{"id":38619,"date":"2023-12-22T17:25:39","date_gmt":"2023-12-22T10:25:39","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=38619"},"modified":"2024-10-11T16:02:15","modified_gmt":"2024-10-11T09:02:15","slug":"3-639-chan-tin-dung-san-sau-kho-van-phai-lam","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-639-chan-tin-dung-san-sau-kho-van-phai-lam\/","title":{"rendered":"3.639. Ch\u1eb7n t\u00edn d\u1ee5ng \u201cs\u00e2n sau\u201d, kh\u00f3 v\u1eabn ph\u1ea3i l\u00e0m"},"content":{"rendered":"

Ch\u1eb7n t\u00edn d\u1ee5ng \u201cs\u00e2n sau\u201d, kh\u00f3 v\u1eabn ph\u1ea3i l\u00e0m<\/span><\/h4>\n
(\u0110T) –\u00a0\u0110\u1ec3 th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n v\u1ec1 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng cho ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh, m\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u \u0111\u01b0\u1ee3c Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 \u0111\u1eb7t ra v\u1edbi ng\u00e0nh ng\u00e2n h\u00e0ng l\u00e0 x\u1eed l\u00fd nghi\u00eam c\u00e1c sai ph\u1ea1m v\u1ec1 s\u1edf h\u1eefu ch\u00e9o, cho vay s\u00e2n sau, cho vay theo l\u1ee3i \u00edch nh\u00f3m. Nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng, \u0111\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u n\u00e0y, gi\u1ea3i ph\u00e1p hi\u1ec7u qu\u1ea3 nh\u1ea5t l\u00e0 \u0111\u1ea9y m\u1ea1nh vai tr\u00f2 thanh tra, gi\u00e1m s\u00e1t c\u1ee7a c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng v\u00e0 x\u1eed l\u00fd nghi\u00eam c\u00e1c sai ph\u1ea1m.<\/strong><\/h5>\n\n\n\n\n
\"Ch\u1eb7n<\/td>\n<\/tr>\n
D\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (s\u1eeda \u0111\u1ed5i) d\u1ef1 ki\u1ebfn gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu v\u1ed1n \u0111i\u1ec1u l\u1ec7 ng\u00e2n h\u00e0ng \u0111\u1ec3 ng\u0103n ch\u1eb7n s\u1edf h\u1eefu ch\u00e9o, thao t\u00fang trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng. \u1ea2nh: Nh\u00e3 Chi<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

V\u0103n ph\u00f2ng Ch\u00ednh ph\u1ee7 v\u1eeba ph\u00e1t \u0111i Th\u00f4ng b\u00e1o s\u1ed1 527\/TB-VPCP k\u1ebft lu\u1eadn c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 t\u1ea1i H\u1ed9i ngh\u1ecb gi\u1ea3i ph\u00e1p th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n v\u1ec1 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng cho s\u1ea3n xu\u1ea5t kinh doanh, th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng v\u00e0 \u1ed5n \u0111\u1ecbnh kinh t\u1ebf v\u0129 m\u00f4. Trong \u0111\u00f3, Th\u1ee7 t\u01b0\u1edbng y\u00eau c\u1ea7u t\u0103ng c\u01b0\u1eddng m\u1ea1nh m\u1ebd, hi\u1ec7u qu\u1ea3 h\u01a1n n\u1eefa c\u00f4ng t\u00e1c thanh tra, ki\u1ec3m tra, gi\u00e1m s\u00e1t h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, k\u1ecbp th\u1eddi c\u1ea3nh b\u00e1o, ph\u00e1t hi\u1ec7n s\u1edbm r\u1ee7i ro v\u00e0 x\u1eed l\u00fd nghi\u00eam theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt. Kh\u1ea9n tr\u01b0\u01a1ng th\u1ef1c hi\u1ec7n ngay vi\u1ec7c thanh tra, ki\u1ec3m tra, gi\u00e1m s\u00e1t v\u00e0 x\u1eed l\u00fd nghi\u00eam vi ph\u1ea1m theo quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi t\u00ecnh tr\u1ea1ng s\u1edf h\u1eefu ch\u00e9o t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, vi\u1ec7c c\u1ea5p t\u00edn d\u1ee5ng cho c\u00e1c doanh nghi\u1ec7p thu\u1ed9c h\u1ec7 sinh th\u00e1i, doanh nghi\u1ec7p s\u00e2n sau, vi\u1ec7c t\u01b0 v\u1ea5n, gi\u1edbi thi\u1ec7u kh\u00e1ch h\u00e0ng \u0111\u1ea7u t\u01b0, mua tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p ph\u00e1t h\u00e0nh, vi\u1ec7c t\u01b0 v\u1ea5n, b\u00e1n b\u1ea3o hi\u1ec3m t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, ho\u00e0n th\u00e0nh trong th\u00e1ng 1\/2024.<\/p>\n

