{"id":39648,"date":"2024-05-28T08:26:57","date_gmt":"2024-05-28T01:26:57","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=39648"},"modified":"2024-10-02T10:11:58","modified_gmt":"2024-10-02T03:11:58","slug":"3-746-bao-hiem-nhan-tho-can-bang-tam-giac-loi-ich","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-746-bao-hiem-nhan-tho-can-bang-tam-giac-loi-ich\/","title":{"rendered":"3.746. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd: C\u00e2n b\u1eb1ng “tam gi\u00e1c l\u1ee3i \u00edch”"},"content":{"rendered":"

B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd: C\u00e2n b\u1eb1ng “tam gi\u00e1c l\u1ee3i \u00edch”<\/span><\/h4>\n
(KTVN) – M\u1eb7c d\u00f9 th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ti\u1ebfp t\u1ee5c ghi nh\u1eadn s\u1ee5t gi\u1ea3m v\u1ec1 t\u1ed5ng doanh thu ph\u00ed v\u00e0 doanh thu khai th\u00e1c m\u1edbi trong qu\u00fd 1\/2024, nh\u01b0ng gi\u1edbi ph\u00e2n t\u00edch \u0111\u00e1nh gi\u00e1 \u0111\u00e2y l\u00e0 \u201cd\u01b0 \u00e2m s\u00f3t l\u1ea1i sau s\u1ef1 c\u1ed1 n\u0103m 2023\u201d. Theo c\u00e1c chuy\u00ean gia, \u0111\u1ec3 th\u1ecb tr\u01b0\u1eddng ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng, c\u1ea7n th\u1ef1c thi c\u00e1c gi\u1ea3i ph\u00e1p nh\u1eb1m c\u00e2n b\u1eb1ng l\u1ee3i \u00edch ba b\u00ean: doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m, \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m v\u00e0 kh\u00e1ch h\u00e0ng…<\/strong><\/h5>\n

\"B\u1ea3o<\/p>\n

S\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd thu\u1ea7n b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c \u0111\u00f3n nh\u1eadn t\u00edch c\u1ef1c.<\/p>\n

R\u1ea5t \u00edt ng\u00e0nh h\u00e0ng c\u00f3 b\u1ed9 lu\u1eadt ri\u00eang t\u1eeb r\u1ea5t s\u1edbm nh\u01b0 b\u1ea3o hi\u1ec3m (t\u1eeb n\u0103m 2000). Ch\u00ednh ph\u1ee7 c\u0169ng x\u00e2y d\u1ef1ng Chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m Vi\u1ec7t Nam \u0111\u1ebfn n\u0103m 2030. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y \u0110\u1ea3ng, Nh\u00e0 n\u01b0\u1edbc r\u1ea5t quan t\u00e2m, ch\u00fa tr\u1ecdng ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m, x\u00e1c \u0111\u1ecbnh v\u1ecb th\u1ebf ng\u00e0nh n\u00e0y \u0111\u1ed1i v\u1edbi n\u1ec1n kinh t\u1ebf.<\/p>\n

H\u00c0NH LANG PH\u00c1P L\u00dd \u0110\u1ed2NG B\u1ed8 V\u00c0 CH\u1eb6T CH\u1ebc H\u01a0N<\/strong><\/h4>\n

\u00d4ng \u0110\u1eadu Anh Tu\u1ea5n, Ph\u00f3 T\u1ed5ng th\u01b0 k\u00fd, Li\u00ean \u0111o\u00e0n Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam (VCCI), cho r\u1eb1ng b\u1ea3o hi\u1ec3m n\u00f3i chung v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd n\u00f3i ri\u00eang c\u00f3 vai tr\u00f2 quan tr\u1ecdng trong \u0111\u1ea3m b\u1ea3o an sinh x\u00e3 h\u1ed9i v\u00e0 l\u00e0 ngu\u1ed3n v\u1ed1n d\u00e0i h\u1ea1n cho n\u1ec1n kinh t\u1ebf.<\/p>\n

