{"id":39668,"date":"2024-05-31T14:32:40","date_gmt":"2024-05-31T07:32:40","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=39668"},"modified":"2024-10-02T10:24:13","modified_gmt":"2024-10-02T03:24:13","slug":"3-748-chua-lanh-bao-hiem","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-748-chua-lanh-bao-hiem\/","title":{"rendered":"3.748. \u201cCh\u1eefa l\u00e0nh\u201d b\u1ea3o hi\u1ec3m"},"content":{"rendered":"<h4><span style=\"color: #723918;\">\u201cCh\u1eefa l\u00e0nh\u201d b\u1ea3o hi\u1ec3m<\/span><\/h4>\n<h5><strong>(\u0110TCK)\u00a0&#8211; Sau giai \u0111o\u1ea1n t\u0103ng tr\u01b0\u1edfng k\u00e9o d\u00e0i, th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m Vi\u1ec7t Nam \u0111ang trong chu k\u1ef3 gi\u1ea3m t\u1ed1c v\u00e0 cu\u1ed9c kh\u1ee7ng ho\u1ea3ng ni\u1ec1m tin b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u1eeba qua nh\u01b0 c\u00e0ng c\u1ee9a s\u00e2u th\u00eam \u201cv\u1ebft th\u01b0\u01a1ng\u201d c\u1ee7a th\u1ecb tr\u01b0\u1eddng.<\/strong><\/h5>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"img-fluid img-fluid alignnone wp-image-39670 size-medium\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/05\/1-3-450x300.jpg\" alt=\"Ch\u1eefa l\u00e0nh b\u1ea3o hi\u1ec3m\" width=\"450\" height=\"300\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/05\/1-3-450x300.jpg 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/05\/1-3-768x513.jpg 768w, https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/05\/1-3.jpg 860w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/p>\n<h5><strong>Ni\u1ec1m tin c\u1ea7n s\u1edbm \u0111\u01b0\u1ee3c kh\u00f4i ph\u1ee5c<\/strong><\/h5>\n<p>Theo Hi\u1ec7p h\u1ed9i B\u1ea3o hi\u1ec3m Vi\u1ec7t Nam (IAV), t\u1eeb n\u0103m 2022, th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng ki\u1ebfn s\u1ef1 suy gi\u1ea3m ni\u1ec1m tin c\u1ee7a kh\u00e1ch h\u00e0ng, khi\u1ebfn doanh thu ph\u00ed b\u1ea3o hi\u1ec3m li\u00ean t\u1ee5c \u0111i xu\u1ed1ng v\u00e0 xu h\u01b0\u1edbng n\u00e0y v\u1eabn ch\u01b0a d\u1eebng l\u1ea1i.<\/p>\n<p>S\u1ed1 li\u1ec7u th\u1ed1ng k\u00ea c\u1ee7a IAV cho th\u1ea5y, t\u00ednh \u0111\u1ebfn cu\u1ed1i qu\u00fd I\/2024, t\u1ed5ng doanh thu ph\u00ed b\u1ea3o hi\u1ec3m to\u00e0n th\u1ecb tr\u01b0\u1eddng (bao g\u1ed3m nh\u00e2n th\u1ecd v\u00e0 phi nh\u00e2n th\u1ecd) \u01b0\u1edbc \u0111\u1ea1t 53.295 t\u1ef7 \u0111\u1ed3ng, gi\u1ea3m 5,17% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. Trong \u0111\u00f3, l\u0129nh v\u1ef1c nh\u00e2n th\u1ecd \u01b0\u1edbc \u0111\u1ea1t 33.553 t\u1ef7 \u0111\u1ed3ng doanh thu ph\u00ed, gi\u1ea3m 11,4%.