Th\u1ee7 t\u01b0\u1edbng c\u0169ng y\u00eau c\u1ea7u ch\u1ea5m d\u1ee9t t\u00ecnh tr\u1ea1ng cho vay t\u1eadp trung v\u00e0o m\u1ed9t s\u1ed1 doanh nghi\u1ec7p, d\u1ef1 \u00e1n thu\u1ed9c h\u1ec7 sinh th\u00e1i ho\u1eb7c thu\u1ed9c s\u00e2n sau c\u1ee7a t\u1eadp \u0111o\u00e0n. \u0110\u1ea9y m\u1ea1nh thanh tra, nghi\u00eam c\u1ea5m vi\u1ec7c c\u1ea5p t\u00edn d\u1ee5ng, l\u00e3i su\u1ea5t th\u1ea5p cho ban l\u00e3nh \u0111\u1ea1o, ban \u0111i\u1ec1u h\u00e0nh v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan, l\u1ee3i \u00edch nh\u00f3m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/p>\n

Li\u00ean quan \u0111\u1ebfn n\u1ed9i dung n\u00e0y, D\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (s\u1eeda \u0111\u1ed5i) d\u1ef1 ki\u1ebfn gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu v\u1ed1n \u0111i\u1ec1u l\u1ec7 ng\u00e2n h\u00e0ng c\u1ee7a m\u1ed9t c\u00e1 nh\u00e2n t\u1eeb m\u1ee9c 5% xu\u1ed1ng c\u00f2n 3%. M\u1ed9t c\u1ed5 \u0111\u00f4ng l\u00e0 t\u1ed5 ch\u1ee9c kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu v\u01b0\u1ee3t qu\u00e1 10% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a m\u1ed9t t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (hi\u1ec7n t\u1ea1i l\u00e0 15%), tr\u1eeb ng\u00e2n h\u00e0ng b\u1ecb ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t ho\u1eb7c s\u1edf h\u1eefu c\u1ee7a Nh\u00e0 n\u01b0\u1edbc t\u1ea1i ng\u00e2n h\u00e0ng. T\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a nh\u00f3m c\u1ed5 \u0111\u00f4ng v\u00e0 ng\u01b0\u1eddi li\u00ean quan c\u0169ng \u0111\u01b0\u1ee3c \u0111\u1ec1 xu\u1ea5t gi\u1ea3m t\u1eeb 20% xu\u1ed1ng 15%.<\/p>\n

D\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng t\u1ed1i \u0111a \u0111\u1ed1i v\u1edbi m\u1ed9t kh\u00e1ch h\u00e0ng d\u1ef1 ki\u1ebfn gi\u1ea3m t\u1eeb m\u1ee9c 15% nh\u01b0 hi\u1ec7n h\u00e0nh xu\u1ed1ng c\u00f2n 10% t\u00ednh tr\u00ean v\u1ed1n t\u1ef1 c\u00f3 c\u1ee7a ng\u00e2n h\u00e0ng. T\u1ed5ng d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi m\u1ed9t kh\u00e1ch h\u00e0ng v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 15% v\u1ed1n t\u1ef1 c\u00f3 c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i (hi\u1ec7n t\u1ea1i l\u00e0 25%).<\/p>\n