Theo \u0111\u00f3, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 vai tr\u00f2 quan tr\u1ecdng trong b\u1ea3o \u0111\u1ea3m an sinh x\u00e3 h\u1ed9i v\u00ec c\u00e1c ch\u00ednh s\u00e1ch c\u1ee7a Nh\u00e0 n\u01b0\u1edbc ch\u1ec9 bao qu\u00e1t \u0111\u01b0\u1ee3c m\u1ed9t ph\u1ea7n ch\u1ee9 kh\u00f4ng th\u1ec3 to\u00e0n b\u1ed9 v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd g\u00f3p ph\u1ea7n gi\u1ea3m r\u1ee7i ro cho cu\u1ed9c s\u1ed1ng c\u1ee7a m\u1ed7i ng\u01b0\u1eddi.<\/p>\n

Th\u1ef1c t\u1ebf cho th\u1ea5y, d\u00f9 kh\u00f4ng ph\u1ea3i s\u1ea3n ph\u1ea9m thi\u1ebft y\u1ebfu nh\u01b0ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd hi\u1ec3n nhi\u00ean l\u00e0 b\u1ed9 \u0111\u1ec7m d\u1ef1 ph\u00f2ng r\u1ee7i ro, gi\u00fap gi\u1ea3m thi\u1ec3u t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c c\u1ee7a bi\u1ebfn c\u1ed1 kh\u00f4ng may m\u1eafn \u0111\u1ed1i v\u1edbi cu\u1ed9c s\u1ed1ng c\u1ee7a m\u1ed7i ng\u01b0\u1eddi. \u1ede g\u00f3c \u0111\u1ed9 n\u1ec1n kinh t\u1ebf, ngu\u1ed3n v\u1ed1n \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n t\u1eeb c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m r\u1ea5t c\u00f3 \u00fd ngh\u0129a, t\u1ea1o ngu\u1ed3n l\u1ef1c cho c\u00e1c ng\u00e0nh, l\u0129nh v\u1ef1c kh\u00e1c ph\u00e1t tri\u1ec3n.<\/p>\n

\u00d4ng \u0110\u1eadu Anh Tu\u1ea5n, Ph\u00f3 T\u1ed5ng th\u01b0 k\u00fd VCCI.<\/p>\n

“b\u1ea3o hi\u1ec3m n\u00f3i chung v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd n\u00f3i ri\u00eang c\u00f3 vai tr\u00f2 quan tr\u1ecdng trong \u0111\u1ea3m b\u1ea3o an sinh x\u00e3 h\u1ed9i v\u00e0 l\u00e0 ngu\u1ed3n v\u1ed1n d\u00e0i h\u1ea1n cho n\u1ec1n kinh t\u1ebf.<\/strong><\/h5>\n
Ng\u00e0nh b\u1ea3o hi\u1ec3m n\u00f3i chung v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd n\u00f3i ri\u00eang th\u01b0\u1eddng \u0111\u01b0\u1ee3c v\u00ed nh\u01b0 chi\u1ebfc lan can. Ngh\u0129a l\u00e0, d\u00f9 c\u1ea7u thang kh\u00f4ng c\u00f3 lan can th\u00ec ch\u00fang ta v\u1eabn b\u01b0\u1edbc l\u00ean cao nh\u01b0ng n\u1ebfu c\u00f3 lan can th\u00ec r\u00f5 r\u00e0ng s\u1ebd an to\u00e0n v\u00e0 an t\u00e2m h\u01a1n”.<\/strong><\/h5>\n

Lu\u1eadt s\u01b0\u00a0<\/span><\/a>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>\u00a0– Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/strong><\/a>, Tr\u1ecdng t\u00e0i vi\u00ean, Trung t\u00e2m Tr\u1ecdng t\u00e0i Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC), cho r\u1eb1ng hi\u1ec7n nay Vi\u1ec7t Nam \u0111ang h\u01b0\u1edbng t\u1edbi x\u00e2y d\u1ef1ng x\u00e3 h\u1ed9i th\u1ecbnh v\u01b0\u1ee3ng, gi\u00e0u c\u00f3 ch\u1ee9 kh\u00f4ng ch\u1ec9 \u0111\u1ee7 \u0103n, \u0111\u1ee7 m\u1eb7c nh\u01b0 tr\u01b0\u1edbc, n\u00ean y\u1ebfu t\u1ed1 an to\u00e0n ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c ng\u01b0\u1eddi d\u00e2n ch\u00fa tr\u1ecdng, l\u00fac n\u00e0y, b\u1ea3o hi\u1ec3m th\u1ec3 hi\u1ec7n \u0111\u01b0\u1ee3c vai tr\u00f2 c\u1ee7a m\u00ecnh.<\/em><\/p>\n