<\/p>\n<p>T\u1ea1i h\u1ed9i th\u1ea3o do IAV t\u1ed5 ch\u1ee9c m\u1edbi \u0111\u00e2y, c\u00e2u chuy\u1ec7n \u201cv\u1ebft th\u01b0\u01a1ng\u201d c\u1ee7a th\u1ecb tr\u01b0\u1eddng \u0111\u01b0\u1ee3c c\u00e1c chuy\u00ean gia, l\u00e3nh \u0111\u1ea1o doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m di\u1ec5n t\u1ea3 b\u1eb1ng nhi\u1ec1u c\u00e1ch: C\u00f3 ng\u01b0\u1eddi g\u1ecdi \u0111\u00f3 l\u00e0 \u201ckh\u1ee7ng ho\u1ea3ng\u201d, l\u00e0 \u201cc\u00fa s\u1ed1c\u201d, ng\u01b0\u1eddi kh\u00e1c l\u1ea1i b\u1ea3o \u0111\u00f3 l\u00e0 \u201cbi\u1ebfn \u0111\u1ed9ng\u201d, l\u00e0 \u201cs\u1ef1 m\u1ea5t c\u00e2n \u0111\u1ed1i nghi\u00eam tr\u1ecdng\u201d\u2026<\/p>\n<p>Tuy nhi\u00ean, d\u00f9 c\u00f3 g\u1ecdi nh\u01b0 th\u1ebf n\u00e0o th\u00ec s\u1ef1 th\u1ef1c ch\u1ec9 c\u00f3 m\u1ed9t, \u0111\u00f3 l\u00e0 ni\u1ec1m tin v\u00e0o b\u1ea3o hi\u1ec3m ch\u01b0a bao gi\u1edd xu\u1ed1ng th\u1ea5p nh\u01b0 th\u1ebf. B\u1edfi v\u1eady, th\u1ecb tr\u01b0\u1eddng h\u01a1n bao gi\u1edd h\u1ebft c\u1ea7n \u0111\u01b0\u1ee3c \u201cch\u1eefa l\u00e0nh\u201d, ni\u1ec1m tin c\u1ee7a kh\u00e1ch h\u00e0ng, c\u1ee7a ng\u01b0\u1eddi d\u00e2n c\u1ea7n s\u1edbm \u0111\u01b0\u1ee3c kh\u00f4i ph\u1ee5c\u2026 \u0111\u1ec3 l\u1ea5y l\u1ea1i \u0111\u00e0 t\u0103ng tr\u01b0\u1edfng v\u1ed1n c\u00f3.<\/p>\n<h6><\/h6>\n<p>Th\u1ef1c t\u1ebf cho th\u1ea5y, trong g\u1ea7n 30 n\u0103m ho\u1ea1t \u0111\u1ed9ng, th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m ch\u01b0a bao gi\u1edd \u0111\u1ed1i m\u1eb7t v\u1edbi nhi\u1ec1u kh\u00f3 kh\u0103n, th\u00e1ch th\u1ee9c nh\u01b0 b\u00e2y gi\u1edd, \u0111\u1eb7c bi\u1ec7t v\u1edbi l\u0129nh v\u1ef1c nh\u00e2n th\u1ecd. \u00d4ng Ng\u00f4 Trung D\u0169ng, Ph\u00f3 t\u1ed5ng th\u01b0 k\u00fd IAV \u0111\u00e1nh gi\u00e1, kh\u00f3 kh\u0103n v\u1edbi ng\u00e0nh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd s\u1ebd c\u00f2n ti\u1ebfp di\u1ec5n trong n\u0103m nay do c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111\u1ea7u t\u01b0 nhi\u1ec1u ngu\u1ed3n l\u1ef1c \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c quy \u0111\u1ecbnh m\u1edbi, trong \u0111\u00f3 c\u00f3 vi\u1ec7c h\u1ea1n ch\u1ebf b\u00e1n h\u00e0ng qua k\u00eanh ng\u00e2n h\u00e0ng v\u1ed1n \u0111\u01b0\u1ee3c xem l\u00e0 \u201cg\u00e0 \u0111\u1ebb tr\u1ee9ng v\u00e0ng\u201d nh\u1eefng n\u0103m qua, do \u0111\u00f3 \u0111\u00e0 gi\u1ea3m t\u1ed1c d\u1ef1 b\u00e1o s\u1ebd c\u00f2n k\u00e9o d\u00e0i.<\/p>\n<p>Theo gi\u1edbi chuy\u00ean m\u00f4n, c\u00f3 nhi\u1ec1u nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn s\u1ef1 s\u1ee5t gi\u1ea3m doanh thu c\u1ee7a k\u00eanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, nh\u01b0ng l\u00fd do ch\u00ednh \u0111\u01b0\u1ee3c cho l\u00e0 xu\u1ea5t ph\u00e1t t\u1eeb vi\u1ec7c h\u00e0ng tri\u1ec7u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u1ecb m\u1ea5t hi\u1ec7u l\u1ef1c trong n\u0103m qua.