V\u1ec1 n\u1ed9i dung n\u00e0y, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) n\u00eau r\u00f5 quan \u0111i\u1ec3m c\u1ea7n t\u0103ng c\u01b0\u1eddng c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u1ec3 gi\u1ea3i quy\u1ebft t\u00ecnh tr\u1ea1ng s\u1edf h\u1eefu ch\u00e9o, thao t\u00fang trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng. Tuy nhi\u00ean, Theo Th\u1ed1ng \u0111\u1ed1c NHNN Nguy\u1ec5n Th\u1ecb H\u1ed3ng, c\u00e1c gi\u1edbi h\u1ea1n v\u1ec1 t\u1ef7 l\u1ec7 n\u1eafm gi\u1eef c\u1ed5 ph\u1ea7n \u1edf ng\u00e2n h\u00e0ng v\u1eabn c\u00f3 th\u1ec3 b\u1ecb \u201cl\u00e1ch\u201d. Do \u0111\u00f3, c\u1ea7n c\u00f3 s\u1ef1 ph\u1ed1i h\u1ee3p ch\u1eb7t ch\u1ebd gi\u1eefa ng\u00e0nh ng\u00e2n h\u00e0ng, c\u00e1c b\u1ed9, ng\u00e0nh, \u0111\u1ecba ph\u01b0\u01a1ng, c\u0169ng nh\u01b0 c\u1ea7n c\u00f3 h\u1ec7 th\u1ed1ng th\u00f4ng tin v\u1ec1 doanh nghi\u1ec7p, c\u00e1 nh\u00e2n th\u1ef1c s\u1ef1 minh b\u1ea1ch. Vi\u1ec7c minh b\u1ea1ch s\u1ebd gi\u00fap x\u00e1c th\u1ef1c \u0111\u01b0\u1ee3c r\u00f5 m\u1ed1i quan h\u1ec7 s\u1edf h\u1eefu trong ng\u00e2n h\u00e0ng, gi\u1eefa ng\u01b0\u1eddi \u0111i vay v\u1edbi nh\u1eefng ng\u01b0\u1eddi c\u00f3 li\u00ean quan. \u0110\u00e2y l\u00e0 \u0111i\u1ec1u NHNN s\u1ebd nghi\u00ean c\u1ee9u v\u00e0 c\u00f3 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3. Hi\u1ec7n t\u1ea1i, theo Th\u1ed1ng \u0111\u1ed1c NHNN, D\u1ef1 th\u1ea3o Lu\u1eadt c\u0169ng quy \u0111\u1ecbnh r\u00f5 l\u00e0 c\u1ed5 \u0111\u00f4ng s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n tr\u00ean 1% c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng ph\u1ea3i c\u00f4ng b\u1ed1 c\u00f4ng khai c\u00e1c th\u00f4ng tin \u0111\u1ec3 th\u1ef1c hi\u1ec7n gi\u00e1m s\u00e1t.<\/p>\n\n\n\n\n
<\/td>\n<\/tr>\n
D\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (s\u1eeda \u0111\u1ed5i) quy \u0111\u1ecbnh c\u1ed5 \u0111\u00f4ng s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n tr\u00ean 1% c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng ph\u1ea3i c\u00f4ng b\u1ed1 c\u00f4ng khai c\u00e1c th\u00f4ng tin \u0111\u1ec3 th\u1ef1c hi\u1ec7n gi\u00e1m s\u00e1t. \u1ea2nh: Thi\u00ean Nam<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

TS \u0110inh Tr\u1ecdng Th\u1ecbnh, chuy\u00ean gia kinh t\u1ebf cho r\u1eb1ng, t\u00ecnh tr\u1ea1ng cho vay s\u00e2n sau v\u00e0 thao t\u00fang trong ng\u00e2n h\u00e0ng \u0111\u00e3 g\u00e2y h\u1eadu qu\u1ea3 r\u1ea5t nghi\u00eam tr\u1ecdng trong th\u1eddi gian qua. \u0110\u1eb7c bi\u1ec7t, trong l\u00fac nhi\u1ec1u doanh nghi\u1ec7p kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng, vi\u1ec7c d\u00f2ng v\u1ed1n n\u00e0y \u0111\u1ed5 v\u00e0o nh\u1eefng k\u00eanh \u0111\u1ea7u c\u01a1 v\u1eeba g\u00e2y r\u1ee7i ro cho h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, v\u1eeba thu h\u1eb9p ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh cho c\u00e1c doanh nghi\u1ec7p kinh doanh t\u00edch c\u1ef1c. Do \u0111\u00f3, ch\u1ec9 \u0111\u1ea1o c\u1ee7a Th\u1ee7 t\u01b0\u1edbng v\u1ec1 vi\u1ec7c x\u1eed l\u00fd c\u00e1c sai ph\u1ea1m trong cho vay s\u00e2n sau l\u00e0 ph\u00f9 h\u1ee3p \u0111\u1ec3 kh\u01a1i th\u00f4ng ngu\u1ed3n t\u00edn d\u1ee5ng v\u00e0 c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e2y d\u1ef1ng v\u00e0 ph\u00e1t tri\u1ec3n h\u1ec7 th\u1ed1ng t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0nh m\u1ea1nh v\u00e0 b\u1ec1n v\u1eefng.<\/p>\n