V\u1ecb lu\u1eadt s\u01b0 n\u00e0y \u0111\u00e1nh gi\u00e1 nh\u1eefng s\u1ef1 c\u1ed1 x\u1ea3y ra tr\u00ean th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m n\u0103m 2023 l\u00e0 \u201ctr\u1eadn \u1ed1m\u201d khi\u1ebfn th\u1ecb tr\u01b0\u1eddng ch\u1eadm l\u1ea1i \u0111\u1ec3 ch\u1ea5n ch\u1ec9nh v\u00e0 ph\u00e1t tri\u1ec3n t\u1ed1t h\u01a1n trong t\u01b0\u01a1ng lai ch\u1ee9 kh\u00f4ng ph\u1ea3i suy tho\u00e1i.<\/em><\/p>\n

\u00d4ng \u0110\u1ee9c cho bi\u1ebft, \u00f4ng t\u1eebng tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ngay t\u1eeb n\u0103m 2000 khi nh\u1eefng s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u1ea7u ti\u00ean xu\u1ea5t hi\u1ec7n. Sau \u0111\u00f3, trong vai tr\u00f2 lu\u1eadt s\u01b0, \u00f4ng \u0111\u00e3 t\u01b0 v\u1ea5n v\u00e0 gi\u1ea3i quy\u1ebft nhi\u1ec1u v\u1ee5 tranh ch\u1ea5p trong ng\u00e0nh b\u1ea3o hi\u1ec3m. C\u00f3 nh\u1eefng giai \u0111o\u1ea1n, \u00f4ng th\u1ef1c s\u1ef1 b\u1ee9c x\u00fac tr\u01b0\u1edbc nhi\u1ec1u v\u1ea5n \u0111\u1ec1 b\u1ea5t \u1ed5n c\u1ee7a th\u1ecb tr\u01b0\u1eddng. Tuy nhi\u00ean, h\u01a1n 1 n\u0103m qua, v\u1edbi s\u1ef1 thay \u0111\u1ed5i v\u1ec1 th\u1ec3 ch\u1ebf ch\u00ednh s\u00e1ch, h\u00e0nh lang ph\u00e1p l\u00fd ch\u1eb7t ch\u1ebd h\u01a1n r\u1ea5t nhi\u1ec1u. <\/em><\/p>\n

Kh\u00f4ng ch\u1ec9 Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m m\u00e0 Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng 2024 c\u0169ng b\u1ed5 sung nhi\u1ec1u quy \u0111\u1ecbnh m\u1edbi \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng khi tr\u1edf th\u00e0nh \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m. Th\u1eddi gian qua, c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u0169ng r\u1ea5t t\u00edch c\u1ef1c thay \u0111\u1ed5i v\u1ec1 quy tr\u00ecnh t\u01b0 v\u1ea5n, c\u1ea3i ti\u1ebfn s\u1ea3n ph\u1ea9m, n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng \u0111\u00e0o t\u1ea1o \u0111\u1ea1i l\u00fd\u2026<\/em><\/p>\n

<\/h6>\n

D\u00f9 doanh s\u1ed1 c\u00f3 th\u1ec3 ch\u01b0a t\u0103ng nh\u01b0 k\u1ef3 v\u1ecdng nh\u01b0ng \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 nh\u1eefng gi\u1ea3i ph\u00e1p tr\u00ean s\u1ebd gi\u00fap th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd thay \u0111\u1ed5i c\u0103n b\u1ea3n, chuy\u1ec3n t\u1eeb l\u01b0\u1ee3ng sang ch\u1ea5t. \u0110i\u1ec1u n\u00e0y gi\u00fap thu h\u00fat, gi\u1eef ch\u00e2n kh\u00e1ch h\u00e0ng \u0111\u1ec3 h\u01b0\u1edbng t\u1edbi ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng.<\/p>\n