<\/p>\n<p>B\u00e1o c\u00e1o c\u1ee7a IAV cho th\u1ea5y, t\u1ea1i th\u1eddi \u0111i\u1ec3m ng\u00e0y 31\/12\/2022, t\u1ed5ng s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 hi\u1ec7u l\u1ef1c l\u00e0 13,92 tri\u1ec7u h\u1ee3p \u0111\u1ed3ng v\u00e0 n\u0103m 2023 c\u00f3 th\u00eam 1,91 tri\u1ec7u h\u1ee3p \u0111\u1ed3ng c\u1ea5p m\u1edbi. Tuy nhi\u00ean, \u0111\u1ebfn ng\u00e0y 31\/12\/2023, to\u00e0n th\u1ecb tr\u01b0\u1eddng ch\u1ec9 c\u00f3 12,44 tri\u1ec7u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f2n hi\u1ec7u l\u1ef1c, \u0111i\u1ec1u n\u00e0y \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c c\u00f3 t\u1edbi 3,39 tri\u1ec7u h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 b\u1ecb \u201ccu\u1ed1n tr\u00f4i\u201d do m\u1ea5t hi\u1ec7u l\u1ef1c. S\u1ed1 l\u01b0\u1ee3ng h\u1ee3p \u0111\u1ed3ng gi\u1ea3m c\u00f3 th\u1ec3 m\u1ed9t ph\u1ea7n do \u0111\u00e1o h\u1ea1n, ch\u1ee9 kh\u00f4ng ho\u00e0n to\u00e0n do kh\u00e1ch h\u00e0ng \u0111\u00f2i h\u1ee7y, nh\u01b0ng c\u0169ng ph\u1ea7n n\u00e0o cho th\u1ea5y b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi t\u00e2m l\u00fd m\u1ea5t ni\u1ec1m tin t\u1eeb ph\u00eda kh\u00e1ch h\u00e0ng.<\/p>\n<h6><\/h6>\n<p>\u0110\u00e1ng ch\u00fa \u00fd, doanh thu ph\u00ed b\u1ea3o hi\u1ec3m n\u0103m th\u1ee9 nh\u1ea5t c\u1ee7a c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ti\u1ebfp t\u1ee5c gi\u1ea3m 35% trong qu\u00fd I\/2024, trong khi n\u0103m 2023 \u0111\u00e3 gi\u1ea3m 44% so v\u1edbi n\u0103m tr\u01b0\u1edbc \u0111\u00f3. Trong s\u1ed1 17 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111ang ho\u1ea1t \u0111\u1ed9ng tr\u00ean th\u1ecb tr\u01b0\u1eddng, ch\u1ec9 3 doanh nghi\u1ec7p ghi nh\u1eadn t\u0103ng tr\u01b0\u1edfng doanh thu ph\u00ed b\u1ea3o hi\u1ec3m khai th\u00e1c m\u1edbi.<\/p>\n<p>D\u1eabu v\u1eady, theo \u00f4ng Ph\u01b0\u01a1ng Ti\u1ebfn Minh &#8211; T\u1ed5ng gi\u00e1m \u0111\u1ed1c Prudential Vi\u1ec7t Nam, v\u1edbi h\u01a1n 12 tri\u1ec7u h\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c, v\u1edbi s\u1ed1 ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m x\u1ea5p x\u1ec9 10 tri\u1ec7u ng\u01b0\u1eddi (t\u00ednh \u0111\u1ebfn cu\u1ed1i n\u0103m 2023), ng\u00e0nh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1ea1i Vi\u1ec7t Nam v\u1eabn c\u00f2n nhi\u1ec1u d\u01b0 \u0111\u1ecba ph\u00e1t tri\u1ec3n so v\u1edbi c\u00e1c qu\u1ed1c gia kh\u00e1c trong khu v\u1ef1c \u0110\u00f4ng Nam \u00c1 nh\u01b0 Malaysia, Philippines, Singapore\u2026 Theo th\u1ed1ng k\u00ea s\u01a1 b\u1ed9, t\u1ef7 l\u1ec7 tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a Vi\u1ec7t Nam thu\u1ed9c lo\u1ea1i th\u1ea5p tr\u00ean th\u1ebf gi\u1edbi, kho\u1ea3ng 11% d\u00e2n s\u1ed1, trong