Tuy nhi\u00ean, theo \u00f4ng Th\u1ecbnh, vi\u1ec7c ph\u00e1t hi\u1ec7n v\u00e0 x\u1eed l\u00fd c\u00e1c h\u00e0nh vi cho vay \u201cs\u00e2n sau\u201d l\u00e0 r\u1ea5t kh\u00f3 kh\u0103n. \u0110\u01a1n c\u1eed vi\u1ec7c thao t\u00fang x\u1ea3y ra t\u1ea1i Ng\u00e2n h\u00e0ng SCB, Ch\u1ee7 t\u1ecbch V\u1ea1n Th\u1ecbnh Ph\u00e1t ch\u1ec9 \u0111\u1ea1o th\u00e0nh l\u1eadp nhi\u1ec1u c\u00f4ng ty \u201cma\u201d, thu\u00ea h\u00e0ng tr\u0103m ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean l\u1eadp kh\u1ed1ng h\u1ed3 s\u01a1 h\u01a1n 1.000 kho\u1ea3n vay. Sai ph\u1ea1m n\u00e0y di\u1ec5n ra trong th\u1eddi gian d\u00e0i m\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e1t hi\u1ec7n cho th\u1ea5y, v\u1eabn c\u00f3 nhi\u1ec1u th\u1ee7 \u0111o\u1ea1n tinh vi \u0111\u1ec3 \u201cl\u00e1ch\u201d c\u00e1c quy \u0111\u1ecbnh v\u00e0 c\u01a1 ch\u1ebf gi\u00e1m s\u00e1t hi\u1ec7n h\u00e0nh.<\/p>\n

Do \u0111\u00f3, \u00f4ng Th\u1ecbnh cho r\u1eb1ng, b\u00ean c\u1ea1nh vi\u1ec7c c\u1ee7ng c\u1ed1 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 gi\u1edbi h\u1ea1n t\u1ef7 l\u1ec7 s\u1edf h\u1eefu v\u00e0 cho vay, c\u1ea7n t\u0103ng c\u01b0\u1eddng c\u01a1 s\u1edf ph\u00e1p l\u00fd v\u1ec1 gi\u00e1m s\u00e1t ho\u1ea1t \u0111\u1ed9ng cho vay trong ng\u00e2n h\u00e0ng. \u0110\u1ed3ng th\u1eddi, t\u0103ng ch\u1ebf t\u00e0i x\u1eed ph\u1ea1t v\u1edbi c\u00e1c sai ph\u1ea1m.<\/p>\n

Theo Lu\u1eadt s\u01b0<\/span><\/a>\u00a0<\/span>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong>, vi\u1ec7c kh\u1ed1ng ch\u1ebf t\u1ef7 l\u1ec7 s\u1edf h\u1eefu v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng kh\u00f4ng gi\u1ea3i quy\u1ebft tri\u1ec7t \u0111\u1ec3 \u0111\u01b0\u1ee3c nh\u1eefng r\u1ee7i ro v\u00e0 h\u1eadu qu\u1ea3 nghi\u00eam tr\u1ecdng t\u1eeb vi\u1ec7c cho vay sai nguy\u00ean t\u1eafc. B\u00ean c\u1ea1nh \u0111\u00f3, v\u1ea5n \u0111\u1ec1 l\u1edbn nh\u1ea5t trong s\u1edf h\u1eefu ng\u00e2n h\u00e0ng hi\u1ec7n nay l\u00e0 t\u00ecnh tr\u1ea1ng \u201c\u0111\u1ea7u t\u01b0 n\u00fap b\u00f3ng\u201d. \u0110\u00e2y l\u00e0 nguy\u00ean nh\u00e2n khi\u1ebfn s\u1edf h\u1eefu ch\u00e9o kh\u00f3 nh\u1eadn di\u1ec7n.<\/em><\/p>\n

