u1ecbnh Ph\u00e1t (trong \u0111\u00f3 c\u00f3 nhi\u1ec1u c\u00f4ng ty \u201cma\u201d) l\u1eadp kh\u1ed1ng 916 h\u1ed3 s\u01a1 vay v\u1ed1n \u0111\u1ec3 r\u00fat ti\u1ec1n, chi\u1ebfm \u0111o\u1ea1t c\u1ee7a SCB s\u1ed1 ti\u1ec1n h\u01a1n 304.000 t\u1ef7 \u0111\u1ed3ng, l\u00e0m ph\u00e1t sinh l\u00e3i h\u01a1n 129.000 t\u1ef7 \u0111\u1ed3ng, g\u00e2y thi\u1ec7t h\u1ea1i t\u1ed5ng c\u1ed9ng h\u01a1n 415.000 t\u1ef7 \u0111\u1ed3ng. \u0110\u00e2y l\u00e0 nguy\u00ean nh\u00e2n ch\u00ednh khi\u1ebfn SCB m\u1ea5t thanh kho\u1ea3n, d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng r\u1ea5t l\u1edbn kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng thu h\u1ed3i, v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu \u00e2m 443.769 t\u1ef7 \u0111\u1ed3ng.<\/p>\n<p>\u201c\u0110\u00e2y l\u00e0 t\u1ed5 ch\u1ee9c t\u1ed9i ph\u1ea1m c\u00f3 quy m\u00f4 r\u1ea5t l\u1edbn, ho\u1ea1t \u0111\u1ed9ng h\u1ebft s\u1ee9c tinh vi, x\u1ea3o quy\u1ec7t, h\u1eadu qu\u1ea3 m\u00e0 t\u1ed5 ch\u1ee9c t\u1ed9i ph\u1ea1m n\u00e0y g\u00e2y ra l\u00e0 \u0111\u1eb7c bi\u1ec7t l\u1edbn v\u1ec1 kinh t\u1ebf, \u1ea3nh h\u01b0\u1edfng kh\u00f4ng nh\u1ecf \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng, uy t\u00edn c\u1ee7a Nh\u00e0 n\u01b0\u1edbc trong qu\u1ea3n l\u00fd kinh t\u1ebf\u201d, k\u1ebft lu\u1eadn n\u00eau r\u00f5.<\/p>\n<p>\u0110\u1ec3 \u201cl\u00e1ch\u201d quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u1ec1 vi\u1ec7c c\u00e1 nh\u00e2n kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu qu\u00e1 5% v\u1ed1n \u0111i\u1ec1u l\u1ec7 m\u1ed9t ng\u00e2n h\u00e0ng, b\u00e0 Tr\u01b0\u01a1ng M\u1ef9 Lan \u0111\u00e3 \u201cn\u00fap b\u00f3ng s\u1edf h\u1eefu\u201d th\u00f4ng qua h\u00e0ng lo\u1ea1t c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c kh\u00e1c.<\/p>\n<p>\u0110\u1ec3 tr\u00e1nh s\u1ef1 ki\u1ec3m so\u00e1t c\u1ee7a c\u01a1 quan qu\u1ea3n l\u00fd c\u1ea5p tr\u00ean, b\u1ecb can c\u00f2n l\u1eadp \u0111\u01a1n v\u1ecb c\u00f3 ch\u1ee9c n\u0103ng cho vay ri\u00eang \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n vay c\u1ee7a m\u00ecnh. \u0110i\u1ec3m kh\u00e1c bi\u1ec7t c\u1ee7a c\u00e1c \u0111\u01a1n v\u1ecb n\u00e0y l\u00e0 thu\u1ed9c qu\u1ea3n l\u00fd c\u1ee7a h\u1ed9i s\u1edf, kh\u00f4ng c\u00f3 con d\u1ea5u ri\u00eang m\u00e0 d\u00f9ng d\u1ea5u c\u1ee7a \u0111\u01a1n v\u1ecb kh\u00e1c, kh\u00f4ng c\u00f3 b\u1ed9 ph\u1eadn kho qu\u1ef9 ri\u00eang. C\u00e1c kho\u1ea3n vay c\u00f3 gi\u00e1 tr\u1ecb r\u1ea5t l\u1edbn nh\u01b0ng \u0111a s\u1ed1 \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n tr\u01b0\u1edbc, h\u1ee3p th\u1ee9c h\u1ed3 s\u01a1 sau; t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o gi\u1ed1ng nhau, \u0111\u01b0\u1ee3c k\u00fd hi\u1ec7u ri\u00eang \u0111\u1ec3 kh\u00f4ng c\u1ea7n