khi con s\u1ed1 n\u00e0y t\u1ea1i Philippines l\u00e0 38%, Malaysia l\u00e0 50%, M\u1ef9 l\u00e0 90%&#8230;<\/p>\n<h5><strong>\u201cMinh b\u1ea1ch\u201d l\u00e0 ch\u00eca kh\u00f3a<\/strong><\/h5>\n<p><em>Ni\u1ec1m tin v\u00e0o b\u1ea3o hi\u1ec3m ch\u01b0a bao gi\u1edd xu\u1ed1ng th\u1ea5p nh\u01b0 hi\u1ec7n nay. B\u1edfi v\u1eady, th\u1ecb tr\u01b0\u1eddng h\u01a1n bao gi\u1edd h\u1ebft c\u1ea7n \u0111\u01b0\u1ee3c \u201cch\u1eefa l\u00e0nh\u201d, ni\u1ec1m tin c\u1ee7a kh\u00e1ch h\u00e0ng, c\u1ee7a ng\u01b0\u1eddi d\u00e2n c\u1ea7n s\u1edbm \u0111\u01b0\u1ee3c kh\u00f4i ph\u1ee5c\u2026 \u0111\u1ec3 l\u1ea5y l\u1ea1i \u0111\u00e0 t\u0103ng tr\u01b0\u1edfng v\u1ed1n c\u00f3.<\/em><\/p>\n<p>Trong b\u1ed1i c\u1ea3nh kh\u00f3 kh\u0103n, m\u1ed9t chuy\u1ec3n \u0111\u1ed9ng t\u00edch c\u1ef1c, theo \u00f4ng Ng\u00f4 Trung D\u0169ng, \u0111\u00f3 l\u00e0 c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u0111\u00e3 ch\u1ee7 \u0111\u1ed9ng \u00e1p d\u1ee5ng nhi\u1ec1u gi\u1ea3i ph\u00e1p thi\u1ebft th\u1ef1c \u0111\u1ec3 kh\u00f4i ph\u1ee5c ni\u1ec1m tin c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n<p>\u00d4ng Ph\u01b0\u01a1ng Ti\u1ebfn Minh chia s\u1ebb, sau nhi\u1ec1u bi\u1ebfn \u0111\u1ed9ng khi\u1ebfn ng\u01b0\u1eddi d\u00e2n do d\u1ef1 khi tham gia b\u1ea3o hi\u1ec3m, gia t\u0103ng ni\u1ec1m tin c\u1ee7a kh\u00e1ch h\u00e0ng l\u00e0 vi\u1ec7c c\u1ee7a to\u00e0n ng\u00e0nh b\u1ea3o hi\u1ec3m. Trong \u0111\u00f3, \u0111\u1ed5i m\u1edbi quy tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng c\u0169ng nh\u01b0 s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh minh b\u1ea1ch, s\u1ef1 chuy\u00ean nghi\u1ec7p, c\u1ee7ng c\u1ed1 ni\u1ec1m tin kh\u00e1ch h\u00e0ng l\u00e0 \u01b0u ti\u00ean h\u00e0ng \u0111\u1ea7u v\u00e0 l\u00e0 y\u1ebfu t\u1ed1 s\u1ed1ng c\u00f2n \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd.<\/p>\n<p>Th\u1ef1c t\u1ebf, th\u1eddi gian qua, nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u00e3 c\u1ea3i ti\u1ebfn b\u1ed9 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec3 c\u00f3 th\u1ec3 \u0111\u1ebfn g\u1ea7n v\u1edbi kh\u00e1ch h\u00e0ng h\u01a1n. T\u1eeb m\u1ed9t b\u1ed9 h\u1ee3p \u0111\u1ed3ng v\u1edbi qu\u00e1 nhi\u1ec1u n\u1ed9i dung, nhi\u1ec1u thu\u1eadt ng\u1eef r\u1ed1i r\u1eafm, kh\u00f3 hi\u1ec3u\u2026, nay \u0111\u01b0\u1ee3c thay th\u1ebf b\u1eb1ng c\u00e1c b\u1ea3n quy t\u1eafc v\u00e0 \u0111i\u1ec1u kho\u1ea3n t\u00f3m t\u1eaft, b\u00ean c\u1ea1nh b\u1ed9 quy t\u1eafc &#8211; \u0111i\u1ec1u kho\u1ea3n s\u1ea3n ph\u1ea9m \u0111\u1ea7y \u0111\u1ee7. C\u00f9ng v\u1edbi \u0111\u00f3 l\u00e0 c\u00e1c c\u00f4ng c\u1ee5 tra c\u1ee9u gi\u00fap kh\u00e1ch h\u00e0ng thu\u1eadn ti\u1ec7n h\u01a1n khi \u0111\u1ecdc