{"id":3938,"date":"2013-07-10T23:18:08","date_gmt":"2013-07-10T16:18:08","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=3938"},"modified":"2024-09-22T12:43:19","modified_gmt":"2024-09-22T05:43:19","slug":"6-con-so-vo-hon","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/6-con-so-vo-hon\/","title":{"rendered":"6.\tCon s\u1ed1 \u201cv\u00f4 h\u1ed3n\u201d."},"content":{"rendered":"\"Con<\/p>\n

Con s\u1ed1 v\u00f4 h\u1ed3n<\/span><\/h4>\n
(ANVI<\/span><\/a>) – T\u1eeb th\u00e1ng 10-2010 \u0111\u1ebfn h\u1ebft n\u0103m 2016, l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n \u0111\u00e3 \u201c\u00e1n binh b\u1ea5t \u0111\u1ed9ng\u201d \u1edf m\u1ee9c 9%\/n\u0103m v\u00e0 ch\u00ednh con s\u1ed1 \u201cv\u00f4 h\u1ed3n\u201d n\u00e0y \u0111\u00e3 tr\u1edf th\u00e0nh th\u1ee7 ph\u1ea1m t\u00e1c oai, t\u00e1c qu\u00e1i nhi\u1ec1u v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn l\u00e3i su\u1ea5t.<\/h5>\n

Ng\u00e0nh Ng\u00e2n h\u00e0ng \u0111\u00e3 tho\u00e1t kh\u1ecfi \u201cv\u00f2ng kim c\u00f4\u201d l\u00e3i su\u1ea5t 9%\/n\u0103m l\u00e2u nay, c\u00f3 th\u1ec3 m\u1eb7c s\u1ee9c cho vay v\u01b0\u1ee3t qu\u00e1 150% l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n v\u00e0 cao bao nhi\u00eau c\u0169ng v\u1eabn \u0111\u01b0\u1ee3c ph\u00e9p. Th\u1ebf nh\u01b0ng, c\u00e1c l\u0129nh v\u1ef1c d\u00e2n s\u1ef1 kh\u00e1c v\u1eabn ph\u1ea3i b\u00e1m theo m\u1ee9c 9%\/n\u0103m.<\/p>\n

Do l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n \u0111\u01b0\u1ee3c \u1ea5n \u0111\u1ecbnh qu\u00e1 th\u1ea5p, n\u00ean vay ti\u1ec1n ngo\u00e0i ng\u00e2n h\u00e0ng v\u1edbi l\u00e3i su\u1ea5t\u00a0v\u01b0\u1ee3t qu\u00e1 150% l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n (t\u1ee9c l\u00e0 cao h\u01a1n 13,5%\/n\u0103m)\u00a0l\u00e0\u00a0b\u1ea5t h\u1ee3p ph\u00e1p, ra To\u00e0 s\u1ebd b\u1ecb b\u00e1c b\u1ecf.\u00a0R\u1ed3i vi\u1ec7c tho\u1ea3 thu\u1eadn m\u1ee9c ph\u1ea1t ch\u1eadm\u00a0th\u1ef1c hi\u1ec7n\u00a0ngh\u0129a v\u1ee5 thanh to\u00e1n v\u01b0\u1ee3t qu\u00e1 m\u1ee9c\u00a0l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n, t\u1ee9c l\u00e0 qu\u00e1\u00a09%\/n\u0103m c\u0169ng\u00a0l\u00e0\u00a0tr\u00e1i lu\u1eadt.<\/p>\n

Gi\u1edbi h\u1ea1n l\u00e3i su\u1ea5t cho vay kh\u00f4ng qu\u00e1 13,5%\/n\u0103m v\u00e0 l\u00e3i su\u1ea5t ph\u1ea1t kh\u00f4ng qu\u00e1 9%\/n\u0103m \u0111\u00e3\u00a0d\u1eabn \u0111\u1ebfn m\u1ed9t\u00a0h\u1ec7 qu\u1ea3\u00a0tai h\u1ea1i\u00a0l\u00e0: Khuy\u1ebfn kh\u00edch vi\u1ec7c\u00a0ch\u00e2y \u1ef3 tr\u1ea3 n\u1ee3, v\u00ec c\u00e0ng \u0111\u1ec3 l\u00e2u c\u00e0ng c\u00f3 l\u1ee3i v\u1ec1 ti\u1ec1n b\u1ea1c, hay \u00edt ra c\u0169ng ch\u1eb3ng thi\u1ec7t h\u1ea1i g\u00ec h\u01a1n vi\u1ec7c tr\u1ea3 \u0111\u00fang h\u1ea1n.\u00a0Nh\u01b0 v\u1eady, hi\u1ec3n nhi\u00ean d\u1eabn t\u1edbi t\u00ecnh tr\u1ea1ng s\u1eb5n s\u00e0ng ch\u00e0 \u0111\u1ea1p m\u1ecdi cam k\u1ebft, coi th\u01b0\u1eddng ph\u00e1n quy\u1ebft c\u1ee7a To\u00e0, ph\u1edbt l\u1edd m\u1ec7nh l\u1ec7nh c\u1ee7a Thi h\u00e0nh \u00e1n v\u00e0 khinh nh\u1eddn ph\u00e1p lu\u1eadt.<\/p>\n

\u0110\u1ec3 tho\u00e1t kh\u1ecfi t\u00ecnh tr\u1ea1ng tr\u00ean, th\u00ec ph\u1ea3i ph\u00e1 b\u1ecf c\u00e1c gi\u1edbi h\u1ea1n v\u00f4 l\u00fd, tr\u01b0\u1edbc h\u1ebft c\u1ea7n \u1ea5n \u0111\u1ecbnh\u00a0m\u1ee9c\u00a0l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n \u00edt nh\u1ea5t l\u00e0 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi l\u00e3i su\u1ea5t cho vay\u00a0th\u00f4ng th\u01b0\u1eddng\u00a0c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i[1]<\/a>.<\/p>\n

Ng\u00e0y 10-7-2013<\/em><\/p>\n

[1]<\/a> Theo B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2015, t\u1eeb n\u0103m 2017, tr\u1ea7n l\u00e3i su\u1ea5t l\u00e0 20%\/n\u0103m.","protected":false},"excerpt":{"rendered":"

Con s\u1ed1 v\u00f4 h\u1ed3n (ANVI) – T\u1eeb th\u00e1ng 10-2010 \u0111\u1ebfn h\u1ebft n\u0103m 2016, l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n \u0111\u00e3 \u201c\u00e1n binh b\u1ea5t \u0111\u1ed9ng\u201d \u1edf m\u1ee9c 9%\/n\u0103m v\u00e0 ch\u00ednh con s\u1ed1 \u201cv\u00f4 h\u1ed3n\u201d n\u00e0y \u0111\u00e3 tr\u1edf th\u00e0nh th\u1ee7 ph\u1ea1m t\u00e1c oai, t\u00e1c qu\u00e1i nhi\u1ec1u v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn l\u00e3i su\u1ea5t. Ng\u00e0nh Ng\u00e2n h\u00e0ng \u0111\u00e3 tho\u00e1t kh\u1ecfi […]<\/p>\n","protected":false},"author":7,"featured_media":3939,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28,26],"tags":[32,39,40,31,36],"class_list":["post-3938","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-law-talk","category-legal-media","tag-anvi","tag-cong-ty-luat-anvi","tag-dich-vu-phap-ly","tag-luat-su","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n6. 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