\u201cTh\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh c\u1ee7a Vi\u1ec7t Nam c\u00f2n r\u1ea5t non tr\u1ebb v\u00e0 \u0111ang trong qu\u00e1 tr\u00ecnh tr\u01b0\u1edfng th\u00e0nh. T\u00f4i cho r\u1eb1ng theo quy lu\u1eadt t\u1ef1 nhi\u00ean th\u00ec b\u1ea5t k\u1ef3 th\u1ecb tr\u01b0\u1eddng n\u00e0o tr\u1ea3i qua qu\u00e1 tr\u00ecnh tr\u01b0\u1edfng th\u00e0nh c\u0169ng g\u1eb7p nh\u1eefng bi\u1ebfn c\u1ed1 nh\u01b0 v\u1eady. Nh\u1eefng th\u00e1ch th\u1ee9c \u0111\u00e3 tr\u1ea3i qua s\u1ebd gi\u00fap c\u1ea3 c\u01a1 quan qu\u1ea3n l\u00fd, doanh nghi\u1ec7p v\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 nh\u1eefng b\u00e0i h\u1ecdc kinh nghi\u1ec7m \u0111\u1ec3 thay \u0111\u1ed5i nh\u1eadn th\u1ee9c v\u00e0 \u0111i\u1ec1u ch\u1ec9nh h\u00e0nh vi\u201d, \u00f4ng \u0110\u1eadu Anh Tu\u1ea5n l\u1ea1c quan.<\/p>\n

Theo \u00f4ng Tu\u1ea5n, s\u1ef1 tr\u01b0\u1edfng th\u00e0nh c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh Vi\u1ec7t Nam nh\u1eefng n\u0103m t\u1edbi \u0111\u00e2y s\u1ebd khi\u1ebfn c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n; t\u1eeb \u0111\u00f3 th\u00ec ng\u01b0\u1eddi d\u00e2n c\u0169ng s\u1ebd gia t\u0103ng hi\u1ec3u bi\u1ebft c\u1ee7a m\u00ecnh v\u1ec1 c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh n\u00f3i chung v\u00e0 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd n\u00f3i ri\u00eang. L\u00fac \u0111\u00f3, c\u00e1c tranh ch\u1ea5p s\u1ebd \u0111\u01b0\u1ee3c x\u1eed l\u00fd m\u1ed9t c\u00e1ch chuy\u00ean nghi\u1ec7p v\u00e0 v\u0103n minh; g\u00f3p ph\u1ea7n \u1ed5n \u0111\u1ecbnh th\u1ecb tr\u01b0\u1eddng.<\/p>\n

\u0110\u1ea2M B\u1ea2O L\u1ee2I \u00cdCH C\u1ea2 BA B\u00caN<\/strong><\/h5>\n

\u00d4ng Ng\u00f4 Trung D\u0169ng, Ph\u00f3 T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i B\u1ea3o hi\u1ec3m Vi\u1ec7t Nam (IAV), cho bi\u1ebft trong h\u01a1n m\u1ed9t n\u0103m qua, Hi\u1ec7p h\u1ed9i \u0111\u00e3 t\u0103ng c\u01b0\u1eddng h\u1ecdc h\u1ecfi kinh nghi\u1ec7m qu\u1ed1c t\u1ebf t\u1eeb c\u00e1c th\u1ecb tr\u01b0\u1eddng l\u00e2n c\u1eadn c\u0169ng nh\u01b0 li\u00ean t\u1ee5c t\u01b0\u01a1ng t\u00e1c v\u1edbi doanh nghi\u1ec7p h\u1ed9i vi\u00ean \u0111\u1ec3 c\u00f9ng nhau th\u1ea3o lu\u1eadn c\u00e1c gi\u1ea3i ph\u00e1p n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng cho th\u1ecb tr\u01b0\u1eddng.<\/p>\n