th\u1ea9m \u0111\u1ecbnh kh\u00e1ch h\u00e0ng, kh\u00f4ng th\u1ea9m \u0111\u1ecbnh t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, kh\u00f4ng quan t\u00e2m ph\u01b0\u01a1ng \u00e1n vay v\u1ed1n\u2026<\/p>\n<p>Trong qu\u00e1 tr\u00ecnh n\u00e0y, b\u1ecb can Tr\u01b0\u01a1ng M\u1ef9 Lan \u0111\u00e3 thao t\u00fang c\u00f4ng ty th\u1ea9m \u0111\u1ecbnh gi\u00e1 \u0111\u1ec3 n\u00e2ng kh\u1ed1ng t\u00e0i s\u1ea3n, \u0111\u01b0a t\u00e0i s\u1ea3n kh\u00f4ng \u0111\u1ee7 ph\u00e1p l\u00fd v\u00e0o th\u1ebf ch\u1ea5p; \u0111\u1ed3ng th\u1eddi mua chu\u1ed9c, \u0111\u01b0a h\u1ed1i l\u1ed9 cho m\u1ed9t s\u1ed1 c\u00e1n b\u1ed9 c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc \u0111\u1ec3 nh\u1eefng ng\u01b0\u1eddi n\u00e0y l\u00e0m tr\u00e1i c\u00f4ng v\u1ee5, ti\u1ebfp tay cho c\u00e1c b\u1ecb can th\u1ef1c hi\u1ec7n h\u00e0nh vi ph\u1ea1m t\u1ed9i. Trong \u0111\u00f3, b\u00e0 \u0110\u1ed7 Th\u1ecb Nh\u00e0n, nguy\u00ean Tr\u01b0\u1edfng \u0111o\u00e0n thanh tra li\u00ean ng\u00e0nh Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc b\u1ecb c\u00e1o bu\u1ed9c nh\u1eadn h\u1ed1i l\u1ed9 h\u01a1n 5 tri\u1ec7u USD.<\/p>\n<h5><strong>C\u1ea7n n\u00e2ng cao vai tr\u00f2 gi\u00e1m s\u00e1t v\u00e0 gi\u00e1m s\u00e1t l\u1ea1i<\/strong><\/h5>\n<p>Ng\u00e0y 18\/9\/2023, t\u1ea1i phi\u00ean h\u1ecdp c\u1ee7a \u1ee6y ban Th\u01b0\u1eddng v\u1ee5 Qu\u1ed1c h\u1ed9i, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Nguy\u1ec5n Th\u1ecb H\u1ed3ng cho bi\u1ebft, \u201cs\u1edf h\u1eefu ch\u00e9o, s\u00e2n tr\u01b0\u1edbc &#8211; s\u00e2n sau\u201d trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng l\u00e0 nh\u1eefng h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c Qu\u1ed1c h\u1ed9i, Ch\u00ednh ph\u1ee7 quan t\u00e2m v\u00e0 y\u00eau c\u1ea7u s\u1edbm x\u00e2y d\u1ef1ng c\u01a1 s\u1edf ph\u00e1p l\u00fd \u0111i\u1ec1u ch\u1ec9nh, x\u1eed l\u00fd.<\/p>\n<p>Trong d\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng s\u1eeda \u0111\u1ed5i tr\u00ecnh Qu\u1ed1c h\u1ed9i xem x\u00e9t t\u1ea1i K\u1ef3 h\u1ecdp th\u1ee9 6, Qu\u1ed1c h\u1ed9i kho\u00e1 XV \u0111ang di\u1ec5n ra, Th\u1ed1ng \u0111\u1ed1c cho bi\u1ebft, c\u01a1 quan so\u1ea1n th\u1ea3o ti\u1ebfp t\u1ee5c c\u00f3 nh\u1eefng \u0111i\u1ec1u ch\u1ec9nh nh\u1eb1m si\u1ebft ch\u1eb7t h\u01a1n c\u00e1c quy \u0111\u1ecbnh v\u1ec1 t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n; c\u1ea5m cho vay \u201cn\u1ed9i b\u1ed9\u201d, ng\u01b0\u1eddi c\u00f3 li\u00ean quan v\u00e0 si\u1ebft h\u1ea1n m\u1ee9c d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng\u2026 \u0111\u1ec3 b\u1ecbt c\u00e1c \u201ck\u1ebd h\u1edf\u201d s\u1edf h\u1eefu ch\u00e9o; l\u1ea1m d\u1ee5ng quy\u1ec1n c\u1ed5 \u0111\u00f4ng l\u1edbn, quy\u1ec1n qu\u1ea3n tr\u1ecb, \u0111i\u1ec1u h\u00e0nh \u0111\u1ec3 thao t\u00fang ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n<p>Theo \u0111\u00f3, d\u1ef1 th\u1ea3o Lu\u1eadt gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a m\u1ed9t c\u1ed5 \u0111\u00f4ng c\u00e1 nh\u00e2n t\u1ea1i ng\u00e2n h\u00e0ng t\u1eeb 5% xu\u1ed1ng 3% v\u1ed1n \u0111i\u1ec1u l\u1ec7 (sau \u0111\u00f3 kh\u00f4i ph\u1ee5c l\u1ea1i m\u1ee9c 5% t\u1ea1i d\u1ef1 th\u1ea3o m\u1edbi nh\u1ea5t tr\u00ecnh Qu\u1ed1c h\u1ed9i chi\u1ec1u ng\u00e0y 23\/11 v\u1eeba qua), t\u1ef7 l\u1ec7 s\u1edf h\u1eefu \u0111\u1ed1i v\u1edbi c\u1ed5 \u0111\u00f4ng l\u00e0 t\u1ed5 ch\u1ee9c kh\u00f4ng qu\u00e1 10% (quy \u0111\u1ecbnh hi\u1ec7n t\u1ea1i l\u00e0 15%). C\u1ed5 \u0111\u00f4ng v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan c\u1ee7a c\u1ed5 \u0111\u00f4ng \u0111\u00f3 kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n v\u01b0\u1ee3t qu\u00e1 15% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a m\u1ed9t t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u2026<\/p>\n<p>C\u00e1c chuy\u00ean gia kinh t\u1ebf nh\u1eadn x\u00e9t, d\u1ef1 th\u1ea3o Lu\u1eadt \u0111\u00e3 c\u00f3 b\u01b0\u1edbc ti\u1ebfn \u0111\u00e1ng k\u1ec3 trong vi\u1ec7c n\u1ed7 l\u1ef1c n\u00e2ng cao t\u00ednh \u0111\u1ea1i ch\u00fang, minh b\u1ea1ch, x\u1eed l\u00fd c\u00e1c l\u1ed7 h\u1ed5ng v\u1ec1 s\u1edf h\u1eefu ch\u00e9o, h\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng m\u1ed9t c\u00e1 nh\u00e2n ho\u1eb7c m\u1ed9t t\u1ed5 ch\u1ee9c c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng t\u1edbi quy\u1ebft \u0111\u1ecbnh c\u1ea5p t\u00edn d\u1ee5ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Tuy nhi\u00ean, nh\u00ecn v\u00e0o v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t th\u00ec th\u1ea5y r\u1eb1ng, nh\u1eefng \u0111i\u1ec1u ch\u1ec9nh n\u00e0y ch\u01b0a th\u1ef1c s\u1ef1 b\u1ecbt \u0111\u01b0\u1ee3c s\u01a1 h\u1edf, thi\u1ebfu s\u00f3t \u0111\u1ec3 ng\u0103n ch\u1eb7n s\u1edf h\u1eefu ch\u00e9o v\u00e0 thao t\u00fang ng\u00e2n h\u00e0ng.<\/p>\n<p>Trong m\u1ed9t ph\u00e1t bi\u1ec3u m\u1edbi \u0111\u00e2y, TS. L\u00ea \u0110\u1ea1t Ch\u00ed &#8211; Tr\u01b0\u1edfng khoa T\u00e0i ch\u00ednh, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf TP.HCM nh\u1eadn x\u00e9t, c\u00e1c quy \u0111\u1ecbnh v\u1ec1 t\u1ef7 l\u1ec7 s\u1edf h\u1eefu trong d\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng s\u1eeda \u0111\u1ed5i ch\u01b0a th\u1ec3 ng\u0103n ch\u1eb7n ho\u00e0n to\u00e0n s\u1edf h\u1eefu ch\u00e9o, \u0111\u1ea7u t\u01b0 ch\u00e9o t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng b\u1edfi h\u1ec7 sinh th\u00e1i c\u00e1c c\u00f4ng ty \u201cma\u201d, c\u00e1c c\u00e1 nh\u00e2n \u0111\u1ee9ng thay c\u1ed5 ph\u1ea7n s\u1ebd t\u0103ng l\u00ean h\u01a1n tr\u01b0\u1edbc, tinh vi h\u01a1n tr\u01b0\u1edbc.