h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n<h6><\/h6>\n<p>C\u00f3 quan \u0111i\u1ec3m cho r\u1eb1ng, \u0111\u1ec3 d\u1eabn \u0111\u1ebfn cu\u1ed9c kh\u1ee7ng ho\u1ea3ng ni\u1ec1m tin v\u1eeba qua l\u00e0 do c\u00f2n thi\u1ebfu quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd v\u1ec1 minh b\u1ea1ch h\u00f3a th\u00f4ng tin b\u1ea3o hi\u1ec3m, ch\u1ec9 \u0111\u1ebfn khi Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m 2022 \u0111\u01b0\u1ee3c ban h\u00e0nh th\u00ec th\u00f4ng tin v\u1ec1 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m, s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m, \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m\u2026 m\u1edbi r\u00f5 r\u00e0ng h\u01a1n. C\u00e1c ngh\u1ecb \u0111\u1ecbnh, th\u00f4ng t\u01b0 h\u01b0\u1edbng d\u1eabn Lu\u1eadt c\u0169ng \u0111\u00e3 \u0111\u01b0\u1ee3c ho\u00e0n thi\u1ec7n \u0111\u1ed3ng b\u1ed9 \u0111\u1ec3 t\u1ea1o c\u01a1 s\u1edf cho th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m tr\u1edf n\u00ean minh b\u1ea1ch v\u00e0 chuy\u00ean nghi\u1ec7p h\u01a1n.<\/p>\n<p>\u201c\u0110\u1ec3 th\u1ecb tr\u01b0\u1eddng l\u1ea5y l\u1ea1i \u0111\u00e0 t\u0103ng tr\u01b0\u1edfng c\u0169ng nh\u01b0 \u0111\u1ea1t t\u1ef7 l\u1ec7 th\u00e2m nh\u1eadp b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd cao, c\u1ea7n ph\u1ea3i l\u1ea5y l\u1ea1i l\u00f2ng tin \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n tin t\u01b0\u1edfng v\u00e0 kh\u00f4ng c\u1ea3m th\u1ea5y m\u1ea1o hi\u1ec3m khi mua b\u1ea3o hi\u1ec3m, c\u1ea7n s\u1ef1 minh b\u1ea1ch, trung th\u1ef1c t\u1eeb t\u1ea5t c\u1ea3 c\u00e1c b\u00ean\u201d, \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m Nguy\u1ec5n Thu Trang (H\u00e0 N\u1ed9i) &#8211; ng\u01b0\u1eddi \u0111\u00e3 h\u1ed7 tr\u1ee3 nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd kh\u1ecfi nguy c\u01a1 \u0111\u00f2i h\u1ee7y t\u1eeb ph\u00eda kh\u00e1ch h\u00e0ng trong n\u0103m qua chia s\u1ebb.<\/p>\n<h5><em>M\u1ed9t m\u1eb7t \u0111\u00e1nh gi\u00e1 cu\u1ed9c kh\u1ee7ng ho\u1ea3ng ni\u1ec1m tin v\u1edbi ng\u00e0nh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u1eeba qua l\u00e0 v\u1ea5n \u0111\u1ec1 r\u1ea5t l\u1edbn, c\u1ea7n s\u1edbm c\u00f3 gi\u1ea3i ph\u00e1p kh\u1eafc ph\u1ee5c, nh\u01b0ng m\u1eb7t kh\u00e1c, <a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0\u00a0<\/span><\/a><a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>\u00a0&#8211; Gi\u00e1m \u0111\u1ed1c <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\"><strong>ANVI<\/strong><\/a>\u00a0cho r\u1eb1ng, \u0111\u00e2y c\u0169ng l\u00e0 c\u01a1 h\u1ed9i \u0111\u1ec3 c\u00e1c th\u00e0nh vi\u00ean th\u1ecb tr\u01b0\u1eddng nh\u00ecn l\u1ea1i v\u00e0 c\u00f3 s\u1ef1 \u0111i\u1ec1u ch\u1ec9nh ph\u00f9 h\u1ee3p.