\u201cCh\u00fang t\u00f4i \u0111\u00e3 ph\u00e1t huy vai tr\u00f2 \u0111\u1ea7u m\u1ed1i, \u0111\u01b0a ra nh\u1eefng kinh nghi\u1ec7m, nh\u1eefng nguy\u00ean t\u1eafc th\u1ef1c h\u00e0nh t\u1ed1t nh\u1ea5t \u0111\u1ec3 c\u00e1c c\u00e1i h\u1ed9i vi\u00ean h\u1ecdc h\u1ecfi th\u1ecb tr\u01b0\u1eddng b\u1ea1n c\u0169ng nh\u01b0 h\u1ecdc h\u1ecfi l\u1eabn nhau\u201d, \u0111\u1ea1i di\u1ec7n IAV n\u00f3i.<\/p>\n

C\u0169ng theo \u00f4ng D\u0169ng, sau n\u0103m 2023 v\u1eeba r\u1ed3i, IAV \u0111\u00e3 xem x\u00e9t, b\u1ed5 sung, ban h\u00e0nh b\u1ed9 quy t\u1eafc \u0111\u1ea1o \u0111\u1ee9c, quy t\u1eafc \u1ee9ng x\u1eed c\u1ee7a \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m th\u00f4ng qua s\u1eeda quy ch\u1ebf x\u1eed ph\u1ea1t \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m. Hi\u1ec7n nay, IAV \u0111ang r\u00e0 so\u00e1t l\u1ea1i c\u00e1c h\u00e0nh vi vi ph\u1ea1m \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nh\u1eefng y\u00eau c\u1ea7u m\u1edbi c\u1ee7a Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m 2023. \u0110\u1ed3ng th\u1eddi b\u1ed5 sung ch\u1ebf t\u00e0i t\u0103ng t\u00ednh r\u0103n \u0111e.<\/p>\n

Theo c\u00e1c chuy\u00ean gia, trong giai \u0111o\u1ea1n hi\u1ec7n nay, c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd n\u00ean t\u1eadp trung c\u1ee7ng c\u1ed1 ni\u1ec1m tin c\u1ee7a nh\u1eefng kh\u00e1ch h\u00e0ng \u0111\u00e3 v\u00e0 \u0111ang tin t\u01b0\u1edfng s\u1eed d\u1ee5ng s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd. Th\u00f4ng qua nh\u1eefng kh\u00e1ch h\u00e0ng n\u00e0y, ni\u1ec1m tin s\u1ebd \u0111\u01b0\u1ee3c lan t\u1ecfa \u0111\u1ebfn c\u00e1c b\u00ean li\u00ean quan.<\/p>\n

C\u00e1c chuy\u00ean gia nh\u1ea5n m\u1ea1nh, th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ch\u1ec9 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng khi l\u1ee3i \u00edch ba b\u00ean: doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m, \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m v\u00e0 kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c c\u00e2n b\u1eb1ng.<\/h5>\n

Ph\u00e1t bi\u1ec3u t\u1ea1i h\u1ed9i ngh\u1ecb v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd m\u1edbi \u0111\u00e2y t\u1ea1i H\u00e0 N\u1ed9i, \u00f4ng Nguy\u1ec5n H\u1ed3ng S\u01a1n, T\u1ed5ng gi\u00e1m \u0111\u1ed1c, ChubbLife Vi\u1ec7t Nam, th\u1eeba nh\u1eadn r\u1eb1ng trong giai \u0111o\u1ea1n v\u1eeba qua, m\u1ed9t b\u1ed9 ph\u1eadn kh\u00e1ch h\u00e0ng \u0111\u00e3 c\u1ea3m th\u1ea5y m\u1ea5t c\u00e2n \u0111\u1ed1i nghi\u00eam tr\u1ecdng trong tam gi\u00e1c l\u1ee3i \u00edch n\u00f3i tr\u00ean d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng ph\u1ea3n \u0111\u1ed1i, bi\u1ec3u t\u00ecnh, h\u1ee7y h\u1ee3p \u0111\u1ed3ng khi kh\u00f4ng \u00edt trong s\u1ed1 \u0111\u00f3 c\u1ea3m th\u1ea5y quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m m\u00e0 h\u1ecd nh\u1eadn \u0111\u01b0\u1ee3c kh\u00f4ng gi\u1ed1ng nh\u1eefng g\u00ec h\u1ecd hi\u1ec3u v\u00e0 k\u1ef3 v\u1ecdng. B\u1edfi v\u1eady, c\u00e1c gi\u1ea3i ph\u00e1p m\u00e0 doanh nghi\u1ec7p \u0111\u01b0a ra c\u0169ng nh\u1eb1m \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau c\u00e2n b\u1eb1ng l\u1ee3i \u00edch n\u00f3i tr\u00ean.<\/p>\n