<\/p>\n<p>\u0110\u01b0a ra ki\u1ebfn ngh\u1ecb, \u00f4ng Ch\u00ed cho r\u1eb1ng, c\u1ea7n t\u0103ng tr\u00e1ch nhi\u1ec7m \u0111\u1ed1i v\u1edbi th\u00e0nh vi\u00ean h\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng. \u0110\u1ed3ng th\u1eddi, th\u00e0nh vi\u00ean h\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb \u0111\u1ed9c l\u1eadp \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u1ec1 c\u1eed tham gia v\u00e0o c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec3 gi\u00e1m s\u00e1t v\u00e0 ph\u00e1t hi\u1ec7n k\u1ecbp th\u1eddi nh\u1eefng d\u1ea5u hi\u1ec7u b\u1ea5t th\u01b0\u1eddng, th\u01b0\u1eddng xuy\u00ean lu\u00e2n chuy\u1ec3n c\u00e1n b\u1ed9 \u0111\u1ec3 s\u1edbm ph\u00e1t hi\u1ec7n sai s\u00f3t hay bao che trong c\u00e1c h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n.<\/p>\n<p><em><a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0<\/span><\/a><span style=\"color: #0000ff;\">\u00a0<\/span><a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <strong><a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\">ANVI<\/a><\/strong> c\u0169ng \u0111\u1ec1 xu\u1ea5t, c\u1ea7n trao cho Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc quy\u1ec1n \u0111i\u1ec1u tra ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, n\u1ebfu ph\u00e1t hi\u1ec7n c\u00f3 \u201cs\u1edf h\u1eefu ng\u1ea7m\u201d v\u01b0\u1ee3t qu\u00e1 t\u1ef7 l\u1ec7 cho ph\u00e9p th\u00ec Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u01b0\u1ee3c ph\u00e9p t\u1ecbch thu kho\u1ea3n s\u1edf h\u1eefu ng\u1ea7m \u0111\u00f3. N\u1ebfu kh\u00f4ng, c\u1ea7n ph\u1ea3i c\u00f3 quy \u0111\u1ecbnh qu\u1ea3n l\u00fd ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng b\u00e1m s\u00e1t t\u1ef7 l\u1ec7 s\u1edf h\u1eefu, ch\u1eb3ng h\u1ea1n c\u1ed5 \u0111\u00f4ng s\u1edf h\u1eefu 50% ch\u1ec9 \u0111\u01b0\u1ee3c cho vay m\u1ed9t kh\u00e1ch h\u00e0ng kh\u00f4ng qu\u00e1 5% v\u1ed1n t\u1ef1 c\u00f3 c\u1ee7a ng\u00e2n h\u00e0ng, s\u1edf h\u1eefu 90% ch\u1ec9 \u0111\u01b0\u1ee3c cho vay m\u1ed9t kh\u00e1ch h\u00e0ng kh\u00f4ng qu\u00e1 1%&#8230;<\/em><\/p>\n<p>\u0110\u1ea1i bi\u1ec3u Qu\u1ed1c h\u1ed9i Nguy\u1ec5n C\u00f4ng Long (\u0110o\u00e0n \u0111\u1ea1i bi\u1ec3u \u0110\u1ed3ng Nai, \u1ee6y vi\u00ean Th\u01b0\u1eddng tr\u1ef1c \u1ee6y ban T\u01b0 ph\u00e1p c\u1ee7a Qu\u1ed1c h\u1ed9i) nh\u00ecn nh\u1eadn, v\u1ee5 \u00e1n \u0111\u1eb7c bi\u1ec7t nghi\u00eam tr\u1ecdng n\u00e0y c\u00f3 tr\u00e1ch nhi\u1ec7m r\u1ea5t l\u1edbn c\u1ee7a m\u1ed9t s\u1ed1 c\u01a1 quan ch\u1ee9c n\u0103ng khi th\u1ef1c hi\u1ec7n vai tr\u00f2 qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 kh\u00f4ng l\u00e0m tr\u00f2n tr\u00e1ch nhi\u1ec7m, th\u1eadm ch\u00ed m\u1ed9t s\u1ed1 c\u00e1n b\u1ed9 tho\u00e1i h\u00f3a, bi\u1ebfn ch\u1ea5t khi th\u1ef1c thi c\u00f4ng v\u1ee5 c\u00f3 h\u00e0nh vi tham nh\u0169ng.