<\/em><\/h5>\n<p><em>\u201cV\u1edbi nh\u1eadn th\u1ee9c thay \u0111\u1ed5i, h\u00e0nh lang ph\u00e1p l\u00fd thay \u0111\u1ed5i, quy tr\u00ecnh, s\u1ea3n ph\u1ea9m m\u00e0 c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u0111ang c\u1ea3i ti\u1ebfn th\u00ec quy m\u00f4 th\u1ecb tr\u01b0\u1eddng s\u1ebd t\u0103ng tr\u1edf l\u1ea1i, nh\u01b0ng \u0111i\u1ec1u \u0111\u00f3 kh\u00f4ng quan tr\u1ecdng b\u1eb1ng vi\u1ec7c ch\u1ea5t l\u01b0\u1ee3ng s\u1ebd thay \u0111\u1ed5i m\u1ed9t c\u00e1ch c\u01a1 b\u1ea3n, r\u00f5 r\u00e0ng. \u0110\u00f3 m\u1edbi l\u00e0 \u0111i\u1ec1u gi\u00fap ng\u00e0nh b\u1ea3o hi\u1ec3m n\u00f3i chung, l\u0129nh v\u1ef1c nh\u00e2n th\u1ecd n\u00f3i ri\u00eang ph\u00e1t tri\u1ec3n \u1ed5n \u0111\u1ecbnh, b\u1ec1n v\u1eefng trong t\u01b0\u01a1ng lai\u201d, \u00f4ng \u0110\u1ee9c nh\u1ea5n m\u1ea1nh.<\/em><\/p>\n<p><strong>Kim Lan<\/strong><\/p>\n<p><em>&#8212;&#8212;&#8212;&#8212;-<\/em><\/p>\n<p><strong><em>\u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n (T\u00e0i ch\u00ednh) 31-5-2024:<\/em><\/strong><\/p>\n<p><a href=\"https:\/\/www.tinnhanhchungkhoan.vn\/chua-lanh-bao-hiem-post345974.html\"><em>https:\/\/www.tinnhanhchungkhoan.vn\/chua-lanh-bao-hiem-post345974.html<\/em><\/a><\/p>\n<p><em>(147\/1.341)<\/em>","protected":false},"excerpt":{"rendered":"<p>\u201cCh\u1eefa l\u00e0nh\u201d b\u1ea3o hi\u1ec3m (\u0110TCK)\u00a0&#8211; Sau giai \u0111o\u1ea1n t\u0103ng tr\u01b0\u1edfng k\u00e9o d\u00e0i, th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m Vi\u1ec7t Nam \u0111ang trong chu k\u1ef3 gi\u1ea3m t\u1ed1c v\u00e0 cu\u1ed9c kh\u1ee7ng ho\u1ea3ng ni\u1ec1m tin b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u1eeba qua nh\u01b0 c\u00e0ng c\u1ee9a s\u00e2u th\u00eam \u201cv\u1ebft th\u01b0\u01a1ng\u201d c\u1ee7a th\u1ecb tr\u01b0\u1eddng. Ni\u1ec1m tin c\u1ea7n s\u1edbm \u0111\u01b0\u1ee3c kh\u00f4i ph\u1ee5c Theo Hi\u1ec7p [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":39670,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51,36],"class_list":["post-39668","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3.748. \u201cCh\u1eefa l\u00e0nh\u201d b\u1ea3o hi\u1ec3m - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"Ch\u1eefa l\u00e0nh b\u1ea3o hi\u1ec3m: Sau giai \u0111o\u1ea1n t\u0103ng tr\u01b0\u1edfng k\u00e9o d\u00e0i, th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u0111ang trong chu k\u1ef3 gi\u1ea3m t\u1ed1c v\u00e0 cu\u1ed9c kh\u1ee7ng ho\u1ea3ng ni\u1ec1m tin...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/3-748-chua-lanh-bao-hiem\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.748. \u201cCh\u1eefa l\u00e0nh\u201d b\u1ea3o hi\u1ec3m[:] - 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