\u201cPh\u1ea3i \u0111\u1ea3m b\u1ea3o c\u00e1c l\u1ee3i \u00edch c\u1ee7a kh\u00e1ch h\u00e0ng v\u00ec h\u1ecd mang t\u1edbi doanh thu \u0111\u1ec3 nu\u00f4i s\u1ed1ng doanh nghi\u1ec7p. H\u1ecd kh\u00f4ng ch\u1ec9 mua s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m trong m\u1ed9t n\u0103m m\u00e0 \u0111\u1ed3ng h\u00e0nh nhi\u1ec1u v\u1edbi m\u00ecnh. Do \u0111\u00f3, tr\u01b0\u1edbc ti\u00ean ph\u1ea3i \u0111\u1ea3m b\u1ea3o \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u00e0 l\u1ee3i \u00edch c\u1ee7a kh\u00e1ch h\u00e0ng; ph\u1ea3i hi\u1ec3u r\u00f5 kh\u00e1ch h\u00e0ng mu\u1ed1n g\u00ec v\u00e0 c\u1ea7n g\u00ec. N\u1ebfu ch\u1ec9 nh\u00ecn th\u1ea5y l\u1ee3i \u00edch trong ng\u1eafn h\u1ea1n c\u1ee7a n\u0103m nay m\u00e0 kh\u00f4ng ngh\u0129 t\u1edbi nh\u1eefng n\u0103m sau n\u1eefa th\u00ec kh\u00f4ng th\u1ec3 n\u00e0o t\u1ed3n t\u1ea1i \u0111\u01b0\u1ee3c…\u201d, T\u1ed5ng gi\u00e1m \u0111\u1ed1c ChubbLife Vi\u1ec7t Nam n\u00f3i.<\/p>\n

C\u00f9ng \u0111\u00f3, \u00f4ng S\u01a1n nh\u1ea5n m\u1ea1nh vi\u1ec7c truy\u1ec1n th\u00f4ng t\u1edbi nh\u1eefng ng\u01b0\u1eddi th\u1ef1c thi v\u1ec1 \u201ctam gi\u00e1c \u0111\u1ec1u\u201d l\u1ee3i \u00edch n\u00f3i tr\u00ean l\u00e0 h\u1ebft s\u1ee9c quan tr\u1ecdng.<\/h5>\n

\u201cQuy \u0111\u1ecbnh ph\u00e1p lu\u1eadt, quy ch\u1ebf c\u1ee7a IAV hay c\u1ee7a c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u0111\u01b0a ra ch\u1ec9 l\u00e0 \u0111\u1ecbnh h\u01b0\u1edbng, v\u1ea5n \u0111\u1ec1 m\u1ea5u ch\u1ed1t v\u1eabn n\u1eb1m \u1edf nh\u1eefng ng\u01b0\u1eddi th\u1ef1c hi\u1ec7n tr\u1ef1c ti\u1ebfp. Quy \u0111\u1ecbnh, quy tr\u00ecnh th\u00ec r\u1ea5t ch\u1eb7t ch\u1ebd, nghi\u00eam t\u00fac, nh\u01b0ng m\u00e0 \u0111\u1ebfn l\u00fac th\u1ef1c thi th\u00ec r\u1ee7i ro li\u00ean quan \u0111\u1ebfn con ng\u01b0\u1eddi l\u00e0 r\u1ea5t cao. C\u0169ng c\u00f3 nh\u1eefng sai s\u00f3t kh\u00f4ng ph\u1ea3i do ng\u01b0\u1eddi th\u1ef1c thi, \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m c\u1ed1 t\u00ecnh vi ph\u1ea1m m\u00e0 do h\u1ecd ch\u01b0a hi\u1ec3u h\u1ebft nguy\u00ean t\u1eafc c\u00e2n b\u1eb1ng l\u1ee3i \u00edch gi\u1eefa ba b\u00ean n\u00ean kh\u00f4ng t\u00ecm ra gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p\u201d, \u00f4ng S\u01a1n ph\u00e2n t\u00edch.<\/p>\n