<\/p>\n<p>Theo \u00f4ng Long, c\u01a1 ch\u1ebf ki\u1ec3m so\u00e1t ng\u01b0\u1ee3c \u0111\u1ed1i v\u1edbi nh\u1eefng c\u01a1 quan, c\u00e1n b\u1ed9 th\u1ef1c thi nhi\u1ec7m v\u1ee5 hi\u1ec7n r\u1ea5t k\u00e9m. T\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t c\u00f3 th\u1ec3 nh\u00ecn ra \u201ck\u1ebd h\u1edf\u201d t\u1eeb qu\u00e1 tr\u00ecnh thanh tra nh\u01b0ng kh\u00f4ng \u0111i k\u00e8m v\u1edbi \u0111\u1ed1i chi\u1ebfu k\u1ebft qu\u1ea3 thanh tra, gi\u00e1m s\u00e1t nh\u01b0ng kh\u00f4ng c\u00f3 gi\u00e1m s\u00e1t l\u1ea1i. \u0110\u00e2y l\u00e0 nguy c\u01a1 r\u1ea5t l\u1edbn b\u1edfi k\u1ebft qu\u1ea3 thanh tra \u0111\u00fang hay sai c\u00f3 th\u1ec3 s\u1eeda \u0111\u1ed5i b\u1edfi ch\u00ednh \u0111o\u00e0n thanh tra \u0111\u00f3.<\/p>\n<p>C\u00f9ng g\u00f3c nh\u00ecn, \u00f4ng Tr\u1ecbnh Xu\u00e2n An &#8211; \u0111\u1ea1i bi\u1ec3u chuy\u00ean tr\u00e1ch \u1ee6y ban Qu\u1ed1c ph\u00f2ng &#8211; An ninh c\u1ee7a Qu\u1ed1c h\u1ed9i cho r\u1eb1ng, v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t &#8211; SCB l\u00e0 v\u1ee5 \u00e1n \u0111\u1eb7c bi\u1ec7t nghi\u00eam tr\u1ecdng, \u0111\u1eb7t ra cho ch\u00fang ta nhi\u1ec1u b\u00e0i h\u1ecdc v\u1ec1 x\u00e2y d\u1ef1ng ch\u00ednh s\u00e1ch, \u0111\u1eb7c bi\u1ec7t l\u00e0 Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111ang \u0111\u01b0\u1ee3c b\u1ed5 sung, s\u1eeda \u0111\u1ed5i; v\u1ec1 ph\u00f2ng ng\u1eeba, ki\u1ec3m so\u00e1t, x\u1eed l\u00fd t\u1eeb s\u1edbm, t\u1eeb xa; v\u1ec1 ki\u1ec3m so\u00e1t quy\u1ec1n l\u1ef1c c\u00e1n b\u1ed9 v\u00e0 cu\u1ed1i c\u00f9ng l\u00e0 b\u00e0i h\u1ecdc cho nhi\u1ec7m v\u1ee5 l\u00e0nh m\u1ea1nh h\u00f3a ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n<p>Theo \u00f4ng An, Qu\u1ed1c h\u1ed9i \u0111\u00e3 quy\u1ebft \u0111\u1ecbnh l\u00f9i th\u00f4ng qua d\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ebfn k\u1ef3 h\u1ecdp sau, \u0111\u00e2y l\u00e0 c\u01a1 h\u1ed9i \u0111\u1ec3 r\u00e0 so\u00e1t ch\u1ec9nh l\u00fd ho\u00e0n thi\u1ec7n Lu\u1eadt.<\/p>\n<p>\u201cB\u00ean c\u1ea1nh ho\u00e0n thi\u1ec7n ph\u00e1p l\u00fd, ch\u00fang ta ph\u1ea3i c\u00f3 m\u1ed9t h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o th\u1ef1c s\u1ef1 khoa h\u1ecdc, chu\u1ea9n m\u1ef1c, ph\u1ea3i thi\u1ebft k\u1ebf m\u1ed9t m\u00f4 h\u00ecnh gi\u00e1m s\u00e1t, ki\u1ec3m tra \u0111\u1ee7 m\u1ea1nh, c\u00f3 th\u1ec3 \u0111\u1ed9c l\u1eadp ho\u1eb7c n\u1eb1m trong h\u1ec7 th\u1ed1ng Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u1ec3 ph\u00f2ng ng\u1eeba t\u1eeb xa. \u0110\u1ed3ng th\u1eddi, c\u1ea7n \u00e1p d\u1ee5ng h\u1ec7 th\u1ed1ng qu\u1ea3n tr\u1ecb r\u1ee7i ro theo chu\u1ea9n th\u1ebf gi\u1edbi. \u0110\u00e2y c\u0169ng l\u00e0 c\u01a1 h\u1ed9i \u0111\u1ec3 ch\u00fang ta thanh l\u1ecdc l\u1ea1i h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d, \u00f4ng An nh\u1ea5n m\u1ea1nh.