V\u00ec v\u1eady, theo \u00f4ng \u0110\u1ee9c, vi\u1ec7c gi\u1edbi h\u1ea1n t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ee7a c\u1ed5 \u0111\u00f4ng kh\u00f4ng quan tr\u1ecdng b\u1eb1ng vi\u1ec7c ph\u1ea3i c\u00f4ng khai, minh b\u1ea1ch t\u1ef7 l\u1ec7 s\u1edf h\u1eefu th\u1ef1c c\u1ee7a c\u00e1c c\u1ed5 \u0111\u00f4ng l\u1edbn v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan, b\u00ean c\u1ea1nh h\u1ec7 th\u1ed1ng ch\u1ebf t\u00e0i x\u1eed ph\u1ea1t m\u1ea1nh n\u1ebfu vi ph\u1ea1m. Hi\u1ec7n nay, l\u1ef1c l\u01b0\u1ee3ng thanh tra, gi\u00e1m s\u00e1t c\u1ee7a ng\u00e2n h\u00e0ng kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p y\u00eau c\u1ea7u c\u00e1c c\u00e1 nh\u00e2n kh\u00f4ng li\u00ean quan \u0111\u1ebfn t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cung c\u1ea5p th\u00f4ng tin n\u00ean r\u1ea5t kh\u00f3 n\u1eafm b\u1eaft th\u1ef1c t\u1ebf. Trong khi \u0111\u00f3 c\u00e1c c\u00e1 nh\u00e2n kh\u00f4ng li\u00ean quan ch\u1ec9 l\u00e0 tr\u00ean gi\u1ea5y t\u1edd, c\u00f2n b\u1ea3n ch\u1ea5t c\u00f3 th\u1ec3 \u0111ang \u0111\u1ee9ng t\u00ean c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a c\u00f9ng m\u1ed9t \u00f4ng ch\u1ee7.<\/em><\/p>\n

\u201c\u0110\u1ec3 ch\u1ed1ng s\u1edf h\u1eefu ch\u00e9o, c\u1ea7n ph\u1ea3i t\u0103ng c\u01b0\u1eddng vai tr\u00f2 c\u1ee7a l\u1ef1c l\u01b0\u1ee3ng thanh tra v\u00e0 gi\u00e1m s\u00e1t c\u1ee7a NHNN, c\u00f3 th\u1ec3 t\u00ednh \u0111\u1ebfn vi\u1ec7c cho ph\u00e9p c\u01a1 quan n\u00e0y \u0111\u01b0\u1ee3c \u0111i\u1ec1u tra, th\u1eadm ch\u00ed \u0111i\u1ec1u tra h\u00ecnh s\u1ef1 m\u1ed9t ph\u1ea7n\u201d, \u00f4ng \u0110\u1ee9c nh\u1ea5n m\u1ea1nh.<\/em><\/p>\n

Xu\u00e2n Y\u1ebfn<\/strong><\/p>\n

————-<\/em><\/p>\n

\u0110\u1ea5u th\u1ea7u (T\u00e0i ch\u00ednh) ng\u00e0y 22-12-2023:<\/em><\/strong><\/p>\n

https:\/\/baodauthau.vn\/chan-tin-dung-san-sau-kho-van-phai-lam-post148298.html<\/a> <\/em><\/p>\n

(243\/1.299)<\/em>","protected":false},"excerpt":{"rendered":"

Ch\u1eb7n t\u00edn d\u1ee5ng \u201cs\u00e2n sau\u201d, kh\u00f3 v\u1eabn ph\u1ea3i l\u00e0m (\u0110T) –\u00a0\u0110\u1ec3 th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n v\u1ec1 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng cho ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh, m\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u \u0111\u01b0\u1ee3c Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 \u0111\u1eb7t ra v\u1edbi ng\u00e0nh ng\u00e2n h\u00e0ng l\u00e0 x\u1eed l\u00fd nghi\u00eam c\u00e1c sai ph\u1ea1m v\u1ec1 s\u1edf h\u1eefu ch\u00e9o, cho […]<\/p>\n","protected":false},"author":2,"featured_media":38620,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[36],"class_list":["post-38619","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.639. 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