\u1ede chi\u1ec1u ng\u01b0\u1ee3c l\u1ea1i, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/span><\/a>\u00a0cho r\u1eb1ng m\u1eb7c d\u00f9 kh\u00e1ch h\u00e0ng l\u00e0 \u201cth\u01b0\u1ee3ng \u0111\u1ebf\u201d nh\u01b0ng b\u00ean c\u1ea1nh quy\u1ec1n l\u1ee3i, kh\u00e1ch h\u00e0ng c\u0169ng ph\u1ea3i hi\u1ec3u r\u00f5 tr\u00e1ch nhi\u1ec7m c\u1ee7a m\u00ecnh khi tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh ph\u1ee9c t\u1ea1p n\u00ean khi mua, kh\u00e1ch h\u00e0ng ph\u1ea3i c\u00e2n nh\u1eafc, th\u1eadn tr\u1ecdng, trung th\u1ef1c trong cung c\u1ea5p th\u00f4ng tin \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o khi x\u1ea3y ra r\u1ee7i ro \u0111\u01b0\u1ee3c chi tr\u1ea3 quy\u1ec1n l\u1ee3i nhanh ch\u00f3ng, thu\u1eadn ti\u1ec7n…<\/em><\/p>\n

Phan Linh<\/strong><\/p>\n

————-<\/em><\/p>\n

Kinh t\u1ebf Vi\u1ec7t Nam (T\u00e0i ch\u00ednh) 28-5-2024:<\/em><\/strong><\/p>\n

https:\/\/vneconomy.vn\/bao-hiem-nhan-tho-can-bang-tam-giac-loi-ich.htm<\/a> <\/em><\/p>\n

(349\/1.662)<\/em>","protected":false},"excerpt":{"rendered":"

B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd: C\u00e2n b\u1eb1ng “tam gi\u00e1c l\u1ee3i \u00edch” (KTVN) – M\u1eb7c d\u00f9 th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ti\u1ebfp t\u1ee5c ghi nh\u1eadn s\u1ee5t gi\u1ea3m v\u1ec1 t\u1ed5ng doanh thu ph\u00ed v\u00e0 doanh thu khai th\u00e1c m\u1edbi trong qu\u00fd 1\/2024, nh\u01b0ng gi\u1edbi ph\u00e2n t\u00edch \u0111\u00e1nh gi\u00e1 \u0111\u00e2y l\u00e0 \u201cd\u01b0 \u00e2m s\u00f3t l\u1ea1i sau s\u1ef1 c\u1ed1 […]<\/p>\n","protected":false},"author":2,"featured_media":39649,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51,36],"class_list":["post-39648","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.746. 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B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd: C\u00e2n b\u1eb1ng "tam gi\u00e1c l\u1ee3i \u00edch"[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00e2n b\u1eb1ng "tam gi\u00e1c" l\u1ee3i \u00edch: M\u1eb7c d\u00f9 ti\u1ebfp t\u1ee5c ghi nh\u1eadn s\u1ee5t gi\u1ea3m trong qu\u00fd 1\/2024, nh\u01b0ng gi\u1edbi ph\u00e2n t\u00edch \u0111\u00e1nh gi\u00e1...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/3-746-bao-hiem-nhan-tho-can-bang-tam-giac-loi-ich\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-28T01:26:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-02T03:11:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/05\/1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"463\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-746-bao-hiem-nhan-tho-can-bang-tam-giac-loi-ich\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-746-bao-hiem-nhan-tho-can-bang-tam-giac-loi-ich\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/f250bfe7ec16ce4eba7ae37ffd717a9e\"},\"headline\":\"3.746. 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