<\/p>\n<p><strong>Minh<\/strong> <strong>Minh<\/strong><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;<\/p>\n<p><strong><em>\u0110\u1ea7u<\/em><\/strong> <strong><em>t\u01b0 ch\u1ee9ng kho\u00e1n<\/em><\/strong><strong><em>(T\u00e0i<\/em><\/strong> <strong><em>ch\u00ednh<\/em><\/strong><strong><em>) ng\u00e0y <\/em><\/strong><strong><em>28-11<\/em><\/strong><strong><em>-2023:<\/em><\/strong><\/p>\n<p><a href=\"https:\/\/www.tinnhanhchungkhoan.vn\/chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat-post334674.html\"><em>https:\/\/www.tinnhanhchungkhoan.vn\/chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat-post334674.html<\/em><\/a><\/p>\n<p><em>(113\/1.914)<\/em>","protected":false},"excerpt":{"rendered":"<p>Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t (\u0110TCK)\u00a0&#8211; S\u1ef1 vi\u1ec7c c\u1ef1u Ch\u1ee7 t\u1ecbch T\u1eadp \u0111o\u00e0n V\u1ea1n Th\u1ecbnh Ph\u00e1t Tr\u01b0\u01a1ng M\u1ef9 Lan thao t\u00fang v\u00e0 \u201cr\u00fat ru\u1ed9t\u201d Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n (SCB) s\u1ed1 ti\u1ec1n l\u00ean t\u1edbi 304.000 t\u1ef7 \u0111\u1ed3ng cho th\u1ea5y c\u00f4ng t\u00e1c qu\u1ea3n l\u00fd ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng c\u00f2n t\u1ed3n [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":38413,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[34,36],"class_list":["post-38412","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-luat-su-doanh-nghiep","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4.188. Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"S\u1ef1 vi\u1ec7c c\u1ef1u Ch\u1ee7 t\u1ecbch T\u1eadp \u0111o\u00e0n V\u1ea1n Th\u1ecbnh Ph\u00e1t Tr\u01b0\u01a1ng M\u1ef9 Lan thao t\u00fang v\u00e0 \u201cr\u00fat ru\u1ed9t\u201d Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n s\u1ed1 ti\u1ec1n l\u00ean t\u1edbi 304.000 t\u1ef7...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]4.188. Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"S\u1ef1 vi\u1ec7c c\u1ef1u Ch\u1ee7 t\u1ecbch T\u1eadp \u0111o\u00e0n V\u1ea1n Th\u1ecbnh Ph\u00e1t Tr\u01b0\u01a1ng M\u1ef9 Lan thao t\u00fang v\u00e0 \u201cr\u00fat ru\u1ed9t\u201d Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n s\u1ed1 ti\u1ec1n l\u00ean t\u1edbi 304.000 t\u1ef7...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-28T09:35:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-14T09:49:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"860\" \/>\n\t<meta property=\"og:image:height\" content=\"574\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e\"},\"headline\":\"4.188. Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t\",\"datePublished\":\"2023-11-28T09:35:22+00:00\",\"dateModified\":\"2024-10-14T09:49:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/\"},\"wordCount\":2908,\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9.jpg\",\"keywords\":[\"Lu\u1eadt s\u01b0 Doanh nghi\u1ec7p\",\"Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng\"],\"articleSection\":[\"Ph\u1ecfng v\u1ea5n\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/\",\"url\":\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/\",\"name\":\"[:vi]4.188. Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9.jpg\",\"datePublished\":\"2023-11-28T09:35:22+00:00\",\"dateModified\":\"2024-10-14T09:49:57+00:00\",\"description\":\"S\u1ef1 vi\u1ec7c c\u1ef1u Ch\u1ee7 t\u1ecbch T\u1eadp \u0111o\u00e0n V\u1ea1n Th\u1ecbnh Ph\u00e1t Tr\u01b0\u01a1ng M\u1ef9 Lan thao t\u00fang v\u00e0 \u201cr\u00fat ru\u1ed9t\u201d Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n s\u1ed1 ti\u1ec1n l\u00ean t\u1edbi 304.000 t\u1ef7...\",\"breadcrumb\":{\"@id\":\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#primaryimage\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9.jpg\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9.jpg\",\"width\":860,\"height\":574,\"caption\":\"thao t\u00fang ng\u00e2n h\u00e0ng V\u1ea1n Th\u1ecbnh Ph\u00e1t\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/anvilaw.com\/vi\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"(Ti\u1ebfng Vi\u1ec7t) 4.188. Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/anvilaw.com\/vi\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/facebook.com\/anvilawfirm\",\"https:\/\/x.com\/anvilawfirm\",\"https:\/\/www.youtube.com\/@anvilawfirm\",\"https:\/\/www.youtube.com\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e\",\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\"},\"sameAs\":[\"https:\/\/anvilaw.com\"],\"url\":\"https:\/\/anvilaw.com\/vi\/author\/ductt\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]4.188. Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t[:] - ANVI Law Firm","description":"S\u1ef1 vi\u1ec7c c\u1ef1u Ch\u1ee7 t\u1ecbch T\u1eadp \u0111o\u00e0n V\u1ea1n Th\u1ecbnh Ph\u00e1t Tr\u01b0\u01a1ng M\u1ef9 Lan thao t\u00fang v\u00e0 \u201cr\u00fat ru\u1ed9t\u201d Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n s\u1ed1 ti\u1ec1n l\u00ean t\u1edbi 304.000 t\u1ef7...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]4.188. Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t[:] - ANVI Law Firm","og_description":"S\u1ef1 vi\u1ec7c c\u1ef1u Ch\u1ee7 t\u1ecbch T\u1eadp \u0111o\u00e0n V\u1ea1n Th\u1ecbnh Ph\u00e1t Tr\u01b0\u01a1ng M\u1ef9 Lan thao t\u00fang v\u00e0 \u201cr\u00fat ru\u1ed9t\u201d Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n s\u1ed1 ti\u1ec1n l\u00ean t\u1edbi 304.000 t\u1ef7...","og_url":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2023-11-28T09:35:22+00:00","article_modified_time":"2024-10-14T09:49:57+00:00","og_image":[{"width":860,"height":574,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9.jpg","type":"image\/jpeg"}],"author":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"11 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/"},"author":{"name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e"},"headline":"4.188. Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t","datePublished":"2023-11-28T09:35:22+00:00","dateModified":"2024-10-14T09:49:57+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/"},"wordCount":2908,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9.jpg","keywords":["Lu\u1eadt s\u01b0 Doanh nghi\u1ec7p","Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng"],"articleSection":["Ph\u1ecfng v\u1ea5n","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/","url":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/","name":"[:vi]4.188. Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9.jpg","datePublished":"2023-11-28T09:35:22+00:00","dateModified":"2024-10-14T09:49:57+00:00","description":"S\u1ef1 vi\u1ec7c c\u1ef1u Ch\u1ee7 t\u1ecbch T\u1eadp \u0111o\u00e0n V\u1ea1n Th\u1ecbnh Ph\u00e1t Tr\u01b0\u01a1ng M\u1ef9 Lan thao t\u00fang v\u00e0 \u201cr\u00fat ru\u1ed9t\u201d Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n s\u1ed1 ti\u1ec1n l\u00ean t\u1edbi 304.000 t\u1ef7...","breadcrumb":{"@id":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2023\/11\/1-9.jpg","width":860,"height":574,"caption":"thao t\u00fang ng\u00e2n h\u00e0ng V\u1ea1n Th\u1ecbnh Ph\u00e1t"},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/en\/tieng-viet-4-188-chan-thao-tung-ngan-hang-nhin-tu-vu-van-thinh-phat\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"(Ti\u1ebfng Vi\u1ec7t) 4.188. Ch\u1eb7n thao t\u00fang ng\u00e2n h\u00e0ng nh\u00ecn t\u1eeb v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e","name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/ductt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/38412","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=38412"}],"version-history":[{"count":1,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/38412\/revisions"}],"predecessor-version":[{"id":42537,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/38412\/revisions\/42537"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/38413"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=38412"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=38412"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=38412"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}